Home > First Crawford State Bank > Income and Expense
First Crawford State Bank, Income and Expense
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,426,000 | 4,583 |
| Total interest expense | $1,256,000 | 4,990 |
| Net interest income | $4,170,000 | 4,352 |
| Provision for loan and lease losses | $192,000 | 3,768 |
| Total noninterest income | $1,009,000 | 3,511 |
| Gross Fiduciary activities income | $120,000 | 900 |
| Service charges on deposit accounts | $520,000 | 3,051 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $369,000 | 3,866 |
| Total noninterest expense | $2,566,000 | 5,212 |
| Salaries and employee benefits | $1,392,000 | 5,196 |
| Premises and equipment expense | $276,000 | 5,921 |
| Additional noninterest expense | $898,000 | 4,713 |
| Pre-tax net operating income | $2,421,000 | 3,079 |
| Securities gains (losses) | $54,000 | 1,682 |
| Applicable income taxes | $830,000 | 2,471 |
| Income before extraordinary items | $1,645,000 | 3,405 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,645,000 | 3,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 2,639 |
| Cash dividends | $898,000 | 2,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,609,360 | 3,392 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,042,000 | 4,587 |
| Total interest expense | $965,000 | 4,882 |
| Net interest income | $3,077,000 | 4,385 |
| Provision for loan and lease losses | $144,000 | 3,617 |
| Total noninterest income | $754,000 | 3,553 |
| Gross Fiduciary activities income | $102,000 | 871 |
| Service charges on deposit accounts | $387,000 | 3,086 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $265,000 | 3,959 |
| Total noninterest expense | $1,916,000 | 5,184 |
| Salaries and employee benefits | $1,041,000 | 5,177 |
| Premises and equipment expense | $206,000 | 5,900 |
| Additional noninterest expense | $669,000 | 4,687 |
| Pre-tax net operating income | $1,771,000 | 3,184 |
| Securities gains (losses) | $54,000 | 1,604 |
| Applicable income taxes | $609,000 | 2,546 |
| Income before extraordinary items | $1,216,000 | 3,509 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,216,000 | 3,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,115 |
| Cash dividends | $444,000 | 2,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,179,820 | 3,516 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,688,000 | 4,586 |
| Total interest expense | $659,000 | 4,840 |
| Net interest income | $2,029,000 | 4,426 |
| Provision for loan and lease losses | $96,000 | 3,565 |
| Total noninterest income | $502,000 | 3,563 |
| Gross Fiduciary activities income | $64,000 | 892 |
| Service charges on deposit accounts | $255,000 | 3,096 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $183,000 | 3,929 |
| Total noninterest expense | $1,277,000 | 5,211 |
| Salaries and employee benefits | $698,000 | 5,178 |
| Premises and equipment expense | $138,000 | 5,916 |
| Additional noninterest expense | $441,000 | 4,748 |
| Pre-tax net operating income | $1,158,000 | 3,196 |
| Securities gains (losses) | $54,000 | 1,410 |
| Applicable income taxes | $404,000 | 2,539 |
| Income before extraordinary items | $808,000 | 3,497 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $808,000 | 3,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,302 |
| Cash dividends | $417,000 | 2,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $771,820 | 3,527 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,350,000 | 4,597 |
| Total interest expense | $345,000 | 4,749 |
| Net interest income | $1,005,000 | 4,459 |
| Provision for loan and lease losses | $48,000 | 3,379 |
| Total noninterest income | $241,000 | 3,609 |
| Gross Fiduciary activities income | $32,000 | 909 |
| Service charges on deposit accounts | $118,000 | 3,186 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $91,000 | 3,909 |
| Total noninterest expense | $633,000 | 5,267 |
| Salaries and employee benefits | $355,000 | 5,140 |
| Premises and equipment expense | $65,000 | 6,100 |
| Additional noninterest expense | $213,000 | 4,852 |
| Pre-tax net operating income | $565,000 | 3,234 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $185,000 | 2,701 |
| Income before extraordinary items | $380,000 | 3,651 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $380,000 | 3,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $380,000 | 3,525 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,556,000 | 4,530 |
| Total interest expense | $1,628,000 | 4,642 |
| Net interest income | $3,928,000 | 4,417 |
| Provision for loan and lease losses | $210,000 | 3,929 |
| Total noninterest income | $992,000 | 3,741 |
| Gross Fiduciary activities income | $142,000 | 888 |
| Service charges on deposit accounts | $424,000 | 3,528 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $426,000 | 3,856 |
| Total noninterest expense | $2,564,000 | 5,135 |
| Salaries and employee benefits | $1,369,000 | 5,166 |
| Premises and equipment expense | $280,000 | 5,874 |
| Additional noninterest expense | $915,000 | 4,563 |
| Pre-tax net operating income | $2,146,000 | 3,235 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $668,000 | 2,873 |
| Income before extraordinary items | $1,480,000 | 3,589 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,480,000 | 3,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 3,166 |
| Cash dividends | $717,000 | 2,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,478,620 | 3,440 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,180,000 | 4,586 |
| Total interest expense | $1,266,000 | 4,656 |
| Net interest income | $2,914,000 | 4,472 |
| Provision for loan and lease losses | $158,000 | 3,807 |
| Total noninterest income | $723,000 | 3,863 |
| Gross Fiduciary activities income | $114,000 | 879 |
| Service charges on deposit accounts | $300,000 | 3,654 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $309,000 | 3,989 |
| Total noninterest expense | $1,943,000 | 5,083 |
| Salaries and employee benefits | $1,035,000 | 5,131 |
| Premises and equipment expense | $229,000 | 5,589 |
| Additional noninterest expense | $679,000 | 4,567 |
| Pre-tax net operating income | $1,536,000 | 3,472 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $478,000 | 3,107 |
| Income before extraordinary items | $1,058,000 | 3,850 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,058,000 | 3,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,430 |
| Cash dividends | $342,000 | 3,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,058,000 | 3,691 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,818,000 | 4,583 |
| Total interest expense | $863,000 | 4,700 |
| Net interest income | $1,955,000 | 4,459 |
| Provision for loan and lease losses | $105,000 | 3,773 |
| Total noninterest income | $476,000 | 3,849 |
| Gross Fiduciary activities income | $73,000 | 893 |
| Service charges on deposit accounts | $193,000 | 3,709 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $210,000 | 3,950 |
| Total noninterest expense | $1,292,000 | 5,083 |
| Salaries and employee benefits | $699,000 | 5,092 |
| Premises and equipment expense | $151,000 | 5,624 |
| Additional noninterest expense | $442,000 | 4,655 |
| Pre-tax net operating income | $1,034,000 | 3,443 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $321,000 | 3,108 |
| Income before extraordinary items | $713,000 | 3,808 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $713,000 | 3,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,755 |
| Cash dividends | $331,000 | 2,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $713,000 | 3,620 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,406,000 | 4,608 |
| Total interest expense | $443,000 | 4,718 |
| Net interest income | $963,000 | 4,507 |
| Provision for loan and lease losses | $53,000 | 3,599 |
| Total noninterest income | $229,000 | 3,836 |
| Gross Fiduciary activities income | $32,000 | 930 |
| Service charges on deposit accounts | $94,000 | 3,690 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $103,000 | 3,872 |
| Total noninterest expense | $635,000 | 5,154 |
| Salaries and employee benefits | $348,000 | 5,123 |
| Premises and equipment expense | $81,000 | 5,408 |
| Additional noninterest expense | $206,000 | 4,860 |
| Pre-tax net operating income | $504,000 | 3,465 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $159,000 | 3,122 |
| Income before extraordinary items | $345,000 | 3,843 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $345,000 | 3,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,268 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $345,000 | 3,661 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,200,000 | 4,453 |
| Total interest expense | $2,218,000 | 4,491 |
| Net interest income | $3,982,000 | 4,363 |
| Provision for loan and lease losses | $210,000 | 4,243 |
| Total noninterest income | $963,000 | 3,563 |
| Gross Fiduciary activities income | $149,000 | 912 |
| Service charges on deposit accounts | $396,000 | 3,558 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $418,000 | 3,623 |
| Total noninterest expense | $2,720,000 | 4,789 |
| Salaries and employee benefits | $1,445,000 | 4,831 |
| Premises and equipment expense | $370,000 | 4,916 |
| Additional noninterest expense | $905,000 | 4,526 |
| Pre-tax net operating income | $2,015,000 | 3,406 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $612,000 | 3,089 |
| Income before extraordinary items | $1,403,000 | 3,673 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,403,000 | 3,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 3,476 |
| Cash dividends | $541,000 | 3,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,403,000 | 3,566 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,110,000 | 4,377 |
| Total interest expense | $3,158,000 | 4,547 |
| Net interest income | $3,952,000 | 4,160 |
| Provision for loan and lease losses | $180,000 | 4,345 |
| Total noninterest income | $910,000 | 3,549 |
| Gross Fiduciary activities income | $115,000 | 966 |
| Service charges on deposit accounts | $393,000 | 3,457 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $402,000 | 3,520 |
| Total noninterest expense | $2,629,000 | 4,791 |
| Salaries and employee benefits | $1,389,000 | 4,781 |
| Premises and equipment expense | $385,000 | 4,711 |
| Additional noninterest expense | $855,000 | 4,578 |
| Pre-tax net operating income | $2,053,000 | 3,121 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $638,000 | 2,857 |
| Income before extraordinary items | $1,415,000 | 3,370 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,415,000 | 3,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,927 |
| Cash dividends | $1,059,000 | 2,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,415,000 | 3,272 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,293,000 | 4,428 |
| Total interest expense | $3,481,000 | 4,403 |
| Net interest income | $3,812,000 | 4,345 |
| Provision for loan and lease losses | $156,000 | 4,323 |
| Total noninterest income | $650,000 | 4,203 |
| Gross Fiduciary activities income | $112,000 | 920 |
| Service charges on deposit accounts | $351,000 | 3,583 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $187,000 | 4,940 |
| Total noninterest expense | $2,572,000 | 4,762 |
| Salaries and employee benefits | $1,401,000 | 4,615 |
| Premises and equipment expense | $349,000 | 4,941 |
| Additional noninterest expense | $822,000 | 4,644 |
| Pre-tax net operating income | $1,734,000 | 3,657 |
| Securities gains (losses) | $7,000 | 1,253 |
| Applicable income taxes | $550,000 | 3,288 |
| Income before extraordinary items | $1,191,000 | 3,879 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,191,000 | 3,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,443 |
| Cash dividends | $546,000 | 3,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,186,240 | 3,874 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,137,000 | 4,329 |
| Total interest expense | $3,238,000 | 4,318 |
| Net interest income | $3,899,000 | 4,274 |
| Provision for loan and lease losses | $150,000 | 4,234 |
| Total noninterest income | $589,000 | 4,477 |
| Gross Fiduciary activities income | $113,000 | 972 |
| Service charges on deposit accounts | $314,000 | 3,848 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $162,000 | 5,429 |
| Total noninterest expense | $2,757,000 | 4,522 |
| Salaries and employee benefits | $1,559,000 | 4,198 |
| Premises and equipment expense | $376,000 | 4,727 |
| Additional noninterest expense | $822,000 | 4,688 |
| Pre-tax net operating income | $1,581,000 | 3,950 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $477,000 | 3,731 |
| Income before extraordinary items | $1,104,000 | 4,130 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,104,000 | 4,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,858 |
| Cash dividends | $1,941,000 | 1,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,104,000 | 4,088 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,074,000 | 4,364 |
| Total interest expense | $3,394,000 | 4,260 |
| Net interest income | $3,680,000 | 4,403 |
| Provision for loan and lease losses | $210,000 | 3,403 |
| Total noninterest income | $593,000 | 4,421 |
| Gross Fiduciary activities income | $122,000 | 969 |
| Service charges on deposit accounts | $362,000 | 3,418 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $109,000 | 6,429 |
| Total noninterest expense | $2,789,000 | 4,388 |
| Salaries and employee benefits | $1,585,000 | 4,069 |
| Premises and equipment expense | $373,000 | 4,677 |
| Additional noninterest expense | $831,000 | 4,563 |
| Pre-tax net operating income | $1,274,000 | 4,694 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $368,000 | 4,637 |
| Income before extraordinary items | $907,000 | 4,797 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $907,000 | 4,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,631 |
| Cash dividends | $1,021,000 | 2,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $906,290 | 4,706 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,164,000 | 4,415 |
| Total interest expense | $3,430,000 | 4,209 |
| Net interest income | $3,734,000 | 4,486 |
| Provision for loan and lease losses | $420,000 | 2,015 |
| Total noninterest income | $532,000 | 4,797 |
| Gross Fiduciary activities income | $114,000 | 1,024 |
| Service charges on deposit accounts | $323,000 | 3,852 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $95,000 | 6,917 |
| Total noninterest expense | $2,838,000 | 4,280 |
| Salaries and employee benefits | $1,616,000 | 3,986 |
| Premises and equipment expense | $376,000 | 4,655 |
| Additional noninterest expense | $846,000 | 4,534 |
| Pre-tax net operating income | $1,008,000 | 5,810 |
| Securities gains (losses) | $9,000 | 2,430 |
| Applicable income taxes | $189,000 | 7,036 |
| Income before extraordinary items | $828,000 | 5,342 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $828,000 | 5,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 2,403 |
| Cash dividends | $583,000 | 3,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $820,710 | 5,321 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,216,000 | 4,444 |
| Total interest expense | $3,681,000 | 3,996 |
| Net interest income | $3,535,000 | 4,791 |
| Provision for loan and lease losses | $661,000 | 1,383 |
| Total noninterest income | $623,000 | 4,460 |
| Gross Fiduciary activities income | $108,000 | 1,089 |
| Service charges on deposit accounts | $363,000 | 3,643 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $152,000 | 5,934 |
| Total noninterest expense | $3,210,000 | 4,084 |
| Salaries and employee benefits | $1,538,000 | 4,220 |
| Premises and equipment expense | $436,000 | 4,234 |
| Additional noninterest expense | $1,236,000 | 3,692 |
| Pre-tax net operating income | $287,000 | 9,221 |
| Securities gains (losses) | $-103,000 | 11,216 |
| Applicable income taxes | $-8,000 | 10,941 |
| Income before extraordinary items | $192,000 | 9,375 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $192,000 | 9,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $490,000 | 1,448 |
| Cash dividends | $649,000 | 2,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $295,000 | 8,408 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,109,000 | 4,493 |
| Total interest expense | $3,521,000 | 4,131 |
| Net interest income | $3,588,000 | 4,749 |
| Provision for loan and lease losses | $300,000 | 2,267 |
| Total noninterest income | $633,000 | 4,410 |
| Gross Fiduciary activities income | $122,000 | 1,120 |
| Service charges on deposit accounts | $366,000 | 3,624 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $145,000 | 6,088 |
| Total noninterest expense | $3,084,000 | 4,184 |
| Salaries and employee benefits | $1,592,000 | 4,063 |
| Premises and equipment expense | $421,000 | 4,333 |
| Additional noninterest expense | $1,071,000 | 4,120 |
| Pre-tax net operating income | $837,000 | 6,695 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $182,000 | 7,745 |
| Income before extraordinary items | $655,000 | 6,266 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $655,000 | 6,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $658,000 | 1,163 |
| Cash dividends | $318,000 | 4,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $655,000 | 6,253 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,743,000 | 4,372 |
| Total interest expense | $3,050,000 | 3,906 |
| Net interest income | $3,693,000 | 4,708 |
| Provision for loan and lease losses | $90,000 | 4,765 |
| Total noninterest income | $568,000 | 4,850 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $352,000 | 3,813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $216,000 | 5,029 |
| Total noninterest expense | $2,778,000 | 4,719 |
| Salaries and employee benefits | $1,435,000 | 4,451 |
| Premises and equipment expense | $370,000 | 4,890 |
| Additional noninterest expense | $973,000 | 4,822 |
| Pre-tax net operating income | $1,393,000 | 4,688 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $365,000 | 5,096 |
| Income before extraordinary items | $1,028,000 | 4,432 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,028,000 | 4,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,802 |
| Cash dividends | $319,000 | 4,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,028,000 | 4,475 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,947,000 | 4,336 |
| Total interest expense | $3,087,000 | 4,019 |
| Net interest income | $3,860,000 | 4,544 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $504,000 | 5,562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $305,000 | 4,361 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $199,000 | 5,692 |
| Total noninterest expense | $2,734,000 | 4,872 |
| Salaries and employee benefits | $1,424,000 | 4,483 |
| Premises and equipment expense | $361,000 | 5,108 |
| Additional noninterest expense | $949,000 | 5,151 |
| Pre-tax net operating income | $1,510,000 | 4,298 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $427,000 | 4,768 |
| Income before extraordinary items | $1,083,000 | 4,383 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,083,000 | 4,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 8,052 |
| Cash dividends | $240,000 | 4,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,083,000 | 4,165 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,602,000 | 4,488 |
| Total interest expense | $3,722,000 | 4,330 |
| Net interest income | $3,880,000 | 4,572 |
| Provision for loan and lease losses | $150,000 | 6,067 |
| Total noninterest income | $483,000 | 5,781 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $290,000 | 4,573 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $193,000 | 5,787 |
| Total noninterest expense | $2,716,000 | 4,942 |
| Salaries and employee benefits | $1,325,000 | 4,741 |
| Premises and equipment expense | $361,000 | 5,234 |
| Additional noninterest expense | $1,030,000 | 4,938 |
| Pre-tax net operating income | $1,497,000 | 4,050 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $435,000 | 4,498 |
| Income before extraordinary items | $1,062,000 | 4,279 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,062,000 | 4,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 5,156 |
| Cash dividends | $225,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,062,000 | 3,957 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.