Home > First Community Bank & Trust > Income and Expense
First Community Bank & Trust, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,628,000 | 3,673 |
| Total interest expense | $3,728,000 | 3,903 |
| Net interest income | $4,900,000 | 3,475 |
| Provision for loan and lease losses | $475,000 | 1,800 |
| Total noninterest income | $762,000 | 3,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $490,000 | 2,599 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $272,000 | 4,231 |
| Total noninterest expense | $3,285,000 | 3,810 |
| Salaries and employee benefits | $1,775,000 | 3,717 |
| Premises and equipment expense | $486,000 | 3,787 |
| Additional noninterest expense | $1,024,000 | 3,880 |
| Pre-tax net operating income | $1,902,000 | 3,466 |
| Securities gains (losses) | $-2,000 | 9,897 |
| Applicable income taxes | $572,000 | 3,523 |
| Income before extraordinary items | $1,328,000 | 3,613 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,328,000 | 3,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $474,000 | 1,304 |
| Cash dividends | $291,000 | 4,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,329,400 | 3,515 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,986,000 | 3,972 |
| Total interest expense | $3,176,000 | 4,477 |
| Net interest income | $4,810,000 | 3,618 |
| Provision for loan and lease losses | $300,000 | 2,568 |
| Total noninterest income | $730,000 | 3,847 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $522,000 | 2,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 4,862 |
| Total noninterest expense | $3,019,000 | 4,074 |
| Salaries and employee benefits | $1,757,000 | 3,725 |
| Premises and equipment expense | $470,000 | 3,910 |
| Additional noninterest expense | $792,000 | 4,767 |
| Pre-tax net operating income | $2,221,000 | 3,225 |
| Securities gains (losses) | $-9,000 | 9,978 |
| Applicable income taxes | $752,000 | 3,069 |
| Income before extraordinary items | $1,460,000 | 3,442 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,460,000 | 3,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,267 |
| Cash dividends | $431,000 | 3,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,465,940 | 3,350 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,827,000 | 4,671 |
| Total interest expense | $2,682,000 | 5,251 |
| Net interest income | $4,145,000 | 4,196 |
| Provision for loan and lease losses | $216,000 | 3,242 |
| Total noninterest income | $638,000 | 4,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $473,000 | 2,865 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 5,697 |
| Total noninterest expense | $2,652,000 | 4,782 |
| Salaries and employee benefits | $1,452,000 | 4,446 |
| Premises and equipment expense | $407,000 | 4,474 |
| Additional noninterest expense | $793,000 | 5,235 |
| Pre-tax net operating income | $1,915,000 | 3,522 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $669,000 | 3,282 |
| Income before extraordinary items | $1,246,000 | 3,758 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,246,000 | 3,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,694 |
| Cash dividends | $139,000 | 6,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,246,000 | 3,706 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,642,000 | 5,478 |
| Total interest expense | $2,252,000 | 5,971 |
| Net interest income | $3,390,000 | 4,993 |
| Provision for loan and lease losses | $192,000 | 3,105 |
| Total noninterest income | $647,000 | 4,331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $449,000 | 3,019 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 5,162 |
| Total noninterest expense | $2,299,000 | 5,357 |
| Salaries and employee benefits | $1,174,000 | 5,307 |
| Premises and equipment expense | $395,000 | 4,595 |
| Additional noninterest expense | $730,000 | 5,655 |
| Pre-tax net operating income | $1,546,000 | 4,346 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $545,000 | 3,939 |
| Income before extraordinary items | $1,001,000 | 4,625 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,001,000 | 4,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,392 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,001,000 | 4,594 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,363,000 | 6,294 |
| Total interest expense | $1,903,000 | 5,824 |
| Net interest income | $2,460,000 | 6,554 |
| Provision for loan and lease losses | $192,000 | 3,103 |
| Total noninterest income | $580,000 | 4,775 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $409,000 | 3,318 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 5,800 |
| Total noninterest expense | $1,957,000 | 6,316 |
| Salaries and employee benefits | $1,013,000 | 6,029 |
| Premises and equipment expense | $372,000 | 4,874 |
| Additional noninterest expense | $572,000 | 7,239 |
| Pre-tax net operating income | $891,000 | 6,442 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $303,000 | 5,839 |
| Income before extraordinary items | $588,000 | 6,632 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $588,000 | 6,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,759 |
| Cash dividends | $71,000 | 7,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $588,000 | 6,692 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,416,000 | 7,648 |
| Total interest expense | $1,446,000 | 7,387 |
| Net interest income | $1,970,000 | 7,768 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $529,000 | 5,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $283,000 | 4,653 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $246,000 | 5,046 |
| Total noninterest expense | $1,521,000 | 7,763 |
| Salaries and employee benefits | $810,000 | 7,258 |
| Premises and equipment expense | $280,000 | 6,181 |
| Additional noninterest expense | $431,000 | 8,921 |
| Pre-tax net operating income | $858,000 | 6,530 |
| Securities gains (losses) | $41,000 | 3,697 |
| Applicable income taxes | $111,000 | 9,488 |
| Income before extraordinary items | $788,000 | 5,628 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $788,000 | 5,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 5,636 |
| Cash dividends | $54,000 | 7,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $751,920 | 5,571 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,744,000 | 9,448 |
| Total interest expense | $1,338,000 | 9,091 |
| Net interest income | $1,406,000 | 9,609 |
| Provision for loan and lease losses | $190,000 | 5,357 |
| Total noninterest income | $325,000 | 7,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $249,000 | 5,154 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 9,018 |
| Total noninterest expense | $1,277,000 | 8,735 |
| Salaries and employee benefits | $671,000 | 8,213 |
| Premises and equipment expense | $243,000 | 6,920 |
| Additional noninterest expense | $363,000 | 10,037 |
| Pre-tax net operating income | $264,000 | 10,482 |
| Securities gains (losses) | $15,000 | 5,962 |
| Applicable income taxes | $94,000 | 10,072 |
| Income before extraordinary items | $185,000 | 10,806 |
| Extraordinary gains, net | $82,000 | 820 |
| Net income | $267,000 | 9,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 9,186 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $175,100 | 10,595 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.