Home > First Community State Bank > Income and Expense
First Community State Bank, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $853,000 | 5,950 |
| Total interest expense | $92,000 | 5,713 |
| Net interest income | $761,000 | 5,944 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $105,000 | 5,454 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $16,000 | 6,094 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $89,000 | 4,718 |
| Total noninterest expense | $792,000 | 5,690 |
| Salaries and employee benefits | $386,000 | 5,813 |
| Premises and equipment expense | $176,000 | 4,442 |
| Additional noninterest expense | $230,000 | 5,825 |
| Pre-tax net operating income | $74,000 | 5,890 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $4,000 | 4,298 |
| Income before extraordinary items | $70,000 | 5,893 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $70,000 | 5,895 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $70,000 | 5,896 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $176,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $70,000 | 5,858 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $438,000 | 5,979 |
| Total interest expense | $46,000 | 5,783 |
| Net interest income | $392,000 | 5,960 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $48,000 | 5,558 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $8,000 | 6,133 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $40,000 | 4,827 |
| Total noninterest expense | $392,000 | 5,771 |
| Salaries and employee benefits | $192,000 | 5,891 |
| Premises and equipment expense | $91,000 | 4,427 |
| Additional noninterest expense | $109,000 | 5,950 |
| Pre-tax net operating income | $48,000 | 5,773 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $2,000 | 4,234 |
| Income before extraordinary items | $46,000 | 5,743 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $46,000 | 5,744 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $46,000 | 5,744 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $94,000 | 2,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $46,000 | 5,712 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,831,000 | 5,992 |
| Total interest expense | $218,000 | 5,813 |
| Net interest income | $1,613,000 | 5,962 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $277,000 | 5,234 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $22,000 | 6,399 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $255,000 | 4,300 |
| Total noninterest expense | $1,636,000 | 5,754 |
| Salaries and employee benefits | $793,000 | 5,920 |
| Premises and equipment expense | $352,000 | 4,508 |
| Additional noninterest expense | $491,000 | 5,878 |
| Pre-tax net operating income | $254,000 | 5,595 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $2,000 | 4,492 |
| Income before extraordinary items | $252,000 | 5,554 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $252,000 | 5,559 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $252,000 | 5,559 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $474,000 | 2,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $252,000 | 5,496 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,391,000 | 6,035 |
| Total interest expense | $177,000 | 5,824 |
| Net interest income | $1,214,000 | 6,015 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $233,000 | 5,160 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $15,000 | 6,487 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $218,000 | 4,198 |
| Total noninterest expense | $1,216,000 | 5,796 |
| Salaries and employee benefits | $582,000 | 5,985 |
| Premises and equipment expense | $266,000 | 4,526 |
| Additional noninterest expense | $368,000 | 5,914 |
| Pre-tax net operating income | $231,000 | 5,589 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $6,000 | 4,418 |
| Income before extraordinary items | $225,000 | 5,543 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $225,000 | 5,544 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $225,000 | 5,544 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $389,000 | 2,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $225,000 | 5,475 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $923,000 | 6,073 |
| Total interest expense | $122,000 | 5,848 |
| Net interest income | $801,000 | 6,059 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $170,000 | 5,074 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $10,000 | 6,516 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $160,000 | 4,134 |
| Total noninterest expense | $813,000 | 5,823 |
| Salaries and employee benefits | $393,000 | 5,996 |
| Premises and equipment expense | $175,000 | 4,557 |
| Additional noninterest expense | $245,000 | 5,925 |
| Pre-tax net operating income | $158,000 | 5,557 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $4,000 | 4,412 |
| Income before extraordinary items | $154,000 | 5,534 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $154,000 | 5,537 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $154,000 | 5,537 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $267,000 | 2,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $154,000 | 5,423 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $467,000 | 6,105 |
| Total interest expense | $62,000 | 5,899 |
| Net interest income | $405,000 | 6,082 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $88,000 | 5,029 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $6,000 | 6,510 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $82,000 | 4,046 |
| Total noninterest expense | $406,000 | 5,888 |
| Salaries and employee benefits | $197,000 | 6,041 |
| Premises and equipment expense | $91,000 | 4,515 |
| Additional noninterest expense | $118,000 | 6,037 |
| Pre-tax net operating income | $87,000 | 5,437 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $2,000 | 4,407 |
| Income before extraordinary items | $85,000 | 5,420 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $85,000 | 5,422 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $85,000 | 5,422 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $74,000 | 2,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $85,000 | 5,318 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,845,000 | 6,245 |
| Total interest expense | $303,000 | 5,958 |
| Net interest income | $1,542,000 | 6,248 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $474,000 | 4,575 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $26,000 | 6,583 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $448,000 | 3,489 |
| Total noninterest expense | $1,681,000 | 5,910 |
| Salaries and employee benefits | $787,000 | 6,122 |
| Premises and equipment expense | $376,000 | 4,442 |
| Additional noninterest expense | $518,000 | 6,025 |
| Pre-tax net operating income | $335,000 | 5,325 |
| Securities gains (losses) | $16,000 | 3,242 |
| Applicable income taxes | $5,000 | 4,499 |
| Income before extraordinary items | $346,000 | 5,345 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $346,000 | 5,342 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $346,000 | 5,343 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $367,000 | 3,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $330,160 | 5,193 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,360,000 | 6,377 |
| Total interest expense | $237,000 | 6,039 |
| Net interest income | $1,123,000 | 6,386 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $335,000 | 4,708 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $20,000 | 6,654 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $315,000 | 3,616 |
| Total noninterest expense | $1,221,000 | 6,021 |
| Salaries and employee benefits | $576,000 | 6,192 |
| Premises and equipment expense | $282,000 | 4,501 |
| Additional noninterest expense | $363,000 | 6,164 |
| Pre-tax net operating income | $237,000 | 5,541 |
| Securities gains (losses) | $16,000 | 2,965 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $253,000 | 5,509 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $253,000 | 5,508 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $253,000 | 5,508 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $293,000 | 2,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $237,000 | 5,383 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $906,000 | 6,429 |
| Total interest expense | $166,000 | 6,058 |
| Net interest income | $740,000 | 6,440 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $213,000 | 4,785 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $14,000 | 6,684 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $199,000 | 3,676 |
| Total noninterest expense | $798,000 | 6,116 |
| Salaries and employee benefits | $385,000 | 6,232 |
| Premises and equipment expense | $193,000 | 4,459 |
| Additional noninterest expense | $220,000 | 6,324 |
| Pre-tax net operating income | $155,000 | 5,566 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $4,000 | 4,475 |
| Income before extraordinary items | $151,000 | 5,628 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $151,000 | 5,627 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $151,000 | 5,627 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $219,000 | 2,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $151,000 | 5,448 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $482,000 | 6,396 |
| Total interest expense | $87,000 | 6,088 |
| Net interest income | $395,000 | 6,411 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $113,000 | 4,742 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $6,000 | 6,762 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $107,000 | 3,599 |
| Total noninterest expense | $406,000 | 6,116 |
| Salaries and employee benefits | $189,000 | 6,301 |
| Premises and equipment expense | $102,000 | 4,355 |
| Additional noninterest expense | $115,000 | 6,318 |
| Pre-tax net operating income | $102,000 | 5,372 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $2,000 | 4,463 |
| Income before extraordinary items | $100,000 | 5,358 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $100,000 | 5,359 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $100,000 | 5,359 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $74,000 | 2,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $100,000 | 5,208 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,152,000 | 6,336 |
| Total interest expense | $429,000 | 6,106 |
| Net interest income | $1,723,000 | 6,329 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $193,000 | 5,774 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $40,000 | 6,490 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $153,000 | 4,830 |
| Total noninterest expense | $1,688,000 | 6,104 |
| Salaries and employee benefits | $788,000 | 6,302 |
| Premises and equipment expense | $345,000 | 4,908 |
| Additional noninterest expense | $555,000 | 6,111 |
| Pre-tax net operating income | $228,000 | 5,429 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-2,000 | 6,521 |
| Income before extraordinary items | $230,000 | 5,455 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $230,000 | 5,457 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $230,000 | 5,457 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $381,000 | 2,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $230,000 | 5,342 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,526,000 | 6,481 |
| Total interest expense | $323,000 | 6,200 |
| Net interest income | $1,203,000 | 6,496 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $208,000 | 5,411 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $29,000 | 6,549 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $179,000 | 4,259 |
| Total noninterest expense | $1,248,000 | 6,167 |
| Salaries and employee benefits | $568,000 | 6,366 |
| Premises and equipment expense | $250,000 | 5,048 |
| Additional noninterest expense | $430,000 | 6,104 |
| Pre-tax net operating income | $163,000 | 5,608 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-4,000 | 6,744 |
| Income before extraordinary items | $167,000 | 5,637 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $167,000 | 5,637 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $167,000 | 5,637 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $303,000 | 2,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $167,000 | 5,500 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,025,000 | 6,529 |
| Total interest expense | $224,000 | 6,255 |
| Net interest income | $801,000 | 6,543 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $127,000 | 5,566 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $20,000 | 6,547 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $107,000 | 4,444 |
| Total noninterest expense | $840,000 | 6,214 |
| Salaries and employee benefits | $378,000 | 6,435 |
| Premises and equipment expense | $161,000 | 5,160 |
| Additional noninterest expense | $301,000 | 6,094 |
| Pre-tax net operating income | $88,000 | 5,745 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-6,000 | 6,833 |
| Income before extraordinary items | $94,000 | 5,735 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $94,000 | 5,733 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $94,000 | 5,735 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $229,000 | 2,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $94,000 | 5,653 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $502,000 | 6,604 |
| Total interest expense | $115,000 | 6,308 |
| Net interest income | $387,000 | 6,617 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $65,000 | 5,583 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $10,000 | 6,519 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $55,000 | 4,514 |
| Total noninterest expense | $399,000 | 6,347 |
| Salaries and employee benefits | $188,000 | 6,485 |
| Premises and equipment expense | $77,000 | 5,307 |
| Additional noninterest expense | $134,000 | 6,344 |
| Pre-tax net operating income | $53,000 | 5,711 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $2,000 | 4,282 |
| Income before extraordinary items | $51,000 | 5,688 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $51,000 | 5,687 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $51,000 | 5,688 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $155,000 | 1,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $51,000 | 5,647 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,185,000 | 6,590 |
| Total interest expense | $627,000 | 6,168 |
| Net interest income | $1,558,000 | 6,673 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $352,000 | 5,155 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $61,000 | 6,060 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $291,000 | 3,992 |
| Total noninterest expense | $1,651,000 | 6,351 |
| Salaries and employee benefits | $720,000 | 6,637 |
| Premises and equipment expense | $370,000 | 4,937 |
| Additional noninterest expense | $561,000 | 6,322 |
| Pre-tax net operating income | $259,000 | 5,027 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $16,000 | 4,094 |
| Income before extraordinary items | $243,000 | 5,139 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $243,000 | 5,143 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $243,000 | 5,143 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $381,000 | 2,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $243,000 | 4,992 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,676,000 | 6,666 |
| Total interest expense | $495,000 | 6,225 |
| Net interest income | $1,181,000 | 6,746 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $289,000 | 5,102 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $50,000 | 6,058 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $239,000 | 3,902 |
| Total noninterest expense | $1,205,000 | 6,468 |
| Salaries and employee benefits | $546,000 | 6,664 |
| Premises and equipment expense | $277,000 | 5,020 |
| Additional noninterest expense | $382,000 | 6,533 |
| Pre-tax net operating income | $265,000 | 4,994 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $13,000 | 4,159 |
| Income before extraordinary items | $252,000 | 5,082 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $252,000 | 5,084 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $252,000 | 5,085 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $307,000 | 2,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $252,000 | 4,904 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,157,000 | 6,653 |
| Total interest expense | $339,000 | 6,267 |
| Net interest income | $818,000 | 6,711 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $137,000 | 5,639 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $32,000 | 6,127 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $105,000 | 4,569 |
| Total noninterest expense | $787,000 | 6,532 |
| Salaries and employee benefits | $364,000 | 6,711 |
| Premises and equipment expense | $183,000 | 5,069 |
| Additional noninterest expense | $240,000 | 6,655 |
| Pre-tax net operating income | $168,000 | 5,099 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $10,000 | 4,085 |
| Income before extraordinary items | $158,000 | 5,169 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $158,000 | 5,172 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $158,000 | 5,171 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $274,000 | 2,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $158,000 | 5,021 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $606,000 | 6,659 |
| Total interest expense | $172,000 | 6,368 |
| Net interest income | $434,000 | 6,664 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $73,000 | 5,579 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $15,000 | 6,220 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $58,000 | 4,439 |
| Total noninterest expense | $397,000 | 6,614 |
| Salaries and employee benefits | $187,000 | 6,746 |
| Premises and equipment expense | $93,000 | 5,121 |
| Additional noninterest expense | $117,000 | 6,771 |
| Pre-tax net operating income | $110,000 | 4,940 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $7,000 | 3,969 |
| Income before extraordinary items | $103,000 | 4,928 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $103,000 | 4,929 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $103,000 | 4,928 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $186,000 | 1,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $103,000 | 4,823 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,506,000 | 6,685 |
| Total interest expense | $814,000 | 6,431 |
| Net interest income | $1,692,000 | 6,686 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $479,000 | 4,809 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $75,000 | 6,093 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $404,000 | 3,535 |
| Total noninterest expense | $1,689,000 | 6,558 |
| Salaries and employee benefits | $696,000 | 6,975 |
| Premises and equipment expense | $373,000 | 5,165 |
| Additional noninterest expense | $620,000 | 6,388 |
| Pre-tax net operating income | $482,000 | 4,040 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $482,000 | 3,918 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $482,000 | 3,917 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $482,000 | 3,917 |
| Net charge-offs | $1,000 | 7,192 |
| Cash dividends | $526,000 | 2,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $482,000 | 3,849 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,873,000 | 6,758 |
| Total interest expense | $630,000 | 6,506 |
| Net interest income | $1,243,000 | 6,764 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $406,000 | 4,639 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $59,000 | 6,083 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $347,000 | 3,405 |
| Total noninterest expense | $1,244,000 | 6,634 |
| Salaries and employee benefits | $503,000 | 7,068 |
| Premises and equipment expense | $285,000 | 5,164 |
| Additional noninterest expense | $456,000 | 6,443 |
| Pre-tax net operating income | $405,000 | 4,174 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $405,000 | 4,029 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $405,000 | 4,025 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $405,000 | 4,028 |
| Net charge-offs | $1,000 | 6,910 |
| Cash dividends | $436,000 | 2,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $405,000 | 3,935 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,350,000 | 6,687 |
| Total interest expense | $446,000 | 6,502 |
| Net interest income | $904,000 | 6,615 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $224,000 | 5,015 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $39,000 | 6,109 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $185,000 | 3,762 |
| Total noninterest expense | $810,000 | 6,734 |
| Salaries and employee benefits | $332,000 | 7,160 |
| Premises and equipment expense | $193,000 | 5,166 |
| Additional noninterest expense | $285,000 | 6,601 |
| Pre-tax net operating income | $318,000 | 4,062 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $318,000 | 3,876 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $318,000 | 3,875 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $318,000 | 3,875 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $344,000 | 2,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $318,000 | 3,754 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $625,000 | 6,888 |
| Total interest expense | $236,000 | 6,510 |
| Net interest income | $389,000 | 6,924 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $190,000 | 3,918 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $22,000 | 5,942 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $168,000 | 2,772 |
| Total noninterest expense | $387,000 | 6,808 |
| Salaries and employee benefits | $164,000 | 7,226 |
| Premises and equipment expense | $97,000 | 5,192 |
| Additional noninterest expense | $126,000 | 6,699 |
| Pre-tax net operating income | $192,000 | 4,112 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $192,000 | 3,932 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $192,000 | 3,934 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $192,000 | 3,934 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $310,000 | 1,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $192,000 | 3,773 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,769,000 | 6,771 |
| Total interest expense | $1,217,000 | 6,409 |
| Net interest income | $1,552,000 | 6,943 |
| Provision for loan and lease losses | $-72,000 | 8,244 |
| Total noninterest income | $292,000 | 5,867 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $86,000 | 6,103 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $206,000 | 4,777 |
| Total noninterest expense | $1,541,000 | 6,818 |
| Salaries and employee benefits | $667,000 | 7,234 |
| Premises and equipment expense | $385,000 | 5,190 |
| Additional noninterest expense | $489,000 | 6,669 |
| Pre-tax net operating income | $375,000 | 5,201 |
| Securities gains (losses) | $24,000 | 2,069 |
| Applicable income taxes | $-9,000 | 6,786 |
| Income before extraordinary items | $408,000 | 4,726 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $408,000 | 4,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-276,000 | 8,282 |
| Cash dividends | $140,000 | 4,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $384,000 | 4,968 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,066,000 | 6,860 |
| Total interest expense | $948,000 | 6,449 |
| Net interest income | $1,118,000 | 7,066 |
| Provision for loan and lease losses | $-72,000 | 8,319 |
| Total noninterest income | $239,000 | 5,801 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $65,000 | 6,126 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $174,000 | 4,699 |
| Total noninterest expense | $1,134,000 | 6,858 |
| Salaries and employee benefits | $479,000 | 7,328 |
| Premises and equipment expense | $306,000 | 5,047 |
| Additional noninterest expense | $349,000 | 6,773 |
| Pre-tax net operating income | $295,000 | 5,660 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-14,000 | 7,323 |
| Income before extraordinary items | $309,000 | 5,167 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $309,000 | 5,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-276,000 | 8,353 |
| Cash dividends | $104,000 | 4,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $309,000 | 5,346 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,324,000 | 7,005 |
| Total interest expense | $641,000 | 6,549 |
| Net interest income | $683,000 | 7,251 |
| Provision for loan and lease losses | $98,000 | 4,307 |
| Total noninterest income | $164,000 | 5,824 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $35,000 | 6,396 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $129,000 | 4,569 |
| Total noninterest expense | $750,000 | 6,924 |
| Salaries and employee benefits | $323,000 | 7,368 |
| Premises and equipment expense | $197,000 | 5,192 |
| Additional noninterest expense | $230,000 | 6,797 |
| Pre-tax net operating income | $-1,000 | 6,950 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-14,000 | 7,628 |
| Income before extraordinary items | $13,000 | 6,928 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $13,000 | 6,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,746 |
| Cash dividends | $69,000 | 4,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $13,000 | 6,879 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $664,000 | 7,087 |
| Total interest expense | $318,000 | 6,728 |
| Net interest income | $346,000 | 7,270 |
| Provision for loan and lease losses | $98,000 | 2,769 |
| Total noninterest income | $81,000 | 5,841 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $11,000 | 6,800 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $70,000 | 4,434 |
| Total noninterest expense | $384,000 | 6,910 |
| Salaries and employee benefits | $165,000 | 7,374 |
| Premises and equipment expense | $100,000 | 5,157 |
| Additional noninterest expense | $119,000 | 6,738 |
| Pre-tax net operating income | $-55,000 | 7,420 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-14,000 | 7,868 |
| Income before extraordinary items | $-41,000 | 7,474 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-41,000 | 7,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 2,415 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-41,000 | 7,410 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,805,000 | 6,978 |
| Total interest expense | $1,300,000 | 6,720 |
| Net interest income | $1,505,000 | 7,101 |
| Provision for loan and lease losses | $350,000 | 2,914 |
| Total noninterest income | $219,000 | 6,616 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $28,000 | 7,051 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $191,000 | 5,161 |
| Total noninterest expense | $1,445,000 | 6,996 |
| Salaries and employee benefits | $631,000 | 7,459 |
| Premises and equipment expense | $357,000 | 5,351 |
| Additional noninterest expense | $457,000 | 6,796 |
| Pre-tax net operating income | $-71,000 | 7,522 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-42,000 | 7,920 |
| Income before extraordinary items | $-29,000 | 7,548 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-29,000 | 7,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $450,000 | 1,812 |
| Cash dividends | $110,000 | 5,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-29,000 | 7,531 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,154,000 | 6,976 |
| Total interest expense | $992,000 | 6,702 |
| Net interest income | $1,162,000 | 7,100 |
| Provision for loan and lease losses | $312,000 | 2,260 |
| Total noninterest income | $168,000 | 6,613 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $20,000 | 7,098 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $148,000 | 5,121 |
| Total noninterest expense | $1,078,000 | 7,002 |
| Salaries and employee benefits | $475,000 | 7,423 |
| Premises and equipment expense | $267,000 | 5,353 |
| Additional noninterest expense | $336,000 | 6,817 |
| Pre-tax net operating income | $-60,000 | 7,754 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-39,000 | 8,131 |
| Income before extraordinary items | $-21,000 | 7,725 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-21,000 | 7,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $412,000 | 1,240 |
| Cash dividends | $10,000 | 5,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-21,000 | 7,704 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,482,000 | 6,940 |
| Total interest expense | $672,000 | 6,702 |
| Net interest income | $810,000 | 7,059 |
| Provision for loan and lease losses | $312,000 | 1,497 |
| Total noninterest income | $119,000 | 6,549 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $12,000 | 7,175 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $107,000 | 4,994 |
| Total noninterest expense | $710,000 | 7,073 |
| Salaries and employee benefits | $321,000 | 7,443 |
| Premises and equipment expense | $174,000 | 5,447 |
| Additional noninterest expense | $215,000 | 6,928 |
| Pre-tax net operating income | $-93,000 | 7,962 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-40,000 | 8,259 |
| Income before extraordinary items | $-53,000 | 7,917 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-53,000 | 7,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $412,000 | 819 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-53,000 | 7,908 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $724,000 | 7,020 |
| Total interest expense | $321,000 | 6,797 |
| Net interest income | $403,000 | 7,078 |
| Provision for loan and lease losses | $307,000 | 773 |
| Total noninterest income | $69,000 | 6,268 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $6,000 | 7,199 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $63,000 | 4,645 |
| Total noninterest expense | $351,000 | 7,133 |
| Salaries and employee benefits | $161,000 | 7,484 |
| Premises and equipment expense | $86,000 | 5,493 |
| Additional noninterest expense | $104,000 | 7,022 |
| Pre-tax net operating income | $-186,000 | 8,287 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-72,000 | 8,472 |
| Income before extraordinary items | $-114,000 | 8,202 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-114,000 | 8,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $412,000 | 471 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-114,000 | 8,189 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,594,000 | 7,066 |
| Total interest expense | $948,000 | 7,036 |
| Net interest income | $1,646,000 | 6,995 |
| Provision for loan and lease losses | $39,000 | 5,839 |
| Total noninterest income | $178,000 | 7,099 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $27,000 | 7,192 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $151,000 | 5,601 |
| Total noninterest expense | $1,378,000 | 7,090 |
| Salaries and employee benefits | $640,000 | 7,468 |
| Premises and equipment expense | $250,000 | 6,215 |
| Additional noninterest expense | $488,000 | 6,594 |
| Pre-tax net operating income | $407,000 | 6,767 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $142,000 | 4,670 |
| Income before extraordinary items | $265,000 | 7,044 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $265,000 | 7,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,181 |
| Cash dividends | $54,000 | 5,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $265,000 | 7,039 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,848,000 | 7,206 |
| Total interest expense | $653,000 | 7,179 |
| Net interest income | $1,195,000 | 7,154 |
| Provision for loan and lease losses | $19,000 | 6,039 |
| Total noninterest income | $126,000 | 7,223 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $19,000 | 7,290 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $107,000 | 5,724 |
| Total noninterest expense | $987,000 | 7,200 |
| Salaries and employee benefits | $468,000 | 7,518 |
| Premises and equipment expense | $187,000 | 6,249 |
| Additional noninterest expense | $332,000 | 6,862 |
| Pre-tax net operating income | $315,000 | 6,943 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $110,000 | 4,832 |
| Income before extraordinary items | $205,000 | 7,200 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $205,000 | 7,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 2,383 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $205,000 | 7,197 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,148,000 | 7,351 |
| Total interest expense | $390,000 | 7,328 |
| Net interest income | $758,000 | 7,278 |
| Provision for loan and lease losses | $13,000 | 5,851 |
| Total noninterest income | $89,000 | 7,183 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $13,000 | 7,334 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $76,000 | 5,653 |
| Total noninterest expense | $634,000 | 7,325 |
| Salaries and employee benefits | $319,000 | 7,517 |
| Premises and equipment expense | $102,000 | 6,720 |
| Additional noninterest expense | $213,000 | 6,968 |
| Pre-tax net operating income | $200,000 | 7,087 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $69,000 | 4,936 |
| Income before extraordinary items | $131,000 | 7,300 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $131,000 | 7,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $131,000 | 7,306 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $559,000 | 7,391 |
| Total interest expense | $183,000 | 7,383 |
| Net interest income | $376,000 | 7,312 |
| Provision for loan and lease losses | $7,000 | 5,519 |
| Total noninterest income | $45,000 | 7,115 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $7,000 | 7,331 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $38,000 | 5,631 |
| Total noninterest expense | $302,000 | 7,421 |
| Salaries and employee benefits | $160,000 | 7,514 |
| Premises and equipment expense | $41,000 | 7,158 |
| Additional noninterest expense | $101,000 | 7,063 |
| Pre-tax net operating income | $112,000 | 6,911 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $39,000 | 4,751 |
| Income before extraordinary items | $73,000 | 7,154 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $73,000 | 7,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $73,000 | 7,156 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,088,000 | 7,369 |
| Total interest expense | $675,000 | 7,113 |
| Net interest income | $1,413,000 | 7,406 |
| Provision for loan and lease losses | $50,000 | 5,734 |
| Total noninterest income | $194,000 | 7,116 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $33,000 | 7,319 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $161,000 | 5,599 |
| Total noninterest expense | $1,119,000 | 7,532 |
| Salaries and employee benefits | $563,000 | 7,738 |
| Premises and equipment expense | $145,000 | 7,330 |
| Additional noninterest expense | $411,000 | 7,036 |
| Pre-tax net operating income | $438,000 | 6,936 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $149,000 | 4,994 |
| Income before extraordinary items | $289,000 | 7,229 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $289,000 | 7,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,206 |
| Cash dividends | $54,000 | 5,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $289,000 | 7,208 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,558,000 | 7,393 |
| Total interest expense | $506,000 | 7,055 |
| Net interest income | $1,052,000 | 7,459 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $148,000 | 7,109 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $25,000 | 7,364 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $123,000 | 5,562 |
| Total noninterest expense | $811,000 | 7,594 |
| Salaries and employee benefits | $424,000 | 7,694 |
| Premises and equipment expense | $107,000 | 7,366 |
| Additional noninterest expense | $280,000 | 7,239 |
| Pre-tax net operating income | $389,000 | 6,837 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $133,000 | 4,952 |
| Income before extraordinary items | $256,000 | 7,155 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $256,000 | 7,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $256,000 | 7,119 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,039,000 | 7,372 |
| Total interest expense | $345,000 | 6,926 |
| Net interest income | $694,000 | 7,489 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $102,000 | 7,027 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $17,000 | 7,375 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $85,000 | 5,486 |
| Total noninterest expense | $547,000 | 7,584 |
| Salaries and employee benefits | $286,000 | 7,691 |
| Premises and equipment expense | $73,000 | 7,338 |
| Additional noninterest expense | $188,000 | 7,215 |
| Pre-tax net operating income | $249,000 | 6,922 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $83,000 | 5,046 |
| Income before extraordinary items | $166,000 | 7,205 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $166,000 | 7,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $166,000 | 7,169 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $507,000 | 7,459 |
| Total interest expense | $171,000 | 6,910 |
| Net interest income | $336,000 | 7,610 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $59,000 | 6,784 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $12,000 | 7,169 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $47,000 | 5,321 |
| Total noninterest expense | $267,000 | 7,680 |
| Salaries and employee benefits | $143,000 | 7,751 |
| Premises and equipment expense | $38,000 | 7,311 |
| Additional noninterest expense | $86,000 | 7,444 |
| Pre-tax net operating income | $128,000 | 6,853 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $44,000 | 4,929 |
| Income before extraordinary items | $84,000 | 7,161 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $84,000 | 7,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $84,000 | 7,128 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,842,000 | 7,542 |
| Total interest expense | $653,000 | 6,754 |
| Net interest income | $1,189,000 | 7,757 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $252,000 | 6,764 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $41,000 | 7,422 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $211,000 | 4,996 |
| Total noninterest expense | $1,080,000 | 7,653 |
| Salaries and employee benefits | $558,000 | 7,810 |
| Premises and equipment expense | $127,000 | 7,619 |
| Additional noninterest expense | $395,000 | 7,147 |
| Pre-tax net operating income | $361,000 | 7,236 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $124,000 | 5,301 |
| Income before extraordinary items | $237,000 | 7,471 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $237,000 | 7,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $54,000 | 5,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $237,000 | 7,422 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,353,000 | 7,621 |
| Total interest expense | $483,000 | 6,787 |
| Net interest income | $870,000 | 7,835 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $191,000 | 6,765 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $30,000 | 7,486 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $161,000 | 4,960 |
| Total noninterest expense | $769,000 | 7,734 |
| Salaries and employee benefits | $417,000 | 7,771 |
| Premises and equipment expense | $87,000 | 7,761 |
| Additional noninterest expense | $265,000 | 7,374 |
| Pre-tax net operating income | $292,000 | 7,254 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $99,000 | 5,358 |
| Income before extraordinary items | $193,000 | 7,528 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $193,000 | 7,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $193,000 | 7,470 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $945,000 | 7,564 |
| Total interest expense | $313,000 | 6,885 |
| Net interest income | $632,000 | 7,713 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $97,000 | 7,299 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $18,000 | 7,579 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $79,000 | 5,623 |
| Total noninterest expense | $514,000 | 7,772 |
| Salaries and employee benefits | $281,000 | 7,812 |
| Premises and equipment expense | $59,000 | 7,770 |
| Additional noninterest expense | $174,000 | 7,443 |
| Pre-tax net operating income | $215,000 | 7,073 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $73,000 | 5,225 |
| Income before extraordinary items | $142,000 | 7,402 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $142,000 | 7,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $142,000 | 7,330 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $469,000 | 7,630 |
| Total interest expense | $155,000 | 6,964 |
| Net interest income | $314,000 | 7,753 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $47,000 | 7,311 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $7,000 | 7,665 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $40,000 | 5,560 |
| Total noninterest expense | $255,000 | 7,841 |
| Salaries and employee benefits | $143,000 | 7,805 |
| Premises and equipment expense | $30,000 | 7,774 |
| Additional noninterest expense | $82,000 | 7,590 |
| Pre-tax net operating income | $106,000 | 7,051 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $34,000 | 5,263 |
| Income before extraordinary items | $72,000 | 7,381 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $72,000 | 7,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $72,000 | 7,295 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,292,000 | 7,264 |
| Total interest expense | $739,000 | 6,908 |
| Net interest income | $1,553,000 | 7,287 |
| Provision for loan and lease losses | $93,000 | 5,435 |
| Total noninterest income | $189,000 | 7,441 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $32,000 | 7,690 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $157,000 | 5,745 |
| Total noninterest expense | $1,101,000 | 7,670 |
| Salaries and employee benefits | $564,000 | 7,847 |
| Premises and equipment expense | $128,000 | 7,697 |
| Additional noninterest expense | $409,000 | 7,099 |
| Pre-tax net operating income | $548,000 | 6,523 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $180,000 | 5,071 |
| Income before extraordinary items | $368,000 | 6,954 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $368,000 | 6,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $54,000 | 5,889 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $368,000 | 6,804 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,821,000 | 7,206 |
| Total interest expense | $575,000 | 6,966 |
| Net interest income | $1,246,000 | 7,167 |
| Provision for loan and lease losses | $27,000 | 6,482 |
| Total noninterest income | $147,000 | 7,428 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $23,000 | 7,775 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $124,000 | 5,684 |
| Total noninterest expense | $801,000 | 7,732 |
| Salaries and employee benefits | $419,000 | 7,834 |
| Premises and equipment expense | $95,000 | 7,730 |
| Additional noninterest expense | $287,000 | 7,256 |
| Pre-tax net operating income | $565,000 | 6,017 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $194,000 | 4,694 |
| Income before extraordinary items | $371,000 | 6,530 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $371,000 | 6,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $371,000 | 6,358 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,246,000 | 7,185 |
| Total interest expense | $400,000 | 6,978 |
| Net interest income | $846,000 | 7,127 |
| Provision for loan and lease losses | $18,000 | 6,396 |
| Total noninterest income | $91,000 | 7,553 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $16,000 | 7,783 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $75,000 | 5,841 |
| Total noninterest expense | $501,000 | 7,885 |
| Salaries and employee benefits | $276,000 | 7,883 |
| Premises and equipment expense | $67,000 | 7,633 |
| Additional noninterest expense | $158,000 | 7,668 |
| Pre-tax net operating income | $418,000 | 5,754 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $143,000 | 4,584 |
| Income before extraordinary items | $275,000 | 6,303 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $275,000 | 6,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $275,000 | 6,092 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $646,000 | 7,129 |
| Total interest expense | $209,000 | 6,956 |
| Net interest income | $437,000 | 7,040 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $44,000 | 7,584 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $10,000 | 7,640 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $34,000 | 5,990 |
| Total noninterest expense | $246,000 | 7,969 |
| Salaries and employee benefits | $135,000 | 7,963 |
| Premises and equipment expense | $33,000 | 7,707 |
| Additional noninterest expense | $78,000 | 7,720 |
| Pre-tax net operating income | $226,000 | 5,537 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $85,000 | 4,242 |
| Income before extraordinary items | $141,000 | 6,158 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $141,000 | 6,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $141,000 | 5,977 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,390,000 | 7,454 |
| Total interest expense | $917,000 | 7,153 |
| Net interest income | $1,473,000 | 7,477 |
| Provision for loan and lease losses | $36,000 | 7,011 |
| Total noninterest income | $135,000 | 8,007 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $27,000 | 7,890 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $108,000 | 6,289 |
| Total noninterest expense | $873,000 | 8,212 |
| Salaries and employee benefits | $490,000 | 8,179 |
| Premises and equipment expense | $109,000 | 8,056 |
| Additional noninterest expense | $274,000 | 7,991 |
| Pre-tax net operating income | $699,000 | 6,085 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $239,000 | 4,840 |
| Income before extraordinary items | $460,000 | 6,573 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $460,000 | 6,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $54,000 | 5,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $460,000 | 6,444 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,496,000 | 7,754 |
| Total interest expense | $1,340,000 | 7,320 |
| Net interest income | $1,156,000 | 7,975 |
| Provision for loan and lease losses | $33,000 | 7,158 |
| Total noninterest income | $142,000 | 7,947 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $22,000 | 8,096 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $120,000 | 6,007 |
| Total noninterest expense | $782,000 | 8,490 |
| Salaries and employee benefits | $433,000 | 8,480 |
| Premises and equipment expense | $101,000 | 8,285 |
| Additional noninterest expense | $248,000 | 8,239 |
| Pre-tax net operating income | $483,000 | 6,621 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $148,000 | 5,473 |
| Income before extraordinary items | $335,000 | 6,920 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $335,000 | 6,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,788 |
| Cash dividends | $50,000 | 6,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $335,000 | 6,803 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,427,000 | 7,983 |
| Total interest expense | $1,324,000 | 7,528 |
| Net interest income | $1,103,000 | 8,274 |
| Provision for loan and lease losses | $49,000 | 6,605 |
| Total noninterest income | $94,000 | 8,678 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 8,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 7,243 |
| Total noninterest expense | $747,000 | 8,710 |
| Salaries and employee benefits | $411,000 | 8,688 |
| Premises and equipment expense | $102,000 | 8,406 |
| Additional noninterest expense | $234,000 | 8,467 |
| Pre-tax net operating income | $401,000 | 7,468 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $121,000 | 6,270 |
| Income before extraordinary items | $280,000 | 7,590 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $280,000 | 7,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $49,000 | 6,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $280,000 | 7,598 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,084,000 | 8,407 |
| Total interest expense | $1,166,000 | 7,732 |
| Net interest income | $918,000 | 8,815 |
| Provision for loan and lease losses | $26,000 | 7,391 |
| Total noninterest income | $96,000 | 8,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 8,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,335 |
| Total noninterest expense | $691,000 | 9,055 |
| Salaries and employee benefits | $385,000 | 8,968 |
| Premises and equipment expense | $81,000 | 9,008 |
| Additional noninterest expense | $225,000 | 8,793 |
| Pre-tax net operating income | $297,000 | 8,108 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $54,000 | 7,584 |
| Income before extraordinary items | $243,000 | 7,984 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $243,000 | 7,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,038 |
| Cash dividends | $49,000 | 6,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $243,000 | 7,959 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,945,000 | 8,752 |
| Total interest expense | $1,074,000 | 8,215 |
| Net interest income | $871,000 | 9,087 |
| Provision for loan and lease losses | $2,000 | 8,582 |
| Total noninterest income | $80,000 | 9,352 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 8,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 7,951 |
| Total noninterest expense | $647,000 | 9,270 |
| Salaries and employee benefits | $363,000 | 9,205 |
| Premises and equipment expense | $70,000 | 9,364 |
| Additional noninterest expense | $214,000 | 8,972 |
| Pre-tax net operating income | $302,000 | 8,388 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $37,000 | 8,566 |
| Income before extraordinary items | $265,000 | 8,146 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $265,000 | 8,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $292,000 | 4,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $265,000 | 8,065 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,782,000 | 9,306 |
| Total interest expense | $931,000 | 8,876 |
| Net interest income | $851,000 | 9,538 |
| Provision for loan and lease losses | $24,000 | 7,686 |
| Total noninterest income | $70,000 | 9,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $22,000 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,525 |
| Total noninterest expense | $616,000 | 9,688 |
| Salaries and employee benefits | $340,000 | 9,660 |
| Premises and equipment expense | $76,000 | 9,545 |
| Additional noninterest expense | $200,000 | 9,408 |
| Pre-tax net operating income | $281,000 | 9,114 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $33,000 | 9,518 |
| Income before extraordinary items | $248,000 | 8,769 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $248,000 | 8,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,371 |
| Cash dividends | $87,000 | 6,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $248,000 | 8,727 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,670,000 | 9,851 |
| Total interest expense | $904,000 | 9,322 |
| Net interest income | $766,000 | 10,207 |
| Provision for loan and lease losses | $37,000 | 7,110 |
| Total noninterest income | $69,000 | 10,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 9,499 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,116 |
| Total noninterest expense | $577,000 | 10,267 |
| Salaries and employee benefits | $319,000 | 10,193 |
| Premises and equipment expense | $76,000 | 9,922 |
| Additional noninterest expense | $182,000 | 10,148 |
| Pre-tax net operating income | $221,000 | 9,655 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $32,000 | 9,997 |
| Income before extraordinary items | $189,000 | 9,400 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $189,000 | 9,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,694 |
| Cash dividends | $90,000 | 6,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $189,000 | 9,346 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,540,000 | 10,465 |
| Total interest expense | $840,000 | 9,822 |
| Net interest income | $700,000 | 10,841 |
| Provision for loan and lease losses | $2,000 | 8,854 |
| Total noninterest income | $63,000 | 11,107 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,000 | 10,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,088 |
| Total noninterest expense | $567,000 | 10,721 |
| Salaries and employee benefits | $307,000 | 10,686 |
| Premises and equipment expense | $65,000 | 10,624 |
| Additional noninterest expense | $195,000 | 10,472 |
| Pre-tax net operating income | $194,000 | 10,498 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $18,000 | 10,788 |
| Income before extraordinary items | $176,000 | 10,204 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $176,000 | 10,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $93,000 | 6,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $176,000 | 10,175 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,204,000 | 11,344 |
| Total interest expense | $525,000 | 10,988 |
| Net interest income | $679,000 | 11,460 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $62,000 | 11,679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 10,745 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,460 |
| Total noninterest expense | $545,000 | 11,375 |
| Salaries and employee benefits | $290,000 | 11,303 |
| Premises and equipment expense | $64,000 | 11,169 |
| Additional noninterest expense | $191,000 | 11,259 |
| Pre-tax net operating income | $196,000 | 10,923 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $45,000 | 10,591 |
| Income before extraordinary items | $151,000 | 10,807 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $151,000 | 10,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $49,000 | 8,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $151,000 | 10,861 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,307,000 | 11,669 |
| Total interest expense | $571,000 | 11,312 |
| Net interest income | $736,000 | 11,738 |
| Provision for loan and lease losses | $3,000 | 10,228 |
| Total noninterest income | $38,000 | 12,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,000 | 11,204 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,437 |
| Total noninterest expense | $544,000 | 11,948 |
| Salaries and employee benefits | $280,000 | 11,873 |
| Premises and equipment expense | $66,000 | 11,648 |
| Additional noninterest expense | $198,000 | 11,755 |
| Pre-tax net operating income | $227,000 | 10,811 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $39,000 | 11,180 |
| Income before extraordinary items | $189,000 | 10,775 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $189,000 | 10,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $59,000 | 7,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $188,170 | 10,565 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,394,000 | 12,196 |
| Total interest expense | $739,000 | 11,633 |
| Net interest income | $655,000 | 12,493 |
| Provision for loan and lease losses | $5,000 | 11,499 |
| Total noninterest income | $31,000 | 13,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 11,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 12,406 |
| Total noninterest expense | $513,000 | 12,567 |
| Salaries and employee benefits | $267,000 | 12,397 |
| Premises and equipment expense | $34,000 | 13,280 |
| Additional noninterest expense | $212,000 | 12,073 |
| Pre-tax net operating income | $168,000 | 11,348 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $35,000 | 11,656 |
| Income before extraordinary items | $133,000 | 11,504 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $133,000 | 11,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 10,474 |
| Cash dividends | $34,000 | 8,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $133,000 | 11,180 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.