Home > First Community Bank of Vidalia > Income and Expense

First Community Bank of Vidalia, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$5,129,0005,589
Total interest expense$2,569,0005,266
Net interest income$2,560,0005,748
Provision for loan and lease losses$366,0002,213
Total noninterest income$357,0005,943
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$269,0004,266
Trading account gains and feesNANA
Additional Noninterest Income$88,0006,932
Total noninterest expense$1,757,0006,105
Salaries and employee benefits$912,0006,154
Premises and equipment expense$253,0005,923
Additional noninterest expense$592,0005,801
Pre-tax net operating income$794,0006,122
Securities gains (losses)$04,449
Applicable income taxes$287,0005,291
Income before extraordinary items$507,0006,570
Extraordinary gains, net$032
Net income$507,0006,570
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$337,0004,335
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$507,0006,452
1997-12-31 (YTD Data)Rank
Total interest income$4,321,0006,370
Total interest expense$2,028,0006,211
Net interest income$2,293,0006,377
Provision for loan and lease losses$96,0005,266
Total noninterest income$352,0006,156
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$251,0004,657
Trading account gains and feesNANA
Additional Noninterest Income$101,0006,756
Total noninterest expense$1,477,0006,847
Salaries and employee benefits$772,0006,921
Premises and equipment expense$216,0006,556
Additional noninterest expense$489,0006,596
Pre-tax net operating income$1,072,0005,619
Securities gains (losses)$03,944
Applicable income taxes$398,0004,898
Income before extraordinary items$674,0006,000
Extraordinary gains, net$044
Net income$674,0006,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,380
Cash dividends$280,0004,710
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$674,0005,957
1996-12-31 (YTD Data)Rank
Total interest income$3,719,0007,134
Total interest expense$1,781,0006,884
Net interest income$1,938,0007,279
Provision for loan and lease losses$111,0004,854
Total noninterest income$367,0006,236
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$252,0004,794
Trading account gains and feesNANA
Additional Noninterest Income$115,0006,735
Total noninterest expense$1,295,0007,674
Salaries and employee benefits$686,0007,616
Premises and equipment expense$181,0007,400
Additional noninterest expense$428,0007,646
Pre-tax net operating income$899,0006,087
Securities gains (losses)$04,148
Applicable income taxes$337,0005,449
Income before extraordinary items$562,0006,496
Extraordinary gains, net$053
Net income$562,0006,499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0005,188
Cash dividends$236,0005,109
Sale, conversion, retirement of capital stock, net$0953
Net operating income$562,0006,422
1995-12-31 (YTD Data)Rank
Total interest income$3,345,0007,747
Total interest expense$1,480,0007,754
Net interest income$1,865,0007,616
Provision for loan and lease losses$149,0003,690
Total noninterest income$363,0006,339
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$245,0005,015
Trading account gains and feesNANA
Additional Noninterest Income$118,0006,698
Total noninterest expense$1,323,0007,806
Salaries and employee benefits$654,0008,033
Premises and equipment expense$181,0007,579
Additional noninterest expense$488,0007,361
Pre-tax net operating income$756,0007,028
Securities gains (losses)$03,831
Applicable income taxes$283,0006,221
Income before extraordinary items$473,0007,458
Extraordinary gains, net$065
Net income$473,0007,458
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0003,600
Cash dividends$219,0005,269
Sale, conversion, retirement of capital stock, net$0809
Net operating income$473,0007,424
1994-12-31 (YTD Data)Rank
Total interest income$2,635,0008,672
Total interest expense$928,0009,004
Net interest income$1,707,0008,280
Provision for loan and lease losses$95,0004,682
Total noninterest income$277,0007,560
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$225,0005,425
Trading account gains and feesNANA
Additional Noninterest Income$52,0009,512
Total noninterest expense$1,223,0008,519
Salaries and employee benefits$556,0008,917
Premises and equipment expense$166,0008,170
Additional noninterest expense$501,0007,847
Pre-tax net operating income$666,0007,611
Securities gains (losses)$03,600
Applicable income taxes$228,0006,882
Income before extraordinary items$438,0007,824
Extraordinary gains, net$0249
Net income$438,0007,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0003,448
Cash dividends$200,0005,405
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$438,0007,876
1993-12-31 (YTD Data)Rank
Total interest income$2,484,0009,211
Total interest expense$942,0009,370
Net interest income$1,542,0008,971
Provision for loan and lease losses$135,0004,908
Total noninterest income$310,0007,513
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$270,0004,822
Trading account gains and feesNANA
Additional Noninterest Income$40,00010,664
Total noninterest expense$1,146,0009,125
Salaries and employee benefits$538,0009,319
Premises and equipment expense$159,0008,674
Additional noninterest expense$449,0008,735
Pre-tax net operating income$571,0008,163
Securities gains (losses)$07,477
Applicable income taxes$194,0007,729
Income before extraordinary items$377,0008,665
Extraordinary gains, net$03,149
Net income$377,0008,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0004,789
Cash dividends$557,0002,821
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$377,0008,408
1992-12-31 (YTD Data)Rank
Total interest income$1,193,00012,618
Total interest expense$459,00012,926
Net interest income$734,00012,174
Provision for loan and lease losses$10,00011,168
Total noninterest income$163,00010,221
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$136,0007,502
Trading account gains and feesNANA
Additional Noninterest Income$27,00012,017
Total noninterest expense$587,00012,144
Salaries and employee benefits$269,00012,371
Premises and equipment expense$71,00011,832
Additional noninterest expense$247,00011,574
Pre-tax net operating income$300,00010,139
Securities gains (losses)$08,369
Applicable income taxes$102,0009,861
Income before extraordinary items$198,00010,625
Extraordinary gains, net$01,422
Net income$198,00010,753
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$221,0003,986
Cash dividends$54,0007,596
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$198,00010,290

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.