Home > First CornerStone Bank > Income and Expense
First CornerStone Bank, Income and Expense
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $834,000 | 4,651 |
| Total interest expense | $198,000 | 2,858 |
| Net interest income | $636,000 | 4,902 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $-350,000 | 6,112 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $4,000 | 5,779 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $-354,000 | 6,117 |
| Total noninterest expense | $1,439,000 | 2,955 |
| Salaries and employee benefits | $515,000 | 3,831 |
| Premises and equipment expense | $287,000 | 1,946 |
| Additional noninterest expense | $637,000 | 2,267 |
| Pre-tax net operating income | $-1,153,000 | 6,098 |
| Securities gains (losses) | $4,000 | 1,767 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-1,149,000 | 6,094 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-1,149,000 | 6,094 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-1,149,000 | 6,094 |
| Net charge-offs | $59,000 | 1,329 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-1,153,000 | 6,092 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,616,000 | 4,498 |
| Total interest expense | $831,000 | 2,750 |
| Net interest income | $2,785,000 | 4,777 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $276,000 | 4,904 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $18,000 | 5,839 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $258,000 | 4,154 |
| Total noninterest expense | $6,431,000 | 2,724 |
| Salaries and employee benefits | $2,372,000 | 3,538 |
| Premises and equipment expense | $1,221,000 | 1,857 |
| Additional noninterest expense | $2,838,000 | 2,106 |
| Pre-tax net operating income | $-3,370,000 | 6,157 |
| Securities gains (losses) | $-25,000 | 5,957 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $-3,395,000 | 6,155 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-3,395,000 | 6,155 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-3,395,000 | 6,155 |
| Net charge-offs | $252,000 | 1,770 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-3,370,000 | 6,153 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,644,000 | 4,598 |
| Total interest expense | $625,000 | 2,780 |
| Net interest income | $2,019,000 | 4,875 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $-110,000 | 6,239 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $15,000 | 5,897 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-125,000 | 6,220 |
| Total noninterest expense | $4,811,000 | 2,736 |
| Salaries and employee benefits | $1,831,000 | 3,476 |
| Premises and equipment expense | $932,000 | 1,848 |
| Additional noninterest expense | $2,048,000 | 2,161 |
| Pre-tax net operating income | $-2,902,000 | 6,246 |
| Securities gains (losses) | $-25,000 | 6,083 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $-2,927,000 | 6,242 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,927,000 | 6,242 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-2,927,000 | 6,242 |
| Net charge-offs | $154,000 | 1,770 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-2,902,000 | 6,240 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,790,000 | 4,606 |
| Total interest expense | $414,000 | 2,807 |
| Net interest income | $1,376,000 | 4,881 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $-360,000 | 6,333 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $11,000 | 5,935 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-371,000 | 6,330 |
| Total noninterest expense | $3,244,000 | 2,737 |
| Salaries and employee benefits | $1,241,000 | 3,470 |
| Premises and equipment expense | $635,000 | 1,814 |
| Additional noninterest expense | $1,368,000 | 2,155 |
| Pre-tax net operating income | $-2,228,000 | 6,323 |
| Securities gains (losses) | $-17,000 | 6,164 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $-2,245,000 | 6,320 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-2,245,000 | 6,320 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-2,245,000 | 6,320 |
| Net charge-offs | $-15,000 | 5,380 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-2,228,000 | 6,318 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $894,000 | 4,632 |
| Total interest expense | $205,000 | 2,846 |
| Net interest income | $689,000 | 4,903 |
| Provision for loan and lease losses | $128,000 | 1,233 |
| Total noninterest income | $-48,000 | 6,377 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $6,000 | 5,941 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-54,000 | 6,360 |
| Total noninterest expense | $1,628,000 | 2,740 |
| Salaries and employee benefits | $630,000 | 3,461 |
| Premises and equipment expense | $330,000 | 1,777 |
| Additional noninterest expense | $668,000 | 2,188 |
| Pre-tax net operating income | $-1,115,000 | 6,389 |
| Securities gains (losses) | $23,000 | 1,179 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-1,092,000 | 6,385 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-1,092,000 | 6,386 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-1,092,000 | 6,386 |
| Net charge-offs | $462,000 | 380 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-1,115,000 | 6,383 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,059,000 | 4,437 |
| Total interest expense | $894,000 | 2,796 |
| Net interest income | $3,165,000 | 4,694 |
| Provision for loan and lease losses | $250,000 | 2,195 |
| Total noninterest income | $-914,000 | 6,490 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $19,000 | 6,149 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-933,000 | 6,487 |
| Total noninterest expense | $6,816,000 | 2,672 |
| Salaries and employee benefits | $2,665,000 | 3,343 |
| Premises and equipment expense | $1,293,000 | 1,791 |
| Additional noninterest expense | $2,858,000 | 2,120 |
| Pre-tax net operating income | $-4,815,000 | 6,490 |
| Securities gains (losses) | $123,000 | 1,109 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-4,692,000 | 6,479 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-4,692,000 | 6,478 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-4,692,000 | 6,478 |
| Net charge-offs | $424,000 | 1,652 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $4,035,000 | 93 |
| Net operating income | $-4,815,000 | 6,480 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,109,000 | 4,434 |
| Total interest expense | $688,000 | 2,802 |
| Net interest income | $2,421,000 | 4,707 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $72,000 | 6,083 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $15,000 | 6,213 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $57,000 | 5,535 |
| Total noninterest expense | $5,118,000 | 2,669 |
| Salaries and employee benefits | $2,027,000 | 3,326 |
| Premises and equipment expense | $975,000 | 1,798 |
| Additional noninterest expense | $2,116,000 | 2,137 |
| Pre-tax net operating income | $-2,625,000 | 6,549 |
| Securities gains (losses) | $104,000 | 969 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-2,521,000 | 6,539 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,521,000 | 6,538 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-2,521,000 | 6,538 |
| Net charge-offs | $282,000 | 1,659 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $4,035,000 | 72 |
| Net operating income | $-2,625,000 | 6,542 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,149,000 | 4,367 |
| Total interest expense | $474,000 | 2,737 |
| Net interest income | $1,675,000 | 4,621 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $70,000 | 5,840 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $10,000 | 6,259 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $60,000 | 5,144 |
| Total noninterest expense | $3,396,000 | 2,688 |
| Salaries and employee benefits | $1,364,000 | 3,334 |
| Premises and equipment expense | $653,000 | 1,812 |
| Additional noninterest expense | $1,379,000 | 2,175 |
| Pre-tax net operating income | $-1,651,000 | 6,618 |
| Securities gains (losses) | $48,000 | 1,191 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-1,603,000 | 6,616 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,603,000 | 6,616 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-1,603,000 | 6,616 |
| Net charge-offs | $284,000 | 1,297 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $4,035,000 | 52 |
| Net operating income | $-1,651,000 | 6,617 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,063,000 | 4,419 |
| Total interest expense | $243,000 | 2,735 |
| Net interest income | $820,000 | 4,712 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $15,000 | 6,382 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $5,000 | 6,292 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $10,000 | 5,976 |
| Total noninterest expense | $1,740,000 | 2,637 |
| Salaries and employee benefits | $703,000 | 3,272 |
| Premises and equipment expense | $330,000 | 1,821 |
| Additional noninterest expense | $707,000 | 2,130 |
| Pre-tax net operating income | $-905,000 | 6,681 |
| Securities gains (losses) | $-12,000 | 6,452 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-917,000 | 6,684 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-917,000 | 6,684 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-917,000 | 6,684 |
| Net charge-offs | $-3,000 | 5,214 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $4,035,000 | 29 |
| Net operating income | $-905,000 | 6,681 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,823,000 | 4,165 |
| Total interest expense | $1,260,000 | 2,483 |
| Net interest income | $3,563,000 | 4,535 |
| Provision for loan and lease losses | $1,155,000 | 982 |
| Total noninterest income | $-212,000 | 6,735 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $28,000 | 6,314 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-240,000 | 6,688 |
| Total noninterest expense | $6,677,000 | 2,731 |
| Salaries and employee benefits | $2,468,000 | 3,576 |
| Premises and equipment expense | $1,328,000 | 1,763 |
| Additional noninterest expense | $2,881,000 | 2,168 |
| Pre-tax net operating income | $-4,481,000 | 6,751 |
| Securities gains (losses) | $173,000 | 980 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-4,308,000 | 6,747 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,308,000 | 6,747 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-4,308,000 | 6,747 |
| Net charge-offs | $999,000 | 1,272 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $5,997,000 | 73 |
| Net operating income | $-4,481,000 | 6,747 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,814,000 | 4,061 |
| Total interest expense | $994,000 | 2,455 |
| Net interest income | $2,820,000 | 4,453 |
| Provision for loan and lease losses | $960,000 | 915 |
| Total noninterest income | $-3,000 | 6,761 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $24,000 | 6,321 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-27,000 | 6,652 |
| Total noninterest expense | $4,792,000 | 2,849 |
| Salaries and employee benefits | $1,795,000 | 3,666 |
| Premises and equipment expense | $998,000 | 1,770 |
| Additional noninterest expense | $1,999,000 | 2,309 |
| Pre-tax net operating income | $-2,935,000 | 6,829 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-2,935,000 | 6,828 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-2,935,000 | 6,829 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,935,000 | 6,829 |
| Net charge-offs | $879,000 | 1,101 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $5,997,000 | 52 |
| Net operating income | $-2,935,000 | 6,823 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,583,000 | 4,037 |
| Total interest expense | $695,000 | 2,415 |
| Net interest income | $1,888,000 | 4,450 |
| Provision for loan and lease losses | $960,000 | 699 |
| Total noninterest income | $11,000 | 6,715 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $18,000 | 6,289 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-7,000 | 6,674 |
| Total noninterest expense | $3,044,000 | 2,963 |
| Salaries and employee benefits | $1,146,000 | 3,781 |
| Premises and equipment expense | $665,000 | 1,764 |
| Additional noninterest expense | $1,233,000 | 2,471 |
| Pre-tax net operating income | $-2,105,000 | 6,874 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-2,105,000 | 6,881 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-2,105,000 | 6,882 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-2,105,000 | 6,882 |
| Net charge-offs | $883,000 | 842 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $5,997,000 | 32 |
| Net operating income | $-2,105,000 | 6,873 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,298,000 | 4,058 |
| Total interest expense | $377,000 | 2,319 |
| Net interest income | $921,000 | 4,533 |
| Provision for loan and lease losses | $175,000 | 1,482 |
| Total noninterest income | $4,000 | 6,806 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $8,000 | 6,381 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-4,000 | 6,770 |
| Total noninterest expense | $1,463,000 | 3,060 |
| Salaries and employee benefits | $537,000 | 3,988 |
| Premises and equipment expense | $325,000 | 1,831 |
| Additional noninterest expense | $601,000 | 2,550 |
| Pre-tax net operating income | $-713,000 | 6,910 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-713,000 | 6,913 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-713,000 | 6,914 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-713,000 | 6,914 |
| Net charge-offs | $-5,000 | 5,894 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $5,997,000 | 12 |
| Net operating income | $-713,000 | 6,906 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,376,000 | 3,674 |
| Total interest expense | $1,944,000 | 2,181 |
| Net interest income | $4,432,000 | 4,132 |
| Provision for loan and lease losses | $558,000 | 2,576 |
| Total noninterest income | $-1,123,000 | 7,029 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $48,000 | 6,258 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-1,171,000 | 7,003 |
| Total noninterest expense | $6,370,000 | 2,903 |
| Salaries and employee benefits | $2,116,000 | 4,003 |
| Premises and equipment expense | $1,291,000 | 1,826 |
| Additional noninterest expense | $2,963,000 | 2,196 |
| Pre-tax net operating income | $-3,619,000 | 6,912 |
| Securities gains (losses) | $134,000 | 2,035 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-3,485,000 | 6,921 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,485,000 | 6,920 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-3,485,000 | 6,920 |
| Net charge-offs | $983,000 | 1,833 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $3,176,000 | 123 |
| Net operating income | $-3,619,000 | 6,909 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,851,000 | 3,714 |
| Total interest expense | $1,527,000 | 2,187 |
| Net interest income | $3,324,000 | 4,196 |
| Provision for loan and lease losses | $558,000 | 2,143 |
| Total noninterest income | $-24,000 | 6,984 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $36,000 | 6,338 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-60,000 | 6,864 |
| Total noninterest expense | $4,744,000 | 2,919 |
| Salaries and employee benefits | $1,591,000 | 4,002 |
| Premises and equipment expense | $964,000 | 1,847 |
| Additional noninterest expense | $2,189,000 | 2,212 |
| Pre-tax net operating income | $-2,002,000 | 6,973 |
| Securities gains (losses) | $134,000 | 1,762 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-1,868,000 | 6,983 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,868,000 | 6,980 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,868,000 | 6,982 |
| Net charge-offs | $740,000 | 1,757 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $3,054,000 | 88 |
| Net operating income | $-2,002,000 | 6,978 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,287,000 | 3,710 |
| Total interest expense | $1,073,000 | 2,156 |
| Net interest income | $2,214,000 | 4,221 |
| Provision for loan and lease losses | $376,000 | 2,146 |
| Total noninterest income | $-7,000 | 7,018 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $23,000 | 6,408 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-30,000 | 6,915 |
| Total noninterest expense | $3,095,000 | 2,982 |
| Salaries and employee benefits | $1,077,000 | 3,982 |
| Premises and equipment expense | $640,000 | 1,855 |
| Additional noninterest expense | $1,378,000 | 2,354 |
| Pre-tax net operating income | $-1,264,000 | 7,014 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-1,264,000 | 7,038 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,264,000 | 7,037 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,264,000 | 7,038 |
| Net charge-offs | $480,000 | 1,821 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-1,264,000 | 7,023 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,710,000 | 3,632 |
| Total interest expense | $564,000 | 2,139 |
| Net interest income | $1,146,000 | 4,141 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $14,000 | 6,837 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $11,000 | 6,444 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,000 | 6,669 |
| Total noninterest expense | $1,512,000 | 3,035 |
| Salaries and employee benefits | $549,000 | 3,960 |
| Premises and equipment expense | $328,000 | 1,806 |
| Additional noninterest expense | $635,000 | 2,509 |
| Pre-tax net operating income | $-352,000 | 6,976 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-352,000 | 7,018 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-352,000 | 7,017 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-352,000 | 7,018 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-352,000 | 6,994 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,460,000 | 3,521 |
| Total interest expense | $3,139,000 | 1,880 |
| Net interest income | $4,321,000 | 4,325 |
| Provision for loan and lease losses | $3,240,000 | 1,127 |
| Total noninterest income | $-2,227,000 | 7,306 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $41,000 | 6,479 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-2,268,000 | 7,288 |
| Total noninterest expense | $5,731,000 | 3,172 |
| Salaries and employee benefits | $2,219,000 | 3,883 |
| Premises and equipment expense | $1,268,000 | 1,953 |
| Additional noninterest expense | $2,244,000 | 2,815 |
| Pre-tax net operating income | $-6,877,000 | 7,142 |
| Securities gains (losses) | $254,000 | 1,264 |
| Applicable income taxes | $357,000 | 2,367 |
| Income before extraordinary items | $-6,980,000 | 7,141 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-6,980,000 | 7,140 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-6,980,000 | 7,142 |
| Net charge-offs | $3,264,000 | 1,129 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-7,234,000 | 7,142 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,727,000 | 3,490 |
| Total interest expense | $2,470,000 | 1,871 |
| Net interest income | $3,257,000 | 4,341 |
| Provision for loan and lease losses | $435,000 | 3,110 |
| Total noninterest income | $-793,000 | 7,339 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $27,000 | 6,579 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-820,000 | 7,299 |
| Total noninterest expense | $4,289,000 | 3,190 |
| Salaries and employee benefits | $1,649,000 | 3,906 |
| Premises and equipment expense | $948,000 | 1,982 |
| Additional noninterest expense | $1,692,000 | 2,828 |
| Pre-tax net operating income | $-2,260,000 | 7,030 |
| Securities gains (losses) | $147,000 | 1,448 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-2,113,000 | 7,073 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,113,000 | 7,074 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-2,113,000 | 7,074 |
| Net charge-offs | $835,000 | 2,096 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-2,260,000 | 7,068 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,901,000 | 3,466 |
| Total interest expense | $1,691,000 | 1,892 |
| Net interest income | $2,210,000 | 4,293 |
| Provision for loan and lease losses | $175,000 | 3,727 |
| Total noninterest income | $-161,000 | 7,332 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $18,000 | 6,606 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-179,000 | 7,265 |
| Total noninterest expense | $2,833,000 | 3,242 |
| Salaries and employee benefits | $1,124,000 | 3,887 |
| Premises and equipment expense | $617,000 | 2,043 |
| Additional noninterest expense | $1,092,000 | 2,966 |
| Pre-tax net operating income | $-959,000 | 6,968 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-959,000 | 7,016 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-959,000 | 7,014 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-959,000 | 7,016 |
| Net charge-offs | $89,000 | 3,956 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-959,000 | 7,001 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,988,000 | 3,427 |
| Total interest expense | $887,000 | 1,864 |
| Net interest income | $1,101,000 | 4,300 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $10,000 | 7,116 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $9,000 | 6,596 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,000 | 7,012 |
| Total noninterest expense | $1,472,000 | 3,154 |
| Salaries and employee benefits | $585,000 | 3,800 |
| Premises and equipment expense | $302,000 | 2,123 |
| Additional noninterest expense | $585,000 | 2,773 |
| Pre-tax net operating income | $-361,000 | 6,996 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-361,000 | 7,044 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-361,000 | 7,044 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-361,000 | 7,044 |
| Net charge-offs | $33,000 | 3,690 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-361,000 | 7,030 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,315,000 | 2,886 |
| Total interest expense | $5,002,000 | 1,662 |
| Net interest income | $5,313,000 | 3,793 |
| Provision for loan and lease losses | $837,000 | 3,344 |
| Total noninterest income | $-676,000 | 7,513 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $48,000 | 6,259 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-724,000 | 7,450 |
| Total noninterest expense | $6,255,000 | 3,008 |
| Salaries and employee benefits | $2,359,000 | 3,753 |
| Premises and equipment expense | $1,035,000 | 2,408 |
| Additional noninterest expense | $2,861,000 | 2,373 |
| Pre-tax net operating income | $-2,455,000 | 6,854 |
| Securities gains (losses) | $377,000 | 1,079 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-2,078,000 | 6,860 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,078,000 | 6,860 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,078,000 | 6,861 |
| Net charge-offs | $1,384,000 | 2,265 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $3,886,000 | 174 |
| Net operating income | $-2,455,000 | 6,910 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,095,000 | 2,818 |
| Total interest expense | $3,928,000 | 1,651 |
| Net interest income | $4,167,000 | 3,724 |
| Provision for loan and lease losses | $613,000 | 3,208 |
| Total noninterest income | $-350,000 | 7,613 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $35,000 | 6,349 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-385,000 | 7,539 |
| Total noninterest expense | $4,600,000 | 3,061 |
| Salaries and employee benefits | $1,794,000 | 3,748 |
| Premises and equipment expense | $764,000 | 2,483 |
| Additional noninterest expense | $2,042,000 | 2,440 |
| Pre-tax net operating income | $-1,396,000 | 6,914 |
| Securities gains (losses) | $280,000 | 1,129 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-1,116,000 | 6,939 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,116,000 | 6,939 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,116,000 | 6,939 |
| Net charge-offs | $941,000 | 2,263 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $3,886,000 | 132 |
| Net operating income | $-1,396,000 | 6,982 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,534,000 | 2,789 |
| Total interest expense | $2,722,000 | 1,658 |
| Net interest income | $2,812,000 | 3,696 |
| Provision for loan and lease losses | $500,000 | 2,840 |
| Total noninterest income | $74,000 | 6,455 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $26,000 | 6,310 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $48,000 | 5,636 |
| Total noninterest expense | $2,972,000 | 3,143 |
| Salaries and employee benefits | $1,223,000 | 3,710 |
| Premises and equipment expense | $508,000 | 2,514 |
| Additional noninterest expense | $1,241,000 | 2,638 |
| Pre-tax net operating income | $-586,000 | 6,806 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-586,000 | 6,914 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-586,000 | 6,914 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-586,000 | 6,914 |
| Net charge-offs | $505,000 | 2,434 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $3,359,000 | 105 |
| Net operating income | $-586,000 | 6,876 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,734,000 | 2,875 |
| Total interest expense | $1,427,000 | 1,654 |
| Net interest income | $1,307,000 | 3,918 |
| Provision for loan and lease losses | $100,000 | 3,933 |
| Total noninterest income | $15,000 | 7,289 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $13,000 | 6,352 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,000 | 7,254 |
| Total noninterest expense | $1,452,000 | 3,230 |
| Salaries and employee benefits | $632,000 | 3,666 |
| Premises and equipment expense | $253,000 | 2,570 |
| Additional noninterest expense | $567,000 | 2,849 |
| Pre-tax net operating income | $-230,000 | 6,878 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-230,000 | 6,977 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-230,000 | 6,978 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-230,000 | 6,977 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-230,000 | 6,940 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,001,000 | 2,755 |
| Total interest expense | $7,087,000 | 1,672 |
| Net interest income | $4,914,000 | 3,991 |
| Provision for loan and lease losses | $3,662,000 | 1,752 |
| Total noninterest income | $55,000 | 7,357 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $47,000 | 6,516 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $8,000 | 7,239 |
| Total noninterest expense | $5,721,000 | 3,296 |
| Salaries and employee benefits | $2,381,000 | 3,840 |
| Premises and equipment expense | $948,000 | 2,705 |
| Additional noninterest expense | $2,392,000 | 2,850 |
| Pre-tax net operating income | $-4,414,000 | 7,117 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-4,414,000 | 7,204 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,414,000 | 7,203 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,414,000 | 7,203 |
| Net charge-offs | $2,677,000 | 1,722 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 373 |
| Net operating income | $-4,414,000 | 7,210 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,084,000 | 2,758 |
| Total interest expense | $5,456,000 | 1,700 |
| Net interest income | $3,628,000 | 4,036 |
| Provision for loan and lease losses | $2,697,000 | 1,583 |
| Total noninterest income | $41,000 | 7,492 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $36,000 | 6,545 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $5,000 | 7,434 |
| Total noninterest expense | $3,895,000 | 3,567 |
| Salaries and employee benefits | $1,771,000 | 3,902 |
| Premises and equipment expense | $715,000 | 2,731 |
| Additional noninterest expense | $1,409,000 | 3,435 |
| Pre-tax net operating income | $-2,923,000 | 7,266 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-2,923,000 | 7,364 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,923,000 | 7,364 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,923,000 | 7,364 |
| Net charge-offs | $1,735,000 | 1,638 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 305 |
| Net operating income | $-2,923,000 | 7,357 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,215,000 | 2,731 |
| Total interest expense | $3,703,000 | 1,754 |
| Net interest income | $2,512,000 | 3,929 |
| Provision for loan and lease losses | $135,000 | 4,908 |
| Total noninterest income | $28,000 | 7,546 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $25,000 | 6,553 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $3,000 | 7,580 |
| Total noninterest expense | $2,388,000 | 3,867 |
| Salaries and employee benefits | $1,152,000 | 3,987 |
| Premises and equipment expense | $480,000 | 2,745 |
| Additional noninterest expense | $756,000 | 4,034 |
| Pre-tax net operating income | $17,000 | 5,706 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $17,000 | 5,819 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $17,000 | 5,817 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $17,000 | 5,817 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 243 |
| Net operating income | $17,000 | 5,730 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,115,000 | 2,759 |
| Total interest expense | $1,877,000 | 1,792 |
| Net interest income | $1,238,000 | 3,969 |
| Provision for loan and lease losses | $50,000 | 4,881 |
| Total noninterest income | $15,000 | 7,594 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $13,000 | 6,516 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,000 | 7,617 |
| Total noninterest expense | $1,170,000 | 3,842 |
| Salaries and employee benefits | $557,000 | 4,122 |
| Premises and equipment expense | $249,000 | 2,686 |
| Additional noninterest expense | $364,000 | 3,845 |
| Pre-tax net operating income | $33,000 | 5,849 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $9,000 | 4,029 |
| Income before extraordinary items | $24,000 | 6,089 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $24,000 | 6,091 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $24,000 | 6,091 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 139 |
| Net operating income | $24,000 | 5,927 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,595,000 | 2,900 |
| Total interest expense | $7,922,000 | 1,989 |
| Net interest income | $4,673,000 | 4,128 |
| Provision for loan and lease losses | $146,000 | 5,605 |
| Total noninterest income | $78,000 | 7,509 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $73,000 | 6,282 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $5,000 | 7,796 |
| Total noninterest expense | $4,261,000 | 4,047 |
| Salaries and employee benefits | $2,173,000 | 4,185 |
| Premises and equipment expense | $893,000 | 2,889 |
| Additional noninterest expense | $1,195,000 | 4,300 |
| Pre-tax net operating income | $344,000 | 5,306 |
| Securities gains (losses) | $-220,000 | 7,370 |
| Applicable income taxes | $42,000 | 3,938 |
| Income before extraordinary items | $82,000 | 5,922 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $82,000 | 5,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $227,200 | 5,533 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,437,000 | 2,975 |
| Total interest expense | $5,926,000 | 2,069 |
| Net interest income | $3,511,000 | 4,157 |
| Provision for loan and lease losses | $130,000 | 4,814 |
| Total noninterest income | $60,000 | 7,629 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $57,000 | 6,283 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,000 | 7,993 |
| Total noninterest expense | $3,099,000 | 4,119 |
| Salaries and employee benefits | $1,600,000 | 4,264 |
| Premises and equipment expense | $651,000 | 2,987 |
| Additional noninterest expense | $848,000 | 4,396 |
| Pre-tax net operating income | $342,000 | 5,480 |
| Securities gains (losses) | $17,000 | 2,103 |
| Applicable income taxes | $122,000 | 3,432 |
| Income before extraordinary items | $237,000 | 5,519 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $237,000 | 5,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $225,780 | 5,744 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,170,000 | 3,075 |
| Total interest expense | $3,939,000 | 2,146 |
| Net interest income | $2,231,000 | 4,278 |
| Provision for loan and lease losses | $86,000 | 4,526 |
| Total noninterest income | $42,000 | 7,656 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $40,000 | 6,240 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,000 | 8,087 |
| Total noninterest expense | $1,986,000 | 4,253 |
| Salaries and employee benefits | $1,031,000 | 4,421 |
| Premises and equipment expense | $418,000 | 3,091 |
| Additional noninterest expense | $537,000 | 4,524 |
| Pre-tax net operating income | $201,000 | 5,807 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $68,000 | 3,821 |
| Income before extraordinary items | $133,000 | 6,100 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $133,000 | 6,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $133,000 | 6,032 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,047,000 | 3,190 |
| Total interest expense | $1,999,000 | 2,235 |
| Net interest income | $1,048,000 | 4,462 |
| Provision for loan and lease losses | $28,000 | 4,637 |
| Total noninterest income | $23,000 | 7,585 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $22,000 | 6,119 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,000 | 8,110 |
| Total noninterest expense | $961,000 | 4,355 |
| Salaries and employee benefits | $505,000 | 4,519 |
| Premises and equipment expense | $199,000 | 3,248 |
| Additional noninterest expense | $257,000 | 4,594 |
| Pre-tax net operating income | $82,000 | 6,228 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $28,000 | 4,112 |
| Income before extraordinary items | $54,000 | 6,524 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $54,000 | 6,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $54,000 | 6,428 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,431,000 | 3,412 |
| Total interest expense | $7,708,000 | 2,398 |
| Net interest income | $3,723,000 | 4,834 |
| Provision for loan and lease losses | $92,000 | 5,022 |
| Total noninterest income | $106,000 | 7,495 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $101,000 | 6,010 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $5,000 | 8,181 |
| Total noninterest expense | $3,595,000 | 4,438 |
| Salaries and employee benefits | $1,781,000 | 4,780 |
| Premises and equipment expense | $795,000 | 3,096 |
| Additional noninterest expense | $1,019,000 | 4,599 |
| Pre-tax net operating income | $142,000 | 7,028 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $48,000 | 4,953 |
| Income before extraordinary items | $94,000 | 7,160 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $94,000 | 7,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,400 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $2,619,000 | 336 |
| Net operating income | $94,000 | 7,136 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,333,000 | 3,503 |
| Total interest expense | $5,688,000 | 2,433 |
| Net interest income | $2,645,000 | 5,020 |
| Provision for loan and lease losses | $59,000 | 4,893 |
| Total noninterest income | $80,000 | 7,536 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $76,000 | 6,039 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,000 | 8,224 |
| Total noninterest expense | $2,615,000 | 4,507 |
| Salaries and employee benefits | $1,299,000 | 4,846 |
| Premises and equipment expense | $592,000 | 3,100 |
| Additional noninterest expense | $724,000 | 4,701 |
| Pre-tax net operating income | $51,000 | 7,490 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $17,000 | 5,560 |
| Income before extraordinary items | $34,000 | 7,554 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $34,000 | 7,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,809 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $2,617,000 | 248 |
| Net operating income | $34,000 | 7,538 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,426,000 | 3,571 |
| Total interest expense | $3,734,000 | 2,463 |
| Net interest income | $1,692,000 | 5,185 |
| Provision for loan and lease losses | $31,000 | 4,859 |
| Total noninterest income | $50,000 | 7,657 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $48,000 | 6,141 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,000 | 8,320 |
| Total noninterest expense | $1,659,000 | 4,683 |
| Salaries and employee benefits | $835,000 | 4,987 |
| Premises and equipment expense | $390,000 | 3,148 |
| Additional noninterest expense | $434,000 | 5,017 |
| Pre-tax net operating income | $52,000 | 7,515 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $18,000 | 5,393 |
| Income before extraordinary items | $34,000 | 7,595 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $34,000 | 7,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $34,000 | 7,583 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,640,000 | 3,624 |
| Total interest expense | $1,802,000 | 2,538 |
| Net interest income | $838,000 | 5,230 |
| Provision for loan and lease losses | $20,000 | 4,351 |
| Total noninterest income | $19,000 | 7,910 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $18,000 | 6,477 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,000 | 8,340 |
| Total noninterest expense | $835,000 | 4,669 |
| Salaries and employee benefits | $442,000 | 4,841 |
| Premises and equipment expense | $196,000 | 3,164 |
| Additional noninterest expense | $197,000 | 5,309 |
| Pre-tax net operating income | $2,000 | 7,818 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $2,000 | 7,840 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,000 | 7,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,000 | 7,823 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,371,000 | 3,477 |
| Total interest expense | $6,374,000 | 2,469 |
| Net interest income | $3,997,000 | 4,662 |
| Provision for loan and lease losses | $151,000 | 4,031 |
| Total noninterest income | $55,000 | 8,179 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $49,000 | 6,910 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $6,000 | 8,369 |
| Total noninterest expense | $3,379,000 | 4,506 |
| Salaries and employee benefits | $1,731,000 | 4,741 |
| Premises and equipment expense | $719,000 | 3,271 |
| Additional noninterest expense | $929,000 | 4,757 |
| Pre-tax net operating income | $522,000 | 6,405 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $177,000 | 4,428 |
| Income before extraordinary items | $345,000 | 6,731 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $345,000 | 6,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,935 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $345,000 | 6,734 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,618,000 | 3,509 |
| Total interest expense | $4,555,000 | 2,500 |
| Net interest income | $3,063,000 | 4,633 |
| Provision for loan and lease losses | $140,000 | 3,511 |
| Total noninterest income | $35,000 | 8,322 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $30,000 | 7,125 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 8,420 |
| Total noninterest expense | $2,501,000 | 4,539 |
| Salaries and employee benefits | $1,307,000 | 4,693 |
| Premises and equipment expense | $516,000 | 3,382 |
| Additional noninterest expense | $678,000 | 4,821 |
| Pre-tax net operating income | $457,000 | 6,393 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $155,000 | 4,448 |
| Income before extraordinary items | $302,000 | 6,716 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $302,000 | 6,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $302,000 | 6,719 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,876,000 | 3,565 |
| Total interest expense | $2,829,000 | 2,560 |
| Net interest income | $2,047,000 | 4,656 |
| Provision for loan and lease losses | $122,000 | 2,969 |
| Total noninterest income | $22,000 | 8,396 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $19,000 | 7,200 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,000 | 8,487 |
| Total noninterest expense | $1,673,000 | 4,542 |
| Salaries and employee benefits | $904,000 | 4,607 |
| Premises and equipment expense | $315,000 | 3,627 |
| Additional noninterest expense | $454,000 | 4,791 |
| Pre-tax net operating income | $274,000 | 6,623 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $93,000 | 4,603 |
| Income before extraordinary items | $181,000 | 6,911 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $181,000 | 6,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $181,000 | 6,918 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,271,000 | 3,719 |
| Total interest expense | $1,279,000 | 2,674 |
| Net interest income | $992,000 | 4,741 |
| Provision for loan and lease losses | $63,000 | 2,743 |
| Total noninterest income | $12,000 | 8,372 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $11,000 | 7,109 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,494 |
| Total noninterest expense | $844,000 | 4,520 |
| Salaries and employee benefits | $474,000 | 4,450 |
| Premises and equipment expense | $155,000 | 3,684 |
| Additional noninterest expense | $215,000 | 4,957 |
| Pre-tax net operating income | $97,000 | 7,096 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $33,000 | 4,927 |
| Income before extraordinary items | $64,000 | 7,292 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $64,000 | 7,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $64,000 | 7,298 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,126,000 | 4,094 |
| Total interest expense | $3,570,000 | 2,894 |
| Net interest income | $3,556,000 | 4,970 |
| Provision for loan and lease losses | $168,000 | 3,935 |
| Total noninterest income | $40,000 | 8,484 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $36,000 | 7,288 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,000 | 8,569 |
| Total noninterest expense | $3,188,000 | 4,578 |
| Salaries and employee benefits | $1,703,000 | 4,657 |
| Premises and equipment expense | $625,000 | 3,531 |
| Additional noninterest expense | $860,000 | 4,922 |
| Pre-tax net operating income | $240,000 | 7,588 |
| Securities gains (losses) | $19,000 | 1,270 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $259,000 | 7,346 |
| Extraordinary gains, net | $626,000 | 10 |
| Net income | $885,000 | 5,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,474 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 889 |
| Net operating income | $240,000 | 7,391 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,055,000 | 4,210 |
| Total interest expense | $2,480,000 | 2,948 |
| Net interest income | $2,575,000 | 5,088 |
| Provision for loan and lease losses | $111,000 | 4,028 |
| Total noninterest income | $29,000 | 8,547 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $25,000 | 7,364 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,585 |
| Total noninterest expense | $2,350,000 | 4,617 |
| Salaries and employee benefits | $1,253,000 | 4,681 |
| Premises and equipment expense | $466,000 | 3,538 |
| Additional noninterest expense | $631,000 | 4,956 |
| Pre-tax net operating income | $143,000 | 7,856 |
| Securities gains (losses) | $19,000 | 1,247 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $162,000 | 7,650 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $162,000 | 7,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 758 |
| Net operating income | $143,000 | 7,702 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,177,000 | 4,329 |
| Total interest expense | $1,547,000 | 2,973 |
| Net interest income | $1,630,000 | 5,243 |
| Provision for loan and lease losses | $64,000 | 4,058 |
| Total noninterest income | $19,000 | 8,554 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $17,000 | 7,375 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,000 | 8,611 |
| Total noninterest expense | $1,510,000 | 4,708 |
| Salaries and employee benefits | $794,000 | 4,832 |
| Premises and equipment expense | $313,000 | 3,501 |
| Additional noninterest expense | $403,000 | 5,056 |
| Pre-tax net operating income | $75,000 | 8,001 |
| Securities gains (losses) | $19,000 | 1,124 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $94,000 | 7,778 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $94,000 | 7,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 633 |
| Net operating income | $75,000 | 7,880 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,488,000 | 4,521 |
| Total interest expense | $726,000 | 3,031 |
| Net interest income | $762,000 | 5,488 |
| Provision for loan and lease losses | $14,000 | 5,196 |
| Total noninterest income | $10,000 | 8,609 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $9,000 | 7,376 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,675 |
| Total noninterest expense | $735,000 | 4,819 |
| Salaries and employee benefits | $376,000 | 5,035 |
| Premises and equipment expense | $161,000 | 3,448 |
| Additional noninterest expense | $198,000 | 5,114 |
| Pre-tax net operating income | $23,000 | 8,227 |
| Securities gains (losses) | $19,000 | 812 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $42,000 | 7,898 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $42,000 | 7,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $23,000 | 8,179 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,064,000 | 4,811 |
| Total interest expense | $2,200,000 | 3,371 |
| Net interest income | $2,864,000 | 5,548 |
| Provision for loan and lease losses | $104,000 | 4,924 |
| Total noninterest income | $26,000 | 8,745 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $21,000 | 7,648 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,000 | 8,690 |
| Total noninterest expense | $2,406,000 | 5,434 |
| Salaries and employee benefits | $1,259,000 | 5,545 |
| Premises and equipment expense | $466,000 | 4,304 |
| Additional noninterest expense | $681,000 | 5,609 |
| Pre-tax net operating income | $380,000 | 7,159 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $380,000 | 6,878 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $380,000 | 6,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 836 |
| Net operating income | $380,000 | 6,816 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,632,000 | 4,944 |
| Total interest expense | $1,561,000 | 3,493 |
| Net interest income | $2,071,000 | 5,678 |
| Provision for loan and lease losses | $69,000 | 4,945 |
| Total noninterest income | $23,000 | 8,772 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $19,000 | 7,648 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,732 |
| Total noninterest expense | $1,733,000 | 5,526 |
| Salaries and employee benefits | $905,000 | 5,646 |
| Premises and equipment expense | $357,000 | 4,230 |
| Additional noninterest expense | $471,000 | 5,804 |
| Pre-tax net operating income | $292,000 | 7,254 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $292,000 | 6,946 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $292,000 | 6,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $292,000 | 6,879 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,330,000 | 5,072 |
| Total interest expense | $972,000 | 3,691 |
| Net interest income | $1,358,000 | 5,724 |
| Provision for loan and lease losses | $54,000 | 4,620 |
| Total noninterest income | $17,000 | 8,802 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $15,000 | 7,653 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,000 | 8,825 |
| Total noninterest expense | $1,111,000 | 5,676 |
| Salaries and employee benefits | $581,000 | 5,786 |
| Premises and equipment expense | $222,000 | 4,451 |
| Additional noninterest expense | $308,000 | 5,897 |
| Pre-tax net operating income | $210,000 | 7,109 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $210,000 | 6,802 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $210,000 | 6,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $210,000 | 6,714 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,118,000 | 5,209 |
| Total interest expense | $466,000 | 3,864 |
| Net interest income | $652,000 | 5,862 |
| Provision for loan and lease losses | $27,000 | 4,453 |
| Total noninterest income | $9,000 | 8,820 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $8,000 | 7,614 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,000 | 8,837 |
| Total noninterest expense | $533,000 | 5,833 |
| Salaries and employee benefits | $273,000 | 6,035 |
| Premises and equipment expense | $111,000 | 4,485 |
| Additional noninterest expense | $149,000 | 6,013 |
| Pre-tax net operating income | $101,000 | 7,133 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $101,000 | 6,861 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $101,000 | 6,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $101,000 | 6,759 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,902,000 | 5,729 |
| Total interest expense | $1,750,000 | 4,439 |
| Net interest income | $2,152,000 | 6,364 |
| Provision for loan and lease losses | $170,000 | 4,359 |
| Total noninterest income | $35,000 | 8,896 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $34,000 | 7,662 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,000 | 9,013 |
| Total noninterest expense | $1,993,000 | 5,998 |
| Salaries and employee benefits | $1,040,000 | 6,121 |
| Premises and equipment expense | $461,000 | 4,315 |
| Additional noninterest expense | $492,000 | 6,594 |
| Pre-tax net operating income | $24,000 | 8,458 |
| Securities gains (losses) | $46,000 | 2,589 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $70,000 | 8,380 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $70,000 | 8,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $24,000 | 8,460 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,875,000 | 5,848 |
| Total interest expense | $1,317,000 | 4,545 |
| Net interest income | $1,558,000 | 6,509 |
| Provision for loan and lease losses | $153,000 | 3,877 |
| Total noninterest income | $25,000 | 8,985 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $24,000 | 7,765 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,000 | 9,071 |
| Total noninterest expense | $1,488,000 | 6,001 |
| Salaries and employee benefits | $781,000 | 6,088 |
| Premises and equipment expense | $350,000 | 4,266 |
| Additional noninterest expense | $357,000 | 6,664 |
| Pre-tax net operating income | $-58,000 | 8,729 |
| Securities gains (losses) | $46,000 | 2,381 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-12,000 | 8,749 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-12,000 | 8,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-58,000 | 8,726 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,883,000 | 5,938 |
| Total interest expense | $882,000 | 4,638 |
| Net interest income | $1,001,000 | 6,635 |
| Provision for loan and lease losses | $83,000 | 4,260 |
| Total noninterest income | $17,000 | 9,018 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $17,000 | 7,743 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $0 | 9,111 |
| Total noninterest expense | $963,000 | 6,111 |
| Salaries and employee benefits | $503,000 | 6,237 |
| Premises and equipment expense | $195,000 | 4,779 |
| Additional noninterest expense | $265,000 | 6,355 |
| Pre-tax net operating income | $-28,000 | 8,732 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-28,000 | 8,830 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-28,000 | 8,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-28,000 | 8,726 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $918,000 | 6,039 |
| Total interest expense | $439,000 | 4,744 |
| Net interest income | $479,000 | 6,768 |
| Provision for loan and lease losses | $35,000 | 4,303 |
| Total noninterest income | $7,000 | 9,082 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $7,000 | 7,830 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $0 | 9,145 |
| Total noninterest expense | $469,000 | 6,213 |
| Salaries and employee benefits | $241,000 | 6,396 |
| Premises and equipment expense | $115,000 | 4,305 |
| Additional noninterest expense | $113,000 | 6,807 |
| Pre-tax net operating income | $-18,000 | 8,804 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-18,000 | 8,871 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-18,000 | 8,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-18,000 | 8,771 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,016,000 | 6,845 |
| Total interest expense | $1,596,000 | 5,534 |
| Net interest income | $1,420,000 | 7,557 |
| Provision for loan and lease losses | $226,000 | 4,095 |
| Total noninterest income | $10,000 | 9,225 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $9,000 | 8,091 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,000 | 9,177 |
| Total noninterest expense | $1,767,000 | 6,321 |
| Salaries and employee benefits | $893,000 | 6,546 |
| Premises and equipment expense | $451,000 | 4,258 |
| Additional noninterest expense | $423,000 | 6,993 |
| Pre-tax net operating income | $-563,000 | 9,008 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-563,000 | 9,061 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-563,000 | 9,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $5,320,000 | 147 |
| Net operating income | $-563,000 | 9,021 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,908,000 | 8,308 |
| Total interest expense | $1,043,000 | 7,939 |
| Net interest income | $865,000 | 8,550 |
| Provision for loan and lease losses | $228,000 | 3,858 |
| Total noninterest income | $6,000 | 9,505 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $5,000 | 8,315 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,000 | 9,443 |
| Total noninterest expense | $1,520,000 | 6,753 |
| Salaries and employee benefits | $752,000 | 6,972 |
| Premises and equipment expense | $286,000 | 5,678 |
| Additional noninterest expense | $482,000 | 6,558 |
| Pre-tax net operating income | $-877,000 | 9,316 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-877,000 | 9,385 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-877,000 | 9,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-877,000 | 9,351 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $793,000 | 9,541 |
| Total interest expense | $415,000 | 9,389 |
| Net interest income | $378,000 | 9,615 |
| Provision for loan and lease losses | $143,000 | 4,507 |
| Total noninterest income | $2,000 | 9,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 8,554 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 9,820 |
| Total noninterest expense | $1,002,000 | 8,010 |
| Salaries and employee benefits | $510,000 | 8,192 |
| Premises and equipment expense | $224,000 | 6,399 |
| Additional noninterest expense | $268,000 | 8,208 |
| Pre-tax net operating income | $-765,000 | 9,655 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-765,000 | 9,676 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-765,000 | 9,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $6,798,000 | 129 |
| Net operating income | $-765,000 | 9,674 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.