Home > First Counties Bank > Assets and Liabilities
First Counties Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 55 | 3,178 |
| Assets and Liabilities | ||
| Total Assets: | $90,656,000 | 4,798 |
| Cash and due from depository institutions | $6,380,000 | 3,178 |
| Interest-bearing balances | $496,000 | 3,165 |
| Securities | $14,664,000 | 5,874 |
| Federal funds sold & reverse repurchase agreements | $6,010,000 | 1,601 |
| Net loans & leases | $59,721,000 | 4,528 |
| Loan loss allowance | $1,164,000 | 2,998 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $852,000 | 6,489 |
| Other real estate owned | $267,000 | 3,178 |
| Goodwill and other intangibles | $187,000 | 2,422 |
| All other assets | $2,575,000 | 3,231 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,656,000 | 4,798 |
| Total liabilities | $81,963,000 | 4,762 |
| Total deposits | $81,057,000 | 4,510 |
| Interest-bearing deposits | $70,119,000 | 4,476 |
| Deposits held in domestic offices | $81,057,000 | 4,505 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $906,000 | 3,508 |
| Total equity capital | $8,693,000 | 4,760 |
| Total bank equity capital | $8,693,000 | 4,760 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,462,000 | 647 |
| Surplus | $0 | 9,427 |
| Undivided profits | $3,231,000 | 5,330 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $752,000 | 2,764 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $388,000 | 348 |
| Income earned, not collected on loans | $522,000 | 4,419 |
| Earning assets | $80,891,000 | 4,849 |
| Long-term assets (5+ years) | $6,053,000 | 5,937 |
| Average Assets, year-to-date | $89,685,400 | 4,676 |
| Average Assets, quarterly | $91,578,500 | 4,721 |
| Volatile liabilities | $7,089,000 | 6,402 |
| Insider loans | $2,060,000 | 2,177 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $13,836,000 | 3,041 |
| Tier 1 (core) risk-based capital | $8,904,000 | 4,683 |
| Tier 2 risk-based capital | $781,060 | 3,883 |
| Total risk weighted assets | $62,102,060 | 4,503 |
| Total unused commitments | $13,836,000 | 3,044 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 58 | 3,057 |
| Assets and Liabilities | ||
| Total Assets: | $85,987,000 | 4,936 |
| Cash and due from depository institutions | $4,482,000 | 3,057 |
| Interest-bearing balances | $496,000 | 3,533 |
| Securities | $13,577,000 | 6,127 |
| Federal funds sold & reverse repurchase agreements | $6,600,000 | 2,618 |
| Net loans & leases | $56,653,000 | 4,508 |
| Loan loss allowance | $1,028,000 | 3,252 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $954,000 | 6,117 |
| Other real estate owned | $1,165,000 | 3,057 |
| Goodwill and other intangibles | $246,000 | 2,243 |
| All other assets | $2,310,000 | 3,154 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,987,000 | 4,936 |
| Total liabilities | $77,939,000 | 4,887 |
| Total deposits | $77,271,000 | 4,662 |
| Interest-bearing deposits | $67,540,000 | 4,592 |
| Deposits held in domestic offices | $77,271,000 | 4,658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $668,000 | 4,762 |
| Total equity capital | $8,048,000 | 5,189 |
| Total bank equity capital | $8,048,000 | 5,189 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $4,942,000 | 738 |
| Surplus | $0 | 9,669 |
| Undivided profits | $3,106,000 | 5,794 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,191,000 | 837 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,652,000 | 70 |
| Income earned, not collected on loans | $487,000 | 4,694 |
| Earning assets | $77,326,000 | 5,016 |
| Long-term assets (5+ years) | $5,333,000 | 6,101 |
| Average Assets, year-to-date | $81,096,600 | 4,916 |
| Average Assets, quarterly | $84,429,000 | 4,920 |
| Volatile liabilities | $7,710,000 | 5,770 |
| Insider loans | $1,918,000 | 2,182 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,339,000 | 3,784 |
| Tier 1 (core) risk-based capital | $7,793,000 | 5,126 |
| Tier 2 risk-based capital | $732,660 | 3,931 |
| Total risk weighted assets | $58,317,760 | 4,505 |
| Total unused commitments | $9,339,000 | 3,791 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 51 | 3,533 |
| Assets and Liabilities | ||
| Total Assets: | $77,832,000 | 5,290 |
| Cash and due from depository institutions | $3,890,000 | 3,533 |
| Interest-bearing balances | $495,000 | 3,168 |
| Securities | $14,079,000 | 6,209 |
| Federal funds sold & reverse repurchase agreements | $5,600,000 | 2,461 |
| Net loans & leases | $50,706,000 | 4,920 |
| Loan loss allowance | $979,000 | 3,416 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $661,000 | 7,172 |
| Other real estate owned | $784,000 | 3,533 |
| Goodwill and other intangibles | $113,000 | 2,552 |
| All other assets | $1,999,000 | 3,517 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,832,000 | 5,290 |
| Total liabilities | $72,505,000 | 5,137 |
| Total deposits | $71,671,000 | 4,946 |
| Interest-bearing deposits | $63,276,000 | 4,851 |
| Deposits held in domestic offices | $71,671,000 | 4,941 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $834,000 | 4,126 |
| Total equity capital | $5,327,000 | 6,896 |
| Total bank equity capital | $5,327,000 | 6,896 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,291,000 | 2,663 |
| Surplus | $1,654,000 | 5,997 |
| Undivided profits | $2,382,000 | 6,684 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $939,000 | 2,585 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $527,000 | 4,496 |
| Earning assets | $70,880,000 | 5,326 |
| Long-term assets (5+ years) | $3,791,000 | 6,608 |
| Average Assets, year-to-date | $75,191,000 | 5,241 |
| Average Assets, quarterly | $78,509,000 | 5,197 |
| Volatile liabilities | $10,044,000 | 5,000 |
| Insider loans | $972,000 | 3,634 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $7,808,000 | 4,043 |
| Tier 1 (core) risk-based capital | $5,201,000 | 6,838 |
| Tier 2 risk-based capital | $616,400 | 4,426 |
| Total risk weighted assets | $48,949,300 | 5,121 |
| Total unused commitments | $7,808,000 | 4,045 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 47 | 3,970 |
| Assets and Liabilities | ||
| Total Assets: | $69,369,000 | 5,910 |
| Cash and due from depository institutions | $2,891,000 | 3,970 |
| Interest-bearing balances | $396,000 | 3,303 |
| Securities | $10,045,000 | 7,939 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,836 |
| Net loans & leases | $50,459,000 | 5,003 |
| Loan loss allowance | $824,000 | 4,118 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $480,000 | 8,215 |
| Other real estate owned | $586,000 | 3,970 |
| Goodwill and other intangibles | $148,000 | 2,290 |
| All other assets | $1,760,000 | 4,040 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,369,000 | 5,910 |
| Total liabilities | $64,731,000 | 5,744 |
| Total deposits | $64,020,000 | 5,563 |
| Interest-bearing deposits | $56,240,000 | 5,474 |
| Deposits held in domestic offices | $64,020,000 | 5,555 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $711,000 | 4,624 |
| Total equity capital | $4,638,000 | 7,565 |
| Total bank equity capital | $4,638,000 | 7,565 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,291,000 | 2,840 |
| Surplus | $1,655,000 | 6,133 |
| Undivided profits | $1,692,000 | 7,704 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,682,000 | 1,753 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $872,000 | 154 |
| Income earned, not collected on loans | $657,000 | 3,510 |
| Earning assets | $63,900,000 | 5,899 |
| Long-term assets (5+ years) | $1,180,000 | 8,564 |
| Average Assets, year-to-date | $66,837,600 | 5,895 |
| Average Assets, quarterly | $69,208,500 | 5,880 |
| Volatile liabilities | $7,905,000 | 5,645 |
| Insider loans | $1,132,000 | 3,312 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,911,000 | 3,933 |
| Tier 1 (core) risk-based capital | $4,483,000 | 7,593 |
| Tier 2 risk-based capital | $567,360 | 4,782 |
| Total risk weighted assets | $45,131,760 | 5,480 |
| Total unused commitments | $7,911,000 | 3,947 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 42 | 4,498 |
| Assets and Liabilities | ||
| Total Assets: | $61,448,000 | 6,538 |
| Cash and due from depository institutions | $3,715,000 | 4,498 |
| Interest-bearing balances | $693,000 | 2,938 |
| Securities | $9,543,000 | 8,433 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 3,879 |
| Net loans & leases | $42,710,000 | 5,566 |
| Loan loss allowance | $642,000 | 5,027 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $566,000 | 7,943 |
| Other real estate owned | $218,000 | 4,498 |
| Goodwill and other intangibles | $185,000 | 2,052 |
| All other assets | $1,011,000 | 6,315 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,448,000 | 6,538 |
| Total liabilities | $57,164,000 | 6,357 |
| Total deposits | $56,686,000 | 6,184 |
| Interest-bearing deposits | $51,011,000 | 5,994 |
| Deposits held in domestic offices | $56,686,000 | 6,177 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $478,000 | 6,403 |
| Total equity capital | $4,284,000 | 8,052 |
| Total bank equity capital | $4,284,000 | 8,052 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,291,000 | 2,932 |
| Surplus | $1,655,000 | 6,212 |
| Undivided profits | $1,338,000 | 8,608 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $957,000 | 2,721 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $363,000 | 6,259 |
| Earning assets | $56,446,000 | 6,526 |
| Long-term assets (5+ years) | $197,000 | 10,081 |
| Average Assets, year-to-date | $58,806,600 | 6,551 |
| Average Assets, quarterly | $60,911,000 | 6,509 |
| Volatile liabilities | $7,367,000 | 5,591 |
| Insider loans | $191,000 | 8,088 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,497,000 | 5,248 |
| Tier 1 (core) risk-based capital | $4,089,000 | 8,129 |
| Tier 2 risk-based capital | $448,850 | 5,740 |
| Total risk weighted assets | $35,714,750 | 6,471 |
| Total unused commitments | $4,497,000 | 5,259 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 42 | 4,658 |
| Assets and Liabilities | ||
| Total Assets: | $56,565,000 | 6,942 |
| Cash and due from depository institutions | $2,649,000 | 4,658 |
| Interest-bearing balances | $594,000 | 3,112 |
| Securities | $8,765,000 | 9,227 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 5,448 |
| Net loans & leases | $42,497,000 | 5,557 |
| Loan loss allowance | $502,000 | 6,150 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $428,000 | 8,954 |
| Other real estate owned | $140,000 | 4,658 |
| Goodwill and other intangibles | $221,000 | 1,866 |
| All other assets | $865,000 | 7,377 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,565,000 | 6,942 |
| Total liabilities | $52,749,000 | 6,789 |
| Total deposits | $52,381,000 | 6,573 |
| Interest-bearing deposits | $47,615,000 | 6,319 |
| Deposits held in domestic offices | $52,381,000 | 6,567 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $368,000 | 6,441 |
| Total equity capital | $3,816,000 | 8,393 |
| Total bank equity capital | $3,816,000 | 8,393 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,173,000 | 3,343 |
| Surplus | $1,397,000 | 6,959 |
| Undivided profits | $1,246,000 | 8,502 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $120,000 | 8,061 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $458,000 | 4,575 |
| Earning assets | $52,856,000 | 6,819 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $48,959,200 | 7,485 |
| Average Assets, quarterly | $56,874,500 | 6,865 |
| Volatile liabilities | $5,373,000 | 6,480 |
| Insider loans | $1,997,000 | 2,095 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,611,000 | 5,838 |
| Tier 1 (core) risk-based capital | $3,634,000 | 8,744 |
| Tier 2 risk-based capital | $431,730 | 5,906 |
| Total risk weighted assets | $34,467,730 | 6,579 |
| Total unused commitments | $3,611,000 | 5,847 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 25 | 7,348 |
| Assets and Liabilities | ||
| Total Assets: | $41,438,000 | 8,648 |
| Cash and due from depository institutions | $1,930,000 | 7,348 |
| Interest-bearing balances | $1,089,000 | 3,268 |
| Securities | $7,076,000 | 10,288 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 7,708 |
| Net loans & leases | $30,583,000 | 6,899 |
| Loan loss allowance | $415,000 | 7,215 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $125,000 | 11,922 |
| Other real estate owned | $0 | 7,348 |
| Goodwill and other intangibles | $81,000 | 2,302 |
| All other assets | $643,000 | 8,213 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,438,000 | 8,648 |
| Total liabilities | $38,468,000 | 8,515 |
| Total deposits | $38,234,000 | 8,362 |
| Interest-bearing deposits | $34,952,000 | 8,064 |
| Deposits held in domestic offices | $38,234,000 | 8,355 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $234,000 | 8,618 |
| Total equity capital | $2,970,000 | 9,825 |
| Total bank equity capital | $2,970,000 | 9,825 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $994,000 | 8,463 |
| Undivided profits | $976,000 | 9,592 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $124,000 | 8,757 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $299,000 | 6,098 |
| Earning assets | $39,748,000 | 8,410 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $39,931,000 | 8,683 |
| Average Assets, quarterly | $42,021,500 | 8,526 |
| Volatile liabilities | $3,735,000 | 7,595 |
| Insider loans | $1,635,000 | 2,480 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,424,000 | 5,234 |
| Tier 1 (core) risk-based capital | $2,889,000 | 9,906 |
| Tier 2 risk-based capital | $342,830 | 6,961 |
| Total risk weighted assets | $27,354,530 | 7,711 |
| Total unused commitments | $4,424,000 | 5,256 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 22 | 8,155 |
| Assets and Liabilities | ||
| Total Assets: | $30,282,000 | 10,384 |
| Cash and due from depository institutions | $2,469,000 | 8,155 |
| Interest-bearing balances | $594,000 | 4,625 |
| Securities | $2,864,000 | 12,653 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 5,662 |
| Net loans & leases | $21,854,000 | 8,501 |
| Loan loss allowance | $311,000 | 8,636 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $173,000 | 11,858 |
| Other real estate owned | $0 | 8,155 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $422,000 | 10,455 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,282,000 | 10,384 |
| Total liabilities | $27,618,000 | 10,344 |
| Total deposits | $27,444,000 | 10,229 |
| Interest-bearing deposits | $24,769,000 | 9,965 |
| Deposits held in domestic offices | $27,444,000 | 10,225 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $174,000 | 10,617 |
| Total equity capital | $2,664,000 | 10,293 |
| Total bank equity capital | $2,664,000 | 10,293 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,002,000 | 3,928 |
| Surplus | $996,000 | 8,508 |
| Undivided profits | $666,000 | 10,521 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $73,000 | 10,679 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $205,000 | 8,559 |
| Earning assets | $27,812,000 | 10,311 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $27,213,600 | 10,708 |
| Average Assets, quarterly | $30,301,000 | 10,334 |
| Volatile liabilities | $3,230,000 | 8,278 |
| Insider loans | $21,000 | 8,307 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,602,000 | 5,555 |
| Tier 1 (core) risk-based capital | $2,664,000 | 10,237 |
| Tier 2 risk-based capital | $260,000 | 8,235 |
| Total risk weighted assets | $20,748,800 | 9,127 |
| Total unused commitments | $3,602,000 | 5,582 |
| Derivatives | $0 | 651 |