Home > First Coweta Bank > Assets and Liabilities
First Coweta Bank, Assets and Liabilities
| 2009-06-30 | Rank | |
| # of Employees: | 43 | 3,618 |
| Assets and Liabilities | ||
| Total Assets: | $163,755,000 | 3,793 |
| Cash and due from depository institutions | $16,507,000 | 3,618 |
| Interest-bearing balances | $7,415,000 | 2,200 |
| Securities | $10,081,000 | 5,803 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $112,143,000 | 3,700 |
| Loan loss allowance | $3,875,000 | 1,833 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,633,000 | 1,983 |
| Other real estate owned | $11,173,000 | 3,618 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $7,218,000 | 2,432 |
| Life insurance assets | $3,785,000 | 1,589 |
| Total liabilities and capital | $163,755,000 | 3,793 |
| Total liabilities | $160,448,000 | 3,533 |
| Total deposits | $154,903,000 | 3,382 |
| Interest-bearing deposits | $149,748,000 | 3,094 |
| Deposits held in domestic offices | $154,903,000 | 3,380 |
| % insured | 90.82% | 784 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $5,000,000 | 3,845 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $545,000 | 5,179 |
| Total equity capital | $3,307,000 | 7,601 |
| Total bank equity capital | $3,307,000 | 7,601 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $7,007,000 | 743 |
| Surplus | $7,549,000 | 3,260 |
| Undivided profits | $-11,249,000 | 7,953 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $20,077,000 | 820 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $733,000 | 4,413 |
| Earning assets | $129,639,000 | 4,193 |
| Long-term assets (5+ years) | $10,444,000 | 5,330 |
| Average Assets, year-to-date | $166,367,000 | 3,697 |
| Average Assets, quarterly | $166,489,000 | 3,728 |
| Volatile liabilities | $45,653,000 | 2,975 |
| Insider loans | $2,136,000 | 2,999 |
| FHLB advances | $5,000,000 | 3,674 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $4,026,000 | 6,099 |
| Tier 1 (core) risk-based capital | $3,332,000 | 7,553 |
| Tier 2 risk-based capital | $1,693,000 | 3,004 |
| Total risk weighted assets | $133,253,000 | 3,404 |
| Total unused commitments | $4,026,000 | 6,101 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 44 | 3,586 |
| Assets and Liabilities | ||
| Total Assets: | $169,223,000 | 3,700 |
| Cash and due from depository institutions | $19,057,000 | 3,586 |
| Interest-bearing balances | $31,000 | 6,681 |
| Securities | $9,177,000 | 6,045 |
| Federal funds sold & reverse repurchase agreements | $29,000 | 5,464 |
| Net loans & leases | $118,981,000 | 3,542 |
| Loan loss allowance | $3,850,000 | 1,774 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $6,705,000 | 1,969 |
| Other real estate owned | $8,300,000 | 3,586 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $6,974,000 | 2,485 |
| Life insurance assets | $3,745,000 | 1,594 |
| Total liabilities and capital | $169,223,000 | 3,700 |
| Total liabilities | $163,722,000 | 3,488 |
| Total deposits | $158,132,000 | 3,348 |
| Interest-bearing deposits | $152,853,000 | 3,020 |
| Deposits held in domestic offices | $158,132,000 | 3,346 |
| % insured | 92.04% | 609 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $5,000,000 | 3,905 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $590,000 | 4,856 |
| Total equity capital | $5,501,000 | 6,939 |
| Total bank equity capital | $5,501,000 | 6,939 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $7,007,000 | 740 |
| Surplus | $7,549,000 | 3,241 |
| Undivided profits | $-9,055,000 | 8,010 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $18,947,000 | 779 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $807,000 | 4,118 |
| Earning assets | $128,218,000 | 4,223 |
| Long-term assets (5+ years) | $9,392,000 | 5,487 |
| Average Assets, year-to-date | $167,673,000 | 3,695 |
| Average Assets, quarterly | $167,673,000 | 3,695 |
| Volatile liabilities | $38,336,000 | 3,375 |
| Insider loans | $2,143,000 | 2,999 |
| FHLB advances | $5,000,000 | 3,750 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $5,933,000 | 5,508 |
| Tier 1 (core) risk-based capital | $5,514,000 | 6,835 |
| Tier 2 risk-based capital | $1,745,000 | 2,923 |
| Total risk weighted assets | $137,508,000 | 3,306 |
| Total unused commitments | $5,933,000 | 5,510 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 43 | 3,663 |
| Assets and Liabilities | ||
| Total Assets: | $166,123,000 | 3,721 |
| Cash and due from depository institutions | $1,349,000 | 3,663 |
| Interest-bearing balances | $35,000 | 6,339 |
| Securities | $4,215,000 | 7,081 |
| Federal funds sold & reverse repurchase agreements | $14,789,000 | 632 |
| Net loans & leases | $125,558,000 | 3,434 |
| Loan loss allowance | $4,290,000 | 1,585 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $6,737,000 | 1,960 |
| Other real estate owned | $6,726,000 | 3,663 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $6,749,000 | 2,548 |
| Life insurance assets | $3,721,000 | 1,604 |
| Total liabilities and capital | $166,123,000 | 3,721 |
| Total liabilities | $158,773,000 | 3,553 |
| Total deposits | $153,169,000 | 3,372 |
| Interest-bearing deposits | $148,175,000 | 3,040 |
| Deposits held in domestic offices | $153,169,000 | 3,370 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $5,000,000 | 4,114 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $604,000 | 4,881 |
| Total equity capital | $7,350,000 | 6,303 |
| Total bank equity capital | $7,350,000 | 6,303 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $7,007,000 | 737 |
| Surplus | $7,549,000 | 3,228 |
| Undivided profits | $-7,206,000 | 8,036 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,332,000 | 786 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $596,000 | 5,241 |
| Earning assets | $144,597,000 | 3,854 |
| Long-term assets (5+ years) | $3,364,000 | 6,599 |
| Average Assets, year-to-date | $171,323,800 | 3,530 |
| Average Assets, quarterly | $164,682,500 | 3,707 |
| Volatile liabilities | $36,494,000 | 3,434 |
| Insider loans | $1,155,000 | 4,126 |
| FHLB advances | $5,000,000 | 3,981 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $7,820,000 | 4,984 |
| Tier 1 (core) risk-based capital | $7,339,000 | 6,185 |
| Tier 2 risk-based capital | $1,763,000 | 2,864 |
| Total risk weighted assets | $138,541,000 | 3,299 |
| Total unused commitments | $7,820,000 | 4,987 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 49 | 3,361 |
| Assets and Liabilities | ||
| Total Assets: | $163,242,000 | 3,738 |
| Cash and due from depository institutions | $1,718,000 | 3,361 |
| Interest-bearing balances | $93,000 | 5,260 |
| Securities | $4,273,000 | 7,074 |
| Federal funds sold & reverse repurchase agreements | $3,768,000 | 2,733 |
| Net loans & leases | $131,907,000 | 3,303 |
| Loan loss allowance | $4,399,000 | 1,422 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,792,000 | 1,941 |
| Other real estate owned | $6,516,000 | 3,361 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $8,268,000 | 2,213 |
| Life insurance assets | $3,679,000 | 1,599 |
| Total liabilities and capital | $163,242,000 | 3,738 |
| Total liabilities | $149,786,000 | 3,654 |
| Total deposits | $144,068,000 | 3,482 |
| Interest-bearing deposits | $138,036,000 | 3,187 |
| Deposits held in domestic offices | $144,068,000 | 3,479 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $5,000,000 | 4,125 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $718,000 | 4,627 |
| Total equity capital | $13,456,000 | 4,496 |
| Total bank equity capital | $13,456,000 | 4,496 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $7,007,000 | 738 |
| Surplus | $7,521,000 | 3,231 |
| Undivided profits | $-1,072,000 | 7,502 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,727,000 | 1,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $766,000 | 4,693 |
| Earning assets | $140,041,000 | 3,945 |
| Long-term assets (5+ years) | $3,876,000 | 6,488 |
| Average Assets, year-to-date | $172,624,000 | 3,528 |
| Average Assets, quarterly | $165,269,000 | 3,667 |
| Volatile liabilities | $43,817,000 | 2,940 |
| Insider loans | $2,513,000 | 2,747 |
| FHLB advances | $5,000,000 | 3,984 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $11,428,000 | 4,368 |
| Tier 1 (core) risk-based capital | $13,452,000 | 4,401 |
| Tier 2 risk-based capital | $1,803,000 | 2,748 |
| Total risk weighted assets | $140,861,000 | 3,248 |
| Total unused commitments | $11,428,000 | 4,370 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 53 | 3,186 |
| Assets and Liabilities | ||
| Total Assets: | $167,296,000 | 3,659 |
| Cash and due from depository institutions | $1,940,000 | 3,186 |
| Interest-bearing balances | $145,000 | 4,633 |
| Securities | $4,301,000 | 7,143 |
| Federal funds sold & reverse repurchase agreements | $3,553,000 | 2,849 |
| Net loans & leases | $138,700,000 | 3,157 |
| Loan loss allowance | $3,713,000 | 1,575 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,819,000 | 1,912 |
| Other real estate owned | $4,570,000 | 3,186 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $7,413,000 | 2,335 |
| Life insurance assets | $3,630,000 | 1,611 |
| Total liabilities and capital | $167,296,000 | 3,659 |
| Total liabilities | $153,395,000 | 3,592 |
| Total deposits | $147,519,000 | 3,425 |
| Interest-bearing deposits | $141,752,000 | 3,096 |
| Deposits held in domestic offices | $147,519,000 | 3,422 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $5,000,000 | 3,986 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $876,000 | 4,127 |
| Total equity capital | $13,901,000 | 4,408 |
| Total bank equity capital | $13,901,000 | 4,408 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $7,007,000 | 730 |
| Surplus | $7,505,000 | 3,215 |
| Undivided profits | $-611,000 | 7,537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,886,000 | 1,158 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $610,000 | 313 |
| Income earned, not collected on loans | $853,000 | 4,259 |
| Earning assets | $146,699,000 | 3,781 |
| Long-term assets (5+ years) | $3,855,000 | 6,536 |
| Average Assets, year-to-date | $175,751,330 | 3,493 |
| Average Assets, quarterly | $173,907,500 | 3,558 |
| Volatile liabilities | $49,057,000 | 2,701 |
| Insider loans | $2,577,000 | 2,671 |
| FHLB advances | $5,000,000 | 3,838 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $14,495,000 | 3,969 |
| Tier 1 (core) risk-based capital | $13,922,000 | 4,325 |
| Tier 2 risk-based capital | $1,793,000 | 2,711 |
| Total risk weighted assets | $144,975,000 | 3,178 |
| Total unused commitments | $14,495,000 | 3,969 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 55 | 3,099 |
| Assets and Liabilities | ||
| Total Assets: | $180,519,000 | 3,459 |
| Cash and due from depository institutions | $1,780,000 | 3,099 |
| Interest-bearing balances | $198,000 | 4,440 |
| Securities | $4,972,000 | 7,020 |
| Federal funds sold & reverse repurchase agreements | $11,119,000 | 1,575 |
| Net loans & leases | $144,813,000 | 3,004 |
| Loan loss allowance | $2,303,000 | 2,311 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $6,879,000 | 1,878 |
| Other real estate owned | $4,244,000 | 3,099 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $6,712,000 | 2,456 |
| Life insurance assets | $3,581,000 | 1,614 |
| Total liabilities and capital | $180,519,000 | 3,459 |
| Total liabilities | $165,486,000 | 3,384 |
| Total deposits | $159,593,000 | 3,215 |
| Interest-bearing deposits | $153,376,000 | 2,893 |
| Deposits held in domestic offices | $159,593,000 | 3,212 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $5,000,000 | 3,733 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $893,000 | 4,298 |
| Total equity capital | $15,033,000 | 4,255 |
| Total bank equity capital | $15,033,000 | 4,255 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $7,007,000 | 726 |
| Surplus | $7,490,000 | 3,200 |
| Undivided profits | $536,000 | 7,118 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,713,000 | 1,641 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $841,000 | 4,294 |
| Earning assets | $161,102,000 | 3,528 |
| Long-term assets (5+ years) | $4,466,000 | 6,326 |
| Average Assets, year-to-date | $179,979,000 | 3,446 |
| Average Assets, quarterly | $179,979,000 | 3,446 |
| Volatile liabilities | $53,374,000 | 2,492 |
| Insider loans | $3,280,000 | 2,213 |
| FHLB advances | $5,000,000 | 3,591 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $19,411,000 | 3,420 |
| Tier 1 (core) risk-based capital | $15,010,000 | 4,093 |
| Tier 2 risk-based capital | $1,859,000 | 2,593 |
| Total risk weighted assets | $148,248,000 | 3,099 |
| Total unused commitments | $19,411,000 | 3,422 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 55 | 3,102 |
| Assets and Liabilities | ||
| Total Assets: | $179,439,000 | 3,435 |
| Cash and due from depository institutions | $1,395,000 | 3,102 |
| Interest-bearing balances | $83,000 | 5,024 |
| Securities | $4,774,000 | 7,143 |
| Federal funds sold & reverse repurchase agreements | $10,814,000 | 1,275 |
| Net loans & leases | $146,705,000 | 2,952 |
| Loan loss allowance | $2,137,000 | 2,423 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,669,000 | 1,926 |
| Other real estate owned | $2,332,000 | 3,102 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,750,000 | 2,475 |
| Life insurance assets | $3,533,000 | 1,616 |
| Total liabilities and capital | $179,439,000 | 3,435 |
| Total liabilities | $164,328,000 | 3,369 |
| Total deposits | $151,433,000 | 3,324 |
| Interest-bearing deposits | $145,666,000 | 2,992 |
| Deposits held in domestic offices | $151,433,000 | 3,322 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $12,000,000 | 2,482 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $895,000 | 4,276 |
| Total equity capital | $15,111,000 | 4,186 |
| Total bank equity capital | $15,111,000 | 4,186 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,946,000 | 729 |
| Surplus | $7,414,000 | 3,197 |
| Undivided profits | $751,000 | 7,047 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,956,000 | 2,250 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,043,000 | 3,875 |
| Earning assets | $162,376,000 | 3,463 |
| Long-term assets (5+ years) | $3,475,000 | 6,391 |
| Average Assets, year-to-date | $148,410,600 | 3,851 |
| Average Assets, quarterly | $173,445,000 | 3,494 |
| Volatile liabilities | $45,209,000 | 2,837 |
| Insider loans | $3,383,000 | 2,137 |
| FHLB advances | $12,000,000 | 2,364 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $26,211,000 | 2,845 |
| Tier 1 (core) risk-based capital | $15,100,000 | 4,055 |
| Tier 2 risk-based capital | $1,885,000 | 2,540 |
| Total risk weighted assets | $150,854,000 | 3,027 |
| Total unused commitments | $26,211,000 | 2,846 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 49 | 3,407 |
| Assets and Liabilities | ||
| Total Assets: | $167,451,000 | 3,594 |
| Cash and due from depository institutions | $2,339,000 | 3,407 |
| Interest-bearing balances | $453,000 | 3,129 |
| Securities | $4,807,000 | 7,183 |
| Federal funds sold & reverse repurchase agreements | $11,898,000 | 1,226 |
| Net loans & leases | $138,250,000 | 3,051 |
| Loan loss allowance | $2,166,000 | 2,345 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,306,000 | 1,999 |
| Other real estate owned | $1,118,000 | 3,407 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,733,000 | 4,528 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $167,451,000 | 3,594 |
| Total liabilities | $152,633,000 | 3,525 |
| Total deposits | $140,036,000 | 3,513 |
| Interest-bearing deposits | $133,404,000 | 3,202 |
| Deposits held in domestic offices | $140,036,000 | 3,511 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $12,000,000 | 2,356 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $597,000 | 5,341 |
| Total equity capital | $14,818,000 | 4,230 |
| Total bank equity capital | $14,818,000 | 4,230 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,936,000 | 701 |
| Surplus | $7,401,000 | 3,149 |
| Undivided profits | $481,000 | 7,294 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,402,000 | 1,052 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $966,000 | 4,353 |
| Earning assets | $155,408,000 | 3,551 |
| Long-term assets (5+ years) | $2,510,000 | 6,633 |
| Average Assets, year-to-date | $140,653,500 | 3,992 |
| Average Assets, quarterly | $156,664,000 | 3,745 |
| Volatile liabilities | $41,172,000 | 3,013 |
| Insider loans | $3,776,000 | 1,922 |
| FHLB advances | $12,000,000 | 2,240 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $26,924,000 | 2,800 |
| Tier 1 (core) risk-based capital | $14,823,000 | 4,130 |
| Tier 2 risk-based capital | $1,729,000 | 2,705 |
| Total risk weighted assets | $137,862,000 | 3,221 |
| Total unused commitments | $26,924,000 | 2,800 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 44 | 3,734 |
| Assets and Liabilities | ||
| Total Assets: | $145,877,000 | 3,962 |
| Cash and due from depository institutions | $2,765,000 | 3,734 |
| Interest-bearing balances | $194,000 | 4,020 |
| Securities | $4,582,000 | 7,266 |
| Federal funds sold & reverse repurchase agreements | $13,308,000 | 1,186 |
| Net loans & leases | $116,603,000 | 3,485 |
| Loan loss allowance | $1,463,000 | 3,232 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,145,000 | 2,047 |
| Other real estate owned | $167,000 | 3,734 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $2,307,000 | 4,898 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $145,877,000 | 3,962 |
| Total liabilities | $130,947,000 | 3,937 |
| Total deposits | $125,396,000 | 3,803 |
| Interest-bearing deposits | $118,338,000 | 3,522 |
| Deposits held in domestic offices | $125,396,000 | 3,801 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,000,000 | 3,355 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $551,000 | 5,328 |
| Total equity capital | $14,930,000 | 4,119 |
| Total bank equity capital | $14,930,000 | 4,119 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,936,000 | 696 |
| Surplus | $7,360,000 | 3,151 |
| Undivided profits | $634,000 | 7,189 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,130,000 | 2,679 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $823,000 | 4,628 |
| Earning assets | $134,687,000 | 3,950 |
| Long-term assets (5+ years) | $2,383,000 | 6,667 |
| Average Assets, year-to-date | $131,721,000 | 4,215 |
| Average Assets, quarterly | $137,110,000 | 4,128 |
| Volatile liabilities | $35,255,000 | 3,330 |
| Insider loans | $2,515,000 | 2,584 |
| FHLB advances | $5,000,000 | 3,202 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $27,771,000 | 2,767 |
| Tier 1 (core) risk-based capital | $14,971,000 | 4,064 |
| Tier 2 risk-based capital | $1,463,000 | 3,095 |
| Total risk weighted assets | $120,857,000 | 3,540 |
| Total unused commitments | $27,771,000 | 2,767 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 40 | 4,019 |
| Assets and Liabilities | ||
| Total Assets: | $128,343,000 | 4,328 |
| Cash and due from depository institutions | $2,262,000 | 4,019 |
| Interest-bearing balances | $187,000 | 4,113 |
| Securities | $4,263,000 | 7,394 |
| Federal funds sold & reverse repurchase agreements | $10,496,000 | 1,909 |
| Net loans & leases | $103,438,000 | 3,750 |
| Loan loss allowance | $1,279,000 | 3,525 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,104,000 | 2,022 |
| Other real estate owned | $0 | 4,019 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,780,000 | 5,406 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $128,343,000 | 4,328 |
| Total liabilities | $113,704,000 | 4,338 |
| Total deposits | $112,669,000 | 4,125 |
| Interest-bearing deposits | $105,673,000 | 3,854 |
| Deposits held in domestic offices | $112,669,000 | 4,124 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,035,000 | 3,822 |
| Total equity capital | $14,639,000 | 4,178 |
| Total bank equity capital | $14,639,000 | 4,178 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,936,000 | 680 |
| Surplus | $7,269,000 | 3,123 |
| Undivided profits | $434,000 | 7,434 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,172,000 | 2,494 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $697,000 | 5,017 |
| Earning assets | $118,384,000 | 4,316 |
| Long-term assets (5+ years) | $4,129,000 | 6,110 |
| Average Assets, year-to-date | $124,643,000 | 4,376 |
| Average Assets, quarterly | $124,643,000 | 4,376 |
| Volatile liabilities | $33,874,000 | 3,353 |
| Insider loans | $3,192,000 | 2,172 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $22,435,000 | 3,148 |
| Tier 1 (core) risk-based capital | $14,652,000 | 4,103 |
| Tier 2 risk-based capital | $1,279,000 | 3,379 |
| Total risk weighted assets | $107,022,000 | 3,820 |
| Total unused commitments | $22,435,000 | 3,148 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 38 | 4,174 |
| Assets and Liabilities | ||
| Total Assets: | $120,943,000 | 4,469 |
| Cash and due from depository institutions | $1,194,000 | 4,174 |
| Interest-bearing balances | $3,000 | 6,518 |
| Securities | $4,337,000 | 7,422 |
| Federal funds sold & reverse repurchase agreements | $11,021,000 | 1,493 |
| Net loans & leases | $96,666,000 | 3,913 |
| Loan loss allowance | $1,219,000 | 3,635 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,152,000 | 1,978 |
| Other real estate owned | $0 | 4,174 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,573,000 | 5,755 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $120,943,000 | 4,469 |
| Total liabilities | $106,785,000 | 4,492 |
| Total deposits | $101,442,000 | 4,399 |
| Interest-bearing deposits | $96,355,000 | 4,034 |
| Deposits held in domestic offices | $101,442,000 | 4,397 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 3,410 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $343,000 | 6,363 |
| Total equity capital | $14,158,000 | 4,229 |
| Total bank equity capital | $14,158,000 | 4,229 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $6,935,000 | 671 |
| Surplus | $7,175,000 | 3,098 |
| Undivided profits | $48,000 | 7,806 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,135,000 | 2,395 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $745,000 | 4,912 |
| Earning assets | $112,027,000 | 4,427 |
| Long-term assets (5+ years) | $2,017,000 | 6,778 |
| Average Assets, year-to-date | $106,697,400 | 4,699 |
| Average Assets, quarterly | $121,245,000 | 4,410 |
| Volatile liabilities | $34,412,000 | 3,427 |
| Insider loans | $1,605,000 | 3,377 |
| FHLB advances | $5,000,000 | 3,275 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $20,186,000 | 3,305 |
| Tier 1 (core) risk-based capital | $14,178,000 | 4,151 |
| Tier 2 risk-based capital | $1,219,000 | 3,477 |
| Total risk weighted assets | $100,654,000 | 3,967 |
| Total unused commitments | $20,186,000 | 3,305 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 36 | 4,336 |
| Assets and Liabilities | ||
| Total Assets: | $121,547,000 | 4,419 |
| Cash and due from depository institutions | $1,090,000 | 4,336 |
| Interest-bearing balances | $12,000 | 6,254 |
| Securities | $4,414,000 | 7,474 |
| Federal funds sold & reverse repurchase agreements | $13,165,000 | 1,066 |
| Net loans & leases | $95,083,000 | 3,959 |
| Loan loss allowance | $1,079,000 | 3,974 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,197,000 | 1,929 |
| Other real estate owned | $0 | 4,336 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,598,000 | 5,763 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $121,547,000 | 4,419 |
| Total liabilities | $107,695,000 | 4,446 |
| Total deposits | $102,339,000 | 4,309 |
| Interest-bearing deposits | $95,795,000 | 4,012 |
| Deposits held in domestic offices | $102,339,000 | 4,305 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,000,000 | 3,572 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $356,000 | 6,402 |
| Total equity capital | $13,852,000 | 4,275 |
| Total bank equity capital | $13,852,000 | 4,275 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,935,000 | 655 |
| Surplus | $7,084,000 | 3,100 |
| Undivided profits | $-167,000 | 8,018 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $736,000 | 5,000 |
| Earning assets | $112,674,000 | 4,398 |
| Long-term assets (5+ years) | $2,071,000 | 6,760 |
| Average Assets, year-to-date | $103,136,000 | 4,836 |
| Average Assets, quarterly | $117,736,000 | 4,487 |
| Volatile liabilities | $36,861,000 | 3,270 |
| Insider loans | $1,566,000 | 3,406 |
| FHLB advances | $5,000,000 | 3,409 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $23,020,000 | 3,105 |
| Tier 1 (core) risk-based capital | $13,884,000 | 4,200 |
| Tier 2 risk-based capital | $1,079,000 | 3,790 |
| Total risk weighted assets | $99,059,000 | 3,981 |
| Total unused commitments | $23,020,000 | 3,105 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 35 | 4,451 |
| Assets and Liabilities | ||
| Total Assets: | $113,925,000 | 4,596 |
| Cash and due from depository institutions | $1,258,000 | 4,451 |
| Interest-bearing balances | $508,000 | 3,069 |
| Securities | $3,994,000 | 7,604 |
| Federal funds sold & reverse repurchase agreements | $10,852,000 | 1,180 |
| Net loans & leases | $90,090,000 | 4,060 |
| Loan loss allowance | $919,000 | 4,389 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,266,000 | 1,864 |
| Other real estate owned | $0 | 4,451 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,465,000 | 5,873 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $113,925,000 | 4,596 |
| Total liabilities | $100,425,000 | 4,627 |
| Total deposits | $89,657,000 | 4,682 |
| Interest-bearing deposits | $85,210,000 | 4,309 |
| Deposits held in domestic offices | $89,657,000 | 4,678 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,500,000 | 1,641 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $5,000,000 | 3,629 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $268,000 | 6,705 |
| Total equity capital | $13,500,000 | 4,231 |
| Total bank equity capital | $13,500,000 | 4,231 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $6,935,000 | 633 |
| Surplus | $6,993,000 | 3,078 |
| Undivided profits | $-428,000 | 8,104 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $576,000 | 5,458 |
| Earning assets | $105,444,000 | 4,575 |
| Long-term assets (5+ years) | $2,737,000 | 6,531 |
| Average Assets, year-to-date | $96,999,000 | 5,023 |
| Average Assets, quarterly | $103,244,000 | 4,875 |
| Volatile liabilities | $40,120,000 | 3,029 |
| Insider loans | $1,577,000 | 3,361 |
| FHLB advances | $5,000,000 | 3,453 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $23,958,000 | 3,043 |
| Tier 1 (core) risk-based capital | $13,557,000 | 4,208 |
| Tier 2 risk-based capital | $919,000 | 4,194 |
| Total risk weighted assets | $94,884,000 | 4,061 |
| Total unused commitments | $23,958,000 | 3,044 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 33 | 4,623 |
| Assets and Liabilities | ||
| Total Assets: | $92,563,000 | 5,227 |
| Cash and due from depository institutions | $2,334,000 | 4,623 |
| Interest-bearing balances | $504,000 | 3,210 |
| Securities | $3,618,000 | 7,741 |
| Federal funds sold & reverse repurchase agreements | $7,130,000 | 2,033 |
| Net loans & leases | $72,247,000 | 4,613 |
| Loan loss allowance | $749,000 | 4,962 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,163,000 | 1,850 |
| Other real estate owned | $0 | 4,623 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,071,000 | 6,506 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $92,563,000 | 5,227 |
| Total liabilities | $79,277,000 | 5,340 |
| Total deposits | $79,030,000 | 5,088 |
| Interest-bearing deposits | $74,110,000 | 4,741 |
| Deposits held in domestic offices | $79,030,000 | 5,084 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $247,000 | 6,758 |
| Total equity capital | $13,286,000 | 4,244 |
| Total bank equity capital | $13,286,000 | 4,244 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,935,000 | 616 |
| Surplus | $6,901,000 | 3,051 |
| Undivided profits | $-550,000 | 8,191 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $425,000 | 6,173 |
| Earning assets | $83,499,000 | 5,272 |
| Long-term assets (5+ years) | $5,031,000 | 5,755 |
| Average Assets, year-to-date | $88,536,000 | 5,338 |
| Average Assets, quarterly | $88,536,000 | 5,338 |
| Volatile liabilities | $27,986,000 | 3,683 |
| Insider loans | $1,604,000 | 3,280 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $21,310,000 | 3,216 |
| Tier 1 (core) risk-based capital | $13,326,000 | 4,210 |
| Tier 2 risk-based capital | $749,000 | 4,711 |
| Total risk weighted assets | $81,409,000 | 4,424 |
| Total unused commitments | $21,310,000 | 3,217 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 22 | 5,922 |
| Assets and Liabilities | ||
| Total Assets: | $84,509,000 | 5,496 |
| Cash and due from depository institutions | $1,645,000 | 5,922 |
| Interest-bearing balances | $503,000 | 3,334 |
| Securities | $3,716,000 | 7,756 |
| Federal funds sold & reverse repurchase agreements | $9,685,000 | 1,413 |
| Net loans & leases | $63,304,000 | 4,966 |
| Loan loss allowance | $665,000 | 5,275 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,216,000 | 2,165 |
| Other real estate owned | $0 | 5,922 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $943,000 | 6,809 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $84,509,000 | 5,496 |
| Total liabilities | $71,444,000 | 5,660 |
| Total deposits | $71,288,000 | 5,406 |
| Interest-bearing deposits | $68,310,000 | 4,944 |
| Deposits held in domestic offices | $71,288,000 | 5,403 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $156,000 | 7,471 |
| Total equity capital | $13,065,000 | 4,262 |
| Total bank equity capital | $13,065,000 | 4,262 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $6,935,000 | 603 |
| Surplus | $6,810,000 | 3,042 |
| Undivided profits | $-680,000 | 8,301 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $393,000 | 6,455 |
| Earning assets | $77,208,000 | 5,500 |
| Long-term assets (5+ years) | $4,639,000 | 5,911 |
| Average Assets, year-to-date | $57,518,600 | 6,495 |
| Average Assets, quarterly | $79,895,500 | 5,642 |
| Volatile liabilities | $27,744,000 | 3,645 |
| Insider loans | $1,766,000 | 3,061 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $21,117,000 | 3,199 |
| Tier 1 (core) risk-based capital | $13,101,000 | 4,202 |
| Tier 2 risk-based capital | $665,000 | 5,025 |
| Total risk weighted assets | $69,122,000 | 4,891 |
| Total unused commitments | $21,117,000 | 3,199 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 21 | 6,075 |
| Assets and Liabilities | ||
| Total Assets: | $75,282,000 | 5,839 |
| Cash and due from depository institutions | $870,000 | 6,075 |
| Interest-bearing balances | $503,000 | 3,419 |
| Securities | $3,369,000 | 7,889 |
| Federal funds sold & reverse repurchase agreements | $8,585,000 | 1,484 |
| Net loans & leases | $57,174,000 | 5,230 |
| Loan loss allowance | $600,000 | 5,583 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,704,000 | 2,326 |
| Other real estate owned | $0 | 6,075 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $580,000 | 7,702 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $75,282,000 | 5,839 |
| Total liabilities | $62,700,000 | 6,024 |
| Total deposits | $62,591,000 | 5,781 |
| Interest-bearing deposits | $59,820,000 | 5,344 |
| Deposits held in domestic offices | $62,591,000 | 5,778 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $109,000 | 8,051 |
| Total equity capital | $12,582,000 | 4,352 |
| Total bank equity capital | $12,582,000 | 4,352 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,935,000 | 571 |
| Surplus | $6,810,000 | 2,987 |
| Undivided profits | $-1,163,000 | 8,491 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $304,000 | 7,141 |
| Earning assets | $69,631,000 | 5,796 |
| Long-term assets (5+ years) | $3,401,000 | 6,373 |
| Average Assets, year-to-date | $50,771,000 | 6,834 |
| Average Assets, quarterly | $67,918,000 | 6,111 |
| Volatile liabilities | $25,069,000 | 3,825 |
| Insider loans | $1,441,000 | 3,419 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $14,822,000 | 3,831 |
| Tier 1 (core) risk-based capital | $12,588,000 | 4,281 |
| Tier 2 risk-based capital | $600,000 | 5,295 |
| Total risk weighted assets | $62,812,000 | 5,129 |
| Total unused commitments | $14,822,000 | 3,832 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 18 | 6,516 |
| Assets and Liabilities | ||
| Total Assets: | $60,554,000 | 6,405 |
| Cash and due from depository institutions | $1,212,000 | 6,516 |
| Interest-bearing balances | $500,000 | 3,384 |
| Securities | $924,000 | 8,480 |
| Federal funds sold & reverse repurchase agreements | $5,938,000 | 1,835 |
| Net loans & leases | $48,077,000 | 5,632 |
| Loan loss allowance | $492,000 | 6,087 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,000,000 | 2,642 |
| Other real estate owned | $0 | 6,516 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $403,000 | 8,096 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $60,554,000 | 6,405 |
| Total liabilities | $48,003,000 | 6,687 |
| Total deposits | $47,899,000 | 6,499 |
| Interest-bearing deposits | $46,055,000 | 6,112 |
| Deposits held in domestic offices | $47,899,000 | 6,498 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $104,000 | 7,985 |
| Total equity capital | $12,551,000 | 4,299 |
| Total bank equity capital | $12,551,000 | 4,299 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,935,000 | 552 |
| Surplus | $6,810,000 | 2,936 |
| Undivided profits | $-1,194,000 | 8,521 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $201,000 | 7,792 |
| Earning assets | $55,439,000 | 6,413 |
| Long-term assets (5+ years) | $1,623,000 | 7,089 |
| Average Assets, year-to-date | $42,600,670 | 7,225 |
| Average Assets, quarterly | $51,172,000 | 6,832 |
| Volatile liabilities | $18,921,000 | 4,403 |
| Insider loans | $1,916,000 | 2,858 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $16,052,000 | 3,641 |
| Tier 1 (core) risk-based capital | $12,559,000 | 4,202 |
| Tier 2 risk-based capital | $492,000 | 5,828 |
| Total risk weighted assets | $53,422,000 | 5,519 |
| Total unused commitments | $16,052,000 | 3,642 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 15 | 7,030 |
| Assets and Liabilities | ||
| Total Assets: | $41,790,000 | 7,343 |
| Cash and due from depository institutions | $1,139,000 | 7,030 |
| Interest-bearing balances | $500,000 | 3,415 |
| Securities | $949,000 | 8,547 |
| Federal funds sold & reverse repurchase agreements | $3,979,000 | 2,778 |
| Net loans & leases | $32,661,000 | 6,594 |
| Loan loss allowance | $340,000 | 7,026 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,730,000 | 3,540 |
| Other real estate owned | $0 | 7,030 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $332,000 | 8,315 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $41,790,000 | 7,343 |
| Total liabilities | $29,238,000 | 7,777 |
| Total deposits | $28,381,000 | 7,733 |
| Interest-bearing deposits | $25,445,000 | 7,582 |
| Deposits held in domestic offices | $28,381,000 | 7,731 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $800,000 | 2,711 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $57,000 | 8,483 |
| Total equity capital | $12,552,000 | 4,226 |
| Total bank equity capital | $12,552,000 | 4,226 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,935,000 | 535 |
| Surplus | $6,810,000 | 2,899 |
| Undivided profits | $-1,193,000 | 8,559 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $127,000 | 8,337 |
| Earning assets | $38,089,000 | 7,366 |
| Long-term assets (5+ years) | $518,000 | 7,667 |
| Average Assets, year-to-date | $33,624,000 | 7,772 |
| Average Assets, quarterly | $33,624,000 | 7,772 |
| Volatile liabilities | $11,402,000 | 5,546 |
| Insider loans | $1,448,000 | 3,396 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $13,691,000 | 3,923 |
| Tier 1 (core) risk-based capital | $12,563,000 | 4,158 |
| Tier 2 risk-based capital | $340,000 | 6,773 |
| Total risk weighted assets | $35,429,000 | 6,589 |
| Total unused commitments | $13,691,000 | 3,925 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 14 | 7,213 |
| Assets and Liabilities | ||
| Total Assets: | $25,458,000 | 8,251 |
| Cash and due from depository institutions | $783,000 | 7,213 |
| Interest-bearing balances | $500,000 | 3,466 |
| Securities | $980,000 | 8,574 |
| Federal funds sold & reverse repurchase agreements | $3,849,000 | 2,734 |
| Net loans & leases | $17,524,000 | 7,824 |
| Loan loss allowance | $185,000 | 8,040 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,060,000 | 4,223 |
| Other real estate owned | $0 | 7,213 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $262,000 | 8,545 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $25,458,000 | 8,251 |
| Total liabilities | $12,707,000 | 8,704 |
| Total deposits | $12,668,000 | 8,671 |
| Interest-bearing deposits | $11,819,000 | 8,571 |
| Deposits held in domestic offices | $12,668,000 | 8,669 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $39,000 | 8,679 |
| Total equity capital | $12,751,000 | 4,161 |
| Total bank equity capital | $12,751,000 | 4,161 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,935,000 | 521 |
| Surplus | $5,375,000 | 3,367 |
| Undivided profits | $441,000 | 7,845 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $74,000 | 8,683 |
| Earning assets | $22,853,000 | 8,262 |
| Long-term assets (5+ years) | $533,000 | 7,711 |
| Average Assets, year-to-date | $23,403,000 | 8,318 |
| Average Assets, quarterly | $23,403,000 | 8,352 |
| Volatile liabilities | $3,754,000 | 7,634 |
| Insider loans | $1,776,000 | 2,972 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $9,205,000 | 4,636 |
| Tier 1 (core) risk-based capital | $12,761,000 | 4,047 |
| Tier 2 risk-based capital | $185,000 | 7,921 |
| Total risk weighted assets | $20,371,000 | 7,797 |
| Total unused commitments | $9,205,000 | 4,637 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 14 | 7,238 |
| Assets and Liabilities | ||
| Total Assets: | $21,348,000 | 8,502 |
| Cash and due from depository institutions | $1,103,000 | 7,238 |
| Interest-bearing balances | $500,000 | 3,495 |
| Securities | $1,006,000 | 8,599 |
| Federal funds sold & reverse repurchase agreements | $8,767,000 | 1,305 |
| Net loans & leases | $8,996,000 | 8,547 |
| Loan loss allowance | $95,000 | 8,605 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,284,000 | 5,342 |
| Other real estate owned | $0 | 7,238 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $192,000 | 8,785 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $21,348,000 | 8,502 |
| Total liabilities | $8,431,000 | 8,879 |
| Total deposits | $8,409,000 | 8,849 |
| Interest-bearing deposits | $6,510,000 | 8,820 |
| Deposits held in domestic offices | $8,409,000 | 8,847 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $22,000 | 8,943 |
| Total equity capital | $12,917,000 | 4,113 |
| Total bank equity capital | $12,917,000 | 4,113 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $6,935,000 | 521 |
| Surplus | $5,375,000 | 3,319 |
| Undivided profits | $607,000 | 7,791 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $23,000 | 8,911 |
| Earning assets | $19,269,000 | 8,506 |
| Long-term assets (5+ years) | $533,000 | 7,761 |
| Average Assets, year-to-date | $21,348,000 | 8,469 |
| Average Assets, quarterly | $21,348,000 | 8,485 |
| Volatile liabilities | $2,035,000 | 8,329 |
| Insider loans | $1,226,000 | 3,665 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $2,701,000 | 6,887 |
| Tier 1 (core) risk-based capital | $12,923,000 | 3,973 |
| Tier 2 risk-based capital | $95,000 | 8,568 |
| Total risk weighted assets | $11,019,000 | 8,557 |
| Total unused commitments | $2,701,000 | 6,894 |
| Derivatives | $0 | 770 |