Home > First Continental Bank > Income and Expense
First Continental Bank, Income and Expense
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,292,000 | 1,765 |
| Total interest expense | $2,794,000 | 1,737 |
| Net interest income | $5,498,000 | 1,777 |
| Provision for loan and lease losses | $1,096,000 | 604 |
| Total noninterest income | $811,000 | 2,731 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $143,000 | 4,400 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $668,000 | 2,040 |
| Total noninterest expense | $3,450,000 | 2,278 |
| Salaries and employee benefits | $1,583,000 | 2,654 |
| Premises and equipment expense | $430,000 | 2,586 |
| Additional noninterest expense | $1,437,000 | 1,675 |
| Pre-tax net operating income | $1,763,000 | 2,282 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $651,000 | 1,926 |
| Income before extraordinary items | $1,112,000 | 2,740 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,112,000 | 2,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,391 |
| Cash dividends | $181,000 | 3,629 |
| Sale, conversion, retirement of capital stock, net | $215,000 | 326 |
| Net operating income | $1,112,000 | 2,587 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,074,000 | 1,798 |
| Total interest expense | $1,475,000 | 1,695 |
| Net interest income | $2,599,000 | 1,878 |
| Provision for loan and lease losses | $210,000 | 1,306 |
| Total noninterest income | $438,000 | 2,520 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $70,000 | 4,383 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $368,000 | 1,841 |
| Total noninterest expense | $1,708,000 | 2,277 |
| Salaries and employee benefits | $934,000 | 2,250 |
| Premises and equipment expense | $214,000 | 2,608 |
| Additional noninterest expense | $560,000 | 2,105 |
| Pre-tax net operating income | $1,119,000 | 1,854 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $460,000 | 1,470 |
| Income before extraordinary items | $659,000 | 2,327 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $659,000 | 2,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,251 |
| Cash dividends | $181,000 | 2,339 |
| Sale, conversion, retirement of capital stock, net | $215,000 | 186 |
| Net operating income | $659,000 | 2,197 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,958,000 | 1,928 |
| Total interest expense | $6,770,000 | 1,693 |
| Net interest income | $9,188,000 | 2,104 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $1,749,000 | 2,362 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $275,000 | 4,444 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,474,000 | 1,671 |
| Total noninterest expense | $6,146,000 | 2,410 |
| Salaries and employee benefits | $3,494,000 | 2,297 |
| Premises and equipment expense | $776,000 | 2,744 |
| Additional noninterest expense | $1,876,000 | 2,459 |
| Pre-tax net operating income | $4,791,000 | 1,702 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,034,000 | 1,274 |
| Income before extraordinary items | $2,757,000 | 2,171 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,757,000 | 2,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 4,170 |
| Cash dividends | $538,000 | 3,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,757,000 | 2,091 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $19,177,000 | 1,774 |
| Total interest expense | $10,238,000 | 1,590 |
| Net interest income | $8,939,000 | 1,997 |
| Provision for loan and lease losses | $340,000 | 2,959 |
| Total noninterest income | $1,142,000 | 3,033 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $314,000 | 4,046 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $828,000 | 2,337 |
| Total noninterest expense | $6,142,000 | 2,323 |
| Salaries and employee benefits | $3,152,000 | 2,381 |
| Premises and equipment expense | $745,000 | 2,802 |
| Additional noninterest expense | $2,245,000 | 2,006 |
| Pre-tax net operating income | $3,599,000 | 1,935 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,490,000 | 1,505 |
| Income before extraordinary items | $2,109,000 | 2,409 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,109,000 | 2,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,867 |
| Cash dividends | $269,000 | 4,570 |
| Sale, conversion, retirement of capital stock, net | $224,000 | 572 |
| Net operating income | $2,109,000 | 2,329 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $23,345,000 | 1,487 |
| Total interest expense | $12,060,000 | 1,430 |
| Net interest income | $11,285,000 | 1,555 |
| Provision for loan and lease losses | $928,000 | 1,136 |
| Total noninterest income | $1,160,000 | 2,832 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $317,000 | 3,893 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $843,000 | 2,083 |
| Total noninterest expense | $7,487,000 | 1,859 |
| Salaries and employee benefits | $3,841,000 | 1,877 |
| Premises and equipment expense | $786,000 | 2,620 |
| Additional noninterest expense | $2,860,000 | 1,564 |
| Pre-tax net operating income | $4,030,000 | 1,811 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,652,000 | 1,389 |
| Income before extraordinary items | $2,378,000 | 2,184 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,378,000 | 2,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,414 |
| Cash dividends | $175,000 | 5,311 |
| Sale, conversion, retirement of capital stock, net | $222,000 | 625 |
| Net operating income | $2,378,000 | 2,184 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $20,383,000 | 1,595 |
| Total interest expense | $9,987,000 | 1,491 |
| Net interest income | $10,396,000 | 1,681 |
| Provision for loan and lease losses | $90,000 | 5,432 |
| Total noninterest income | $1,291,000 | 2,556 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $289,000 | 4,087 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,002,000 | 1,863 |
| Total noninterest expense | $6,561,000 | 2,074 |
| Salaries and employee benefits | $3,451,000 | 2,032 |
| Premises and equipment expense | $756,000 | 2,689 |
| Additional noninterest expense | $2,354,000 | 1,856 |
| Pre-tax net operating income | $5,036,000 | 1,500 |
| Securities gains (losses) | $46,000 | 1,011 |
| Applicable income taxes | $2,083,000 | 1,188 |
| Income before extraordinary items | $2,999,000 | 1,780 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,999,000 | 1,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,925 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $102,000 | 785 |
| Net operating income | $2,969,560 | 1,760 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $18,387,000 | 1,758 |
| Total interest expense | $9,564,000 | 1,607 |
| Net interest income | $8,823,000 | 1,942 |
| Provision for loan and lease losses | $240,000 | 3,065 |
| Total noninterest income | $1,326,000 | 2,484 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $304,000 | 3,907 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,022,000 | 1,822 |
| Total noninterest expense | $5,636,000 | 2,323 |
| Salaries and employee benefits | $3,082,000 | 2,187 |
| Premises and equipment expense | $682,000 | 2,827 |
| Additional noninterest expense | $1,872,000 | 2,236 |
| Pre-tax net operating income | $4,273,000 | 1,717 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,751,000 | 1,419 |
| Income before extraordinary items | $2,522,000 | 2,063 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,522,000 | 2,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 10,024 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 833 |
| Net operating income | $2,522,000 | 1,992 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $16,665,000 | 1,968 |
| Total interest expense | $8,221,000 | 1,878 |
| Net interest income | $8,444,000 | 2,065 |
| Provision for loan and lease losses | $200,000 | 3,424 |
| Total noninterest income | $1,553,000 | 2,135 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $263,000 | 4,486 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,290,000 | 1,478 |
| Total noninterest expense | $4,918,000 | 2,606 |
| Salaries and employee benefits | $2,710,000 | 2,454 |
| Premises and equipment expense | $535,000 | 3,491 |
| Additional noninterest expense | $1,673,000 | 2,465 |
| Pre-tax net operating income | $4,879,000 | 1,582 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,002,000 | 1,327 |
| Income before extraordinary items | $2,877,000 | 1,840 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,877,000 | 1,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,877,000 | 1,795 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,445,000 | 2,482 |
| Total interest expense | $6,573,000 | 2,349 |
| Net interest income | $6,872,000 | 2,566 |
| Provision for loan and lease losses | $635,000 | 1,442 |
| Total noninterest income | $1,335,000 | 2,497 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $284,000 | 4,396 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,051,000 | 1,759 |
| Total noninterest expense | $4,111,000 | 3,270 |
| Salaries and employee benefits | $2,186,000 | 3,055 |
| Premises and equipment expense | $442,000 | 4,178 |
| Additional noninterest expense | $1,483,000 | 3,155 |
| Pre-tax net operating income | $3,461,000 | 2,071 |
| Securities gains (losses) | $28,000 | 1,737 |
| Applicable income taxes | $1,424,000 | 1,686 |
| Income before extraordinary items | $2,065,000 | 2,387 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,065,000 | 2,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $348,000 | 1,864 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,047,080 | 2,359 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,598,000 | 3,127 |
| Total interest expense | $4,758,000 | 3,159 |
| Net interest income | $5,840,000 | 3,044 |
| Provision for loan and lease losses | $370,000 | 1,967 |
| Total noninterest income | $407,000 | 5,925 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 5,909 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $219,000 | 4,857 |
| Total noninterest expense | $3,083,000 | 4,185 |
| Salaries and employee benefits | $1,588,000 | 4,073 |
| Premises and equipment expense | $340,000 | 5,132 |
| Additional noninterest expense | $1,155,000 | 3,871 |
| Pre-tax net operating income | $2,794,000 | 2,585 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,087,000 | 2,210 |
| Income before extraordinary items | $1,707,000 | 2,879 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,707,000 | 2,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,210 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 561 |
| Net operating income | $1,707,000 | 2,847 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,449,000 | 3,988 |
| Total interest expense | $2,756,000 | 4,268 |
| Net interest income | $4,693,000 | 3,775 |
| Provision for loan and lease losses | $368,000 | 1,942 |
| Total noninterest income | $261,000 | 7,796 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 7,644 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 6,348 |
| Total noninterest expense | $2,921,000 | 4,515 |
| Salaries and employee benefits | $1,521,000 | 4,233 |
| Premises and equipment expense | $288,000 | 5,894 |
| Additional noninterest expense | $1,112,000 | 4,322 |
| Pre-tax net operating income | $1,665,000 | 4,028 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $692,000 | 3,119 |
| Income before extraordinary items | $973,000 | 4,625 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $973,000 | 4,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $2,728,000 | 256 |
| Net operating income | $973,000 | 4,670 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,490,000 | 5,344 |
| Total interest expense | $2,299,000 | 5,162 |
| Net interest income | $3,191,000 | 5,372 |
| Provision for loan and lease losses | $172,000 | 4,316 |
| Total noninterest income | $159,000 | 10,034 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 8,627 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 9,213 |
| Total noninterest expense | $1,916,000 | 6,575 |
| Salaries and employee benefits | $995,000 | 6,163 |
| Premises and equipment expense | $276,000 | 6,244 |
| Additional noninterest expense | $645,000 | 6,971 |
| Pre-tax net operating income | $1,262,000 | 4,986 |
| Securities gains (losses) | $59,000 | 3,175 |
| Applicable income taxes | $415,000 | 4,873 |
| Income before extraordinary items | $906,000 | 5,063 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $906,000 | 5,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 922 |
| Net operating income | $865,290 | 5,022 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,762,000 | 7,821 |
| Total interest expense | $1,952,000 | 7,220 |
| Net interest income | $1,810,000 | 8,312 |
| Provision for loan and lease losses | $266,000 | 4,443 |
| Total noninterest income | $106,000 | 11,552 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 10,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,852 |
| Total noninterest expense | $1,464,000 | 8,052 |
| Salaries and employee benefits | $774,000 | 7,440 |
| Premises and equipment expense | $271,000 | 6,424 |
| Additional noninterest expense | $419,000 | 9,344 |
| Pre-tax net operating income | $186,000 | 11,206 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $21,000 | 12,079 |
| Income before extraordinary items | $165,000 | 11,060 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $165,000 | 11,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $165,000 | 10,727 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.