Home > First Community Financial Bank > Net charge- offs to loans
First Community Financial Bank, Net charge- offs to loans
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0170% | 4,796 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0084% | 4,493 |
| Percentage Net Loans Charged-off:Construction & development | -0.0474% | 4,697 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 4,619 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0144% | 4,784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0194% | 4,893 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0496% | 4,570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3043% | 666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3599% | 239 |
| Percentage Net Loans Charged-off:Construction & development | -0.1539% | 4,932 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2645% | 273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8317% | 105 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2892% | 20 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0221% | 4,927 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1788% | 1,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0420% | 1,987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0951% | 675 |
| Percentage Net Loans Charged-off:Construction & development | -0.1631% | 5,033 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1520% | 254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0468% | 1,004 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0632% | 843 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0912% | 4,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1283% | 1,962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0535% | 1,745 |
| Percentage Net Loans Charged-off:Construction & development | -0.2028% | 5,066 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1052% | 840 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0117% | 4,986 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0164% | 5,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3365% | 1,254 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0262% | 5,056 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0262% | 4,996 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0788% | 1,223 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0537% | 2,593 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0178% | 4,931 |
| Percentage Net Loans Charged-off:Construction & development | -0.2078% | 5,111 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 4,913 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0145% | 4,992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0205% | 5,127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2549% | 1,141 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0358% | 5,004 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0358% | 4,943 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0984% | 1,006 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0488% | 2,505 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0207% | 5,032 |
| Percentage Net Loans Charged-off:Construction & development | -0.2007% | 5,156 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 4,994 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0314% | 5,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0457% | 5,410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2601% | 1,014 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0590% | 4,995 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0590% | 4,934 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2099% | 955 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0295% | 5,231 |
| Percentage Net Loans Charged-off:Construction & development | -0.2727% | 5,269 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0084% | 5,155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0522% | 5,490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0763% | 5,616 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9934% | 387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0670% | 750 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0119% | 4,065 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1513% | 5,830 |
| Percentage Net Loans Charged-off:Construction & development | -0.3608% | 5,318 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1870% | 5,764 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0509% | 5,627 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4113% | 4,520 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1130% | 1,602 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5046% | 990 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2265% | 5,644 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2265% | 5,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1378% | 953 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1094% | 2,030 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0627% | 5,631 |
| Percentage Net Loans Charged-off:Construction & development | -0.3703% | 5,377 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0652% | 5,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0217% | 5,431 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5738% | 4,577 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2292% | 880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6240% | 705 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2666% | 5,672 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2664% | 5,616 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1859% | 789 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2071% | 1,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0288% | 2,208 |
| Percentage Net Loans Charged-off:Construction & development | -0.3693% | 5,424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0480% | 939 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0435% | 2,022 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8999% | 4,630 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4743% | 427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7440% | 559 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2773% | 5,674 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2773% | 5,631 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0905% | 845 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0724% | 1,994 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0806% | 5,837 |
| Percentage Net Loans Charged-off:Construction & development | -0.3651% | 5,499 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0100% | 5,456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3034% | 6,152 |
| Percentage Net Loans Charged-off: Home equity loans | -1.7982% | 4,677 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4075% | 497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5360% | 520 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1625% | 5,368 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1625% | 5,316 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7305% | 497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5842% | 484 |
| Percentage Net Loans Charged-off:Construction & development | 6.5454% | 76 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4401% | 734 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2448% | 1,385 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6873% | 308 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0341% | 2,978 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1950% | 667 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2241% | 2,776 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2241% | 2,619 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1593% | 955 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9204% | 349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8781% | 269 |
| Percentage Net Loans Charged-off:Construction & development | 9.0869% | 56 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7536% | 413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1852% | 1,576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5876% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 5,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0862% | 613 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3058% | 2,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3058% | 2,061 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1757% | 852 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2405% | 249 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2868% | 176 |
| Percentage Net Loans Charged-off:Construction & development | 13.6604% | 35 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0633% | 292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3004% | 1,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9410% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1679% | 575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4826% | 1,561 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4826% | 1,429 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8909% | 392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5974% | 471 |
| Percentage Net Loans Charged-off:Construction & development | 26.3779% | 23 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5649% | 6,459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2495% | 1,053 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9309% | 194 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0736% | 6,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8037% | 321 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0182% | 869 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0182% | 789 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3209% | 136 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8261% | 176 |
| Percentage Net Loans Charged-off:Construction & development | -0.7174% | 5,915 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3109% | 203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1516% | 385 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2435% | 981 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5153% | 271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6974% | 309 |
| Percentage Net Loans Charged-off: Loans to individuals | 16.3456% | 26 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 16.3456% | 25 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5875% | 608 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3573% | 384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8097% | 610 |
| Percentage Net Loans Charged-off:Construction & development | -0.6907% | 5,961 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9785% | 565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8373% | 623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0485% | 1,184 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1425% | 404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7159% | 396 |
| Percentage Net Loans Charged-off: Loans to individuals | 22.0680% | 19 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 22.0677% | 20 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7512% | 504 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5382% | 338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8352% | 660 |
| Percentage Net Loans Charged-off:Construction & development | 3.0586% | 390 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7126% | 701 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9240% | 571 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0839% | 987 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2406% | 416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1760% | 345 |
| Percentage Net Loans Charged-off: Loans to individuals | 31.2251% | 9 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 31.2251% | 10 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0469% | 404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3614% | 405 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1464% | 444 |
| Percentage Net Loans Charged-off:Construction & development | 6.8935% | 166 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7989% | 524 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9593% | 556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2095% | 635 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2337% | 426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6310% | 493 |
| Percentage Net Loans Charged-off: Loans to individuals | 21.9867% | 19 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 21.9867% | 20 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0326% | 5,463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0487% | 4,526 |
| Percentage Net Loans Charged-off:Construction & development | 0.7264% | 1,631 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0398% | 6,578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1108% | 6,795 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4349% | 5,151 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0103% | 3,577 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,313 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0559% | 4,869 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0683% | 4,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.9891% | 1,387 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0527% | 6,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1109% | 6,869 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4361% | 5,196 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0424% | 3,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,003 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0474% | 4,730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1155% | 3,454 |
| Percentage Net Loans Charged-off:Construction & development | 1.5283% | 1,094 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0793% | 6,777 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0716% | 6,821 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2547% | 5,177 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0664% | 5,876 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0228% | 6,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,705 |
| Percentage Net Loans Charged-off:Construction & development | 0.1640% | 1,297 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1398% | 6,939 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4672% | 5,234 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0689% | 5,816 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4424% | 3,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7119% | 2,153 |
| Percentage Net Loans Charged-off:Construction & development | 4.5941% | 1,057 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1240% | 7,019 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9164% | 579 |
| Percentage Net Loans Charged-off: Home equity loans | 6.4516% | 103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1958% | 3,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0205% | 6,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,804 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6348% | 2,343 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0106% | 1,450 |
| Percentage Net Loans Charged-off:Construction & development | 4.6132% | 928 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2929% | 2,093 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8667% | 556 |
| Percentage Net Loans Charged-off: Home equity loans | 6.9855% | 106 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0038% | 5,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,414 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5777% | 2,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9744% | 1,436 |
| Percentage Net Loans Charged-off:Construction & development | 4.6796% | 861 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8666% | 334 |
| Percentage Net Loans Charged-off: Home equity loans | 11.3942% | 59 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0917% | 6,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,954 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7247% | 1,767 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1747% | 1,059 |
| Percentage Net Loans Charged-off:Construction & development | 9.1709% | 370 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0713% | 6,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1238% | 514 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8542% | 311 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.8658% | 99 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 5,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3467% | 2,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.9756% | 113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5024% | 1,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2200% | 1,484 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8738% | 646 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9144% | 1,505 |
| Percentage Net Loans Charged-off: Loans to individuals | 14.2910% | 73 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5066% | 3,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 5,075 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8844% | 1,396 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0378% | 1,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0422% | 621 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 5,924 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 5,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,954 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 5,459 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,039 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 5,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |