Home > First Community Federal Savings and Loan Association > Income and Expense
First Community Federal Savings and Loan Association, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,750,000 | 2,626 |
| Total interest expense | $7,468,000 | 1,759 |
| Net interest income | $4,282,000 | 4,138 |
| Provision for loan and lease losses | $155,000 | 4,559 |
| Total noninterest income | $969,000 | 3,430 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $969,000 | 2,073 |
| Total noninterest expense | $3,656,000 | 3,770 |
| Salaries and employee benefits | $1,935,000 | 3,376 |
| Premises and equipment expense | $638,000 | 3,132 |
| Additional noninterest expense | $1,083,000 | 4,606 |
| Pre-tax net operating income | $1,440,000 | 4,484 |
| Securities gains (losses) | $142,000 | 2,045 |
| Applicable income taxes | $451,000 | 4,580 |
| Income before extraordinary items | $1,131,000 | 4,222 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,131,000 | 4,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 4,689 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,030,180 | 4,344 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,746,000 | 2,564 |
| Total interest expense | $9,336,000 | 1,815 |
| Net interest income | $4,410,000 | 4,078 |
| Provision for loan and lease losses | $80,000 | 7,886 |
| Total noninterest income | $987,000 | 3,357 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $987,000 | 2,025 |
| Total noninterest expense | $3,603,000 | 3,839 |
| Salaries and employee benefits | $1,830,000 | 3,495 |
| Premises and equipment expense | $668,000 | 3,050 |
| Additional noninterest expense | $1,105,000 | 4,672 |
| Pre-tax net operating income | $1,714,000 | 3,588 |
| Securities gains (losses) | $344,000 | 1,414 |
| Applicable income taxes | $554,000 | 3,668 |
| Income before extraordinary items | $1,504,000 | 3,073 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,504,000 | 3,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 5,743 |
| Cash dividends | $330,000 | 3,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,252,880 | 3,391 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.