Home > First Community Industrial Bank > Income and Expense
First Community Industrial Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $40,285,000 | 850 |
| Total interest expense | $19,396,000 | 845 |
| Net interest income | $20,889,000 | 843 |
| Provision for loan and lease losses | $1,124,000 | 1,145 |
| Total noninterest income | $96,000 | 8,576 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $5,000 | 8,315 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $91,000 | 6,630 |
| Total noninterest expense | $7,934,000 | 1,824 |
| Salaries and employee benefits | $4,508,000 | 1,674 |
| Premises and equipment expense | $941,000 | 2,264 |
| Additional noninterest expense | $2,485,000 | 1,839 |
| Pre-tax net operating income | $11,927,000 | 655 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $4,562,000 | 582 |
| Income before extraordinary items | $7,365,000 | 758 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $7,365,000 | 759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,124,000 | 865 |
| Cash dividends | $13,943,000 | 297 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $7,365,000 | 726 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $41,031,000 | 869 |
| Total interest expense | $21,113,000 | 848 |
| Net interest income | $19,918,000 | 869 |
| Provision for loan and lease losses | $-717,000 | 9,884 |
| Total noninterest income | $145,000 | 7,964 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $6,000 | 8,489 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $139,000 | 5,668 |
| Total noninterest expense | $8,394,000 | 1,662 |
| Salaries and employee benefits | $4,900,000 | 1,445 |
| Premises and equipment expense | $940,000 | 2,195 |
| Additional noninterest expense | $2,554,000 | 1,736 |
| Pre-tax net operating income | $12,386,000 | 648 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $4,737,000 | 574 |
| Income before extraordinary items | $7,649,000 | 715 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $7,649,000 | 715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,163,000 | 673 |
| Cash dividends | $2,142,000 | 1,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $7,649,000 | 711 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $34,584,000 | 963 |
| Total interest expense | $15,976,000 | 966 |
| Net interest income | $18,608,000 | 945 |
| Provision for loan and lease losses | $-200,000 | 10,144 |
| Total noninterest income | $324,000 | 6,228 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $10,000 | 8,681 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $314,000 | 3,927 |
| Total noninterest expense | $7,475,000 | 1,853 |
| Salaries and employee benefits | $4,289,000 | 1,616 |
| Premises and equipment expense | $951,000 | 2,151 |
| Additional noninterest expense | $2,235,000 | 1,952 |
| Pre-tax net operating income | $11,657,000 | 717 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $4,459,000 | 645 |
| Income before extraordinary items | $7,198,000 | 805 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,198,000 | 805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $682,000 | 950 |
| Cash dividends | $2,451,000 | 1,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $7,198,000 | 787 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $29,987,000 | 1,084 |
| Total interest expense | $12,683,000 | 1,230 |
| Net interest income | $17,304,000 | 974 |
| Provision for loan and lease losses | $743,000 | 1,257 |
| Total noninterest income | $677,000 | 4,079 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $19,000 | 8,735 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $658,000 | 2,493 |
| Total noninterest expense | $6,543,000 | 2,002 |
| Salaries and employee benefits | $3,601,000 | 1,857 |
| Premises and equipment expense | $839,000 | 2,323 |
| Additional noninterest expense | $2,103,000 | 2,024 |
| Pre-tax net operating income | $10,695,000 | 735 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $4,084,000 | 672 |
| Income before extraordinary items | $6,611,000 | 832 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $6,611,000 | 831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $850,000 | 856 |
| Cash dividends | $2,251,000 | 1,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $6,611,000 | 798 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $22,232,000 | 1,481 |
| Total interest expense | $9,000,000 | 1,725 |
| Net interest income | $13,232,000 | 1,309 |
| Provision for loan and lease losses | $498,000 | 1,789 |
| Total noninterest income | $262,000 | 7,082 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $22,000 | 9,085 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $240,000 | 4,480 |
| Total noninterest expense | $4,540,000 | 2,791 |
| Salaries and employee benefits | $2,471,000 | 2,681 |
| Premises and equipment expense | $531,000 | 3,511 |
| Additional noninterest expense | $1,538,000 | 2,673 |
| Pre-tax net operating income | $8,456,000 | 967 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $3,235,000 | 868 |
| Income before extraordinary items | $5,221,000 | 1,051 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,221,000 | 1,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $678,000 | 1,054 |
| Cash dividends | $2,706,000 | 1,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,221,000 | 1,021 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $20,129,000 | 1,663 |
| Total interest expense | $7,522,000 | 2,091 |
| Net interest income | $12,607,000 | 1,425 |
| Provision for loan and lease losses | $330,000 | 2,402 |
| Total noninterest income | $91,000 | 10,062 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $13,000 | 9,710 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $78,000 | 7,815 |
| Total noninterest expense | $4,231,000 | 3,169 |
| Salaries and employee benefits | $2,153,000 | 3,100 |
| Premises and equipment expense | $476,000 | 3,921 |
| Additional noninterest expense | $1,602,000 | 2,958 |
| Pre-tax net operating income | $8,137,000 | 944 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $3,113,000 | 850 |
| Income before extraordinary items | $5,024,000 | 1,042 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,024,000 | 1,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $509,000 | 1,409 |
| Cash dividends | $639,000 | 2,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,024,000 | 1,023 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $19,420,000 | 1,748 |
| Total interest expense | $6,554,000 | 2,370 |
| Net interest income | $12,866,000 | 1,398 |
| Provision for loan and lease losses | $80,000 | 5,097 |
| Total noninterest income | $136,000 | 9,549 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $16,000 | 10,084 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $120,000 | 6,653 |
| Total noninterest expense | $3,967,000 | 3,346 |
| Salaries and employee benefits | $1,877,000 | 3,516 |
| Premises and equipment expense | $472,000 | 3,941 |
| Additional noninterest expense | $1,618,000 | 2,880 |
| Pre-tax net operating income | $8,955,000 | 907 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $3,432,000 | 816 |
| Income before extraordinary items | $5,523,000 | 966 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $5,523,000 | 966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,894 |
| Cash dividends | $1,407,000 | 1,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $5,523,000 | 960 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $16,856,000 | 1,832 |
| Total interest expense | $5,162,000 | 2,389 |
| Net interest income | $11,694,000 | 1,541 |
| Provision for loan and lease losses | $253,000 | 2,572 |
| Total noninterest income | $153,000 | 9,643 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $9,000 | 10,745 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $144,000 | 6,323 |
| Total noninterest expense | $3,665,000 | 3,689 |
| Salaries and employee benefits | $1,731,000 | 3,769 |
| Premises and equipment expense | $435,000 | 4,285 |
| Additional noninterest expense | $1,499,000 | 3,294 |
| Pre-tax net operating income | $7,929,000 | 973 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $3,179,000 | 829 |
| Income before extraordinary items | $4,750,000 | 1,065 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,750,000 | 1,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,468 |
| Cash dividends | $1,185,000 | 1,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,750,000 | 1,079 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,828,000 | 1,860 |
| Total interest expense | $5,285,000 | 2,451 |
| Net interest income | $11,543,000 | 1,561 |
| Provision for loan and lease losses | $740,000 | 1,598 |
| Total noninterest income | $76,000 | 11,918 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $9,000 | 11,224 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $67,000 | 9,213 |
| Total noninterest expense | $3,497,000 | 3,911 |
| Salaries and employee benefits | $1,532,000 | 4,193 |
| Premises and equipment expense | $426,000 | 4,464 |
| Additional noninterest expense | $1,539,000 | 3,431 |
| Pre-tax net operating income | $7,382,000 | 971 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $2,768,000 | 927 |
| Income before extraordinary items | $4,614,000 | 1,130 |
| Extraordinary gains, net | $-192,000 | 13,040 |
| Net income | $4,422,000 | 1,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $474,000 | 1,819 |
| Cash dividends | $1,546,000 | 1,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,614,000 | 1,049 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $17,818,000 | 1,996 |
| Total interest expense | $6,477,000 | 2,605 |
| Net interest income | $11,341,000 | 1,625 |
| Provision for loan and lease losses | $1,029,000 | 1,800 |
| Total noninterest income | $120,000 | 11,191 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $12,000 | 11,559 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $108,000 | 7,800 |
| Total noninterest expense | $3,676,000 | 3,766 |
| Salaries and employee benefits | $1,637,000 | 3,917 |
| Premises and equipment expense | $437,000 | 4,461 |
| Additional noninterest expense | $1,602,000 | 3,403 |
| Pre-tax net operating income | $6,756,000 | 961 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $2,793,000 | 837 |
| Income before extraordinary items | $3,963,000 | 1,181 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,963,000 | 1,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $851,000 | 1,746 |
| Cash dividends | $500,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,963,000 | 1,089 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.