Home > First Covenant Bank > Income and Expense
First Covenant Bank, Income and Expense
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,680,000 | 3,818 |
| Total interest expense | $55,000 | 5,147 |
| Net interest income | $3,625,000 | 3,506 |
| Provision for loan and lease losses | $102,000 | 2,570 |
| Total noninterest income | $1,213,000 | 2,209 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $55,000 | 4,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,158,000 | 1,762 |
| Total noninterest expense | $5,374,000 | 2,417 |
| Salaries and employee benefits | $2,550,000 | 2,723 |
| Premises and equipment expense | $889,000 | 1,826 |
| Additional noninterest expense | $1,935,000 | 2,167 |
| Pre-tax net operating income | $-638,000 | 5,171 |
| Securities gains (losses) | $1,400,000 | 160 |
| Applicable income taxes | $168,000 | 2,611 |
| Income before extraordinary items | $594,000 | 4,102 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $594,000 | 4,102 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $594,000 | 4,102 |
| Net charge-offs | $95,000 | 1,795 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $-512,000 | 5,158 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,672,000 | 3,684 |
| Total interest expense | $37,000 | 5,186 |
| Net interest income | $2,635,000 | 3,384 |
| Provision for loan and lease losses | $102,000 | 2,175 |
| Total noninterest income | $1,469,000 | 1,551 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $44,000 | 4,120 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,425,000 | 1,202 |
| Total noninterest expense | $3,535,000 | 2,453 |
| Salaries and employee benefits | $1,712,000 | 2,735 |
| Premises and equipment expense | $589,000 | 1,843 |
| Additional noninterest expense | $1,234,000 | 2,242 |
| Pre-tax net operating income | $467,000 | 4,058 |
| Securities gains (losses) | $671,000 | 180 |
| Applicable income taxes | $277,000 | 1,924 |
| Income before extraordinary items | $861,000 | 3,156 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $861,000 | 3,154 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $861,000 | 3,154 |
| Net charge-offs | $91,000 | 1,460 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $330,910 | 4,262 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,495,000 | 3,512 |
| Total interest expense | $17,000 | 5,251 |
| Net interest income | $1,478,000 | 3,208 |
| Provision for loan and lease losses | $102,000 | 1,462 |
| Total noninterest income | $476,000 | 1,969 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $30,000 | 3,825 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $446,000 | 1,563 |
| Total noninterest expense | $1,753,000 | 2,478 |
| Salaries and employee benefits | $873,000 | 2,718 |
| Premises and equipment expense | $286,000 | 1,893 |
| Additional noninterest expense | $594,000 | 2,294 |
| Pre-tax net operating income | $99,000 | 4,691 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $16,000 | 3,244 |
| Income before extraordinary items | $83,000 | 4,739 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $83,000 | 4,738 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $83,000 | 4,738 |
| Net charge-offs | $5,000 | 2,211 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $83,000 | 4,732 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $4,605,000 | 3,891 |
| Total interest expense | $30,000 | 5,347 |
| Net interest income | $4,575,000 | 3,649 |
| Provision for loan and lease losses | $-750,000 | 5,327 |
| Total noninterest income | $3,974,000 | 1,277 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $137,000 | 3,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,837,000 | 946 |
| Total noninterest expense | $7,075,000 | 2,461 |
| Salaries and employee benefits | $3,720,000 | 2,572 |
| Premises and equipment expense | $1,193,000 | 1,822 |
| Additional noninterest expense | $2,162,000 | 2,467 |
| Pre-tax net operating income | $2,224,000 | 2,963 |
| Securities gains (losses) | $-1,000 | 4,008 |
| Applicable income taxes | $468,000 | 2,042 |
| Income before extraordinary items | $1,755,000 | 3,135 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,755,000 | 3,134 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,755,000 | 3,134 |
| Net charge-offs | $-759,000 | 5,341 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,755,790 | 3,127 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,471,000 | 3,903 |
| Total interest expense | $19,000 | 5,423 |
| Net interest income | $3,452,000 | 3,675 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $3,085,000 | 1,248 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $100,000 | 3,848 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,985,000 | 930 |
| Total noninterest expense | $5,353,000 | 2,448 |
| Salaries and employee benefits | $2,847,000 | 2,538 |
| Premises and equipment expense | $904,000 | 1,822 |
| Additional noninterest expense | $1,602,000 | 2,486 |
| Pre-tax net operating income | $1,184,000 | 3,521 |
| Securities gains (losses) | $-1,000 | 4,378 |
| Applicable income taxes | $253,000 | 2,356 |
| Income before extraordinary items | $930,000 | 3,687 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $930,000 | 3,686 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $930,000 | 3,686 |
| Net charge-offs | $-16,000 | 4,600 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $930,790 | 3,690 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,292,000 | 3,923 |
| Total interest expense | $14,000 | 5,479 |
| Net interest income | $2,278,000 | 3,696 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $2,170,000 | 1,200 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $67,000 | 3,851 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,103,000 | 905 |
| Total noninterest expense | $3,536,000 | 2,474 |
| Salaries and employee benefits | $1,943,000 | 2,518 |
| Premises and equipment expense | $604,000 | 1,828 |
| Additional noninterest expense | $989,000 | 2,637 |
| Pre-tax net operating income | $912,000 | 3,294 |
| Securities gains (losses) | $-1,000 | 4,637 |
| Applicable income taxes | $4,000 | 3,833 |
| Income before extraordinary items | $907,000 | 3,103 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $907,000 | 3,101 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $907,000 | 3,102 |
| Net charge-offs | $-21,000 | 4,764 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $908,000 | 3,090 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,170,000 | 3,898 |
| Total interest expense | $8,000 | 5,529 |
| Net interest income | $1,162,000 | 3,676 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $1,070,000 | 1,212 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $34,000 | 3,866 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,036,000 | 909 |
| Total noninterest expense | $1,800,000 | 2,469 |
| Salaries and employee benefits | $999,000 | 2,511 |
| Premises and equipment expense | $306,000 | 1,840 |
| Additional noninterest expense | $495,000 | 2,646 |
| Pre-tax net operating income | $432,000 | 3,328 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $432,000 | 3,131 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $432,000 | 3,131 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $432,000 | 3,131 |
| Net charge-offs | $-24,000 | 5,038 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $432,000 | 3,130 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,827,000 | 3,808 |
| Total interest expense | $37,000 | 5,578 |
| Net interest income | $4,790,000 | 3,614 |
| Provision for loan and lease losses | $-400,000 | 5,496 |
| Total noninterest income | $3,541,000 | 1,404 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $149,000 | 3,843 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,392,000 | 1,066 |
| Total noninterest expense | $7,358,000 | 2,431 |
| Salaries and employee benefits | $3,996,000 | 2,473 |
| Premises and equipment expense | $1,137,000 | 1,927 |
| Additional noninterest expense | $2,225,000 | 2,468 |
| Pre-tax net operating income | $1,373,000 | 3,658 |
| Securities gains (losses) | $751,000 | 174 |
| Applicable income taxes | $-661,000 | 5,610 |
| Income before extraordinary items | $2,785,000 | 2,174 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,785,000 | 2,172 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,785,000 | 2,174 |
| Net charge-offs | $-44,000 | 5,107 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,034,000 | 2,656 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,790,000 | 3,758 |
| Total interest expense | $28,000 | 5,643 |
| Net interest income | $3,762,000 | 3,554 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $2,590,000 | 1,430 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $108,000 | 3,921 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,482,000 | 1,096 |
| Total noninterest expense | $5,516,000 | 2,431 |
| Salaries and employee benefits | $2,975,000 | 2,495 |
| Premises and equipment expense | $852,000 | 1,932 |
| Additional noninterest expense | $1,689,000 | 2,449 |
| Pre-tax net operating income | $836,000 | 4,009 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $4,000 | 3,992 |
| Income before extraordinary items | $832,000 | 3,795 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $832,000 | 3,793 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $832,000 | 3,795 |
| Net charge-offs | $-52,000 | 5,174 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $832,000 | 3,785 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,692,000 | 3,654 |
| Total interest expense | $18,000 | 5,693 |
| Net interest income | $2,674,000 | 3,427 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $1,674,000 | 1,475 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $68,000 | 3,993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,606,000 | 1,134 |
| Total noninterest expense | $3,709,000 | 2,419 |
| Salaries and employee benefits | $2,017,000 | 2,473 |
| Premises and equipment expense | $563,000 | 1,949 |
| Additional noninterest expense | $1,129,000 | 2,455 |
| Pre-tax net operating income | $639,000 | 3,797 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $639,000 | 3,585 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $639,000 | 3,584 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $639,000 | 3,585 |
| Net charge-offs | $22,000 | 2,525 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $639,000 | 3,550 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,702,000 | 3,198 |
| Total interest expense | $10,000 | 5,741 |
| Net interest income | $1,692,000 | 2,972 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $980,000 | 1,323 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $36,000 | 3,940 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $944,000 | 1,005 |
| Total noninterest expense | $1,832,000 | 2,464 |
| Salaries and employee benefits | $1,004,000 | 2,514 |
| Premises and equipment expense | $277,000 | 1,995 |
| Additional noninterest expense | $551,000 | 2,482 |
| Pre-tax net operating income | $840,000 | 2,213 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $840,000 | 1,905 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $840,000 | 1,905 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $840,000 | 1,905 |
| Net charge-offs | $17,000 | 1,973 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $840,000 | 1,890 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,067,000 | 3,783 |
| Total interest expense | $40,000 | 5,799 |
| Net interest income | $5,027,000 | 3,567 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $3,707,000 | 1,412 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $138,000 | 4,116 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $3,569,000 | 1,075 |
| Total noninterest expense | $8,194,000 | 2,244 |
| Salaries and employee benefits | $4,045,000 | 2,473 |
| Premises and equipment expense | $1,020,000 | 2,119 |
| Additional noninterest expense | $3,129,000 | 1,911 |
| Pre-tax net operating income | $540,000 | 4,754 |
| Securities gains (losses) | $148,000 | 1,064 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $688,000 | 4,380 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $688,000 | 4,378 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $688,000 | 4,379 |
| Net charge-offs | $24,000 | 3,562 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $540,000 | 4,604 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,154,000 | 3,618 |
| Total interest expense | $30,000 | 5,864 |
| Net interest income | $4,124,000 | 3,381 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $2,831,000 | 1,397 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $101,000 | 4,181 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,730,000 | 1,058 |
| Total noninterest expense | $6,145,000 | 2,245 |
| Salaries and employee benefits | $3,006,000 | 2,474 |
| Premises and equipment expense | $731,000 | 2,198 |
| Additional noninterest expense | $2,408,000 | 1,859 |
| Pre-tax net operating income | $810,000 | 4,015 |
| Securities gains (losses) | $148,000 | 988 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $958,000 | 3,565 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $958,000 | 3,563 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $958,000 | 3,565 |
| Net charge-offs | $20,000 | 3,152 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $810,000 | 3,774 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,125,000 | 3,381 |
| Total interest expense | $20,000 | 5,937 |
| Net interest income | $3,105,000 | 3,141 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $2,040,000 | 1,298 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $66,000 | 4,210 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,974,000 | 972 |
| Total noninterest expense | $4,144,000 | 2,241 |
| Salaries and employee benefits | $2,028,000 | 2,475 |
| Premises and equipment expense | $432,000 | 2,379 |
| Additional noninterest expense | $1,684,000 | 1,792 |
| Pre-tax net operating income | $1,001,000 | 3,067 |
| Securities gains (losses) | $148,000 | 740 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,149,000 | 2,553 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,149,000 | 2,552 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,149,000 | 2,552 |
| Net charge-offs | $10,000 | 3,081 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,001,000 | 2,727 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,051,000 | 2,817 |
| Total interest expense | $9,000 | 6,011 |
| Net interest income | $2,042,000 | 2,590 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $1,063,000 | 1,249 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $33,000 | 4,195 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,030,000 | 910 |
| Total noninterest expense | $2,154,000 | 2,185 |
| Salaries and employee benefits | $1,042,000 | 2,441 |
| Premises and equipment expense | $211,000 | 2,453 |
| Additional noninterest expense | $901,000 | 1,685 |
| Pre-tax net operating income | $951,000 | 1,996 |
| Securities gains (losses) | $148,000 | 379 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $1,099,000 | 1,496 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,099,000 | 1,497 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,099,000 | 1,497 |
| Net charge-offs | $7,000 | 2,464 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $951,000 | 1,655 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,949,000 | 3,461 |
| Total interest expense | $43,000 | 6,035 |
| Net interest income | $5,906,000 | 3,222 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $2,522,000 | 1,821 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $150,000 | 4,144 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,372,000 | 1,343 |
| Total noninterest expense | $7,788,000 | 2,354 |
| Salaries and employee benefits | $3,572,000 | 2,701 |
| Premises and equipment expense | $803,000 | 2,551 |
| Additional noninterest expense | $3,413,000 | 1,782 |
| Pre-tax net operating income | $640,000 | 4,668 |
| Securities gains (losses) | $400,000 | 432 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $1,040,000 | 3,867 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,040,000 | 3,868 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,040,000 | 3,869 |
| Net charge-offs | $86,000 | 2,801 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 786 |
| Net operating income | $640,000 | 4,472 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,605,000 | 3,428 |
| Total interest expense | $33,000 | 6,119 |
| Net interest income | $4,572,000 | 3,181 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,764,000 | 1,921 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $112,000 | 4,189 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,652,000 | 1,434 |
| Total noninterest expense | $5,634,000 | 2,438 |
| Salaries and employee benefits | $2,546,000 | 2,808 |
| Premises and equipment expense | $592,000 | 2,616 |
| Additional noninterest expense | $2,496,000 | 1,816 |
| Pre-tax net operating income | $702,000 | 4,287 |
| Securities gains (losses) | $405,000 | 365 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,107,000 | 3,317 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,107,000 | 3,315 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,107,000 | 3,316 |
| Net charge-offs | $41,000 | 2,916 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 747 |
| Net operating income | $702,000 | 4,051 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,099,000 | 3,420 |
| Total interest expense | $21,000 | 6,201 |
| Net interest income | $3,078,000 | 3,164 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,198,000 | 1,909 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $74,000 | 4,201 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,124,000 | 1,432 |
| Total noninterest expense | $3,781,000 | 2,420 |
| Salaries and employee benefits | $1,669,000 | 2,860 |
| Premises and equipment expense | $379,000 | 2,716 |
| Additional noninterest expense | $1,733,000 | 1,747 |
| Pre-tax net operating income | $495,000 | 4,178 |
| Securities gains (losses) | $410,000 | 299 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $905,000 | 2,929 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $905,000 | 2,929 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $905,000 | 2,931 |
| Net charge-offs | $-11,000 | 5,290 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 722 |
| Net operating income | $495,000 | 3,922 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,551,000 | 3,416 |
| Total interest expense | $11,000 | 6,246 |
| Net interest income | $1,540,000 | 3,158 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $587,000 | 1,907 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $39,000 | 4,103 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $548,000 | 1,409 |
| Total noninterest expense | $1,891,000 | 2,429 |
| Salaries and employee benefits | $813,000 | 2,937 |
| Premises and equipment expense | $189,000 | 2,756 |
| Additional noninterest expense | $889,000 | 1,695 |
| Pre-tax net operating income | $236,000 | 4,226 |
| Securities gains (losses) | $414,000 | 194 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $650,000 | 2,265 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $650,000 | 2,266 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $650,000 | 2,266 |
| Net charge-offs | $14,000 | 2,324 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $236,000 | 3,965 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,284,000 | 3,417 |
| Total interest expense | $49,000 | 6,329 |
| Net interest income | $6,235,000 | 3,154 |
| Provision for loan and lease losses | $-325,000 | 6,200 |
| Total noninterest income | $1,660,000 | 2,374 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $120,000 | 4,725 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,540,000 | 1,745 |
| Total noninterest expense | $7,595,000 | 2,414 |
| Salaries and employee benefits | $3,155,000 | 2,982 |
| Premises and equipment expense | $784,000 | 2,703 |
| Additional noninterest expense | $3,656,000 | 1,692 |
| Pre-tax net operating income | $625,000 | 4,782 |
| Securities gains (losses) | $-17,000 | 6,111 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $608,000 | 4,680 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $608,000 | 4,680 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $608,000 | 4,680 |
| Net charge-offs | $-401,000 | 6,362 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 838 |
| Net operating income | $625,000 | 4,588 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,676,000 | 3,467 |
| Total interest expense | $38,000 | 6,401 |
| Net interest income | $4,638,000 | 3,200 |
| Provision for loan and lease losses | $-325,000 | 6,335 |
| Total noninterest income | $1,193,000 | 2,445 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $78,000 | 5,000 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,115,000 | 1,807 |
| Total noninterest expense | $5,630,000 | 2,448 |
| Salaries and employee benefits | $2,330,000 | 3,021 |
| Premises and equipment expense | $584,000 | 2,743 |
| Additional noninterest expense | $2,716,000 | 1,708 |
| Pre-tax net operating income | $526,000 | 4,724 |
| Securities gains (losses) | $-14,000 | 6,204 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $512,000 | 4,568 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $512,000 | 4,568 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $512,000 | 4,569 |
| Net charge-offs | $-413,000 | 6,448 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 798 |
| Net operating income | $526,000 | 4,496 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,002,000 | 3,560 |
| Total interest expense | $27,000 | 6,444 |
| Net interest income | $2,975,000 | 3,288 |
| Provision for loan and lease losses | $-325,000 | 6,461 |
| Total noninterest income | $864,000 | 2,305 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $54,000 | 4,951 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $810,000 | 1,685 |
| Total noninterest expense | $3,739,000 | 2,471 |
| Salaries and employee benefits | $1,543,000 | 3,058 |
| Premises and equipment expense | $389,000 | 2,765 |
| Additional noninterest expense | $1,807,000 | 1,702 |
| Pre-tax net operating income | $425,000 | 4,430 |
| Securities gains (losses) | $-7,000 | 6,249 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $418,000 | 4,239 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $418,000 | 4,242 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $418,000 | 4,244 |
| Net charge-offs | $-385,000 | 6,539 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 760 |
| Net operating income | $425,000 | 4,152 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,528,000 | 3,538 |
| Total interest expense | $15,000 | 6,490 |
| Net interest income | $1,513,000 | 3,245 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $465,000 | 2,140 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $27,000 | 4,957 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $438,000 | 1,541 |
| Total noninterest expense | $1,829,000 | 2,535 |
| Salaries and employee benefits | $743,000 | 3,160 |
| Premises and equipment expense | $194,000 | 2,813 |
| Additional noninterest expense | $892,000 | 1,708 |
| Pre-tax net operating income | $149,000 | 4,862 |
| Securities gains (losses) | $-4,000 | 6,345 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $145,000 | 4,733 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $145,000 | 4,735 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $145,000 | 4,734 |
| Net charge-offs | $-5,000 | 5,444 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 714 |
| Net operating income | $149,000 | 4,649 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,489,000 | 3,443 |
| Total interest expense | $100,000 | 6,421 |
| Net interest income | $6,389,000 | 3,114 |
| Provision for loan and lease losses | $-375,000 | 6,550 |
| Total noninterest income | $3,284,000 | 1,524 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $126,000 | 4,868 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,158,000 | 1,113 |
| Total noninterest expense | $8,093,000 | 2,310 |
| Salaries and employee benefits | $3,579,000 | 2,746 |
| Premises and equipment expense | $800,000 | 2,706 |
| Additional noninterest expense | $3,714,000 | 1,716 |
| Pre-tax net operating income | $1,955,000 | 2,909 |
| Securities gains (losses) | $685,000 | 332 |
| Applicable income taxes | $-375,000 | 6,611 |
| Income before extraordinary items | $3,015,000 | 1,894 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,015,000 | 1,897 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,015,000 | 1,896 |
| Net charge-offs | $170,000 | 3,200 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 897 |
| Net operating income | $2,330,000 | 2,280 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,962,000 | 3,429 |
| Total interest expense | $80,000 | 6,472 |
| Net interest income | $4,882,000 | 3,095 |
| Provision for loan and lease losses | $-75,000 | 6,535 |
| Total noninterest income | $2,843,000 | 1,393 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $96,000 | 4,890 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,747,000 | 1,035 |
| Total noninterest expense | $6,022,000 | 2,340 |
| Salaries and employee benefits | $2,650,000 | 2,782 |
| Premises and equipment expense | $600,000 | 2,730 |
| Additional noninterest expense | $2,772,000 | 1,712 |
| Pre-tax net operating income | $1,778,000 | 2,643 |
| Securities gains (losses) | $692,000 | 302 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $2,470,000 | 1,787 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,470,000 | 1,791 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,470,000 | 1,792 |
| Net charge-offs | $53,000 | 3,810 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 828 |
| Net operating income | $1,778,000 | 2,269 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,411,000 | 3,353 |
| Total interest expense | $57,000 | 6,498 |
| Net interest income | $3,354,000 | 3,018 |
| Provision for loan and lease losses | $-75,000 | 6,659 |
| Total noninterest income | $2,287,000 | 1,244 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $63,000 | 4,904 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,224,000 | 912 |
| Total noninterest expense | $3,993,000 | 2,349 |
| Salaries and employee benefits | $1,740,000 | 2,842 |
| Premises and equipment expense | $397,000 | 2,756 |
| Additional noninterest expense | $1,856,000 | 1,709 |
| Pre-tax net operating income | $1,723,000 | 1,964 |
| Securities gains (losses) | $49,000 | 1,535 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,772,000 | 1,689 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,772,000 | 1,693 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,772,000 | 1,694 |
| Net charge-offs | $-83,000 | 6,657 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 802 |
| Net operating income | $1,723,000 | 1,656 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,635,000 | 3,490 |
| Total interest expense | $31,000 | 6,532 |
| Net interest income | $1,604,000 | 3,137 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $770,000 | 1,609 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $34,000 | 4,757 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $736,000 | 1,214 |
| Total noninterest expense | $1,929,000 | 2,451 |
| Salaries and employee benefits | $821,000 | 2,992 |
| Premises and equipment expense | $209,000 | 2,681 |
| Additional noninterest expense | $899,000 | 1,772 |
| Pre-tax net operating income | $445,000 | 3,100 |
| Securities gains (losses) | $8,000 | 1,546 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $453,000 | 2,786 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $453,000 | 2,789 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $453,000 | 2,788 |
| Net charge-offs | $-144,000 | 6,887 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 761 |
| Net operating income | $445,000 | 2,722 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,928,000 | 3,466 |
| Total interest expense | $399,000 | 5,548 |
| Net interest income | $6,529,000 | 3,162 |
| Provision for loan and lease losses | $-125,000 | 6,894 |
| Total noninterest income | $1,958,000 | 2,219 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $152,000 | 4,758 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,806,000 | 1,643 |
| Total noninterest expense | $7,954,000 | 2,382 |
| Salaries and employee benefits | $3,369,000 | 2,884 |
| Premises and equipment expense | $868,000 | 2,570 |
| Additional noninterest expense | $3,717,000 | 1,774 |
| Pre-tax net operating income | $658,000 | 4,600 |
| Securities gains (losses) | $72,000 | 2,499 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $730,000 | 4,410 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $730,000 | 4,407 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $730,000 | 4,409 |
| Net charge-offs | $117,000 | 4,286 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 784 |
| Net operating income | $658,000 | 4,391 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,277,000 | 3,497 |
| Total interest expense | $345,000 | 5,410 |
| Net interest income | $4,932,000 | 3,191 |
| Provision for loan and lease losses | $-125,000 | 7,037 |
| Total noninterest income | $1,411,000 | 2,269 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $111,000 | 4,881 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,300,000 | 1,683 |
| Total noninterest expense | $5,991,000 | 2,368 |
| Salaries and employee benefits | $2,549,000 | 2,866 |
| Premises and equipment expense | $654,000 | 2,570 |
| Additional noninterest expense | $2,788,000 | 1,780 |
| Pre-tax net operating income | $477,000 | 4,766 |
| Securities gains (losses) | $-55,000 | 6,967 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $422,000 | 4,901 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $422,000 | 4,901 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $422,000 | 4,901 |
| Net charge-offs | $111,000 | 3,871 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 727 |
| Net operating income | $477,000 | 4,522 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,602,000 | 3,462 |
| Total interest expense | $266,000 | 5,226 |
| Net interest income | $3,336,000 | 3,168 |
| Provision for loan and lease losses | $-125,000 | 7,120 |
| Total noninterest income | $996,000 | 2,158 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $73,000 | 4,902 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $923,000 | 1,594 |
| Total noninterest expense | $4,043,000 | 2,346 |
| Salaries and employee benefits | $1,724,000 | 2,836 |
| Premises and equipment expense | $431,000 | 2,607 |
| Additional noninterest expense | $1,888,000 | 1,765 |
| Pre-tax net operating income | $414,000 | 4,399 |
| Securities gains (losses) | $-35,000 | 7,026 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $379,000 | 4,454 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $379,000 | 4,460 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $379,000 | 4,458 |
| Net charge-offs | $53,000 | 3,981 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 659 |
| Net operating income | $414,000 | 4,123 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,671,000 | 3,696 |
| Total interest expense | $151,000 | 5,078 |
| Net interest income | $1,520,000 | 3,428 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $651,000 | 1,804 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $37,000 | 4,857 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $614,000 | 1,307 |
| Total noninterest expense | $2,083,000 | 2,289 |
| Salaries and employee benefits | $897,000 | 2,751 |
| Premises and equipment expense | $216,000 | 2,626 |
| Additional noninterest expense | $970,000 | 1,719 |
| Pre-tax net operating income | $88,000 | 5,537 |
| Securities gains (losses) | $-17,000 | 7,091 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $71,000 | 5,740 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $71,000 | 5,740 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $71,000 | 5,740 |
| Net charge-offs | $36,000 | 3,280 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 514 |
| Net operating income | $88,000 | 5,360 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,419,000 | 3,890 |
| Total interest expense | $940,000 | 4,545 |
| Net interest income | $5,479,000 | 3,690 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $1,508,000 | 2,439 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $198,000 | 4,399 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,310,000 | 1,791 |
| Total noninterest expense | $8,231,000 | 2,307 |
| Salaries and employee benefits | $3,341,000 | 2,858 |
| Premises and equipment expense | $1,062,000 | 2,290 |
| Additional noninterest expense | $3,828,000 | 1,767 |
| Pre-tax net operating income | $-1,244,000 | 6,644 |
| Securities gains (losses) | $-378,000 | 7,215 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-1,622,000 | 6,777 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,622,000 | 6,777 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,622,000 | 6,777 |
| Net charge-offs | $409,000 | 3,409 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 753 |
| Net operating income | $-1,244,000 | 6,669 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,731,000 | 3,960 |
| Total interest expense | $759,000 | 4,486 |
| Net interest income | $3,972,000 | 3,780 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $994,000 | 2,633 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $157,000 | 4,320 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $837,000 | 1,973 |
| Total noninterest expense | $6,092,000 | 2,349 |
| Salaries and employee benefits | $2,506,000 | 2,850 |
| Premises and equipment expense | $746,000 | 2,441 |
| Additional noninterest expense | $2,840,000 | 1,785 |
| Pre-tax net operating income | $-1,126,000 | 6,828 |
| Securities gains (losses) | $-175,000 | 7,277 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,301,000 | 6,933 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,301,000 | 6,934 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,301,000 | 6,934 |
| Net charge-offs | $277,000 | 3,335 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 693 |
| Net operating income | $-1,126,000 | 6,857 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,273,000 | 3,911 |
| Total interest expense | $547,000 | 4,416 |
| Net interest income | $2,726,000 | 3,727 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $783,000 | 2,351 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $105,000 | 4,294 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $678,000 | 1,746 |
| Total noninterest expense | $4,054,000 | 2,372 |
| Salaries and employee benefits | $1,633,000 | 2,925 |
| Premises and equipment expense | $498,000 | 2,457 |
| Additional noninterest expense | $1,923,000 | 1,785 |
| Pre-tax net operating income | $-545,000 | 6,808 |
| Securities gains (losses) | $-190,000 | 7,375 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-735,000 | 6,946 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-735,000 | 6,945 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-735,000 | 6,946 |
| Net charge-offs | $161,000 | 3,324 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 618 |
| Net operating income | $-545,000 | 6,851 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,766,000 | 3,755 |
| Total interest expense | $312,000 | 4,204 |
| Net interest income | $1,454,000 | 3,553 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $373,000 | 2,462 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $50,000 | 4,342 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $323,000 | 1,817 |
| Total noninterest expense | $2,025,000 | 2,399 |
| Salaries and employee benefits | $800,000 | 3,000 |
| Premises and equipment expense | $247,000 | 2,519 |
| Additional noninterest expense | $978,000 | 1,740 |
| Pre-tax net operating income | $-198,000 | 6,822 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-198,000 | 6,880 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-198,000 | 6,880 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-198,000 | 6,880 |
| Net charge-offs | $-12,000 | 7,063 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 601 |
| Net operating income | $-198,000 | 6,868 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,979,000 | 3,565 |
| Total interest expense | $1,932,000 | 3,656 |
| Net interest income | $6,047,000 | 3,451 |
| Provision for loan and lease losses | $1,515,000 | 2,447 |
| Total noninterest income | $2,467,000 | 1,777 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $232,000 | 4,149 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,235,000 | 1,309 |
| Total noninterest expense | $8,213,000 | 2,356 |
| Salaries and employee benefits | $3,163,000 | 2,978 |
| Premises and equipment expense | $1,013,000 | 2,454 |
| Additional noninterest expense | $4,037,000 | 1,787 |
| Pre-tax net operating income | $-1,214,000 | 6,563 |
| Securities gains (losses) | $-51,000 | 7,160 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-1,265,000 | 6,676 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,265,000 | 6,677 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,265,000 | 6,677 |
| Net charge-offs | $4,239,000 | 1,160 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $106,000 | 772 |
| Net operating income | $-1,214,000 | 6,631 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,474,000 | 3,404 |
| Total interest expense | $1,570,000 | 3,576 |
| Net interest income | $4,904,000 | 3,295 |
| Provision for loan and lease losses | $263,000 | 4,522 |
| Total noninterest income | $772,000 | 3,220 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $171,000 | 4,246 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $601,000 | 2,477 |
| Total noninterest expense | $5,817,000 | 2,488 |
| Salaries and employee benefits | $2,341,000 | 3,030 |
| Premises and equipment expense | $763,000 | 2,486 |
| Additional noninterest expense | $2,713,000 | 1,915 |
| Pre-tax net operating income | $-404,000 | 6,484 |
| Securities gains (losses) | $-82,000 | 7,380 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-486,000 | 6,658 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-486,000 | 6,658 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-486,000 | 6,658 |
| Net charge-offs | $2,924,000 | 1,161 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 722 |
| Net operating income | $-404,000 | 6,536 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,134,000 | 3,561 |
| Total interest expense | $1,087,000 | 3,581 |
| Net interest income | $3,047,000 | 3,482 |
| Provision for loan and lease losses | $248,000 | 3,909 |
| Total noninterest income | $669,000 | 2,664 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $116,000 | 4,206 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $553,000 | 1,970 |
| Total noninterest expense | $3,894,000 | 2,483 |
| Salaries and employee benefits | $1,564,000 | 3,033 |
| Premises and equipment expense | $498,000 | 2,550 |
| Additional noninterest expense | $1,832,000 | 1,893 |
| Pre-tax net operating income | $-426,000 | 6,691 |
| Securities gains (losses) | $-25,000 | 7,386 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-451,000 | 6,828 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-451,000 | 6,830 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-451,000 | 6,829 |
| Net charge-offs | $2,910,000 | 851 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 659 |
| Net operating income | $-426,000 | 6,760 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,915,000 | 3,834 |
| Total interest expense | $567,000 | 3,584 |
| Net interest income | $1,348,000 | 3,828 |
| Provision for loan and lease losses | $233,000 | 2,781 |
| Total noninterest income | $331,000 | 2,677 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $56,000 | 4,261 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $275,000 | 1,944 |
| Total noninterest expense | $1,884,000 | 2,590 |
| Salaries and employee benefits | $776,000 | 3,088 |
| Premises and equipment expense | $260,000 | 2,511 |
| Additional noninterest expense | $848,000 | 2,001 |
| Pre-tax net operating income | $-438,000 | 7,133 |
| Securities gains (losses) | $73,000 | 941 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-365,000 | 7,149 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-365,000 | 7,152 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-365,000 | 7,150 |
| Net charge-offs | $97,000 | 3,131 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 592 |
| Net operating income | $-438,000 | 7,191 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,291,000 | 3,723 |
| Total interest expense | $3,172,000 | 3,285 |
| Net interest income | $5,119,000 | 3,885 |
| Provision for loan and lease losses | $2,227,000 | 2,345 |
| Total noninterest income | $1,222,000 | 2,944 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $274,000 | 4,052 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $948,000 | 2,214 |
| Total noninterest expense | $7,815,000 | 2,516 |
| Salaries and employee benefits | $3,298,000 | 2,939 |
| Premises and equipment expense | $1,004,000 | 2,564 |
| Additional noninterest expense | $3,513,000 | 2,052 |
| Pre-tax net operating income | $-3,701,000 | 7,018 |
| Securities gains (losses) | $-399,000 | 7,547 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-4,100,000 | 7,167 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,100,000 | 7,166 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,100,000 | 7,166 |
| Net charge-offs | $663,000 | 3,422 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 951 |
| Net operating income | $-3,701,000 | 7,114 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,171,000 | 3,779 |
| Total interest expense | $2,509,000 | 3,284 |
| Net interest income | $3,662,000 | 4,010 |
| Provision for loan and lease losses | $154,000 | 5,479 |
| Total noninterest income | $773,000 | 3,344 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $210,000 | 4,035 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $563,000 | 2,616 |
| Total noninterest expense | $5,639,000 | 2,627 |
| Salaries and employee benefits | $2,542,000 | 2,901 |
| Premises and equipment expense | $763,000 | 2,569 |
| Additional noninterest expense | $2,334,000 | 2,241 |
| Pre-tax net operating income | $-1,358,000 | 6,813 |
| Securities gains (losses) | $189,000 | 1,328 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,169,000 | 6,835 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,169,000 | 6,836 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,169,000 | 6,836 |
| Net charge-offs | $547,000 | 2,917 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 892 |
| Net operating income | $-1,358,000 | 6,919 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,269,000 | 3,726 |
| Total interest expense | $1,788,000 | 3,247 |
| Net interest income | $2,481,000 | 3,963 |
| Provision for loan and lease losses | $80,000 | 5,568 |
| Total noninterest income | $509,000 | 3,383 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $141,000 | 3,996 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $368,000 | 2,667 |
| Total noninterest expense | $3,758,000 | 2,657 |
| Salaries and employee benefits | $1,807,000 | 2,758 |
| Premises and equipment expense | $510,000 | 2,590 |
| Additional noninterest expense | $1,441,000 | 2,426 |
| Pre-tax net operating income | $-848,000 | 6,935 |
| Securities gains (losses) | $160,000 | 1,164 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-688,000 | 6,936 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-688,000 | 6,936 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-688,000 | 6,936 |
| Net charge-offs | $106,000 | 4,182 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 875 |
| Net operating income | $-848,000 | 7,044 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,224,000 | 3,659 |
| Total interest expense | $957,000 | 3,168 |
| Net interest income | $1,267,000 | 3,895 |
| Provision for loan and lease losses | $55,000 | 4,803 |
| Total noninterest income | $233,000 | 3,517 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $66,000 | 4,093 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $167,000 | 2,780 |
| Total noninterest expense | $1,863,000 | 2,584 |
| Salaries and employee benefits | $892,000 | 2,834 |
| Premises and equipment expense | $260,000 | 2,597 |
| Additional noninterest expense | $711,000 | 2,198 |
| Pre-tax net operating income | $-418,000 | 7,227 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-418,000 | 7,365 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-418,000 | 7,366 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-418,000 | 7,366 |
| Net charge-offs | $3,000 | 5,319 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 770 |
| Net operating income | $-418,000 | 7,330 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,157,000 | 3,485 |
| Total interest expense | $4,298,000 | 3,332 |
| Net interest income | $5,859,000 | 3,535 |
| Provision for loan and lease losses | $1,791,000 | 1,932 |
| Total noninterest income | $766,000 | 3,949 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $313,000 | 3,941 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $453,000 | 3,363 |
| Total noninterest expense | $7,113,000 | 2,646 |
| Salaries and employee benefits | $3,656,000 | 2,718 |
| Premises and equipment expense | $1,076,000 | 2,458 |
| Additional noninterest expense | $2,381,000 | 2,446 |
| Pre-tax net operating income | $-2,279,000 | 7,443 |
| Securities gains (losses) | $-3,880,000 | 8,037 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-6,159,000 | 7,877 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-6,159,000 | 7,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $900,000 | 2,077 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $84,000 | 1,019 |
| Net operating income | $-2,279,000 | 7,547 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,638,000 | 3,539 |
| Total interest expense | $3,148,000 | 3,505 |
| Net interest income | $4,490,000 | 3,506 |
| Provision for loan and lease losses | $355,000 | 3,276 |
| Total noninterest income | $482,000 | 4,407 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $230,000 | 4,007 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $252,000 | 4,010 |
| Total noninterest expense | $5,364,000 | 2,628 |
| Salaries and employee benefits | $2,863,000 | 2,653 |
| Premises and equipment expense | $828,000 | 2,417 |
| Additional noninterest expense | $1,673,000 | 2,525 |
| Pre-tax net operating income | $-747,000 | 7,401 |
| Securities gains (losses) | $-3,863,000 | 8,174 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-4,610,000 | 8,108 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-4,610,000 | 8,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $865,000 | 1,427 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $122,000 | 720 |
| Net operating income | $-747,000 | 7,492 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,142,000 | 3,570 |
| Total interest expense | $2,084,000 | 3,640 |
| Net interest income | $3,058,000 | 3,440 |
| Provision for loan and lease losses | $355,000 | 2,305 |
| Total noninterest income | $295,000 | 4,664 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $142,000 | 4,148 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $153,000 | 4,281 |
| Total noninterest expense | $3,586,000 | 2,623 |
| Salaries and employee benefits | $1,934,000 | 2,649 |
| Premises and equipment expense | $568,000 | 2,371 |
| Additional noninterest expense | $1,084,000 | 2,559 |
| Pre-tax net operating income | $-588,000 | 7,672 |
| Securities gains (losses) | $447,000 | 349 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-141,000 | 7,316 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-141,000 | 7,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $694,000 | 1,073 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 635 |
| Net operating income | $-588,000 | 7,735 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,723,000 | 3,499 |
| Total interest expense | $1,202,000 | 3,447 |
| Net interest income | $1,521,000 | 3,450 |
| Provision for loan and lease losses | $280,000 | 1,468 |
| Total noninterest income | $142,000 | 4,727 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $78,000 | 3,924 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $64,000 | 4,577 |
| Total noninterest expense | $1,809,000 | 2,604 |
| Salaries and employee benefits | $988,000 | 2,613 |
| Premises and equipment expense | $301,000 | 2,259 |
| Additional noninterest expense | $520,000 | 2,626 |
| Pre-tax net operating income | $-426,000 | 8,029 |
| Securities gains (losses) | $292,000 | 334 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-134,000 | 7,727 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-134,000 | 7,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 1,284 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 520 |
| Net operating income | $-426,000 | 8,081 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,363,000 | 4,240 |
| Total interest expense | $4,226,000 | 3,877 |
| Net interest income | $4,137,000 | 4,524 |
| Provision for loan and lease losses | $1,226,000 | 1,230 |
| Total noninterest income | $435,000 | 5,321 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $195,000 | 4,957 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $240,000 | 4,677 |
| Total noninterest expense | $7,030,000 | 2,587 |
| Salaries and employee benefits | $3,750,000 | 2,645 |
| Premises and equipment expense | $1,038,000 | 2,484 |
| Additional noninterest expense | $2,242,000 | 2,401 |
| Pre-tax net operating income | $-3,684,000 | 8,406 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-3,684,000 | 8,423 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,684,000 | 8,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,217 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $9,580,000 | 195 |
| Net operating income | $-3,684,000 | 8,416 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,484,000 | 4,637 |
| Total interest expense | $2,748,000 | 4,237 |
| Net interest income | $2,736,000 | 4,919 |
| Provision for loan and lease losses | $554,000 | 1,434 |
| Total noninterest income | $224,000 | 6,091 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $96,000 | 5,692 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $128,000 | 5,372 |
| Total noninterest expense | $4,447,000 | 2,975 |
| Salaries and employee benefits | $2,278,000 | 3,177 |
| Premises and equipment expense | $672,000 | 2,797 |
| Additional noninterest expense | $1,497,000 | 2,626 |
| Pre-tax net operating income | $-2,041,000 | 8,447 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-2,041,000 | 8,467 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-2,041,000 | 8,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,620 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $9,560,000 | 144 |
| Net operating income | $-2,041,000 | 8,456 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,607,000 | 5,656 |
| Total interest expense | $1,133,000 | 5,543 |
| Net interest income | $1,474,000 | 5,603 |
| Provision for loan and lease losses | $372,000 | 1,303 |
| Total noninterest income | $5,000 | 8,427 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $5,000 | 7,379 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $0 | 8,426 |
| Total noninterest expense | $2,173,000 | 3,874 |
| Salaries and employee benefits | $1,593,000 | 3,079 |
| Premises and equipment expense | $290,000 | 3,929 |
| Additional noninterest expense | $290,000 | 6,218 |
| Pre-tax net operating income | $-1,066,000 | 8,470 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-1,066,000 | 8,493 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,066,000 | 8,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $9,562,000 | 106 |
| Net operating income | $-1,066,000 | 8,484 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,110,000 | 6,080 |
| Total interest expense | $505,000 | 5,835 |
| Net interest income | $605,000 | 6,142 |
| Provision for loan and lease losses | $145,000 | 1,545 |
| Total noninterest income | $0 | 8,538 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $0 | 8,433 |
| Total noninterest expense | $827,000 | 4,709 |
| Salaries and employee benefits | $546,000 | 4,160 |
| Premises and equipment expense | $137,000 | 4,125 |
| Additional noninterest expense | $144,000 | 6,237 |
| Pre-tax net operating income | $-367,000 | 8,455 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-367,000 | 8,478 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-367,000 | 8,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 413 |
| Net operating income | $-367,000 | 8,470 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $795,000 | 8,403 |
| Total interest expense | $364,000 | 8,174 |
| Net interest income | $431,000 | 8,471 |
| Provision for loan and lease losses | $329,000 | 2,622 |
| Total noninterest income | $1,000 | 8,586 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,000 | 8,495 |
| Total noninterest expense | $1,348,000 | 7,139 |
| Salaries and employee benefits | $725,000 | 7,192 |
| Premises and equipment expense | $215,000 | 6,577 |
| Additional noninterest expense | $408,000 | 7,025 |
| Pre-tax net operating income | $-1,245,000 | 8,482 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-1,245,000 | 8,514 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,245,000 | 8,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $16,589,000 | 114 |
| Net operating income | $-1,245,000 | 8,510 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $67,000 | 8,727 |
| Total interest expense | $31,000 | 8,648 |
| Net interest income | $36,000 | 8,728 |
| Provision for loan and lease losses | $89,000 | 4,402 |
| Total noninterest income | $0 | 8,684 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,609 |
| Total noninterest expense | $640,000 | 7,946 |
| Salaries and employee benefits | $305,000 | 8,135 |
| Premises and equipment expense | $79,000 | 7,772 |
| Additional noninterest expense | $256,000 | 7,374 |
| Pre-tax net operating income | $-693,000 | 8,505 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-693,000 | 8,536 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-693,000 | 8,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $16,190,000 | 87 |
| Net operating income | $-693,000 | 8,529 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.