Home > First Dewitt Bank > Assets and Liabilities
First Dewitt Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 136 | 1,360 |
| Assets and Liabilities | ||
| Total Assets: | $604,645,000 | 819 |
| Cash and due from depository institutions | $14,733,000 | 1,360 |
| Interest-bearing balances | $3,152,000 | 1,189 |
| Securities | $79,988,000 | 1,514 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $467,787,000 | 702 |
| Loan loss allowance | $9,127,000 | 573 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $9,875,000 | 767 |
| Other real estate owned | $1,205,000 | 1,360 |
| Goodwill and other intangibles | $2,600,000 | 802 |
| All other assets | $28,456,000 | 435 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $604,645,000 | 819 |
| Total liabilities | $576,561,000 | 782 |
| Total deposits | $525,573,000 | 748 |
| Interest-bearing deposits | $492,393,000 | 698 |
| Deposits held in domestic offices | $525,573,000 | 744 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $48,828,000 | 604 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,160,000 | 1,898 |
| Total equity capital | $28,084,000 | 1,612 |
| Total bank equity capital | $28,084,000 | 1,612 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $18,210,000 | 992 |
| Undivided profits | $9,873,000 | 2,546 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,163,000 | 419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,923,000 | 758 |
| Earning assets | $550,927,000 | 827 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $622,684,800 | 780 |
| Average Assets, quarterly | $608,046,500 | 812 |
| Volatile liabilities | $123,684,000 | 763 |
| Insider loans | $10,342,000 | 416 |
| FHLB advances | $48,828,000 | 214 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $30,571,000 | 1,530 |
| Tier 1 (core) risk-based capital | $26,018,000 | 1,646 |
| Tier 2 risk-based capital | $4,735,000 | 762 |
| Total risk weighted assets | $374,981,000 | 824 |
| Total unused commitments | $31,145,000 | 1,517 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 144 | 1,326 |
| Assets and Liabilities | ||
| Total Assets: | $600,756,000 | 857 |
| Cash and due from depository institutions | $17,911,000 | 1,326 |
| Interest-bearing balances | $322,000 | 3,711 |
| Securities | $54,485,000 | 2,306 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $486,058,000 | 695 |
| Loan loss allowance | $5,597,000 | 842 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $10,655,000 | 696 |
| Other real estate owned | $6,047,000 | 1,326 |
| Goodwill and other intangibles | $2,782,000 | 729 |
| All other assets | $22,818,000 | 532 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $600,756,000 | 857 |
| Total liabilities | $559,490,000 | 836 |
| Total deposits | $545,270,000 | 756 |
| Interest-bearing deposits | $511,915,000 | 693 |
| Deposits held in domestic offices | $545,270,000 | 746 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $12,330,000 | 1,070 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,890,000 | 2,202 |
| Total equity capital | $41,266,000 | 1,130 |
| Total bank equity capital | $41,266,000 | 1,130 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $18,210,000 | 993 |
| Undivided profits | $23,055,000 | 1,129 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,064,000 | 306 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $3,435,000 | 684 |
| Earning assets | $540,865,000 | 870 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $608,123,000 | 815 |
| Average Assets, quarterly | $620,360,500 | 822 |
| Volatile liabilities | $92,903,000 | 863 |
| Insider loans | $2,798,000 | 1,552 |
| FHLB advances | $12,330,000 | 377 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $50,835,000 | 1,015 |
| Tier 1 (core) risk-based capital | $38,892,000 | 1,119 |
| Tier 2 risk-based capital | $4,849,000 | 753 |
| Total risk weighted assets | $387,572,000 | 813 |
| Total unused commitments | $50,935,000 | 1,022 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 142 | 1,391 |
| Assets and Liabilities | ||
| Total Assets: | $576,027,000 | 855 |
| Cash and due from depository institutions | $13,305,000 | 1,391 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $47,708,000 | 2,741 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $471,275,000 | 698 |
| Loan loss allowance | $6,495,000 | 756 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $10,255,000 | 709 |
| Other real estate owned | $8,990,000 | 1,391 |
| Goodwill and other intangibles | $2,664,000 | 674 |
| All other assets | $21,830,000 | 566 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $576,027,000 | 855 |
| Total liabilities | $538,201,000 | 834 |
| Total deposits | $517,930,000 | 764 |
| Interest-bearing deposits | $490,877,000 | 706 |
| Deposits held in domestic offices | $517,930,000 | 751 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $19,209,000 | 919 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,062,000 | 2,939 |
| Total equity capital | $37,826,000 | 1,103 |
| Total bank equity capital | $37,826,000 | 1,103 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $18,210,000 | 926 |
| Undivided profits | $19,615,000 | 1,204 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,001,000 | 298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $3,097,000 | 669 |
| Earning assets | $519,083,000 | 857 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $526,127,600 | 883 |
| Average Assets, quarterly | $572,466,000 | 852 |
| Volatile liabilities | $81,699,000 | 907 |
| Insider loans | $2,330,000 | 1,799 |
| FHLB advances | $16,581,000 | 369 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $51,005,000 | 964 |
| Tier 1 (core) risk-based capital | $37,276,000 | 1,108 |
| Tier 2 risk-based capital | $4,520,000 | 785 |
| Total risk weighted assets | $386,111,000 | 787 |
| Total unused commitments | $51,005,000 | 975 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 116 | 1,800 |
| Assets and Liabilities | ||
| Total Assets: | $444,784,000 | 1,089 |
| Cash and due from depository institutions | $7,469,000 | 1,800 |
| Interest-bearing balances | $94,000 | 6,868 |
| Securities | $46,471,000 | 2,992 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 1,981 |
| Net loans & leases | $348,812,000 | 848 |
| Loan loss allowance | $6,084,000 | 859 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $10,272,000 | 707 |
| Other real estate owned | $9,397,000 | 1,800 |
| Goodwill and other intangibles | $3,211,000 | 554 |
| All other assets | $12,152,000 | 831 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $444,784,000 | 1,089 |
| Total liabilities | $414,122,000 | 1,077 |
| Total deposits | $411,250,000 | 969 |
| Interest-bearing deposits | $395,230,000 | 879 |
| Deposits held in domestic offices | $411,250,000 | 958 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,351,000 | 2,461 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,521,000 | 2,274 |
| Total equity capital | $30,662,000 | 1,338 |
| Total bank equity capital | $30,662,000 | 1,338 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000 | 11,788 |
| Surplus | $14,361,000 | 1,061 |
| Undivided profits | $16,300,000 | 1,461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,346,000 | 510 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $2,406,000 | 746 |
| Earning assets | $402,377,000 | 1,099 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $438,737,400 | 1,067 |
| Average Assets, quarterly | $439,073,000 | 1,082 |
| Volatile liabilities | $43,794,000 | 1,338 |
| Insider loans | $1,853,000 | 2,208 |
| FHLB advances | $333,000 | 781 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $28,913,000 | 1,477 |
| Tier 1 (core) risk-based capital | $30,068,000 | 1,318 |
| Tier 2 risk-based capital | $3,490,000 | 970 |
| Total risk weighted assets | $277,955,000 | 1,022 |
| Total unused commitments | $28,913,000 | 1,501 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 110 | 1,958 |
| Assets and Liabilities | ||
| Total Assets: | $446,717,000 | 1,111 |
| Cash and due from depository institutions | $10,558,000 | 1,958 |
| Interest-bearing balances | $194,000 | 6,342 |
| Securities | $46,842,000 | 2,908 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $347,940,000 | 861 |
| Loan loss allowance | $6,409,000 | 825 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $10,405,000 | 703 |
| Other real estate owned | $17,529,000 | 1,958 |
| Goodwill and other intangibles | $3,762,000 | 499 |
| All other assets | $9,681,000 | 1,010 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $446,717,000 | 1,111 |
| Total liabilities | $418,451,000 | 1,095 |
| Total deposits | $402,824,000 | 1,037 |
| Interest-bearing deposits | $391,155,000 | 951 |
| Deposits held in domestic offices | $402,824,000 | 1,028 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $14,419,000 | 814 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,208,000 | 2,832 |
| Total equity capital | $28,266,000 | 1,372 |
| Total bank equity capital | $28,266,000 | 1,372 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000 | 12,319 |
| Surplus | $14,361,000 | 1,029 |
| Undivided profits | $13,904,000 | 1,574 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,072,000 | 429 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,179,000 | 898 |
| Earning assets | $394,976,000 | 1,137 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $433,884,200 | 1,114 |
| Average Assets, quarterly | $438,219,500 | 1,125 |
| Volatile liabilities | $50,424,000 | 1,178 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $13,200,000 | 353 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $25,927,000 | 1,515 |
| Tier 1 (core) risk-based capital | $27,311,000 | 1,386 |
| Tier 2 risk-based capital | $3,374,000 | 1,021 |
| Total risk weighted assets | $269,414,000 | 1,091 |
| Total unused commitments | $25,927,000 | 1,527 |
| Derivatives | $0 | 651 |