Home > First Counties Bank > Income and Expense
First Counties Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,290,000 | 4,252 |
| Total interest expense | $2,608,000 | 5,070 |
| Net interest income | $4,682,000 | 3,662 |
| Provision for loan and lease losses | $241,000 | 3,117 |
| Total noninterest income | $1,262,000 | 2,607 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $487,000 | 2,693 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $775,000 | 2,201 |
| Total noninterest expense | $4,198,000 | 3,177 |
| Salaries and employee benefits | $2,006,000 | 3,434 |
| Premises and equipment expense | $917,000 | 2,227 |
| Additional noninterest expense | $1,275,000 | 3,259 |
| Pre-tax net operating income | $1,505,000 | 4,074 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $552,000 | 3,414 |
| Income before extraordinary items | $953,000 | 4,572 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $953,000 | 4,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,499 |
| Cash dividends | $41,000 | 6,705 |
| Sale, conversion, retirement of capital stock, net | $140,000 | 757 |
| Net operating income | $953,000 | 4,532 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,928,000 | 4,434 |
| Total interest expense | $2,506,000 | 5,358 |
| Net interest income | $4,422,000 | 3,781 |
| Provision for loan and lease losses | $380,000 | 2,152 |
| Total noninterest income | $775,000 | 3,708 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $459,000 | 2,753 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $316,000 | 3,907 |
| Total noninterest expense | $3,647,000 | 3,488 |
| Salaries and employee benefits | $1,805,000 | 3,659 |
| Premises and equipment expense | $757,000 | 2,573 |
| Additional noninterest expense | $1,085,000 | 3,672 |
| Pre-tax net operating income | $1,170,000 | 4,968 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $442,000 | 4,166 |
| Income before extraordinary items | $729,000 | 5,483 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $729,000 | 5,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $331,000 | 1,730 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $1,996,000 | 393 |
| Net operating income | $728,360 | 5,383 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,409,000 | 4,819 |
| Total interest expense | $2,559,000 | 5,326 |
| Net interest income | $3,850,000 | 4,378 |
| Provision for loan and lease losses | $330,000 | 2,419 |
| Total noninterest income | $873,000 | 3,365 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $431,000 | 3,027 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $442,000 | 3,085 |
| Total noninterest expense | $3,313,000 | 3,785 |
| Salaries and employee benefits | $1,715,000 | 3,809 |
| Premises and equipment expense | $610,000 | 3,103 |
| Additional noninterest expense | $988,000 | 3,956 |
| Pre-tax net operating income | $1,080,000 | 5,603 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $421,000 | 4,729 |
| Income before extraordinary items | $661,000 | 6,062 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $661,000 | 6,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,759 |
| Cash dividends | $103,000 | 6,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $659,720 | 6,025 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,583,000 | 5,457 |
| Total interest expense | $2,288,000 | 5,867 |
| Net interest income | $3,295,000 | 5,082 |
| Provision for loan and lease losses | $348,000 | 2,332 |
| Total noninterest income | $758,000 | 3,849 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $388,000 | 3,423 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $370,000 | 3,554 |
| Total noninterest expense | $3,131,000 | 4,171 |
| Salaries and employee benefits | $1,430,000 | 4,508 |
| Premises and equipment expense | $542,000 | 3,526 |
| Additional noninterest expense | $1,159,000 | 3,896 |
| Pre-tax net operating income | $574,000 | 7,549 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $166,000 | 7,640 |
| Income before extraordinary items | $410,000 | 7,538 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $410,000 | 7,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,990 |
| Cash dividends | $53,000 | 7,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $408,580 | 7,495 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,824,000 | 6,150 |
| Total interest expense | $1,974,000 | 6,526 |
| Net interest income | $2,850,000 | 5,733 |
| Provision for loan and lease losses | $201,000 | 2,982 |
| Total noninterest income | $764,000 | 3,816 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $355,000 | 3,724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $409,000 | 3,271 |
| Total noninterest expense | $2,665,000 | 4,720 |
| Salaries and employee benefits | $1,302,000 | 4,854 |
| Premises and equipment expense | $493,000 | 3,802 |
| Additional noninterest expense | $870,000 | 4,906 |
| Pre-tax net operating income | $748,000 | 7,070 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $285,000 | 6,195 |
| Income before extraordinary items | $466,000 | 7,508 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $466,000 | 7,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,774 |
| Cash dividends | $47,000 | 7,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $464,080 | 7,492 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,735,000 | 7,019 |
| Total interest expense | $1,323,000 | 7,476 |
| Net interest income | $2,412,000 | 6,638 |
| Provision for loan and lease losses | $205,000 | 2,968 |
| Total noninterest income | $402,000 | 6,136 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $263,000 | 4,849 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 6,445 |
| Total noninterest expense | $2,081,000 | 6,007 |
| Salaries and employee benefits | $956,000 | 6,329 |
| Premises and equipment expense | $331,000 | 5,289 |
| Additional noninterest expense | $794,000 | 5,729 |
| Pre-tax net operating income | $528,000 | 8,467 |
| Securities gains (losses) | $-6,000 | 9,509 |
| Applicable income taxes | $214,000 | 7,113 |
| Income before extraordinary items | $308,000 | 9,057 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $308,000 | 9,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,422 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $577,000 | 525 |
| Net operating income | $311,840 | 9,092 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,947,000 | 8,428 |
| Total interest expense | $1,283,000 | 7,941 |
| Net interest income | $1,664,000 | 8,597 |
| Provision for loan and lease losses | $131,000 | 4,988 |
| Total noninterest income | $421,000 | 6,257 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 5,745 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $209,000 | 5,530 |
| Total noninterest expense | $1,423,000 | 8,098 |
| Salaries and employee benefits | $597,000 | 8,824 |
| Premises and equipment expense | $308,000 | 5,720 |
| Additional noninterest expense | $518,000 | 8,046 |
| Pre-tax net operating income | $531,000 | 8,444 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $209,000 | 7,456 |
| Income before extraordinary items | $321,000 | 9,222 |
| Extraordinary gains, net | $-10,000 | 12,314 |
| Net income | $311,000 | 9,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 7,224 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $-5,000 | 13,151 |
| Net operating income | $321,640 | 8,967 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,223,000 | 10,428 |
| Total interest expense | $942,000 | 10,653 |
| Net interest income | $1,281,000 | 10,026 |
| Provision for loan and lease losses | $63,000 | 8,454 |
| Total noninterest income | $332,000 | 7,326 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 6,869 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 6,188 |
| Total noninterest expense | $1,127,000 | 9,375 |
| Salaries and employee benefits | $465,000 | 10,142 |
| Premises and equipment expense | $267,000 | 6,488 |
| Additional noninterest expense | $395,000 | 9,613 |
| Pre-tax net operating income | $423,000 | 9,038 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $165,000 | 8,276 |
| Income before extraordinary items | $258,000 | 9,813 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $258,000 | 9,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 10,157 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 933 |
| Net operating income | $258,000 | 9,445 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.