Home > First County Bank > Income and Expense
First County Bank, Income and Expense
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $13,517,000 | 1,484 |
| Total interest expense | $2,549,000 | 949 |
| Net interest income | $10,968,000 | 1,597 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $2,730,000 | 1,388 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $621,000 | 1,382 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,109,000 | 1,227 |
| Total noninterest expense | $8,351,000 | 1,717 |
| Salaries and employee benefits | $5,359,000 | 1,557 |
| Premises and equipment expense | $615,000 | 2,427 |
| Additional noninterest expense | $2,377,000 | 1,850 |
| Pre-tax net operating income | $5,347,000 | 1,316 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $2,140,000 | 877 |
| Income before extraordinary items | $3,207,000 | 1,640 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,207,000 | 1,641 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,207,000 | 1,641 |
| Net charge-offs | $146,000 | 1,628 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,207,000 | 1,619 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,905,000 | 1,483 |
| Total interest expense | $1,691,000 | 932 |
| Net interest income | $7,214,000 | 1,605 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $1,754,000 | 1,437 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $392,000 | 1,436 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,362,000 | 1,263 |
| Total noninterest expense | $5,596,000 | 1,721 |
| Salaries and employee benefits | $3,579,000 | 1,559 |
| Premises and equipment expense | $405,000 | 2,455 |
| Additional noninterest expense | $1,612,000 | 1,820 |
| Pre-tax net operating income | $3,372,000 | 1,343 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,335,000 | 911 |
| Income before extraordinary items | $2,037,000 | 1,678 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,037,000 | 1,677 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,037,000 | 1,678 |
| Net charge-offs | $-3,000 | 4,411 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,037,000 | 1,667 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,368,000 | 1,499 |
| Total interest expense | $840,000 | 908 |
| Net interest income | $3,528,000 | 1,630 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $840,000 | 1,462 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $192,000 | 1,460 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $648,000 | 1,289 |
| Total noninterest expense | $2,801,000 | 1,738 |
| Salaries and employee benefits | $1,775,000 | 1,582 |
| Premises and equipment expense | $208,000 | 2,453 |
| Additional noninterest expense | $818,000 | 1,798 |
| Pre-tax net operating income | $1,567,000 | 1,394 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $622,000 | 934 |
| Income before extraordinary items | $945,000 | 1,740 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $945,000 | 1,740 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $945,000 | 1,740 |
| Net charge-offs | $35,000 | 1,555 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $945,000 | 1,725 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $17,649,000 | 1,444 |
| Total interest expense | $3,392,000 | 864 |
| Net interest income | $14,257,000 | 1,570 |
| Provision for loan and lease losses | $775,000 | 1,125 |
| Total noninterest income | $3,977,000 | 1,349 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $783,000 | 1,468 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $3,194,000 | 1,154 |
| Total noninterest expense | $11,156,000 | 1,718 |
| Salaries and employee benefits | $7,099,000 | 1,524 |
| Premises and equipment expense | $826,000 | 2,436 |
| Additional noninterest expense | $3,231,000 | 1,847 |
| Pre-tax net operating income | $6,303,000 | 1,343 |
| Securities gains (losses) | $-9,000 | 5,636 |
| Applicable income taxes | $2,360,000 | 925 |
| Income before extraordinary items | $3,934,000 | 1,673 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,934,000 | 1,671 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,934,000 | 1,672 |
| Net charge-offs | $897,000 | 716 |
| Cash dividends | $3,150,000 | 983 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,939,760 | 1,640 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $13,125,000 | 1,458 |
| Total interest expense | $2,535,000 | 862 |
| Net interest income | $10,590,000 | 1,581 |
| Provision for loan and lease losses | $375,000 | 1,401 |
| Total noninterest income | $2,812,000 | 1,402 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $578,000 | 1,481 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,234,000 | 1,211 |
| Total noninterest expense | $8,369,000 | 1,724 |
| Salaries and employee benefits | $5,313,000 | 1,525 |
| Premises and equipment expense | $641,000 | 2,390 |
| Additional noninterest expense | $2,415,000 | 1,855 |
| Pre-tax net operating income | $4,658,000 | 1,388 |
| Securities gains (losses) | $-9,000 | 5,801 |
| Applicable income taxes | $1,741,000 | 965 |
| Income before extraordinary items | $2,908,000 | 1,732 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,908,000 | 1,732 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,908,000 | 1,732 |
| Net charge-offs | $742,000 | 602 |
| Cash dividends | $650,000 | 2,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,913,760 | 1,676 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,635,000 | 1,477 |
| Total interest expense | $1,671,000 | 874 |
| Net interest income | $6,964,000 | 1,609 |
| Provision for loan and lease losses | $325,000 | 1,174 |
| Total noninterest income | $1,798,000 | 1,430 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $360,000 | 1,560 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,438,000 | 1,226 |
| Total noninterest expense | $5,576,000 | 1,731 |
| Salaries and employee benefits | $3,549,000 | 1,531 |
| Premises and equipment expense | $433,000 | 2,375 |
| Additional noninterest expense | $1,594,000 | 1,875 |
| Pre-tax net operating income | $2,861,000 | 1,454 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,068,000 | 1,031 |
| Income before extraordinary items | $1,793,000 | 1,822 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,793,000 | 1,821 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,793,000 | 1,821 |
| Net charge-offs | $676,000 | 468 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,793,000 | 1,768 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,189,000 | 1,517 |
| Total interest expense | $815,000 | 890 |
| Net interest income | $3,374,000 | 1,666 |
| Provision for loan and lease losses | $50,000 | 2,135 |
| Total noninterest income | $884,000 | 1,424 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $178,000 | 1,571 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $706,000 | 1,201 |
| Total noninterest expense | $2,790,000 | 1,733 |
| Salaries and employee benefits | $1,787,000 | 1,526 |
| Premises and equipment expense | $221,000 | 2,359 |
| Additional noninterest expense | $782,000 | 1,899 |
| Pre-tax net operating income | $1,418,000 | 1,453 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $530,000 | 1,015 |
| Income before extraordinary items | $888,000 | 1,801 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $888,000 | 1,802 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $888,000 | 1,802 |
| Net charge-offs | $534,000 | 322 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $888,000 | 1,759 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $16,021,000 | 1,543 |
| Total interest expense | $2,704,000 | 1,043 |
| Net interest income | $13,317,000 | 1,647 |
| Provision for loan and lease losses | $1,370,000 | 617 |
| Total noninterest income | $3,587,000 | 1,404 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $771,000 | 1,519 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,816,000 | 1,206 |
| Total noninterest expense | $10,724,000 | 1,771 |
| Salaries and employee benefits | $7,089,000 | 1,497 |
| Premises and equipment expense | $785,000 | 2,592 |
| Additional noninterest expense | $2,850,000 | 2,102 |
| Pre-tax net operating income | $4,810,000 | 1,622 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,774,000 | 1,095 |
| Income before extraordinary items | $3,036,000 | 2,035 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,036,000 | 2,036 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,036,000 | 2,037 |
| Net charge-offs | $1,726,000 | 428 |
| Cash dividends | $1,700,000 | 1,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,036,000 | 1,992 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $11,930,000 | 1,570 |
| Total interest expense | $1,962,000 | 1,083 |
| Net interest income | $9,968,000 | 1,662 |
| Provision for loan and lease losses | $670,000 | 829 |
| Total noninterest income | $2,747,000 | 1,405 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $558,000 | 1,578 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,189,000 | 1,201 |
| Total noninterest expense | $8,057,000 | 1,775 |
| Salaries and employee benefits | $5,321,000 | 1,508 |
| Premises and equipment expense | $582,000 | 2,648 |
| Additional noninterest expense | $2,154,000 | 2,069 |
| Pre-tax net operating income | $3,988,000 | 1,521 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,482,000 | 1,050 |
| Income before extraordinary items | $2,506,000 | 1,889 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,506,000 | 1,891 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,506,000 | 1,891 |
| Net charge-offs | $703,000 | 677 |
| Cash dividends | $700,000 | 1,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,506,000 | 1,853 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,837,000 | 1,592 |
| Total interest expense | $1,259,000 | 1,130 |
| Net interest income | $6,578,000 | 1,688 |
| Provision for loan and lease losses | $320,000 | 1,050 |
| Total noninterest income | $1,804,000 | 1,424 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $352,000 | 1,629 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,452,000 | 1,209 |
| Total noninterest expense | $5,414,000 | 1,770 |
| Salaries and employee benefits | $3,601,000 | 1,486 |
| Premises and equipment expense | $389,000 | 2,654 |
| Additional noninterest expense | $1,424,000 | 2,092 |
| Pre-tax net operating income | $2,648,000 | 1,514 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $985,000 | 1,038 |
| Income before extraordinary items | $1,663,000 | 1,884 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,663,000 | 1,887 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,663,000 | 1,887 |
| Net charge-offs | $467,000 | 671 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,663,000 | 1,841 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,820,000 | 1,629 |
| Total interest expense | $589,000 | 1,199 |
| Net interest income | $3,231,000 | 1,707 |
| Provision for loan and lease losses | $150,000 | 1,060 |
| Total noninterest income | $871,000 | 1,414 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $172,000 | 1,649 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $699,000 | 1,199 |
| Total noninterest expense | $2,720,000 | 1,762 |
| Salaries and employee benefits | $1,802,000 | 1,493 |
| Premises and equipment expense | $210,000 | 2,554 |
| Additional noninterest expense | $708,000 | 2,084 |
| Pre-tax net operating income | $1,232,000 | 1,566 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $456,000 | 1,076 |
| Income before extraordinary items | $776,000 | 1,969 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $776,000 | 1,972 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $776,000 | 1,971 |
| Net charge-offs | $138,000 | 915 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $776,000 | 1,914 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,067,000 | 1,664 |
| Total interest expense | $2,157,000 | 1,358 |
| Net interest income | $12,910,000 | 1,701 |
| Provision for loan and lease losses | $200,000 | 2,467 |
| Total noninterest income | $3,222,000 | 1,477 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $784,000 | 1,606 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,438,000 | 1,272 |
| Total noninterest expense | $10,435,000 | 1,823 |
| Salaries and employee benefits | $7,056,000 | 1,477 |
| Premises and equipment expense | $766,000 | 2,745 |
| Additional noninterest expense | $2,613,000 | 2,319 |
| Pre-tax net operating income | $5,497,000 | 1,396 |
| Securities gains (losses) | $30,000 | 2,077 |
| Applicable income taxes | $2,116,000 | 946 |
| Income before extraordinary items | $3,411,000 | 1,811 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,411,000 | 1,811 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,411,000 | 1,810 |
| Net charge-offs | $401,000 | 1,718 |
| Cash dividends | $450,000 | 2,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,391,800 | 1,795 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,268,000 | 1,671 |
| Total interest expense | $1,614,000 | 1,368 |
| Net interest income | $9,654,000 | 1,718 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $2,360,000 | 1,510 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $572,000 | 1,651 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,788,000 | 1,288 |
| Total noninterest expense | $7,716,000 | 1,838 |
| Salaries and employee benefits | $5,239,000 | 1,493 |
| Premises and equipment expense | $545,000 | 2,871 |
| Additional noninterest expense | $1,932,000 | 2,330 |
| Pre-tax net operating income | $4,298,000 | 1,381 |
| Securities gains (losses) | $30,000 | 1,776 |
| Applicable income taxes | $1,663,000 | 925 |
| Income before extraordinary items | $2,665,000 | 1,750 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,665,000 | 1,751 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,665,000 | 1,750 |
| Net charge-offs | $410,000 | 1,329 |
| Cash dividends | $200,000 | 3,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,645,800 | 1,729 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,387,000 | 1,688 |
| Total interest expense | $1,087,000 | 1,367 |
| Net interest income | $6,300,000 | 1,745 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,505,000 | 1,548 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $364,000 | 1,690 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,141,000 | 1,327 |
| Total noninterest expense | $5,084,000 | 1,860 |
| Salaries and employee benefits | $3,465,000 | 1,502 |
| Premises and equipment expense | $347,000 | 2,983 |
| Additional noninterest expense | $1,272,000 | 2,359 |
| Pre-tax net operating income | $2,721,000 | 1,399 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $1,043,000 | 941 |
| Income before extraordinary items | $1,678,000 | 1,794 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,678,000 | 1,797 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,678,000 | 1,796 |
| Net charge-offs | $-23,000 | 5,932 |
| Cash dividends | $200,000 | 2,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,678,000 | 1,748 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,672,000 | 1,694 |
| Total interest expense | $559,000 | 1,353 |
| Net interest income | $3,113,000 | 1,751 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $754,000 | 1,515 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $176,000 | 1,725 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $578,000 | 1,276 |
| Total noninterest expense | $2,511,000 | 1,884 |
| Salaries and employee benefits | $1,717,000 | 1,531 |
| Premises and equipment expense | $189,000 | 2,863 |
| Additional noninterest expense | $605,000 | 2,463 |
| Pre-tax net operating income | $1,356,000 | 1,372 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $521,000 | 906 |
| Income before extraordinary items | $835,000 | 1,745 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $835,000 | 1,749 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $835,000 | 1,748 |
| Net charge-offs | $-22,000 | 6,074 |
| Cash dividends | $200,000 | 1,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $835,000 | 1,715 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $15,340,000 | 1,622 |
| Total interest expense | $2,592,000 | 1,299 |
| Net interest income | $12,748,000 | 1,691 |
| Provision for loan and lease losses | $400,000 | 2,105 |
| Total noninterest income | $3,734,000 | 1,377 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $792,000 | 1,657 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,942,000 | 1,165 |
| Total noninterest expense | $9,984,000 | 1,903 |
| Salaries and employee benefits | $6,738,000 | 1,539 |
| Premises and equipment expense | $681,000 | 3,021 |
| Additional noninterest expense | $2,565,000 | 2,399 |
| Pre-tax net operating income | $6,098,000 | 1,212 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $2,342,000 | 806 |
| Income before extraordinary items | $3,756,000 | 1,583 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,756,000 | 1,587 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,756,000 | 1,587 |
| Net charge-offs | $866,000 | 1,412 |
| Cash dividends | $3,300,000 | 806 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,756,000 | 1,545 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $11,539,000 | 1,632 |
| Total interest expense | $1,988,000 | 1,309 |
| Net interest income | $9,551,000 | 1,683 |
| Provision for loan and lease losses | $400,000 | 1,764 |
| Total noninterest income | $2,926,000 | 1,368 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $574,000 | 1,715 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,352,000 | 1,141 |
| Total noninterest expense | $7,355,000 | 1,933 |
| Salaries and employee benefits | $4,874,000 | 1,605 |
| Premises and equipment expense | $532,000 | 2,968 |
| Additional noninterest expense | $1,949,000 | 2,357 |
| Pre-tax net operating income | $4,722,000 | 1,205 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,820,000 | 804 |
| Income before extraordinary items | $2,902,000 | 1,550 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,902,000 | 1,553 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,902,000 | 1,554 |
| Net charge-offs | $709,000 | 1,285 |
| Cash dividends | $2,400,000 | 755 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,902,000 | 1,510 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,725,000 | 1,626 |
| Total interest expense | $1,356,000 | 1,318 |
| Net interest income | $6,369,000 | 1,679 |
| Provision for loan and lease losses | $300,000 | 1,629 |
| Total noninterest income | $2,017,000 | 1,350 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $355,000 | 1,794 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,662,000 | 1,116 |
| Total noninterest expense | $4,879,000 | 1,944 |
| Salaries and employee benefits | $3,221,000 | 1,618 |
| Premises and equipment expense | $350,000 | 2,998 |
| Additional noninterest expense | $1,308,000 | 2,342 |
| Pre-tax net operating income | $3,207,000 | 1,164 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $1,244,000 | 780 |
| Income before extraordinary items | $1,963,000 | 1,544 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,963,000 | 1,547 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,963,000 | 1,549 |
| Net charge-offs | $753,000 | 935 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,963,000 | 1,479 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,901,000 | 1,621 |
| Total interest expense | $684,000 | 1,356 |
| Net interest income | $3,217,000 | 1,687 |
| Provision for loan and lease losses | $150,000 | 1,610 |
| Total noninterest income | $1,017,000 | 1,350 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $172,000 | 1,831 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $845,000 | 1,105 |
| Total noninterest expense | $2,391,000 | 2,002 |
| Salaries and employee benefits | $1,602,000 | 1,643 |
| Premises and equipment expense | $181,000 | 2,950 |
| Additional noninterest expense | $608,000 | 2,512 |
| Pre-tax net operating income | $1,693,000 | 1,083 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $660,000 | 726 |
| Income before extraordinary items | $1,033,000 | 1,430 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,033,000 | 1,432 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,033,000 | 1,432 |
| Net charge-offs | $574,000 | 694 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,033,000 | 1,374 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $16,956,000 | 1,564 |
| Total interest expense | $3,513,000 | 1,276 |
| Net interest income | $13,443,000 | 1,639 |
| Provision for loan and lease losses | $1,200,000 | 1,554 |
| Total noninterest income | $3,509,000 | 1,460 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $726,000 | 1,838 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,783,000 | 1,227 |
| Total noninterest expense | $9,158,000 | 2,089 |
| Salaries and employee benefits | $6,047,000 | 1,670 |
| Premises and equipment expense | $689,000 | 3,065 |
| Additional noninterest expense | $2,422,000 | 2,636 |
| Pre-tax net operating income | $6,594,000 | 1,083 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $2,602,000 | 698 |
| Income before extraordinary items | $3,992,000 | 1,458 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,992,000 | 1,459 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,992,000 | 1,459 |
| Net charge-offs | $1,323,000 | 1,517 |
| Cash dividends | $3,500,000 | 767 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,992,000 | 1,371 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $12,875,000 | 1,579 |
| Total interest expense | $2,764,000 | 1,272 |
| Net interest income | $10,111,000 | 1,656 |
| Provision for loan and lease losses | $700,000 | 1,850 |
| Total noninterest income | $2,522,000 | 1,508 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $528,000 | 1,911 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,994,000 | 1,264 |
| Total noninterest expense | $6,706,000 | 2,146 |
| Salaries and employee benefits | $4,375,000 | 1,716 |
| Premises and equipment expense | $489,000 | 3,216 |
| Additional noninterest expense | $1,842,000 | 2,616 |
| Pre-tax net operating income | $5,227,000 | 1,028 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $2,065,000 | 688 |
| Income before extraordinary items | $3,162,000 | 1,420 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,162,000 | 1,421 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,162,000 | 1,421 |
| Net charge-offs | $1,182,000 | 1,308 |
| Cash dividends | $500,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,162,000 | 1,339 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,606,000 | 1,588 |
| Total interest expense | $1,913,000 | 1,265 |
| Net interest income | $6,693,000 | 1,653 |
| Provision for loan and lease losses | $300,000 | 2,388 |
| Total noninterest income | $1,709,000 | 1,470 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $352,000 | 1,893 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,357,000 | 1,223 |
| Total noninterest expense | $4,424,000 | 2,179 |
| Salaries and employee benefits | $2,904,000 | 1,727 |
| Premises and equipment expense | $297,000 | 3,458 |
| Additional noninterest expense | $1,223,000 | 2,636 |
| Pre-tax net operating income | $3,678,000 | 970 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,455,000 | 660 |
| Income before extraordinary items | $2,223,000 | 1,338 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,223,000 | 1,338 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,223,000 | 1,338 |
| Net charge-offs | $459,000 | 1,867 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,223,000 | 1,260 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,376,000 | 1,576 |
| Total interest expense | $1,018,000 | 1,250 |
| Net interest income | $3,358,000 | 1,657 |
| Provision for loan and lease losses | $300,000 | 1,500 |
| Total noninterest income | $879,000 | 1,438 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $181,000 | 1,844 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $698,000 | 1,185 |
| Total noninterest expense | $2,211,000 | 2,157 |
| Salaries and employee benefits | $1,443,000 | 1,737 |
| Premises and equipment expense | $158,000 | 3,324 |
| Additional noninterest expense | $610,000 | 2,623 |
| Pre-tax net operating income | $1,726,000 | 1,018 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $685,000 | 673 |
| Income before extraordinary items | $1,041,000 | 1,402 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,041,000 | 1,403 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,041,000 | 1,403 |
| Net charge-offs | $425,000 | 1,208 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,041,000 | 1,322 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $18,170,000 | 1,571 |
| Total interest expense | $4,992,000 | 1,208 |
| Net interest income | $13,178,000 | 1,700 |
| Provision for loan and lease losses | $4,600,000 | 841 |
| Total noninterest income | $3,367,000 | 1,376 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $781,000 | 1,812 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,586,000 | 1,138 |
| Total noninterest expense | $8,726,000 | 2,183 |
| Salaries and employee benefits | $5,394,000 | 1,806 |
| Premises and equipment expense | $690,000 | 3,238 |
| Additional noninterest expense | $2,642,000 | 2,486 |
| Pre-tax net operating income | $3,219,000 | 1,720 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,229,000 | 1,159 |
| Income before extraordinary items | $1,990,000 | 2,274 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,990,000 | 2,275 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,990,000 | 2,275 |
| Net charge-offs | $1,596,000 | 1,795 |
| Cash dividends | $1,500,000 | 1,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,990,000 | 2,202 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $13,660,000 | 1,576 |
| Total interest expense | $3,857,000 | 1,224 |
| Net interest income | $9,803,000 | 1,715 |
| Provision for loan and lease losses | $2,425,000 | 1,085 |
| Total noninterest income | $2,449,000 | 1,397 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $577,000 | 1,844 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,872,000 | 1,170 |
| Total noninterest expense | $6,540,000 | 2,191 |
| Salaries and employee benefits | $4,104,000 | 1,777 |
| Premises and equipment expense | $523,000 | 3,250 |
| Additional noninterest expense | $1,913,000 | 2,561 |
| Pre-tax net operating income | $3,287,000 | 1,371 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,276,000 | 901 |
| Income before extraordinary items | $2,011,000 | 1,825 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,011,000 | 1,825 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,011,000 | 1,825 |
| Net charge-offs | $706,000 | 2,278 |
| Cash dividends | $750,000 | 1,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,011,000 | 1,750 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,110,000 | 1,592 |
| Total interest expense | $2,640,000 | 1,231 |
| Net interest income | $6,470,000 | 1,737 |
| Provision for loan and lease losses | $1,375,000 | 1,211 |
| Total noninterest income | $1,610,000 | 1,405 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $366,000 | 1,893 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,244,000 | 1,156 |
| Total noninterest expense | $4,357,000 | 2,213 |
| Salaries and employee benefits | $2,722,000 | 1,801 |
| Premises and equipment expense | $341,000 | 3,316 |
| Additional noninterest expense | $1,294,000 | 2,566 |
| Pre-tax net operating income | $2,348,000 | 1,263 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $914,000 | 821 |
| Income before extraordinary items | $1,434,000 | 1,683 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,434,000 | 1,683 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,434,000 | 1,683 |
| Net charge-offs | $572,000 | 2,007 |
| Cash dividends | $750,000 | 1,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,434,000 | 1,622 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,559,000 | 1,606 |
| Total interest expense | $1,363,000 | 1,235 |
| Net interest income | $3,196,000 | 1,748 |
| Provision for loan and lease losses | $125,000 | 3,068 |
| Total noninterest income | $1,004,000 | 1,208 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $174,000 | 1,953 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $830,000 | 936 |
| Total noninterest expense | $2,117,000 | 2,288 |
| Salaries and employee benefits | $1,358,000 | 1,826 |
| Premises and equipment expense | $172,000 | 3,347 |
| Additional noninterest expense | $587,000 | 2,765 |
| Pre-tax net operating income | $1,958,000 | 783 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $778,000 | 540 |
| Income before extraordinary items | $1,180,000 | 1,036 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,180,000 | 1,036 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,180,000 | 1,036 |
| Net charge-offs | $261,000 | 1,879 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,180,000 | 1,002 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $19,628,000 | 1,567 |
| Total interest expense | $6,690,000 | 1,225 |
| Net interest income | $12,938,000 | 1,708 |
| Provision for loan and lease losses | $450,000 | 4,287 |
| Total noninterest income | $3,551,000 | 1,380 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $575,000 | 2,375 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,976,000 | 1,073 |
| Total noninterest expense | $8,616,000 | 2,247 |
| Salaries and employee benefits | $5,250,000 | 1,852 |
| Premises and equipment expense | $665,000 | 3,446 |
| Additional noninterest expense | $2,701,000 | 2,501 |
| Pre-tax net operating income | $7,423,000 | 731 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $2,826,000 | 564 |
| Income before extraordinary items | $4,597,000 | 960 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,597,000 | 962 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,597,000 | 963 |
| Net charge-offs | $221,000 | 4,663 |
| Cash dividends | $2,000,000 | 811 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $4,597,000 | 912 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $14,723,000 | 1,603 |
| Total interest expense | $5,128,000 | 1,246 |
| Net interest income | $9,595,000 | 1,750 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $2,372,000 | 1,487 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $395,000 | 2,614 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,977,000 | 1,107 |
| Total noninterest expense | $6,025,000 | 2,401 |
| Salaries and employee benefits | $3,869,000 | 1,881 |
| Premises and equipment expense | $497,000 | 3,512 |
| Additional noninterest expense | $1,659,000 | 2,931 |
| Pre-tax net operating income | $5,942,000 | 709 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $2,265,000 | 536 |
| Income before extraordinary items | $3,677,000 | 947 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,677,000 | 949 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,677,000 | 949 |
| Net charge-offs | $64,000 | 5,324 |
| Cash dividends | $800,000 | 1,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,677,000 | 903 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,757,000 | 1,628 |
| Total interest expense | $3,456,000 | 1,293 |
| Net interest income | $6,301,000 | 1,777 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $1,415,000 | 1,573 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $238,000 | 2,803 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,177,000 | 1,166 |
| Total noninterest expense | $3,949,000 | 2,456 |
| Salaries and employee benefits | $2,569,000 | 1,905 |
| Premises and equipment expense | $325,000 | 3,585 |
| Additional noninterest expense | $1,055,000 | 3,053 |
| Pre-tax net operating income | $3,767,000 | 734 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,431,000 | 521 |
| Income before extraordinary items | $2,336,000 | 972 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,336,000 | 973 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,336,000 | 973 |
| Net charge-offs | $24,000 | 5,408 |
| Cash dividends | $300,000 | 1,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,336,000 | 928 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,802,000 | 1,683 |
| Total interest expense | $1,737,000 | 1,355 |
| Net interest income | $3,065,000 | 1,849 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $653,000 | 1,682 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $112,000 | 2,929 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $541,000 | 1,211 |
| Total noninterest expense | $1,950,000 | 2,504 |
| Salaries and employee benefits | $1,268,000 | 1,949 |
| Premises and equipment expense | $160,000 | 3,713 |
| Additional noninterest expense | $522,000 | 3,052 |
| Pre-tax net operating income | $1,768,000 | 770 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $671,000 | 543 |
| Income before extraordinary items | $1,097,000 | 995 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,097,000 | 998 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,097,000 | 999 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,097,000 | 970 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $20,694,000 | 1,654 |
| Total interest expense | $9,188,000 | 1,294 |
| Net interest income | $11,506,000 | 1,926 |
| Provision for loan and lease losses | $120,000 | 6,252 |
| Total noninterest income | $2,850,000 | 1,681 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $549,000 | 2,696 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,301,000 | 1,239 |
| Total noninterest expense | $7,782,000 | 2,536 |
| Salaries and employee benefits | $4,834,000 | 2,034 |
| Premises and equipment expense | $714,000 | 3,401 |
| Additional noninterest expense | $2,234,000 | 3,035 |
| Pre-tax net operating income | $6,454,000 | 667 |
| Securities gains (losses) | $9,000 | 3,295 |
| Applicable income taxes | $2,407,000 | 482 |
| Income before extraordinary items | $4,056,000 | 854 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,056,000 | 852 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $4,056,000 | 853 |
| Net charge-offs | $103,000 | 5,666 |
| Cash dividends | $2,000,000 | 905 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $4,050,240 | 850 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $15,634,000 | 1,681 |
| Total interest expense | $7,355,000 | 1,275 |
| Net interest income | $8,279,000 | 1,988 |
| Provision for loan and lease losses | $120,000 | 5,761 |
| Total noninterest income | $2,164,000 | 1,685 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $405,000 | 2,733 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,759,000 | 1,258 |
| Total noninterest expense | $5,932,000 | 2,490 |
| Salaries and employee benefits | $3,603,000 | 2,059 |
| Premises and equipment expense | $544,000 | 3,413 |
| Additional noninterest expense | $1,785,000 | 2,824 |
| Pre-tax net operating income | $4,391,000 | 776 |
| Securities gains (losses) | $9,000 | 3,002 |
| Applicable income taxes | $1,627,000 | 555 |
| Income before extraordinary items | $2,773,000 | 974 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,773,000 | 974 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,773,000 | 975 |
| Net charge-offs | $41,000 | 5,820 |
| Cash dividends | $1,000,000 | 1,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,767,240 | 964 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,516,000 | 1,689 |
| Total interest expense | $5,211,000 | 1,268 |
| Net interest income | $5,305,000 | 2,071 |
| Provision for loan and lease losses | $75,000 | 5,625 |
| Total noninterest income | $1,504,000 | 1,642 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $254,000 | 2,830 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,250,000 | 1,232 |
| Total noninterest expense | $3,994,000 | 2,500 |
| Salaries and employee benefits | $2,406,000 | 2,096 |
| Premises and equipment expense | $355,000 | 3,494 |
| Additional noninterest expense | $1,233,000 | 2,751 |
| Pre-tax net operating income | $2,740,000 | 837 |
| Securities gains (losses) | $9,000 | 2,610 |
| Applicable income taxes | $1,010,000 | 617 |
| Income before extraordinary items | $1,739,000 | 1,092 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,739,000 | 1,091 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,739,000 | 1,092 |
| Net charge-offs | $23,000 | 5,517 |
| Cash dividends | $1,000,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,733,240 | 1,062 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,267,000 | 1,704 |
| Total interest expense | $2,725,000 | 1,255 |
| Net interest income | $2,542,000 | 2,153 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $711,000 | 1,683 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $128,000 | 2,756 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $583,000 | 1,259 |
| Total noninterest expense | $1,853,000 | 2,600 |
| Salaries and employee benefits | $1,205,000 | 2,122 |
| Premises and equipment expense | $183,000 | 3,462 |
| Additional noninterest expense | $465,000 | 3,194 |
| Pre-tax net operating income | $1,370,000 | 925 |
| Securities gains (losses) | $9,000 | 1,939 |
| Applicable income taxes | $507,000 | 664 |
| Income before extraordinary items | $872,000 | 1,253 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $872,000 | 1,254 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $872,000 | 1,255 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $866,240 | 1,191 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $21,822,000 | 1,768 |
| Total interest expense | $11,820,000 | 1,378 |
| Net interest income | $10,002,000 | 2,228 |
| Provision for loan and lease losses | $350,000 | 4,356 |
| Total noninterest income | $2,281,000 | 1,942 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $579,000 | 2,711 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,702,000 | 1,468 |
| Total noninterest expense | $7,521,000 | 2,515 |
| Salaries and employee benefits | $4,724,000 | 2,146 |
| Premises and equipment expense | $731,000 | 3,403 |
| Additional noninterest expense | $2,066,000 | 2,787 |
| Pre-tax net operating income | $4,412,000 | 1,240 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,580,000 | 836 |
| Income before extraordinary items | $2,832,000 | 1,445 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,832,000 | 1,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 4,310 |
| Cash dividends | $1,200,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,832,000 | 1,543 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,418,000 | 1,806 |
| Total interest expense | $8,869,000 | 1,436 |
| Net interest income | $7,549,000 | 2,228 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $1,732,000 | 1,983 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $420,000 | 2,798 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,312,000 | 1,493 |
| Total noninterest expense | $5,526,000 | 2,556 |
| Salaries and employee benefits | $3,564,000 | 2,168 |
| Premises and equipment expense | $545,000 | 3,437 |
| Additional noninterest expense | $1,417,000 | 2,921 |
| Pre-tax net operating income | $3,755,000 | 1,321 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,423,000 | 884 |
| Income before extraordinary items | $2,332,000 | 1,557 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,332,000 | 1,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 4,037 |
| Cash dividends | $700,000 | 2,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,332,000 | 1,642 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,032,000 | 1,816 |
| Total interest expense | $6,089,000 | 1,450 |
| Net interest income | $4,943,000 | 2,242 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $1,199,000 | 1,951 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $255,000 | 2,953 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $944,000 | 1,458 |
| Total noninterest expense | $3,662,000 | 2,576 |
| Salaries and employee benefits | $2,377,000 | 2,182 |
| Premises and equipment expense | $355,000 | 3,516 |
| Additional noninterest expense | $930,000 | 2,927 |
| Pre-tax net operating income | $2,480,000 | 1,391 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $888,000 | 1,027 |
| Income before extraordinary items | $1,592,000 | 1,698 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,592,000 | 1,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,260 |
| Cash dividends | $700,000 | 1,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,592,000 | 1,670 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,556,000 | 1,848 |
| Total interest expense | $3,205,000 | 1,464 |
| Net interest income | $2,351,000 | 2,338 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $599,000 | 1,960 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $116,000 | 3,123 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $483,000 | 1,456 |
| Total noninterest expense | $1,806,000 | 2,609 |
| Salaries and employee benefits | $1,188,000 | 2,214 |
| Premises and equipment expense | $180,000 | 3,498 |
| Additional noninterest expense | $438,000 | 3,043 |
| Pre-tax net operating income | $1,144,000 | 1,584 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $408,000 | 1,180 |
| Income before extraordinary items | $736,000 | 1,944 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $736,000 | 1,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,030 |
| Cash dividends | $700,000 | 1,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $736,000 | 1,884 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $22,423,000 | 1,891 |
| Total interest expense | $12,967,000 | 1,556 |
| Net interest income | $9,456,000 | 2,355 |
| Provision for loan and lease losses | $144,000 | 4,398 |
| Total noninterest income | $2,313,000 | 1,996 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $524,000 | 2,945 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,789,000 | 1,464 |
| Total noninterest expense | $7,084,000 | 2,556 |
| Salaries and employee benefits | $4,594,000 | 2,187 |
| Premises and equipment expense | $748,000 | 3,261 |
| Additional noninterest expense | $1,742,000 | 3,023 |
| Pre-tax net operating income | $4,541,000 | 1,789 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,550,000 | 1,391 |
| Income before extraordinary items | $2,991,000 | 2,061 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,991,000 | 2,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,903 |
| Cash dividends | $2,100,000 | 1,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,991,000 | 2,045 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $16,783,000 | 1,891 |
| Total interest expense | $9,662,000 | 1,565 |
| Net interest income | $7,121,000 | 2,352 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,777,000 | 1,961 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $389,000 | 2,968 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,388,000 | 1,453 |
| Total noninterest expense | $5,270,000 | 2,568 |
| Salaries and employee benefits | $3,452,000 | 2,183 |
| Premises and equipment expense | $551,000 | 3,293 |
| Additional noninterest expense | $1,267,000 | 3,045 |
| Pre-tax net operating income | $3,628,000 | 1,805 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,245,000 | 1,407 |
| Income before extraordinary items | $2,383,000 | 2,078 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,383,000 | 2,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,861 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,383,000 | 2,057 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,157,000 | 1,916 |
| Total interest expense | $6,449,000 | 1,559 |
| Net interest income | $4,708,000 | 2,401 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,200,000 | 1,963 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $250,000 | 3,032 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $950,000 | 1,448 |
| Total noninterest expense | $3,506,000 | 2,597 |
| Salaries and employee benefits | $2,317,000 | 2,212 |
| Premises and equipment expense | $376,000 | 3,245 |
| Additional noninterest expense | $813,000 | 3,141 |
| Pre-tax net operating income | $2,402,000 | 1,870 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $825,000 | 1,456 |
| Income before extraordinary items | $1,577,000 | 2,129 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,577,000 | 2,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,059 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,577,000 | 2,109 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,569,000 | 1,915 |
| Total interest expense | $3,279,000 | 1,517 |
| Net interest income | $2,290,000 | 2,468 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $572,000 | 2,028 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $116,000 | 3,150 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $456,000 | 1,456 |
| Total noninterest expense | $1,748,000 | 2,610 |
| Salaries and employee benefits | $1,158,000 | 2,219 |
| Premises and equipment expense | $184,000 | 3,333 |
| Additional noninterest expense | $406,000 | 3,133 |
| Pre-tax net operating income | $1,114,000 | 1,985 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $385,000 | 1,567 |
| Income before extraordinary items | $729,000 | 2,235 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $729,000 | 2,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $729,000 | 2,217 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $21,830,000 | 1,848 |
| Total interest expense | $11,948,000 | 1,405 |
| Net interest income | $9,882,000 | 2,310 |
| Provision for loan and lease losses | $392,000 | 2,310 |
| Total noninterest income | $1,264,000 | 3,024 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $442,000 | 3,330 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $822,000 | 2,545 |
| Total noninterest expense | $5,792,000 | 2,956 |
| Salaries and employee benefits | $4,378,000 | 2,235 |
| Premises and equipment expense | $-233,000 | 8,679 |
| Additional noninterest expense | $1,647,000 | 3,055 |
| Pre-tax net operating income | $4,962,000 | 1,893 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,680,000 | 1,514 |
| Income before extraordinary items | $3,282,000 | 2,116 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,282,000 | 2,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,500 |
| Cash dividends | $2,050,000 | 1,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,282,000 | 2,104 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $16,139,000 | 1,862 |
| Total interest expense | $8,608,000 | 1,420 |
| Net interest income | $7,531,000 | 2,299 |
| Provision for loan and lease losses | $140,000 | 3,511 |
| Total noninterest income | $887,000 | 3,169 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $326,000 | 3,388 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $561,000 | 2,688 |
| Total noninterest expense | $4,318,000 | 2,965 |
| Salaries and employee benefits | $3,317,000 | 2,218 |
| Premises and equipment expense | $-192,000 | 8,742 |
| Additional noninterest expense | $1,193,000 | 3,155 |
| Pre-tax net operating income | $3,960,000 | 1,860 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,345,000 | 1,512 |
| Income before extraordinary items | $2,615,000 | 2,076 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,615,000 | 2,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,128 |
| Cash dividends | $1,050,000 | 1,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,615,000 | 2,067 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,504,000 | 1,873 |
| Total interest expense | $5,459,000 | 1,408 |
| Net interest income | $5,045,000 | 2,311 |
| Provision for loan and lease losses | $85,000 | 3,650 |
| Total noninterest income | $596,000 | 3,134 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $210,000 | 3,445 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $386,000 | 2,613 |
| Total noninterest expense | $2,861,000 | 3,003 |
| Salaries and employee benefits | $2,194,000 | 2,235 |
| Premises and equipment expense | $-128,000 | 8,776 |
| Additional noninterest expense | $795,000 | 3,151 |
| Pre-tax net operating income | $2,695,000 | 1,837 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $910,000 | 1,508 |
| Income before extraordinary items | $1,785,000 | 2,023 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,785,000 | 2,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $950,000 | 1,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,785,000 | 2,011 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,075,000 | 1,890 |
| Total interest expense | $2,583,000 | 1,425 |
| Net interest income | $2,492,000 | 2,333 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $302,000 | 3,079 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $92,000 | 3,651 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $210,000 | 2,418 |
| Total noninterest expense | $1,410,000 | 3,045 |
| Salaries and employee benefits | $1,076,000 | 2,291 |
| Premises and equipment expense | $-67,000 | 8,789 |
| Additional noninterest expense | $401,000 | 3,109 |
| Pre-tax net operating income | $1,354,000 | 1,788 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $455,000 | 1,499 |
| Income before extraordinary items | $899,000 | 1,974 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $899,000 | 1,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $250,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $899,000 | 1,956 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $19,045,000 | 1,768 |
| Total interest expense | $9,070,000 | 1,248 |
| Net interest income | $9,975,000 | 2,224 |
| Provision for loan and lease losses | $135,000 | 4,293 |
| Total noninterest income | $1,259,000 | 3,033 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $393,000 | 3,593 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $866,000 | 2,423 |
| Total noninterest expense | $5,637,000 | 2,909 |
| Salaries and employee benefits | $4,079,000 | 2,248 |
| Premises and equipment expense | $-41,000 | 8,830 |
| Additional noninterest expense | $1,599,000 | 3,072 |
| Pre-tax net operating income | $5,462,000 | 1,708 |
| Securities gains (losses) | $-5,000 | 7,296 |
| Applicable income taxes | $1,845,000 | 1,452 |
| Income before extraordinary items | $3,612,000 | 1,900 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,612,000 | 1,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,036 |
| Cash dividends | $600,000 | 3,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,615,300 | 1,876 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $14,053,000 | 1,743 |
| Total interest expense | $6,572,000 | 1,209 |
| Net interest income | $7,481,000 | 2,197 |
| Provision for loan and lease losses | $75,000 | 4,689 |
| Total noninterest income | $982,000 | 2,940 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $292,000 | 3,620 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $690,000 | 2,340 |
| Total noninterest expense | $4,192,000 | 2,899 |
| Salaries and employee benefits | $3,092,000 | 2,201 |
| Premises and equipment expense | $-58,000 | 8,855 |
| Additional noninterest expense | $1,158,000 | 3,127 |
| Pre-tax net operating income | $4,196,000 | 1,688 |
| Securities gains (losses) | $-5,000 | 7,675 |
| Applicable income taxes | $1,415,000 | 1,447 |
| Income before extraordinary items | $2,776,000 | 1,888 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,776,000 | 1,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,995 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,779,300 | 1,847 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,131,000 | 1,747 |
| Total interest expense | $4,152,000 | 1,199 |
| Net interest income | $4,979,000 | 2,172 |
| Provision for loan and lease losses | $50,000 | 4,523 |
| Total noninterest income | $608,000 | 3,061 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $178,000 | 3,764 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $430,000 | 2,421 |
| Total noninterest expense | $2,778,000 | 2,906 |
| Salaries and employee benefits | $2,045,000 | 2,213 |
| Premises and equipment expense | $-35,000 | 8,865 |
| Additional noninterest expense | $768,000 | 3,124 |
| Pre-tax net operating income | $2,759,000 | 1,679 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $930,000 | 1,445 |
| Income before extraordinary items | $1,829,000 | 1,870 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,829,000 | 1,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,829,000 | 1,834 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,410,000 | 1,771 |
| Total interest expense | $1,954,000 | 1,207 |
| Net interest income | $2,456,000 | 2,187 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $293,000 | 3,109 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $84,000 | 3,817 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $209,000 | 2,418 |
| Total noninterest expense | $1,384,000 | 2,911 |
| Salaries and employee benefits | $1,040,000 | 2,182 |
| Premises and equipment expense | $-17,000 | 8,928 |
| Additional noninterest expense | $361,000 | 3,287 |
| Pre-tax net operating income | $1,365,000 | 1,679 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $455,000 | 1,453 |
| Income before extraordinary items | $910,000 | 1,862 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $910,000 | 1,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $910,000 | 1,820 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $16,794,000 | 1,708 |
| Total interest expense | $7,315,000 | 1,110 |
| Net interest income | $9,479,000 | 2,152 |
| Provision for loan and lease losses | $350,000 | 2,627 |
| Total noninterest income | $1,173,000 | 3,177 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $403,000 | 3,634 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $770,000 | 2,563 |
| Total noninterest expense | $5,267,000 | 2,964 |
| Salaries and employee benefits | $3,778,000 | 2,296 |
| Premises and equipment expense | $44,000 | 8,671 |
| Additional noninterest expense | $1,445,000 | 3,216 |
| Pre-tax net operating income | $5,035,000 | 1,687 |
| Securities gains (losses) | $332,000 | 593 |
| Applicable income taxes | $1,825,000 | 1,385 |
| Income before extraordinary items | $3,542,000 | 1,792 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,542,000 | 1,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,286 |
| Cash dividends | $1,300,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,322,880 | 1,854 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $12,395,000 | 1,712 |
| Total interest expense | $5,402,000 | 1,102 |
| Net interest income | $6,993,000 | 2,173 |
| Provision for loan and lease losses | $75,000 | 4,788 |
| Total noninterest income | $881,000 | 3,186 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $307,000 | 3,608 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $574,000 | 2,572 |
| Total noninterest expense | $3,806,000 | 3,040 |
| Salaries and employee benefits | $2,788,000 | 2,323 |
| Premises and equipment expense | $-18,000 | 9,020 |
| Additional noninterest expense | $1,036,000 | 3,321 |
| Pre-tax net operating income | $3,993,000 | 1,612 |
| Securities gains (losses) | $330,000 | 559 |
| Applicable income taxes | $1,440,000 | 1,326 |
| Income before extraordinary items | $2,883,000 | 1,684 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,883,000 | 1,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,165 |
| Cash dividends | $600,000 | 2,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,661,900 | 1,753 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,108,000 | 1,734 |
| Total interest expense | $3,594,000 | 1,091 |
| Net interest income | $4,514,000 | 2,213 |
| Provision for loan and lease losses | $50,000 | 4,677 |
| Total noninterest income | $673,000 | 2,918 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $203,000 | 3,605 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $470,000 | 2,294 |
| Total noninterest expense | $2,450,000 | 3,162 |
| Salaries and employee benefits | $1,845,000 | 2,340 |
| Premises and equipment expense | $-48,000 | 9,076 |
| Additional noninterest expense | $653,000 | 3,490 |
| Pre-tax net operating income | $2,687,000 | 1,570 |
| Securities gains (losses) | $293,000 | 495 |
| Applicable income taxes | $992,000 | 1,289 |
| Income before extraordinary items | $1,988,000 | 1,616 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,988,000 | 1,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,159 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,791,690 | 1,719 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,929,000 | 1,795 |
| Total interest expense | $1,798,000 | 1,109 |
| Net interest income | $2,131,000 | 2,341 |
| Provision for loan and lease losses | $50,000 | 3,283 |
| Total noninterest income | $347,000 | 2,806 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $99,000 | 3,616 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $248,000 | 2,142 |
| Total noninterest expense | $1,241,000 | 3,115 |
| Salaries and employee benefits | $915,000 | 2,367 |
| Premises and equipment expense | $-8,000 | 9,111 |
| Additional noninterest expense | $334,000 | 3,426 |
| Pre-tax net operating income | $1,187,000 | 1,743 |
| Securities gains (losses) | $283,000 | 394 |
| Applicable income taxes | $492,000 | 1,307 |
| Income before extraordinary items | $978,000 | 1,626 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $978,000 | 1,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,046 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $788,390 | 1,888 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $15,703,000 | 1,812 |
| Total interest expense | $7,589,000 | 1,175 |
| Net interest income | $8,114,000 | 2,402 |
| Provision for loan and lease losses | $161,000 | 4,464 |
| Total noninterest income | $2,863,000 | 1,752 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $389,000 | 3,707 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,474,000 | 1,235 |
| Total noninterest expense | $4,723,000 | 3,198 |
| Salaries and employee benefits | $3,402,000 | 2,479 |
| Premises and equipment expense | $43,000 | 8,865 |
| Additional noninterest expense | $1,278,000 | 3,545 |
| Pre-tax net operating income | $6,093,000 | 1,351 |
| Securities gains (losses) | $13,000 | 3,473 |
| Applicable income taxes | $2,058,000 | 1,261 |
| Income before extraordinary items | $4,048,000 | 1,549 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,048,000 | 1,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,435 |
| Cash dividends | $1,700,000 | 1,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,039,420 | 1,481 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,740,000 | 1,855 |
| Total interest expense | $5,757,000 | 1,208 |
| Net interest income | $5,983,000 | 2,454 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $2,556,000 | 1,558 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $276,000 | 3,853 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,280,000 | 1,126 |
| Total noninterest expense | $3,454,000 | 3,271 |
| Salaries and employee benefits | $2,479,000 | 2,542 |
| Premises and equipment expense | $45,000 | 8,649 |
| Additional noninterest expense | $930,000 | 3,615 |
| Pre-tax net operating income | $5,085,000 | 1,271 |
| Securities gains (losses) | $13,000 | 3,204 |
| Applicable income taxes | $1,746,000 | 1,179 |
| Income before extraordinary items | $3,352,000 | 1,467 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,352,000 | 1,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,344 |
| Cash dividends | $1,100,000 | 1,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,343,420 | 1,390 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,775,000 | 1,881 |
| Total interest expense | $3,882,000 | 1,233 |
| Net interest income | $3,893,000 | 2,495 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $1,623,000 | 1,613 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $180,000 | 3,860 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,443,000 | 1,169 |
| Total noninterest expense | $2,283,000 | 3,300 |
| Salaries and employee benefits | $1,621,000 | 2,590 |
| Premises and equipment expense | $42,000 | 8,327 |
| Additional noninterest expense | $620,000 | 3,617 |
| Pre-tax net operating income | $3,233,000 | 1,323 |
| Securities gains (losses) | $7,000 | 3,077 |
| Applicable income taxes | $1,108,000 | 1,256 |
| Income before extraordinary items | $2,132,000 | 1,533 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,132,000 | 1,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,344 |
| Cash dividends | $1,100,000 | 1,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,127,380 | 1,434 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,914,000 | 1,878 |
| Total interest expense | $1,936,000 | 1,263 |
| Net interest income | $1,978,000 | 2,459 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $863,000 | 1,486 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $82,000 | 4,012 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $781,000 | 1,070 |
| Total noninterest expense | $1,199,000 | 3,150 |
| Salaries and employee benefits | $809,000 | 2,591 |
| Premises and equipment expense | $101,000 | 4,667 |
| Additional noninterest expense | $289,000 | 3,765 |
| Pre-tax net operating income | $1,642,000 | 1,304 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $570,000 | 1,230 |
| Income before extraordinary items | $1,072,000 | 1,510 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,072,000 | 1,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,300 |
| Cash dividends | $650,000 | 977 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,072,000 | 1,417 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $16,061,000 | 1,916 |
| Total interest expense | $8,288,000 | 1,360 |
| Net interest income | $7,773,000 | 2,466 |
| Provision for loan and lease losses | $38,000 | 6,985 |
| Total noninterest income | $1,872,000 | 2,250 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $288,000 | 4,316 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,584,000 | 1,579 |
| Total noninterest expense | $4,143,000 | 3,467 |
| Salaries and employee benefits | $2,704,000 | 2,901 |
| Premises and equipment expense | $404,000 | 4,621 |
| Additional noninterest expense | $1,035,000 | 4,060 |
| Pre-tax net operating income | $5,464,000 | 1,504 |
| Securities gains (losses) | $19,000 | 3,191 |
| Applicable income taxes | $1,945,000 | 1,316 |
| Income before extraordinary items | $3,538,000 | 1,696 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,538,000 | 1,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,433 |
| Cash dividends | $1,100,000 | 2,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,525,650 | 1,651 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,162,000 | 2,129 |
| Total interest expense | $10,520,000 | 1,548 |
| Net interest income | $5,642,000 | 3,112 |
| Provision for loan and lease losses | $160,000 | 4,638 |
| Total noninterest income | $1,346,000 | 2,712 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $317,000 | 4,025 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,029,000 | 1,996 |
| Total noninterest expense | $3,300,000 | 4,019 |
| Salaries and employee benefits | $2,038,000 | 3,539 |
| Premises and equipment expense | $419,000 | 4,450 |
| Additional noninterest expense | $843,000 | 4,619 |
| Pre-tax net operating income | $3,528,000 | 1,969 |
| Securities gains (losses) | $15,000 | 3,362 |
| Applicable income taxes | $1,280,000 | 1,718 |
| Income before extraordinary items | $2,263,000 | 2,272 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,263,000 | 2,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 9,101 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,253,400 | 2,219 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,985,000 | 2,484 |
| Total interest expense | $9,401,000 | 1,834 |
| Net interest income | $4,584,000 | 3,737 |
| Provision for loan and lease losses | $128,000 | 4,722 |
| Total noninterest income | $463,000 | 5,116 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $222,000 | 4,850 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $241,000 | 4,366 |
| Total noninterest expense | $2,903,000 | 4,341 |
| Salaries and employee benefits | $1,735,000 | 3,888 |
| Premises and equipment expense | $519,000 | 3,679 |
| Additional noninterest expense | $649,000 | 5,476 |
| Pre-tax net operating income | $2,016,000 | 3,307 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $749,000 | 2,638 |
| Income before extraordinary items | $1,267,000 | 3,714 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,267,000 | 3,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 9,334 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,267,000 | 3,700 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,990,000 | 3,543 |
| Total interest expense | $5,393,000 | 2,719 |
| Net interest income | $3,597,000 | 4,557 |
| Provision for loan and lease losses | $288,000 | 2,769 |
| Total noninterest income | $305,000 | 6,397 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $152,000 | 5,813 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $153,000 | 5,555 |
| Total noninterest expense | $2,413,000 | 5,000 |
| Salaries and employee benefits | $1,524,000 | 4,283 |
| Premises and equipment expense | $340,000 | 5,069 |
| Additional noninterest expense | $549,000 | 6,159 |
| Pre-tax net operating income | $1,201,000 | 4,765 |
| Securities gains (losses) | $6,000 | 2,044 |
| Applicable income taxes | $406,000 | 4,120 |
| Income before extraordinary items | $801,000 | 5,095 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $801,000 | 5,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,348 |
| Cash dividends | $525,000 | 3,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $797,040 | 5,064 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,544,000 | 4,141 |
| Total interest expense | $4,676,000 | 3,186 |
| Net interest income | $2,868,000 | 5,303 |
| Provision for loan and lease losses | $22,000 | 7,668 |
| Total noninterest income | $336,000 | 6,139 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $120,000 | 6,463 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $216,000 | 4,763 |
| Total noninterest expense | $1,485,000 | 6,746 |
| Salaries and employee benefits | $934,000 | 6,053 |
| Premises and equipment expense | $275,000 | 5,637 |
| Additional noninterest expense | $276,000 | 8,343 |
| Pre-tax net operating income | $1,697,000 | 3,800 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $630,000 | 3,273 |
| Income before extraordinary items | $1,067,000 | 4,281 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,067,000 | 4,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,552 |
| Cash dividends | $240,000 | 5,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,067,000 | 4,185 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,419,000 | 4,286 |
| Total interest expense | $4,635,000 | 3,201 |
| Net interest income | $2,784,000 | 5,605 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $175,000 | 8,204 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 7,090 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 7,697 |
| Total noninterest expense | $1,254,000 | 7,490 |
| Salaries and employee benefits | $775,000 | 6,905 |
| Premises and equipment expense | $217,000 | 6,538 |
| Additional noninterest expense | $262,000 | 8,709 |
| Pre-tax net operating income | $1,705,000 | 4,030 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $623,000 | 3,557 |
| Income before extraordinary items | $1,082,000 | 4,419 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,082,000 | 4,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,915 |
| Cash dividends | $538,000 | 3,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,082,000 | 4,350 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,028,000 | 4,560 |
| Total interest expense | $4,450,000 | 3,352 |
| Net interest income | $2,578,000 | 6,068 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $198,000 | 8,258 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 7,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 7,512 |
| Total noninterest expense | $1,161,000 | 8,106 |
| Salaries and employee benefits | $764,000 | 7,173 |
| Premises and equipment expense | $179,000 | 7,451 |
| Additional noninterest expense | $218,000 | 9,728 |
| Pre-tax net operating income | $1,615,000 | 4,096 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $586,000 | 3,662 |
| Income before extraordinary items | $1,029,000 | 4,382 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,029,000 | 4,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,310 |
| Cash dividends | $300,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,029,000 | 4,334 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,600,000 | 4,792 |
| Total interest expense | $4,070,000 | 3,621 |
| Net interest income | $2,530,000 | 6,261 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $187,000 | 8,635 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 7,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,274 |
| Total noninterest expense | $1,237,000 | 8,086 |
| Salaries and employee benefits | $768,000 | 7,288 |
| Premises and equipment expense | $182,000 | 7,556 |
| Additional noninterest expense | $287,000 | 9,381 |
| Pre-tax net operating income | $1,480,000 | 4,506 |
| Securities gains (losses) | $-5,000 | 9,676 |
| Applicable income taxes | $515,000 | 4,109 |
| Income before extraordinary items | $960,000 | 4,751 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $960,000 | 4,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,558 |
| Cash dividends | $215,000 | 5,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $963,250 | 4,730 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,048,000 | 4,836 |
| Total interest expense | $3,413,000 | 3,525 |
| Net interest income | $2,635,000 | 6,206 |
| Provision for loan and lease losses | $96,000 | 4,659 |
| Total noninterest income | $166,000 | 9,388 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 7,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,009 |
| Total noninterest expense | $1,341,000 | 8,115 |
| Salaries and employee benefits | $737,000 | 7,619 |
| Premises and equipment expense | $161,000 | 8,273 |
| Additional noninterest expense | $443,000 | 8,382 |
| Pre-tax net operating income | $1,364,000 | 4,755 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $472,000 | 4,232 |
| Income before extraordinary items | $896,000 | 4,933 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $896,000 | 4,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,399 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $893,400 | 5,006 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,837,000 | 5,075 |
| Total interest expense | $3,092,000 | 4,015 |
| Net interest income | $2,745,000 | 6,078 |
| Provision for loan and lease losses | $77,000 | 6,405 |
| Total noninterest income | $169,000 | 9,834 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 8,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,943 |
| Total noninterest expense | $1,253,000 | 8,682 |
| Salaries and employee benefits | $724,000 | 7,834 |
| Premises and equipment expense | $173,000 | 8,305 |
| Additional noninterest expense | $356,000 | 9,775 |
| Pre-tax net operating income | $1,584,000 | 4,111 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $554,000 | 3,829 |
| Income before extraordinary items | $1,033,000 | 4,575 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,033,000 | 4,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,866 |
| Cash dividends | $359,000 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,031,050 | 4,340 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,141,000 | 6,251 |
| Total interest expense | $2,692,000 | 5,654 |
| Net interest income | $2,449,000 | 6,693 |
| Provision for loan and lease losses | $25,000 | 10,242 |
| Total noninterest income | $140,000 | 10,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 9,060 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,979 |
| Total noninterest expense | $1,195,000 | 9,060 |
| Salaries and employee benefits | $651,000 | 8,382 |
| Premises and equipment expense | $180,000 | 8,311 |
| Additional noninterest expense | $364,000 | 10,021 |
| Pre-tax net operating income | $1,369,000 | 4,404 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $448,000 | 4,381 |
| Income before extraordinary items | $921,000 | 4,851 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $921,000 | 4,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 9,354 |
| Cash dividends | $40,000 | 7,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $921,000 | 4,522 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.