Home > First Dupage Bank > Assets and Liabilities
First Dupage Bank, Assets and Liabilities
| 2009-09-30 | Rank | |
| # of Employees: | 26 | 5,053 |
| Assets and Liabilities | ||
| Total Assets: | $262,093,000 | 2,564 |
| Cash and due from depository institutions | $29,848,000 | 5,053 |
| Interest-bearing balances | $28,404,000 | 919 |
| Securities | $13,751,000 | 5,226 |
| Federal funds sold & reverse repurchase agreements | $191,000 | 4,523 |
| Net loans & leases | $203,768,000 | 2,266 |
| Loan loss allowance | $7,800,000 | 1,039 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $3,025,000 | 3,615 |
| Other real estate owned | $7,151,000 | 5,053 |
| Goodwill and other intangibles | $16,000 | 3,039 |
| All other assets | $4,343,000 | 3,390 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $262,093,000 | 2,564 |
| Total liabilities | $270,452,000 | 2,265 |
| Total deposits | $253,992,000 | 2,186 |
| Interest-bearing deposits | $247,173,000 | 1,966 |
| Deposits held in domestic offices | $253,992,000 | 2,184 |
| % insured | 99.47% | 280 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $15,000,000 | 2,302 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,460,000 | 2,963 |
| Total equity capital | $-8,359,000 | 8,104 |
| Total bank equity capital | $-8,359,000 | 8,104 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $650,000 | 3,477 |
| Surplus | $24,136,000 | 1,337 |
| Undivided profits | $-33,145,000 | 7,987 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $63,052,000 | 342 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,063,000 | 3,369 |
| Earning assets | $246,114,000 | 2,507 |
| Long-term assets (5+ years) | $28,043,000 | 3,493 |
| Average Assets, year-to-date | $292,990,250 | 2,281 |
| Average Assets, quarterly | $274,598,000 | 2,428 |
| Volatile liabilities | $54,946,000 | 2,545 |
| Insider loans | $4,518,000 | 1,701 |
| FHLB advances | $15,000,000 | 2,176 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $12,487,000 | 3,776 |
| Tier 1 (core) risk-based capital | $-7,488,000 | 8,106 |
| Tier 2 risk-based capital | $0 | 8,008 |
| Total risk weighted assets | $220,672,000 | 2,186 |
| Total unused commitments | $12,487,000 | 3,779 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 24 | 5,322 |
| Assets and Liabilities | ||
| Total Assets: | $287,103,000 | 2,352 |
| Cash and due from depository institutions | $38,462,000 | 5,322 |
| Interest-bearing balances | $36,738,000 | 608 |
| Securities | $14,112,000 | 5,180 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $223,825,000 | 2,109 |
| Loan loss allowance | $20,000,000 | 450 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,074,000 | 3,602 |
| Other real estate owned | $3,740,000 | 5,322 |
| Goodwill and other intangibles | $17,000 | 3,054 |
| All other assets | $3,873,000 | 3,657 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $287,103,000 | 2,352 |
| Total liabilities | $285,298,000 | 2,180 |
| Total deposits | $268,456,000 | 2,067 |
| Interest-bearing deposits | $258,791,000 | 1,872 |
| Deposits held in domestic offices | $268,456,000 | 2,065 |
| % insured | 77.94% | 4,326 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $15,000,000 | 2,376 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,842,000 | 2,523 |
| Total equity capital | $1,805,000 | 8,012 |
| Total bank equity capital | $1,805,000 | 8,012 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $650,000 | 3,520 |
| Surplus | $24,132,000 | 1,349 |
| Undivided profits | $-22,977,000 | 8,053 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $49,106,000 | 398 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $991,000 | 3,502 |
| Earning assets | $274,675,000 | 2,269 |
| Long-term assets (5+ years) | $24,364,000 | 3,737 |
| Average Assets, year-to-date | $303,289,330 | 2,236 |
| Average Assets, quarterly | $298,804,000 | 2,273 |
| Volatile liabilities | $50,291,000 | 2,749 |
| Insider loans | $5,174,000 | 1,512 |
| FHLB advances | $15,000,000 | 2,240 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $16,249,000 | 3,360 |
| Tier 1 (core) risk-based capital | $3,365,000 | 7,542 |
| Tier 2 risk-based capital | $3,184,000 | 1,792 |
| Total risk weighted assets | $237,917,000 | 2,085 |
| Total unused commitments | $16,249,000 | 3,361 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 26 | 5,141 |
| Assets and Liabilities | ||
| Total Assets: | $310,505,000 | 2,223 |
| Cash and due from depository institutions | $35,658,000 | 5,141 |
| Interest-bearing balances | $34,039,000 | 569 |
| Securities | $16,518,000 | 4,861 |
| Federal funds sold & reverse repurchase agreements | $395,000 | 5,026 |
| Net loans & leases | $244,807,000 | 1,965 |
| Loan loss allowance | $11,850,000 | 656 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $3,128,000 | 3,609 |
| Other real estate owned | $2,835,000 | 5,141 |
| Goodwill and other intangibles | $17,000 | 3,093 |
| All other assets | $7,147,000 | 2,444 |
| Life insurance assets | $2,396,000 | 2,104 |
| Total liabilities and capital | $310,505,000 | 2,223 |
| Total liabilities | $294,306,000 | 2,130 |
| Total deposits | $277,741,000 | 2,009 |
| Interest-bearing deposits | $266,790,000 | 1,841 |
| Deposits held in domestic offices | $277,741,000 | 2,007 |
| % insured | 70.20% | 6,046 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $15,000,000 | 2,425 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,565,000 | 2,776 |
| Total equity capital | $16,199,000 | 3,928 |
| Total bank equity capital | $16,199,000 | 3,928 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $650,000 | 3,544 |
| Surplus | $24,127,000 | 1,337 |
| Undivided profits | $-8,578,000 | 7,992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $42,507,000 | 403 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,524,000 | 2,350 |
| Earning assets | $295,759,000 | 2,160 |
| Long-term assets (5+ years) | $25,426,000 | 3,628 |
| Average Assets, year-to-date | $311,382,500 | 2,206 |
| Average Assets, quarterly | $311,382,500 | 2,206 |
| Volatile liabilities | $44,538,000 | 3,005 |
| Insider loans | $5,252,000 | 1,491 |
| FHLB advances | $15,000,000 | 2,300 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $21,795,000 | 2,904 |
| Tier 1 (core) risk-based capital | $18,131,000 | 3,454 |
| Tier 2 risk-based capital | $3,257,000 | 1,740 |
| Total risk weighted assets | $261,577,000 | 1,941 |
| Total unused commitments | $21,795,000 | 2,905 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 26 | 5,169 |
| Assets and Liabilities | ||
| Total Assets: | $312,260,000 | 2,195 |
| Cash and due from depository institutions | $12,647,000 | 5,169 |
| Interest-bearing balances | $10,662,000 | 1,026 |
| Securities | $33,553,000 | 3,197 |
| Federal funds sold & reverse repurchase agreements | $290,000 | 4,759 |
| Net loans & leases | $249,652,000 | 1,947 |
| Loan loss allowance | $10,500,000 | 705 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $3,184,000 | 3,590 |
| Other real estate owned | $3,174,000 | 5,169 |
| Goodwill and other intangibles | $17,000 | 3,096 |
| All other assets | $9,743,000 | 1,946 |
| Life insurance assets | $5,095,000 | 1,260 |
| Total liabilities and capital | $312,260,000 | 2,195 |
| Total liabilities | $293,608,000 | 2,114 |
| Total deposits | $276,995,000 | 1,972 |
| Interest-bearing deposits | $267,878,000 | 1,800 |
| Deposits held in domestic offices | $276,995,000 | 1,969 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $15,000,000 | 2,616 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,613,000 | 2,693 |
| Total equity capital | $18,652,000 | 3,454 |
| Total bank equity capital | $18,652,000 | 3,454 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $650,000 | 3,569 |
| Surplus | $24,122,000 | 1,306 |
| Undivided profits | $-6,120,000 | 7,983 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,576,000 | 484 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,495,000 | 2,525 |
| Earning assets | $294,157,000 | 2,149 |
| Long-term assets (5+ years) | $48,248,000 | 2,359 |
| Average Assets, year-to-date | $311,915,000 | 2,142 |
| Average Assets, quarterly | $310,415,000 | 2,189 |
| Volatile liabilities | $39,177,000 | 3,264 |
| Insider loans | $5,329,000 | 1,499 |
| FHLB advances | $15,000,000 | 2,496 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $30,633,000 | 2,325 |
| Tier 1 (core) risk-based capital | $19,453,000 | 3,208 |
| Tier 2 risk-based capital | $3,446,000 | 1,656 |
| Total risk weighted assets | $274,863,000 | 1,868 |
| Total unused commitments | $30,633,000 | 2,326 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 36 | 4,242 |
| Assets and Liabilities | ||
| Total Assets: | $308,570,000 | 2,209 |
| Cash and due from depository institutions | $2,659,000 | 4,242 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $34,480,000 | 3,072 |
| Federal funds sold & reverse repurchase agreements | $2,776,000 | 3,246 |
| Net loans & leases | $253,419,000 | 1,924 |
| Loan loss allowance | $9,400,000 | 695 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,241,000 | 3,562 |
| Other real estate owned | $2,534,000 | 4,242 |
| Goodwill and other intangibles | $18,000 | 3,150 |
| All other assets | $9,443,000 | 1,984 |
| Life insurance assets | $5,045,000 | 1,257 |
| Total liabilities and capital | $308,570,000 | 2,209 |
| Total liabilities | $284,631,000 | 2,157 |
| Total deposits | $267,960,000 | 1,996 |
| Interest-bearing deposits | $256,276,000 | 1,834 |
| Deposits held in domestic offices | $267,960,000 | 1,992 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $15,000,000 | 2,617 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,671,000 | 2,688 |
| Total equity capital | $23,939,000 | 2,773 |
| Total bank equity capital | $23,939,000 | 2,773 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $650,000 | 3,603 |
| Surplus | $24,108,000 | 1,292 |
| Undivided profits | $-819,000 | 7,436 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,387,000 | 389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,265,000 | 3,082 |
| Earning assets | $290,675,000 | 2,164 |
| Long-term assets (5+ years) | $48,942,000 | 2,284 |
| Average Assets, year-to-date | $311,828,750 | 2,152 |
| Average Assets, quarterly | $310,858,500 | 2,182 |
| Volatile liabilities | $37,900,000 | 3,268 |
| Insider loans | $5,209,000 | 1,515 |
| FHLB advances | $15,000,000 | 2,501 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $40,365,000 | 2,000 |
| Tier 1 (core) risk-based capital | $24,787,000 | 2,590 |
| Tier 2 risk-based capital | $3,480,000 | 1,602 |
| Total risk weighted assets | $278,710,000 | 1,832 |
| Total unused commitments | $40,365,000 | 2,001 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 37 | 4,231 |
| Assets and Liabilities | ||
| Total Assets: | $313,147,000 | 2,178 |
| Cash and due from depository institutions | $3,770,000 | 4,231 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $35,925,000 | 3,003 |
| Federal funds sold & reverse repurchase agreements | $1,018,000 | 4,655 |
| Net loans & leases | $258,746,000 | 1,862 |
| Loan loss allowance | $9,500,000 | 667 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,295,000 | 3,508 |
| Other real estate owned | $875,000 | 4,231 |
| Goodwill and other intangibles | $18,000 | 3,177 |
| All other assets | $9,500,000 | 1,945 |
| Life insurance assets | $4,999,000 | 1,262 |
| Total liabilities and capital | $313,147,000 | 2,178 |
| Total liabilities | $287,274,000 | 2,124 |
| Total deposits | $270,555,000 | 1,966 |
| Interest-bearing deposits | $257,041,000 | 1,800 |
| Deposits held in domestic offices | $270,555,000 | 1,962 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $15,000,000 | 2,526 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,719,000 | 2,596 |
| Total equity capital | $25,873,000 | 2,608 |
| Total bank equity capital | $25,873,000 | 2,608 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $650,000 | 3,634 |
| Surplus | $24,099,000 | 1,278 |
| Undivided profits | $1,124,000 | 6,578 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,510,000 | 409 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,416,000 | 2,713 |
| Earning assets | $295,689,000 | 2,110 |
| Long-term assets (5+ years) | $48,129,000 | 2,304 |
| Average Assets, year-to-date | $312,915,000 | 2,142 |
| Average Assets, quarterly | $313,131,000 | 2,165 |
| Volatile liabilities | $37,610,000 | 3,267 |
| Insider loans | $5,399,000 | 1,470 |
| FHLB advances | $15,000,000 | 2,422 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $63,860,000 | 1,415 |
| Tier 1 (core) risk-based capital | $26,163,000 | 2,484 |
| Tier 2 risk-based capital | $3,684,000 | 1,491 |
| Total risk weighted assets | $288,910,000 | 1,773 |
| Total unused commitments | $63,860,000 | 1,415 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 36 | 4,290 |
| Assets and Liabilities | ||
| Total Assets: | $313,115,000 | 2,168 |
| Cash and due from depository institutions | $3,872,000 | 4,290 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $21,960,000 | 4,184 |
| Federal funds sold & reverse repurchase agreements | $17,679,000 | 939 |
| Net loans & leases | $257,890,000 | 1,832 |
| Loan loss allowance | $5,300,000 | 1,067 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,357,000 | 3,440 |
| Other real estate owned | $0 | 4,290 |
| Goodwill and other intangibles | $18,000 | 3,179 |
| All other assets | $8,339,000 | 2,091 |
| Life insurance assets | $4,952,000 | 1,268 |
| Total liabilities and capital | $313,115,000 | 2,168 |
| Total liabilities | $281,861,000 | 2,149 |
| Total deposits | $263,111,000 | 2,025 |
| Interest-bearing deposits | $252,186,000 | 1,846 |
| Deposits held in domestic offices | $263,111,000 | 2,021 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $17,000,000 | 2,181 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,750,000 | 2,738 |
| Total equity capital | $31,254,000 | 2,255 |
| Total bank equity capital | $31,254,000 | 2,255 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $650,000 | 3,645 |
| Surplus | $24,084,000 | 1,269 |
| Undivided profits | $6,520,000 | 4,121 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,253,000 | 346 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,194,000 | 3,218 |
| Earning assets | $297,529,000 | 2,091 |
| Long-term assets (5+ years) | $33,542,000 | 2,886 |
| Average Assets, year-to-date | $312,799,000 | 2,146 |
| Average Assets, quarterly | $312,799,000 | 2,146 |
| Volatile liabilities | $38,399,000 | 3,215 |
| Insider loans | $9,047,000 | 839 |
| FHLB advances | $17,000,000 | 2,089 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $78,279,000 | 1,227 |
| Tier 1 (core) risk-based capital | $30,719,000 | 2,142 |
| Tier 2 risk-based capital | $3,579,000 | 1,495 |
| Total risk weighted assets | $284,617,000 | 1,759 |
| Total unused commitments | $78,279,000 | 1,229 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 37 | 4,223 |
| Assets and Liabilities | ||
| Total Assets: | $312,483,000 | 2,140 |
| Cash and due from depository institutions | $2,651,000 | 4,223 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $38,482,000 | 2,863 |
| Federal funds sold & reverse repurchase agreements | $1,638,000 | 4,440 |
| Net loans & leases | $257,492,000 | 1,834 |
| Loan loss allowance | $4,700,000 | 1,175 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,423,000 | 3,380 |
| Other real estate owned | $0 | 4,223 |
| Goodwill and other intangibles | $29,000 | 3,117 |
| All other assets | $8,768,000 | 2,001 |
| Life insurance assets | $4,906,000 | 1,255 |
| Total liabilities and capital | $312,483,000 | 2,140 |
| Total liabilities | $281,654,000 | 2,119 |
| Total deposits | $277,386,000 | 1,915 |
| Interest-bearing deposits | $263,590,000 | 1,774 |
| Deposits held in domestic offices | $277,386,000 | 1,909 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $2,000,000 | 4,460 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,268,000 | 2,233 |
| Total equity capital | $30,829,000 | 2,268 |
| Total bank equity capital | $30,829,000 | 2,268 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $650,000 | 3,655 |
| Surplus | $24,069,000 | 1,246 |
| Undivided profits | $6,110,000 | 4,243 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,432,000 | 416 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,614,000 | 2,631 |
| Earning assets | $297,612,000 | 2,056 |
| Long-term assets (5+ years) | $38,629,000 | 2,412 |
| Average Assets, year-to-date | $314,010,400 | 2,056 |
| Average Assets, quarterly | $313,981,500 | 2,112 |
| Volatile liabilities | $54,854,000 | 2,416 |
| Insider loans | $9,220,000 | 796 |
| FHLB advances | $2,000,000 | 4,278 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $94,883,000 | 1,075 |
| Tier 1 (core) risk-based capital | $30,233,000 | 2,174 |
| Tier 2 risk-based capital | $3,645,000 | 1,467 |
| Total risk weighted assets | $289,778,000 | 1,722 |
| Total unused commitments | $94,883,000 | 1,075 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 37 | 4,236 |
| Assets and Liabilities | ||
| Total Assets: | $315,480,000 | 2,090 |
| Cash and due from depository institutions | $2,791,000 | 4,236 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $38,831,000 | 2,830 |
| Federal funds sold & reverse repurchase agreements | $184,000 | 5,898 |
| Net loans & leases | $256,551,000 | 1,798 |
| Loan loss allowance | $4,000,000 | 1,326 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,472,000 | 3,302 |
| Other real estate owned | $5,270,000 | 4,236 |
| Goodwill and other intangibles | $30,000 | 3,121 |
| All other assets | $8,351,000 | 2,063 |
| Life insurance assets | $4,866,000 | 1,220 |
| Total liabilities and capital | $315,480,000 | 2,090 |
| Total liabilities | $284,608,000 | 2,068 |
| Total deposits | $271,170,000 | 1,939 |
| Interest-bearing deposits | $258,200,000 | 1,791 |
| Deposits held in domestic offices | $271,170,000 | 1,934 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,100,000 | 1,317 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $2,000,000 | 4,403 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,338,000 | 2,194 |
| Total equity capital | $30,872,000 | 2,229 |
| Total bank equity capital | $30,872,000 | 2,229 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $650,000 | 3,642 |
| Surplus | $24,040,000 | 1,220 |
| Undivided profits | $6,182,000 | 4,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,293,000 | 478 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $308,000 | 430 |
| Income earned, not collected on loans | $1,588,000 | 2,829 |
| Earning assets | $295,566,000 | 2,037 |
| Long-term assets (5+ years) | $39,419,000 | 2,298 |
| Average Assets, year-to-date | $314,392,250 | 2,042 |
| Average Assets, quarterly | $316,487,500 | 2,065 |
| Volatile liabilities | $66,276,000 | 2,023 |
| Insider loans | $9,237,000 | 779 |
| FHLB advances | $2,000,000 | 4,193 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $85,163,000 | 1,199 |
| Tier 1 (core) risk-based capital | $30,881,000 | 2,121 |
| Tier 2 risk-based capital | $3,666,000 | 1,442 |
| Total risk weighted assets | $292,177,000 | 1,679 |
| Total unused commitments | $85,163,000 | 1,200 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 36 | 4,360 |
| Assets and Liabilities | ||
| Total Assets: | $317,495,000 | 2,075 |
| Cash and due from depository institutions | $2,706,000 | 4,360 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $37,468,000 | 2,907 |
| Federal funds sold & reverse repurchase agreements | $84,000 | 6,173 |
| Net loans & leases | $260,489,000 | 1,791 |
| Loan loss allowance | $3,225,000 | 1,644 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,507,000 | 3,264 |
| Other real estate owned | $4,760,000 | 4,360 |
| Goodwill and other intangibles | $30,000 | 3,150 |
| All other assets | $8,451,000 | 2,047 |
| Life insurance assets | $4,820,000 | 1,223 |
| Total liabilities and capital | $317,495,000 | 2,075 |
| Total liabilities | $285,724,000 | 2,060 |
| Total deposits | $270,788,000 | 1,976 |
| Interest-bearing deposits | $259,081,000 | 1,797 |
| Deposits held in domestic offices | $270,788,000 | 1,971 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,800,000 | 1,156 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,000,000 | 4,343 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,136,000 | 2,225 |
| Total equity capital | $31,771,000 | 2,134 |
| Total bank equity capital | $31,771,000 | 2,134 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $650,000 | 3,660 |
| Surplus | $24,010,000 | 1,230 |
| Undivided profits | $7,111,000 | 3,863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,141,000 | 1,717 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,693,000 | 2,499 |
| Earning assets | $298,041,000 | 2,020 |
| Long-term assets (5+ years) | $35,243,000 | 2,456 |
| Average Assets, year-to-date | $314,029,670 | 2,068 |
| Average Assets, quarterly | $314,921,000 | 2,082 |
| Volatile liabilities | $65,580,000 | 2,027 |
| Insider loans | $9,465,000 | 750 |
| FHLB advances | $2,000,000 | 4,165 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $84,061,000 | 1,238 |
| Tier 1 (core) risk-based capital | $32,359,000 | 2,021 |
| Tier 2 risk-based capital | $3,225,000 | 1,620 |
| Total risk weighted assets | $293,949,000 | 1,683 |
| Total unused commitments | $84,061,000 | 1,238 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 34 | 4,546 |
| Assets and Liabilities | ||
| Total Assets: | $312,347,000 | 2,104 |
| Cash and due from depository institutions | $2,514,000 | 4,546 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $38,436,000 | 2,879 |
| Federal funds sold & reverse repurchase agreements | $4,738,000 | 3,447 |
| Net loans & leases | $253,511,000 | 1,814 |
| Loan loss allowance | $3,400,000 | 1,569 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,371,000 | 3,324 |
| Other real estate owned | $1,004,000 | 4,546 |
| Goodwill and other intangibles | $31,000 | 3,144 |
| All other assets | $8,742,000 | 1,919 |
| Life insurance assets | $4,775,000 | 1,213 |
| Total liabilities and capital | $312,347,000 | 2,104 |
| Total liabilities | $279,324,000 | 2,099 |
| Total deposits | $275,556,000 | 1,944 |
| Interest-bearing deposits | $263,497,000 | 1,784 |
| Deposits held in domestic offices | $275,556,000 | 1,939 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $2,000,000 | 4,285 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,768,000 | 2,670 |
| Total equity capital | $33,023,000 | 2,070 |
| Total bank equity capital | $33,023,000 | 2,070 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $650,000 | 3,659 |
| Surplus | $23,948,000 | 1,211 |
| Undivided profits | $8,425,000 | 3,528 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,289,000 | 829 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,782,000 | 2,296 |
| Earning assets | $296,685,000 | 2,029 |
| Long-term assets (5+ years) | $32,984,000 | 2,532 |
| Average Assets, year-to-date | $312,297,000 | 2,083 |
| Average Assets, quarterly | $312,297,000 | 2,083 |
| Volatile liabilities | $51,941,000 | 2,422 |
| Insider loans | $9,654,000 | 724 |
| FHLB advances | $2,000,000 | 4,109 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $87,336,000 | 1,194 |
| Tier 1 (core) risk-based capital | $32,934,000 | 1,963 |
| Tier 2 risk-based capital | $3,400,000 | 1,545 |
| Total risk weighted assets | $289,628,000 | 1,684 |
| Total unused commitments | $87,336,000 | 1,195 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 32 | 4,723 |
| Assets and Liabilities | ||
| Total Assets: | $312,247,000 | 2,076 |
| Cash and due from depository institutions | $3,265,000 | 4,723 |
| Interest-bearing balances | $10,000 | 6,275 |
| Securities | $40,971,000 | 2,745 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $255,568,000 | 1,781 |
| Loan loss allowance | $3,300,000 | 1,574 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,173,000 | 3,420 |
| Other real estate owned | $850,000 | 4,723 |
| Goodwill and other intangibles | $31,000 | 3,139 |
| All other assets | $8,389,000 | 1,995 |
| Life insurance assets | $4,729,000 | 1,201 |
| Total liabilities and capital | $312,247,000 | 2,076 |
| Total liabilities | $279,675,000 | 2,083 |
| Total deposits | $260,877,000 | 2,014 |
| Interest-bearing deposits | $249,866,000 | 1,829 |
| Deposits held in domestic offices | $260,877,000 | 2,008 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,500,000 | 987 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,000,000 | 4,432 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,298,000 | 2,142 |
| Total equity capital | $32,572,000 | 2,059 |
| Total bank equity capital | $32,572,000 | 2,059 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $650,000 | 3,664 |
| Surplus | $23,948,000 | 1,179 |
| Undivided profits | $7,974,000 | 3,624 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,959,000 | 797 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,709,000 | 2,462 |
| Earning assets | $296,549,000 | 2,010 |
| Long-term assets (5+ years) | $29,837,000 | 2,668 |
| Average Assets, year-to-date | $302,707,000 | 2,057 |
| Average Assets, quarterly | $309,693,000 | 2,076 |
| Volatile liabilities | $84,331,000 | 1,741 |
| Insider loans | $16,288,000 | 372 |
| FHLB advances | $2,000,000 | 4,257 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $83,831,000 | 1,198 |
| Tier 1 (core) risk-based capital | $32,475,000 | 1,963 |
| Tier 2 risk-based capital | $3,300,000 | 1,562 |
| Total risk weighted assets | $288,532,000 | 1,678 |
| Total unused commitments | $83,831,000 | 1,198 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 34 | 4,529 |
| Assets and Liabilities | ||
| Total Assets: | $307,139,000 | 2,100 |
| Cash and due from depository institutions | $3,544,000 | 4,529 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $39,356,000 | 2,864 |
| Federal funds sold & reverse repurchase agreements | $104,000 | 5,803 |
| Net loans & leases | $250,783,000 | 1,798 |
| Loan loss allowance | $3,350,000 | 1,552 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,225,000 | 3,362 |
| Other real estate owned | $1,132,000 | 4,529 |
| Goodwill and other intangibles | $32,000 | 3,146 |
| All other assets | $8,963,000 | 1,897 |
| Life insurance assets | $4,683,000 | 1,183 |
| Total liabilities and capital | $307,139,000 | 2,100 |
| Total liabilities | $275,838,000 | 2,088 |
| Total deposits | $267,620,000 | 1,933 |
| Interest-bearing deposits | $256,320,000 | 1,753 |
| Deposits held in domestic offices | $267,620,000 | 1,928 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,200,000 | 1,829 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,000,000 | 4,614 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,018,000 | 2,323 |
| Total equity capital | $31,301,000 | 2,118 |
| Total bank equity capital | $31,301,000 | 2,118 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $650,000 | 3,687 |
| Surplus | $23,800,000 | 1,189 |
| Undivided profits | $6,851,000 | 3,981 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,438,000 | 694 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,816,000 | 2,327 |
| Earning assets | $290,243,000 | 2,052 |
| Long-term assets (5+ years) | $28,438,000 | 2,716 |
| Average Assets, year-to-date | $300,322,000 | 2,081 |
| Average Assets, quarterly | $305,098,500 | 2,082 |
| Volatile liabilities | $76,435,000 | 1,878 |
| Insider loans | $15,608,000 | 397 |
| FHLB advances | $2,000,000 | 4,416 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $85,053,000 | 1,195 |
| Tier 1 (core) risk-based capital | $31,416,000 | 2,016 |
| Tier 2 risk-based capital | $3,350,000 | 1,532 |
| Total risk weighted assets | $277,345,000 | 1,735 |
| Total unused commitments | $85,053,000 | 1,196 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 34 | 4,560 |
| Assets and Liabilities | ||
| Total Assets: | $303,058,000 | 2,099 |
| Cash and due from depository institutions | $3,947,000 | 4,560 |
| Interest-bearing balances | $100,000 | 4,795 |
| Securities | $32,895,000 | 3,279 |
| Federal funds sold & reverse repurchase agreements | $8,894,000 | 1,430 |
| Net loans & leases | $245,613,000 | 1,812 |
| Loan loss allowance | $3,250,000 | 1,586 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,272,000 | 3,293 |
| Other real estate owned | $0 | 4,560 |
| Goodwill and other intangibles | $33,000 | 3,139 |
| All other assets | $8,404,000 | 1,992 |
| Life insurance assets | $4,638,000 | 1,166 |
| Total liabilities and capital | $303,058,000 | 2,099 |
| Total liabilities | $272,744,000 | 2,095 |
| Total deposits | $268,913,000 | 1,921 |
| Interest-bearing deposits | $257,031,000 | 1,723 |
| Deposits held in domestic offices | $268,913,000 | 1,916 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $2,000,000 | 4,640 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,831,000 | 2,293 |
| Total equity capital | $30,314,000 | 2,122 |
| Total bank equity capital | $30,314,000 | 2,122 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $650,000 | 3,686 |
| Surplus | $23,800,000 | 1,168 |
| Undivided profits | $5,864,000 | 4,166 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $136,000 | 5,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,404,000 | 2,665 |
| Earning assets | $287,502,000 | 2,039 |
| Long-term assets (5+ years) | $22,908,000 | 3,074 |
| Average Assets, year-to-date | $298,049,670 | 2,094 |
| Average Assets, quarterly | $303,275,500 | 2,080 |
| Volatile liabilities | $76,506,000 | 1,850 |
| Insider loans | $13,414,000 | 476 |
| FHLB advances | $2,000,000 | 4,432 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $79,981,000 | 1,249 |
| Tier 1 (core) risk-based capital | $30,913,000 | 2,026 |
| Tier 2 risk-based capital | $3,250,000 | 1,560 |
| Total risk weighted assets | $274,978,000 | 1,715 |
| Total unused commitments | $79,981,000 | 1,249 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 34 | 4,521 |
| Assets and Liabilities | ||
| Total Assets: | $303,493,000 | 2,079 |
| Cash and due from depository institutions | $2,716,000 | 4,521 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $23,841,000 | 4,154 |
| Federal funds sold & reverse repurchase agreements | $6,275,000 | 2,226 |
| Net loans & leases | $254,105,000 | 1,725 |
| Loan loss allowance | $3,400,000 | 1,490 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,293,000 | 3,226 |
| Other real estate owned | $350,000 | 4,521 |
| Goodwill and other intangibles | $34,000 | 3,120 |
| All other assets | $12,879,000 | 1,348 |
| Life insurance assets | $4,591,000 | 1,146 |
| Total liabilities and capital | $303,493,000 | 2,079 |
| Total liabilities | $274,697,000 | 2,057 |
| Total deposits | $270,191,000 | 1,897 |
| Interest-bearing deposits | $254,928,000 | 1,717 |
| Deposits held in domestic offices | $270,191,000 | 1,893 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,000,000 | 4,149 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,506,000 | 2,674 |
| Total equity capital | $28,796,000 | 2,182 |
| Total bank equity capital | $28,796,000 | 2,182 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $650,000 | 3,674 |
| Surplus | $23,800,000 | 1,130 |
| Undivided profits | $4,346,000 | 4,895 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 7,405 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,559,000 | 2,283 |
| Earning assets | $284,221,000 | 2,034 |
| Long-term assets (5+ years) | $18,065,000 | 3,492 |
| Average Assets, year-to-date | $295,545,500 | 2,106 |
| Average Assets, quarterly | $295,545,500 | 2,106 |
| Volatile liabilities | $78,961,000 | 1,711 |
| Insider loans | $7,123,000 | 940 |
| FHLB advances | $3,000,000 | 3,999 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $71,216,000 | 1,360 |
| Tier 1 (core) risk-based capital | $29,195,000 | 2,104 |
| Tier 2 risk-based capital | $3,400,000 | 1,462 |
| Total risk weighted assets | $283,756,000 | 1,634 |
| Total unused commitments | $71,216,000 | 1,360 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 31 | 4,855 |
| Assets and Liabilities | ||
| Total Assets: | $287,598,000 | 2,164 |
| Cash and due from depository institutions | $2,158,000 | 4,855 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $28,903,000 | 3,655 |
| Federal funds sold & reverse repurchase agreements | $93,000 | 5,969 |
| Net loans & leases | $243,914,000 | 1,757 |
| Loan loss allowance | $3,150,000 | 1,591 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,350,000 | 3,154 |
| Other real estate owned | $256,000 | 4,855 |
| Goodwill and other intangibles | $34,000 | 3,116 |
| All other assets | $8,890,000 | 1,847 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $287,599,000 | 2,164 |
| Total liabilities | $260,182,000 | 2,155 |
| Total deposits | $254,187,000 | 1,991 |
| Interest-bearing deposits | $238,972,000 | 1,797 |
| Deposits held in domestic offices | $254,187,000 | 1,985 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $100,000 | 3,434 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,000,000 | 3,933 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,895,000 | 2,223 |
| Total equity capital | $27,417,000 | 2,277 |
| Total bank equity capital | $27,417,000 | 2,277 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $650,000 | 3,690 |
| Surplus | $23,800,000 | 1,106 |
| Undivided profits | $2,967,000 | 5,714 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 7,431 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,374,000 | 2,595 |
| Earning assets | $272,910,000 | 2,081 |
| Long-term assets (5+ years) | $22,797,000 | 3,042 |
| Average Assets, year-to-date | $261,017,600 | 2,270 |
| Average Assets, quarterly | $287,633,000 | 2,137 |
| Volatile liabilities | $79,673,000 | 1,661 |
| Insider loans | $7,113,000 | 912 |
| FHLB advances | $4,000,000 | 3,773 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $65,899,000 | 1,430 |
| Tier 1 (core) risk-based capital | $27,617,000 | 2,176 |
| Tier 2 risk-based capital | $3,150,000 | 1,558 |
| Total risk weighted assets | $271,358,000 | 1,682 |
| Total unused commitments | $65,899,000 | 1,430 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 31 | 4,835 |
| Assets and Liabilities | ||
| Total Assets: | $287,668,000 | 2,117 |
| Cash and due from depository institutions | $2,080,000 | 4,835 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $22,182,000 | 4,326 |
| Federal funds sold & reverse repurchase agreements | $7,967,000 | 1,587 |
| Net loans & leases | $243,251,000 | 1,724 |
| Loan loss allowance | $2,875,000 | 1,696 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,406,000 | 3,089 |
| Other real estate owned | $200,000 | 4,835 |
| Goodwill and other intangibles | $35,000 | 3,109 |
| All other assets | $8,547,000 | 1,861 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $287,668,000 | 2,117 |
| Total liabilities | $261,291,000 | 2,091 |
| Total deposits | $254,844,000 | 1,936 |
| Interest-bearing deposits | $235,696,000 | 1,771 |
| Deposits held in domestic offices | $254,844,000 | 1,932 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $5,000,000 | 3,667 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,447,000 | 2,657 |
| Total equity capital | $26,377,000 | 2,323 |
| Total bank equity capital | $26,377,000 | 2,323 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $650,000 | 3,680 |
| Surplus | $23,800,000 | 1,063 |
| Undivided profits | $1,927,000 | 6,529 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $217,000 | 5,318 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $152,000 | 656 |
| Income earned, not collected on loans | $1,120,000 | 3,097 |
| Earning assets | $273,400,000 | 2,038 |
| Long-term assets (5+ years) | $34,540,000 | 2,335 |
| Average Assets, year-to-date | $254,372,500 | 2,316 |
| Average Assets, quarterly | $278,389,000 | 2,161 |
| Volatile liabilities | $87,127,000 | 1,488 |
| Insider loans | $7,597,000 | 822 |
| FHLB advances | $5,000,000 | 3,503 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $59,839,000 | 1,525 |
| Tier 1 (core) risk-based capital | $26,437,000 | 2,233 |
| Tier 2 risk-based capital | $2,875,000 | 1,645 |
| Total risk weighted assets | $270,062,000 | 1,650 |
| Total unused commitments | $59,839,000 | 1,526 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 33 | 4,627 |
| Assets and Liabilities | ||
| Total Assets: | $269,110,000 | 2,218 |
| Cash and due from depository institutions | $2,826,000 | 4,627 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $26,582,000 | 3,885 |
| Federal funds sold & reverse repurchase agreements | $40,000 | 5,673 |
| Net loans & leases | $227,691,000 | 1,791 |
| Loan loss allowance | $2,500,000 | 1,934 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,461,000 | 3,000 |
| Other real estate owned | $0 | 4,627 |
| Goodwill and other intangibles | $36,000 | 3,083 |
| All other assets | $8,474,000 | 1,818 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $269,110,000 | 2,218 |
| Total liabilities | $243,679,000 | 2,202 |
| Total deposits | $229,198,000 | 2,117 |
| Interest-bearing deposits | $207,984,000 | 1,953 |
| Deposits held in domestic offices | $229,198,000 | 2,112 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,225,000 | 1,368 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,000,000 | 3,353 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,256,000 | 2,763 |
| Total equity capital | $25,431,000 | 2,351 |
| Total bank equity capital | $25,431,000 | 2,351 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $650,000 | 3,668 |
| Surplus | $23,800,000 | 1,042 |
| Undivided profits | $981,000 | 7,243 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $443,000 | 3,914 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $152,000 | 656 |
| Income earned, not collected on loans | $1,085,000 | 2,943 |
| Earning assets | $254,313,000 | 2,150 |
| Long-term assets (5+ years) | $38,888,000 | 2,131 |
| Average Assets, year-to-date | $243,274,000 | 2,405 |
| Average Assets, quarterly | $253,832,000 | 2,329 |
| Volatile liabilities | $83,256,000 | 1,499 |
| Insider loans | $10,187,000 | 576 |
| FHLB advances | $6,000,000 | 3,194 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $55,881,000 | 1,558 |
| Tier 1 (core) risk-based capital | $25,563,000 | 2,240 |
| Tier 2 risk-based capital | $2,500,000 | 1,840 |
| Total risk weighted assets | $249,902,000 | 1,709 |
| Total unused commitments | $55,881,000 | 1,558 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 31 | 4,822 |
| Assets and Liabilities | ||
| Total Assets: | $238,554,000 | 2,473 |
| Cash and due from depository institutions | $2,153,000 | 4,822 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $27,966,000 | 3,811 |
| Federal funds sold & reverse repurchase agreements | $26,000 | 6,287 |
| Net loans & leases | $196,576,000 | 2,004 |
| Loan loss allowance | $2,025,000 | 2,294 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,525,000 | 2,919 |
| Other real estate owned | $0 | 4,822 |
| Goodwill and other intangibles | $42,000 | 3,046 |
| All other assets | $8,266,000 | 1,835 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $238,554,000 | 2,473 |
| Total liabilities | $217,177,000 | 2,445 |
| Total deposits | $210,124,000 | 2,273 |
| Interest-bearing deposits | $195,649,000 | 2,059 |
| Deposits held in domestic offices | $210,124,000 | 2,268 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $125,000 | 3,216 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,000,000 | 3,249 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $928,000 | 3,369 |
| Total equity capital | $21,377,000 | 2,699 |
| Total bank equity capital | $21,377,000 | 2,699 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $650,000 | 3,679 |
| Surplus | $20,800,000 | 1,122 |
| Undivided profits | $-73,000 | 8,180 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $445,000 | 3,940 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $152,000 | 654 |
| Income earned, not collected on loans | $994,000 | 3,077 |
| Earning assets | $224,568,000 | 2,415 |
| Long-term assets (5+ years) | $37,011,000 | 2,269 |
| Average Assets, year-to-date | $230,356,000 | 2,534 |
| Average Assets, quarterly | $230,356,000 | 2,534 |
| Volatile liabilities | $60,221,000 | 1,871 |
| Insider loans | $10,118,000 | 569 |
| FHLB advances | $6,000,000 | 3,109 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $46,884,000 | 1,737 |
| Tier 1 (core) risk-based capital | $21,783,000 | 2,557 |
| Tier 2 risk-based capital | $2,025,000 | 2,200 |
| Total risk weighted assets | $217,568,000 | 1,893 |
| Total unused commitments | $46,884,000 | 1,738 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 30 | 4,933 |
| Assets and Liabilities | ||
| Total Assets: | $222,158,000 | 2,634 |
| Cash and due from depository institutions | $1,820,000 | 4,933 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $26,088,000 | 3,984 |
| Federal funds sold & reverse repurchase agreements | $22,000 | 6,113 |
| Net loans & leases | $181,785,000 | 2,146 |
| Loan loss allowance | $1,665,000 | 2,687 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,587,000 | 2,859 |
| Other real estate owned | $0 | 4,933 |
| Goodwill and other intangibles | $43,000 | 3,033 |
| All other assets | $8,813,000 | 1,718 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $222,158,000 | 2,634 |
| Total liabilities | $201,018,000 | 2,609 |
| Total deposits | $187,371,000 | 2,514 |
| Interest-bearing deposits | $174,935,000 | 2,290 |
| Deposits held in domestic offices | $187,371,000 | 2,509 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,550,000 | 1,669 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $8,000,000 | 2,903 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,097,000 | 2,915 |
| Total equity capital | $21,140,000 | 2,717 |
| Total bank equity capital | $21,140,000 | 2,717 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $650,000 | 3,682 |
| Surplus | $20,800,000 | 1,112 |
| Undivided profits | $-310,000 | 8,399 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $498,000 | 3,810 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $868,000 | 3,461 |
| Earning assets | $207,895,000 | 2,592 |
| Long-term assets (5+ years) | $37,035,000 | 2,317 |
| Average Assets, year-to-date | $183,580,600 | 2,961 |
| Average Assets, quarterly | $212,309,000 | 2,714 |
| Volatile liabilities | $56,296,000 | 1,925 |
| Insider loans | $10,234,000 | 559 |
| FHLB advances | $8,000,000 | 2,762 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $40,608,000 | 1,880 |
| Tier 1 (core) risk-based capital | $21,190,000 | 2,586 |
| Tier 2 risk-based capital | $1,665,000 | 2,545 |
| Total risk weighted assets | $202,476,000 | 1,988 |
| Total unused commitments | $40,608,000 | 1,881 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 29 | 5,063 |
| Assets and Liabilities | ||
| Total Assets: | $202,460,000 | 2,818 |
| Cash and due from depository institutions | $3,390,000 | 5,063 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $23,145,000 | 4,328 |
| Federal funds sold & reverse repurchase agreements | $2,669,000 | 3,163 |
| Net loans & leases | $161,075,000 | 2,345 |
| Loan loss allowance | $1,550,000 | 2,861 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,604,000 | 2,805 |
| Other real estate owned | $0 | 5,063 |
| Goodwill and other intangibles | $44,000 | 2,983 |
| All other assets | $8,533,000 | 1,707 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $202,460,000 | 2,818 |
| Total liabilities | $185,724,000 | 2,761 |
| Total deposits | $175,924,000 | 2,629 |
| Interest-bearing deposits | $159,623,000 | 2,466 |
| Deposits held in domestic offices | $175,924,000 | 2,624 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $9,000,000 | 2,724 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $800,000 | 3,703 |
| Total equity capital | $16,736,000 | 3,311 |
| Total bank equity capital | $16,736,000 | 3,311 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $650,000 | 3,700 |
| Surplus | $16,800,000 | 1,309 |
| Undivided profits | $-714,000 | 8,573 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $948,000 | 2,690 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $790,000 | 3,899 |
| Earning assets | $186,889,000 | 2,805 |
| Long-term assets (5+ years) | $31,645,000 | 2,627 |
| Average Assets, year-to-date | $173,936,250 | 3,080 |
| Average Assets, quarterly | $190,632,000 | 2,928 |
| Volatile liabilities | $47,341,000 | 2,199 |
| Insider loans | $10,035,000 | 565 |
| FHLB advances | $9,000,000 | 2,590 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $37,687,000 | 1,964 |
| Tier 1 (core) risk-based capital | $16,766,000 | 3,167 |
| Tier 2 risk-based capital | $1,550,000 | 2,658 |
| Total risk weighted assets | $180,528,000 | 2,183 |
| Total unused commitments | $37,687,000 | 1,966 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 29 | 5,124 |
| Assets and Liabilities | ||
| Total Assets: | $178,804,000 | 3,079 |
| Cash and due from depository institutions | $1,931,000 | 5,124 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $22,792,000 | 4,420 |
| Federal funds sold & reverse repurchase agreements | $21,000 | 5,825 |
| Net loans & leases | $142,099,000 | 2,572 |
| Loan loss allowance | $1,300,000 | 3,288 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,644,000 | 2,722 |
| Other real estate owned | $0 | 5,124 |
| Goodwill and other intangibles | $48,000 | 2,981 |
| All other assets | $8,269,000 | 1,757 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $178,804,000 | 3,079 |
| Total liabilities | $163,849,000 | 3,017 |
| Total deposits | $144,549,000 | 3,075 |
| Interest-bearing deposits | $131,481,000 | 2,908 |
| Deposits held in domestic offices | $144,549,000 | 3,071 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,700,000 | 1,684 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $14,000,000 | 2,125 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $600,000 | 4,112 |
| Total equity capital | $14,955,000 | 3,541 |
| Total bank equity capital | $14,955,000 | 3,541 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $650,000 | 3,720 |
| Surplus | $15,800,000 | 1,345 |
| Undivided profits | $-1,495,000 | 8,774 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,041,000 | 2,527 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $711,000 | 3,980 |
| Earning assets | $164,912,000 | 3,057 |
| Long-term assets (5+ years) | $31,127,000 | 2,759 |
| Average Assets, year-to-date | $164,428,330 | 3,224 |
| Average Assets, quarterly | $174,117,000 | 3,103 |
| Volatile liabilities | $43,479,000 | 2,290 |
| Insider loans | $7,064,000 | 797 |
| FHLB advances | $14,000,000 | 1,991 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $27,308,000 | 2,417 |
| Tier 1 (core) risk-based capital | $15,406,000 | 3,386 |
| Tier 2 risk-based capital | $1,300,000 | 3,053 |
| Total risk weighted assets | $156,925,000 | 2,461 |
| Total unused commitments | $27,308,000 | 2,419 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 28 | 5,232 |
| Assets and Liabilities | ||
| Total Assets: | $169,430,000 | 3,173 |
| Cash and due from depository institutions | $1,626,000 | 5,232 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $24,934,000 | 4,160 |
| Federal funds sold & reverse repurchase agreements | $38,000 | 6,709 |
| Net loans & leases | $132,851,000 | 2,667 |
| Loan loss allowance | $1,200,000 | 3,465 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,664,000 | 2,670 |
| Other real estate owned | $0 | 5,232 |
| Goodwill and other intangibles | $49,000 | 2,968 |
| All other assets | $6,268,000 | 2,074 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $169,430,000 | 3,173 |
| Total liabilities | $154,135,000 | 3,135 |
| Total deposits | $130,874,000 | 3,352 |
| Interest-bearing deposits | $119,734,000 | 3,126 |
| Deposits held in domestic offices | $130,874,000 | 3,348 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,775,000 | 1,151 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $14,000,000 | 2,013 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $486,000 | 4,968 |
| Total equity capital | $15,295,000 | 3,534 |
| Total bank equity capital | $15,295,000 | 3,534 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $650,000 | 3,724 |
| Surplus | $15,800,000 | 1,323 |
| Undivided profits | $-1,155,000 | 8,804 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,296,000 | 582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $804,000 | 3,526 |
| Earning assets | $157,823,000 | 3,133 |
| Long-term assets (5+ years) | $33,318,000 | 2,568 |
| Average Assets, year-to-date | $157,240,500 | 3,344 |
| Average Assets, quarterly | $157,240,500 | 3,344 |
| Volatile liabilities | $44,717,000 | 2,160 |
| Insider loans | $11,667,000 | 431 |
| FHLB advances | $14,000,000 | 1,892 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $25,883,000 | 2,453 |
| Tier 1 (core) risk-based capital | $15,119,000 | 3,398 |
| Tier 2 risk-based capital | $1,200,000 | 3,204 |
| Total risk weighted assets | $145,582,000 | 2,559 |
| Total unused commitments | $25,883,000 | 2,462 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 25 | 5,633 |
| Assets and Liabilities | ||
| Total Assets: | $145,051,000 | 3,616 |
| Cash and due from depository institutions | $1,381,000 | 5,633 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $25,953,000 | 4,108 |
| Federal funds sold & reverse repurchase agreements | $27,000 | 6,309 |
| Net loans & leases | $107,638,000 | 3,156 |
| Loan loss allowance | $925,000 | 4,172 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,706,000 | 2,639 |
| Other real estate owned | $320,000 | 5,633 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $6,026,000 | 2,171 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,051,000 | 3,616 |
| Total liabilities | $132,146,000 | 3,567 |
| Total deposits | $110,140,000 | 3,849 |
| Interest-bearing deposits | $98,437,000 | 3,684 |
| Deposits held in domestic offices | $110,140,000 | 3,846 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,400,000 | 1,318 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $14,000,000 | 2,028 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $606,000 | 4,249 |
| Total equity capital | $12,905,000 | 4,018 |
| Total bank equity capital | $12,905,000 | 4,018 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $650,000 | 3,752 |
| Surplus | $13,800,000 | 1,459 |
| Undivided profits | $-1,545,000 | 8,922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 7,567 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $620,000 | 4,570 |
| Earning assets | $133,618,000 | 3,600 |
| Long-term assets (5+ years) | $32,485,000 | 2,634 |
| Average Assets, year-to-date | $127,624,600 | 3,888 |
| Average Assets, quarterly | $140,400,000 | 3,686 |
| Volatile liabilities | $36,091,000 | 2,570 |
| Insider loans | $11,329,000 | 429 |
| FHLB advances | $14,000,000 | 1,909 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $24,340,000 | 2,478 |
| Tier 1 (core) risk-based capital | $13,003,000 | 3,835 |
| Tier 2 risk-based capital | $925,000 | 3,893 |
| Total risk weighted assets | $122,306,000 | 2,980 |
| Total unused commitments | $24,340,000 | 2,484 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 25 | 5,657 |
| Assets and Liabilities | ||
| Total Assets: | $135,749,000 | 3,802 |
| Cash and due from depository institutions | $1,092,000 | 5,657 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $26,917,000 | 3,933 |
| Federal funds sold & reverse repurchase agreements | $15,000 | 6,576 |
| Net loans & leases | $98,415,000 | 3,369 |
| Loan loss allowance | $1,000,000 | 3,973 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,763,000 | 2,576 |
| Other real estate owned | $462,000 | 5,657 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $5,085,000 | 2,466 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $135,749,000 | 3,802 |
| Total liabilities | $125,071,000 | 3,716 |
| Total deposits | $107,635,000 | 3,916 |
| Interest-bearing deposits | $98,064,000 | 3,693 |
| Deposits held in domestic offices | $107,635,000 | 3,913 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,975,000 | 2,195 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $15,000,000 | 1,876 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $461,000 | 5,247 |
| Total equity capital | $10,678,000 | 4,627 |
| Total bank equity capital | $10,678,000 | 4,627 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $650,000 | 3,778 |
| Surplus | $11,800,000 | 1,653 |
| Undivided profits | $-1,772,000 | 9,029 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $633,000 | 3,813 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $581,000 | 4,979 |
| Earning assets | $125,347,000 | 3,761 |
| Long-term assets (5+ years) | $33,962,000 | 2,543 |
| Average Assets, year-to-date | $123,268,000 | 4,013 |
| Average Assets, quarterly | $129,732,000 | 3,916 |
| Volatile liabilities | $27,740,000 | 3,046 |
| Insider loans | $11,258,000 | 419 |
| FHLB advances | $15,000,000 | 1,741 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $22,118,000 | 2,661 |
| Tier 1 (core) risk-based capital | $10,797,000 | 4,430 |
| Tier 2 risk-based capital | $1,000,000 | 3,672 |
| Total risk weighted assets | $112,853,000 | 3,167 |
| Total unused commitments | $22,118,000 | 2,664 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 25 | 5,680 |
| Assets and Liabilities | ||
| Total Assets: | $123,715,000 | 4,078 |
| Cash and due from depository institutions | $1,517,000 | 5,680 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $23,598,000 | 4,215 |
| Federal funds sold & reverse repurchase agreements | $358,000 | 6,497 |
| Net loans & leases | $88,968,000 | 3,604 |
| Loan loss allowance | $1,025,000 | 3,840 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,826,000 | 2,512 |
| Other real estate owned | $462,000 | 5,680 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $4,986,000 | 2,417 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,715,000 | 4,078 |
| Total liabilities | $113,275,000 | 4,005 |
| Total deposits | $100,759,000 | 4,116 |
| Interest-bearing deposits | $91,489,000 | 3,893 |
| Deposits held in domestic offices | $100,759,000 | 4,114 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $12,000,000 | 2,092 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $516,000 | 4,994 |
| Total equity capital | $10,440,000 | 4,694 |
| Total bank equity capital | $10,440,000 | 4,694 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $650,000 | 3,778 |
| Surplus | $11,300,000 | 1,677 |
| Undivided profits | $-1,510,000 | 9,025 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $729,000 | 3,555 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $521,000 | 5,243 |
| Earning assets | $112,924,000 | 4,084 |
| Long-term assets (5+ years) | $26,462,000 | 2,890 |
| Average Assets, year-to-date | $119,107,670 | 4,130 |
| Average Assets, quarterly | $122,414,000 | 4,074 |
| Volatile liabilities | $14,631,000 | 4,652 |
| Insider loans | $8,974,000 | 537 |
| FHLB advances | $12,000,000 | 1,959 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $19,761,000 | 2,826 |
| Tier 1 (core) risk-based capital | $10,164,000 | 4,580 |
| Tier 2 risk-based capital | $1,025,000 | 3,559 |
| Total risk weighted assets | $102,939,000 | 3,382 |
| Total unused commitments | $19,761,000 | 2,835 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 25 | 5,670 |
| Assets and Liabilities | ||
| Total Assets: | $121,113,000 | 4,092 |
| Cash and due from depository institutions | $1,220,000 | 5,670 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $33,131,000 | 3,270 |
| Federal funds sold & reverse repurchase agreements | $26,000 | 7,213 |
| Net loans & leases | $77,952,000 | 3,959 |
| Loan loss allowance | $922,000 | 4,120 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,879,000 | 2,452 |
| Other real estate owned | $0 | 5,670 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $4,905,000 | 2,398 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,113,000 | 4,092 |
| Total liabilities | $110,762,000 | 4,035 |
| Total deposits | $94,267,000 | 4,281 |
| Interest-bearing deposits | $86,778,000 | 4,049 |
| Deposits held in domestic offices | $94,267,000 | 4,278 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,075,000 | 1,283 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $10,000,000 | 2,262 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $420,000 | 5,630 |
| Total equity capital | $10,351,000 | 4,640 |
| Total bank equity capital | $10,351,000 | 4,640 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $650,000 | 3,792 |
| Surplus | $11,300,000 | 1,646 |
| Undivided profits | $-1,599,000 | 9,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $769,000 | 3,373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $518,000 | 5,238 |
| Earning assets | $111,109,000 | 4,086 |
| Long-term assets (5+ years) | $25,634,000 | 2,889 |
| Average Assets, year-to-date | $116,804,000 | 4,180 |
| Average Assets, quarterly | $116,804,000 | 4,180 |
| Volatile liabilities | $22,764,000 | 3,451 |
| Insider loans | $9,867,000 | 480 |
| FHLB advances | $10,000,000 | 2,119 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $20,236,000 | 2,681 |
| Tier 1 (core) risk-based capital | $10,038,000 | 4,557 |
| Tier 2 risk-based capital | $922,000 | 3,803 |
| Total risk weighted assets | $92,603,000 | 3,614 |
| Total unused commitments | $20,236,000 | 2,694 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 22 | 6,103 |
| Assets and Liabilities | ||
| Total Assets: | $112,495,000 | 4,293 |
| Cash and due from depository institutions | $2,485,000 | 6,103 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $27,090,000 | 3,777 |
| Federal funds sold & reverse repurchase agreements | $2,698,000 | 4,218 |
| Net loans & leases | $71,366,000 | 4,232 |
| Loan loss allowance | $890,000 | 4,149 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,943,000 | 2,380 |
| Other real estate owned | $0 | 6,103 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $4,913,000 | 2,362 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,495,000 | 4,293 |
| Total liabilities | $102,053,000 | 4,250 |
| Total deposits | $93,566,000 | 4,251 |
| Interest-bearing deposits | $86,446,000 | 3,986 |
| Deposits held in domestic offices | $93,566,000 | 4,246 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $8,000,000 | 2,574 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $487,000 | 5,298 |
| Total equity capital | $10,442,000 | 4,569 |
| Total bank equity capital | $10,442,000 | 4,569 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $650,000 | 3,792 |
| Surplus | $11,300,000 | 1,608 |
| Undivided profits | $-1,508,000 | 9,115 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $765,000 | 3,273 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $585,000 | 5,042 |
| Earning assets | $101,154,000 | 4,350 |
| Long-term assets (5+ years) | $20,167,000 | 3,315 |
| Average Assets, year-to-date | $96,415,200 | 4,642 |
| Average Assets, quarterly | $108,290,500 | 4,366 |
| Volatile liabilities | $16,227,000 | 4,284 |
| Insider loans | $10,249,000 | 442 |
| FHLB advances | $8,000,000 | 2,405 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $19,270,000 | 2,706 |
| Tier 1 (core) risk-based capital | $9,943,000 | 4,532 |
| Tier 2 risk-based capital | $890,000 | 3,862 |
| Total risk weighted assets | $86,690,000 | 3,788 |
| Total unused commitments | $19,270,000 | 2,712 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 18 | 6,738 |
| Assets and Liabilities | ||
| Total Assets: | $79,782,000 | 5,349 |
| Cash and due from depository institutions | $1,108,000 | 6,738 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $12,089,000 | 5,996 |
| Federal funds sold & reverse repurchase agreements | $769,000 | 6,168 |
| Net loans & leases | $60,253,000 | 4,654 |
| Loan loss allowance | $825,000 | 4,180 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,127,000 | 2,183 |
| Other real estate owned | $616,000 | 6,738 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $820,000 | 7,154 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,782,000 | 5,349 |
| Total liabilities | $72,213,000 | 5,312 |
| Total deposits | $67,896,000 | 5,270 |
| Interest-bearing deposits | $59,717,000 | 5,134 |
| Deposits held in domestic offices | $67,896,000 | 5,265 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $625,000 | 2,873 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,000,000 | 3,654 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $692,000 | 4,471 |
| Total equity capital | $7,569,000 | 5,547 |
| Total bank equity capital | $7,569,000 | 5,547 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $650,000 | 3,859 |
| Surplus | $9,200,000 | 1,843 |
| Undivided profits | $-2,281,000 | 9,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $668,000 | 3,528 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $377,000 | 6,858 |
| Earning assets | $73,111,000 | 5,350 |
| Long-term assets (5+ years) | $25,554,000 | 2,802 |
| Average Assets, year-to-date | $70,699,000 | 5,596 |
| Average Assets, quarterly | $80,332,000 | 5,276 |
| Volatile liabilities | $11,524,000 | 5,238 |
| Insider loans | $3,119,000 | 1,602 |
| FHLB advances | $3,000,000 | 3,430 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $10,940,000 | 3,735 |
| Tier 1 (core) risk-based capital | $7,413,000 | 5,465 |
| Tier 2 risk-based capital | $825,000 | 3,914 |
| Total risk weighted assets | $68,299,000 | 4,410 |
| Total unused commitments | $10,940,000 | 3,744 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 15 | 7,445 |
| Assets and Liabilities | ||
| Total Assets: | $54,741,000 | 6,530 |
| Cash and due from depository institutions | $786,000 | 7,445 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $8,375,000 | 7,261 |
| Federal funds sold & reverse repurchase agreements | $1,339,000 | 4,953 |
| Net loans & leases | $39,890,000 | 5,937 |
| Loan loss allowance | $403,000 | 6,433 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,764,000 | 2,333 |
| Other real estate owned | $0 | 7,445 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $587,000 | 7,704 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,741,000 | 6,530 |
| Total liabilities | $48,590,000 | 6,531 |
| Total deposits | $48,062,000 | 6,341 |
| Interest-bearing deposits | $44,218,000 | 6,102 |
| Deposits held in domestic offices | $48,062,000 | 6,338 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $528,000 | 5,599 |
| Total equity capital | $6,151,000 | 6,254 |
| Total bank equity capital | $6,151,000 | 6,254 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $650,000 | 3,976 |
| Surplus | $7,050,000 | 2,265 |
| Undivided profits | $-1,549,000 | 9,704 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,000 | 8,166 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $250,000 | 7,454 |
| Earning assets | $49,604,000 | 6,566 |
| Long-term assets (5+ years) | $4,012,000 | 6,401 |
| Average Assets, year-to-date | $39,882,600 | 7,423 |
| Average Assets, quarterly | $52,191,500 | 6,654 |
| Volatile liabilities | $6,496,000 | 6,809 |
| Insider loans | $3,641,000 | 1,352 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $8,448,000 | 4,145 |
| Tier 1 (core) risk-based capital | $6,117,000 | 6,172 |
| Tier 2 risk-based capital | $403,000 | 6,121 |
| Total risk weighted assets | $48,837,600 | 5,398 |
| Total unused commitments | $8,448,000 | 4,146 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 8 | 9,289 |
| Assets and Liabilities | ||
| Total Assets: | $20,392,000 | 9,329 |
| Cash and due from depository institutions | $963,000 | 9,289 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $8,940,000 | 7,393 |
| Federal funds sold & reverse repurchase agreements | $1,911,000 | 3,780 |
| Net loans & leases | $7,209,000 | 9,659 |
| Loan loss allowance | $88,000 | 9,583 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,116,000 | 5,724 |
| Other real estate owned | $0 | 9,289 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $253,000 | 9,532 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,392,000 | 9,329 |
| Total liabilities | $13,764,000 | 9,652 |
| Total deposits | $13,573,000 | 9,591 |
| Interest-bearing deposits | $12,719,000 | 9,453 |
| Deposits held in domestic offices | $13,573,000 | 9,590 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $191,000 | 8,194 |
| Total equity capital | $6,628,000 | 5,880 |
| Total bank equity capital | $6,628,000 | 5,880 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $650,000 | 4,091 |
| Surplus | $7,050,000 | 2,229 |
| Undivided profits | $-1,072,000 | 9,881 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $41,000 | 9,780 |
| Earning assets | $18,060,000 | 9,351 |
| Long-term assets (5+ years) | $1,717,000 | 7,843 |
| Average Assets, year-to-date | $13,516,000 | 9,794 |
| Average Assets, quarterly | $16,435,500 | 9,613 |
| Volatile liabilities | $1,627,000 | 9,252 |
| Insider loans | $1,751,000 | 2,470 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,470,000 | 6,359 |
| Tier 1 (core) risk-based capital | $6,750,000 | 5,832 |
| Tier 2 risk-based capital | $88,000 | 9,513 |
| Total risk weighted assets | $13,174,400 | 9,115 |
| Total unused commitments | $3,470,000 | 6,364 |
| Derivatives | $0 | 488 |