Home > First Consumers National Bank > Income and Expense
First Consumers National Bank, Income and Expense
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $408,000 | 8,659 |
| Total interest expense | $1,000 | 8,837 |
| Net interest income | $407,000 | 8,536 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $47,000 | 8,366 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $47,000 | 7,147 |
| Total noninterest expense | $3,448,000 | 3,446 |
| Salaries and employee benefits | $2,517,000 | 2,655 |
| Premises and equipment expense | $88,000 | 7,674 |
| Additional noninterest expense | $843,000 | 4,021 |
| Pre-tax net operating income | $-2,994,000 | 8,835 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-2,994,000 | 8,841 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-2,994,000 | 8,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-2,994,000 | 8,827 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $334,000 | 8,602 |
| Total interest expense | $1,000 | 8,845 |
| Net interest income | $333,000 | 8,434 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $44,000 | 8,099 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $44,000 | 6,606 |
| Total noninterest expense | $333,000 | 8,284 |
| Salaries and employee benefits | $300,000 | 7,608 |
| Premises and equipment expense | $31,000 | 8,342 |
| Additional noninterest expense | $2,000 | 8,861 |
| Pre-tax net operating income | $44,000 | 8,161 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $44,000 | 8,148 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $44,000 | 8,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $44,000 | 8,116 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $154,000 | 8,710 |
| Total interest expense | $1,000 | 8,912 |
| Net interest income | $153,000 | 8,578 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $13,000 | 8,505 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,447 |
| Total noninterest expense | $158,000 | 8,425 |
| Salaries and employee benefits | $121,000 | 8,004 |
| Premises and equipment expense | $12,000 | 8,542 |
| Additional noninterest expense | $25,000 | 8,768 |
| Pre-tax net operating income | $8,000 | 8,365 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $8,000 | 8,379 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $8,000 | 8,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $8,000 | 8,351 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $637,000 | 8,677 |
| Total interest expense | $1,000 | 8,945 |
| Net interest income | $636,000 | 8,510 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $60,000 | 8,498 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $60,000 | 7,192 |
| Total noninterest expense | $-2,347,000 | 8,976 |
| Salaries and employee benefits | $525,000 | 7,915 |
| Premises and equipment expense | $210,000 | 6,637 |
| Additional noninterest expense | $-3,082,000 | 8,987 |
| Pre-tax net operating income | $3,043,000 | 2,551 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $3,043,000 | 2,049 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,043,000 | 2,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,043,000 | 2,004 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $460,000 | 8,748 |
| Total interest expense | $1,000 | 8,998 |
| Net interest income | $459,000 | 8,584 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $58,000 | 8,371 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $58,000 | 6,846 |
| Total noninterest expense | $325,000 | 8,773 |
| Salaries and employee benefits | $478,000 | 7,459 |
| Premises and equipment expense | $199,000 | 5,992 |
| Additional noninterest expense | $-352,000 | 9,035 |
| Pre-tax net operating income | $192,000 | 7,735 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $192,000 | 7,536 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $192,000 | 7,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $192,000 | 7,476 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $355,000 | 8,739 |
| Total interest expense | $1,000 | 9,051 |
| Net interest income | $354,000 | 8,522 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $42,000 | 8,348 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $42,000 | 6,726 |
| Total noninterest expense | $212,000 | 8,844 |
| Salaries and employee benefits | $311,000 | 7,577 |
| Premises and equipment expense | $188,000 | 4,978 |
| Additional noninterest expense | $-287,000 | 9,089 |
| Pre-tax net operating income | $184,000 | 7,306 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $184,000 | 7,036 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $184,000 | 7,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $184,000 | 6,964 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $148,000 | 8,869 |
| Total interest expense | $0 | 9,093 |
| Net interest income | $148,000 | 8,703 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $17,000 | 8,538 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $17,000 | 7,062 |
| Total noninterest expense | $46,000 | 9,079 |
| Salaries and employee benefits | $172,000 | 7,385 |
| Premises and equipment expense | $109,000 | 4,538 |
| Additional noninterest expense | $-235,000 | 9,128 |
| Pre-tax net operating income | $119,000 | 6,867 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $119,000 | 6,534 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $119,000 | 6,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $119,000 | 6,416 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $-6,362,000 | 9,181 |
| Total interest expense | $82,000 | 8,989 |
| Net interest income | $-6,444,000 | 9,180 |
| Provision for loan and lease losses | $11,782,000 | 180 |
| Total noninterest income | $45,300,000 | 244 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $45,300,000 | 200 |
| Total noninterest expense | $119,577,000 | 195 |
| Salaries and employee benefits | $8,994,000 | 954 |
| Premises and equipment expense | $1,233,000 | 1,857 |
| Additional noninterest expense | $109,350,000 | 115 |
| Pre-tax net operating income | $-92,503,000 | 9,190 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-92,503,000 | 9,180 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-92,503,000 | 9,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,106,000 | 276 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-92,503,000 | 9,179 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $-6,513,000 | 9,236 |
| Total interest expense | $82,000 | 9,031 |
| Net interest income | $-6,595,000 | 9,235 |
| Provision for loan and lease losses | $11,782,000 | 159 |
| Total noninterest income | $45,300,000 | 216 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $45,300,000 | 171 |
| Total noninterest expense | $119,443,000 | 167 |
| Salaries and employee benefits | $9,140,000 | 715 |
| Premises and equipment expense | $1,002,000 | 1,708 |
| Additional noninterest expense | $109,301,000 | 98 |
| Pre-tax net operating income | $-92,520,000 | 9,246 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-92,520,000 | 9,236 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-92,520,000 | 9,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,106,000 | 228 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-92,520,000 | 9,235 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $-6,563,000 | 9,268 |
| Total interest expense | $82,000 | 8,976 |
| Net interest income | $-6,645,000 | 9,267 |
| Provision for loan and lease losses | $11,747,000 | 136 |
| Total noninterest income | $45,303,000 | 167 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $45,303,000 | 127 |
| Total noninterest expense | $119,479,000 | 132 |
| Salaries and employee benefits | $9,201,000 | 493 |
| Premises and equipment expense | $933,000 | 1,221 |
| Additional noninterest expense | $109,345,000 | 80 |
| Pre-tax net operating income | $-92,568,000 | 9,281 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-92,568,000 | 9,268 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-92,568,000 | 9,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,071,000 | 184 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-92,568,000 | 9,268 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $-4,896,000 | 9,313 |
| Total interest expense | $804,000 | 2,930 |
| Net interest income | $-5,700,000 | 9,312 |
| Provision for loan and lease losses | $-3,209,000 | 9,309 |
| Total noninterest income | $27,492,000 | 153 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $27,492,000 | 117 |
| Total noninterest expense | $21,895,000 | 243 |
| Salaries and employee benefits | $4,231,000 | 524 |
| Premises and equipment expense | $528,000 | 1,097 |
| Additional noninterest expense | $17,136,000 | 156 |
| Pre-tax net operating income | $3,106,000 | 734 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $3,106,000 | 568 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,106,000 | 566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 699 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $3,106,000 | 533 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $20,175,000 | 1,526 |
| Total interest expense | $5,466,000 | 2,057 |
| Net interest income | $14,709,000 | 1,316 |
| Provision for loan and lease losses | $35,909,000 | 121 |
| Total noninterest income | $159,837,000 | 118 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $159,837,000 | 85 |
| Total noninterest expense | $105,596,000 | 214 |
| Salaries and employee benefits | $19,690,000 | 442 |
| Premises and equipment expense | $2,451,000 | 887 |
| Additional noninterest expense | $83,455,000 | 139 |
| Pre-tax net operating income | $33,041,000 | 325 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $33,041,000 | 266 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $33,041,000 | 266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,217,000 | 147 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $33,041,000 | 250 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $25,460,000 | 1,335 |
| Total interest expense | $10,252,000 | 1,587 |
| Net interest income | $15,208,000 | 1,163 |
| Provision for loan and lease losses | $15,208,000 | 191 |
| Total noninterest income | $87,283,000 | 169 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $87,283,000 | 130 |
| Total noninterest expense | $99,728,000 | 223 |
| Salaries and employee benefits | $20,648,000 | 392 |
| Premises and equipment expense | $2,179,000 | 961 |
| Additional noninterest expense | $76,901,000 | 163 |
| Pre-tax net operating income | $-12,435,000 | 9,599 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $14,022,000 | 262 |
| Income before extraordinary items | $-26,457,000 | 9,597 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-26,457,000 | 9,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,379,000 | 180 |
| Cash dividends | $20,000,000 | 230 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-26,457,000 | 9,595 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,728,000 | 2,740 |
| Total interest expense | $13,869,000 | 1,254 |
| Net interest income | $-1,141,000 | 9,901 |
| Provision for loan and lease losses | $11,719,000 | 186 |
| Total noninterest income | $211,321,000 | 101 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | $47,356,000 | 16 |
| Additional Noninterest Income | $163,965,000 | 92 |
| Total noninterest expense | $100,589,000 | 213 |
| Salaries and employee benefits | $21,434,000 | 346 |
| Premises and equipment expense | $1,911,000 | 1,050 |
| Additional noninterest expense | $77,244,000 | 163 |
| Pre-tax net operating income | $97,872,000 | 156 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $38,415,000 | 136 |
| Income before extraordinary items | $59,457,000 | 157 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $59,457,000 | 157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,131,000 | 190 |
| Cash dividends | $76,734,000 | 106 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $59,457,000 | 162 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $31,168,000 | 1,052 |
| Total interest expense | $9,746,000 | 1,544 |
| Net interest income | $21,422,000 | 822 |
| Provision for loan and lease losses | $12,231,000 | 174 |
| Total noninterest income | $77,810,000 | 185 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | $-4,729,000 | 4,570 |
| Additional Noninterest Income | $82,539,000 | 143 |
| Total noninterest expense | $70,008,000 | 280 |
| Salaries and employee benefits | $12,225,000 | 595 |
| Premises and equipment expense | $1,423,000 | 1,436 |
| Additional noninterest expense | $56,360,000 | 194 |
| Pre-tax net operating income | $16,993,000 | 546 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $6,680,000 | 492 |
| Income before extraordinary items | $10,313,000 | 612 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $10,313,000 | 612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,533,000 | 171 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $10,313,000 | 597 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $24,711,000 | 1,307 |
| Total interest expense | $6,385,000 | 2,357 |
| Net interest income | $18,326,000 | 921 |
| Provision for loan and lease losses | $13,371,000 | 182 |
| Total noninterest income | $114,520,000 | 153 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $114,520,000 | 118 |
| Total noninterest expense | $56,464,000 | 313 |
| Salaries and employee benefits | $8,108,000 | 815 |
| Premises and equipment expense | $1,056,000 | 1,872 |
| Additional noninterest expense | $47,300,000 | 224 |
| Pre-tax net operating income | $63,011,000 | 207 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $24,764,000 | 198 |
| Income before extraordinary items | $38,247,000 | 222 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $38,247,000 | 223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,956,000 | 209 |
| Cash dividends | $35,000,000 | 179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $38,247,000 | 212 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,474,000 | 2,855 |
| Total interest expense | $2,250,000 | 5,798 |
| Net interest income | $9,224,000 | 1,887 |
| Provision for loan and lease losses | $1,316,000 | 800 |
| Total noninterest income | $62,223,000 | 196 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $62,223,000 | 145 |
| Total noninterest expense | $45,877,000 | 358 |
| Salaries and employee benefits | $5,434,000 | 1,212 |
| Premises and equipment expense | $619,000 | 3,056 |
| Additional noninterest expense | $39,824,000 | 233 |
| Pre-tax net operating income | $24,254,000 | 390 |
| Securities gains (losses) | $287,000 | 578 |
| Applicable income taxes | $9,235,000 | 381 |
| Income before extraordinary items | $15,306,000 | 423 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $15,306,000 | 423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,060,000 | 380 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $15,122,320 | 407 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $29,529,000 | 1,165 |
| Total interest expense | $8,063,000 | 1,946 |
| Net interest income | $21,466,000 | 866 |
| Provision for loan and lease losses | $11,106,000 | 186 |
| Total noninterest income | $48,273,000 | 236 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $48,273,000 | 177 |
| Total noninterest expense | $45,314,000 | 415 |
| Salaries and employee benefits | $5,247,000 | 1,282 |
| Premises and equipment expense | $520,000 | 3,659 |
| Additional noninterest expense | $39,547,000 | 279 |
| Pre-tax net operating income | $13,320,000 | 624 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $4,944,000 | 593 |
| Income before extraordinary items | $8,376,000 | 673 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $8,376,000 | 673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,982,000 | 239 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $8,376,000 | 656 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $20,599,000 | 1,644 |
| Total interest expense | $5,345,000 | 2,855 |
| Net interest income | $15,254,000 | 1,185 |
| Provision for loan and lease losses | $7,014,000 | 249 |
| Total noninterest income | $49,330,000 | 233 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $49,330,000 | 155 |
| Total noninterest expense | $44,633,000 | 431 |
| Salaries and employee benefits | $4,758,000 | 1,392 |
| Premises and equipment expense | $782,000 | 2,535 |
| Additional noninterest expense | $39,093,000 | 277 |
| Pre-tax net operating income | $12,937,000 | 669 |
| Securities gains (losses) | $6,000 | 2,714 |
| Applicable income taxes | $4,842,000 | 620 |
| Income before extraordinary items | $8,101,000 | 713 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $8,101,000 | 713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,273,000 | 298 |
| Cash dividends | $5,000,000 | 632 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $8,097,160 | 706 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,411,000 | 2,655 |
| Total interest expense | $4,195,000 | 2,916 |
| Net interest income | $7,216,000 | 2,501 |
| Provision for loan and lease losses | $3,248,000 | 403 |
| Total noninterest income | $43,424,000 | 242 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $43,424,000 | 169 |
| Total noninterest expense | $37,718,000 | 485 |
| Salaries and employee benefits | $4,670,000 | 1,443 |
| Premises and equipment expense | $870,000 | 2,321 |
| Additional noninterest expense | $32,178,000 | 316 |
| Pre-tax net operating income | $9,674,000 | 818 |
| Securities gains (losses) | $-63,000 | 11,211 |
| Applicable income taxes | $3,399,000 | 780 |
| Income before extraordinary items | $6,212,000 | 844 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $6,212,000 | 846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,241,000 | 519 |
| Cash dividends | $2,000,000 | 1,095 |
| Sale, conversion, retirement of capital stock, net | $-8,400,000 | 12,598 |
| Net operating income | $6,252,950 | 838 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,010,000 | 2,815 |
| Total interest expense | $4,075,000 | 3,122 |
| Net interest income | $6,935,000 | 2,605 |
| Provision for loan and lease losses | $3,313,000 | 570 |
| Total noninterest income | $38,063,000 | 256 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $38,063,000 | 169 |
| Total noninterest expense | $38,384,000 | 497 |
| Salaries and employee benefits | $7,118,000 | 948 |
| Premises and equipment expense | $929,000 | 2,206 |
| Additional noninterest expense | $30,337,000 | 348 |
| Pre-tax net operating income | $3,301,000 | 2,059 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $993,000 | 2,272 |
| Income before extraordinary items | $2,308,000 | 2,168 |
| Extraordinary gains, net | $604,000 | 370 |
| Net income | $2,912,000 | 1,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,095,000 | 410 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,308,000 | 2,039 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $26,872,000 | 1,360 |
| Total interest expense | $8,615,000 | 1,977 |
| Net interest income | $18,257,000 | 1,014 |
| Provision for loan and lease losses | $5,463,000 | 560 |
| Total noninterest income | $29,673,000 | 301 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $29,673,000 | 202 |
| Total noninterest expense | $30,974,000 | 593 |
| Salaries and employee benefits | $6,136,000 | 1,094 |
| Premises and equipment expense | $1,001,000 | 2,091 |
| Additional noninterest expense | $23,837,000 | 407 |
| Pre-tax net operating income | $11,493,000 | 563 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $7,240,000 | 347 |
| Income before extraordinary items | $4,253,000 | 1,107 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,253,000 | 1,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,785,000 | 363 |
| Cash dividends | $4,000,000 | 452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,253,000 | 1,018 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.