Home > First Community Bank of Vidalia > Assets and Liabilities
First Community Bank of Vidalia, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 23 | 6,316 |
| Assets and Liabilities | ||
| Total Assets: | $64,918,000 | 5,996 |
| Cash and due from depository institutions | $2,549,000 | 6,316 |
| Interest-bearing balances | $99,000 | 5,042 |
| Securities | $9,740,000 | 7,193 |
| Federal funds sold & reverse repurchase agreements | $6,002,000 | 2,875 |
| Net loans & leases | $44,648,000 | 5,323 |
| Loan loss allowance | $777,000 | 4,116 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $725,000 | 6,864 |
| Other real estate owned | $0 | 6,316 |
| Goodwill and other intangibles | $184,000 | 2,397 |
| All other assets | $1,070,000 | 5,665 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,918,000 | 5,996 |
| Total liabilities | $60,189,000 | 5,856 |
| Total deposits | $59,427,000 | 5,664 |
| Interest-bearing deposits | $52,378,000 | 5,545 |
| Deposits held in domestic offices | $59,427,000 | 5,661 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $762,000 | 4,332 |
| Total equity capital | $4,729,000 | 7,317 |
| Total bank equity capital | $4,729,000 | 7,317 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $200,000 | 6,646 |
| Surplus | $3,800,000 | 3,562 |
| Undivided profits | $729,000 | 8,643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $102,000 | 7,280 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $13,000 | 1,481 |
| Income earned, not collected on loans | $837,000 | 2,712 |
| Earning assets | $60,489,000 | 5,949 |
| Long-term assets (5+ years) | $3,979,000 | 6,686 |
| Average Assets, year-to-date | $60,942,800 | 6,015 |
| Average Assets, quarterly | $64,709,500 | 5,935 |
| Volatile liabilities | $23,543,000 | 2,619 |
| Insider loans | $1,999,000 | 2,121 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,929,000 | 7,539 |
| Tier 1 (core) risk-based capital | $4,541,000 | 7,296 |
| Tier 2 risk-based capital | $587,600 | 4,666 |
| Total risk weighted assets | $46,818,300 | 5,318 |
| Total unused commitments | $1,929,000 | 7,551 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 24 | 6,393 |
| Assets and Liabilities | ||
| Total Assets: | $56,468,000 | 6,602 |
| Cash and due from depository institutions | $3,009,000 | 6,393 |
| Interest-bearing balances | $99,000 | 4,790 |
| Securities | $10,850,000 | 7,153 |
| Federal funds sold & reverse repurchase agreements | $1,721,000 | 5,332 |
| Net loans & leases | $39,075,000 | 5,892 |
| Loan loss allowance | $411,000 | 6,452 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $709,000 | 6,978 |
| Other real estate owned | $0 | 6,393 |
| Goodwill and other intangibles | $226,000 | 2,210 |
| All other assets | $878,000 | 6,547 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,468,000 | 6,602 |
| Total liabilities | $51,909,000 | 6,477 |
| Total deposits | $51,165,000 | 6,318 |
| Interest-bearing deposits | $44,716,000 | 6,218 |
| Deposits held in domestic offices | $51,165,000 | 6,313 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $744,000 | 4,494 |
| Total equity capital | $4,559,000 | 7,546 |
| Total bank equity capital | $4,559,000 | 7,546 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $200,000 | 6,929 |
| Surplus | $3,100,000 | 4,063 |
| Undivided profits | $1,259,000 | 8,191 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $230,000 | 5,985 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $22,000 | 1,463 |
| Income earned, not collected on loans | $715,000 | 3,278 |
| Earning assets | $51,745,000 | 6,583 |
| Long-term assets (5+ years) | $4,383,000 | 6,290 |
| Average Assets, year-to-date | $53,134,000 | 6,637 |
| Average Assets, quarterly | $53,814,000 | 6,712 |
| Volatile liabilities | $17,116,000 | 3,399 |
| Insider loans | $1,948,000 | 2,111 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,906,000 | 7,529 |
| Tier 1 (core) risk-based capital | $4,329,000 | 7,626 |
| Tier 2 risk-based capital | $411,000 | 5,896 |
| Total risk weighted assets | $41,297,700 | 5,813 |
| Total unused commitments | $1,906,000 | 7,537 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 23 | 6,897 |
| Assets and Liabilities | ||
| Total Assets: | $50,137,000 | 7,244 |
| Cash and due from depository institutions | $2,518,000 | 6,897 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $8,297,000 | 8,500 |
| Federal funds sold & reverse repurchase agreements | $5,754,000 | 2,279 |
| Net loans & leases | $32,070,000 | 6,700 |
| Loan loss allowance | $338,000 | 7,429 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $513,000 | 8,051 |
| Other real estate owned | $2,000 | 6,897 |
| Goodwill and other intangibles | $269,000 | 1,996 |
| All other assets | $714,000 | 7,571 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,137,000 | 7,244 |
| Total liabilities | $46,004,000 | 7,143 |
| Total deposits | $45,256,000 | 7,034 |
| Interest-bearing deposits | $38,203,000 | 7,084 |
| Deposits held in domestic offices | $45,256,000 | 7,027 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $748,000 | 4,426 |
| Total equity capital | $4,133,000 | 8,066 |
| Total bank equity capital | $4,133,000 | 8,066 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $200,000 | 7,308 |
| Surplus | $3,100,000 | 4,119 |
| Undivided profits | $833,000 | 9,180 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $606,000 | 3,825 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $292,000 | 461 |
| Income earned, not collected on loans | $615,000 | 3,758 |
| Earning assets | $46,121,000 | 7,230 |
| Long-term assets (5+ years) | $2,943,000 | 7,053 |
| Average Assets, year-to-date | $46,417,600 | 7,397 |
| Average Assets, quarterly | $48,705,500 | 7,309 |
| Volatile liabilities | $14,799,000 | 3,655 |
| Insider loans | $2,262,000 | 1,884 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,246,000 | 8,453 |
| Tier 1 (core) risk-based capital | $3,892,000 | 8,184 |
| Tier 2 risk-based capital | $338,000 | 6,765 |
| Total risk weighted assets | $32,669,100 | 6,776 |
| Total unused commitments | $1,246,000 | 8,466 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 22 | 7,361 |
| Assets and Liabilities | ||
| Total Assets: | $43,406,000 | 8,030 |
| Cash and due from depository institutions | $2,331,000 | 7,361 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $7,169,000 | 9,310 |
| Federal funds sold & reverse repurchase agreements | $4,800,000 | 2,991 |
| Net loans & leases | $27,648,000 | 7,327 |
| Loan loss allowance | $280,000 | 8,351 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $520,000 | 8,187 |
| Other real estate owned | $112,000 | 7,361 |
| Goodwill and other intangibles | $311,000 | 1,800 |
| All other assets | $515,000 | 9,046 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,406,000 | 8,030 |
| Total liabilities | $39,584,000 | 7,947 |
| Total deposits | $38,989,000 | 7,834 |
| Interest-bearing deposits | $32,986,000 | 7,879 |
| Deposits held in domestic offices | $38,989,000 | 7,830 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $595,000 | 5,508 |
| Total equity capital | $3,822,000 | 8,537 |
| Total bank equity capital | $3,822,000 | 8,537 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $200,000 | 7,680 |
| Surplus | $2,705,000 | 4,525 |
| Undivided profits | $917,000 | 9,443 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $155,000 | 7,298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $426,000 | 5,481 |
| Earning assets | $39,617,000 | 8,041 |
| Long-term assets (5+ years) | $3,128,000 | 6,968 |
| Average Assets, year-to-date | $40,920,200 | 8,109 |
| Average Assets, quarterly | $43,009,000 | 8,018 |
| Volatile liabilities | $13,141,000 | 3,720 |
| Insider loans | $2,928,000 | 1,479 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,437,000 | 8,225 |
| Tier 1 (core) risk-based capital | $3,524,000 | 8,762 |
| Tier 2 risk-based capital | $280,000 | 7,605 |
| Total risk weighted assets | $29,809,900 | 7,206 |
| Total unused commitments | $1,437,000 | 8,237 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 16 | 9,073 |
| Assets and Liabilities | ||
| Total Assets: | $36,523,000 | 8,964 |
| Cash and due from depository institutions | $2,113,000 | 9,073 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $8,308,000 | 9,416 |
| Federal funds sold & reverse repurchase agreements | $1,110,000 | 5,215 |
| Net loans & leases | $23,675,000 | 8,049 |
| Loan loss allowance | $247,000 | 9,129 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $507,000 | 8,453 |
| Other real estate owned | $52,000 | 9,073 |
| Goodwill and other intangibles | $353,000 | 1,630 |
| All other assets | $405,000 | 10,321 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,523,000 | 8,964 |
| Total liabilities | $33,112,000 | 8,922 |
| Total deposits | $32,840,000 | 8,777 |
| Interest-bearing deposits | $25,613,000 | 9,151 |
| Deposits held in domestic offices | $32,840,000 | 8,771 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $272,000 | 7,738 |
| Total equity capital | $3,411,000 | 8,922 |
| Total bank equity capital | $3,411,000 | 8,922 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $200,000 | 8,122 |
| Surplus | $2,705,000 | 4,484 |
| Undivided profits | $506,000 | 10,272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $58,000 | 9,405 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $256,000 | 7,347 |
| Earning assets | $33,093,000 | 8,984 |
| Long-term assets (5+ years) | $3,955,000 | 6,658 |
| Average Assets, year-to-date | $34,785,200 | 9,088 |
| Average Assets, quarterly | $35,902,500 | 9,005 |
| Volatile liabilities | $9,016,000 | 4,672 |
| Insider loans | $1,158,000 | 3,320 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $620,000 | 10,023 |
| Tier 1 (core) risk-based capital | $3,218,000 | 9,278 |
| Tier 2 risk-based capital | $247,000 | 8,302 |
| Total risk weighted assets | $24,552,300 | 8,106 |
| Total unused commitments | $620,000 | 10,030 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 17 | 9,167 |
| Assets and Liabilities | ||
| Total Assets: | $35,358,000 | 9,443 |
| Cash and due from depository institutions | $3,174,000 | 9,167 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $8,261,000 | 9,765 |
| Federal funds sold & reverse repurchase agreements | $3,640,000 | 3,752 |
| Net loans & leases | $18,997,000 | 9,056 |
| Loan loss allowance | $268,000 | 9,096 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $515,000 | 8,614 |
| Other real estate owned | $39,000 | 9,167 |
| Goodwill and other intangibles | $396,000 | 1,484 |
| All other assets | $336,000 | 10,909 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,358,000 | 9,443 |
| Total liabilities | $32,024,000 | 9,411 |
| Total deposits | $31,687,000 | 9,288 |
| Interest-bearing deposits | $22,708,000 | 10,063 |
| Deposits held in domestic offices | $31,687,000 | 9,282 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $337,000 | 7,031 |
| Total equity capital | $3,334,000 | 9,294 |
| Total bank equity capital | $3,334,000 | 9,294 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $200,000 | 8,542 |
| Surplus | $2,705,000 | 4,447 |
| Undivided profits | $429,000 | 11,052 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $197,000 | 7,587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $204,000 | 8,023 |
| Earning assets | $30,898,000 | 9,633 |
| Long-term assets (5+ years) | $2,968,000 | 7,824 |
| Average Assets, year-to-date | $33,487,200 | 9,528 |
| Average Assets, quarterly | $34,527,000 | 9,484 |
| Volatile liabilities | $7,280,000 | 5,147 |
| Insider loans | $719,000 | 4,648 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $49,000 | 12,033 |
| Tier 1 (core) risk-based capital | $2,938,000 | 9,818 |
| Tier 2 risk-based capital | $262,880 | 8,146 |
| Total risk weighted assets | $21,024,980 | 8,922 |
| Total unused commitments | $49,000 | 12,036 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 18 | 9,137 |
| Assets and Liabilities | ||
| Total Assets: | $31,482,000 | 10,210 |
| Cash and due from depository institutions | $2,973,000 | 9,137 |
| Interest-bearing balances | $492,000 | 5,026 |
| Securities | $7,014,000 | 10,524 |
| Federal funds sold & reverse repurchase agreements | $2,840,000 | 5,231 |
| Net loans & leases | $17,144,000 | 9,603 |
| Loan loss allowance | $223,000 | 10,088 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $546,000 | 8,591 |
| Other real estate owned | $148,000 | 9,137 |
| Goodwill and other intangibles | $433,000 | 1,427 |
| All other assets | $384,000 | 10,842 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,482,000 | 10,210 |
| Total liabilities | $27,968,000 | 10,290 |
| Total deposits | $27,531,000 | 10,218 |
| Interest-bearing deposits | $21,485,000 | 10,635 |
| Deposits held in domestic offices | $27,531,000 | 10,213 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $437,000 | 6,436 |
| Total equity capital | $3,514,000 | 8,916 |
| Total bank equity capital | $3,514,000 | 8,916 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $200,000 | 8,967 |
| Surplus | $3,170,000 | 3,828 |
| Undivided profits | $144,000 | 12,102 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,000 | 12,439 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $165,000 | 9,602 |
| Earning assets | $27,490,000 | 10,371 |
| Long-term assets (5+ years) | $2,055,000 | 8,894 |
| Average Assets, year-to-date | $30,962,600 | 10,137 |
| Average Assets, quarterly | $31,063,000 | 10,224 |
| Volatile liabilities | $7,512,000 | 5,023 |
| Insider loans | $599,000 | 1,507 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $12,000 | 12,517 |
| Tier 1 (core) risk-based capital | $3,081,000 | 9,532 |
| Tier 2 risk-based capital | $223,000 | 8,992 |
| Total risk weighted assets | $19,379,400 | 9,448 |
| Total unused commitments | $12,000 | 12,519 |
| Derivatives | $0 | 651 |