Home > First Dewitt Bank > Net charge- offs to loans
First Dewitt Bank, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1106% | 623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6602% | 61 |
| Percentage Net Loans Charged-off:Construction & development | 6.6278% | 15 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4445% | 79 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1590% | 1,337 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4619% | 70 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.7913% | 27 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1365% | 454 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1555% | 4,559 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0891% | 534 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7735% | 173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0065% | 1,368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5553% | 72 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0245% | 1,435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8528% | 200 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2383% | 1,078 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3362% | 2,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2721% | 324 |
| Percentage Net Loans Charged-off:Construction & development | 0.1242% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4569% | 62 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0205% | 799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0208% | 352 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0205% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2822% | 163 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3143% | 836 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5405% | 2,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4912% | 332 |
| Percentage Net Loans Charged-off:Construction & development | 14.8917% | 33 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0815% | 1,488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0480% | 376 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0901% | 1,483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2094% | 337 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8480% | 475 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1817% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0564% | 9,744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0181% | 1,210 |
| Percentage Net Loans Charged-off:Construction & development | -0.0467% | 1,424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0255% | 936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2807% | 177 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0073% | 1,034 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6407% | 723 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4929% | 977 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8159% | 191 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |