Home > First Community Bank Silver Lake > Income and Expense
First Community Bank Silver Lake, Income and Expense
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $834,000 | 6,867 |
| Total interest expense | $142,000 | 6,647 |
| Net interest income | $692,000 | 6,875 |
| Provision for loan and lease losses | $20,000 | 5,589 |
| Total noninterest income | $27,000 | 6,731 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $15,000 | 6,730 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $12,000 | 6,388 |
| Total noninterest expense | $543,000 | 6,943 |
| Salaries and employee benefits | $270,000 | 6,959 |
| Premises and equipment expense | $93,000 | 6,579 |
| Additional noninterest expense | $180,000 | 6,911 |
| Pre-tax net operating income | $156,000 | 5,785 |
| Securities gains (losses) | $274,000 | 1,436 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $430,000 | 5,123 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $430,000 | 5,121 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $430,000 | 5,122 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $200,000 | 3,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $156,000 | 5,748 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $633,000 | 6,967 |
| Total interest expense | $111,000 | 6,744 |
| Net interest income | $522,000 | 6,972 |
| Provision for loan and lease losses | $5,000 | 5,679 |
| Total noninterest income | $21,000 | 6,842 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $11,000 | 6,825 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $10,000 | 6,493 |
| Total noninterest expense | $381,000 | 7,061 |
| Salaries and employee benefits | $170,000 | 7,094 |
| Premises and equipment expense | $71,000 | 6,647 |
| Additional noninterest expense | $140,000 | 6,990 |
| Pre-tax net operating income | $157,000 | 5,832 |
| Securities gains (losses) | $274,000 | 1,193 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $431,000 | 4,865 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $431,000 | 4,865 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $431,000 | 4,865 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $200,000 | 2,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $157,000 | 5,736 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $421,000 | 7,028 |
| Total interest expense | $78,000 | 6,790 |
| Net interest income | $343,000 | 7,039 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $15,000 | 6,889 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $8,000 | 6,853 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 6,537 |
| Total noninterest expense | $249,000 | 7,128 |
| Salaries and employee benefits | $105,000 | 7,167 |
| Premises and equipment expense | $49,000 | 6,657 |
| Additional noninterest expense | $95,000 | 7,034 |
| Pre-tax net operating income | $109,000 | 5,823 |
| Securities gains (losses) | $253,000 | 963 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $362,000 | 4,518 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $362,000 | 4,522 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $362,000 | 4,522 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $200,000 | 2,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $109,000 | 5,726 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $216,000 | 7,080 |
| Total interest expense | $42,000 | 6,836 |
| Net interest income | $174,000 | 7,089 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $6,000 | 6,994 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $4,000 | 6,891 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,000 | 6,726 |
| Total noninterest expense | $128,000 | 7,180 |
| Salaries and employee benefits | $50,000 | 7,238 |
| Premises and equipment expense | $23,000 | 6,746 |
| Additional noninterest expense | $55,000 | 7,008 |
| Pre-tax net operating income | $52,000 | 5,908 |
| Securities gains (losses) | $175,000 | 656 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $227,000 | 4,168 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $227,000 | 4,172 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $227,000 | 4,172 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $200,000 | 1,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $52,000 | 5,820 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $991,000 | 7,086 |
| Total interest expense | $219,000 | 6,844 |
| Net interest income | $772,000 | 7,090 |
| Provision for loan and lease losses | $74,000 | 5,598 |
| Total noninterest income | $31,000 | 6,870 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $19,000 | 6,748 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $12,000 | 6,508 |
| Total noninterest expense | $662,000 | 7,143 |
| Salaries and employee benefits | $344,000 | 7,146 |
| Premises and equipment expense | $113,000 | 6,730 |
| Additional noninterest expense | $205,000 | 7,120 |
| Pre-tax net operating income | $67,000 | 5,848 |
| Securities gains (losses) | $200,000 | 1,456 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $267,000 | 5,356 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $267,000 | 5,358 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $267,000 | 5,358 |
| Net charge-offs | $77,000 | 5,193 |
| Cash dividends | $350,000 | 2,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $67,000 | 5,864 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $753,000 | 7,152 |
| Total interest expense | $171,000 | 6,904 |
| Net interest income | $582,000 | 7,163 |
| Provision for loan and lease losses | $35,000 | 5,765 |
| Total noninterest income | $23,000 | 6,986 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $13,000 | 6,817 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $10,000 | 6,640 |
| Total noninterest expense | $474,000 | 7,220 |
| Salaries and employee benefits | $242,000 | 7,226 |
| Premises and equipment expense | $83,000 | 6,776 |
| Additional noninterest expense | $149,000 | 7,202 |
| Pre-tax net operating income | $96,000 | 5,826 |
| Securities gains (losses) | $143,000 | 1,468 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $239,000 | 5,331 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $239,000 | 5,331 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $239,000 | 5,331 |
| Net charge-offs | $68,000 | 4,756 |
| Cash dividends | $350,000 | 2,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $96,000 | 5,797 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $521,000 | 7,198 |
| Total interest expense | $118,000 | 6,971 |
| Net interest income | $403,000 | 7,210 |
| Provision for loan and lease losses | $20,000 | 5,705 |
| Total noninterest income | $17,000 | 7,058 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $10,000 | 6,818 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 6,701 |
| Total noninterest expense | $301,000 | 7,308 |
| Salaries and employee benefits | $154,000 | 7,323 |
| Premises and equipment expense | $56,000 | 6,818 |
| Additional noninterest expense | $91,000 | 7,321 |
| Pre-tax net operating income | $99,000 | 5,691 |
| Securities gains (losses) | $88,000 | 1,227 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $187,000 | 5,118 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $187,000 | 5,117 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $187,000 | 5,118 |
| Net charge-offs | $31,000 | 4,801 |
| Cash dividends | $350,000 | 1,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $99,000 | 5,619 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $260,000 | 7,255 |
| Total interest expense | $58,000 | 7,056 |
| Net interest income | $202,000 | 7,251 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $6,000 | 7,188 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $5,000 | 6,822 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,000 | 7,012 |
| Total noninterest expense | $152,000 | 7,363 |
| Salaries and employee benefits | $75,000 | 7,385 |
| Premises and equipment expense | $29,000 | 6,837 |
| Additional noninterest expense | $48,000 | 7,355 |
| Pre-tax net operating income | $56,000 | 5,667 |
| Securities gains (losses) | $6,000 | 1,415 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $62,000 | 5,525 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $62,000 | 5,523 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $62,000 | 5,524 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $350,000 | 1,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $56,000 | 5,570 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,132,000 | 7,295 |
| Total interest expense | $299,000 | 7,056 |
| Net interest income | $833,000 | 7,294 |
| Provision for loan and lease losses | $42,000 | 6,564 |
| Total noninterest income | $34,000 | 7,127 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $28,000 | 6,534 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $6,000 | 6,854 |
| Total noninterest expense | $759,000 | 7,333 |
| Salaries and employee benefits | $420,000 | 7,285 |
| Premises and equipment expense | $80,000 | 7,223 |
| Additional noninterest expense | $259,000 | 7,236 |
| Pre-tax net operating income | $66,000 | 5,577 |
| Securities gains (losses) | $385,000 | 1,069 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $451,000 | 4,456 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $451,000 | 4,456 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $451,000 | 4,456 |
| Net charge-offs | $115,000 | 5,304 |
| Cash dividends | $200,000 | 3,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $66,000 | 5,600 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $883,000 | 7,374 |
| Total interest expense | $234,000 | 7,155 |
| Net interest income | $649,000 | 7,367 |
| Provision for loan and lease losses | $6,000 | 6,911 |
| Total noninterest income | $19,000 | 7,335 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $22,000 | 6,616 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-3,000 | 7,194 |
| Total noninterest expense | $512,000 | 7,476 |
| Salaries and employee benefits | $276,000 | 7,450 |
| Premises and equipment expense | $37,000 | 7,551 |
| Additional noninterest expense | $199,000 | 7,297 |
| Pre-tax net operating income | $150,000 | 5,418 |
| Securities gains (losses) | $188,000 | 1,420 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $338,000 | 4,710 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $338,000 | 4,713 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $338,000 | 4,713 |
| Net charge-offs | $120,000 | 4,722 |
| Cash dividends | $200,000 | 2,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $150,000 | 5,341 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $608,000 | 7,418 |
| Total interest expense | $164,000 | 7,196 |
| Net interest income | $444,000 | 7,417 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $11,000 | 7,428 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $15,000 | 6,644 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-4,000 | 7,314 |
| Total noninterest expense | $350,000 | 7,531 |
| Salaries and employee benefits | $191,000 | 7,489 |
| Premises and equipment expense | $25,000 | 7,599 |
| Additional noninterest expense | $134,000 | 7,345 |
| Pre-tax net operating income | $105,000 | 5,476 |
| Securities gains (losses) | $65,000 | 1,719 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $170,000 | 5,093 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $170,000 | 5,096 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $170,000 | 5,095 |
| Net charge-offs | $124,000 | 4,010 |
| Cash dividends | $200,000 | 2,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $105,000 | 5,390 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $319,000 | 7,472 |
| Total interest expense | $85,000 | 7,287 |
| Net interest income | $234,000 | 7,467 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $10,000 | 7,432 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $9,000 | 6,608 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,000 | 7,328 |
| Total noninterest expense | $170,000 | 7,655 |
| Salaries and employee benefits | $97,000 | 7,576 |
| Premises and equipment expense | $15,000 | 7,614 |
| Additional noninterest expense | $58,000 | 7,550 |
| Pre-tax net operating income | $74,000 | 5,366 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $74,000 | 5,341 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $74,000 | 5,342 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $74,000 | 5,341 |
| Net charge-offs | $48,000 | 3,740 |
| Cash dividends | $200,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $74,000 | 5,227 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,358,000 | 7,507 |
| Total interest expense | $444,000 | 7,251 |
| Net interest income | $914,000 | 7,521 |
| Provision for loan and lease losses | $120,000 | 6,252 |
| Total noninterest income | $44,000 | 7,449 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $34,000 | 6,723 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $10,000 | 7,185 |
| Total noninterest expense | $626,000 | 7,777 |
| Salaries and employee benefits | $391,000 | 7,654 |
| Premises and equipment expense | $42,000 | 7,839 |
| Additional noninterest expense | $193,000 | 7,772 |
| Pre-tax net operating income | $212,000 | 4,776 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $1,000 | 4,275 |
| Income before extraordinary items | $211,000 | 4,768 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $211,000 | 4,767 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $211,000 | 4,768 |
| Net charge-offs | $83,000 | 5,850 |
| Cash dividends | $256,000 | 3,386 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $211,000 | 4,704 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,015,000 | 7,600 |
| Total interest expense | $348,000 | 7,316 |
| Net interest income | $667,000 | 7,614 |
| Provision for loan and lease losses | $30,000 | 6,781 |
| Total noninterest income | $33,000 | 7,570 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $24,000 | 6,800 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $9,000 | 7,300 |
| Total noninterest expense | $473,000 | 7,834 |
| Salaries and employee benefits | $280,000 | 7,745 |
| Premises and equipment expense | $33,000 | 7,902 |
| Additional noninterest expense | $160,000 | 7,762 |
| Pre-tax net operating income | $197,000 | 4,935 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $197,000 | 4,867 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $197,000 | 4,866 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $197,000 | 4,867 |
| Net charge-offs | $68,000 | 5,432 |
| Cash dividends | $250,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $197,000 | 4,803 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $692,000 | 7,646 |
| Total interest expense | $236,000 | 7,399 |
| Net interest income | $456,000 | 7,637 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $22,000 | 7,643 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $14,000 | 6,894 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $8,000 | 7,329 |
| Total noninterest expense | $313,000 | 7,919 |
| Salaries and employee benefits | $189,000 | 7,826 |
| Premises and equipment expense | $20,000 | 8,006 |
| Additional noninterest expense | $104,000 | 7,849 |
| Pre-tax net operating income | $165,000 | 4,858 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $165,000 | 4,767 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $165,000 | 4,764 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $165,000 | 4,764 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $250,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $165,000 | 4,670 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $348,000 | 7,698 |
| Total interest expense | $121,000 | 7,457 |
| Net interest income | $227,000 | 7,678 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $6,000 | 7,878 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $5,000 | 7,012 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,000 | 7,715 |
| Total noninterest expense | $147,000 | 7,995 |
| Salaries and employee benefits | $95,000 | 7,871 |
| Premises and equipment expense | $13,000 | 7,962 |
| Additional noninterest expense | $39,000 | 8,016 |
| Pre-tax net operating income | $86,000 | 5,184 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $86,000 | 5,144 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $86,000 | 5,149 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $86,000 | 5,148 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $250,000 | 1,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $86,000 | 4,981 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,429,000 | 7,738 |
| Total interest expense | $536,000 | 7,606 |
| Net interest income | $893,000 | 7,721 |
| Provision for loan and lease losses | $87,000 | 6,185 |
| Total noninterest income | $40,000 | 7,808 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $29,000 | 6,924 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $11,000 | 7,663 |
| Total noninterest expense | $590,000 | 8,040 |
| Salaries and employee benefits | $382,000 | 7,927 |
| Premises and equipment expense | $50,000 | 8,046 |
| Additional noninterest expense | $158,000 | 8,047 |
| Pre-tax net operating income | $256,000 | 5,576 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $256,000 | 5,276 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $256,000 | 5,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,603 |
| Cash dividends | $222,000 | 4,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $256,000 | 5,432 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,053,000 | 7,834 |
| Total interest expense | $405,000 | 7,710 |
| Net interest income | $648,000 | 7,827 |
| Provision for loan and lease losses | $87,000 | 5,367 |
| Total noninterest income | $30,000 | 7,938 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $20,000 | 7,007 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $10,000 | 7,769 |
| Total noninterest expense | $431,000 | 8,106 |
| Salaries and employee benefits | $276,000 | 7,999 |
| Premises and equipment expense | $33,000 | 8,156 |
| Additional noninterest expense | $122,000 | 8,070 |
| Pre-tax net operating income | $160,000 | 6,197 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $160,000 | 5,892 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $160,000 | 5,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,500 |
| Cash dividends | $222,000 | 3,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $160,000 | 6,062 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $704,000 | 7,887 |
| Total interest expense | $266,000 | 7,823 |
| Net interest income | $438,000 | 7,848 |
| Provision for loan and lease losses | $4,000 | 6,550 |
| Total noninterest income | $19,000 | 8,041 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $13,000 | 7,054 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $6,000 | 7,890 |
| Total noninterest expense | $283,000 | 8,170 |
| Salaries and employee benefits | $187,000 | 8,043 |
| Premises and equipment expense | $18,000 | 8,280 |
| Additional noninterest expense | $78,000 | 8,151 |
| Pre-tax net operating income | $170,000 | 6,005 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $170,000 | 5,831 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $170,000 | 5,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $222,000 | 3,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $170,000 | 5,766 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $356,000 | 7,951 |
| Total interest expense | $138,000 | 7,880 |
| Net interest income | $218,000 | 7,895 |
| Provision for loan and lease losses | $1,000 | 6,027 |
| Total noninterest income | $8,000 | 8,113 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $7,000 | 7,034 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,000 | 8,110 |
| Total noninterest expense | $142,000 | 8,216 |
| Salaries and employee benefits | $96,000 | 8,064 |
| Premises and equipment expense | $11,000 | 8,240 |
| Additional noninterest expense | $35,000 | 8,244 |
| Pre-tax net operating income | $83,000 | 6,214 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $83,000 | 6,073 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $83,000 | 6,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $222,000 | 2,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $83,000 | 5,985 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,344,000 | 7,986 |
| Total interest expense | $535,000 | 7,909 |
| Net interest income | $809,000 | 7,970 |
| Provision for loan and lease losses | $7,000 | 6,674 |
| Total noninterest income | $36,000 | 8,145 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $25,000 | 7,085 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $11,000 | 8,033 |
| Total noninterest expense | $616,000 | 8,207 |
| Salaries and employee benefits | $396,000 | 8,068 |
| Premises and equipment expense | $61,000 | 8,157 |
| Additional noninterest expense | $159,000 | 8,212 |
| Pre-tax net operating income | $222,000 | 6,818 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $222,000 | 6,709 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $222,000 | 6,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,682 |
| Cash dividends | $225,000 | 4,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $222,000 | 6,686 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $985,000 | 8,068 |
| Total interest expense | $386,000 | 7,985 |
| Net interest income | $599,000 | 8,039 |
| Provision for loan and lease losses | $7,000 | 6,306 |
| Total noninterest income | $27,000 | 8,189 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $17,000 | 7,155 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $10,000 | 8,023 |
| Total noninterest expense | $431,000 | 8,239 |
| Salaries and employee benefits | $268,000 | 8,146 |
| Premises and equipment expense | $46,000 | 8,144 |
| Additional noninterest expense | $117,000 | 8,213 |
| Pre-tax net operating income | $188,000 | 7,016 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $188,000 | 6,863 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $188,000 | 6,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,703 |
| Cash dividends | $225,000 | 3,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $188,000 | 6,853 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $646,000 | 8,149 |
| Total interest expense | $247,000 | 8,058 |
| Net interest income | $399,000 | 8,111 |
| Provision for loan and lease losses | $6,000 | 5,907 |
| Total noninterest income | $17,000 | 8,261 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $11,000 | 7,206 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $6,000 | 8,115 |
| Total noninterest expense | $287,000 | 8,285 |
| Salaries and employee benefits | $181,000 | 8,184 |
| Premises and equipment expense | $32,000 | 8,160 |
| Additional noninterest expense | $74,000 | 8,300 |
| Pre-tax net operating income | $123,000 | 7,124 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $123,000 | 6,951 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $123,000 | 6,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,770 |
| Cash dividends | $225,000 | 3,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $123,000 | 6,939 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $324,000 | 8,196 |
| Total interest expense | $120,000 | 8,125 |
| Net interest income | $204,000 | 8,147 |
| Provision for loan and lease losses | $3,000 | 5,535 |
| Total noninterest income | $6,000 | 8,365 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $5,000 | 7,254 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,000 | 8,340 |
| Total noninterest expense | $142,000 | 8,345 |
| Salaries and employee benefits | $91,000 | 8,222 |
| Premises and equipment expense | $19,000 | 8,063 |
| Additional noninterest expense | $32,000 | 8,423 |
| Pre-tax net operating income | $65,000 | 7,107 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $65,000 | 6,933 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $65,000 | 6,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,041 |
| Cash dividends | $225,000 | 2,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $65,000 | 6,915 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,429,000 | 7,986 |
| Total interest expense | $593,000 | 7,727 |
| Net interest income | $836,000 | 8,054 |
| Provision for loan and lease losses | $32,000 | 5,980 |
| Total noninterest income | $36,000 | 8,317 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $28,000 | 7,181 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,000 | 8,318 |
| Total noninterest expense | $600,000 | 8,316 |
| Salaries and employee benefits | $385,000 | 8,188 |
| Premises and equipment expense | $68,000 | 8,169 |
| Additional noninterest expense | $147,000 | 8,377 |
| Pre-tax net operating income | $240,000 | 7,282 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $240,000 | 7,135 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $240,000 | 7,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,321 |
| Cash dividends | $213,000 | 4,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $240,000 | 7,129 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,085,000 | 8,040 |
| Total interest expense | $451,000 | 7,734 |
| Net interest income | $634,000 | 8,116 |
| Provision for loan and lease losses | $29,000 | 5,705 |
| Total noninterest income | $30,000 | 8,361 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $23,000 | 7,228 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,000 | 8,342 |
| Total noninterest expense | $464,000 | 8,305 |
| Salaries and employee benefits | $303,000 | 8,144 |
| Premises and equipment expense | $50,000 | 8,221 |
| Additional noninterest expense | $111,000 | 8,407 |
| Pre-tax net operating income | $171,000 | 7,535 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $171,000 | 7,368 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $171,000 | 7,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,424 |
| Cash dividends | $213,000 | 4,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $171,000 | 7,368 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $735,000 | 8,033 |
| Total interest expense | $294,000 | 7,730 |
| Net interest income | $441,000 | 8,120 |
| Provision for loan and lease losses | $9,000 | 6,053 |
| Total noninterest income | $20,000 | 8,420 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $15,000 | 7,286 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 8,374 |
| Total noninterest expense | $305,000 | 8,356 |
| Salaries and employee benefits | $207,000 | 8,165 |
| Premises and equipment expense | $34,000 | 8,213 |
| Additional noninterest expense | $64,000 | 8,540 |
| Pre-tax net operating income | $147,000 | 7,397 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $147,000 | 7,178 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $147,000 | 7,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $213,000 | 3,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $147,000 | 7,192 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $364,000 | 8,053 |
| Total interest expense | $146,000 | 7,712 |
| Net interest income | $218,000 | 8,157 |
| Provision for loan and lease losses | $4,000 | 5,752 |
| Total noninterest income | $9,000 | 8,456 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $8,000 | 7,290 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,494 |
| Total noninterest expense | $154,000 | 8,366 |
| Salaries and employee benefits | $106,000 | 8,144 |
| Premises and equipment expense | $18,000 | 8,165 |
| Additional noninterest expense | $30,000 | 8,585 |
| Pre-tax net operating income | $69,000 | 7,450 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $69,000 | 7,208 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $69,000 | 7,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $213,000 | 2,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $69,000 | 7,213 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,492,000 | 7,908 |
| Total interest expense | $495,000 | 7,634 |
| Net interest income | $997,000 | 7,942 |
| Provision for loan and lease losses | $21,000 | 6,477 |
| Total noninterest income | $48,000 | 8,437 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $26,000 | 7,394 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $22,000 | 8,086 |
| Total noninterest expense | $712,000 | 8,216 |
| Salaries and employee benefits | $495,000 | 7,919 |
| Premises and equipment expense | $59,000 | 8,359 |
| Additional noninterest expense | $158,000 | 8,451 |
| Pre-tax net operating income | $312,000 | 7,341 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $312,000 | 7,134 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $312,000 | 7,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,381 |
| Cash dividends | $407,000 | 3,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $312,000 | 7,114 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,117,000 | 7,927 |
| Total interest expense | $354,000 | 7,660 |
| Net interest income | $763,000 | 7,959 |
| Provision for loan and lease losses | $17,000 | 6,278 |
| Total noninterest income | $35,000 | 8,497 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $21,000 | 7,426 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,000 | 8,207 |
| Total noninterest expense | $491,000 | 8,298 |
| Salaries and employee benefits | $333,000 | 8,050 |
| Premises and equipment expense | $42,000 | 8,401 |
| Additional noninterest expense | $116,000 | 8,472 |
| Pre-tax net operating income | $290,000 | 7,242 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $290,000 | 6,971 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $290,000 | 6,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,463 |
| Cash dividends | $407,000 | 3,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $290,000 | 6,932 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $732,000 | 7,950 |
| Total interest expense | $224,000 | 7,679 |
| Net interest income | $508,000 | 7,968 |
| Provision for loan and lease losses | $12,000 | 5,987 |
| Total noninterest income | $26,000 | 8,459 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $15,000 | 7,428 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $11,000 | 8,096 |
| Total noninterest expense | $329,000 | 8,296 |
| Salaries and employee benefits | $223,000 | 8,066 |
| Premises and equipment expense | $28,000 | 8,405 |
| Additional noninterest expense | $78,000 | 8,459 |
| Pre-tax net operating income | $193,000 | 7,260 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $193,000 | 6,988 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $193,000 | 6,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $372,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $193,000 | 6,933 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $368,000 | 7,994 |
| Total interest expense | $111,000 | 7,695 |
| Net interest income | $257,000 | 8,031 |
| Provision for loan and lease losses | $8,000 | 5,590 |
| Total noninterest income | $9,000 | 8,643 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $6,000 | 7,541 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,454 |
| Total noninterest expense | $159,000 | 8,419 |
| Salaries and employee benefits | $111,000 | 8,141 |
| Premises and equipment expense | $14,000 | 8,464 |
| Additional noninterest expense | $34,000 | 8,610 |
| Pre-tax net operating income | $99,000 | 7,230 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $99,000 | 6,919 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $99,000 | 6,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $295,000 | 1,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $99,000 | 6,890 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,462,000 | 7,946 |
| Total interest expense | $393,000 | 7,719 |
| Net interest income | $1,069,000 | 7,919 |
| Provision for loan and lease losses | $16,000 | 6,840 |
| Total noninterest income | $49,000 | 8,592 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $28,000 | 7,573 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $21,000 | 8,187 |
| Total noninterest expense | $662,000 | 8,385 |
| Salaries and employee benefits | $439,000 | 8,172 |
| Premises and equipment expense | $77,000 | 8,252 |
| Additional noninterest expense | $146,000 | 8,614 |
| Pre-tax net operating income | $440,000 | 6,906 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $440,000 | 6,593 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $440,000 | 6,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,405 |
| Cash dividends | $422,000 | 3,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $440,000 | 6,537 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,074,000 | 8,011 |
| Total interest expense | $290,000 | 7,761 |
| Net interest income | $784,000 | 7,984 |
| Provision for loan and lease losses | $9,000 | 6,765 |
| Total noninterest income | $39,000 | 8,616 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $22,000 | 7,606 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $17,000 | 8,169 |
| Total noninterest expense | $440,000 | 8,543 |
| Salaries and employee benefits | $294,000 | 8,311 |
| Premises and equipment expense | $44,000 | 8,511 |
| Additional noninterest expense | $102,000 | 8,678 |
| Pre-tax net operating income | $374,000 | 6,856 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $374,000 | 6,465 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $374,000 | 6,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,778 |
| Cash dividends | $372,000 | 3,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $374,000 | 6,392 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $710,000 | 8,067 |
| Total interest expense | $192,000 | 7,828 |
| Net interest income | $518,000 | 8,047 |
| Provision for loan and lease losses | $4,000 | 6,726 |
| Total noninterest income | $30,000 | 8,604 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $17,000 | 7,603 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $13,000 | 8,126 |
| Total noninterest expense | $292,000 | 8,603 |
| Salaries and employee benefits | $196,000 | 8,364 |
| Premises and equipment expense | $30,000 | 8,532 |
| Additional noninterest expense | $66,000 | 8,757 |
| Pre-tax net operating income | $252,000 | 6,811 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $252,000 | 6,425 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $252,000 | 6,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,183 |
| Cash dividends | $347,000 | 2,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $252,000 | 6,329 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $360,000 | 8,078 |
| Total interest expense | $96,000 | 7,907 |
| Net interest income | $264,000 | 8,056 |
| Provision for loan and lease losses | $1,000 | 6,438 |
| Total noninterest income | $11,000 | 8,767 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $7,000 | 7,665 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $144,000 | 8,653 |
| Salaries and employee benefits | $99,000 | 8,396 |
| Premises and equipment expense | $13,000 | 8,652 |
| Additional noninterest expense | $32,000 | 8,814 |
| Pre-tax net operating income | $130,000 | 6,724 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $130,000 | 6,333 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $130,000 | 6,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $322,000 | 1,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $130,000 | 6,216 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,351,000 | 8,226 |
| Total interest expense | $394,000 | 8,130 |
| Net interest income | $957,000 | 8,171 |
| Provision for loan and lease losses | $30,000 | 6,766 |
| Total noninterest income | $52,000 | 8,784 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $31,000 | 7,707 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $21,000 | 8,405 |
| Total noninterest expense | $651,000 | 8,550 |
| Salaries and employee benefits | $381,000 | 8,487 |
| Premises and equipment expense | $86,000 | 8,253 |
| Additional noninterest expense | $184,000 | 8,550 |
| Pre-tax net operating income | $328,000 | 7,322 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $328,000 | 7,141 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $328,000 | 7,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,310 |
| Cash dividends | $351,000 | 4,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $328,000 | 7,001 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $977,000 | 8,377 |
| Total interest expense | $300,000 | 8,238 |
| Net interest income | $677,000 | 8,337 |
| Provision for loan and lease losses | $28,000 | 6,466 |
| Total noninterest income | $40,000 | 8,838 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $23,000 | 7,775 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 8,372 |
| Total noninterest expense | $446,000 | 8,672 |
| Salaries and employee benefits | $253,000 | 8,644 |
| Premises and equipment expense | $66,000 | 8,261 |
| Additional noninterest expense | $127,000 | 8,657 |
| Pre-tax net operating income | $243,000 | 7,479 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $243,000 | 7,307 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $243,000 | 7,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $339,000 | 3,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $243,000 | 7,138 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $642,000 | 8,452 |
| Total interest expense | $201,000 | 8,324 |
| Net interest income | $441,000 | 8,393 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $29,000 | 8,807 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $15,000 | 7,804 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $14,000 | 8,211 |
| Total noninterest expense | $281,000 | 8,765 |
| Salaries and employee benefits | $167,000 | 8,679 |
| Premises and equipment expense | $44,000 | 8,257 |
| Additional noninterest expense | $70,000 | 8,865 |
| Pre-tax net operating income | $189,000 | 7,295 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $189,000 | 7,069 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $189,000 | 7,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $326,000 | 2,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $189,000 | 6,874 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $314,000 | 8,550 |
| Total interest expense | $107,000 | 8,337 |
| Net interest income | $207,000 | 8,521 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $10,000 | 8,992 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $7,000 | 7,830 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,754 |
| Total noninterest expense | $138,000 | 8,840 |
| Salaries and employee benefits | $84,000 | 8,713 |
| Premises and equipment expense | $21,000 | 8,333 |
| Additional noninterest expense | $33,000 | 8,956 |
| Pre-tax net operating income | $79,000 | 7,540 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $79,000 | 7,311 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $79,000 | 7,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $314,000 | 1,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $79,000 | 7,156 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,295,000 | 8,592 |
| Total interest expense | $469,000 | 8,465 |
| Net interest income | $826,000 | 8,543 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $39,000 | 9,047 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $28,000 | 7,879 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 8,861 |
| Total noninterest expense | $525,000 | 8,941 |
| Salaries and employee benefits | $333,000 | 8,758 |
| Premises and equipment expense | $57,000 | 8,790 |
| Additional noninterest expense | $135,000 | 8,978 |
| Pre-tax net operating income | $340,000 | 7,401 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $340,000 | 7,128 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $340,000 | 7,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,049 |
| Cash dividends | $258,000 | 4,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $340,000 | 7,016 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,284,000 | 8,916 |
| Total interest expense | $635,000 | 8,757 |
| Net interest income | $649,000 | 8,949 |
| Provision for loan and lease losses | $-50,000 | 9,500 |
| Total noninterest income | $45,000 | 9,216 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $32,000 | 7,942 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $13,000 | 9,003 |
| Total noninterest expense | $487,000 | 9,206 |
| Salaries and employee benefits | $304,000 | 9,049 |
| Premises and equipment expense | $40,000 | 9,297 |
| Additional noninterest expense | $143,000 | 9,108 |
| Pre-tax net operating income | $257,000 | 7,606 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,000 | 7,831 |
| Income before extraordinary items | $255,000 | 7,403 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $255,000 | 7,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,648 |
| Cash dividends | $177,000 | 5,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $255,000 | 7,291 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,380,000 | 9,072 |
| Total interest expense | $663,000 | 8,931 |
| Net interest income | $717,000 | 9,072 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $54,000 | 9,278 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 8,033 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 8,890 |
| Total noninterest expense | $472,000 | 9,445 |
| Salaries and employee benefits | $316,000 | 9,184 |
| Premises and equipment expense | $35,000 | 9,610 |
| Additional noninterest expense | $121,000 | 9,485 |
| Pre-tax net operating income | $299,000 | 7,901 |
| Securities gains (losses) | $-9,000 | 8,282 |
| Applicable income taxes | $44,000 | 7,335 |
| Income before extraordinary items | $246,000 | 7,805 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $246,000 | 7,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,044 |
| Cash dividends | $1,300,000 | 1,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $253,650 | 7,756 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,323,000 | 9,285 |
| Total interest expense | $636,000 | 9,119 |
| Net interest income | $687,000 | 9,310 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $218,000 | 7,280 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 8,370 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 5,043 |
| Total noninterest expense | $545,000 | 9,483 |
| Salaries and employee benefits | $305,000 | 9,439 |
| Premises and equipment expense | $35,000 | 9,905 |
| Additional noninterest expense | $205,000 | 8,976 |
| Pre-tax net operating income | $360,000 | 7,786 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-88,000 | 9,901 |
| Income before extraordinary items | $448,000 | 6,711 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $448,000 | 6,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,348 |
| Cash dividends | $153,000 | 5,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $448,000 | 6,686 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,358,000 | 9,464 |
| Total interest expense | $650,000 | 9,340 |
| Net interest income | $708,000 | 9,473 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $40,000 | 9,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 8,551 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,880 |
| Total noninterest expense | $442,000 | 9,945 |
| Salaries and employee benefits | $288,000 | 9,675 |
| Premises and equipment expense | $36,000 | 10,092 |
| Additional noninterest expense | $118,000 | 9,978 |
| Pre-tax net operating income | $306,000 | 8,357 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $66,000 | 8,056 |
| Income before extraordinary items | $240,000 | 8,317 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $240,000 | 8,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 9,847 |
| Cash dividends | $250,000 | 4,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $240,000 | 8,239 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,390,000 | 9,820 |
| Total interest expense | $653,000 | 9,682 |
| Net interest income | $737,000 | 9,841 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $42,000 | 10,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 8,897 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 10,359 |
| Total noninterest expense | $456,000 | 10,301 |
| Salaries and employee benefits | $274,000 | 10,130 |
| Premises and equipment expense | $73,000 | 9,616 |
| Additional noninterest expense | $109,000 | 10,450 |
| Pre-tax net operating income | $323,000 | 8,867 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $82,000 | 8,717 |
| Income before extraordinary items | $246,000 | 8,782 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $246,000 | 8,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,725 |
| Cash dividends | $275,000 | 4,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $242,250 | 8,775 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,416,000 | 10,230 |
| Total interest expense | $650,000 | 10,119 |
| Net interest income | $766,000 | 10,207 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $39,000 | 11,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 9,437 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 10,870 |
| Total noninterest expense | $452,000 | 10,787 |
| Salaries and employee benefits | $257,000 | 10,674 |
| Premises and equipment expense | $72,000 | 10,016 |
| Additional noninterest expense | $123,000 | 10,870 |
| Pre-tax net operating income | $353,000 | 8,793 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $113,000 | 8,521 |
| Income before extraordinary items | $241,000 | 8,911 |
| Extraordinary gains, net | $-8,000 | 11,420 |
| Net income | $233,000 | 8,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,914 |
| Cash dividends | $173,000 | 5,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $240,320 | 8,859 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,350,000 | 10,757 |
| Total interest expense | $627,000 | 10,579 |
| Net interest income | $723,000 | 10,776 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $51,000 | 11,332 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 9,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 10,950 |
| Total noninterest expense | $442,000 | 11,270 |
| Salaries and employee benefits | $253,000 | 11,133 |
| Premises and equipment expense | $73,000 | 10,394 |
| Additional noninterest expense | $116,000 | 11,460 |
| Pre-tax net operating income | $332,000 | 9,513 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $100,000 | 9,180 |
| Income before extraordinary items | $231,000 | 9,599 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $231,000 | 9,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,354 |
| Cash dividends | $150,000 | 6,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $231,700 | 9,572 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,308,000 | 11,120 |
| Total interest expense | $560,000 | 10,803 |
| Net interest income | $748,000 | 11,224 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $54,000 | 11,857 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 10,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 11,916 |
| Total noninterest expense | $465,000 | 11,776 |
| Salaries and employee benefits | $252,000 | 11,650 |
| Premises and equipment expense | $73,000 | 10,875 |
| Additional noninterest expense | $140,000 | 11,916 |
| Pre-tax net operating income | $337,000 | 9,847 |
| Securities gains (losses) | $-27,000 | 10,567 |
| Applicable income taxes | $103,000 | 9,288 |
| Income before extraordinary items | $207,000 | 10,198 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $207,000 | 10,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $103,000 | 6,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $225,090 | 10,045 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,363,000 | 11,538 |
| Total interest expense | $632,000 | 10,963 |
| Net interest income | $731,000 | 11,749 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $54,000 | 12,434 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 10,409 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 12,477 |
| Total noninterest expense | $456,000 | 12,384 |
| Salaries and employee benefits | $238,000 | 12,298 |
| Premises and equipment expense | $77,000 | 11,269 |
| Additional noninterest expense | $141,000 | 12,530 |
| Pre-tax net operating income | $329,000 | 9,991 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $124,000 | 9,218 |
| Income before extraordinary items | $205,000 | 10,584 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $205,000 | 10,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $93,000 | 7,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $205,000 | 10,360 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,524,000 | 11,906 |
| Total interest expense | $782,000 | 11,411 |
| Net interest income | $742,000 | 12,146 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $41,000 | 13,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 11,039 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 13,358 |
| Total noninterest expense | $470,000 | 12,803 |
| Salaries and employee benefits | $236,000 | 12,758 |
| Premises and equipment expense | $102,000 | 10,663 |
| Additional noninterest expense | $132,000 | 13,180 |
| Pre-tax net operating income | $313,000 | 10,005 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $126,000 | 9,216 |
| Income before extraordinary items | $187,000 | 10,779 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $187,000 | 10,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 12,606 |
| Cash dividends | $67,000 | 7,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $187,000 | 10,441 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.