Home > First County Bank > Income and Expense
First County Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,418,000 | 6,006 |
| Total interest expense | $1,984,000 | 6,033 |
| Net interest income | $2,434,000 | 5,894 |
| Provision for loan and lease losses | $108,000 | 5,075 |
| Total noninterest income | $713,000 | 3,941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $410,000 | 3,157 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $303,000 | 3,994 |
| Total noninterest expense | $2,388,000 | 5,042 |
| Salaries and employee benefits | $1,018,000 | 5,811 |
| Premises and equipment expense | $280,000 | 5,681 |
| Additional noninterest expense | $1,090,000 | 3,733 |
| Pre-tax net operating income | $651,000 | 6,516 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $206,000 | 5,635 |
| Income before extraordinary items | $445,000 | 6,730 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $445,000 | 6,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,271 |
| Cash dividends | $243,000 | 4,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $445,000 | 6,704 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,227,000 | 6,281 |
| Total interest expense | $2,009,000 | 6,180 |
| Net interest income | $2,218,000 | 6,261 |
| Provision for loan and lease losses | $72,000 | 5,801 |
| Total noninterest income | $471,000 | 5,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $302,000 | 3,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 5,382 |
| Total noninterest expense | $2,023,000 | 5,553 |
| Salaries and employee benefits | $863,000 | 6,391 |
| Premises and equipment expense | $184,000 | 6,975 |
| Additional noninterest expense | $976,000 | 4,035 |
| Pre-tax net operating income | $594,000 | 6,951 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $199,000 | 6,206 |
| Income before extraordinary items | $395,000 | 7,252 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $395,000 | 7,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $97,000 | 6,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $395,000 | 7,160 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,514,000 | 7,140 |
| Total interest expense | $1,555,000 | 7,225 |
| Net interest income | $1,959,000 | 6,999 |
| Provision for loan and lease losses | $40,000 | 7,002 |
| Total noninterest income | $389,000 | 5,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $262,000 | 4,497 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 6,130 |
| Total noninterest expense | $1,621,000 | 6,486 |
| Salaries and employee benefits | $664,000 | 7,521 |
| Premises and equipment expense | $150,000 | 7,796 |
| Additional noninterest expense | $807,000 | 4,693 |
| Pre-tax net operating income | $687,000 | 7,026 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $233,000 | 6,460 |
| Income before extraordinary items | $454,000 | 7,274 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $454,000 | 7,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,260 |
| Cash dividends | $305,000 | 4,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $454,000 | 7,225 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,287,000 | 7,611 |
| Total interest expense | $1,460,000 | 7,671 |
| Net interest income | $1,827,000 | 7,502 |
| Provision for loan and lease losses | $54,000 | 6,461 |
| Total noninterest income | $314,000 | 6,785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 5,685 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 6,566 |
| Total noninterest expense | $1,402,000 | 7,389 |
| Salaries and employee benefits | $561,000 | 8,394 |
| Premises and equipment expense | $167,000 | 7,688 |
| Additional noninterest expense | $674,000 | 5,891 |
| Pre-tax net operating income | $685,000 | 7,008 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $230,000 | 6,711 |
| Income before extraordinary items | $455,000 | 7,196 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $455,000 | 7,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,431 |
| Cash dividends | $241,000 | 5,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $455,000 | 7,153 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,170,000 | 7,977 |
| Total interest expense | $1,413,000 | 7,943 |
| Net interest income | $1,757,000 | 7,878 |
| Provision for loan and lease losses | $117,000 | 4,277 |
| Total noninterest income | $200,000 | 8,426 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 6,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 9,186 |
| Total noninterest expense | $1,211,000 | 8,173 |
| Salaries and employee benefits | $428,000 | 9,714 |
| Premises and equipment expense | $150,000 | 8,275 |
| Additional noninterest expense | $633,000 | 6,314 |
| Pre-tax net operating income | $629,000 | 7,711 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $213,000 | 7,202 |
| Income before extraordinary items | $416,000 | 7,914 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $416,000 | 7,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,856 |
| Cash dividends | $21,000 | 8,361 |
| Sale, conversion, retirement of capital stock, net | $-614,000 | 10,509 |
| Net operating income | $416,000 | 7,886 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,687,000 | 8,579 |
| Total interest expense | $988,000 | 8,746 |
| Net interest income | $1,699,000 | 8,308 |
| Provision for loan and lease losses | $126,000 | 3,941 |
| Total noninterest income | $186,000 | 8,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 7,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 9,565 |
| Total noninterest expense | $1,217,000 | 8,545 |
| Salaries and employee benefits | $398,000 | 10,303 |
| Premises and equipment expense | $138,000 | 8,875 |
| Additional noninterest expense | $681,000 | 6,462 |
| Pre-tax net operating income | $542,000 | 8,373 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $193,000 | 7,460 |
| Income before extraordinary items | $349,000 | 8,636 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $349,000 | 8,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,338 |
| Cash dividends | $31,000 | 8,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $349,000 | 8,696 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,441,000 | 9,311 |
| Total interest expense | $880,000 | 9,634 |
| Net interest income | $1,561,000 | 8,914 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $198,000 | 9,260 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 7,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 9,332 |
| Total noninterest expense | $1,223,000 | 8,804 |
| Salaries and employee benefits | $427,000 | 10,359 |
| Premises and equipment expense | $138,000 | 9,226 |
| Additional noninterest expense | $658,000 | 6,886 |
| Pre-tax net operating income | $416,000 | 9,286 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $152,000 | 8,594 |
| Income before extraordinary items | $264,000 | 9,882 |
| Extraordinary gains, net | $3,000 | 3,100 |
| Net income | $267,000 | 9,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 5,678 |
| Cash dividends | $31,000 | 8,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $264,000 | 9,627 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,283,000 | 10,313 |
| Total interest expense | $933,000 | 10,698 |
| Net interest income | $1,350,000 | 9,797 |
| Provision for loan and lease losses | $75,000 | 8,067 |
| Total noninterest income | $173,000 | 9,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 8,216 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 9,641 |
| Total noninterest expense | $1,064,000 | 9,692 |
| Salaries and employee benefits | $379,000 | 11,109 |
| Premises and equipment expense | $127,000 | 9,784 |
| Additional noninterest expense | $558,000 | 7,898 |
| Pre-tax net operating income | $384,000 | 9,387 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $137,000 | 8,960 |
| Income before extraordinary items | $247,000 | 9,955 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $247,000 | 10,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 9,510 |
| Cash dividends | $31,000 | 8,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $247,000 | 9,587 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.