Home > First Community Bank of Tifton > Income and Expense
First Community Bank of Tifton, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,666,000 | 2,174 |
| Total interest expense | $1,082,000 | 2,105 |
| Net interest income | $2,584,000 | 2,160 |
| Provision for loan and lease losses | $1,624,000 | 849 |
| Total noninterest income | $530,000 | 1,949 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $423,000 | 925 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $107,000 | 3,384 |
| Total noninterest expense | $1,978,000 | 2,471 |
| Salaries and employee benefits | $905,000 | 2,710 |
| Premises and equipment expense | $169,000 | 3,552 |
| Additional noninterest expense | $904,000 | 1,891 |
| Pre-tax net operating income | $-488,000 | 7,175 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-224,000 | 7,580 |
| Income before extraordinary items | $-264,000 | 7,029 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-264,000 | 7,030 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-264,000 | 7,029 |
| Net charge-offs | $1,026,000 | 1,021 |
| Cash dividends | $300,000 | 1,057 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 385 |
| Net operating income | $-264,000 | 6,989 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,127,000 | 2,102 |
| Total interest expense | $5,424,000 | 2,103 |
| Net interest income | $10,703,000 | 2,044 |
| Provision for loan and lease losses | $5,173,000 | 1,408 |
| Total noninterest income | $2,063,000 | 2,084 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,890,000 | 921 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $173,000 | 4,873 |
| Total noninterest expense | $7,186,000 | 2,727 |
| Salaries and employee benefits | $3,128,000 | 3,059 |
| Premises and equipment expense | $639,000 | 3,719 |
| Additional noninterest expense | $3,419,000 | 2,095 |
| Pre-tax net operating income | $407,000 | 4,223 |
| Securities gains (losses) | $112,000 | 2,047 |
| Applicable income taxes | $52,000 | 3,240 |
| Income before extraordinary items | $467,000 | 3,968 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $467,000 | 3,967 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $467,000 | 3,967 |
| Net charge-offs | $5,658,000 | 1,040 |
| Cash dividends | $953,000 | 1,701 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 1,224 |
| Net operating income | $366,200 | 4,209 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,179,000 | 2,125 |
| Total interest expense | $4,259,000 | 2,097 |
| Net interest income | $7,920,000 | 2,076 |
| Provision for loan and lease losses | $3,250,000 | 1,411 |
| Total noninterest income | $1,626,000 | 2,047 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,429,000 | 905 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $197,000 | 4,307 |
| Total noninterest expense | $5,341,000 | 2,757 |
| Salaries and employee benefits | $2,341,000 | 3,087 |
| Premises and equipment expense | $476,000 | 3,763 |
| Additional noninterest expense | $2,524,000 | 2,092 |
| Pre-tax net operating income | $955,000 | 2,813 |
| Securities gains (losses) | $112,000 | 1,743 |
| Applicable income taxes | $299,000 | 1,925 |
| Income before extraordinary items | $768,000 | 2,938 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $768,000 | 2,936 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $768,000 | 2,939 |
| Net charge-offs | $3,476,000 | 1,079 |
| Cash dividends | $477,000 | 2,069 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 1,147 |
| Net operating income | $687,360 | 3,076 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,943,000 | 2,204 |
| Total interest expense | $2,863,000 | 2,177 |
| Net interest income | $5,080,000 | 2,152 |
| Provision for loan and lease losses | $1,478,000 | 1,662 |
| Total noninterest income | $1,015,000 | 2,170 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $916,000 | 929 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $99,000 | 4,807 |
| Total noninterest expense | $3,522,000 | 2,812 |
| Salaries and employee benefits | $1,555,000 | 3,140 |
| Premises and equipment expense | $312,000 | 3,831 |
| Additional noninterest expense | $1,655,000 | 2,144 |
| Pre-tax net operating income | $1,095,000 | 1,965 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $348,000 | 1,398 |
| Income before extraordinary items | $747,000 | 2,356 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $747,000 | 2,352 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $747,000 | 2,355 |
| Net charge-offs | $2,158,000 | 1,070 |
| Cash dividends | $477,000 | 1,684 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 1,032 |
| Net operating income | $747,000 | 2,291 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,901,000 | 2,255 |
| Total interest expense | $1,442,000 | 2,227 |
| Net interest income | $2,459,000 | 2,234 |
| Provision for loan and lease losses | $956,000 | 1,227 |
| Total noninterest income | $495,000 | 2,156 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $420,000 | 980 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $75,000 | 4,125 |
| Total noninterest expense | $1,644,000 | 2,898 |
| Salaries and employee benefits | $756,000 | 3,251 |
| Premises and equipment expense | $159,000 | 3,817 |
| Additional noninterest expense | $729,000 | 2,145 |
| Pre-tax net operating income | $354,000 | 3,050 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $97,000 | 2,218 |
| Income before extraordinary items | $257,000 | 3,394 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $257,000 | 3,394 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $257,000 | 3,395 |
| Net charge-offs | $630,000 | 1,220 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 938 |
| Net operating income | $257,000 | 3,241 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,525,000 | 2,162 |
| Total interest expense | $6,574,000 | 2,319 |
| Net interest income | $10,951,000 | 2,026 |
| Provision for loan and lease losses | $2,333,000 | 1,633 |
| Total noninterest income | $2,342,000 | 1,908 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,922,000 | 927 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $420,000 | 3,500 |
| Total noninterest expense | $6,613,000 | 2,818 |
| Salaries and employee benefits | $3,129,000 | 3,136 |
| Premises and equipment expense | $633,000 | 3,764 |
| Additional noninterest expense | $2,851,000 | 2,099 |
| Pre-tax net operating income | $4,347,000 | 1,257 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,487,000 | 875 |
| Income before extraordinary items | $2,860,000 | 1,431 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,860,000 | 1,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,547,000 | 1,518 |
| Cash dividends | $2,126,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 1,293 |
| Net operating income | $2,860,000 | 1,524 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,287,000 | 2,197 |
| Total interest expense | $4,957,000 | 2,397 |
| Net interest income | $8,330,000 | 2,021 |
| Provision for loan and lease losses | $538,000 | 2,636 |
| Total noninterest income | $1,795,000 | 1,924 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,468,000 | 910 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $327,000 | 3,540 |
| Total noninterest expense | $4,990,000 | 2,783 |
| Salaries and employee benefits | $2,366,000 | 3,137 |
| Premises and equipment expense | $484,000 | 3,719 |
| Additional noninterest expense | $2,140,000 | 2,033 |
| Pre-tax net operating income | $4,597,000 | 1,099 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,621,000 | 776 |
| Income before extraordinary items | $2,976,000 | 1,250 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,976,000 | 1,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,034,000 | 1,276 |
| Cash dividends | $1,690,000 | 1,190 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,179 |
| Net operating income | $2,976,000 | 1,319 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,898,000 | 2,211 |
| Total interest expense | $3,350,000 | 2,453 |
| Net interest income | $5,548,000 | 2,010 |
| Provision for loan and lease losses | $186,000 | 3,272 |
| Total noninterest income | $1,206,000 | 1,945 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $962,000 | 904 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $244,000 | 3,391 |
| Total noninterest expense | $3,347,000 | 2,783 |
| Salaries and employee benefits | $1,615,000 | 3,107 |
| Premises and equipment expense | $310,000 | 3,873 |
| Additional noninterest expense | $1,422,000 | 2,024 |
| Pre-tax net operating income | $3,221,000 | 1,096 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,131,000 | 850 |
| Income before extraordinary items | $2,090,000 | 1,318 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,090,000 | 1,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $330,000 | 1,698 |
| Cash dividends | $1,201,000 | 1,199 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 970 |
| Net operating income | $2,090,000 | 1,288 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,515,000 | 2,232 |
| Total interest expense | $1,750,000 | 2,502 |
| Net interest income | $2,765,000 | 2,012 |
| Provision for loan and lease losses | $-365,000 | 8,485 |
| Total noninterest income | $555,000 | 2,076 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $472,000 | 919 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $83,000 | 4,124 |
| Total noninterest expense | $1,685,000 | 2,748 |
| Salaries and employee benefits | $913,000 | 2,790 |
| Premises and equipment expense | $143,000 | 4,131 |
| Additional noninterest expense | $629,000 | 2,230 |
| Pre-tax net operating income | $2,000,000 | 944 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $728,000 | 742 |
| Income before extraordinary items | $1,272,000 | 1,183 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,272,000 | 1,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 1,620 |
| Cash dividends | $812,000 | 898 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 725 |
| Net operating income | $1,272,000 | 1,142 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $19,254,000 | 2,143 |
| Total interest expense | $8,514,000 | 2,210 |
| Net interest income | $10,740,000 | 2,104 |
| Provision for loan and lease losses | $3,532,000 | 559 |
| Total noninterest income | $2,597,000 | 1,821 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,102,000 | 846 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $495,000 | 3,330 |
| Total noninterest expense | $6,231,000 | 2,861 |
| Salaries and employee benefits | $3,217,000 | 3,048 |
| Premises and equipment expense | $642,000 | 3,665 |
| Additional noninterest expense | $2,372,000 | 2,280 |
| Pre-tax net operating income | $3,574,000 | 2,164 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,172,000 | 1,674 |
| Income before extraordinary items | $2,402,000 | 2,465 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,402,000 | 2,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,730,000 | 500 |
| Cash dividends | $3,170,000 | 1,140 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 984 |
| Net operating income | $2,402,000 | 2,453 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,443,000 | 2,155 |
| Total interest expense | $6,426,000 | 2,196 |
| Net interest income | $8,017,000 | 2,126 |
| Provision for loan and lease losses | $3,130,000 | 377 |
| Total noninterest income | $1,923,000 | 1,844 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,574,000 | 836 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $349,000 | 3,464 |
| Total noninterest expense | $4,627,000 | 2,872 |
| Salaries and employee benefits | $2,384,000 | 3,052 |
| Premises and equipment expense | $476,000 | 3,682 |
| Additional noninterest expense | $1,767,000 | 2,242 |
| Pre-tax net operating income | $2,183,000 | 2,679 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $697,000 | 2,094 |
| Income before extraordinary items | $1,486,000 | 2,991 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,486,000 | 2,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,216,000 | 373 |
| Cash dividends | $1,918,000 | 1,269 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 858 |
| Net operating income | $1,486,000 | 2,976 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,565,000 | 2,187 |
| Total interest expense | $4,275,000 | 2,208 |
| Net interest income | $5,290,000 | 2,178 |
| Provision for loan and lease losses | $3,654,000 | 220 |
| Total noninterest income | $1,295,000 | 1,848 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,064,000 | 831 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $231,000 | 3,510 |
| Total noninterest expense | $3,033,000 | 2,949 |
| Salaries and employee benefits | $1,565,000 | 3,128 |
| Premises and equipment expense | $324,000 | 3,653 |
| Additional noninterest expense | $1,144,000 | 2,325 |
| Pre-tax net operating income | $-102,000 | 7,980 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-137,000 | 8,420 |
| Income before extraordinary items | $35,000 | 7,587 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $35,000 | 7,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,441,000 | 233 |
| Cash dividends | $1,563,000 | 1,085 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 772 |
| Net operating income | $35,000 | 7,576 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,763,000 | 2,189 |
| Total interest expense | $2,123,000 | 2,203 |
| Net interest income | $2,640,000 | 2,188 |
| Provision for loan and lease losses | $510,000 | 513 |
| Total noninterest income | $607,000 | 1,928 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $494,000 | 874 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $113,000 | 3,538 |
| Total noninterest expense | $1,498,000 | 2,989 |
| Salaries and employee benefits | $766,000 | 3,208 |
| Premises and equipment expense | $160,000 | 3,698 |
| Additional noninterest expense | $572,000 | 2,278 |
| Pre-tax net operating income | $1,239,000 | 1,819 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $430,000 | 1,448 |
| Income before extraordinary items | $809,000 | 2,049 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $809,000 | 2,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 717 |
| Cash dividends | $311,000 | 1,940 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 613 |
| Net operating income | $809,000 | 2,042 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,645,000 | 2,209 |
| Total interest expense | $7,615,000 | 2,133 |
| Net interest income | $10,030,000 | 2,283 |
| Provision for loan and lease losses | $775,000 | 1,308 |
| Total noninterest income | $2,618,000 | 1,811 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,201,000 | 798 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $417,000 | 3,663 |
| Total noninterest expense | $5,786,000 | 2,961 |
| Salaries and employee benefits | $2,902,000 | 3,225 |
| Premises and equipment expense | $656,000 | 3,510 |
| Additional noninterest expense | $2,228,000 | 2,332 |
| Pre-tax net operating income | $6,087,000 | 1,579 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,178,000 | 1,243 |
| Income before extraordinary items | $3,909,000 | 1,828 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,909,000 | 1,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,682,000 | 452 |
| Cash dividends | $1,244,000 | 2,207 |
| Sale, conversion, retirement of capital stock, net | $104,000 | 882 |
| Net operating income | $3,909,000 | 1,804 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,917,000 | 2,253 |
| Total interest expense | $5,531,000 | 2,135 |
| Net interest income | $7,386,000 | 2,339 |
| Provision for loan and lease losses | $655,000 | 1,115 |
| Total noninterest income | $1,972,000 | 1,824 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,662,000 | 803 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $310,000 | 3,680 |
| Total noninterest expense | $4,285,000 | 2,984 |
| Salaries and employee benefits | $2,146,000 | 3,260 |
| Premises and equipment expense | $508,000 | 3,427 |
| Additional noninterest expense | $1,631,000 | 2,371 |
| Pre-tax net operating income | $4,418,000 | 1,680 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,572,000 | 1,346 |
| Income before extraordinary items | $2,846,000 | 1,918 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,846,000 | 1,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,602,000 | 320 |
| Cash dividends | $829,000 | 2,201 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 787 |
| Net operating income | $2,846,000 | 1,907 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,337,000 | 2,283 |
| Total interest expense | $3,514,000 | 2,124 |
| Net interest income | $4,823,000 | 2,399 |
| Provision for loan and lease losses | $440,000 | 1,097 |
| Total noninterest income | $1,304,000 | 1,830 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,095,000 | 802 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $209,000 | 3,666 |
| Total noninterest expense | $2,811,000 | 3,048 |
| Salaries and employee benefits | $1,397,000 | 3,330 |
| Premises and equipment expense | $335,000 | 3,448 |
| Additional noninterest expense | $1,079,000 | 2,391 |
| Pre-tax net operating income | $2,876,000 | 1,718 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,025,000 | 1,377 |
| Income before extraordinary items | $1,851,000 | 1,967 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,851,000 | 1,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $497,000 | 567 |
| Cash dividends | $414,000 | 2,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,851,000 | 1,950 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,948,000 | 2,354 |
| Total interest expense | $1,746,000 | 2,042 |
| Net interest income | $2,202,000 | 2,572 |
| Provision for loan and lease losses | $210,000 | 1,096 |
| Total noninterest income | $686,000 | 1,730 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $537,000 | 792 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $149,000 | 2,973 |
| Total noninterest expense | $1,366,000 | 3,126 |
| Salaries and employee benefits | $685,000 | 3,392 |
| Premises and equipment expense | $158,000 | 3,627 |
| Additional noninterest expense | $523,000 | 2,448 |
| Pre-tax net operating income | $1,312,000 | 1,831 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $471,000 | 1,463 |
| Income before extraordinary items | $841,000 | 2,102 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $841,000 | 2,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 743 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $841,000 | 2,086 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,707,000 | 2,253 |
| Total interest expense | $5,390,000 | 2,062 |
| Net interest income | $9,317,000 | 2,372 |
| Provision for loan and lease losses | $3,216,000 | 338 |
| Total noninterest income | $2,751,000 | 1,728 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,224,000 | 783 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $527,000 | 3,274 |
| Total noninterest expense | $5,132,000 | 3,163 |
| Salaries and employee benefits | $2,335,000 | 3,675 |
| Premises and equipment expense | $554,000 | 3,887 |
| Additional noninterest expense | $2,243,000 | 2,228 |
| Pre-tax net operating income | $3,720,000 | 2,344 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,233,000 | 1,963 |
| Income before extraordinary items | $2,487,000 | 2,610 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,487,000 | 2,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,040,000 | 389 |
| Cash dividends | $2,585,000 | 1,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,487,000 | 2,589 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,751,000 | 2,258 |
| Total interest expense | $3,807,000 | 2,070 |
| Net interest income | $6,944,000 | 2,360 |
| Provision for loan and lease losses | $440,000 | 1,593 |
| Total noninterest income | $1,964,000 | 1,802 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,666,000 | 778 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $298,000 | 3,807 |
| Total noninterest expense | $3,719,000 | 3,230 |
| Salaries and employee benefits | $1,755,000 | 3,642 |
| Premises and equipment expense | $394,000 | 4,009 |
| Additional noninterest expense | $1,570,000 | 2,345 |
| Pre-tax net operating income | $4,749,000 | 1,510 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,723,000 | 1,231 |
| Income before extraordinary items | $3,026,000 | 1,740 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,026,000 | 1,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $402,000 | 1,012 |
| Cash dividends | $1,937,000 | 1,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,026,000 | 1,713 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,943,000 | 2,271 |
| Total interest expense | $2,340,000 | 2,106 |
| Net interest income | $4,603,000 | 2,353 |
| Provision for loan and lease losses | $265,000 | 1,699 |
| Total noninterest income | $1,279,000 | 1,834 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,073,000 | 787 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $206,000 | 3,716 |
| Total noninterest expense | $2,481,000 | 3,219 |
| Salaries and employee benefits | $1,180,000 | 3,605 |
| Premises and equipment expense | $253,000 | 4,114 |
| Additional noninterest expense | $1,048,000 | 2,325 |
| Pre-tax net operating income | $3,136,000 | 1,493 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,137,000 | 1,226 |
| Income before extraordinary items | $1,999,000 | 1,716 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,999,000 | 1,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 973 |
| Cash dividends | $1,273,000 | 1,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,999,000 | 1,686 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,352,000 | 2,307 |
| Total interest expense | $1,072,000 | 2,189 |
| Net interest income | $2,280,000 | 2,357 |
| Provision for loan and lease losses | $195,000 | 1,153 |
| Total noninterest income | $564,000 | 1,960 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $479,000 | 854 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $85,000 | 4,053 |
| Total noninterest expense | $1,187,000 | 3,340 |
| Salaries and employee benefits | $585,000 | 3,645 |
| Premises and equipment expense | $121,000 | 4,285 |
| Additional noninterest expense | $481,000 | 2,532 |
| Pre-tax net operating income | $1,462,000 | 1,551 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $521,000 | 1,304 |
| Income before extraordinary items | $941,000 | 1,791 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $941,000 | 1,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 655 |
| Cash dividends | $610,000 | 1,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $941,000 | 1,749 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,233,000 | 2,172 |
| Total interest expense | $3,403,000 | 2,366 |
| Net interest income | $9,830,000 | 2,068 |
| Provision for loan and lease losses | $1,096,000 | 970 |
| Total noninterest income | $2,680,000 | 1,767 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,254,000 | 777 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $426,000 | 3,603 |
| Total noninterest expense | $5,682,000 | 2,787 |
| Salaries and employee benefits | $3,170,000 | 2,705 |
| Premises and equipment expense | $536,000 | 3,869 |
| Additional noninterest expense | $1,976,000 | 2,449 |
| Pre-tax net operating income | $5,732,000 | 1,491 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,041,000 | 1,248 |
| Income before extraordinary items | $3,691,000 | 1,732 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,691,000 | 1,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $743,000 | 955 |
| Cash dividends | $2,438,000 | 1,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,691,000 | 1,690 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,863,000 | 2,165 |
| Total interest expense | $2,411,000 | 2,431 |
| Net interest income | $7,452,000 | 2,017 |
| Provision for loan and lease losses | $915,000 | 841 |
| Total noninterest income | $2,044,000 | 1,748 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,720,000 | 774 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $324,000 | 3,595 |
| Total noninterest expense | $4,300,000 | 2,734 |
| Salaries and employee benefits | $2,459,000 | 2,608 |
| Premises and equipment expense | $397,000 | 3,897 |
| Additional noninterest expense | $1,444,000 | 2,473 |
| Pre-tax net operating income | $4,281,000 | 1,503 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,523,000 | 1,268 |
| Income before extraordinary items | $2,758,000 | 1,751 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,758,000 | 1,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $575,000 | 847 |
| Cash dividends | $1,761,000 | 1,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,758,000 | 1,698 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,437,000 | 2,173 |
| Total interest expense | $1,568,000 | 2,473 |
| Net interest income | $4,869,000 | 2,053 |
| Provision for loan and lease losses | $466,000 | 1,075 |
| Total noninterest income | $1,338,000 | 1,753 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,110,000 | 788 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $228,000 | 3,488 |
| Total noninterest expense | $2,809,000 | 2,786 |
| Salaries and employee benefits | $1,618,000 | 2,644 |
| Premises and equipment expense | $259,000 | 3,967 |
| Additional noninterest expense | $932,000 | 2,550 |
| Pre-tax net operating income | $2,932,000 | 1,452 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,046,000 | 1,235 |
| Income before extraordinary items | $1,886,000 | 1,697 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,886,000 | 1,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $387,000 | 867 |
| Cash dividends | $1,085,000 | 1,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,886,000 | 1,638 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,182,000 | 2,201 |
| Total interest expense | $800,000 | 2,449 |
| Net interest income | $2,382,000 | 2,114 |
| Provision for loan and lease losses | $180,000 | 1,248 |
| Total noninterest income | $573,000 | 1,954 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $502,000 | 845 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $71,000 | 4,413 |
| Total noninterest expense | $1,376,000 | 2,850 |
| Salaries and employee benefits | $794,000 | 2,704 |
| Premises and equipment expense | $129,000 | 4,010 |
| Additional noninterest expense | $453,000 | 2,592 |
| Pre-tax net operating income | $1,399,000 | 1,485 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $498,000 | 1,294 |
| Income before extraordinary items | $901,000 | 1,738 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $901,000 | 1,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 948 |
| Cash dividends | $685,000 | 936 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $901,000 | 1,657 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,944,000 | 2,216 |
| Total interest expense | $3,768,000 | 2,352 |
| Net interest income | $9,176,000 | 2,125 |
| Provision for loan and lease losses | $1,120,000 | 1,064 |
| Total noninterest income | $2,138,000 | 2,209 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,767,000 | 979 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $371,000 | 4,113 |
| Total noninterest expense | $5,339,000 | 2,893 |
| Salaries and employee benefits | $2,878,000 | 2,870 |
| Premises and equipment expense | $520,000 | 3,950 |
| Additional noninterest expense | $1,941,000 | 2,483 |
| Pre-tax net operating income | $4,855,000 | 1,678 |
| Securities gains (losses) | $18,000 | 3,281 |
| Applicable income taxes | $1,710,000 | 1,443 |
| Income before extraordinary items | $3,163,000 | 1,950 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,163,000 | 1,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,076,000 | 877 |
| Cash dividends | $2,741,000 | 1,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,151,300 | 1,865 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,767,000 | 2,230 |
| Total interest expense | $2,950,000 | 2,331 |
| Net interest income | $6,817,000 | 2,152 |
| Provision for loan and lease losses | $760,000 | 1,129 |
| Total noninterest income | $1,508,000 | 2,354 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,280,000 | 1,022 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $228,000 | 4,538 |
| Total noninterest expense | $3,981,000 | 2,921 |
| Salaries and employee benefits | $2,136,000 | 2,907 |
| Premises and equipment expense | $383,000 | 3,986 |
| Additional noninterest expense | $1,462,000 | 2,449 |
| Pre-tax net operating income | $3,584,000 | 1,746 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,256,000 | 1,554 |
| Income before extraordinary items | $2,328,000 | 2,049 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,328,000 | 2,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $758,000 | 838 |
| Cash dividends | $1,920,000 | 1,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,328,000 | 1,939 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,525,000 | 2,242 |
| Total interest expense | $2,074,000 | 2,287 |
| Net interest income | $4,451,000 | 2,188 |
| Provision for loan and lease losses | $400,000 | 1,388 |
| Total noninterest income | $967,000 | 2,415 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $838,000 | 1,027 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $129,000 | 4,858 |
| Total noninterest expense | $2,598,000 | 2,957 |
| Salaries and employee benefits | $1,403,000 | 2,959 |
| Premises and equipment expense | $250,000 | 4,043 |
| Additional noninterest expense | $945,000 | 2,499 |
| Pre-tax net operating income | $2,420,000 | 1,731 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $849,000 | 1,545 |
| Income before extraordinary items | $1,571,000 | 2,020 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,571,000 | 2,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $448,000 | 913 |
| Cash dividends | $1,097,000 | 1,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,571,000 | 1,912 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,276,000 | 2,247 |
| Total interest expense | $1,070,000 | 2,269 |
| Net interest income | $2,206,000 | 2,206 |
| Provision for loan and lease losses | $190,000 | 1,428 |
| Total noninterest income | $455,000 | 2,455 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $382,000 | 1,084 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $73,000 | 4,524 |
| Total noninterest expense | $1,306,000 | 2,929 |
| Salaries and employee benefits | $706,000 | 2,932 |
| Premises and equipment expense | $121,000 | 4,122 |
| Additional noninterest expense | $479,000 | 2,423 |
| Pre-tax net operating income | $1,165,000 | 1,794 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $406,000 | 1,599 |
| Income before extraordinary items | $759,000 | 2,063 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $759,000 | 2,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 828 |
| Cash dividends | $392,000 | 1,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $759,000 | 1,946 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,487,000 | 2,283 |
| Total interest expense | $4,846,000 | 2,311 |
| Net interest income | $8,641,000 | 2,239 |
| Provision for loan and lease losses | $860,000 | 1,536 |
| Total noninterest income | $1,840,000 | 2,284 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,515,000 | 1,062 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $325,000 | 4,081 |
| Total noninterest expense | $4,967,000 | 2,943 |
| Salaries and employee benefits | $2,680,000 | 2,943 |
| Premises and equipment expense | $434,000 | 4,369 |
| Additional noninterest expense | $1,853,000 | 2,487 |
| Pre-tax net operating income | $4,654,000 | 1,743 |
| Securities gains (losses) | $59,000 | 2,258 |
| Applicable income taxes | $1,636,000 | 1,530 |
| Income before extraordinary items | $3,077,000 | 1,947 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,077,000 | 1,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $557,000 | 1,533 |
| Cash dividends | $1,526,000 | 1,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,038,650 | 1,914 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,640,000 | 2,342 |
| Total interest expense | $7,081,000 | 2,268 |
| Net interest income | $7,559,000 | 2,373 |
| Provision for loan and lease losses | $1,885,000 | 749 |
| Total noninterest income | $1,650,000 | 2,334 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,380,000 | 1,077 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $270,000 | 4,335 |
| Total noninterest expense | $4,097,000 | 3,358 |
| Salaries and employee benefits | $2,377,000 | 3,085 |
| Premises and equipment expense | $385,000 | 4,711 |
| Additional noninterest expense | $1,335,000 | 3,189 |
| Pre-tax net operating income | $3,227,000 | 2,124 |
| Securities gains (losses) | $43,000 | 2,496 |
| Applicable income taxes | $1,068,000 | 1,979 |
| Income before extraordinary items | $2,202,000 | 2,337 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,202,000 | 2,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,681,000 | 644 |
| Cash dividends | $1,823,000 | 1,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,173,190 | 2,279 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,993,000 | 2,480 |
| Total interest expense | $7,132,000 | 2,375 |
| Net interest income | $6,861,000 | 2,592 |
| Provision for loan and lease losses | $523,000 | 1,809 |
| Total noninterest income | $1,862,000 | 1,982 |
| Gross Fiduciary activities income | $33,000 | 1,098 |
| Service charges on deposit accounts | $1,250,000 | 1,085 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $579,000 | 2,683 |
| Total noninterest expense | $4,053,000 | 3,301 |
| Salaries and employee benefits | $2,268,000 | 3,095 |
| Premises and equipment expense | $404,000 | 4,477 |
| Additional noninterest expense | $1,381,000 | 3,026 |
| Pre-tax net operating income | $4,147,000 | 1,767 |
| Securities gains (losses) | $20,000 | 951 |
| Applicable income taxes | $1,389,000 | 1,609 |
| Income before extraordinary items | $2,778,000 | 1,875 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,778,000 | 1,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 2,009 |
| Cash dividends | $903,000 | 2,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,764,600 | 1,886 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,524,000 | 2,805 |
| Total interest expense | $5,406,000 | 2,711 |
| Net interest income | $6,118,000 | 2,873 |
| Provision for loan and lease losses | $275,000 | 2,860 |
| Total noninterest income | $1,499,000 | 2,309 |
| Gross Fiduciary activities income | $31,000 | 1,164 |
| Service charges on deposit accounts | $1,000,000 | 1,311 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $468,000 | 3,080 |
| Total noninterest expense | $3,872,000 | 3,408 |
| Salaries and employee benefits | $2,303,000 | 3,027 |
| Premises and equipment expense | $358,000 | 4,887 |
| Additional noninterest expense | $1,211,000 | 3,404 |
| Pre-tax net operating income | $3,470,000 | 2,114 |
| Securities gains (losses) | $10,000 | 1,755 |
| Applicable income taxes | $1,135,000 | 2,012 |
| Income before extraordinary items | $2,345,000 | 2,229 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,345,000 | 2,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,666 |
| Cash dividends | $2,318,000 | 1,204 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 786 |
| Net operating income | $2,338,300 | 2,215 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,995,000 | 2,931 |
| Total interest expense | $5,275,000 | 2,850 |
| Net interest income | $5,720,000 | 3,011 |
| Provision for loan and lease losses | $300,000 | 2,562 |
| Total noninterest income | $1,415,000 | 2,370 |
| Gross Fiduciary activities income | $32,000 | 1,176 |
| Service charges on deposit accounts | $1,016,000 | 1,234 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $367,000 | 3,606 |
| Total noninterest expense | $3,599,000 | 3,527 |
| Salaries and employee benefits | $2,136,000 | 3,140 |
| Premises and equipment expense | $349,000 | 4,894 |
| Additional noninterest expense | $1,114,000 | 3,589 |
| Pre-tax net operating income | $3,236,000 | 2,214 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,036,000 | 2,247 |
| Income before extraordinary items | $2,200,000 | 2,350 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,200,000 | 2,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 1,983 |
| Cash dividends | $1,281,000 | 1,860 |
| Sale, conversion, retirement of capital stock, net | $322,000 | 621 |
| Net operating income | $2,200,000 | 2,268 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,312,000 | 3,146 |
| Total interest expense | $4,908,000 | 3,035 |
| Net interest income | $5,404,000 | 3,240 |
| Provision for loan and lease losses | $286,000 | 2,725 |
| Total noninterest income | $1,218,000 | 2,603 |
| Gross Fiduciary activities income | $17,000 | 1,295 |
| Service charges on deposit accounts | $906,000 | 1,427 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $295,000 | 3,969 |
| Total noninterest expense | $3,324,000 | 3,773 |
| Salaries and employee benefits | $1,965,000 | 3,359 |
| Premises and equipment expense | $288,000 | 5,564 |
| Additional noninterest expense | $1,071,000 | 3,674 |
| Pre-tax net operating income | $3,012,000 | 2,487 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $946,000 | 2,550 |
| Income before extraordinary items | $2,066,000 | 2,508 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,066,000 | 2,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,707 |
| Cash dividends | $1,493,000 | 1,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,066,000 | 2,453 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,170,000 | 3,552 |
| Total interest expense | $4,325,000 | 3,450 |
| Net interest income | $4,845,000 | 3,636 |
| Provision for loan and lease losses | $235,000 | 3,076 |
| Total noninterest income | $1,096,000 | 2,896 |
| Gross Fiduciary activities income | $1,000 | 1,500 |
| Service charges on deposit accounts | $896,000 | 1,502 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $199,000 | 5,174 |
| Total noninterest expense | $2,979,000 | 4,332 |
| Salaries and employee benefits | $1,747,000 | 3,770 |
| Premises and equipment expense | $226,000 | 6,592 |
| Additional noninterest expense | $1,006,000 | 4,386 |
| Pre-tax net operating income | $2,727,000 | 2,568 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $791,000 | 2,877 |
| Income before extraordinary items | $1,933,000 | 2,528 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,933,000 | 2,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,528 |
| Cash dividends | $1,533,000 | 1,548 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 687 |
| Net operating income | $1,935,130 | 2,480 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,493,000 | 3,802 |
| Total interest expense | $4,093,000 | 3,607 |
| Net interest income | $4,400,000 | 3,985 |
| Provision for loan and lease losses | $179,000 | 3,304 |
| Total noninterest income | $1,001,000 | 3,097 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $781,000 | 1,741 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $220,000 | 4,847 |
| Total noninterest expense | $2,761,000 | 4,581 |
| Salaries and employee benefits | $1,638,000 | 3,959 |
| Premises and equipment expense | $199,000 | 7,213 |
| Additional noninterest expense | $924,000 | 4,660 |
| Pre-tax net operating income | $2,461,000 | 2,892 |
| Securities gains (losses) | $-5,000 | 9,676 |
| Applicable income taxes | $650,000 | 3,448 |
| Income before extraordinary items | $1,806,000 | 2,730 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,806,000 | 2,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,995 |
| Cash dividends | $1,950,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,809,700 | 2,694 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,552,000 | 3,940 |
| Total interest expense | $3,125,000 | 3,814 |
| Net interest income | $4,427,000 | 3,972 |
| Provision for loan and lease losses | $160,000 | 3,463 |
| Total noninterest income | $916,000 | 3,318 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $742,000 | 1,820 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 5,742 |
| Total noninterest expense | $2,791,000 | 4,698 |
| Salaries and employee benefits | $1,595,000 | 4,059 |
| Premises and equipment expense | $226,000 | 6,941 |
| Additional noninterest expense | $970,000 | 4,835 |
| Pre-tax net operating income | $2,392,000 | 2,943 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $627,000 | 3,379 |
| Income before extraordinary items | $1,765,000 | 2,743 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,765,000 | 2,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,815 |
| Cash dividends | $936,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,765,000 | 2,761 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,165,000 | 4,225 |
| Total interest expense | $2,933,000 | 4,192 |
| Net interest income | $4,232,000 | 4,180 |
| Provision for loan and lease losses | $229,000 | 3,627 |
| Total noninterest income | $1,012,000 | 3,308 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $844,000 | 1,627 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 6,201 |
| Total noninterest expense | $2,701,000 | 4,927 |
| Salaries and employee benefits | $1,526,000 | 4,209 |
| Premises and equipment expense | $172,000 | 8,328 |
| Additional noninterest expense | $1,003,000 | 4,911 |
| Pre-tax net operating income | $2,314,000 | 2,913 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $548,000 | 3,860 |
| Income before extraordinary items | $1,766,000 | 2,808 |
| Extraordinary gains, net | $-20,000 | 12,458 |
| Net income | $1,746,000 | 2,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 2,836 |
| Cash dividends | $1,685,000 | 1,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,766,000 | 2,661 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,636,000 | 4,471 |
| Total interest expense | $3,416,000 | 4,635 |
| Net interest income | $4,220,000 | 4,236 |
| Provision for loan and lease losses | $228,000 | 4,876 |
| Total noninterest income | $859,000 | 3,763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $783,000 | 1,716 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 9,018 |
| Total noninterest expense | $2,648,000 | 5,038 |
| Salaries and employee benefits | $1,455,000 | 4,341 |
| Premises and equipment expense | $202,000 | 7,788 |
| Additional noninterest expense | $991,000 | 5,086 |
| Pre-tax net operating income | $2,203,000 | 2,832 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $489,000 | 4,072 |
| Income before extraordinary items | $1,714,000 | 2,681 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,714,000 | 2,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 5,482 |
| Cash dividends | $1,019,000 | 1,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,714,000 | 2,481 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.