Home > First Dupage Bank > Income and Expense
First Dupage Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,459,000 | 2,953 |
| Total interest expense | $6,906,000 | 1,360 |
| Net interest income | $1,553,000 | 6,294 |
| Provision for loan and lease losses | $22,752,000 | 358 |
| Total noninterest income | $-548,000 | 8,011 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $195,000 | 4,167 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-743,000 | 7,986 |
| Total noninterest expense | $5,757,000 | 2,575 |
| Salaries and employee benefits | $1,902,000 | 3,685 |
| Premises and equipment expense | $304,000 | 4,997 |
| Additional noninterest expense | $3,551,000 | 1,513 |
| Pre-tax net operating income | $-27,504,000 | 7,916 |
| Securities gains (losses) | $654,000 | 561 |
| Applicable income taxes | $105,000 | 2,845 |
| Income before extraordinary items | $-26,955,000 | 7,928 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-26,955,000 | 7,928 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-26,955,000 | 7,928 |
| Net charge-offs | $25,452,000 | 248 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 1,137 |
| Net operating income | $-27,609,000 | 7,934 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,009,000 | 2,821 |
| Total interest expense | $4,912,000 | 1,348 |
| Net interest income | $1,097,000 | 6,177 |
| Provision for loan and lease losses | $13,492,000 | 382 |
| Total noninterest income | $-604,000 | 8,113 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $104,000 | 4,585 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-708,000 | 8,104 |
| Total noninterest expense | $3,649,000 | 2,723 |
| Salaries and employee benefits | $1,254,000 | 3,761 |
| Premises and equipment expense | $201,000 | 5,060 |
| Additional noninterest expense | $2,194,000 | 1,656 |
| Pre-tax net operating income | $-16,648,000 | 8,001 |
| Securities gains (losses) | $655,000 | 406 |
| Applicable income taxes | $105,000 | 2,587 |
| Income before extraordinary items | $-16,098,000 | 8,015 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-16,098,000 | 8,015 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-16,098,000 | 8,015 |
| Net charge-offs | $3,992,000 | 683 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 1,093 |
| Net operating income | $-16,753,000 | 8,017 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,548,000 | 2,444 |
| Total interest expense | $2,528,000 | 1,359 |
| Net interest income | $1,020,000 | 4,518 |
| Provision for loan and lease losses | $1,219,000 | 1,041 |
| Total noninterest income | $-108,000 | 8,158 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $56,000 | 4,381 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-164,000 | 8,148 |
| Total noninterest expense | $1,558,000 | 3,036 |
| Salaries and employee benefits | $628,000 | 3,788 |
| Premises and equipment expense | $106,000 | 4,952 |
| Additional noninterest expense | $824,000 | 1,941 |
| Pre-tax net operating income | $-1,865,000 | 7,806 |
| Securities gains (losses) | $643,000 | 264 |
| Applicable income taxes | $105,000 | 2,130 |
| Income before extraordinary items | $-1,327,000 | 7,795 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,327,000 | 7,796 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,327,000 | 7,796 |
| Net charge-offs | $-131,000 | 8,204 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 980 |
| Net operating income | $-1,970,000 | 7,898 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,794,000 | 2,135 |
| Total interest expense | $10,708,000 | 1,517 |
| Net interest income | $7,086,000 | 3,022 |
| Provision for loan and lease losses | $11,324,000 | 539 |
| Total noninterest income | $345,000 | 5,586 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $289,000 | 4,086 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $56,000 | 6,648 |
| Total noninterest expense | $7,074,000 | 2,667 |
| Salaries and employee benefits | $3,423,000 | 2,887 |
| Premises and equipment expense | $479,000 | 4,574 |
| Additional noninterest expense | $3,172,000 | 1,915 |
| Pre-tax net operating income | $-10,967,000 | 8,009 |
| Securities gains (losses) | $430,000 | 431 |
| Applicable income taxes | $-92,000 | 7,059 |
| Income before extraordinary items | $-10,445,000 | 8,005 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-10,445,000 | 8,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,524,000 | 632 |
| Cash dividends | $400,000 | 3,667 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 1,116 |
| Net operating income | $-10,870,700 | 8,042 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,825,000 | 2,114 |
| Total interest expense | $8,112,000 | 1,561 |
| Net interest income | $5,713,000 | 2,858 |
| Provision for loan and lease losses | $6,618,000 | 536 |
| Total noninterest income | $409,000 | 4,771 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $221,000 | 4,071 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $188,000 | 4,535 |
| Total noninterest expense | $5,027,000 | 2,774 |
| Salaries and employee benefits | $2,646,000 | 2,822 |
| Premises and equipment expense | $371,000 | 4,505 |
| Additional noninterest expense | $2,010,000 | 2,154 |
| Pre-tax net operating income | $-5,523,000 | 8,149 |
| Securities gains (losses) | $430,000 | 352 |
| Applicable income taxes | $3,000 | 5,129 |
| Income before extraordinary items | $-5,096,000 | 8,126 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-5,096,000 | 8,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,918,000 | 847 |
| Cash dividends | $400,000 | 3,014 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 994 |
| Net operating income | $-5,526,000 | 8,178 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,451,000 | 2,089 |
| Total interest expense | $5,510,000 | 1,591 |
| Net interest income | $3,941,000 | 2,741 |
| Provision for loan and lease losses | $4,957,000 | 437 |
| Total noninterest income | $272,000 | 4,825 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $146,000 | 4,093 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $126,000 | 4,628 |
| Total noninterest expense | $3,366,000 | 2,763 |
| Salaries and employee benefits | $1,767,000 | 2,854 |
| Premises and equipment expense | $262,000 | 4,378 |
| Additional noninterest expense | $1,337,000 | 2,110 |
| Pre-tax net operating income | $-4,110,000 | 8,272 |
| Securities gains (losses) | $430,000 | 357 |
| Applicable income taxes | $31,000 | 4,398 |
| Income before extraordinary items | $-3,711,000 | 8,289 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,711,000 | 8,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,498 |
| Cash dividends | $400,000 | 2,547 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 879 |
| Net operating income | $-4,141,000 | 8,297 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,055,000 | 2,015 |
| Total interest expense | $2,924,000 | 1,599 |
| Net interest income | $2,131,000 | 2,558 |
| Provision for loan and lease losses | $638,000 | 864 |
| Total noninterest income | $133,000 | 4,880 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $73,000 | 4,064 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $60,000 | 4,693 |
| Total noninterest expense | $1,571,000 | 2,929 |
| Salaries and employee benefits | $872,000 | 2,919 |
| Premises and equipment expense | $132,000 | 4,369 |
| Additional noninterest expense | $567,000 | 2,426 |
| Pre-tax net operating income | $55,000 | 6,549 |
| Securities gains (losses) | $430,000 | 269 |
| Applicable income taxes | $25,000 | 4,203 |
| Income before extraordinary items | $460,000 | 2,881 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $460,000 | 2,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,745 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 758 |
| Net operating income | $51,500 | 6,470 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $23,527,000 | 1,810 |
| Total interest expense | $13,034,000 | 1,545 |
| Net interest income | $10,493,000 | 2,160 |
| Provision for loan and lease losses | $3,463,000 | 572 |
| Total noninterest income | $448,000 | 5,259 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $210,000 | 4,814 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $238,000 | 4,699 |
| Total noninterest expense | $6,810,000 | 2,661 |
| Salaries and employee benefits | $3,975,000 | 2,500 |
| Premises and equipment expense | $556,000 | 4,058 |
| Additional noninterest expense | $2,279,000 | 2,366 |
| Pre-tax net operating income | $668,000 | 5,530 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $32,000 | 5,185 |
| Income before extraordinary items | $636,000 | 5,231 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $636,000 | 5,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,063,000 | 603 |
| Cash dividends | $3,000,000 | 1,163 |
| Sale, conversion, retirement of capital stock, net | $121,000 | 883 |
| Net operating income | $636,000 | 5,216 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $17,990,000 | 1,783 |
| Total interest expense | $9,826,000 | 1,528 |
| Net interest income | $8,164,000 | 2,088 |
| Provision for loan and lease losses | $1,795,000 | 568 |
| Total noninterest income | $335,000 | 5,309 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $156,000 | 4,839 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $179,000 | 4,720 |
| Total noninterest expense | $5,348,000 | 2,533 |
| Salaries and employee benefits | $3,247,000 | 2,323 |
| Premises and equipment expense | $411,000 | 4,083 |
| Additional noninterest expense | $1,690,000 | 2,345 |
| Pre-tax net operating income | $1,356,000 | 3,679 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $43,000 | 5,051 |
| Income before extraordinary items | $1,313,000 | 3,250 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,313,000 | 3,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,095,000 | 611 |
| Cash dividends | $3,000,000 | 857 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 777 |
| Net operating income | $1,313,000 | 3,238 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,974,000 | 1,800 |
| Total interest expense | $6,392,000 | 1,578 |
| Net interest income | $5,582,000 | 2,083 |
| Provision for loan and lease losses | $175,000 | 2,387 |
| Total noninterest income | $213,000 | 5,443 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $94,000 | 5,061 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $119,000 | 4,768 |
| Total noninterest expense | $3,343,000 | 2,705 |
| Salaries and employee benefits | $2,162,000 | 2,362 |
| Premises and equipment expense | $275,000 | 4,104 |
| Additional noninterest expense | $906,000 | 2,863 |
| Pre-tax net operating income | $2,277,000 | 1,940 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $56,000 | 4,670 |
| Income before extraordinary items | $2,221,000 | 1,578 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,221,000 | 1,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 1,151 |
| Cash dividends | $2,400,000 | 759 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 694 |
| Net operating income | $2,221,000 | 1,558 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,055,000 | 1,779 |
| Total interest expense | $3,167,000 | 1,568 |
| Net interest income | $2,888,000 | 2,017 |
| Provision for loan and lease losses | $100,000 | 2,001 |
| Total noninterest income | $106,000 | 5,403 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $46,000 | 5,043 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $60,000 | 4,749 |
| Total noninterest expense | $1,593,000 | 2,823 |
| Salaries and employee benefits | $1,069,000 | 2,396 |
| Premises and equipment expense | $123,000 | 4,440 |
| Additional noninterest expense | $401,000 | 3,166 |
| Pre-tax net operating income | $1,301,000 | 1,758 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $42,000 | 4,302 |
| Income before extraordinary items | $1,259,000 | 1,393 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,259,000 | 1,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $800,000 | 962 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,259,000 | 1,383 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $23,106,000 | 1,750 |
| Total interest expense | $11,306,000 | 1,487 |
| Net interest income | $11,800,000 | 1,965 |
| Provision for loan and lease losses | $646,000 | 1,513 |
| Total noninterest income | $418,000 | 5,511 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $188,000 | 5,111 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $230,000 | 4,852 |
| Total noninterest expense | $5,765,000 | 2,974 |
| Salaries and employee benefits | $3,771,000 | 2,575 |
| Premises and equipment expense | $346,000 | 5,361 |
| Additional noninterest expense | $1,648,000 | 3,050 |
| Pre-tax net operating income | $5,807,000 | 1,658 |
| Securities gains (losses) | $-225,000 | 8,400 |
| Applicable income taxes | $75,000 | 5,186 |
| Income before extraordinary items | $5,507,000 | 1,325 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,507,000 | 1,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $496,000 | 1,183 |
| Cash dividends | $800,000 | 2,936 |
| Sale, conversion, retirement of capital stock, net | $148,000 | 822 |
| Net operating income | $5,729,750 | 1,254 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $17,246,000 | 1,744 |
| Total interest expense | $8,238,000 | 1,484 |
| Net interest income | $9,008,000 | 1,953 |
| Provision for loan and lease losses | $412,000 | 1,654 |
| Total noninterest income | $310,000 | 5,563 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $136,000 | 5,218 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $174,000 | 4,834 |
| Total noninterest expense | $4,195,000 | 3,043 |
| Salaries and employee benefits | $2,713,000 | 2,669 |
| Premises and equipment expense | $251,000 | 5,465 |
| Additional noninterest expense | $1,231,000 | 3,056 |
| Pre-tax net operating income | $4,711,000 | 1,586 |
| Securities gains (losses) | $-53,000 | 8,199 |
| Applicable income taxes | $61,000 | 5,302 |
| Income before extraordinary items | $4,597,000 | 1,233 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,597,000 | 1,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 1,469 |
| Cash dividends | $800,000 | 2,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,649,470 | 1,209 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,443,000 | 1,711 |
| Total interest expense | $5,211,000 | 1,493 |
| Net interest income | $6,232,000 | 1,863 |
| Provision for loan and lease losses | $312,000 | 1,419 |
| Total noninterest income | $207,000 | 5,553 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $92,000 | 5,198 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $115,000 | 4,830 |
| Total noninterest expense | $2,734,000 | 3,111 |
| Salaries and employee benefits | $1,807,000 | 2,675 |
| Premises and equipment expense | $168,000 | 5,459 |
| Additional noninterest expense | $759,000 | 3,264 |
| Pre-tax net operating income | $3,393,000 | 1,490 |
| Securities gains (losses) | $-53,000 | 8,380 |
| Applicable income taxes | $45,000 | 5,301 |
| Income before extraordinary items | $3,295,000 | 1,161 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,295,000 | 1,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 1,059 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,347,470 | 1,137 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,451,000 | 1,754 |
| Total interest expense | $2,423,000 | 1,518 |
| Net interest income | $3,028,000 | 1,913 |
| Provision for loan and lease losses | $167,000 | 1,308 |
| Total noninterest income | $103,000 | 5,530 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $47,000 | 5,070 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $56,000 | 4,890 |
| Total noninterest expense | $1,310,000 | 3,238 |
| Salaries and employee benefits | $916,000 | 2,643 |
| Premises and equipment expense | $91,000 | 5,241 |
| Additional noninterest expense | $303,000 | 3,857 |
| Pre-tax net operating income | $1,654,000 | 1,497 |
| Securities gains (losses) | $-53,000 | 8,579 |
| Applicable income taxes | $22,000 | 5,279 |
| Income before extraordinary items | $1,579,000 | 1,177 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,579,000 | 1,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-83,000 | 8,613 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,631,470 | 1,127 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $16,965,000 | 1,973 |
| Total interest expense | $7,085,000 | 1,615 |
| Net interest income | $9,880,000 | 2,244 |
| Provision for loan and lease losses | $1,668,000 | 645 |
| Total noninterest income | $419,000 | 5,626 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $187,000 | 5,178 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $232,000 | 4,870 |
| Total noninterest expense | $5,002,000 | 3,239 |
| Salaries and employee benefits | $3,195,000 | 2,808 |
| Premises and equipment expense | $411,000 | 4,769 |
| Additional noninterest expense | $1,396,000 | 3,421 |
| Pre-tax net operating income | $3,629,000 | 2,392 |
| Securities gains (losses) | $-183,000 | 8,567 |
| Applicable income taxes | $28,000 | 6,179 |
| Income before extraordinary items | $3,418,000 | 2,003 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,418,000 | 2,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,421 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,599,170 | 1,886 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,821,000 | 2,064 |
| Total interest expense | $4,883,000 | 1,654 |
| Net interest income | $6,938,000 | 2,365 |
| Provision for loan and lease losses | $1,183,000 | 649 |
| Total noninterest income | $306,000 | 5,729 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $133,000 | 5,316 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $173,000 | 4,923 |
| Total noninterest expense | $3,628,000 | 3,301 |
| Salaries and employee benefits | $2,359,000 | 2,810 |
| Premises and equipment expense | $304,000 | 4,799 |
| Additional noninterest expense | $965,000 | 3,598 |
| Pre-tax net operating income | $2,433,000 | 2,624 |
| Securities gains (losses) | $-182,000 | 8,715 |
| Applicable income taxes | $12,000 | 6,473 |
| Income before extraordinary items | $2,239,000 | 2,269 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,239,000 | 2,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,273 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,419,180 | 2,089 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,304,000 | 2,157 |
| Total interest expense | $2,948,000 | 1,714 |
| Net interest income | $4,356,000 | 2,464 |
| Provision for loan and lease losses | $802,000 | 631 |
| Total noninterest income | $197,000 | 5,774 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $83,000 | 5,411 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $114,000 | 4,928 |
| Total noninterest expense | $2,385,000 | 3,318 |
| Salaries and employee benefits | $1,518,000 | 2,900 |
| Premises and equipment expense | $205,000 | 4,749 |
| Additional noninterest expense | $662,000 | 3,502 |
| Pre-tax net operating income | $1,366,000 | 2,950 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,366,000 | 2,379 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,366,000 | 2,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,334 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,366,000 | 2,358 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,353,000 | 2,303 |
| Total interest expense | $1,349,000 | 1,770 |
| Net interest income | $2,004,000 | 2,635 |
| Provision for loan and lease losses | $342,000 | 684 |
| Total noninterest income | $98,000 | 5,732 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $43,000 | 5,318 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $55,000 | 4,967 |
| Total noninterest expense | $1,168,000 | 3,386 |
| Salaries and employee benefits | $752,000 | 2,920 |
| Premises and equipment expense | $104,000 | 4,732 |
| Additional noninterest expense | $312,000 | 3,692 |
| Pre-tax net operating income | $592,000 | 3,254 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $592,000 | 2,649 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $592,000 | 2,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,262 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $592,000 | 2,609 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,946,000 | 2,848 |
| Total interest expense | $3,767,000 | 2,163 |
| Net interest income | $6,179,000 | 3,216 |
| Provision for loan and lease losses | $1,075,000 | 984 |
| Total noninterest income | $380,000 | 5,898 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $190,000 | 5,334 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $190,000 | 5,212 |
| Total noninterest expense | $4,254,000 | 3,565 |
| Salaries and employee benefits | $2,753,000 | 3,077 |
| Premises and equipment expense | $378,000 | 4,949 |
| Additional noninterest expense | $1,123,000 | 3,956 |
| Pre-tax net operating income | $1,230,000 | 4,733 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,230,000 | 4,146 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,230,000 | 4,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $335,000 | 1,831 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,230,000 | 4,069 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,072,000 | 2,952 |
| Total interest expense | $2,624,000 | 2,252 |
| Net interest income | $4,448,000 | 3,305 |
| Provision for loan and lease losses | $773,000 | 986 |
| Total noninterest income | $288,000 | 5,918 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $153,000 | 5,219 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $135,000 | 5,352 |
| Total noninterest expense | $3,156,000 | 3,554 |
| Salaries and employee benefits | $1,996,000 | 3,129 |
| Premises and equipment expense | $287,000 | 4,897 |
| Additional noninterest expense | $873,000 | 3,822 |
| Pre-tax net operating income | $807,000 | 5,159 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $807,000 | 4,611 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $807,000 | 4,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 2,279 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $807,000 | 4,516 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,435,000 | 3,102 |
| Total interest expense | $1,627,000 | 2,384 |
| Net interest income | $2,808,000 | 3,440 |
| Provision for loan and lease losses | $526,000 | 939 |
| Total noninterest income | $178,000 | 6,086 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $93,000 | 5,427 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $85,000 | 5,489 |
| Total noninterest expense | $2,008,000 | 3,728 |
| Salaries and employee benefits | $1,294,000 | 3,229 |
| Premises and equipment expense | $190,000 | 4,934 |
| Additional noninterest expense | $524,000 | 4,164 |
| Pre-tax net operating income | $452,000 | 5,559 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $452,000 | 4,990 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $452,000 | 4,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 1,669 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $452,000 | 4,905 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,124,000 | 3,227 |
| Total interest expense | $785,000 | 2,493 |
| Net interest income | $1,339,000 | 3,570 |
| Provision for loan and lease losses | $273,000 | 891 |
| Total noninterest income | $86,000 | 6,123 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $48,000 | 5,292 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $38,000 | 5,668 |
| Total noninterest expense | $987,000 | 3,803 |
| Salaries and employee benefits | $634,000 | 3,310 |
| Premises and equipment expense | $94,000 | 5,013 |
| Additional noninterest expense | $259,000 | 4,194 |
| Pre-tax net operating income | $165,000 | 6,248 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $165,000 | 5,788 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $165,000 | 5,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $165,000 | 5,662 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,434,000 | 4,088 |
| Total interest expense | $2,906,000 | 2,952 |
| Net interest income | $3,528,000 | 4,764 |
| Provision for loan and lease losses | $472,000 | 2,285 |
| Total noninterest income | $467,000 | 5,604 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $144,000 | 5,937 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $323,000 | 4,356 |
| Total noninterest expense | $3,188,000 | 4,419 |
| Salaries and employee benefits | $2,056,000 | 3,834 |
| Premises and equipment expense | $356,000 | 5,113 |
| Additional noninterest expense | $776,000 | 5,159 |
| Pre-tax net operating income | $335,000 | 7,296 |
| Securities gains (losses) | $225,000 | 1,261 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $560,000 | 6,096 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $560,000 | 6,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $437,000 | 1,775 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $335,000 | 6,965 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,649,000 | 4,265 |
| Total interest expense | $2,176,000 | 3,053 |
| Net interest income | $2,473,000 | 5,008 |
| Provision for loan and lease losses | $256,000 | 2,812 |
| Total noninterest income | $218,000 | 6,693 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $99,000 | 6,150 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $119,000 | 5,748 |
| Total noninterest expense | $2,297,000 | 4,525 |
| Salaries and employee benefits | $1,470,000 | 3,984 |
| Premises and equipment expense | $260,000 | 5,196 |
| Additional noninterest expense | $567,000 | 5,212 |
| Pre-tax net operating income | $138,000 | 8,043 |
| Securities gains (losses) | $216,000 | 1,183 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $354,000 | 6,639 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $354,000 | 6,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,642 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $138,000 | 7,847 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,010,000 | 4,380 |
| Total interest expense | $1,447,000 | 3,157 |
| Net interest income | $1,563,000 | 5,204 |
| Provision for loan and lease losses | $204,000 | 2,482 |
| Total noninterest income | $135,000 | 6,840 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $60,000 | 6,305 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $75,000 | 5,841 |
| Total noninterest expense | $1,489,000 | 4,614 |
| Salaries and employee benefits | $961,000 | 4,041 |
| Premises and equipment expense | $168,000 | 5,277 |
| Additional noninterest expense | $360,000 | 5,374 |
| Pre-tax net operating income | $5,000 | 8,631 |
| Securities gains (losses) | $216,000 | 1,000 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $221,000 | 6,770 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $221,000 | 6,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,017 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $5,000 | 8,618 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,471,000 | 4,474 |
| Total interest expense | $715,000 | 3,256 |
| Net interest income | $756,000 | 5,291 |
| Provision for loan and lease losses | $37,000 | 4,214 |
| Total noninterest income | $66,000 | 6,832 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $28,000 | 6,375 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $38,000 | 5,786 |
| Total noninterest expense | $763,000 | 4,513 |
| Salaries and employee benefits | $493,000 | 3,949 |
| Premises and equipment expense | $89,000 | 5,083 |
| Additional noninterest expense | $181,000 | 5,325 |
| Pre-tax net operating income | $22,000 | 8,426 |
| Securities gains (losses) | $73,000 | 1,183 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $95,000 | 6,996 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $95,000 | 6,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $22,000 | 8,331 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,653,000 | 4,740 |
| Total interest expense | $2,856,000 | 3,668 |
| Net interest income | $2,797,000 | 5,531 |
| Provision for loan and lease losses | $176,000 | 4,636 |
| Total noninterest income | $291,000 | 6,525 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $121,000 | 6,236 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $170,000 | 5,342 |
| Total noninterest expense | $2,532,000 | 5,042 |
| Salaries and employee benefits | $1,489,000 | 4,720 |
| Premises and equipment expense | $332,000 | 5,255 |
| Additional noninterest expense | $711,000 | 5,360 |
| Pre-tax net operating income | $380,000 | 7,246 |
| Securities gains (losses) | $50,000 | 2,409 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $430,000 | 6,695 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $430,000 | 6,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,992 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $380,000 | 6,810 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,021,000 | 5,597 |
| Total interest expense | $3,093,000 | 4,612 |
| Net interest income | $1,928,000 | 6,539 |
| Provision for loan and lease losses | $840,000 | 1,441 |
| Total noninterest income | $103,000 | 8,463 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $83,000 | 6,914 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $20,000 | 8,732 |
| Total noninterest expense | $2,073,000 | 5,606 |
| Salaries and employee benefits | $1,183,000 | 5,382 |
| Premises and equipment expense | $325,000 | 5,272 |
| Additional noninterest expense | $565,000 | 6,060 |
| Pre-tax net operating income | $-882,000 | 9,318 |
| Securities gains (losses) | $28,000 | 2,876 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-854,000 | 9,375 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-854,000 | 9,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $418,000 | 1,773 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $2,150,000 | 290 |
| Net operating income | $-882,000 | 9,355 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,208,000 | 7,203 |
| Total interest expense | $1,952,000 | 6,344 |
| Net interest income | $1,256,000 | 7,948 |
| Provision for loan and lease losses | $322,000 | 2,701 |
| Total noninterest income | $31,000 | 9,572 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 8,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 9,605 |
| Total noninterest expense | $1,598,000 | 6,490 |
| Salaries and employee benefits | $865,000 | 6,437 |
| Premises and equipment expense | $255,000 | 5,977 |
| Additional noninterest expense | $478,000 | 6,598 |
| Pre-tax net operating income | $-633,000 | 9,604 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-633,000 | 9,631 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-633,000 | 9,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,846 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-633,000 | 9,629 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $388,000 | 10,027 |
| Total interest expense | $163,000 | 9,983 |
| Net interest income | $225,000 | 10,036 |
| Provision for loan and lease losses | $88,000 | 5,519 |
| Total noninterest income | $3,000 | 10,129 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 8,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 10,068 |
| Total noninterest expense | $1,090,000 | 7,871 |
| Salaries and employee benefits | $339,000 | 9,257 |
| Premises and equipment expense | $126,000 | 8,112 |
| Additional noninterest expense | $625,000 | 5,676 |
| Pre-tax net operating income | $-950,000 | 10,053 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-950,000 | 10,076 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-950,000 | 10,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $7,700,000 | 132 |
| Net operating income | $-950,000 | 10,066 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.