Home > First Credit Bank > Income and Expense

First Credit Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$51,386,000908
Total interest expense$11,670,0001,165
Net interest income$39,716,000815
Provision for loan and lease losses$123,0002,312
Total noninterest income$315,0003,770
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,0004,361
Trading account gains and feesNANA
Additional Noninterest Income$313,0003,382
Total noninterest expense$5,916,0002,803
Salaries and employee benefits$9,052,0001,447
Premises and equipment expense$-5,763,0004,595
Additional noninterest expense$313,0003,382
Pre-tax net operating income$33,992,000471
Securities gains (losses)$12,000732
Applicable income taxes$1,281,0001,275
Income before extraordinary items$32,723,000395
Extraordinary gains, net$054
Net income$32,723,000400
Minority interest net income$088
Net income of bank and minority interests.$32,723,000397
Net charge-offs$02,884
Cash dividends$26,747,000253
Sale, conversion, retirement of capital stock, net$0540
Net operating income$32,711,480408
2023-09-30 (YTD Data)Rank
Total interest income$37,588,000907
Total interest expense$8,334,0001,128
Net interest income$29,254,000830
Provision for loan and lease losses$-134,0004,403
Total noninterest income$224,0003,798
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,0004,400
Trading account gains and feesNANA
Additional Noninterest Income$223,0003,410
Total noninterest expense$3,850,0002,990
Salaries and employee benefits$6,867,0001,435
Premises and equipment expense$-4,537,0004,623
Additional noninterest expense$223,0003,409
Pre-tax net operating income$25,762,000471
Securities gains (losses)$-27,0003,689
Applicable income taxes$1,062,0001,245
Income before extraordinary items$24,673,000413
Extraordinary gains, net$052
Net income$24,673,000417
Minority interest net income$081
Net income of bank and minority interests.$24,673,000413
Net charge-offs$02,641
Cash dividends$22,916,000227
Sale, conversion, retirement of capital stock, net$0507
Net operating income$24,698,920418
2023-06-30 (YTD Data)Rank
Total interest income$24,702,000888
Total interest expense$5,344,0001,068
Net interest income$19,358,000839
Provision for loan and lease losses$-418,0004,542
Total noninterest income$105,0004,008
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,0004,425
Trading account gains and feesNANA
Additional Noninterest Income$104,0003,651
Total noninterest expense$2,753,0002,899
Salaries and employee benefits$4,640,0001,408
Premises and equipment expense$-2,964,0004,652
Additional noninterest expense$104,0003,636
Pre-tax net operating income$17,128,000474
Securities gains (losses)$0938
Applicable income taxes$700,0001,261
Income before extraordinary items$16,428,000409
Extraordinary gains, net$051
Net income$16,428,000418
Minority interest net income$081
Net income of bank and minority interests.$16,428,000410
Net charge-offs$02,431
Cash dividends$19,140,000198
Sale, conversion, retirement of capital stock, net$0486
Net operating income$16,428,000416
2023-03-31 (YTD Data)Rank
Total interest income$12,108,000893
Total interest expense$2,483,0001,016
Net interest income$9,625,000853
Provision for loan and lease losses$55,0001,644
Total noninterest income$53,0004,031
Gross Fiduciary activities income$0913
Service charges on deposit accounts$04,484
Trading account gains and feesNANA
Additional Noninterest Income$53,0003,656
Total noninterest expense$1,487,0002,822
Salaries and employee benefits$2,416,0001,398
Premises and equipment expense$-1,311,0004,676
Additional noninterest expense$53,0003,656
Pre-tax net operating income$8,136,000500
Securities gains (losses)$14,000508
Applicable income taxes$279,0001,451
Income before extraordinary items$7,871,000439
Extraordinary gains, net$04
Net income$7,871,000440
Minority interest net income$048
Net income of bank and minority interests.$7,871,000440
Net charge-offs$02,062
Cash dividends$12,000,000157
Sale, conversion, retirement of capital stock, net$0430
Net operating income$7,857,420448
2022-12-31 (YTD Data)Rank
Total interest income$36,877,000956
Total interest expense$2,988,0001,182
Net interest income$33,889,000919
Provision for loan and lease losses$2,649,000426
Total noninterest income$323,0003,858
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,0004,515
Trading account gains and feesNANA
Additional Noninterest Income$321,0003,466
Total noninterest expense$2,376,0003,963
Salaries and employee benefits$8,726,0001,462
Premises and equipment expense$-8,131,0004,709
Additional noninterest expense$321,0003,466
Pre-tax net operating income$29,187,000579
Securities gains (losses)$-116,0003,952
Applicable income taxes$1,546,0001,240
Income before extraordinary items$27,525,000502
Extraordinary gains, net$05
Net income$27,525,000503
Minority interest net income$063
Net income of bank and minority interests.$27,525,000503
Net charge-offs$-400,0004,566
Cash dividends$12,690,000397
Sale, conversion, retirement of capital stock, net$0568
Net operating income$27,635,200511
2022-09-30 (YTD Data)Rank
Total interest income$25,844,000970
Total interest expense$1,418,0001,377
Net interest income$24,426,000942
Provision for loan and lease losses$964,000640
Total noninterest income$212,0003,997
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,0004,559
Trading account gains and feesNANA
Additional Noninterest Income$211,0003,615
Total noninterest expense$1,427,0004,165
Salaries and employee benefits$6,614,0001,450
Premises and equipment expense$-6,143,0004,748
Additional noninterest expense$211,0003,615
Pre-tax net operating income$22,247,000567
Securities gains (losses)$-118,0004,259
Applicable income taxes$1,327,0001,166
Income before extraordinary items$20,802,000497
Extraordinary gains, net$04
Net income$20,802,000496
Minority interest net income$057
Net income of bank and minority interests.$20,802,000497
Net charge-offs$-400,0004,599
Cash dividends$8,828,000401
Sale, conversion, retirement of capital stock, net$0519
Net operating income$20,912,920503
2022-06-30 (YTD Data)Rank
Total interest income$16,239,000989
Total interest expense$683,0001,544
Net interest income$15,556,000961
Provision for loan and lease losses$964,000438
Total noninterest income$97,0004,192
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,0004,611
Trading account gains and feesNANA
Additional Noninterest Income$96,0003,878
Total noninterest expense$2,003,0003,345
Salaries and employee benefits$4,429,0001,445
Premises and equipment expense$-3,089,0004,771
Additional noninterest expense$663,0003,274
Pre-tax net operating income$12,686,000605
Securities gains (losses)$-79,0004,327
Applicable income taxes$994,0001,018
Income before extraordinary items$11,613,000544
Extraordinary gains, net$04
Net income$11,613,000543
Minority interest net income$060
Net income of bank and minority interests.$11,613,000544
Net charge-offs$-400,0004,660
Cash dividends$5,389,000405
Sale, conversion, retirement of capital stock, net$0494
Net operating income$11,685,680547
2022-03-31 (YTD Data)Rank
Total interest income$8,051,000969
Total interest expense$319,0001,585
Net interest income$7,732,000941
Provision for loan and lease losses$678,000270
Total noninterest income$51,0004,157
Gross Fiduciary activities income$0892
Service charges on deposit accounts$04,649
Trading account gains and feesNANA
Additional Noninterest Income$51,0003,815
Total noninterest expense$1,181,0003,097
Salaries and employee benefits$2,255,0001,423
Premises and equipment expense$-1,401,0004,795
Additional noninterest expense$327,0003,287
Pre-tax net operating income$5,924,000601
Securities gains (losses)$-47,0004,445
Applicable income taxes$640,000851
Income before extraordinary items$5,237,000571
Extraordinary gains, net$04
Net income$5,237,000571
Minority interest net income$050
Net income of bank and minority interests.$5,237,000571
Net charge-offs$-400,0004,731
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$5,278,830574
2021-12-31 (YTD Data)Rank
Total interest income$25,360,0001,213
Total interest expense$1,437,0001,717
Net interest income$23,923,0001,175
Provision for loan and lease losses$4,419,000123
Total noninterest income$1,720,0002,410
Gross Fiduciary activities income$0994
Service charges on deposit accounts$2,0004,685
Trading account gains and feesNANA
Additional Noninterest Income$1,718,0002,066
Total noninterest expense$4,601,0003,153
Salaries and employee benefits$8,445,0001,502
Premises and equipment expense$-5,587,0004,839
Additional noninterest expense$1,743,0002,836
Pre-tax net operating income$16,623,000869
Securities gains (losses)$363,000439
Applicable income taxes$114,0003,004
Income before extraordinary items$16,872,000740
Extraordinary gains, net$010
Net income$16,872,000741
Minority interest net income$074
Net income of bank and minority interests.$16,872,000741
Net charge-offs$3,035,000224
Cash dividends$8,330,000551
Sale, conversion, retirement of capital stock, net$0582
Net operating income$16,512,630734
2021-09-30 (YTD Data)Rank
Total interest income$19,177,0001,229
Total interest expense$1,101,0001,774
Net interest income$18,076,0001,189
Provision for loan and lease losses$02,963
Total noninterest income$35,0004,777
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,0004,767
Trading account gains and feesNANA
Additional Noninterest Income$34,0004,630
Total noninterest expense$3,010,0003,369
Salaries and employee benefits$5,778,0001,609
Premises and equipment expense$-4,027,0004,914
Additional noninterest expense$1,259,0002,905
Pre-tax net operating income$15,101,000767
Securities gains (losses)$371,000399
Applicable income taxes$233,0002,482
Income before extraordinary items$15,239,000650
Extraordinary gains, net$08
Net income$15,239,000650
Minority interest net income$069
Net income of bank and minority interests.$15,239,000650
Net charge-offs$02,463
Cash dividends$6,401,000511
Sale, conversion, retirement of capital stock, net$0543
Net operating income$14,875,420660
2021-06-30 (YTD Data)Rank
Total interest income$12,636,0001,235
Total interest expense$755,0001,797
Net interest income$11,881,0001,193
Provision for loan and lease losses$02,862
Total noninterest income$13,0004,858
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,0004,787
Trading account gains and feesNANA
Additional Noninterest Income$12,0004,749
Total noninterest expense$2,090,0003,305
Salaries and employee benefits$3,874,0001,599
Premises and equipment expense$-2,459,0004,951
Additional noninterest expense$675,0003,268
Pre-tax net operating income$9,804,000777
Securities gains (losses)$376,000333
Applicable income taxes$14,0003,405
Income before extraordinary items$10,166,000652
Extraordinary gains, net$06
Net income$10,166,000652
Minority interest net income$067
Net income of bank and minority interests.$10,166,000652
Net charge-offs$02,245
Cash dividends$4,061,000499
Sale, conversion, retirement of capital stock, net$0517
Net operating income$9,790,000659
2021-03-31 (YTD Data)Rank
Total interest income$6,271,0001,253
Total interest expense$401,0001,790
Net interest income$5,870,0001,203
Provision for loan and lease losses$02,741
Total noninterest income$5,0004,894
Gross Fiduciary activities income$0922
Service charges on deposit accounts$04,819
Trading account gains and feesNANA
Additional Noninterest Income$5,0004,780
Total noninterest expense$1,041,0003,304
Salaries and employee benefits$1,915,0001,610
Premises and equipment expense$-1,220,0004,978
Additional noninterest expense$346,0003,190
Pre-tax net operating income$4,834,000792
Securities gains (losses)$373,000235
Applicable income taxes$175,0001,903
Income before extraordinary items$5,032,000661
Extraordinary gains, net$03
Net income$5,032,000661
Minority interest net income$055
Net income of bank and minority interests.$5,032,000661
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,670,190693
2020-12-31 (YTD Data)Rank
Total interest income$22,902,0001,321
Total interest expense$2,787,0001,577
Net interest income$20,115,0001,274
Provision for loan and lease losses$830,0001,798
Total noninterest income$30,0004,884
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,0004,857
Trading account gains and feesNANA
Additional Noninterest Income$29,0004,751
Total noninterest expense$5,432,0002,850
Salaries and employee benefits$8,472,0001,440
Premises and equipment expense$-5,599,0005,001
Additional noninterest expense$2,559,0002,170
Pre-tax net operating income$13,883,000803
Securities gains (losses)$-102,0004,942
Applicable income taxes$534,0001,895
Income before extraordinary items$13,247,000741
Extraordinary gains, net$04
Net income$13,247,000741
Minority interest net income$072
Net income of bank and minority interests.$13,247,000741
Net charge-offs$03,443
Cash dividends$5,641,000690
Sale, conversion, retirement of capital stock, net$0566
Net operating income$13,344,920708
2020-09-30 (YTD Data)Rank
Total interest income$17,301,0001,321
Total interest expense$2,313,0001,532
Net interest income$14,988,0001,269
Provision for loan and lease losses$04,239
Total noninterest income$25,0004,902
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,0004,887
Trading account gains and feesNANA
Additional Noninterest Income$24,0004,741
Total noninterest expense$3,912,0002,911
Salaries and employee benefits$6,366,0001,415
Premises and equipment expense$-4,550,0005,033
Additional noninterest expense$2,096,0002,002
Pre-tax net operating income$11,101,000725
Securities gains (losses)$-100,0004,947
Applicable income taxes$406,0001,866
Income before extraordinary items$10,595,000671
Extraordinary gains, net$04
Net income$10,595,000670
Minority interest net income$065
Net income of bank and minority interests.$10,595,000671
Net charge-offs$03,243
Cash dividends$3,960,000677
Sale, conversion, retirement of capital stock, net$0532
Net operating income$10,691,000631
2020-06-30 (YTD Data)Rank
Total interest income$12,018,0001,287
Total interest expense$1,710,0001,488
Net interest income$10,308,0001,233
Provision for loan and lease losses$1,500,000859
Total noninterest income$20,0004,900
Gross Fiduciary activities income$0970
Service charges on deposit accounts$04,931
Trading account gains and feesNANA
Additional Noninterest Income$20,0004,687
Total noninterest expense$1,956,0003,409
Salaries and employee benefits$4,530,0001,343
Premises and equipment expense$-3,846,0005,066
Additional noninterest expense$1,272,0002,134
Pre-tax net operating income$6,872,000706
Securities gains (losses)$-101,0004,952
Applicable income taxes$308,0001,726
Income before extraordinary items$6,463,000668
Extraordinary gains, net$04
Net income$6,463,000668
Minority interest net income$065
Net income of bank and minority interests.$6,463,000668
Net charge-offs$1,500,000308
Cash dividends$2,677,000646
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,558,950633
2020-03-31 (YTD Data)Rank
Total interest income$6,422,0001,227
Total interest expense$931,0001,498
Net interest income$5,491,0001,152
Provision for loan and lease losses$1,500,000471
Total noninterest income$7,0004,989
Gross Fiduciary activities income$0941
Service charges on deposit accounts$1,0004,935
Trading account gains and feesNANA
Additional Noninterest Income$6,0004,817
Total noninterest expense$1,165,0003,152
Salaries and employee benefits$2,320,0001,330
Premises and equipment expense$-1,908,0005,116
Additional noninterest expense$753,0001,916
Pre-tax net operating income$2,833,000776
Securities gains (losses)$01,705
Applicable income taxes$176,0001,491
Income before extraordinary items$2,657,000723
Extraordinary gains, net$04
Net income$2,657,000723
Minority interest net income$056
Net income of bank and minority interests.$2,657,000723
Net charge-offs$1,500,000188
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,657,000702
2019-12-31 (YTD Data)Rank
Total interest income$31,740,0001,038
Total interest expense$3,843,0001,519
Net interest income$27,897,000958
Provision for loan and lease losses$483,0001,512
Total noninterest income$38,0005,035
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$3,0005,009
Trading account gains and feesNANA
Additional Noninterest Income$35,0004,821
Total noninterest expense$2,387,0004,211
Salaries and employee benefits$8,276,0001,419
Premises and equipment expense$-8,475,0005,176
Additional noninterest expense$2,586,0002,170
Pre-tax net operating income$25,065,000515
Securities gains (losses)$11,0001,857
Applicable income taxes$1,109,0001,336
Income before extraordinary items$23,967,000465
Extraordinary gains, net$011
Net income$23,967,000464
Minority interest net income$076
Net income of bank and minority interests.$23,967,000465
Net charge-offs$03,726
Cash dividends$20,917,000294
Sale, conversion, retirement of capital stock, net$0626
Net operating income$23,956,440456
2019-09-30 (YTD Data)Rank
Total interest income$22,274,0001,099
Total interest expense$2,885,0001,527
Net interest income$19,389,0001,025
Provision for loan and lease losses$483,0001,190
Total noninterest income$29,0005,103
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$2,0005,094
Trading account gains and feesNANA
Additional Noninterest Income$27,0004,874
Total noninterest expense$2,411,0003,817
Salaries and employee benefits$6,530,0001,361
Premises and equipment expense$-6,268,0005,255
Additional noninterest expense$2,149,0002,007
Pre-tax net operating income$16,524,000567
Securities gains (losses)$02,167
Applicable income taxes$1,046,0001,199
Income before extraordinary items$15,478,000535
Extraordinary gains, net$011
Net income$15,478,000534
Minority interest net income$072
Net income of bank and minority interests.$15,478,000535
Net charge-offs$03,455
Cash dividends$8,367,000419
Sale, conversion, retirement of capital stock, net$0590
Net operating income$15,478,000526
2019-06-30 (YTD Data)Rank
Total interest income$14,606,0001,105
Total interest expense$1,885,0001,531
Net interest income$12,721,0001,034
Provision for loan and lease losses$483,000882
Total noninterest income$21,0005,138
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$2,0005,131
Trading account gains and feesNANA
Additional Noninterest Income$19,0004,896
Total noninterest expense$2,047,0003,425
Salaries and employee benefits$4,413,0001,331
Premises and equipment expense$-4,144,0005,302
Additional noninterest expense$1,778,0001,668
Pre-tax net operating income$10,212,000589
Securities gains (losses)$01,702
Applicable income taxes$590,0001,307
Income before extraordinary items$9,622,000551
Extraordinary gains, net$011
Net income$9,622,000549
Minority interest net income$069
Net income of bank and minority interests.$9,622,000551
Net charge-offs$03,172
Cash dividends$5,186,000424
Sale, conversion, retirement of capital stock, net$0573
Net operating income$9,622,000541
2019-03-31 (YTD Data)Rank
Total interest income$6,984,0001,140
Total interest expense$910,0001,535
Net interest income$6,074,0001,081
Provision for loan and lease losses$03,406
Total noninterest income$598,0001,733
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,0005,178
Trading account gains and feesNANA
Additional Noninterest Income$597,0001,285
Total noninterest expense$1,676,0002,565
Salaries and employee benefits$2,160,0001,369
Premises and equipment expense$-1,839,0005,361
Additional noninterest expense$1,355,0001,165
Pre-tax net operating income$4,996,000591
Securities gains (losses)$01,087
Applicable income taxes$208,0001,558
Income before extraordinary items$4,788,000539
Extraordinary gains, net$05
Net income$4,788,000538
Minority interest net income$052
Net income of bank and minority interests.$4,788,000538
Net charge-offs$1,750,000157
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$4,788,000527
2018-12-31 (YTD Data)Rank
Total interest income$31,892,000970
Total interest expense$3,165,0001,371
Net interest income$28,727,000925
Provision for loan and lease losses$-1,115,0005,347
Total noninterest income$31,0005,271
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$3,0005,250
Trading account gains and feesNANA
Additional Noninterest Income$28,0005,072
Total noninterest expense$2,793,0004,100
Salaries and employee benefits$8,282,0001,378
Premises and equipment expense$-7,364,0005,406
Additional noninterest expense$1,875,0002,704
Pre-tax net operating income$27,080,000470
Securities gains (losses)$01,125
Applicable income taxes$831,0001,553
Income before extraordinary items$26,249,000418
Extraordinary gains, net$06
Net income$26,249,000417
Minority interest net income$072
Net income of bank and minority interests.$26,249,000417
Net charge-offs$03,782
Cash dividends$10,686,000398
Sale, conversion, retirement of capital stock, net$0671
Net operating income$26,249,000416
2018-09-30 (YTD Data)Rank
Total interest income$22,870,000995
Total interest expense$2,208,0001,383
Net interest income$20,662,000946
Provision for loan and lease losses$-1,115,0005,425
Total noninterest income$19,0005,362
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$2,0005,315
Trading account gains and feesNANA
Additional Noninterest Income$17,0005,183
Total noninterest expense$2,405,0003,910
Salaries and employee benefits$6,160,0001,388
Premises and equipment expense$-5,305,0005,477
Additional noninterest expense$1,550,0002,541
Pre-tax net operating income$19,391,000485
Securities gains (losses)$01,118
Applicable income taxes$662,0001,543
Income before extraordinary items$18,729,000432
Extraordinary gains, net$05
Net income$18,729,000431
Minority interest net income$066
Net income of bank and minority interests.$18,729,000431
Net charge-offs$03,489
Cash dividends$7,766,000389
Sale, conversion, retirement of capital stock, net$0633
Net operating income$18,729,000430
2018-06-30 (YTD Data)Rank
Total interest income$14,731,0001,014
Total interest expense$1,353,0001,407
Net interest income$13,378,000962
Provision for loan and lease losses$-640,0005,479
Total noninterest income$11,0005,435
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,0005,381
Trading account gains and feesNANA
Additional Noninterest Income$10,0005,268
Total noninterest expense$1,871,0003,641
Salaries and employee benefits$4,137,0001,383
Premises and equipment expense$-3,322,0005,542
Additional noninterest expense$1,056,0002,515
Pre-tax net operating income$12,158,000508
Securities gains (losses)$0961
Applicable income taxes$455,0001,496
Income before extraordinary items$11,703,000452
Extraordinary gains, net$06
Net income$11,703,000451
Minority interest net income$065
Net income of bank and minority interests.$11,703,000451
Net charge-offs$03,209
Cash dividends$5,146,000376
Sale, conversion, retirement of capital stock, net$0620
Net operating income$11,703,000450
2018-03-31 (YTD Data)Rank
Total interest income$6,932,0001,050
Total interest expense$651,0001,392
Net interest income$6,281,0001,022
Provision for loan and lease losses$-640,0005,565
Total noninterest income$8,0005,466
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$1,0005,419
Trading account gains and feesNANA
Additional Noninterest Income$7,0005,232
Total noninterest expense$1,223,0003,148
Salaries and employee benefits$2,023,0001,415
Premises and equipment expense$-1,445,0005,606
Additional noninterest expense$645,0002,163
Pre-tax net operating income$5,706,000530
Securities gains (losses)$0735
Applicable income taxes$210,0001,533
Income before extraordinary items$5,496,000466
Extraordinary gains, net$07
Net income$5,496,000466
Minority interest net income$052
Net income of bank and minority interests.$5,496,000466
Net charge-offs$02,722
Cash dividends$2,930,000321
Sale, conversion, retirement of capital stock, net$0580
Net operating income$5,496,000465
2017-12-31 (YTD Data)Rank
Total interest income$33,358,000858
Total interest expense$2,847,0001,138
Net interest income$30,511,000823
Provision for loan and lease losses$-789,0005,574
Total noninterest income$96,0005,283
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$3,0005,505
Trading account gains and feesNANA
Additional Noninterest Income$93,0004,826
Total noninterest expense$2,923,0004,161
Salaries and employee benefits$7,942,0001,422
Premises and equipment expense$-6,482,0005,670
Additional noninterest expense$1,463,0003,288
Pre-tax net operating income$28,473,000410
Securities gains (losses)$02,243
Applicable income taxes$954,0001,922
Income before extraordinary items$27,519,000325
Extraordinary gains, net$09
Net income$27,519,000325
Minority interest net income$076
Net income of bank and minority interests.$27,519,000325
Net charge-offs$04,128
Cash dividends$23,742,000208
Sale, conversion, retirement of capital stock, net$0711
Net operating income$27,519,000322
2017-09-30 (YTD Data)Rank
Total interest income$25,679,000837
Total interest expense$2,156,0001,108
Net interest income$23,523,000802
Provision for loan and lease losses$-789,0005,659
Total noninterest income$89,0005,253
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$2,0005,570
Trading account gains and feesNANA
Additional Noninterest Income$87,0004,739
Total noninterest expense$2,455,0003,969
Salaries and employee benefits$5,974,0001,414
Premises and equipment expense$-4,726,0005,737
Additional noninterest expense$1,207,0003,081
Pre-tax net operating income$21,946,000414
Securities gains (losses)$02,274
Applicable income taxes$942,0001,517
Income before extraordinary items$21,004,000344
Extraordinary gains, net$09
Net income$21,004,000343
Minority interest net income$071
Net income of bank and minority interests.$21,004,000344
Net charge-offs$03,796
Cash dividends$10,253,000281
Sale, conversion, retirement of capital stock, net$0677
Net operating income$21,004,000343
2017-06-30 (YTD Data)Rank
Total interest income$16,704,000853
Total interest expense$1,433,0001,083
Net interest income$15,271,000820
Provision for loan and lease losses$-789,0005,729
Total noninterest income$17,0005,635
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$05,642
Trading account gains and feesNANA
Additional Noninterest Income$17,0005,343
Total noninterest expense$1,709,0003,909
Salaries and employee benefits$3,929,0001,434
Premises and equipment expense$-3,028,0005,787
Additional noninterest expense$808,0003,086
Pre-tax net operating income$14,368,000421
Securities gains (losses)$01,906
Applicable income taxes$642,0001,481
Income before extraordinary items$13,726,000350
Extraordinary gains, net$011
Net income$13,726,000350
Minority interest net income$071
Net income of bank and minority interests.$13,726,000350
Net charge-offs$03,512
Cash dividends$7,566,000256
Sale, conversion, retirement of capital stock, net$0659
Net operating income$13,726,000349
2017-03-31 (YTD Data)Rank
Total interest income$8,672,000814
Total interest expense$708,0001,064
Net interest income$7,964,000791
Provision for loan and lease losses$-789,0005,821
Total noninterest income$12,0005,674
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$05,688
Trading account gains and feesNANA
Additional Noninterest Income$12,0005,287
Total noninterest expense$823,0004,026
Salaries and employee benefits$1,994,0001,436
Premises and equipment expense$-1,478,0005,856
Additional noninterest expense$307,0003,661
Pre-tax net operating income$7,942,000388
Securities gains (losses)$01,153
Applicable income taxes$265,0001,605
Income before extraordinary items$7,677,000315
Extraordinary gains, net$08
Net income$7,677,000316
Minority interest net income$055
Net income of bank and minority interests.$7,677,000316
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$7,677,000309
2016-12-31 (YTD Data)Rank
Total interest income$31,528,000859
Total interest expense$2,229,0001,286
Net interest income$29,299,000812
Provision for loan and lease losses$1,804,000563
Total noninterest income$159,0005,234
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$4,0005,728
Trading account gains and fees$0170
Additional Noninterest Income$155,0004,619
Total noninterest expense$2,880,0004,315
Salaries and employee benefits$7,616,0001,436
Premises and equipment expense$-6,537,0005,913
Additional noninterest expense$1,801,0002,960
Pre-tax net operating income$24,774,000428
Securities gains (losses)$246,000761
Applicable income taxes$803,0001,842
Income before extraordinary items$24,217,000353
Extraordinary gains, net$05
Net income$24,217,000352
Minority interest net income$082
Net income of bank and minority interests.$24,217,000352
Net charge-offs$150,0002,220
Cash dividends$23,170,000195
Sale, conversion, retirement of capital stock, net$0759
Net operating income$23,978,380355
2016-09-30 (YTD Data)Rank
Total interest income$22,194,000913
Total interest expense$1,510,0001,406
Net interest income$20,684,000860
Provision for loan and lease losses$1,804,000444
Total noninterest income$112,0005,324
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$2,0005,805
Trading account gains and fees$0169
Additional Noninterest Income$110,0004,711
Total noninterest expense$2,591,0003,960
Salaries and employee benefits$5,294,0001,533
Premises and equipment expense$-4,880,0005,980
Additional noninterest expense$2,177,0002,036
Pre-tax net operating income$16,401,000480
Securities gains (losses)$246,000691
Applicable income taxes$774,0001,654
Income before extraordinary items$15,873,000390
Extraordinary gains, net$05
Net income$15,873,000389
Minority interest net income$071
Net income of bank and minority interests.$15,873,000390
Net charge-offs$150,0001,689
Cash dividends$10,236,000278
Sale, conversion, retirement of capital stock, net$0719
Net operating income$15,639,300386
2016-06-30 (YTD Data)Rank
Total interest income$13,464,0001,011
Total interest expense$866,0001,592
Net interest income$12,598,000952
Provision for loan and lease losses$542,000802
Total noninterest income$100,0005,142
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$2,0005,866
Trading account gains and fees$0157
Additional Noninterest Income$98,0004,433
Total noninterest expense$1,628,0004,111
Salaries and employee benefits$3,525,0001,541
Premises and equipment expense$-3,292,0006,058
Additional noninterest expense$1,395,0002,111
Pre-tax net operating income$10,528,000491
Securities gains (losses)$150,000733
Applicable income taxes$570,0001,539
Income before extraordinary items$10,108,000394
Extraordinary gains, net$016
Net income$10,108,000393
Minority interest net income$071
Net income of bank and minority interests.$10,108,000393
Net charge-offs$03,689
Cash dividends$6,785,000285
Sale, conversion, retirement of capital stock, net$0705
Net operating income$9,965,500394
2016-03-31 (YTD Data)Rank
Total interest income$6,562,0001,028
Total interest expense$402,0001,687
Net interest income$6,160,000969
Provision for loan and lease losses$03,656
Total noninterest income$67,0004,850
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$1,0005,909
Trading account gains and fees$0142
Additional Noninterest Income$66,0004,090
Total noninterest expense$631,0004,630
Salaries and employee benefits$1,729,0001,580
Premises and equipment expense$-1,643,0006,122
Additional noninterest expense$545,0002,592
Pre-tax net operating income$5,596,000448
Securities gains (losses)$02,077
Applicable income taxes$196,0001,860
Income before extraordinary items$5,400,000365
Extraordinary gains, net$012
Net income$5,400,000365
Minority interest net income$062
Net income of bank and minority interests.$5,400,000365
Net charge-offs$03,094
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,400,000362
2015-12-31 (YTD Data)Rank
Total interest income$27,809,000940
Total interest expense$1,634,0001,656
Net interest income$26,175,000875
Provision for loan and lease losses$-530,0005,956
Total noninterest income$424,0004,410
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$4,0005,997
Trading account gains and fees$0159
Additional Noninterest Income$420,0003,535
Total noninterest expense$2,435,0004,738
Salaries and employee benefits$7,097,0001,496
Premises and equipment expense$-6,694,0006,182
Additional noninterest expense$2,032,0002,768
Pre-tax net operating income$24,694,000403
Securities gains (losses)$23,0002,161
Applicable income taxes$1,010,0001,579
Income before extraordinary items$23,707,000333
Extraordinary gains, net$023
Net income$23,707,000332
Minority interest net income$081
Net income of bank and minority interests.$23,707,000332
Net charge-offs$04,462
Cash dividends$12,725,000316
Sale, conversion, retirement of capital stock, net$0804
Net operating income$23,684,920330
2015-09-30 (YTD Data)Rank
Total interest income$20,542,000958
Total interest expense$1,228,0001,676
Net interest income$19,314,000889
Provision for loan and lease losses$-530,0006,094
Total noninterest income$313,0004,468
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$2,0006,089
Trading account gains and fees$0153
Additional Noninterest Income$311,0003,553
Total noninterest expense$1,352,0005,238
Salaries and employee benefits$5,004,0001,584
Premises and equipment expense$-5,130,0006,270
Additional noninterest expense$1,478,0002,818
Pre-tax net operating income$18,805,000409
Securities gains (losses)$23,0001,941
Applicable income taxes$1,040,0001,334
Income before extraordinary items$17,788,000343
Extraordinary gains, net$021
Net income$17,788,000343
Minority interest net income$078
Net income of bank and minority interests.$17,788,000343
Net charge-offs$04,182
Cash dividends$9,497,000295
Sale, conversion, retirement of capital stock, net$0773
Net operating income$17,766,380339
2015-06-30 (YTD Data)Rank
Total interest income$13,509,000968
Total interest expense$813,0001,694
Net interest income$12,696,000899
Provision for loan and lease losses$-530,0006,207
Total noninterest income$232,0004,323
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$2,0006,143
Trading account gains and fees$0157
Additional Noninterest Income$230,0003,433
Total noninterest expense$1,168,0004,888
Salaries and employee benefits$3,324,0001,599
Premises and equipment expense$-3,362,0006,348
Additional noninterest expense$1,206,0002,415
Pre-tax net operating income$12,290,000410
Securities gains (losses)$23,0001,643
Applicable income taxes$675,0001,356
Income before extraordinary items$11,638,000345
Extraordinary gains, net$022
Net income$11,638,000344
Minority interest net income$075
Net income of bank and minority interests.$11,638,000344
Net charge-offs$03,893
Cash dividends$6,333,000289
Sale, conversion, retirement of capital stock, net$0751
Net operating income$11,616,150338
2015-03-31 (YTD Data)Rank
Total interest income$6,739,000960
Total interest expense$403,0001,718
Net interest income$6,336,000887
Provision for loan and lease losses$03,703
Total noninterest income$81,0004,779
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$1,0006,193
Trading account gains and fees$0152
Additional Noninterest Income$80,0003,916
Total noninterest expense$379,0005,574
Salaries and employee benefits$1,654,0001,614
Premises and equipment expense$-1,774,0006,419
Additional noninterest expense$499,0002,800
Pre-tax net operating income$6,038,000414
Securities gains (losses)$02,027
Applicable income taxes$210,0001,779
Income before extraordinary items$5,828,000336
Extraordinary gains, net$013
Net income$5,828,000336
Minority interest net income$064
Net income of bank and minority interests.$5,828,000336
Net charge-offs$03,288
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$5,828,000329
2014-12-31 (YTD Data)Rank
Total interest income$29,813,000843
Total interest expense$1,671,0001,728
Net interest income$28,142,000781
Provision for loan and lease losses$04,603
Total noninterest income$-2,485,0006,503
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$3,0006,312
Trading account gains and fees$0180
Additional Noninterest Income$-2,488,0006,509
Total noninterest expense$3,698,0004,009
Salaries and employee benefits$7,188,0001,450
Premises and equipment expense$-5,991,0006,509
Additional noninterest expense$2,501,0002,411
Pre-tax net operating income$21,959,000425
Securities gains (losses)$15,0002,467
Applicable income taxes$747,0001,827
Income before extraordinary items$21,227,000353
Extraordinary gains, net$017
Net income$21,227,000353
Minority interest net income$084
Net income of bank and minority interests.$21,227,000353
Net charge-offs$04,970
Cash dividends$9,951,000341
Sale, conversion, retirement of capital stock, net$0862
Net operating income$21,212,450347
2014-09-30 (YTD Data)Rank
Total interest income$22,204,000851
Total interest expense$1,249,0001,750
Net interest income$20,955,000786
Provision for loan and lease losses$04,401
Total noninterest income$547,0003,669
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$3,0006,385
Trading account gains and fees$0174
Additional Noninterest Income$544,0002,796
Total noninterest expense$2,845,0003,970
Salaries and employee benefits$5,136,0001,520
Premises and equipment expense$-4,394,0006,589
Additional noninterest expense$2,103,0002,151
Pre-tax net operating income$18,657,000384
Securities gains (losses)$15,0002,163
Applicable income taxes$942,0001,362
Income before extraordinary items$17,730,000314
Extraordinary gains, net$015
Net income$17,730,000314
Minority interest net income$081
Net income of bank and minority interests.$17,730,000314
Net charge-offs$04,696
Cash dividends$9,950,000257
Sale, conversion, retirement of capital stock, net$0819
Net operating income$17,715,750313
2014-06-30 (YTD Data)Rank
Total interest income$15,111,000829
Total interest expense$832,0001,774
Net interest income$14,279,000773
Provision for loan and lease losses$04,196
Total noninterest income$471,0003,225
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$2,0006,440
Trading account gains and fees$0172
Additional Noninterest Income$469,0002,396
Total noninterest expense$1,891,0004,004
Salaries and employee benefits$3,484,0001,497
Premises and equipment expense$-2,984,0006,656
Additional noninterest expense$1,391,0002,152
Pre-tax net operating income$12,859,000374
Securities gains (losses)$02,580
Applicable income taxes$675,0001,285
Income before extraordinary items$12,184,000309
Extraordinary gains, net$020
Net income$12,184,000309
Minority interest net income$080
Net income of bank and minority interests.$12,184,000309
Net charge-offs$04,375
Cash dividends$6,916,000239
Sale, conversion, retirement of capital stock, net$0794
Net operating income$12,184,000304
2014-03-31 (YTD Data)Rank
Total interest income$7,364,000850
Total interest expense$411,0001,815
Net interest income$6,953,000789
Provision for loan and lease losses$03,817
Total noninterest income$181,0003,639
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$06,535
Trading account gains and fees$0147
Additional Noninterest Income$181,0002,708
Total noninterest expense$839,0004,311
Salaries and employee benefits$1,707,0001,539
Premises and equipment expense$-1,587,0006,730
Additional noninterest expense$719,0002,097
Pre-tax net operating income$6,295,000362
Securities gains (losses)$01,715
Applicable income taxes$212,0001,664
Income before extraordinary items$6,083,000298
Extraordinary gains, net$016
Net income$6,083,000298
Minority interest net income$066
Net income of bank and minority interests.$6,083,000298
Net charge-offs$03,660
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$6,083,000291
2013-12-31 (YTD Data)Rank
Total interest income$31,551,000785
Total interest expense$2,170,0001,577
Net interest income$29,381,000725
Provision for loan and lease losses$-1,820,0006,723
Total noninterest income$1,443,0002,657
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$4,0006,596
Trading account gains and fees$0184
Additional Noninterest Income$1,439,0001,902
Total noninterest expense$4,360,0003,711
Salaries and employee benefits$7,370,0001,418
Premises and equipment expense$-4,983,0006,812
Additional noninterest expense$1,973,0003,002
Pre-tax net operating income$28,284,000326
Securities gains (losses)$03,182
Applicable income taxes$695,0001,820
Income before extraordinary items$27,589,000276
Extraordinary gains, net$029
Net income$27,589,000276
Minority interest net income$090
Net income of bank and minority interests.$27,589,000276
Net charge-offs$05,475
Cash dividends$11,290,000296
Sale, conversion, retirement of capital stock, net$0924
Net operating income$27,589,000277
2013-09-30 (YTD Data)Rank
Total interest income$24,040,000776
Total interest expense$1,739,0001,509
Net interest income$22,301,000718
Provision for loan and lease losses$04,941
Total noninterest income$868,0003,009
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$3,0006,666
Trading account gains and fees$0180
Additional Noninterest Income$865,0002,247
Total noninterest expense$3,271,0003,731
Salaries and employee benefits$5,161,0001,512
Premises and equipment expense$-3,639,0006,891
Additional noninterest expense$1,749,0002,622
Pre-tax net operating income$19,898,000352
Securities gains (losses)$03,040
Applicable income taxes$574,0001,783
Income before extraordinary items$19,324,000300
Extraordinary gains, net$025
Net income$19,324,000302
Minority interest net income$084
Net income of bank and minority interests.$19,324,000301
Net charge-offs$05,212
Cash dividends$8,165,000289
Sale, conversion, retirement of capital stock, net$0868
Net operating income$19,324,000291
2013-06-30 (YTD Data)Rank
Total interest income$16,976,000730
Total interest expense$1,265,0001,422
Net interest income$15,711,000668
Provision for loan and lease losses$04,788
Total noninterest income$449,0003,495
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$2,0006,713
Trading account gains and fees$0157
Additional Noninterest Income$447,0002,634
Total noninterest expense$2,335,0003,602
Salaries and employee benefits$3,396,0001,524
Premises and equipment expense$-2,402,0006,940
Additional noninterest expense$1,341,0002,288
Pre-tax net operating income$13,825,000338
Securities gains (losses)$02,791
Applicable income taxes$365,0001,831
Income before extraordinary items$13,460,000284
Extraordinary gains, net$022
Net income$13,460,000285
Minority interest net income$082
Net income of bank and minority interests.$13,460,000285
Net charge-offs$04,909
Cash dividends$4,964,000312
Sale, conversion, retirement of capital stock, net$0838
Net operating income$13,460,000275
2013-03-31 (YTD Data)Rank
Total interest income$5,731,0001,117
Total interest expense$709,0001,298
Net interest income$5,022,0001,084
Provision for loan and lease losses$04,409
Total noninterest income$244,0003,318
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$1,0006,768
Trading account gains and fees$0148
Additional Noninterest Income$243,0002,502
Total noninterest expense$1,014,0003,957
Salaries and employee benefits$1,492,0001,751
Premises and equipment expense$-1,147,0007,019
Additional noninterest expense$669,0002,319
Pre-tax net operating income$4,252,000491
Securities gains (losses)$01,966
Applicable income taxes$140,0002,061
Income before extraordinary items$4,112,000414
Extraordinary gains, net$010
Net income$4,112,000415
Minority interest net income$076
Net income of bank and minority interests.$4,112,000415
Net charge-offs$04,145
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$4,112,000398
2012-12-31 (YTD Data)Rank
Total interest income$29,301,000891
Total interest expense$3,485,0001,288
Net interest income$25,816,000831
Provision for loan and lease losses$-1,750,0007,051
Total noninterest income$386,0004,871
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$5,0006,843
Trading account gains and fees$0166
Additional Noninterest Income$381,0003,695
Total noninterest expense$4,155,0003,925
Salaries and employee benefits$7,100,0001,438
Premises and equipment expense$-5,212,0007,083
Additional noninterest expense$2,267,0002,799
Pre-tax net operating income$23,797,000374
Securities gains (losses)$457,0001,005
Applicable income taxes$912,0001,552
Income before extraordinary items$23,342,000310
Extraordinary gains, net$029
Net income$23,342,000310
Minority interest net income$093
Net income of bank and minority interests.$23,342,000310
Net charge-offs$05,985
Cash dividends$13,265,000256
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$22,903,280299
2012-09-30 (YTD Data)Rank
Total interest income$22,318,000892
Total interest expense$2,672,0001,322
Net interest income$19,646,000827
Provision for loan and lease losses$05,790
Total noninterest income$2,001,0001,788
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$4,0006,929
Trading account gains and fees$0157
Additional Noninterest Income$1,997,0001,262
Total noninterest expense$3,366,0003,776
Salaries and employee benefits$5,296,0001,439
Premises and equipment expense$-3,963,0007,181
Additional noninterest expense$2,033,0002,377
Pre-tax net operating income$18,281,000372
Securities gains (losses)$397,000897
Applicable income taxes$831,0001,410
Income before extraordinary items$17,847,000304
Extraordinary gains, net$020
Net income$17,847,000304
Minority interest net income$086
Net income of bank and minority interests.$17,847,000304
Net charge-offs$05,771
Cash dividends$9,263,000223
Sale, conversion, retirement of capital stock, net$0952
Net operating income$17,465,880295
2012-06-30 (YTD Data)Rank
Total interest income$15,255,000873
Total interest expense$1,817,0001,337
Net interest income$13,438,000817
Provision for loan and lease losses$05,619
Total noninterest income$1,614,0001,543
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$2,0006,999
Trading account gains and fees$0153
Additional Noninterest Income$1,612,0001,084
Total noninterest expense$2,216,0003,825
Salaries and employee benefits$3,486,0001,462
Premises and equipment expense$-2,684,0007,245
Additional noninterest expense$1,414,0002,285
Pre-tax net operating income$12,836,000341
Securities gains (losses)$25,0002,404
Applicable income taxes$637,0001,264
Income before extraordinary items$12,224,000296
Extraordinary gains, net$019
Net income$12,224,000296
Minority interest net income$084
Net income of bank and minority interests.$12,224,000296
Net charge-offs$05,507
Cash dividends$6,173,000214
Sale, conversion, retirement of capital stock, net$0928
Net operating income$12,200,250280
2012-03-31 (YTD Data)Rank
Total interest income$7,474,000901
Total interest expense$920,0001,372
Net interest income$6,554,000837
Provision for loan and lease losses$05,254
Total noninterest income$126,0004,560
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$1,0007,039
Trading account gains and fees$0148
Additional Noninterest Income$125,0003,353
Total noninterest expense$1,211,0003,608
Salaries and employee benefits$1,777,0001,445
Premises and equipment expense$-1,349,0007,308
Additional noninterest expense$783,0002,072
Pre-tax net operating income$5,469,000394
Securities gains (losses)$02,210
Applicable income taxes$187,0001,808
Income before extraordinary items$5,282,000332
Extraordinary gains, net$019
Net income$5,282,000333
Minority interest net income$078
Net income of bank and minority interests.$5,282,000333
Net charge-offs$04,730
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$5,282,000311
2011-12-31 (YTD Data)Rank
Total interest income$32,340,000861
Total interest expense$4,491,0001,353
Net interest income$27,849,000788
Provision for loan and lease losses$-3,718,0007,342
Total noninterest income$175,0005,879
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$5,0006,913
Trading account gains and fees$0146
Additional Noninterest Income$170,0004,666
Total noninterest expense$5,163,0003,447
Salaries and employee benefits$6,993,0001,408
Premises and equipment expense$-4,671,0007,357
Additional noninterest expense$2,841,0002,310
Pre-tax net operating income$26,579,000291
Securities gains (losses)$03,838
Applicable income taxes$730,0001,639
Income before extraordinary items$25,849,000258
Extraordinary gains, net$029
Net income$25,849,000259
Minority interest net income$096
Net income of bank and minority interests.$25,849,000259
Net charge-offs$06,441
Cash dividends$26,390,000121
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$25,849,000252
2011-09-30 (YTD Data)Rank
Total interest income$25,093,000845
Total interest expense$3,555,0001,343
Net interest income$21,538,000770
Provision for loan and lease losses$06,393
Total noninterest income$152,0005,817
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$4,0006,959
Trading account gains and fees$0145
Additional Noninterest Income$148,0004,546
Total noninterest expense$4,327,0003,163
Salaries and employee benefits$5,145,0001,436
Premises and equipment expense$-3,157,0007,437
Additional noninterest expense$2,339,0002,144
Pre-tax net operating income$17,363,000331
Securities gains (losses)$03,555
Applicable income taxes$677,0001,451
Income before extraordinary items$16,686,000281
Extraordinary gains, net$021
Net income$16,686,000282
Minority interest net income$087
Net income of bank and minority interests.$16,686,000282
Net charge-offs$06,185
Cash dividends$9,056,000169
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$16,686,000276
2011-06-30 (YTD Data)Rank
Total interest income$17,379,000830
Total interest expense$2,466,0001,333
Net interest income$14,913,000744
Provision for loan and lease losses$06,217
Total noninterest income$1,004,0001,982
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$2,0007,019
Trading account gains and fees$0153
Additional Noninterest Income$1,002,0001,340
Total noninterest expense$2,650,0003,431
Salaries and employee benefits$3,447,0001,447
Premises and equipment expense$-2,444,0007,513
Additional noninterest expense$1,647,0002,071
Pre-tax net operating income$13,267,000288
Securities gains (losses)$02,914
Applicable income taxes$505,0001,316
Income before extraordinary items$12,762,000249
Extraordinary gains, net$015
Net income$12,762,000249
Minority interest net income$089
Net income of bank and minority interests.$12,762,000249
Net charge-offs$05,875
Cash dividends$6,198,000146
Sale, conversion, retirement of capital stock, net$0986
Net operating income$12,762,000241
2011-03-31 (YTD Data)Rank
Total interest income$8,356,000863
Total interest expense$1,234,0001,380
Net interest income$7,122,000782
Provision for loan and lease losses$05,840
Total noninterest income$9,0007,135
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$1,0007,020
Trading account gains and fees$0158
Additional Noninterest Income$8,0006,501
Total noninterest expense$1,246,0003,592
Salaries and employee benefits$1,715,0001,470
Premises and equipment expense$-1,250,0007,574
Additional noninterest expense$781,0002,151
Pre-tax net operating income$5,885,000318
Securities gains (losses)$01,772
Applicable income taxes$202,0001,501
Income before extraordinary items$5,683,000268
Extraordinary gains, net$09
Net income$5,683,000266
Minority interest net income$086
Net income of bank and minority interests.$5,683,000268
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$5,683,000260
2010-12-31 (YTD Data)Rank
Total interest income$38,862,000789
Total interest expense$6,009,0001,384
Net interest income$32,853,000654
Provision for loan and lease losses$-3,660,0007,653
Total noninterest income$4,000,0001,272
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$5,0006,758
Trading account gains and fees$0175
Additional Noninterest Income$3,995,000871
Total noninterest expense$5,348,0003,410
Salaries and employee benefits$6,924,0001,428
Premises and equipment expense$-5,219,0007,658
Additional noninterest expense$3,643,0001,945
Pre-tax net operating income$35,165,000198
Securities gains (losses)$169,0001,727
Applicable income taxes$994,0001,224
Income before extraordinary items$34,340,000174
Extraordinary gains, net$029
Net income$34,340,000173
Minority interest net income$0111
Net income of bank and minority interests.$34,340,000174
Net charge-offs$-4,791,0007,657
Cash dividends$12,456,000151
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$34,176,070172
2010-09-30 (YTD Data)Rank
Total interest income$28,870,000796
Total interest expense$4,615,0001,404
Net interest income$24,255,000656
Provision for loan and lease losses$6,000,000762
Total noninterest income$3,149,0001,213
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$4,0006,847
Trading account gains and fees$0165
Additional Noninterest Income$3,145,000799
Total noninterest expense$3,895,0003,503
Salaries and employee benefits$4,791,0001,540
Premises and equipment expense$-3,894,0007,761
Additional noninterest expense$2,998,0001,781
Pre-tax net operating income$17,509,000271
Securities gains (losses)$152,0001,589
Applicable income taxes$709,0001,325
Income before extraordinary items$16,952,000229
Extraordinary gains, net$023
Net income$16,952,000230
Minority interest net income$0110
Net income of bank and minority interests.$16,952,000231
Net charge-offs$-4,791,0007,761
Cash dividends$9,520,000112
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$16,806,080221
2010-06-30 (YTD Data)Rank
Total interest income$19,939,000777
Total interest expense$3,176,0001,419
Net interest income$16,763,000638
Provision for loan and lease losses$6,000,000547
Total noninterest income$3,069,000878
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$2,0006,907
Trading account gains and fees$0152
Additional Noninterest Income$3,067,000583
Total noninterest expense$2,449,0003,681
Salaries and employee benefits$3,163,0001,567
Premises and equipment expense$-2,510,0007,830
Additional noninterest expense$1,796,0001,927
Pre-tax net operating income$11,383,000264
Securities gains (losses)$86,0001,517
Applicable income taxes$492,0001,227
Income before extraordinary items$10,977,000221
Extraordinary gains, net$019
Net income$10,977,000221
Minority interest net income$0105
Net income of bank and minority interests.$10,977,000221
Net charge-offs$-4,761,0007,830
Cash dividends$3,987,000189
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$10,894,440217
2010-03-31 (YTD Data)Rank
Total interest income$9,650,000817
Total interest expense$1,660,0001,418
Net interest income$7,990,000681
Provision for loan and lease losses$06,552
Total noninterest income$1,222,0001,038
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$1,0006,994
Trading account gains and fees$0175
Additional Noninterest Income$1,221,000680
Total noninterest expense$1,421,0003,283
Salaries and employee benefits$1,585,0001,569
Premises and equipment expense$-1,131,0007,934
Additional noninterest expense$967,0001,794
Pre-tax net operating income$7,791,000205
Securities gains (losses)$72,000947
Applicable income taxes$273,0001,128
Income before extraordinary items$7,590,000170
Extraordinary gains, net$016
Net income$7,590,000172
Minority interest net income$091
Net income of bank and minority interests.$7,590,000172
Net charge-offs$10,0004,830
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$7,520,160169
2009-12-31 (YTD Data)Rank
Total interest income$46,416,000711
Total interest expense$10,848,0001,093
Net interest income$35,568,000606
Provision for loan and lease losses$15,000,000608
Total noninterest income$6,854,000857
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$5,0007,057
Trading account gains and fees$0211
Additional Noninterest Income$6,849,000571
Total noninterest expense$3,652,0004,591
Salaries and employee benefits$6,665,0001,503
Premises and equipment expense$-5,372,0008,012
Additional noninterest expense$2,359,0002,888
Pre-tax net operating income$23,770,000198
Securities gains (losses)$12,0003,205
Applicable income taxes$1,621,000663
Income before extraordinary items$22,161,000172
Extraordinary gains, net$034
Net income$22,161,000172
Minority interest net income$0115
Net income of bank and minority interests.$22,161,000172
Net charge-offs$4,867,0001,174
Cash dividends$18,921,000114
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$22,149,840170
2009-09-30 (YTD Data)Rank
Total interest income$34,549,000736
Total interest expense$8,730,0001,069
Net interest income$25,819,000626
Provision for loan and lease losses$9,000,000680
Total noninterest income$243,0005,566
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$4,0007,115
Trading account gains and fees$0212
Additional Noninterest Income$239,0003,982
Total noninterest expense$2,200,0005,250
Salaries and employee benefits$4,397,0001,714
Premises and equipment expense$-3,974,0008,099
Additional noninterest expense$1,777,0002,835
Pre-tax net operating income$14,862,000229
Securities gains (losses)$-290,0007,652
Applicable income taxes$941,000883
Income before extraordinary items$13,631,000201
Extraordinary gains, net$027
Net income$13,631,000201
Minority interest net income$0118
Net income of bank and minority interests.$13,631,000201
Net charge-offs$06,987
Cash dividends$11,140,000129
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$13,903,600202
2009-06-30 (YTD Data)Rank
Total interest income$23,241,000748
Total interest expense$6,187,0001,077
Net interest income$17,054,000634
Provision for loan and lease losses$5,000,000735
Total noninterest income$193,0005,279
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$3,0007,178
Trading account gains and fees$0193
Additional Noninterest Income$190,0003,728
Total noninterest expense$1,417,0005,401
Salaries and employee benefits$2,936,0001,742
Premises and equipment expense$-2,657,0008,195
Additional noninterest expense$1,138,0002,964
Pre-tax net operating income$10,830,000215
Securities gains (losses)$-496,0007,912
Applicable income taxes$591,000943
Income before extraordinary items$9,743,000196
Extraordinary gains, net$021
Net income$9,743,000194
Minority interest net income$0112
Net income of bank and minority interests.$9,743,000196
Net charge-offs$06,628
Cash dividends$7,207,000131
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$10,209,240181
2009-03-31 (YTD Data)Rank
Total interest income$11,228,000778
Total interest expense$3,316,0001,043
Net interest income$7,912,000668
Provision for loan and lease losses$3,000,000564
Total noninterest income$144,0004,485
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$1,0007,216
Trading account gains and fees$0171
Additional Noninterest Income$143,0003,046
Total noninterest expense$590,0005,866
Salaries and employee benefits$1,523,0001,697
Premises and equipment expense$-1,298,0008,247
Additional noninterest expense$365,0003,836
Pre-tax net operating income$4,466,000272
Securities gains (losses)$02,434
Applicable income taxes$267,0001,165
Income before extraordinary items$4,199,000246
Extraordinary gains, net$015
Net income$4,199,000245
Minority interest net income$0102
Net income of bank and minority interests.$4,199,000247
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,199,000228
2008-12-31 (YTD Data)Rank
Total interest income$28,993,0001,337
Total interest expense$10,272,0001,583
Net interest income$18,721,0001,187
Provision for loan and lease losses$1,000,0002,705
Total noninterest income$360,0005,486
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$8,0007,190
Trading account gains and fees$0154
Additional Noninterest Income$352,0003,816
Total noninterest expense$2,083,0006,141
Salaries and employee benefits$5,532,0001,838
Premises and equipment expense$-5,210,0008,305
Additional noninterest expense$1,761,0003,189
Pre-tax net operating income$15,998,000341
Securities gains (losses)$-1,013,0007,749
Applicable income taxes$587,0001,694
Income before extraordinary items$14,398,000282
Extraordinary gains, net$039
Net income$14,398,000282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$7,612,000382
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$15,370,480277
2008-09-30 (YTD Data)Rank
Total interest income$22,310,0001,323
Total interest expense$7,434,0001,701
Net interest income$14,876,0001,124
Provision for loan and lease losses$06,991
Total noninterest income$282,0005,485
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$6,0007,248
Trading account gains and fees$0148
Additional Noninterest Income$276,0003,825
Total noninterest expense$1,378,0006,438
Salaries and employee benefits$4,061,0001,905
Premises and equipment expense$-3,900,0008,383
Additional noninterest expense$1,217,0003,353
Pre-tax net operating income$13,780,000382
Securities gains (losses)$-1,013,0007,934
Applicable income taxes$442,0002,048
Income before extraordinary items$12,325,000306
Extraordinary gains, net$031
Net income$12,325,000305
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$5,548,000415
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$13,307,610295
2008-06-30 (YTD Data)Rank
Total interest income$14,340,0001,402
Total interest expense$5,064,0001,742
Net interest income$9,276,0001,210
Provision for loan and lease losses$06,671
Total noninterest income$249,0005,003
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$4,0007,287
Trading account gains and fees$0149
Additional Noninterest Income$245,0003,385
Total noninterest expense$766,0006,885
Salaries and employee benefits$2,716,0001,917
Premises and equipment expense$-2,747,0008,451
Additional noninterest expense$797,0003,374
Pre-tax net operating income$8,759,000421
Securities gains (losses)$1,0003,084
Applicable income taxes$324,0002,125
Income before extraordinary items$8,436,000332
Extraordinary gains, net$021
Net income$8,436,000331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$3,611,000463
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$8,435,040326
2008-03-31 (YTD Data)Rank
Total interest income$7,372,0001,395
Total interest expense$2,643,0001,783
Net interest income$4,729,0001,160
Provision for loan and lease losses$06,080
Total noninterest income$65,0006,240
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$2,0007,305
Trading account gains and fees$0158
Additional Noninterest Income$63,0004,607
Total noninterest expense$519,0006,200
Salaries and employee benefits$1,324,0001,988
Premises and equipment expense$-1,234,0008,494
Additional noninterest expense$429,0003,097
Pre-tax net operating income$4,275,000469
Securities gains (losses)$02,688
Applicable income taxes$105,0002,738
Income before extraordinary items$4,170,000370
Extraordinary gains, net$015
Net income$4,170,000371
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$1,784,000477
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$4,170,000354
2007-12-31 (YTD Data)Rank
Total interest income$35,402,0001,192
Total interest expense$10,669,0001,863
Net interest income$24,733,000893
Provision for loan and lease losses$1,500,0001,048
Total noninterest income$209,0006,685
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$8,0007,344
Trading account gains and fees$0178
Additional Noninterest Income$201,0005,045
Total noninterest expense$2,279,0005,856
Salaries and employee benefits$5,390,0001,871
Premises and equipment expense$-4,728,0008,534
Additional noninterest expense$1,617,0003,218
Pre-tax net operating income$21,163,000442
Securities gains (losses)$02,146
Applicable income taxes$707,0002,286
Income before extraordinary items$20,456,000353
Extraordinary gains, net$039
Net income$20,456,000350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$8,935,000457
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$20,456,000351
2007-09-30 (YTD Data)Rank
Total interest income$28,132,0001,138
Total interest expense$7,998,0001,860
Net interest income$20,134,000816
Provision for loan and lease losses$06,528
Total noninterest income$99,0007,332
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$5,0007,394
Trading account gains and fees$0184
Additional Noninterest Income$94,0005,907
Total noninterest expense$1,711,0005,838
Salaries and employee benefits$3,995,0001,881
Premises and equipment expense$-3,527,0008,559
Additional noninterest expense$1,243,0003,094
Pre-tax net operating income$18,522,000427
Securities gains (losses)$01,655
Applicable income taxes$577,0002,349
Income before extraordinary items$17,945,000340
Extraordinary gains, net$033
Net income$17,945,000338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$7,360,000417
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$17,945,000335
2007-06-30 (YTD Data)Rank
Total interest income$20,973,0001,021
Total interest expense$5,459,0001,827
Net interest income$15,514,000728
Provision for loan and lease losses$06,209
Total noninterest income$63,0007,418
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$3,0007,446
Trading account gains and fees$0168
Additional Noninterest Income$60,0005,996
Total noninterest expense$1,076,0006,034
Salaries and employee benefits$2,701,0001,896
Premises and equipment expense$-2,474,0008,614
Additional noninterest expense$849,0003,036
Pre-tax net operating income$14,501,000415
Securities gains (losses)$01,444
Applicable income taxes$432,0002,272
Income before extraordinary items$14,069,000321
Extraordinary gains, net$029
Net income$14,069,000320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$5,463,000389
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$14,069,000319
2007-03-31 (YTD Data)Rank
Total interest income$13,396,000769
Total interest expense$2,739,0001,806
Net interest income$10,657,000542
Provision for loan and lease losses$05,779
Total noninterest income$31,0007,421
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$2,0007,430
Trading account gains and fees$0195
Additional Noninterest Income$29,0006,041
Total noninterest expense$540,0006,074
Salaries and employee benefits$1,357,0001,895
Premises and equipment expense$-1,233,0008,649
Additional noninterest expense$416,0003,066
Pre-tax net operating income$10,148,000316
Securities gains (losses)$01,187
Applicable income taxes$379,0001,580
Income before extraordinary items$9,769,000240
Extraordinary gains, net$022
Net income$9,769,000238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$540,0001,313
Sale, conversion, retirement of capital stock, net$0885
Net operating income$9,769,000238
2006-12-31 (YTD Data)Rank
Total interest income$31,459,0001,249
Total interest expense$10,249,0001,641
Net interest income$21,210,0001,047
Provision for loan and lease losses$06,850
Total noninterest income$256,0006,494
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$8,0007,455
Trading account gains and fees$0130
Additional Noninterest Income$248,0004,672
Total noninterest expense$3,008,0004,874
Salaries and employee benefits$5,166,0001,887
Premises and equipment expense$-3,746,0008,680
Additional noninterest expense$1,588,0003,145
Pre-tax net operating income$18,458,000577
Securities gains (losses)$01,687
Applicable income taxes$698,0002,670
Income before extraordinary items$17,760,000467
Extraordinary gains, net$051
Net income$17,760,000466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,133
Cash dividends$8,909,000436
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$17,760,000455
2006-09-30 (YTD Data)Rank
Total interest income$23,938,0001,237
Total interest expense$7,358,0001,671
Net interest income$16,580,0001,029
Provision for loan and lease losses$06,685
Total noninterest income$217,0006,304
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$6,0007,517
Trading account gains and fees$0126
Additional Noninterest Income$211,0004,427
Total noninterest expense$2,448,0004,607
Salaries and employee benefits$3,956,0001,842
Premises and equipment expense$-2,736,0008,743
Additional noninterest expense$1,228,0003,062
Pre-tax net operating income$14,349,000584
Securities gains (losses)$01,388
Applicable income taxes$555,0002,716
Income before extraordinary items$13,794,000477
Extraordinary gains, net$045
Net income$13,794,000476
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$6,532,000407
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$13,794,000466
2006-06-30 (YTD Data)Rank
Total interest income$17,123,0001,131
Total interest expense$4,822,0001,616
Net interest income$12,301,000920
Provision for loan and lease losses$06,419
Total noninterest income$102,0006,949
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$4,0007,559
Trading account gains and fees$0126
Additional Noninterest Income$98,0005,173
Total noninterest expense$1,586,0004,708
Salaries and employee benefits$2,663,0001,843
Premises and equipment expense$-1,871,0008,777
Additional noninterest expense$794,0003,155
Pre-tax net operating income$10,817,000532
Securities gains (losses)$01,185
Applicable income taxes$340,0002,871
Income before extraordinary items$10,477,000424
Extraordinary gains, net$039
Net income$10,477,000423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$3,917,000466
Sale, conversion, retirement of capital stock, net$0887
Net operating income$10,477,000413
2006-03-31 (YTD Data)Rank
Total interest income$7,590,0001,254
Total interest expense$2,427,0001,517
Net interest income$5,163,0001,090
Provision for loan and lease losses$06,013
Total noninterest income$57,0006,716
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,0007,586
Trading account gains and fees$0115
Additional Noninterest Income$55,0004,927
Total noninterest expense$933,0004,205
Salaries and employee benefits$1,352,0001,830
Premises and equipment expense$-810,0008,790
Additional noninterest expense$391,0003,191
Pre-tax net operating income$4,287,000628
Securities gains (losses)$0955
Applicable income taxes$169,0002,858
Income before extraordinary items$4,118,000504
Extraordinary gains, net$021
Net income$4,118,000503
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$516,0001,291
Sale, conversion, retirement of capital stock, net$0648
Net operating income$4,118,000495
2005-12-31 (YTD Data)Rank
Total interest income$26,870,0001,246
Total interest expense$7,473,0001,519
Net interest income$19,397,0001,120
Provision for loan and lease losses$07,120
Total noninterest income$922,0003,747
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$8,0007,619
Trading account gains and fees$0138
Additional Noninterest Income$914,0002,342
Total noninterest expense$3,232,0004,542
Salaries and employee benefits$5,073,0001,832
Premises and equipment expense$-3,376,0008,833
Additional noninterest expense$1,535,0003,170
Pre-tax net operating income$17,087,000610
Securities gains (losses)$396,000336
Applicable income taxes$630,0002,990
Income before extraordinary items$16,853,000472
Extraordinary gains, net$046
Net income$16,853,000472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$7,970,000455
Sale, conversion, retirement of capital stock, net$0934
Net operating income$16,472,840469
2005-09-30 (YTD Data)Rank
Total interest income$19,525,0001,244
Total interest expense$5,307,0001,511
Net interest income$14,218,0001,130
Provision for loan and lease losses$06,899
Total noninterest income$891,0003,164
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$6,0007,666
Trading account gains and fees$0126
Additional Noninterest Income$885,0001,979
Total noninterest expense$2,189,0004,830
Salaries and employee benefits$3,612,0001,903
Premises and equipment expense$-2,540,0008,858
Additional noninterest expense$1,117,0003,215
Pre-tax net operating income$12,920,000602
Securities gains (losses)$396,000309
Applicable income taxes$500,0002,941
Income before extraordinary items$12,816,000469
Extraordinary gains, net$035
Net income$12,816,000469
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$5,749,000422
Sale, conversion, retirement of capital stock, net$0769
Net operating income$12,435,840465
2005-06-30 (YTD Data)Rank
Total interest income$12,760,0001,227
Total interest expense$3,293,0001,529
Net interest income$9,467,0001,116
Provision for loan and lease losses$06,626
Total noninterest income$838,0002,460
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$4,0007,684
Trading account gains and fees$0116
Additional Noninterest Income$834,0001,531
Total noninterest expense$1,458,0004,817
Salaries and employee benefits$2,442,0001,864
Premises and equipment expense$-1,749,0008,868
Additional noninterest expense$765,0003,140
Pre-tax net operating income$8,847,000570
Securities gains (losses)$396,000261
Applicable income taxes$355,0002,792
Income before extraordinary items$8,888,000454
Extraordinary gains, net$030
Net income$8,888,000454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$3,973,000407
Sale, conversion, retirement of capital stock, net$0643
Net operating income$8,507,840454
2005-03-31 (YTD Data)Rank
Total interest income$5,885,0001,306
Total interest expense$1,534,0001,559
Net interest income$4,351,0001,213
Provision for loan and lease losses$06,226
Total noninterest income$801,0001,490
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$4,0007,641
Trading account gains and fees$0115
Additional Noninterest Income$797,000951
Total noninterest expense$712,0004,936
Salaries and employee benefits$1,224,0001,877
Premises and equipment expense$-897,0008,931
Additional noninterest expense$385,0003,123
Pre-tax net operating income$4,440,000579
Securities gains (losses)$206,000245
Applicable income taxes$166,0002,920
Income before extraordinary items$4,480,000445
Extraordinary gains, net$024
Net income$4,480,000445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$4,282,240446
2004-12-31 (YTD Data)Rank
Total interest income$23,715,0001,192
Total interest expense$5,791,0001,420
Net interest income$17,924,0001,127
Provision for loan and lease losses$30,0006,416
Total noninterest income$222,0006,975
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$10,0007,777
Trading account gains and fees$0138
Additional Noninterest Income$212,0004,991
Total noninterest expense$4,505,0003,409
Salaries and employee benefits$4,760,0001,844
Premises and equipment expense$-1,883,0008,976
Additional noninterest expense$1,628,0002,936
Pre-tax net operating income$13,611,000666
Securities gains (losses)$913,000300
Applicable income taxes$535,0003,236
Income before extraordinary items$13,989,000508
Extraordinary gains, net$034
Net income$13,989,000509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$6,667,000482
Sale, conversion, retirement of capital stock, net$0872
Net operating income$13,112,520519
2004-09-30 (YTD Data)Rank
Total interest income$17,608,0001,182
Total interest expense$4,233,0001,422
Net interest income$13,375,0001,111
Provision for loan and lease losses$30,0005,981
Total noninterest income$198,0006,690
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$8,0007,809
Trading account gains and fees$0134
Additional Noninterest Income$190,0004,610
Total noninterest expense$3,126,0003,583
Salaries and employee benefits$3,292,0001,982
Premises and equipment expense$-1,354,0009,024
Additional noninterest expense$1,188,0002,962
Pre-tax net operating income$10,417,000660
Securities gains (losses)$902,000292
Applicable income taxes$380,0003,391
Income before extraordinary items$10,939,000487
Extraordinary gains, net$026
Net income$10,939,000488
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$4,346,000515
Sale, conversion, retirement of capital stock, net$0738
Net operating income$10,064,060499
2004-06-30 (YTD Data)Rank
Total interest income$11,500,0001,188
Total interest expense$2,645,0001,500
Net interest income$8,855,0001,108
Provision for loan and lease losses$30,0005,293
Total noninterest income$84,0007,522
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$5,0007,870
Trading account gains and fees$0130
Additional Noninterest Income$79,0005,623
Total noninterest expense$2,001,0003,735
Salaries and employee benefits$2,207,0001,975
Premises and equipment expense$-916,0009,078
Additional noninterest expense$710,0003,261
Pre-tax net operating income$6,908,000655
Securities gains (losses)$903,000230
Applicable income taxes$280,0003,191
Income before extraordinary items$7,531,000474
Extraordinary gains, net$021
Net income$7,531,000474
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$2,854,000522
Sale, conversion, retirement of capital stock, net$0638
Net operating income$6,664,120507
2004-03-31 (YTD Data)Rank
Total interest income$6,414,0001,090
Total interest expense$1,306,0001,532
Net interest income$5,108,000964
Provision for loan and lease losses$30,0004,060
Total noninterest income$31,0007,933
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,0007,896
Trading account gains and fees$0121
Additional Noninterest Income$29,0006,170
Total noninterest expense$1,054,0003,609
Salaries and employee benefits$1,114,0001,971
Premises and equipment expense$-443,0009,116
Additional noninterest expense$383,0003,025
Pre-tax net operating income$4,055,000569
Securities gains (losses)$831,000191
Applicable income taxes$153,0003,057
Income before extraordinary items$4,733,000407
Extraordinary gains, net$016
Net income$4,733,000406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$3,926,930432
2003-12-31 (YTD Data)Rank
Total interest income$22,752,0001,253
Total interest expense$5,956,0001,488
Net interest income$16,796,0001,157
Provision for loan and lease losses$1,160,0001,030
Total noninterest income$885,0003,987
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$10,0007,936
Trading account gains and fees$0160
Additional Noninterest Income$875,0002,586
Total noninterest expense$4,275,0003,504
Salaries and employee benefits$4,509,0001,910
Premises and equipment expense$-2,144,0009,181
Additional noninterest expense$1,910,0002,517
Pre-tax net operating income$12,246,000712
Securities gains (losses)$491,000756
Applicable income taxes$822,0002,494
Income before extraordinary items$11,915,000578
Extraordinary gains, net$054
Net income$11,915,000579
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$5,686,000567
Sale, conversion, retirement of capital stock, net$0868
Net operating income$11,453,460557
2003-09-30 (YTD Data)Rank
Total interest income$15,253,0001,433
Total interest expense$4,589,0001,515
Net interest income$10,664,0001,391
Provision for loan and lease losses$270,0002,692
Total noninterest income$840,0003,530
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$8,0007,991
Trading account gains and fees$0153
Additional Noninterest Income$832,0002,319
Total noninterest expense$2,602,0004,122
Salaries and employee benefits$3,691,0001,755
Premises and equipment expense$-1,735,0009,236
Additional noninterest expense$646,0004,751
Pre-tax net operating income$8,632,000790
Securities gains (losses)$159,0001,377
Applicable income taxes$531,0002,927
Income before extraordinary items$8,260,000629
Extraordinary gains, net$040
Net income$8,260,000630
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$3,638,000622
Sale, conversion, retirement of capital stock, net$0722
Net operating income$8,110,540592
2003-06-30 (YTD Data)Rank
Total interest income$9,972,0001,476
Total interest expense$3,189,0001,508
Net interest income$6,783,0001,442
Provision for loan and lease losses$180,0002,675
Total noninterest income$803,0002,753
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$6,0008,002
Trading account gains and fees$0150
Additional Noninterest Income$797,0001,781
Total noninterest expense$1,485,0004,626
Salaries and employee benefits$2,480,0001,731
Premises and equipment expense$-1,358,0009,268
Additional noninterest expense$363,0005,342
Pre-tax net operating income$5,921,000762
Securities gains (losses)$159,0001,194
Applicable income taxes$417,0002,615
Income before extraordinary items$5,663,000618
Extraordinary gains, net$030
Net income$5,663,000617
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$2,449,000619
Sale, conversion, retirement of capital stock, net$0589
Net operating income$5,515,130582
2003-03-31 (YTD Data)Rank
Total interest income$4,929,0001,507
Total interest expense$1,699,0001,465
Net interest income$3,230,0001,504
Provision for loan and lease losses$90,0002,494
Total noninterest income$755,0001,664
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$3,0008,021
Trading account gains and fees$0134
Additional Noninterest Income$752,0001,102
Total noninterest expense$677,0004,909
Salaries and employee benefits$1,154,0001,851
Premises and equipment expense$-682,0009,312
Additional noninterest expense$205,0004,878
Pre-tax net operating income$3,218,000708
Securities gains (losses)$159,000758
Applicable income taxes$398,0001,628
Income before extraordinary items$2,979,000591
Extraordinary gains, net$021
Net income$2,979,000589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,839,080571
2002-12-31 (YTD Data)Rank
Total interest income$17,686,0001,736
Total interest expense$7,580,0001,496
Net interest income$10,106,0001,927
Provision for loan and lease losses$360,0003,054
Total noninterest income$137,0007,983
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$11,0008,074
Trading account gains and fees$0153
Additional Noninterest Income$126,0005,962
Total noninterest expense$2,574,0004,985
Salaries and employee benefits$4,832,0001,662
Premises and equipment expense$-3,117,0009,354
Additional noninterest expense$859,0004,686
Pre-tax net operating income$7,309,0001,150
Securities gains (losses)$04,537
Applicable income taxes$381,0003,981
Income before extraordinary items$6,928,000903
Extraordinary gains, net$070
Net income$6,928,000901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,185
Cash dividends$3,541,000815
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,928,000867
2001-12-31 (YTD Data)Rank
Total interest income$20,995,0001,618
Total interest expense$11,934,0001,367
Net interest income$9,061,0001,963
Provision for loan and lease losses$120,0005,188
Total noninterest income$184,0007,475
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$23,0008,087
Trading account gains and fees$0177
Additional Noninterest Income$161,0005,396
Total noninterest expense$2,491,0004,963
Salaries and employee benefits$5,082,0001,492
Premises and equipment expense$-3,366,0009,614
Additional noninterest expense$775,0004,890
Pre-tax net operating income$6,634,0001,119
Securities gains (losses)$1,081,000383
Applicable income taxes$689,0002,700
Income before extraordinary items$7,026,000791
Extraordinary gains, net$0105
Net income$7,026,000792
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$3,609,000781
Sale, conversion, retirement of capital stock, net$0922
Net operating income$6,042,290863
2000-12-31 (YTD Data)Rank
Total interest income$28,311,0001,250
Total interest expense$14,198,0001,219
Net interest income$14,113,0001,238
Provision for loan and lease losses$08,337
Total noninterest income$576,0004,511
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$39,0007,880
Trading account gains and fees$0180
Additional Noninterest Income$537,0002,833
Total noninterest expense$2,897,0004,348
Salaries and employee benefits$5,013,0001,413
Premises and equipment expense$-3,044,0009,904
Additional noninterest expense$928,0004,245
Pre-tax net operating income$11,792,000679
Securities gains (losses)$01,956
Applicable income taxes$422,0003,872
Income before extraordinary items$11,370,000518
Extraordinary gains, net$038
Net income$11,370,000519
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$5,913,000549
Sale, conversion, retirement of capital stock, net$0969
Net operating income$11,370,000513
1999-12-31 (YTD Data)Rank
Total interest income$23,179,0001,407
Total interest expense$11,075,0001,350
Net interest income$12,104,0001,447
Provision for loan and lease losses$210,0003,440
Total noninterest income$807,0003,599
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$48,0007,891
Trading account gains and fees$0173
Additional Noninterest Income$759,0002,240
Total noninterest expense$3,158,0004,043
Salaries and employee benefits$4,688,0001,470
Premises and equipment expense$-2,418,00010,222
Additional noninterest expense$888,0004,428
Pre-tax net operating income$9,543,000859
Securities gains (losses)$03,155
Applicable income taxes$335,0004,573
Income before extraordinary items$9,208,000662
Extraordinary gains, net$035
Net income$9,208,000663
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$6,115,000568
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$9,208,000649
1998-12-31 (YTD Data)Rank
Total interest income$25,080,0001,291
Total interest expense$11,652,0001,332
Net interest income$13,428,0001,262
Provision for loan and lease losses$1,096,000896
Total noninterest income$765,0003,745
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$61,0007,757
Trading account gains and fees$0224
Additional Noninterest Income$704,0002,379
Total noninterest expense$3,091,0004,015
Salaries and employee benefits$4,705,0001,394
Premises and equipment expense$-2,397,00010,464
Additional noninterest expense$783,0004,754
Pre-tax net operating income$10,006,000779
Securities gains (losses)$1,460,000294
Applicable income taxes$593,0003,438
Income before extraordinary items$10,873,000545
Extraordinary gains, net$032
Net income$10,873,000544
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$3,729,000829
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$9,486,000586
1997-12-31 (YTD Data)Rank
Total interest income$26,790,0001,253
Total interest expense$13,648,0001,186
Net interest income$13,142,0001,321
Provision for loan and lease losses$360,0002,248
Total noninterest income$698,0003,973
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$78,0007,689
Trading account gains and fees$0239
Additional Noninterest Income$620,0002,414
Total noninterest expense$4,133,0003,094
Salaries and employee benefits$3,891,0001,687
Premises and equipment expense$-1,776,00010,923
Additional noninterest expense$2,018,0002,071
Pre-tax net operating income$9,347,000864
Securities gains (losses)$1,338,000241
Applicable income taxes$2,587,0001,065
Income before extraordinary items$8,098,000707
Extraordinary gains, net$044
Net income$8,098,000707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0003,562
Cash dividends$4,666,000669
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$7,081,120773
1996-12-31 (YTD Data)Rank
Total interest income$20,064,0001,674
Total interest expense$11,303,0001,429
Net interest income$8,761,0002,047
Provision for loan and lease losses$360,0002,253
Total noninterest income$834,0003,589
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$85,0007,846
Trading account gains and fees$0262
Additional Noninterest Income$749,0002,192
Total noninterest expense$3,069,0004,234
Salaries and employee benefits$1,678,0003,894
Premises and equipment expense$-2,261,00011,454
Additional noninterest expense$3,652,0001,457
Pre-tax net operating income$6,166,0001,180
Securities gains (losses)$28,0001,737
Applicable income taxes$2,424,0001,037
Income before extraordinary items$3,770,0001,322
Extraordinary gains, net$053
Net income$3,770,0001,323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,00010,270
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,752,0801,294
1995-12-31 (YTD Data)Rank
Total interest income$15,469,0002,184
Total interest expense$8,230,0001,911
Net interest income$7,239,0002,483
Provision for loan and lease losses$360,0002,012
Total noninterest income$469,0005,412
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$84,0008,206
Trading account gains and fees$0522
Additional Noninterest Income$385,0003,384
Total noninterest expense$3,285,0003,964
Salaries and employee benefits$2,347,0002,842
Premises and equipment expense$-1,642,00011,972
Additional noninterest expense$2,580,0001,946
Pre-tax net operating income$4,063,0001,823
Securities gains (losses)$95,000988
Applicable income taxes$1,356,0001,800
Income before extraordinary items$2,802,0001,804
Extraordinary gains, net$065
Net income$2,802,0001,803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,00010,497
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,738,3501,819
1994-12-31 (YTD Data)Rank
Total interest income$10,998,0002,756
Total interest expense$5,086,0002,424
Net interest income$5,912,0003,038
Provision for loan and lease losses$600,0001,325
Total noninterest income$430,0005,855
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$88,0008,439
Trading account gains and fees$0475
Additional Noninterest Income$342,0003,768
Total noninterest expense$4,039,0003,402
Salaries and employee benefits$2,461,0002,709
Premises and equipment expense$-1,114,00012,607
Additional noninterest expense$2,692,0002,012
Pre-tax net operating income$1,703,0003,956
Securities gains (losses)$2,025,00093
Applicable income taxes$1,172,0001,918
Income before extraordinary items$2,556,0001,903
Extraordinary gains, net$0249
Net income$2,556,0001,902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$372,0001,661
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,158,7504,032
1993-12-31 (YTD Data)Rank
Total interest income$10,819,0002,864
Total interest expense$4,414,0002,904
Net interest income$6,405,0002,831
Provision for loan and lease losses$928,0001,368
Total noninterest income$523,0005,440
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$96,0008,486
Trading account gains and fees$0532
Additional Noninterest Income$427,0003,608
Total noninterest expense$4,720,0002,995
Salaries and employee benefits$2,484,0002,662
Premises and equipment expense$115,0009,950
Additional noninterest expense$2,121,0002,590
Pre-tax net operating income$1,270,0004,961
Securities gains (losses)$1,757,000357
Applicable income taxes$726,0003,009
Income before extraordinary items$2,311,0002,163
Extraordinary gains, net$238,000877
Net income$2,549,0002,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0004,711
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$975,6804,541
1992-12-31 (YTD Data)Rank
Total interest income$10,126,0003,450
Total interest expense$4,441,0003,693
Net interest income$5,685,0003,222
Provision for loan and lease losses$460,0003,175
Total noninterest income$815,0003,923
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$114,0008,107
Trading account gains and feesNANA
Additional Noninterest Income$701,0002,544
Total noninterest expense$4,029,0003,483
Salaries and employee benefits$2,000,0003,206
Premises and equipment expense$489,0004,048
Additional noninterest expense$1,540,0003,521
Pre-tax net operating income$2,011,0003,093
Securities gains (losses)$95,0003,090
Applicable income taxes$538,0003,754
Income before extraordinary items$1,568,0002,939
Extraordinary gains, net$-34,00013,552
Net income$1,534,0003,047
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$278,0003,493
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,497,7002,854

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.