Home > First Community Bank San Antonio > Income and Expense
First Community Bank San Antonio, Income and Expense
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,943,000 | 4,235 |
| Total interest expense | $2,817,000 | 3,776 |
| Net interest income | $3,126,000 | 4,497 |
| Provision for loan and lease losses | $820,000 | 2,067 |
| Total noninterest income | $330,000 | 5,185 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $156,000 | 4,749 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $174,000 | 4,699 |
| Total noninterest expense | $3,626,000 | 3,660 |
| Salaries and employee benefits | $975,000 | 5,766 |
| Premises and equipment expense | $1,227,000 | 1,694 |
| Additional noninterest expense | $1,424,000 | 2,906 |
| Pre-tax net operating income | $-990,000 | 7,527 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $19,000 | 4,622 |
| Income before extraordinary items | $-1,009,000 | 7,507 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,009,000 | 7,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 2,830 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,009,000 | 7,626 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,885,000 | 4,334 |
| Total interest expense | $1,783,000 | 4,033 |
| Net interest income | $2,102,000 | 4,447 |
| Provision for loan and lease losses | $390,000 | 2,193 |
| Total noninterest income | $244,000 | 5,039 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $90,000 | 5,031 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $154,000 | 4,270 |
| Total noninterest expense | $2,295,000 | 3,829 |
| Salaries and employee benefits | $589,000 | 6,099 |
| Premises and equipment expense | $766,000 | 1,787 |
| Additional noninterest expense | $940,000 | 2,899 |
| Pre-tax net operating income | $-339,000 | 7,471 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-339,000 | 7,563 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-339,000 | 7,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,802 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-339,000 | 7,543 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,966,000 | 4,379 |
| Total interest expense | $845,000 | 4,356 |
| Net interest income | $1,121,000 | 4,282 |
| Provision for loan and lease losses | $226,000 | 1,690 |
| Total noninterest income | $176,000 | 4,249 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $41,000 | 5,179 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $135,000 | 3,231 |
| Total noninterest expense | $1,125,000 | 3,893 |
| Salaries and employee benefits | $338,000 | 5,746 |
| Premises and equipment expense | $362,000 | 1,879 |
| Additional noninterest expense | $425,000 | 3,125 |
| Pre-tax net operating income | $-54,000 | 7,413 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $6,000 | 5,045 |
| Income before extraordinary items | $-60,000 | 7,542 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-60,000 | 7,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,916 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-60,000 | 7,481 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,905,000 | 4,770 |
| Total interest expense | $3,180,000 | 4,624 |
| Net interest income | $3,725,000 | 4,833 |
| Provision for loan and lease losses | $624,000 | 2,000 |
| Total noninterest income | $201,000 | 6,733 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $122,000 | 5,733 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $79,000 | 6,539 |
| Total noninterest expense | $4,359,000 | 3,859 |
| Salaries and employee benefits | $1,145,000 | 6,102 |
| Premises and equipment expense | $1,443,000 | 1,826 |
| Additional noninterest expense | $1,771,000 | 2,975 |
| Pre-tax net operating income | $-1,057,000 | 8,062 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-1,057,000 | 8,120 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,057,000 | 8,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $324,000 | 2,198 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-1,057,000 | 8,111 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,294,000 | 4,733 |
| Total interest expense | $2,299,000 | 4,740 |
| Net interest income | $2,995,000 | 4,645 |
| Provision for loan and lease losses | $343,000 | 2,123 |
| Total noninterest income | $155,000 | 6,731 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $86,000 | 5,863 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $69,000 | 6,360 |
| Total noninterest expense | $3,445,000 | 3,676 |
| Salaries and employee benefits | $1,314,000 | 4,809 |
| Premises and equipment expense | $975,000 | 1,988 |
| Additional noninterest expense | $1,156,000 | 3,290 |
| Pre-tax net operating income | $-638,000 | 8,157 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-638,000 | 8,201 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-638,000 | 8,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,035 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-638,000 | 8,190 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,395,000 | 4,859 |
| Total interest expense | $1,470,000 | 4,853 |
| Net interest income | $1,925,000 | 4,786 |
| Provision for loan and lease losses | $67,000 | 3,886 |
| Total noninterest income | $87,000 | 7,013 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $56,000 | 5,910 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $31,000 | 6,942 |
| Total noninterest expense | $2,175,000 | 3,871 |
| Salaries and employee benefits | $812,000 | 5,092 |
| Premises and equipment expense | $638,000 | 2,031 |
| Additional noninterest expense | $725,000 | 3,461 |
| Pre-tax net operating income | $-230,000 | 8,109 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-230,000 | 8,147 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-230,000 | 8,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,680 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-230,000 | 8,138 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,662,000 | 4,919 |
| Total interest expense | $739,000 | 4,824 |
| Net interest income | $923,000 | 4,925 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $41,000 | 7,099 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $25,000 | 6,052 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $16,000 | 6,921 |
| Total noninterest expense | $1,129,000 | 3,749 |
| Salaries and employee benefits | $404,000 | 5,135 |
| Premises and equipment expense | $320,000 | 2,040 |
| Additional noninterest expense | $405,000 | 3,139 |
| Pre-tax net operating income | $-165,000 | 8,254 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-165,000 | 8,287 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-165,000 | 8,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,637 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-165,000 | 8,276 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,668,000 | 5,190 |
| Total interest expense | $2,009,000 | 5,395 |
| Net interest income | $3,659,000 | 4,914 |
| Provision for loan and lease losses | $390,000 | 2,314 |
| Total noninterest income | $186,000 | 7,033 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $146,000 | 5,576 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $40,000 | 7,480 |
| Total noninterest expense | $4,594,000 | 3,578 |
| Salaries and employee benefits | $1,977,000 | 4,307 |
| Premises and equipment expense | $1,215,000 | 2,057 |
| Additional noninterest expense | $1,402,000 | 3,475 |
| Pre-tax net operating income | $-1,139,000 | 8,462 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-1,139,000 | 8,491 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,139,000 | 8,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,380 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-1,139,000 | 8,485 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,115,000 | 5,283 |
| Total interest expense | $1,308,000 | 5,695 |
| Net interest income | $2,807,000 | 4,884 |
| Provision for loan and lease losses | $295,000 | 2,188 |
| Total noninterest income | $129,000 | 7,190 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $110,000 | 5,632 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,000 | 7,867 |
| Total noninterest expense | $3,662,000 | 3,405 |
| Salaries and employee benefits | $1,638,000 | 3,987 |
| Premises and equipment expense | $951,000 | 1,985 |
| Additional noninterest expense | $1,073,000 | 3,418 |
| Pre-tax net operating income | $-1,021,000 | 8,592 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-1,021,000 | 8,612 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-1,021,000 | 8,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,593 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-1,021,000 | 8,603 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,364,000 | 5,690 |
| Total interest expense | $603,000 | 6,449 |
| Net interest income | $1,761,000 | 5,094 |
| Provision for loan and lease losses | $275,000 | 1,625 |
| Total noninterest income | $81,000 | 7,313 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $70,000 | 5,718 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,021 |
| Total noninterest expense | $2,358,000 | 3,506 |
| Salaries and employee benefits | $993,000 | 4,285 |
| Premises and equipment expense | $620,000 | 2,030 |
| Additional noninterest expense | $745,000 | 3,312 |
| Pre-tax net operating income | $-791,000 | 8,653 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-791,000 | 8,666 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-791,000 | 8,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,889 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-791,000 | 8,658 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,032,000 | 6,022 |
| Total interest expense | $199,000 | 7,236 |
| Net interest income | $833,000 | 5,277 |
| Provision for loan and lease losses | $100,000 | 1,992 |
| Total noninterest income | $38,000 | 7,377 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $37,000 | 5,553 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,494 |
| Total noninterest expense | $1,175,000 | 3,535 |
| Salaries and employee benefits | $452,000 | 4,621 |
| Premises and equipment expense | $347,000 | 1,824 |
| Additional noninterest expense | $376,000 | 3,284 |
| Pre-tax net operating income | $-404,000 | 8,668 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-404,000 | 8,682 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-404,000 | 8,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,694 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-404,000 | 8,672 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,099,000 | 8,246 |
| Total interest expense | $349,000 | 8,052 |
| Net interest income | $750,000 | 8,283 |
| Provision for loan and lease losses | $48,000 | 5,807 |
| Total noninterest income | $60,000 | 8,350 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $51,000 | 7,068 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,000 | 8,436 |
| Total noninterest expense | $1,871,000 | 6,321 |
| Salaries and employee benefits | $780,000 | 6,994 |
| Premises and equipment expense | $501,000 | 4,166 |
| Additional noninterest expense | $590,000 | 6,119 |
| Pre-tax net operating income | $-1,109,000 | 8,661 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-1,109,000 | 8,689 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-1,109,000 | 8,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-1,109,000 | 8,671 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $395,000 | 8,671 |
| Total interest expense | $136,000 | 8,504 |
| Net interest income | $259,000 | 8,700 |
| Provision for loan and lease losses | $34,000 | 5,724 |
| Total noninterest income | $26,000 | 8,576 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $23,000 | 7,393 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,000 | 8,618 |
| Total noninterest expense | $598,000 | 8,072 |
| Salaries and employee benefits | $241,000 | 8,422 |
| Premises and equipment expense | $175,000 | 6,357 |
| Additional noninterest expense | $182,000 | 7,967 |
| Pre-tax net operating income | $-347,000 | 8,551 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-347,000 | 8,585 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-347,000 | 8,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-347,000 | 8,557 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $947,000 | 7,559 |
| Total interest expense | $304,000 | 7,163 |
| Net interest income | $643,000 | 7,637 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $53,000 | 7,908 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $46,000 | 6,418 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $7,000 | 8,349 |
| Total noninterest expense | $1,477,000 | 4,776 |
| Salaries and employee benefits | $607,000 | 5,710 |
| Premises and equipment expense | $366,000 | 3,071 |
| Additional noninterest expense | $504,000 | 4,350 |
| Pre-tax net operating income | $-841,000 | 8,755 |
| Securities gains (losses) | $26,000 | 1,021 |
| Applicable income taxes | $-274,000 | 8,813 |
| Income before extraordinary items | $-541,000 | 8,722 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-541,000 | 8,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-558,160 | 8,700 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $427,000 | 7,778 |
| Total interest expense | $129,000 | 7,433 |
| Net interest income | $298,000 | 7,815 |
| Provision for loan and lease losses | $50,000 | 3,171 |
| Total noninterest income | $27,000 | 7,907 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $25,000 | 6,268 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,574 |
| Total noninterest expense | $694,000 | 5,029 |
| Salaries and employee benefits | $264,000 | 6,206 |
| Premises and equipment expense | $164,000 | 3,396 |
| Additional noninterest expense | $266,000 | 4,163 |
| Pre-tax net operating income | $-419,000 | 8,832 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $-142,000 | 8,868 |
| Income before extraordinary items | $-276,000 | 8,793 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-276,000 | 8,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-276,660 | 8,778 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $679,000 | 8,654 |
| Total interest expense | $214,000 | 8,414 |
| Net interest income | $465,000 | 8,672 |
| Provision for loan and lease losses | $50,000 | 5,899 |
| Total noninterest income | $35,000 | 8,680 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $34,000 | 7,505 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,000 | 8,793 |
| Total noninterest expense | $1,315,000 | 7,237 |
| Salaries and employee benefits | $500,000 | 7,981 |
| Premises and equipment expense | $263,000 | 6,056 |
| Additional noninterest expense | $552,000 | 6,263 |
| Pre-tax net operating income | $-865,000 | 8,776 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-293,000 | 8,862 |
| Income before extraordinary items | $-572,000 | 8,744 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-572,000 | 8,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-572,000 | 8,716 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $320,000 | 8,858 |
| Total interest expense | $111,000 | 8,668 |
| Net interest income | $209,000 | 8,883 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $18,000 | 8,822 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $17,000 | 7,679 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,000 | 8,861 |
| Total noninterest expense | $710,000 | 7,889 |
| Salaries and employee benefits | $270,000 | 8,426 |
| Premises and equipment expense | $140,000 | 6,884 |
| Additional noninterest expense | $300,000 | 7,086 |
| Pre-tax net operating income | $-483,000 | 8,766 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-163,000 | 8,895 |
| Income before extraordinary items | $-320,000 | 8,740 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-320,000 | 8,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-320,000 | 8,718 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $97,000 | 9,005 |
| Total interest expense | $31,000 | 8,926 |
| Net interest income | $66,000 | 9,009 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $6,000 | 8,946 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $6,000 | 7,847 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $0 | 8,943 |
| Total noninterest expense | $257,000 | 8,725 |
| Salaries and employee benefits | $91,000 | 8,935 |
| Premises and equipment expense | $54,000 | 7,890 |
| Additional noninterest expense | $112,000 | 8,194 |
| Pre-tax net operating income | $-185,000 | 8,758 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-62,000 | 8,907 |
| Income before extraordinary items | $-123,000 | 8,738 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-123,000 | 8,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-123,000 | 8,711 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $607,000 | 7,042 |
| Total interest expense | $123,000 | 7,470 |
| Net interest income | $484,000 | 6,775 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $121,000 | 5,315 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $114,000 | 3,270 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $548,000 | 5,736 |
| Salaries and employee benefits | $270,000 | 6,082 |
| Premises and equipment expense | $87,000 | 5,269 |
| Additional noninterest expense | $191,000 | 5,234 |
| Pre-tax net operating income | $57,000 | 7,808 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $19,000 | 5,825 |
| Income before extraordinary items | $38,000 | 8,000 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $38,000 | 8,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $38,000 | 7,938 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,830,000 | 6,709 |
| Total interest expense | $591,000 | 7,420 |
| Net interest income | $2,239,000 | 6,270 |
| Provision for loan and lease losses | $5,000 | 7,519 |
| Total noninterest income | $725,000 | 4,463 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $550,000 | 2,879 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $175,000 | 5,552 |
| Total noninterest expense | $2,620,000 | 5,045 |
| Salaries and employee benefits | $1,338,000 | 5,246 |
| Premises and equipment expense | $402,000 | 4,716 |
| Additional noninterest expense | $880,000 | 4,708 |
| Pre-tax net operating income | $339,000 | 7,282 |
| Securities gains (losses) | $19,000 | 3,246 |
| Applicable income taxes | $122,000 | 5,513 |
| Income before extraordinary items | $236,000 | 7,586 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $236,000 | 7,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,380 |
| Cash dividends | $460,000 | 3,682 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 601 |
| Net operating income | $223,460 | 7,520 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,140,000 | 6,770 |
| Total interest expense | $454,000 | 7,516 |
| Net interest income | $1,686,000 | 6,284 |
| Provision for loan and lease losses | $5,000 | 7,333 |
| Total noninterest income | $579,000 | 4,355 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $424,000 | 2,834 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $155,000 | 5,278 |
| Total noninterest expense | $1,904,000 | 5,145 |
| Salaries and employee benefits | $944,000 | 5,445 |
| Premises and equipment expense | $310,000 | 4,612 |
| Additional noninterest expense | $650,000 | 4,732 |
| Pre-tax net operating income | $356,000 | 6,925 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $117,000 | 5,396 |
| Income before extraordinary items | $239,000 | 7,335 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $239,000 | 7,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,021 |
| Cash dividends | $10,000 | 5,438 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 449 |
| Net operating income | $239,000 | 7,166 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,417,000 | 6,840 |
| Total interest expense | $305,000 | 7,619 |
| Net interest income | $1,112,000 | 6,327 |
| Provision for loan and lease losses | $5,000 | 7,119 |
| Total noninterest income | $405,000 | 4,215 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $286,000 | 2,755 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $119,000 | 5,003 |
| Total noninterest expense | $1,266,000 | 5,150 |
| Salaries and employee benefits | $623,000 | 5,494 |
| Premises and equipment expense | $206,000 | 4,619 |
| Additional noninterest expense | $437,000 | 4,696 |
| Pre-tax net operating income | $246,000 | 6,867 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $84,000 | 5,355 |
| Income before extraordinary items | $162,000 | 7,325 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $162,000 | 7,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,731 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 331 |
| Net operating income | $162,000 | 7,145 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $703,000 | 6,906 |
| Total interest expense | $151,000 | 7,737 |
| Net interest income | $552,000 | 6,332 |
| Provision for loan and lease losses | $25,000 | 4,925 |
| Total noninterest income | $218,000 | 3,951 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $140,000 | 2,724 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $78,000 | 4,393 |
| Total noninterest expense | $621,000 | 5,226 |
| Salaries and employee benefits | $313,000 | 5,490 |
| Premises and equipment expense | $101,000 | 4,667 |
| Additional noninterest expense | $207,000 | 4,839 |
| Pre-tax net operating income | $124,000 | 6,838 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $42,000 | 5,338 |
| Income before extraordinary items | $82,000 | 7,247 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $82,000 | 7,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 189 |
| Net operating income | $82,000 | 7,094 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,952,000 | 6,904 |
| Total interest expense | $694,000 | 7,838 |
| Net interest income | $2,258,000 | 6,232 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $754,000 | 4,140 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $578,000 | 2,637 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $176,000 | 5,270 |
| Total noninterest expense | $2,598,000 | 4,954 |
| Salaries and employee benefits | $1,250,000 | 5,340 |
| Premises and equipment expense | $404,000 | 4,621 |
| Additional noninterest expense | $944,000 | 4,374 |
| Pre-tax net operating income | $414,000 | 7,104 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $141,000 | 5,595 |
| Income before extraordinary items | $273,000 | 7,459 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $273,000 | 7,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,939 |
| Cash dividends | $15,000 | 6,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $273,000 | 7,358 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,219,000 | 7,013 |
| Total interest expense | $1,168,000 | 7,668 |
| Net interest income | $2,051,000 | 6,363 |
| Provision for loan and lease losses | $84,000 | 5,921 |
| Total noninterest income | $623,000 | 4,496 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $392,000 | 3,465 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $231,000 | 4,635 |
| Total noninterest expense | $2,652,000 | 4,760 |
| Salaries and employee benefits | $1,188,000 | 5,365 |
| Premises and equipment expense | $448,000 | 4,253 |
| Additional noninterest expense | $1,016,000 | 4,020 |
| Pre-tax net operating income | $-62,000 | 8,827 |
| Securities gains (losses) | $121,000 | 1,598 |
| Applicable income taxes | $22,000 | 7,256 |
| Income before extraordinary items | $37,000 | 8,665 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $37,000 | 8,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,943 |
| Cash dividends | $27,000 | 6,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-40,440 | 8,815 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,016,000 | 6,480 |
| Total interest expense | $1,899,000 | 6,420 |
| Net interest income | $2,117,000 | 6,397 |
| Provision for loan and lease losses | $271,000 | 3,071 |
| Total noninterest income | $1,060,000 | 3,012 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $321,000 | 3,856 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $739,000 | 2,268 |
| Total noninterest expense | $2,872,000 | 4,379 |
| Salaries and employee benefits | $1,172,000 | 5,323 |
| Premises and equipment expense | $256,000 | 5,964 |
| Additional noninterest expense | $1,444,000 | 2,912 |
| Pre-tax net operating income | $34,000 | 9,007 |
| Securities gains (losses) | $-119,000 | 9,465 |
| Applicable income taxes | $61,000 | 7,058 |
| Income before extraordinary items | $-146,000 | 9,315 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-146,000 | 9,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $491,000 | 1,261 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-27,000 | 9,185 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,701,000 | 5,787 |
| Total interest expense | $2,050,000 | 5,915 |
| Net interest income | $2,651,000 | 5,603 |
| Provision for loan and lease losses | $1,347,000 | 769 |
| Total noninterest income | $898,000 | 3,355 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $440,000 | 2,952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $458,000 | 3,124 |
| Total noninterest expense | $2,823,000 | 4,435 |
| Salaries and employee benefits | $1,268,000 | 4,957 |
| Premises and equipment expense | $265,000 | 5,865 |
| Additional noninterest expense | $1,290,000 | 3,235 |
| Pre-tax net operating income | $-621,000 | 9,930 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-115,000 | 9,940 |
| Income before extraordinary items | $-506,000 | 9,897 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-506,000 | 9,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,140,000 | 652 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $700,000 | 566 |
| Net operating income | $-506,000 | 9,877 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,667,000 | 5,935 |
| Total interest expense | $1,881,000 | 6,390 |
| Net interest income | $2,786,000 | 5,433 |
| Provision for loan and lease losses | $385,000 | 2,131 |
| Total noninterest income | $499,000 | 4,941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $455,000 | 2,781 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 8,384 |
| Total noninterest expense | $2,476,000 | 4,805 |
| Salaries and employee benefits | $1,334,000 | 4,667 |
| Premises and equipment expense | $227,000 | 6,307 |
| Additional noninterest expense | $915,000 | 4,233 |
| Pre-tax net operating income | $424,000 | 7,741 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $121,000 | 7,232 |
| Income before extraordinary items | $303,000 | 7,863 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $303,000 | 7,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 2,854 |
| Cash dividends | $61,000 | 6,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $303,000 | 7,776 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,913,000 | 6,742 |
| Total interest expense | $1,640,000 | 7,027 |
| Net interest income | $2,273,000 | 6,404 |
| Provision for loan and lease losses | $70,000 | 5,912 |
| Total noninterest income | $520,000 | 4,874 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $465,000 | 2,813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,220 |
| Total noninterest expense | $2,368,000 | 4,999 |
| Salaries and employee benefits | $1,235,000 | 4,965 |
| Premises and equipment expense | $302,000 | 5,432 |
| Additional noninterest expense | $831,000 | 4,596 |
| Pre-tax net operating income | $355,000 | 8,700 |
| Securities gains (losses) | $-17,000 | 10,300 |
| Applicable income taxes | $14,000 | 9,835 |
| Income before extraordinary items | $324,000 | 8,189 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $324,000 | 8,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,456 |
| Cash dividends | $101,000 | 6,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $340,320 | 8,024 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,173,000 | 7,777 |
| Total interest expense | $1,560,000 | 7,420 |
| Net interest income | $1,613,000 | 8,000 |
| Provision for loan and lease losses | $112,000 | 4,844 |
| Total noninterest income | $503,000 | 5,131 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $478,000 | 2,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 10,117 |
| Total noninterest expense | $1,618,000 | 6,797 |
| Salaries and employee benefits | $814,000 | 6,915 |
| Premises and equipment expense | $204,000 | 6,963 |
| Additional noninterest expense | $600,000 | 6,357 |
| Pre-tax net operating income | $386,000 | 8,595 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $386,000 | 7,747 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $386,000 | 7,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,175 |
| Cash dividends | $112,000 | 6,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $386,000 | 7,685 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,747,000 | 10,090 |
| Total interest expense | $790,000 | 9,984 |
| Net interest income | $957,000 | 10,055 |
| Provision for loan and lease losses | $54,000 | 6,067 |
| Total noninterest income | $285,000 | 7,260 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $259,000 | 4,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 10,525 |
| Total noninterest expense | $892,000 | 9,380 |
| Salaries and employee benefits | $442,000 | 9,602 |
| Premises and equipment expense | $115,000 | 9,181 |
| Additional noninterest expense | $335,000 | 8,857 |
| Pre-tax net operating income | $296,000 | 9,766 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $100,000 | 9,180 |
| Income before extraordinary items | $196,000 | 9,972 |
| Extraordinary gains, net | $100,000 | 23 |
| Net income | $296,000 | 8,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,275 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $1,200,000 | 275 |
| Net operating income | $196,000 | 9,943 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $997,000 | 11,716 |
| Total interest expense | $371,000 | 11,732 |
| Net interest income | $626,000 | 11,622 |
| Provision for loan and lease losses | $23,000 | 7,639 |
| Total noninterest income | $212,000 | 8,534 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 6,086 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 11,244 |
| Total noninterest expense | $710,000 | 10,651 |
| Salaries and employee benefits | $342,000 | 10,830 |
| Premises and equipment expense | $87,000 | 10,436 |
| Additional noninterest expense | $281,000 | 10,181 |
| Pre-tax net operating income | $105,000 | 11,596 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $36,000 | 10,781 |
| Income before extraordinary items | $69,000 | 11,663 |
| Extraordinary gains, net | $36,000 | 177 |
| Net income | $105,000 | 11,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,413 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $563,000 | 529 |
| Net operating income | $69,000 | 11,701 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $658,000 | 12,870 |
| Total interest expense | $247,000 | 12,845 |
| Net interest income | $411,000 | 12,789 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $182,000 | 9,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,967 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 11,511 |
| Total noninterest expense | $603,000 | 11,636 |
| Salaries and employee benefits | $284,000 | 11,829 |
| Premises and equipment expense | $80,000 | 11,146 |
| Additional noninterest expense | $239,000 | 11,210 |
| Pre-tax net operating income | $-22,000 | 12,495 |
| Securities gains (losses) | $22,000 | 4,534 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $0 | 12,522 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $0 | 12,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 8,388 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-22,000 | 12,459 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $688,000 | 13,503 |
| Total interest expense | $272,000 | 13,548 |
| Net interest income | $416,000 | 13,345 |
| Provision for loan and lease losses | $-228,000 | 13,829 |
| Total noninterest income | $302,000 | 7,713 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 6,441 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 7,335 |
| Total noninterest expense | $723,000 | 11,392 |
| Salaries and employee benefits | $271,000 | 12,343 |
| Premises and equipment expense | $96,000 | 10,873 |
| Additional noninterest expense | $356,000 | 10,116 |
| Pre-tax net operating income | $223,000 | 10,855 |
| Securities gains (losses) | $74,000 | 3,490 |
| Applicable income taxes | $99,000 | 9,950 |
| Income before extraordinary items | $198,000 | 10,625 |
| Extraordinary gains, net | $99,000 | 751 |
| Net income | $297,000 | 9,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-201,000 | 13,844 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 826 |
| Net operating income | $148,420 | 10,960 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.