Home > First County Bank > Net charge- offs to loans

First County Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0004%3,539
Percentage Net Loans Charged-off: Total real estate loans-0.0060%3,820
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate0.0000%532
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0114%3,972
Percentage Net Loans Charged-off: Home equity loans0.0000%246
All other 1-4 family - Percent of loans charged-off, net-0.0120%4,011
Percentage Net Loans Charged-off: Commercial and industrial-0.0108%3,802
Percentage Net Loans Charged-off: Loans to individuals0.0772%2,447
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual0.0772%2,321
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0026%3,617
Percentage Net Loans Charged-off: Total real estate loans-0.0075%3,909
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0140%4,044
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net-0.0147%4,087
Percentage Net Loans Charged-off: Commercial and industrial-0.0113%3,759
Percentage Net Loans Charged-off: Loans to individuals0.1006%2,125
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.1006%2,053
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0019%2,313
Percentage Net Loans Charged-off: Total real estate loans-0.0005%3,319
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0010%3,563
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0010%3,585
Percentage Net Loans Charged-off: Commercial and industrial-0.0098%3,724
Percentage Net Loans Charged-off: Loans to individuals0.0425%2,171
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual0.0425%2,130
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0003%3,258
Percentage Net Loans Charged-off: Total real estate loans0.0000%512
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential0.0000%372
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net0.0000%332
Percentage Net Loans Charged-off: Commercial and industrial-0.0141%3,803
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,892
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,811
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0078%3,740
Percentage Net Loans Charged-off: Total real estate loans-0.0152%3,978
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%506
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0254%4,138
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net-0.0266%4,184
Percentage Net Loans Charged-off: Commercial and industrial-0.0069%3,513
Percentage Net Loans Charged-off: Loans to individuals-0.0057%4,073
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual-0.0057%4,059
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0021%3,273
Percentage Net Loans Charged-off: Total real estate loans-0.0083%3,754
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate0.0000%378
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0136%3,943
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0143%3,999
Percentage Net Loans Charged-off: Commercial and industrial-0.0061%3,411
Percentage Net Loans Charged-off: Loans to individuals-0.0078%4,009
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual-0.0078%4,007
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0054%3,366
Percentage Net Loans Charged-off: Total real estate loans-0.0125%3,847
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0200%3,962
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net-0.0209%4,017
Percentage Net Loans Charged-off: Commercial and industrial-0.0023%3,162
Percentage Net Loans Charged-off: Loans to individuals-0.0119%3,807
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0119%3,768
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0163%3,803
Percentage Net Loans Charged-off: Total real estate loans-0.0276%4,254
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0433%4,287
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net-0.0454%4,314
Percentage Net Loans Charged-off: Commercial and industrial-0.0041%3,312
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,819
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,732
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0108%2,158
Percentage Net Loans Charged-off: Total real estate loans0.0007%1,338
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.0000%744
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0010%996
Percentage Net Loans Charged-off: Home equity loans-0.2764%3,540
All other 1-4 family - Percent of loans charged-off, net0.0147%706
Percentage Net Loans Charged-off: Commercial and industrial0.0347%1,236
Percentage Net Loans Charged-off: Loans to individuals0.0119%2,498
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0119%2,396
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0023%2,293
Percentage Net Loans Charged-off: Total real estate loans-0.0088%3,786
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.0000%641
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0133%3,866
Percentage Net Loans Charged-off: Home equity loans-0.3601%3,614
All other 1-4 family - Percent of loans charged-off, net0.0039%783
Percentage Net Loans Charged-off: Commercial and industrial0.0271%1,089
Percentage Net Loans Charged-off: Loans to individuals0.0237%2,193
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0237%2,099
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0031%3,295
Percentage Net Loans Charged-off: Total real estate loans-0.0136%4,027
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.0000%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0207%4,095
Percentage Net Loans Charged-off: Home equity loans-0.5283%3,641
All other 1-4 family - Percent of loans charged-off, net0.0048%681
Percentage Net Loans Charged-off: Commercial and industrial0.0149%996
Percentage Net Loans Charged-off: Loans to individuals0.0353%1,878
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0353%1,771
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0127%1,492
Percentage Net Loans Charged-off: Total real estate loans-0.0095%4,015
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0144%4,080
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net-0.0151%4,128
Percentage Net Loans Charged-off: Commercial and industrial0.1041%538
Percentage Net Loans Charged-off: Loans to individuals0.1161%1,403
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1161%1,292
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0425%2,209
Percentage Net Loans Charged-off: Total real estate loans0.0021%1,915
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,060
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0030%1,474
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net0.0032%1,393
Percentage Net Loans Charged-off: Commercial and industrial0.4059%780
Percentage Net Loans Charged-off: Loans to individuals0.2636%1,844
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2636%1,710
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0608%1,733
Percentage Net Loans Charged-off: Total real estate loans0.0118%1,376
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate0.0000%822
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.0169%1,037
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net0.0178%957
Percentage Net Loans Charged-off: Commercial and industrial0.5595%550
Percentage Net Loans Charged-off: Loans to individuals0.1021%2,362
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1021%2,246
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0620%1,627
Percentage Net Loans Charged-off: Total real estate loans0.0145%1,133
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.0000%666
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0208%876
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net0.0218%810
Percentage Net Loans Charged-off: Commercial and industrial0.6159%495
Percentage Net Loans Charged-off: Loans to individuals0.1314%2,170
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1314%2,041
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0973%1,100
Percentage Net Loans Charged-off: Total real estate loans0.0079%943
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0114%769
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net0.0120%707
Percentage Net Loans Charged-off: Commercial and industrial1.7382%220
Percentage Net Loans Charged-off: Loans to individuals0.1660%1,937
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1660%1,833
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0199%3,023
Percentage Net Loans Charged-off: Total real estate loans0.0102%1,845
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,108
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0145%1,546
Percentage Net Loans Charged-off: Home equity loans0.0699%327
All other 1-4 family - Percent of loans charged-off, net0.0115%1,526
Percentage Net Loans Charged-off: Commercial and industrial-0.0119%4,005
Percentage Net Loans Charged-off: Loans to individuals0.2275%2,354
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2275%2,224
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0206%2,699
Percentage Net Loans Charged-off: Total real estate loans0.0133%1,497
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate0.0000%880
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0189%1,232
Percentage Net Loans Charged-off: Home equity loans0.0899%256
All other 1-4 family - Percent of loans charged-off, net0.0149%1,217
Percentage Net Loans Charged-off: Commercial and industrial-0.0119%3,930
Percentage Net Loans Charged-off: Loans to individuals0.0920%2,749
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0920%2,636
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0099%2,774
Percentage Net Loans Charged-off: Total real estate loans0.0029%1,576
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate0.0000%706
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0041%1,286
Percentage Net Loans Charged-off: Home equity loans0.1339%172
All other 1-4 family - Percent of loans charged-off, net-0.0032%4,032
Percentage Net Loans Charged-off: Commercial and industrial-0.0091%3,849
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,820
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,712
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0306%1,840
Percentage Net Loans Charged-off: Total real estate loans0.0267%835
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0379%697
Percentage Net Loans Charged-off: Home equity loans0.2689%94
All other 1-4 family - Percent of loans charged-off, net0.0249%723
Percentage Net Loans Charged-off: Commercial and industrial-0.0125%3,911
Percentage Net Loans Charged-off: Loans to individuals0.0292%2,333
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0292%2,227
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0204%3,022
Percentage Net Loans Charged-off: Total real estate loans0.0196%1,736
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate-0.0706%4,993
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0471%1,270
Percentage Net Loans Charged-off: Home equity loans0.3121%136
All other 1-4 family - Percent of loans charged-off, net0.0304%1,406
Percentage Net Loans Charged-off: Commercial and industrial-0.1701%4,773
Percentage Net Loans Charged-off: Loans to individuals0.2826%2,139
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2826%2,022
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0243%2,647
Percentage Net Loans Charged-off: Total real estate loans0.0265%1,333
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate-0.0947%5,108
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.0635%944
Percentage Net Loans Charged-off: Home equity loans0.3940%100
All other 1-4 family - Percent of loans charged-off, net0.0422%1,094
Percentage Net Loans Charged-off: Commercial and industrial-0.2197%4,866
Percentage Net Loans Charged-off: Loans to individuals0.3074%1,892
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3074%1,778
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0003%3,202
Percentage Net Loans Charged-off: Total real estate loans0.0087%1,467
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate-0.1434%5,234
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0522%927
Percentage Net Loans Charged-off: Home equity loans0.5787%68
All other 1-4 family - Percent of loans charged-off, net0.0170%1,214
Percentage Net Loans Charged-off: Commercial and industrial-0.2879%4,985
Percentage Net Loans Charged-off: Loans to individuals0.0774%2,613
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0774%2,493
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0201%4,564
Percentage Net Loans Charged-off: Total real estate loans-0.0285%4,864
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate-0.2875%5,388
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.0406%807
Percentage Net Loans Charged-off: Home equity loans0.2367%126
All other 1-4 family - Percent of loans charged-off, net0.0270%841
Percentage Net Loans Charged-off: Commercial and industrial0.0241%1,031
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,413
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,294
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0349%3,097
Percentage Net Loans Charged-off: Total real estate loans0.0289%1,868
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,316
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0407%1,656
Percentage Net Loans Charged-off: Home equity loans0.2674%219
All other 1-4 family - Percent of loans charged-off, net0.0220%1,890
Percentage Net Loans Charged-off: Commercial and industrial-0.0126%4,275
Percentage Net Loans Charged-off: Loans to individuals0.2178%2,672
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2178%2,531
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0402%2,633
Percentage Net Loans Charged-off: Total real estate loans0.0346%1,521
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,034
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0487%1,399
Percentage Net Loans Charged-off: Home equity loans0.3506%160
All other 1-4 family - Percent of loans charged-off, net0.0231%1,663
Percentage Net Loans Charged-off: Commercial and industrial-0.0149%4,201
Percentage Net Loans Charged-off: Loans to individuals0.2512%2,335
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2512%2,191
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0170%2,910
Percentage Net Loans Charged-off: Total real estate loans0.0083%1,819
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate0.0000%817
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0118%1,666
Percentage Net Loans Charged-off: Home equity loans0.2695%182
All other 1-4 family - Percent of loans charged-off, net-0.0105%4,714
Percentage Net Loans Charged-off: Commercial and industrial-0.0157%4,170
Percentage Net Loans Charged-off: Loans to individuals0.3397%1,889
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3397%1,768
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0076%4,317
Percentage Net Loans Charged-off: Total real estate loans-0.0160%4,832
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.0000%541
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0225%4,951
Percentage Net Loans Charged-off: Home equity loans0.0323%324
All other 1-4 family - Percent of loans charged-off, net-0.0274%5,051
Percentage Net Loans Charged-off: Commercial and industrial-0.0119%4,085
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,517
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,380
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1493%1,770
Percentage Net Loans Charged-off: Total real estate loans0.1065%1,187
Percentage Net Loans Charged-off:Construction & development0.0000%574
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,463
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.1487%1,013
Percentage Net Loans Charged-off: Home equity loans-0.0362%4,057
All other 1-4 family - Percent of loans charged-off, net0.1663%905
Percentage Net Loans Charged-off: Commercial and industrial0.6480%877
Percentage Net Loans Charged-off: Loans to individuals0.1483%2,994
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1483%2,849
Percentage Net Loans Charged-off: All other loans and lease69.1341%30
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3861%569
Percentage Net Loans Charged-off: Total real estate loans0.1333%863
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,171
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.1856%753
Percentage Net Loans Charged-off: Home equity loans-0.0503%4,111
All other 1-4 family - Percent of loans charged-off, net0.2084%674
Percentage Net Loans Charged-off: Commercial and industrial4.0574%129
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,388
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,251
Percentage Net Loans Charged-off: All other loans and lease81.6122%21
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5696%366
Percentage Net Loans Charged-off: Total real estate loans0.1885%653
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate0.0000%960
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.2625%562
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.2885%504
Percentage Net Loans Charged-off: Commercial and industrial6.2230%79
Percentage Net Loans Charged-off: Loans to individuals0.0376%2,970
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0376%2,827
Percentage Net Loans Charged-off: All other loans and lease82.3780%26
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4324%524
Percentage Net Loans Charged-off: Total real estate loans0.0561%1,127
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0781%1,040
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0859%957
Percentage Net Loans Charged-off: Commercial and industrial6.1305%76
Percentage Net Loans Charged-off: Loans to individuals-0.0999%5,062
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0999%4,989
Percentage Net Loans Charged-off: All other loans and lease65.8228%19
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1017%2,396
Percentage Net Loans Charged-off: Total real estate loans0.0980%1,643
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate-0.0531%5,496
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.1520%1,356
Percentage Net Loans Charged-off: Home equity loans0.5213%264
All other 1-4 family - Percent of loans charged-off, net0.1121%1,611
Percentage Net Loans Charged-off: Commercial and industrial-0.0087%4,413
Percentage Net Loans Charged-off: Loans to individuals0.0522%3,493
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0522%3,347
Percentage Net Loans Charged-off: All other loans and lease65.5308%21
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1409%1,711
Percentage Net Loans Charged-off: Total real estate loans0.1408%1,165
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate-0.0711%5,648
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.2178%937
Percentage Net Loans Charged-off: Home equity loans0.7280%184
All other 1-4 family - Percent of loans charged-off, net0.1613%1,160
Percentage Net Loans Charged-off: Commercial and industrial-0.0095%4,357
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,397
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,255
Percentage Net Loans Charged-off: All other loans and lease56.2160%27
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1803%1,377
Percentage Net Loans Charged-off: Total real estate loans0.1826%951
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate-0.1079%5,827
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.2874%732
Percentage Net Loans Charged-off: Home equity loans0.7803%186
All other 1-4 family - Percent of loans charged-off, net0.2312%892
Percentage Net Loans Charged-off: Commercial and industrial-0.0072%4,310
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,048
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,908
Percentage Net Loans Charged-off: All other loans and lease54.1935%22
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0888%1,828
Percentage Net Loans Charged-off: Total real estate loans0.0847%1,271
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.1203%1,124
Percentage Net Loans Charged-off: Home equity loans0.8868%147
All other 1-4 family - Percent of loans charged-off, net0.0305%1,508
Percentage Net Loans Charged-off: Commercial and industrial-0.0073%4,350
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,512
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,382
Percentage Net Loans Charged-off: All other loans and lease64.7887%20
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1066%2,986
Percentage Net Loans Charged-off: Total real estate loans0.1142%2,230
Percentage Net Loans Charged-off:Construction & development0.0000%1,139
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,194
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.1613%1,873
Percentage Net Loans Charged-off: Home equity loans0.2462%635
All other 1-4 family - Percent of loans charged-off, net0.1511%1,864
Percentage Net Loans Charged-off: Commercial and industrial-0.1730%5,545
Percentage Net Loans Charged-off: Loans to individuals0.1667%3,034
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1667%2,875
Percentage Net Loans Charged-off: All other loans and lease42.9733%34
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1284%2,509
Percentage Net Loans Charged-off: Total real estate loans0.1315%1,860
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,863
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.1859%1,572
Percentage Net Loans Charged-off: Home equity loans0.2014%688
All other 1-4 family - Percent of loans charged-off, net0.1840%1,515
Percentage Net Loans Charged-off: Commercial and industrial-0.0053%4,556
Percentage Net Loans Charged-off: Loans to individuals-0.2157%5,860
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2157%5,807
Percentage Net Loans Charged-off: All other loans and lease25.3539%45
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1404%2,264
Percentage Net Loans Charged-off: Total real estate loans0.1440%1,691
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,553
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.2046%1,445
Percentage Net Loans Charged-off: Home equity loans0.1281%691
All other 1-4 family - Percent of loans charged-off, net0.2139%1,348
Percentage Net Loans Charged-off: Commercial and industrial-0.0039%4,501
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,292
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,146
Percentage Net Loans Charged-off: All other loans and lease24.5358%40
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1394%1,885
Percentage Net Loans Charged-off: Total real estate loans0.1401%1,437
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.1989%1,179
Percentage Net Loans Charged-off: Home equity loans0.0241%586
All other 1-4 family - Percent of loans charged-off, net0.2201%1,066
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,326
Percentage Net Loans Charged-off: Loans to individuals3.7810%196
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3151%1,732
Percentage Net Loans Charged-off: All other loans and lease9.8522%91
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2206%2,698
Percentage Net Loans Charged-off: Total real estate loans0.2036%2,296
Percentage Net Loans Charged-off:Construction & development0.0000%1,642
Percentage Net Loans Charged-off: Commercial real estate0.0620%2,268
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.2733%1,829
Percentage Net Loans Charged-off: Home equity loans1.3729%256
All other 1-4 family - Percent of loans charged-off, net0.1262%2,680
Percentage Net Loans Charged-off: Commercial and industrial0.2741%2,000
Percentage Net Loans Charged-off: Loans to individuals2.2548%419
Percentage Net Loans Charged-off: Credit card loans4.9597%104
Percentage Net Loans Charged-off: Other loans to individual-0.0665%5,762
Percentage Net Loans Charged-off: All other loans and lease38.2685%41
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2863%2,109
Percentage Net Loans Charged-off: Total real estate loans0.2660%1,817
Percentage Net Loans Charged-off:Construction & development0.0000%1,483
Percentage Net Loans Charged-off: Commercial real estate0.0917%1,852
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.3545%1,438
Percentage Net Loans Charged-off: Home equity loans1.8171%204
All other 1-4 family - Percent of loans charged-off, net0.1550%2,265
Percentage Net Loans Charged-off: Commercial and industrial0.3723%1,576
Percentage Net Loans Charged-off: Loans to individuals2.1127%439
Percentage Net Loans Charged-off: Credit card loans4.2982%126
Percentage Net Loans Charged-off: Other loans to individual-0.1731%6,012
Percentage Net Loans Charged-off: All other loans and lease54.3454%29
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3063%1,959
Percentage Net Loans Charged-off: Total real estate loans0.2730%1,757
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate0.1388%1,485
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.3536%1,434
Percentage Net Loans Charged-off: Home equity loans2.4015%161
All other 1-4 family - Percent of loans charged-off, net0.0661%2,639
Percentage Net Loans Charged-off: Commercial and industrial0.5726%1,178
Percentage Net Loans Charged-off: Loans to individuals2.3847%388
Percentage Net Loans Charged-off: Credit card loans4.9741%107
Percentage Net Loans Charged-off: Other loans to individual-0.2534%6,054
Percentage Net Loans Charged-off: All other loans and lease67.0068%18
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2103%2,157
Percentage Net Loans Charged-off: Total real estate loans0.1345%2,076
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.4532%733
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.0826%2,138
Percentage Net Loans Charged-off: Home equity loans0.3889%540
All other 1-4 family - Percent of loans charged-off, net0.0389%2,212
Percentage Net Loans Charged-off: Commercial and industrial1.4990%526
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,801
Percentage Net Loans Charged-off: Credit card loans0.0000%554
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,652
Percentage Net Loans Charged-off: All other loans and lease45.9770%31
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2919%3,191
Percentage Net Loans Charged-off: Total real estate loans0.2358%3,065
Percentage Net Loans Charged-off:Construction & development0.0000%2,360
Percentage Net Loans Charged-off: Commercial real estate0.3531%1,850
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.2459%2,732
Percentage Net Loans Charged-off: Home equity loans0.6646%880
All other 1-4 family - Percent of loans charged-off, net0.1852%2,942
Percentage Net Loans Charged-off: Commercial and industrial0.9529%1,481
Percentage Net Loans Charged-off: Loans to individuals1.8105%709
Percentage Net Loans Charged-off: Credit card loans3.4320%258
Percentage Net Loans Charged-off: Other loans to individual0.2306%3,132
Percentage Net Loans Charged-off: All other loans and lease82.4345%27
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3471%2,715
Percentage Net Loans Charged-off: Total real estate loans0.2711%2,714
Percentage Net Loans Charged-off:Construction & development0.0000%2,174
Percentage Net Loans Charged-off: Commercial real estate0.4713%1,434
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.2661%2,491
Percentage Net Loans Charged-off: Home equity loans0.7984%717
All other 1-4 family - Percent of loans charged-off, net0.1889%2,721
Percentage Net Loans Charged-off: Commercial and industrial1.3326%1,072
Percentage Net Loans Charged-off: Loans to individuals2.0987%578
Percentage Net Loans Charged-off: Credit card loans4.5713%169
Percentage Net Loans Charged-off: Other loans to individual-0.3006%6,495
Percentage Net Loans Charged-off: All other loans and lease82.8272%26
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3748%2,518
Percentage Net Loans Charged-off: Total real estate loans0.3007%2,441
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate0.4444%1,337
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.3117%2,189
Percentage Net Loans Charged-off: Home equity loans0.9097%606
All other 1-4 family - Percent of loans charged-off, net0.2240%2,379
Percentage Net Loans Charged-off: Commercial and industrial1.2432%1,090
Percentage Net Loans Charged-off: Loans to individuals2.2710%539
Percentage Net Loans Charged-off: Credit card loans5.7232%133
Percentage Net Loans Charged-off: Other loans to individual-0.9943%6,855
Percentage Net Loans Charged-off: All other loans and lease98.1260%20
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4398%1,992
Percentage Net Loans Charged-off: Total real estate loans0.4504%1,704
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate1.6191%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.2328%2,076
Percentage Net Loans Charged-off: Home equity loans0.2262%852
All other 1-4 family - Percent of loans charged-off, net0.2338%1,947
Percentage Net Loans Charged-off: Commercial and industrial-0.0497%5,674
Percentage Net Loans Charged-off: Loans to individuals3.3266%346
Percentage Net Loans Charged-off: Credit card loans6.9753%100
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,850
Percentage Net Loans Charged-off: All other loans and lease40.4669%42
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3372%3,709
Percentage Net Loans Charged-off: Total real estate loans0.2921%3,434
Percentage Net Loans Charged-off:Construction & development-1.0342%6,628
Percentage Net Loans Charged-off: Commercial real estate0.1291%2,994
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.4423%2,402
Percentage Net Loans Charged-off: Home equity loans0.6286%1,114
All other 1-4 family - Percent of loans charged-off, net0.4146%2,387
Percentage Net Loans Charged-off: Commercial and industrial0.5777%2,614
Percentage Net Loans Charged-off: Loans to individuals2.7604%540
Percentage Net Loans Charged-off: Credit card loans3.9293%281
Percentage Net Loans Charged-off: Other loans to individual1.8155%755
Percentage Net Loans Charged-off: All other loans and lease98.1595%23
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2968%3,607
Percentage Net Loans Charged-off: Total real estate loans0.2614%3,288
Percentage Net Loans Charged-off:Construction & development-1.4682%6,691
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.4568%2,136
Percentage Net Loans Charged-off: Home equity loans0.7749%886
All other 1-4 family - Percent of loans charged-off, net0.4093%2,170
Percentage Net Loans Charged-off: Commercial and industrial0.4263%2,523
Percentage Net Loans Charged-off: Loans to individuals2.5517%577
Percentage Net Loans Charged-off: Credit card loans4.0745%273
Percentage Net Loans Charged-off: Other loans to individual1.3524%952
Percentage Net Loans Charged-off: All other loans and lease85.9332%24
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3409%3,200
Percentage Net Loans Charged-off: Total real estate loans0.3122%2,857
Percentage Net Loans Charged-off:Construction & development-2.3911%6,747
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,658
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.5748%1,783
Percentage Net Loans Charged-off: Home equity loans0.5899%928
All other 1-4 family - Percent of loans charged-off, net0.5725%1,694
Percentage Net Loans Charged-off: Commercial and industrial0.4128%2,294
Percentage Net Loans Charged-off: Loans to individuals2.6245%562
Percentage Net Loans Charged-off: Credit card loans4.1843%265
Percentage Net Loans Charged-off: Other loans to individual1.3991%865
Percentage Net Loans Charged-off: All other loans and lease71.5929%28
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0136%4,889
Percentage Net Loans Charged-off: Total real estate loans-0.0644%7,138
Percentage Net Loans Charged-off:Construction & development-5.3590%6,806
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.2168%2,212
Percentage Net Loans Charged-off: Home equity loans0.0970%963
All other 1-4 family - Percent of loans charged-off, net0.2348%2,009
Percentage Net Loans Charged-off: Commercial and industrial0.6274%1,525
Percentage Net Loans Charged-off: Loans to individuals3.5362%404
Percentage Net Loans Charged-off: Credit card loans3.5925%302
Percentage Net Loans Charged-off: Other loans to individual3.1357%347
Percentage Net Loans Charged-off: All other loans and lease152.9412%13
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4724%3,732
Percentage Net Loans Charged-off: Total real estate loans0.4585%3,120
Percentage Net Loans Charged-off:Construction & development0.5739%2,788
Percentage Net Loans Charged-off: Commercial real estate-0.1414%7,360
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.6093%2,007
Percentage Net Loans Charged-off: Home equity loans1.4916%636
All other 1-4 family - Percent of loans charged-off, net0.4845%2,272
Percentage Net Loans Charged-off: Commercial and industrial0.1930%4,069
Percentage Net Loans Charged-off: Loans to individuals5.2290%298
Percentage Net Loans Charged-off: Credit card loans6.2657%233
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease35.7968%83
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4933%3,303
Percentage Net Loans Charged-off: Total real estate loans0.4877%2,732
Percentage Net Loans Charged-off:Construction & development0.7983%2,379
Percentage Net Loans Charged-off: Commercial real estate-0.1886%7,448
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.6474%1,764
Percentage Net Loans Charged-off: Home equity loans1.8015%509
All other 1-4 family - Percent of loans charged-off, net0.4869%2,055
Percentage Net Loans Charged-off: Commercial and industrial0.1431%3,819
Percentage Net Loans Charged-off: Loans to individuals5.1840%279
Percentage Net Loans Charged-off: Credit card loans7.3755%183
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5499%2,882
Percentage Net Loans Charged-off: Total real estate loans0.5217%2,420
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate-0.2355%7,511
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.7291%1,496
Percentage Net Loans Charged-off: Home equity loans2.6256%342
All other 1-4 family - Percent of loans charged-off, net0.4695%1,891
Percentage Net Loans Charged-off: Commercial and industrial0.4735%2,683
Percentage Net Loans Charged-off: Loans to individuals5.8373%253
Percentage Net Loans Charged-off: Credit card loans7.7611%187
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4294%2,757
Percentage Net Loans Charged-off: Total real estate loans0.3877%2,305
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate-0.4675%7,633
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.6051%1,405
Percentage Net Loans Charged-off: Home equity loans2.6324%313
All other 1-4 family - Percent of loans charged-off, net0.3319%1,815
Percentage Net Loans Charged-off: Commercial and industrial0.3784%2,110
Percentage Net Loans Charged-off: Loans to individuals7.4993%208
Percentage Net Loans Charged-off: Credit card loans7.3711%218
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7399%2,972
Percentage Net Loans Charged-off: Total real estate loans0.6426%2,544
Percentage Net Loans Charged-off:Construction & development2.8525%1,771
Percentage Net Loans Charged-off: Commercial real estate-0.0246%7,635
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.7136%1,669
Percentage Net Loans Charged-off: Home equity loans2.1360%478
All other 1-4 family - Percent of loans charged-off, net0.5373%1,907
Percentage Net Loans Charged-off: Commercial and industrial1.5742%2,232
Percentage Net Loans Charged-off: Loans to individuals6.6591%257
Percentage Net Loans Charged-off: Credit card loans9.5715%168
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6043%2,863
Percentage Net Loans Charged-off: Total real estate loans0.4991%2,448
Percentage Net Loans Charged-off:Construction & development3.6898%1,245
Percentage Net Loans Charged-off: Commercial real estate-0.0332%7,706
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.4917%1,804
Percentage Net Loans Charged-off: Home equity loans1.7032%487
All other 1-4 family - Percent of loans charged-off, net0.3441%2,124
Percentage Net Loans Charged-off: Commercial and industrial1.7038%1,730
Percentage Net Loans Charged-off: Loans to individuals5.1647%357
Percentage Net Loans Charged-off: Credit card loans7.5964%237
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2552%3,922
Percentage Net Loans Charged-off: Total real estate loans0.1247%3,598
Percentage Net Loans Charged-off:Construction & development0.7202%1,950
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.1273%2,841
Percentage Net Loans Charged-off: Home equity loans0.9881%605
All other 1-4 family - Percent of loans charged-off, net0.0249%3,385
Percentage Net Loans Charged-off: Commercial and industrial1.6690%1,480
Percentage Net Loans Charged-off: Loans to individuals5.2709%350
Percentage Net Loans Charged-off: Credit card loans8.7805%199
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2721%3,034
Percentage Net Loans Charged-off: Total real estate loans0.2560%2,229
Percentage Net Loans Charged-off:Construction & development1.4058%1,111
Percentage Net Loans Charged-off: Commercial real estate0.0631%1,202
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.2504%1,725
Percentage Net Loans Charged-off: Home equity loans1.9804%287
All other 1-4 family - Percent of loans charged-off, net0.0502%2,266
Percentage Net Loans Charged-off: Commercial and industrial-0.0286%6,923
Percentage Net Loans Charged-off: Loans to individuals4.8068%387
Percentage Net Loans Charged-off: Credit card loans12.5819%110
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0629%5,874
Percentage Net Loans Charged-off: Total real estate loans0.0412%4,484
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.1975%1,414
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0186%3,923
Percentage Net Loans Charged-off: Home equity loans0.2072%1,018
All other 1-4 family - Percent of loans charged-off, net0.0000%3,963
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,624
Percentage Net Loans Charged-off: Loans to individuals2.9365%579
Percentage Net Loans Charged-off: Credit card loans4.1790%358
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0319%5,628
Percentage Net Loans Charged-off: Total real estate loans0.0148%4,221
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0598%1,404
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0088%3,377
Percentage Net Loans Charged-off: Home equity loans0.1015%954
All other 1-4 family - Percent of loans charged-off, net0.0000%3,263
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,892
Percentage Net Loans Charged-off: Loans to individuals2.1176%766
Percentage Net Loans Charged-off: Credit card loans2.9512%465
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0473%4,748
Percentage Net Loans Charged-off: Total real estate loans0.0231%3,326
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0974%945
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0133%2,694
Percentage Net Loans Charged-off: Home equity loans0.1572%693
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,159
Percentage Net Loans Charged-off: Loans to individuals2.9611%468
Percentage Net Loans Charged-off: Credit card loans3.8153%344
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0142%4,549
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,687
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,192
Percentage Net Loans Charged-off: Loans to individuals1.6136%968
Percentage Net Loans Charged-off: Credit card loans3.8095%327
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2532%2,159
Percentage Net Loans Charged-off: Total real estate loans0.2538%1,110
Percentage Net Loans Charged-off:Construction & development2.9849%146
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0086%3,179
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0095%2,934
Percentage Net Loans Charged-off: Commercial and industrial-0.0198%7,094
Percentage Net Loans Charged-off: Loans to individuals2.0497%610
Percentage Net Loans Charged-off: Credit card loans2.5126%488
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0157%5,285
Percentage Net Loans Charged-off: Total real estate loans-0.0049%7,652
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential-0.0065%7,704
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net-0.0071%7,693
Percentage Net Loans Charged-off: Commercial and industrial-0.0245%6,972
Percentage Net Loans Charged-off: Loans to individuals2.3304%433
Percentage Net Loans Charged-off: Credit card loans2.3302%498
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0083%5,067
Percentage Net Loans Charged-off: Total real estate loans-0.0075%7,689
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0099%7,768
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net-0.0109%7,773
Percentage Net Loans Charged-off: Commercial and industrial-0.0370%7,034
Percentage Net Loans Charged-off: Loans to individuals1.8793%588
Percentage Net Loans Charged-off: Credit card loans1.4014%637
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0208%3,712
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial-0.0365%7,005
Percentage Net Loans Charged-off: Loans to individuals2.4663%425
Percentage Net Loans Charged-off: Credit card loans2.1287%472
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0124%5,671
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,458
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial0.0060%3,674
Percentage Net Loans Charged-off: Loans to individuals1.1688%1,204
Percentage Net Loans Charged-off: Credit card loans1.6713%687
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0091%5,261
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,897
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial0.0268%2,906
Percentage Net Loans Charged-off: Loans to individuals0.7075%1,901
Percentage Net Loans Charged-off: Credit card loans1.5657%644
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0142%4,574
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,437
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,652
Percentage Net Loans Charged-off: Loans to individuals1.3557%886
Percentage Net Loans Charged-off: Credit card loans1.6836%588
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0131%3,842
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,732
Percentage Net Loans Charged-off: Loans to individuals1.2308%1,042
Percentage Net Loans Charged-off: Credit card loans1.6609%559
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0725%4,246
Percentage Net Loans Charged-off: Total real estate loans0.0167%2,812
Percentage Net Loans Charged-off:Construction & development-0.0473%7,813
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0289%2,392
Percentage Net Loans Charged-off: Home equity loans0.1962%291
All other 1-4 family - Percent of loans charged-off, net0.0000%2,850
Percentage Net Loans Charged-off: Commercial and industrial0.5599%1,770
Percentage Net Loans Charged-off: Loans to individuals1.7720%820
Percentage Net Loans Charged-off: Credit card loans3.6646%435
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0263%4,977
Percentage Net Loans Charged-off: Total real estate loans0.0226%2,259
Percentage Net Loans Charged-off:Construction & development-0.0668%7,818
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0388%1,897
Percentage Net Loans Charged-off: Home equity loans0.2643%197
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial-0.0323%7,121
Percentage Net Loans Charged-off: Loans to individuals0.5921%2,755
Percentage Net Loans Charged-off: Credit card loans2.4237%623
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0036%7,107
Percentage Net Loans Charged-off: Total real estate loans-0.0085%7,786
Percentage Net Loans Charged-off:Construction & development-0.1022%7,802
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial-0.0502%7,185
Percentage Net Loans Charged-off: Loans to individuals0.5706%2,598
Percentage Net Loans Charged-off: Credit card loans1.9108%709
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0314%3,670
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.0406%1,838
Percentage Net Loans Charged-off: Loans to individuals2.2355%569
Percentage Net Loans Charged-off: Credit card loans3.2766%410
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0977%8,629
Percentage Net Loans Charged-off: Total real estate loans-0.1284%8,691
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate-0.8773%8,660
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,241
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0000%3,066
Percentage Net Loans Charged-off: Commercial and industrial-0.1127%7,750
Percentage Net Loans Charged-off: Loans to individuals2.0196%746
Percentage Net Loans Charged-off: Credit card loans2.9382%681
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1572%8,693
Percentage Net Loans Charged-off: Total real estate loans-0.1707%8,744
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate-1.1520%8,700
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,765
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial-0.1505%7,746
Percentage Net Loans Charged-off: Loans to individuals0.7063%2,647
Percentage Net Loans Charged-off: Credit card loans0.7439%1,335
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0072%5,732
Percentage Net Loans Charged-off: Total real estate loans0.0047%2,647
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0317%821
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial-0.0108%6,897
Percentage Net Loans Charged-off: Loans to individuals0.2438%4,373
Percentage Net Loans Charged-off: Credit card loans0.6898%1,236
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0163%7,403
Percentage Net Loans Charged-off: Total real estate loans0.0094%1,806
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0638%444
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial-0.0224%7,031
Percentage Net Loans Charged-off: Loans to individuals-1.6809%8,797
Percentage Net Loans Charged-off: Credit card loans-3.7720%2,585
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0570%5,710
Percentage Net Loans Charged-off: Total real estate loans-0.0002%7,890
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate-0.0012%8,307
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,467
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0000%3,279
Percentage Net Loans Charged-off: Commercial and industrial0.2561%3,397
Percentage Net Loans Charged-off: Loans to individuals2.9538%438
Percentage Net Loans Charged-off: Credit card loans7.5727%179
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0274%5,948
Percentage Net Loans Charged-off: Total real estate loans-0.0002%7,852
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate-0.0016%8,365
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,919
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial-0.0959%7,901
Percentage Net Loans Charged-off: Loans to individuals2.0447%749
Percentage Net Loans Charged-off: Credit card loans3.8217%629
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0307%5,442
Percentage Net Loans Charged-off: Total real estate loans-0.0004%7,890
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate-0.0024%8,396
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial-0.0080%7,329
Percentage Net Loans Charged-off: Loans to individuals1.9941%799
Percentage Net Loans Charged-off: Credit card loans5.7468%358
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0442%4,303
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,449
Percentage Net Loans Charged-off: Loans to individuals2.7890%559
Percentage Net Loans Charged-off: Credit card loans11.1493%150
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0371%8,845
Percentage Net Loans Charged-off: Total real estate loans-0.0080%8,349
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate-0.0516%8,746
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,443
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial-1.6109%8,776
Percentage Net Loans Charged-off: Loans to individuals1.9161%942
Percentage Net Loans Charged-off: Credit card loans1.3691%1,516
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0212%6,949
Percentage Net Loans Charged-off: Total real estate loans-0.0008%8,250
Percentage Net Loans Charged-off:Construction & development-0.0123%8,183
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-0.0002%8,465
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net-0.0003%8,490
Percentage Net Loans Charged-off: Commercial and industrial-0.2532%8,671
Percentage Net Loans Charged-off: Loans to individuals1.5732%1,179
Percentage Net Loans Charged-off: Credit card loans3.2846%808
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0659%9,402
Percentage Net Loans Charged-off: Total real estate loans-0.1046%1,532
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate-0.6180%1,514
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0124%1,408
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net-0.0132%1,408
Percentage Net Loans Charged-off: Commercial and industrial0.1313%790
Percentage Net Loans Charged-off: Loans to individuals1.6308%228
Percentage Net Loans Charged-off: Credit card loans2.7484%359
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0604%5,774
Percentage Net Loans Charged-off: Total real estate loans-0.0088%1,320
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate-0.4506%1,479
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0654%418
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0693%379
Percentage Net Loans Charged-off: Commercial and industrial0.7775%264
Percentage Net Loans Charged-off: Loans to individuals2.7238%135
Percentage Net Loans Charged-off: Credit card loans5.6754%121
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0935%5,282
Percentage Net Loans Charged-off: Total real estate loans-0.0050%1,236
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate-0.3253%1,404
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0526%477
Percentage Net Loans Charged-off: Home equity loans0.0902%247
All other 1-4 family - Percent of loans charged-off, net0.0500%452
Percentage Net Loans Charged-off: Commercial and industrial1.1392%144
Percentage Net Loans Charged-off: Loans to individuals3.7771%97
Percentage Net Loans Charged-off: Credit card loans6.0429%118
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0362%7,165
Percentage Net Loans Charged-off: Total real estate loans-0.0844%1,409
Percentage Net Loans Charged-off:Construction & development-5.8207%1,397
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.1750%191
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.1864%154
Percentage Net Loans Charged-off: Commercial and industrial3.1005%42
Percentage Net Loans Charged-off: Loans to individuals1.8271%257
Percentage Net Loans Charged-off: Credit card loans5.5245%175
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3490%480
Percentage Net Loans Charged-off: Total real estate loans1.1459%28
Percentage Net Loans Charged-off:Construction & development4.4347%22
Percentage Net Loans Charged-off: Commercial real estate4.6228%9
Percentage Net Loans Charged-off: Multi-family residential8.8615%11
Percentage Net Loans Charged-off: 1-4 family residential0.1221%327
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.1287%306
Percentage Net Loans Charged-off: Commercial and industrial7.7606%19
Percentage Net Loans Charged-off: Loans to individuals2.0184%222
Percentage Net Loans Charged-off: Credit card loans4.4390%246
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4334%1,991
Percentage Net Loans Charged-off: Total real estate loans0.4041%188
Percentage Net Loans Charged-off:Construction & development-0.8950%1,433
Percentage Net Loans Charged-off: Commercial real estate0.9613%136
Percentage Net Loans Charged-off: Multi-family residential15.2955%5
Percentage Net Loans Charged-off: 1-4 family residential0.1390%287
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.1480%276
Percentage Net Loans Charged-off: Commercial and industrial-0.2651%1,291
Percentage Net Loans Charged-off: Loans to individuals3.0309%81
Percentage Net Loans Charged-off: Credit card loans3.7902%190
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3952%2,325
Percentage Net Loans Charged-off: Total real estate loans0.4182%235
Percentage Net Loans Charged-off:Construction & development2.6034%85
Percentage Net Loans Charged-off: Commercial real estate1.4635%117
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.0241%758
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net0.0258%701
Percentage Net Loans Charged-off: Commercial and industrial-1.2322%1,351
Percentage Net Loans Charged-off: Loans to individuals2.3100%101
Percentage Net Loans Charged-off: Credit card loans2.4075%331
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3855%3,433
Percentage Net Loans Charged-off: Total real estate loans0.3324%420
Percentage Net Loans Charged-off:Construction & development-0.0138%1,317
Percentage Net Loans Charged-off: Commercial real estate1.2247%241
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.0961%521
Percentage Net Loans Charged-off: Home equity loans0.5548%97
All other 1-4 family - Percent of loans charged-off, net0.0582%624
Percentage Net Loans Charged-off: Commercial and industrial0.4639%564
Percentage Net Loans Charged-off: Loans to individuals2.4594%126
Percentage Net Loans Charged-off: Credit card loans2.4587%383
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3952%1,333
Percentage Net Loans Charged-off: Total real estate loans1.3018%189
Percentage Net Loans Charged-off:Construction & development13.2405%45
Percentage Net Loans Charged-off: Commercial real estate2.6952%154
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.1436%494
Percentage Net Loans Charged-off: Home equity loans0.1977%235
All other 1-4 family - Percent of loans charged-off, net0.1393%494
Percentage Net Loans Charged-off: Commercial and industrial3.1791%217
Percentage Net Loans Charged-off: Loans to individuals1.7765%292
Percentage Net Loans Charged-off: Credit card loans1.6314%714
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA