Home > First Community Bank of Tifton > Assets and Liabilities
First Community Bank of Tifton, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 57 | 2,781 |
| Assets and Liabilities | ||
| Total Assets: | $371,823,000 | 1,853 |
| Cash and due from depository institutions | $4,290,000 | 2,781 |
| Interest-bearing balances | $14,000 | 7,095 |
| Securities | $77,974,000 | 1,657 |
| Federal funds sold & reverse repurchase agreements | $67,346,000 | 106 |
| Net loans & leases | $209,746,000 | 2,134 |
| Loan loss allowance | $4,499,000 | 1,768 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $4,550,000 | 2,676 |
| Other real estate owned | $860,000 | 2,781 |
| Goodwill and other intangibles | $22,000 | 2,936 |
| All other assets | $7,035,000 | 2,667 |
| Life insurance assets | $544,000 | 3,293 |
| Total liabilities and capital | $371,823,000 | 1,853 |
| Total liabilities | $349,337,000 | 1,790 |
| Total deposits | $329,242,000 | 1,721 |
| Interest-bearing deposits | $295,689,000 | 1,686 |
| Deposits held in domestic offices | $329,242,000 | 1,719 |
| % insured | 67.86% | 7,361 |
| Federal funds purchased & repurchase agreements | $4,483,000 | 1,429 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $14,000,000 | 2,178 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,612,000 | 2,488 |
| Total equity capital | $22,486,000 | 2,906 |
| Total bank equity capital | $22,486,000 | 2,906 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $700,000 | 3,313 |
| Surplus | $12,042,000 | 2,342 |
| Undivided profits | $9,744,000 | 2,968 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $7,882,000 | 1,761 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,936,000 | 1,670 |
| Earning assets | $355,080,000 | 1,778 |
| Long-term assets (5+ years) | $52,316,000 | 2,319 |
| Average Assets, year-to-date | $359,810,000 | 1,904 |
| Average Assets, quarterly | $359,810,000 | 1,904 |
| Volatile liabilities | $126,543,000 | 1,179 |
| Insider loans | $10,320,000 | 684 |
| FHLB advances | $14,000,000 | 2,076 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $24,646,000 | 2,375 |
| Tier 1 (core) risk-based capital | $21,179,000 | 2,920 |
| Tier 2 risk-based capital | $2,960,000 | 1,895 |
| Total risk weighted assets | $235,236,000 | 2,014 |
| Total unused commitments | $24,646,000 | 2,380 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 56 | 2,860 |
| Assets and Liabilities | ||
| Total Assets: | $347,797,000 | 1,987 |
| Cash and due from depository institutions | $4,524,000 | 2,860 |
| Interest-bearing balances | $5,000 | 7,173 |
| Securities | $62,897,000 | 1,960 |
| Federal funds sold & reverse repurchase agreements | $55,957,000 | 135 |
| Net loans & leases | $211,279,000 | 2,154 |
| Loan loss allowance | $3,901,000 | 1,956 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $4,608,000 | 2,690 |
| Other real estate owned | $823,000 | 2,860 |
| Goodwill and other intangibles | $23,000 | 2,960 |
| All other assets | $7,686,000 | 2,552 |
| Life insurance assets | $543,000 | 3,288 |
| Total liabilities and capital | $347,797,000 | 1,987 |
| Total liabilities | $324,813,000 | 1,922 |
| Total deposits | $306,001,000 | 1,840 |
| Interest-bearing deposits | $271,844,000 | 1,820 |
| Deposits held in domestic offices | $306,001,000 | 1,838 |
| % insured | 73.24% | 7,090 |
| Federal funds purchased & repurchase agreements | $2,975,000 | 1,718 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $14,000,000 | 2,312 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,837,000 | 2,282 |
| Total equity capital | $22,984,000 | 2,814 |
| Total bank equity capital | $22,984,000 | 2,814 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $700,000 | 3,358 |
| Surplus | $11,983,000 | 2,361 |
| Undivided profits | $10,301,000 | 2,844 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $3,628,000 | 2,801 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,408,000 | 1,358 |
| Earning assets | $330,138,000 | 1,904 |
| Long-term assets (5+ years) | $57,716,000 | 2,123 |
| Average Assets, year-to-date | $340,155,400 | 2,003 |
| Average Assets, quarterly | $342,857,000 | 2,009 |
| Volatile liabilities | $120,193,000 | 1,233 |
| Insider loans | $11,103,000 | 649 |
| FHLB advances | $14,000,000 | 2,199 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $27,065,000 | 2,225 |
| Tier 1 (core) risk-based capital | $21,685,000 | 2,824 |
| Tier 2 risk-based capital | $2,928,000 | 1,922 |
| Total risk weighted assets | $234,054,000 | 2,058 |
| Total unused commitments | $27,065,000 | 2,226 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 56 | 2,879 |
| Assets and Liabilities | ||
| Total Assets: | $337,917,000 | 2,055 |
| Cash and due from depository institutions | $12,620,000 | 2,879 |
| Interest-bearing balances | $5,103,000 | 3,031 |
| Securities | $71,757,000 | 1,749 |
| Federal funds sold & reverse repurchase agreements | $21,067,000 | 427 |
| Net loans & leases | $221,075,000 | 2,101 |
| Loan loss allowance | $4,160,000 | 1,811 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,642,000 | 2,698 |
| Other real estate owned | $1,068,000 | 2,879 |
| Goodwill and other intangibles | $23,000 | 2,989 |
| All other assets | $5,665,000 | 2,866 |
| Life insurance assets | $513,000 | 3,318 |
| Total liabilities and capital | $337,917,000 | 2,055 |
| Total liabilities | $313,863,000 | 1,987 |
| Total deposits | $294,972,000 | 1,892 |
| Interest-bearing deposits | $261,527,000 | 1,866 |
| Deposits held in domestic offices | $294,972,000 | 1,890 |
| % insured | 77.89% | 6,747 |
| Federal funds purchased & repurchase agreements | $2,814,000 | 1,805 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $14,000,000 | 2,411 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,077,000 | 2,281 |
| Total equity capital | $24,054,000 | 2,792 |
| Total bank equity capital | $24,054,000 | 2,791 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $700,000 | 3,402 |
| Surplus | $11,978,000 | 2,341 |
| Undivided profits | $11,376,000 | 2,762 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $4,381,000 | 2,531 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,713,000 | 1,264 |
| Earning assets | $319,002,000 | 1,991 |
| Long-term assets (5+ years) | $66,629,000 | 1,887 |
| Average Assets, year-to-date | $338,245,000 | 2,028 |
| Average Assets, quarterly | $346,092,000 | 2,001 |
| Volatile liabilities | $109,380,000 | 1,400 |
| Insider loans | $11,384,000 | 616 |
| FHLB advances | $14,000,000 | 2,294 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $32,314,000 | 2,029 |
| Tier 1 (core) risk-based capital | $22,457,000 | 2,804 |
| Tier 2 risk-based capital | $3,011,000 | 1,883 |
| Total risk weighted assets | $239,837,000 | 2,031 |
| Total unused commitments | $32,314,000 | 2,031 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 60 | 2,759 |
| Assets and Liabilities | ||
| Total Assets: | $354,267,000 | 1,971 |
| Cash and due from depository institutions | $6,098,000 | 2,759 |
| Interest-bearing balances | $596,000 | 5,163 |
| Securities | $74,260,000 | 1,676 |
| Federal funds sold & reverse repurchase agreements | $38,547,000 | 207 |
| Net loans & leases | $224,381,000 | 2,105 |
| Loan loss allowance | $3,706,000 | 1,890 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,690,000 | 2,695 |
| Other real estate owned | $455,000 | 2,759 |
| Goodwill and other intangibles | $24,000 | 3,009 |
| All other assets | $5,812,000 | 2,827 |
| Life insurance assets | $512,000 | 3,347 |
| Total liabilities and capital | $354,267,000 | 1,971 |
| Total liabilities | $330,447,000 | 1,911 |
| Total deposits | $309,749,000 | 1,835 |
| Interest-bearing deposits | $274,585,000 | 1,800 |
| Deposits held in domestic offices | $309,749,000 | 1,832 |
| % insured | 60.14% | 7,226 |
| Federal funds purchased & repurchase agreements | $3,919,000 | 1,643 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $14,000,000 | 2,499 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,779,000 | 1,835 |
| Total equity capital | $23,820,000 | 2,793 |
| Total bank equity capital | $23,820,000 | 2,792 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $700,000 | 3,443 |
| Surplus | $11,980,000 | 2,352 |
| Undivided profits | $11,140,000 | 2,760 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $5,213,000 | 2,202 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,634,000 | 1,286 |
| Earning assets | $337,784,000 | 1,898 |
| Long-term assets (5+ years) | $62,648,000 | 1,968 |
| Average Assets, year-to-date | $338,354,330 | 2,048 |
| Average Assets, quarterly | $346,627,500 | 2,010 |
| Volatile liabilities | $109,199,000 | 1,415 |
| Insider loans | $11,666,000 | 615 |
| FHLB advances | $14,000,000 | 2,374 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $30,823,000 | 2,179 |
| Tier 1 (core) risk-based capital | $22,438,000 | 2,823 |
| Tier 2 risk-based capital | $3,098,000 | 1,835 |
| Total risk weighted assets | $247,239,000 | 2,018 |
| Total unused commitments | $30,823,000 | 2,182 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 61 | 2,714 |
| Assets and Liabilities | ||
| Total Assets: | $338,988,000 | 2,067 |
| Cash and due from depository institutions | $5,588,000 | 2,714 |
| Interest-bearing balances | $36,000 | 6,622 |
| Securities | $69,094,000 | 1,766 |
| Federal funds sold & reverse repurchase agreements | $36,428,000 | 287 |
| Net loans & leases | $217,389,000 | 2,166 |
| Loan loss allowance | $4,712,000 | 1,511 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $4,742,000 | 2,693 |
| Other real estate owned | $409,000 | 2,714 |
| Goodwill and other intangibles | $24,000 | 3,040 |
| All other assets | $5,314,000 | 2,993 |
| Life insurance assets | $510,000 | 3,370 |
| Total liabilities and capital | $338,988,000 | 2,067 |
| Total liabilities | $315,080,000 | 2,009 |
| Total deposits | $293,495,000 | 1,920 |
| Interest-bearing deposits | $260,573,000 | 1,880 |
| Deposits held in domestic offices | $293,495,000 | 1,917 |
| % insured | 63.18% | 6,989 |
| Federal funds purchased & repurchase agreements | $4,893,000 | 1,545 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $14,000,000 | 2,544 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,692,000 | 1,862 |
| Total equity capital | $23,908,000 | 2,798 |
| Total bank equity capital | $23,908,000 | 2,798 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $700,000 | 3,467 |
| Surplus | $11,838,000 | 2,362 |
| Undivided profits | $11,370,000 | 2,756 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $4,622,000 | 2,224 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,313,000 | 1,517 |
| Earning assets | $322,947,000 | 1,985 |
| Long-term assets (5+ years) | $55,914,000 | 2,140 |
| Average Assets, year-to-date | $330,398,000 | 2,111 |
| Average Assets, quarterly | $330,398,000 | 2,111 |
| Volatile liabilities | $112,199,000 | 1,379 |
| Insider loans | $9,786,000 | 773 |
| FHLB advances | $14,000,000 | 2,430 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $33,331,000 | 2,133 |
| Tier 1 (core) risk-based capital | $22,282,000 | 2,836 |
| Tier 2 risk-based capital | $3,046,000 | 1,858 |
| Total risk weighted assets | $242,020,000 | 2,059 |
| Total unused commitments | $33,331,000 | 2,134 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 63 | 2,661 |
| Assets and Liabilities | ||
| Total Assets: | $321,808,000 | 2,144 |
| Cash and due from depository institutions | $4,016,000 | 2,661 |
| Interest-bearing balances | $149,000 | 5,359 |
| Securities | $66,253,000 | 1,800 |
| Federal funds sold & reverse repurchase agreements | $19,431,000 | 463 |
| Net loans & leases | $221,069,000 | 2,164 |
| Loan loss allowance | $4,386,000 | 1,564 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $4,796,000 | 2,687 |
| Other real estate owned | $734,000 | 2,661 |
| Goodwill and other intangibles | $25,000 | 3,050 |
| All other assets | $5,484,000 | 2,939 |
| Life insurance assets | $509,000 | 3,377 |
| Total liabilities and capital | $321,808,000 | 2,144 |
| Total liabilities | $298,120,000 | 2,089 |
| Total deposits | $276,224,000 | 1,978 |
| Interest-bearing deposits | $244,068,000 | 1,927 |
| Deposits held in domestic offices | $276,224,000 | 1,975 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,293,000 | 1,641 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $14,000,000 | 2,739 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,603,000 | 1,884 |
| Total equity capital | $23,688,000 | 2,802 |
| Total bank equity capital | $23,688,000 | 2,802 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $700,000 | 3,492 |
| Surplus | $11,830,000 | 2,341 |
| Undivided profits | $11,158,000 | 2,768 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,879,000 | 3,391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,823,000 | 1,267 |
| Earning assets | $306,902,000 | 2,066 |
| Long-term assets (5+ years) | $55,764,000 | 2,125 |
| Average Assets, year-to-date | $294,537,000 | 2,230 |
| Average Assets, quarterly | $311,423,500 | 2,187 |
| Volatile liabilities | $98,330,000 | 1,541 |
| Insider loans | $12,519,000 | 586 |
| FHLB advances | $14,000,000 | 2,629 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $34,463,000 | 2,140 |
| Tier 1 (core) risk-based capital | $22,017,000 | 2,838 |
| Tier 2 risk-based capital | $3,041,000 | 1,831 |
| Total risk weighted assets | $241,950,000 | 2,057 |
| Total unused commitments | $34,463,000 | 2,141 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 65 | 2,609 |
| Assets and Liabilities | ||
| Total Assets: | $301,039,000 | 2,253 |
| Cash and due from depository institutions | $4,874,000 | 2,609 |
| Interest-bearing balances | $245,000 | 4,304 |
| Securities | $61,640,000 | 1,890 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $222,721,000 | 2,141 |
| Loan loss allowance | $3,104,000 | 1,887 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $4,839,000 | 2,672 |
| Other real estate owned | $663,000 | 2,609 |
| Goodwill and other intangibles | $27,000 | 3,098 |
| All other assets | $6,275,000 | 2,691 |
| Life insurance assets | $510,000 | 3,405 |
| Total liabilities and capital | $301,039,000 | 2,253 |
| Total liabilities | $278,802,000 | 2,186 |
| Total deposits | $250,388,000 | 2,124 |
| Interest-bearing deposits | $239,161,000 | 1,943 |
| Deposits held in domestic offices | $250,388,000 | 2,120 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,820,000 | 1,168 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $14,000,000 | 2,727 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,594,000 | 1,892 |
| Total equity capital | $22,237,000 | 2,971 |
| Total bank equity capital | $22,237,000 | 2,971 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $700,000 | 3,526 |
| Surplus | $11,152,000 | 2,431 |
| Undivided profits | $10,385,000 | 2,962 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,068,000 | 4,035 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $3,021,000 | 1,255 |
| Earning assets | $284,606,000 | 2,196 |
| Long-term assets (5+ years) | $49,336,000 | 2,277 |
| Average Assets, year-to-date | $287,719,250 | 2,275 |
| Average Assets, quarterly | $296,854,500 | 2,260 |
| Volatile liabilities | $84,032,000 | 1,707 |
| Insider loans | $10,077,000 | 737 |
| FHLB advances | $14,000,000 | 2,620 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $37,997,000 | 2,087 |
| Tier 1 (core) risk-based capital | $21,892,000 | 2,906 |
| Tier 2 risk-based capital | $3,046,000 | 1,771 |
| Total risk weighted assets | $243,648,000 | 2,058 |
| Total unused commitments | $37,997,000 | 2,089 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 67 | 2,568 |
| Assets and Liabilities | ||
| Total Assets: | $292,670,000 | 2,281 |
| Cash and due from depository institutions | $6,551,000 | 2,568 |
| Interest-bearing balances | $256,000 | 4,136 |
| Securities | $56,542,000 | 2,080 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $217,768,000 | 2,178 |
| Loan loss allowance | $3,456,000 | 1,677 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,875,000 | 2,647 |
| Other real estate owned | $430,000 | 2,568 |
| Goodwill and other intangibles | $27,000 | 3,120 |
| All other assets | $6,477,000 | 2,582 |
| Life insurance assets | $503,000 | 3,432 |
| Total liabilities and capital | $292,670,000 | 2,281 |
| Total liabilities | $270,787,000 | 2,224 |
| Total deposits | $243,252,000 | 2,174 |
| Interest-bearing deposits | $231,390,000 | 2,000 |
| Deposits held in domestic offices | $243,252,000 | 2,170 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,845,000 | 1,347 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $15,000,000 | 2,526 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,690,000 | 1,849 |
| Total equity capital | $21,883,000 | 3,032 |
| Total bank equity capital | $21,883,000 | 3,032 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $700,000 | 3,557 |
| Surplus | $11,163,000 | 2,423 |
| Undivided profits | $10,020,000 | 3,079 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,204,000 | 3,537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $3,316,000 | 1,089 |
| Earning assets | $274,566,000 | 2,237 |
| Long-term assets (5+ years) | $37,975,000 | 2,738 |
| Average Assets, year-to-date | $283,279,330 | 2,315 |
| Average Assets, quarterly | $289,330,500 | 2,292 |
| Volatile liabilities | $70,476,000 | 1,997 |
| Insider loans | $10,455,000 | 725 |
| FHLB advances | $15,000,000 | 2,422 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $31,821,000 | 2,448 |
| Tier 1 (core) risk-based capital | $21,505,000 | 2,970 |
| Tier 2 risk-based capital | $2,976,000 | 1,780 |
| Total risk weighted assets | $237,629,000 | 2,085 |
| Total unused commitments | $31,821,000 | 2,450 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 72 | 2,387 |
| Assets and Liabilities | ||
| Total Assets: | $285,991,000 | 2,324 |
| Cash and due from depository institutions | $7,642,000 | 2,387 |
| Interest-bearing balances | $138,000 | 4,704 |
| Securities | $55,751,000 | 2,093 |
| Federal funds sold & reverse repurchase agreements | $2,952,000 | 4,311 |
| Net loans & leases | $207,553,000 | 2,233 |
| Loan loss allowance | $3,111,000 | 1,777 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $4,917,000 | 2,600 |
| Other real estate owned | $992,000 | 2,387 |
| Goodwill and other intangibles | $28,000 | 3,126 |
| All other assets | $6,156,000 | 2,619 |
| Life insurance assets | $575,000 | 3,362 |
| Total liabilities and capital | $285,991,000 | 2,324 |
| Total liabilities | $263,789,000 | 2,260 |
| Total deposits | $242,758,000 | 2,175 |
| Interest-bearing deposits | $230,597,000 | 1,999 |
| Deposits held in domestic offices | $242,758,000 | 2,171 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,815,000 | 2,038 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $15,000,000 | 2,337 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,216,000 | 1,711 |
| Total equity capital | $22,202,000 | 3,055 |
| Total bank equity capital | $22,202,000 | 3,055 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $700,000 | 3,568 |
| Surplus | $11,162,000 | 2,407 |
| Undivided profits | $10,340,000 | 3,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,100,000 | 3,493 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,450,000 | 1,073 |
| Earning assets | $266,394,000 | 2,285 |
| Long-term assets (5+ years) | $35,629,000 | 2,775 |
| Average Assets, year-to-date | $278,584,000 | 2,346 |
| Average Assets, quarterly | $278,584,000 | 2,346 |
| Volatile liabilities | $57,522,000 | 2,333 |
| Insider loans | $9,599,000 | 782 |
| FHLB advances | $15,000,000 | 2,246 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $18,841,000 | 3,498 |
| Tier 1 (core) risk-based capital | $21,076,000 | 3,036 |
| Tier 2 risk-based capital | $2,880,000 | 1,801 |
| Total risk weighted assets | $230,114,000 | 2,119 |
| Total unused commitments | $18,841,000 | 3,500 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 74 | 2,332 |
| Assets and Liabilities | ||
| Total Assets: | $271,177,000 | 2,393 |
| Cash and due from depository institutions | $6,586,000 | 2,332 |
| Interest-bearing balances | $57,000 | 5,294 |
| Securities | $51,420,000 | 2,238 |
| Federal funds sold & reverse repurchase agreements | $2,352,000 | 3,901 |
| Net loans & leases | $197,689,000 | 2,307 |
| Loan loss allowance | $3,600,000 | 1,546 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $4,945,000 | 2,556 |
| Other real estate owned | $1,094,000 | 2,332 |
| Goodwill and other intangibles | $28,000 | 3,122 |
| All other assets | $7,063,000 | 2,406 |
| Life insurance assets | $563,000 | 3,380 |
| Total liabilities and capital | $271,177,000 | 2,393 |
| Total liabilities | $250,186,000 | 2,341 |
| Total deposits | $230,652,000 | 2,256 |
| Interest-bearing deposits | $217,821,000 | 2,085 |
| Deposits held in domestic offices | $230,652,000 | 2,253 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,651,000 | 2,504 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $15,000,000 | 2,203 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,883,000 | 1,856 |
| Total equity capital | $20,991,000 | 3,166 |
| Total bank equity capital | $20,991,000 | 3,166 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $700,000 | 3,577 |
| Surplus | $11,145,000 | 2,389 |
| Undivided profits | $9,146,000 | 3,354 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,161,000 | 3,076 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $3,865,000 | 1,030 |
| Earning assets | $251,518,000 | 2,373 |
| Long-term assets (5+ years) | $24,177,000 | 3,313 |
| Average Assets, year-to-date | $279,711,800 | 2,278 |
| Average Assets, quarterly | $276,130,000 | 2,340 |
| Volatile liabilities | $54,521,000 | 2,426 |
| Insider loans | $9,470,000 | 771 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $46,543,000 | 1,883 |
| Tier 1 (core) risk-based capital | $20,597,000 | 3,069 |
| Tier 2 risk-based capital | $2,800,000 | 1,835 |
| Total risk weighted assets | $223,178,000 | 2,159 |
| Total unused commitments | $46,543,000 | 1,884 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 74 | 2,337 |
| Assets and Liabilities | ||
| Total Assets: | $281,083,000 | 2,311 |
| Cash and due from depository institutions | $5,891,000 | 2,337 |
| Interest-bearing balances | $31,000 | 5,642 |
| Securities | $54,314,000 | 2,126 |
| Federal funds sold & reverse repurchase agreements | $4,414,000 | 2,790 |
| Net loans & leases | $203,190,000 | 2,230 |
| Loan loss allowance | $3,712,000 | 1,451 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,002,000 | 2,465 |
| Other real estate owned | $1,206,000 | 2,337 |
| Goodwill and other intangibles | $29,000 | 3,125 |
| All other assets | $7,037,000 | 2,376 |
| Life insurance assets | $555,000 | 3,358 |
| Total liabilities and capital | $281,083,000 | 2,311 |
| Total liabilities | $260,076,000 | 2,253 |
| Total deposits | $238,162,000 | 2,175 |
| Interest-bearing deposits | $227,411,000 | 1,994 |
| Deposits held in domestic offices | $238,162,000 | 2,171 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,968,000 | 1,891 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $15,000,000 | 2,071 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,946,000 | 1,820 |
| Total equity capital | $21,007,000 | 3,128 |
| Total bank equity capital | $21,007,000 | 3,128 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $700,000 | 3,563 |
| Surplus | $11,128,000 | 2,333 |
| Undivided profits | $9,179,000 | 3,369 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,066,000 | 3,025 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $4,124,000 | 1,023 |
| Earning assets | $261,949,000 | 2,277 |
| Long-term assets (5+ years) | $21,426,000 | 3,408 |
| Average Assets, year-to-date | $281,845,500 | 2,262 |
| Average Assets, quarterly | $281,856,500 | 2,290 |
| Volatile liabilities | $51,890,000 | 2,487 |
| Insider loans | $9,569,000 | 749 |
| FHLB advances | $15,000,000 | 1,968 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $43,615,000 | 1,990 |
| Tier 1 (core) risk-based capital | $20,917,000 | 3,020 |
| Tier 2 risk-based capital | $2,788,000 | 1,818 |
| Total risk weighted assets | $222,148,000 | 2,136 |
| Total unused commitments | $43,615,000 | 1,990 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 71 | 2,482 |
| Assets and Liabilities | ||
| Total Assets: | $282,630,000 | 2,312 |
| Cash and due from depository institutions | $7,472,000 | 2,482 |
| Interest-bearing balances | $32,000 | 5,685 |
| Securities | $56,731,000 | 2,018 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $204,095,000 | 2,241 |
| Loan loss allowance | $4,011,000 | 1,324 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,026,000 | 2,462 |
| Other real estate owned | $1,151,000 | 2,482 |
| Goodwill and other intangibles | $30,000 | 3,150 |
| All other assets | $8,125,000 | 2,114 |
| Life insurance assets | $548,000 | 3,376 |
| Total liabilities and capital | $282,630,000 | 2,312 |
| Total liabilities | $263,230,000 | 2,235 |
| Total deposits | $232,329,000 | 2,248 |
| Interest-bearing deposits | $197,611,000 | 2,258 |
| Deposits held in domestic offices | $232,329,000 | 2,245 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,237,000 | 1,047 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $15,000,000 | 1,988 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,664,000 | 1,892 |
| Total equity capital | $19,400,000 | 3,310 |
| Total bank equity capital | $19,400,000 | 3,310 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $700,000 | 3,577 |
| Surplus | $11,109,000 | 2,338 |
| Undivided profits | $7,591,000 | 3,722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,072,000 | 2,767 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $3,690,000 | 1,087 |
| Earning assets | $260,858,000 | 2,292 |
| Long-term assets (5+ years) | $21,968,000 | 3,293 |
| Average Assets, year-to-date | $282,099,670 | 2,300 |
| Average Assets, quarterly | $282,858,500 | 2,305 |
| Volatile liabilities | $60,661,000 | 2,147 |
| Insider loans | $9,315,000 | 762 |
| FHLB advances | $15,000,000 | 1,876 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $36,908,000 | 2,292 |
| Tier 1 (core) risk-based capital | $19,804,000 | 3,171 |
| Tier 2 risk-based capital | $2,785,000 | 1,830 |
| Total risk weighted assets | $221,572,000 | 2,137 |
| Total unused commitments | $36,908,000 | 2,293 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 69 | 2,526 |
| Assets and Liabilities | ||
| Total Assets: | $283,087,000 | 2,318 |
| Cash and due from depository institutions | $7,263,000 | 2,526 |
| Interest-bearing balances | $220,000 | 3,906 |
| Securities | $53,715,000 | 2,153 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $209,153,000 | 2,168 |
| Loan loss allowance | $3,098,000 | 1,690 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,044,000 | 2,428 |
| Other real estate owned | $1,069,000 | 2,526 |
| Goodwill and other intangibles | $30,000 | 3,148 |
| All other assets | $6,813,000 | 2,371 |
| Life insurance assets | $541,000 | 3,389 |
| Total liabilities and capital | $283,087,000 | 2,318 |
| Total liabilities | $261,344,000 | 2,243 |
| Total deposits | $233,552,000 | 2,256 |
| Interest-bearing deposits | $202,607,000 | 2,222 |
| Deposits held in domestic offices | $233,552,000 | 2,252 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,927,000 | 1,148 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $15,000,000 | 1,934 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,865,000 | 1,835 |
| Total equity capital | $21,743,000 | 3,019 |
| Total bank equity capital | $21,743,000 | 3,019 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $700,000 | 3,575 |
| Surplus | $11,093,000 | 2,315 |
| Undivided profits | $9,950,000 | 3,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,098,000 | 2,621 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,714,000 | 1,036 |
| Earning assets | $263,088,000 | 2,283 |
| Long-term assets (5+ years) | $17,935,000 | 3,640 |
| Average Assets, year-to-date | $281,834,500 | 2,308 |
| Average Assets, quarterly | $281,834,500 | 2,308 |
| Volatile liabilities | $57,679,000 | 2,222 |
| Insider loans | $9,807,000 | 713 |
| FHLB advances | $15,000,000 | 1,846 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $39,120,000 | 2,182 |
| Tier 1 (core) risk-based capital | $21,814,000 | 2,889 |
| Tier 2 risk-based capital | $2,729,000 | 1,856 |
| Total risk weighted assets | $218,611,000 | 2,134 |
| Total unused commitments | $39,120,000 | 2,184 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 68 | 2,579 |
| Assets and Liabilities | ||
| Total Assets: | $280,582,000 | 2,315 |
| Cash and due from depository institutions | $8,366,000 | 2,579 |
| Interest-bearing balances | $289,000 | 3,685 |
| Securities | $52,513,000 | 2,228 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $206,710,000 | 2,170 |
| Loan loss allowance | $2,798,000 | 1,841 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,097,000 | 2,370 |
| Other real estate owned | $1,005,000 | 2,579 |
| Goodwill and other intangibles | $31,000 | 3,139 |
| All other assets | $6,860,000 | 2,379 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $280,582,000 | 2,315 |
| Total liabilities | $259,508,000 | 2,242 |
| Total deposits | $231,936,000 | 2,250 |
| Interest-bearing deposits | $203,917,000 | 2,180 |
| Deposits held in domestic offices | $231,936,000 | 2,246 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,696,000 | 890 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,500,000 | 3,092 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,376,000 | 1,586 |
| Total equity capital | $21,074,000 | 3,043 |
| Total bank equity capital | $21,074,000 | 3,043 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $700,000 | 3,578 |
| Surplus | $11,066,000 | 2,270 |
| Undivided profits | $9,308,000 | 3,306 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,160,000 | 2,359 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,644,000 | 1,091 |
| Earning assets | $259,512,000 | 2,288 |
| Long-term assets (5+ years) | $15,644,000 | 3,877 |
| Average Assets, year-to-date | $276,349,200 | 2,250 |
| Average Assets, quarterly | $281,173,500 | 2,288 |
| Volatile liabilities | $69,169,000 | 2,053 |
| Insider loans | $9,368,000 | 735 |
| FHLB advances | $6,500,000 | 2,970 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $44,395,000 | 1,987 |
| Tier 1 (core) risk-based capital | $21,289,000 | 2,892 |
| Tier 2 risk-based capital | $2,686,000 | 1,864 |
| Total risk weighted assets | $214,785,000 | 2,155 |
| Total unused commitments | $44,395,000 | 1,987 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 64 | 2,747 |
| Assets and Liabilities | ||
| Total Assets: | $281,765,000 | 2,288 |
| Cash and due from depository institutions | $8,112,000 | 2,747 |
| Interest-bearing balances | $335,000 | 3,503 |
| Securities | $48,497,000 | 2,400 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $212,288,000 | 2,099 |
| Loan loss allowance | $2,758,000 | 1,884 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,120,000 | 2,326 |
| Other real estate owned | $983,000 | 2,747 |
| Goodwill and other intangibles | $33,000 | 3,139 |
| All other assets | $6,732,000 | 2,394 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $281,765,000 | 2,288 |
| Total liabilities | $261,440,000 | 2,210 |
| Total deposits | $234,690,000 | 2,203 |
| Interest-bearing deposits | $203,074,000 | 2,161 |
| Deposits held in domestic offices | $234,690,000 | 2,199 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,666,000 | 864 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $6,500,000 | 3,249 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,584,000 | 1,924 |
| Total equity capital | $20,325,000 | 3,117 |
| Total bank equity capital | $20,325,000 | 3,117 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $700,000 | 3,600 |
| Surplus | $11,017,000 | 2,239 |
| Undivided profits | $8,608,000 | 3,460 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,039,000 | 1,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,513,000 | 1,112 |
| Earning assets | $261,120,000 | 2,266 |
| Long-term assets (5+ years) | $7,842,000 | 5,078 |
| Average Assets, year-to-date | $275,291,000 | 2,266 |
| Average Assets, quarterly | $281,388,500 | 2,272 |
| Volatile liabilities | $68,592,000 | 2,065 |
| Insider loans | $9,362,000 | 713 |
| FHLB advances | $6,500,000 | 3,111 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $45,440,000 | 1,990 |
| Tier 1 (core) risk-based capital | $20,598,000 | 2,959 |
| Tier 2 risk-based capital | $2,719,000 | 1,843 |
| Total risk weighted assets | $217,650,000 | 2,127 |
| Total unused commitments | $45,440,000 | 1,991 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 72 | 2,454 |
| Assets and Liabilities | ||
| Total Assets: | $281,012,000 | 2,278 |
| Cash and due from depository institutions | $8,657,000 | 2,454 |
| Interest-bearing balances | $386,000 | 3,386 |
| Securities | $48,646,000 | 2,399 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $210,509,000 | 2,098 |
| Loan loss allowance | $3,648,000 | 1,411 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,190,000 | 2,251 |
| Other real estate owned | $1,000,000 | 2,454 |
| Goodwill and other intangibles | $33,000 | 3,139 |
| All other assets | $6,977,000 | 2,300 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $281,012,000 | 2,278 |
| Total liabilities | $261,703,000 | 2,194 |
| Total deposits | $241,354,000 | 2,124 |
| Interest-bearing deposits | $207,929,000 | 2,095 |
| Deposits held in domestic offices | $241,354,000 | 2,119 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,002,000 | 1,152 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $6,500,000 | 3,299 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,847,000 | 1,652 |
| Total equity capital | $19,309,000 | 3,144 |
| Total bank equity capital | $19,309,000 | 3,144 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $700,000 | 3,600 |
| Surplus | $10,993,000 | 2,207 |
| Undivided profits | $7,616,000 | 3,577 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,456,000 | 1,802 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $3,388,000 | 1,047 |
| Earning assets | $259,541,000 | 2,250 |
| Long-term assets (5+ years) | $7,614,000 | 5,082 |
| Average Assets, year-to-date | $273,133,000 | 2,287 |
| Average Assets, quarterly | $275,249,500 | 2,296 |
| Volatile liabilities | $68,228,000 | 2,033 |
| Insider loans | $9,382,000 | 713 |
| FHLB advances | $6,500,000 | 3,150 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $40,212,000 | 2,144 |
| Tier 1 (core) risk-based capital | $19,986,000 | 2,991 |
| Tier 2 risk-based capital | $2,722,000 | 1,812 |
| Total risk weighted assets | $216,863,000 | 2,118 |
| Total unused commitments | $40,212,000 | 2,145 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 64 | 2,743 |
| Assets and Liabilities | ||
| Total Assets: | $269,487,000 | 2,336 |
| Cash and due from depository institutions | $7,008,000 | 2,743 |
| Interest-bearing balances | $242,000 | 3,992 |
| Securities | $46,899,000 | 2,505 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $202,479,000 | 2,126 |
| Loan loss allowance | $3,766,000 | 1,340 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,230,000 | 2,175 |
| Other real estate owned | $1,028,000 | 2,743 |
| Goodwill and other intangibles | $33,000 | 3,127 |
| All other assets | $6,810,000 | 2,281 |
| Life insurance assets | $505,000 | 3,314 |
| Total liabilities and capital | $269,487,000 | 2,336 |
| Total liabilities | $250,623,000 | 2,252 |
| Total deposits | $228,143,000 | 2,229 |
| Interest-bearing deposits | $197,158,000 | 2,175 |
| Deposits held in domestic offices | $228,143,000 | 2,225 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,395,000 | 1,571 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $14,500,000 | 2,083 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,585,000 | 1,789 |
| Total equity capital | $18,864,000 | 3,195 |
| Total bank equity capital | $18,864,000 | 3,195 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $700,000 | 3,589 |
| Surplus | $10,979,000 | 2,149 |
| Undivided profits | $7,185,000 | 3,769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $991,000 | 2,374 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,226,000 | 1,035 |
| Earning assets | $249,620,000 | 2,304 |
| Long-term assets (5+ years) | $8,134,000 | 4,939 |
| Average Assets, year-to-date | $269,193,500 | 2,326 |
| Average Assets, quarterly | $269,193,500 | 2,326 |
| Volatile liabilities | $63,570,000 | 2,070 |
| Insider loans | $9,870,000 | 660 |
| FHLB advances | $14,500,000 | 1,986 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $38,899,000 | 2,166 |
| Tier 1 (core) risk-based capital | $19,343,000 | 3,045 |
| Tier 2 risk-based capital | $2,622,000 | 1,842 |
| Total risk weighted assets | $208,586,000 | 2,139 |
| Total unused commitments | $38,899,000 | 2,167 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 66 | 2,650 |
| Assets and Liabilities | ||
| Total Assets: | $268,900,000 | 2,330 |
| Cash and due from depository institutions | $7,717,000 | 2,650 |
| Interest-bearing balances | $24,000 | 6,085 |
| Securities | $43,583,000 | 2,664 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $203,907,000 | 2,072 |
| Loan loss allowance | $3,705,000 | 1,337 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,094,000 | 2,217 |
| Other real estate owned | $1,057,000 | 2,650 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $7,542,000 | 2,120 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $268,900,000 | 2,330 |
| Total liabilities | $250,722,000 | 2,235 |
| Total deposits | $208,135,000 | 2,414 |
| Interest-bearing deposits | $178,197,000 | 2,361 |
| Deposits held in domestic offices | $208,135,000 | 2,409 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,801,000 | 765 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $19,500,000 | 1,783 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,286,000 | 1,936 |
| Total equity capital | $18,178,000 | 3,261 |
| Total bank equity capital | $18,178,000 | 3,261 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $700,000 | 3,604 |
| Surplus | $10,963,000 | 2,114 |
| Undivided profits | $6,515,000 | 3,989 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $392,000 | 4,203 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $3,255,000 | 1,012 |
| Earning assets | $247,514,000 | 2,301 |
| Long-term assets (5+ years) | $7,211,000 | 5,191 |
| Average Assets, year-to-date | $258,897,600 | 2,296 |
| Average Assets, quarterly | $267,880,000 | 2,293 |
| Volatile liabilities | $73,914,000 | 1,789 |
| Insider loans | $8,661,000 | 745 |
| FHLB advances | $19,500,000 | 1,673 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $34,712,000 | 2,293 |
| Tier 1 (core) risk-based capital | $18,520,000 | 3,111 |
| Tier 2 risk-based capital | $2,647,000 | 1,806 |
| Total risk weighted assets | $210,698,000 | 2,084 |
| Total unused commitments | $34,712,000 | 2,293 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 66 | 2,625 |
| Assets and Liabilities | ||
| Total Assets: | $266,860,000 | 2,298 |
| Cash and due from depository institutions | $6,953,000 | 2,625 |
| Interest-bearing balances | $56,000 | 5,578 |
| Securities | $45,051,000 | 2,566 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $202,996,000 | 2,044 |
| Loan loss allowance | $2,567,000 | 1,915 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,911,000 | 2,242 |
| Other real estate owned | $1,085,000 | 2,625 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $5,864,000 | 2,490 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $266,860,000 | 2,298 |
| Total liabilities | $247,990,000 | 2,210 |
| Total deposits | $206,028,000 | 2,387 |
| Interest-bearing deposits | $175,456,000 | 2,348 |
| Deposits held in domestic offices | $206,028,000 | 2,381 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,958,000 | 780 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $19,500,000 | 1,815 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,504,000 | 1,738 |
| Total equity capital | $18,870,000 | 3,130 |
| Total bank equity capital | $18,870,000 | 3,130 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $700,000 | 3,591 |
| Surplus | $10,355,000 | 2,135 |
| Undivided profits | $7,815,000 | 3,616 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,020,000 | 2,351 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,904,000 | 1,086 |
| Earning assets | $248,103,000 | 2,259 |
| Long-term assets (5+ years) | $8,800,000 | 4,858 |
| Average Assets, year-to-date | $256,397,000 | 2,306 |
| Average Assets, quarterly | $263,086,500 | 2,298 |
| Volatile liabilities | $71,446,000 | 1,769 |
| Insider loans | $8,103,000 | 770 |
| FHLB advances | $19,500,000 | 1,704 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $34,305,000 | 2,292 |
| Tier 1 (core) risk-based capital | $19,099,000 | 2,989 |
| Tier 2 risk-based capital | $2,567,000 | 1,833 |
| Total risk weighted assets | $207,609,000 | 2,070 |
| Total unused commitments | $34,305,000 | 2,295 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 69 | 2,512 |
| Assets and Liabilities | ||
| Total Assets: | $259,313,000 | 2,311 |
| Cash and due from depository institutions | $5,574,000 | 2,512 |
| Interest-bearing balances | $49,000 | 5,702 |
| Securities | $42,445,000 | 2,712 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $199,285,000 | 2,033 |
| Loan loss allowance | $2,526,000 | 1,912 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,974,000 | 2,177 |
| Other real estate owned | $1,116,000 | 2,512 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $5,919,000 | 2,395 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $259,313,000 | 2,311 |
| Total liabilities | $240,622,000 | 2,231 |
| Total deposits | $200,354,000 | 2,390 |
| Interest-bearing deposits | $168,954,000 | 2,393 |
| Deposits held in domestic offices | $200,354,000 | 2,386 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,596,000 | 1,059 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $26,500,000 | 1,466 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,172,000 | 1,844 |
| Total equity capital | $18,691,000 | 3,102 |
| Total bank equity capital | $18,691,000 | 3,102 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $700,000 | 3,578 |
| Surplus | $10,349,000 | 2,082 |
| Undivided profits | $7,642,000 | 3,637 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,297,000 | 1,880 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,695,000 | 1,069 |
| Earning assets | $241,779,000 | 2,268 |
| Long-term assets (5+ years) | $8,757,000 | 4,942 |
| Average Assets, year-to-date | $252,909,330 | 2,311 |
| Average Assets, quarterly | $255,844,500 | 2,308 |
| Volatile liabilities | $58,090,000 | 2,019 |
| Insider loans | $8,239,000 | 737 |
| FHLB advances | $26,500,000 | 1,383 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $34,677,000 | 2,220 |
| Tier 1 (core) risk-based capital | $18,730,000 | 2,985 |
| Tier 2 risk-based capital | $2,526,000 | 1,821 |
| Total risk weighted assets | $203,914,000 | 2,047 |
| Total unused commitments | $34,677,000 | 2,220 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 66 | 2,595 |
| Assets and Liabilities | ||
| Total Assets: | $252,376,000 | 2,342 |
| Cash and due from depository institutions | $5,038,000 | 2,595 |
| Interest-bearing balances | $90,000 | 5,337 |
| Securities | $42,570,000 | 2,745 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $193,420,000 | 2,040 |
| Loan loss allowance | $2,510,000 | 1,891 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,013,000 | 2,123 |
| Other real estate owned | $457,000 | 2,595 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $5,878,000 | 2,389 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $252,376,000 | 2,342 |
| Total liabilities | $234,285,000 | 2,271 |
| Total deposits | $201,717,000 | 2,376 |
| Interest-bearing deposits | $172,911,000 | 2,349 |
| Deposits held in domestic offices | $201,717,000 | 2,371 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,909,000 | 1,742 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $26,500,000 | 1,409 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,159,000 | 1,844 |
| Total equity capital | $18,091,000 | 3,121 |
| Total bank equity capital | $18,091,000 | 3,121 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $700,000 | 3,588 |
| Surplus | $10,315,000 | 2,039 |
| Undivided profits | $7,076,000 | 3,755 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,902,000 | 893 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,498,000 | 1,118 |
| Earning assets | $236,080,000 | 2,302 |
| Long-term assets (5+ years) | $8,670,000 | 5,032 |
| Average Assets, year-to-date | $249,707,500 | 2,343 |
| Average Assets, quarterly | $249,707,500 | 2,343 |
| Volatile liabilities | $42,696,000 | 2,472 |
| Insider loans | $7,961,000 | 748 |
| FHLB advances | $26,500,000 | 1,318 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $33,653,000 | 2,209 |
| Tier 1 (core) risk-based capital | $18,301,000 | 2,991 |
| Tier 2 risk-based capital | $2,486,000 | 1,833 |
| Total risk weighted assets | $198,861,000 | 2,063 |
| Total unused commitments | $33,653,000 | 2,214 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 61 | 2,809 |
| Assets and Liabilities | ||
| Total Assets: | $247,039,000 | 2,365 |
| Cash and due from depository institutions | $4,572,000 | 2,809 |
| Interest-bearing balances | $127,000 | 4,797 |
| Securities | $39,691,000 | 2,920 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $191,896,000 | 2,036 |
| Loan loss allowance | $2,529,000 | 1,862 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,056,000 | 2,085 |
| Other real estate owned | $410,000 | 2,809 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,414,000 | 2,502 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $247,039,000 | 2,365 |
| Total liabilities | $228,956,000 | 2,288 |
| Total deposits | $194,526,000 | 2,415 |
| Interest-bearing deposits | $167,163,000 | 2,375 |
| Deposits held in domestic offices | $194,526,000 | 2,411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,982,000 | 1,469 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $26,500,000 | 1,420 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,948,000 | 1,965 |
| Total equity capital | $18,083,000 | 3,115 |
| Total bank equity capital | $18,083,000 | 3,115 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $700,000 | 3,590 |
| Surplus | $10,306,000 | 2,005 |
| Undivided profits | $7,077,000 | 3,813 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $864,000 | 2,682 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,449,000 | 1,124 |
| Earning assets | $231,714,000 | 2,315 |
| Long-term assets (5+ years) | $6,871,000 | 5,543 |
| Average Assets, year-to-date | $235,251,000 | 2,378 |
| Average Assets, quarterly | $246,082,000 | 2,360 |
| Volatile liabilities | $41,709,000 | 2,449 |
| Insider loans | $7,336,000 | 803 |
| FHLB advances | $26,500,000 | 1,321 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $25,824,000 | 2,542 |
| Tier 1 (core) risk-based capital | $17,961,000 | 3,004 |
| Tier 2 risk-based capital | $2,459,000 | 1,841 |
| Total risk weighted assets | $196,657,000 | 2,062 |
| Total unused commitments | $25,824,000 | 2,543 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 63 | 2,724 |
| Assets and Liabilities | ||
| Total Assets: | $245,125,000 | 2,355 |
| Cash and due from depository institutions | $5,933,000 | 2,724 |
| Interest-bearing balances | $144,000 | 4,774 |
| Securities | $38,284,000 | 2,992 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $190,603,000 | 2,010 |
| Loan loss allowance | $2,516,000 | 1,862 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,119,000 | 2,029 |
| Other real estate owned | $363,000 | 2,724 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,823,000 | 2,688 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $245,125,000 | 2,355 |
| Total liabilities | $227,072,000 | 2,279 |
| Total deposits | $187,338,000 | 2,489 |
| Interest-bearing deposits | $159,214,000 | 2,470 |
| Deposits held in domestic offices | $187,338,000 | 2,484 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,401,000 | 1,055 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $26,500,000 | 1,429 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,833,000 | 2,061 |
| Total equity capital | $18,053,000 | 3,109 |
| Total bank equity capital | $18,053,000 | 3,109 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $700,000 | 3,604 |
| Surplus | $10,305,000 | 1,973 |
| Undivided profits | $7,048,000 | 3,868 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $558,000 | 3,730 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,365,000 | 1,181 |
| Earning assets | $229,031,000 | 2,317 |
| Long-term assets (5+ years) | $9,866,000 | 4,952 |
| Average Assets, year-to-date | $232,304,000 | 2,397 |
| Average Assets, quarterly | $238,547,500 | 2,393 |
| Volatile liabilities | $42,796,000 | 2,358 |
| Insider loans | $7,145,000 | 808 |
| FHLB advances | $26,500,000 | 1,323 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $23,956,000 | 2,663 |
| Tier 1 (core) risk-based capital | $17,703,000 | 3,023 |
| Tier 2 risk-based capital | $2,443,000 | 1,817 |
| Total risk weighted assets | $195,365,000 | 2,036 |
| Total unused commitments | $23,956,000 | 2,667 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 65 | 2,662 |
| Assets and Liabilities | ||
| Total Assets: | $231,970,000 | 2,452 |
| Cash and due from depository institutions | $4,236,000 | 2,662 |
| Interest-bearing balances | $245,000 | 4,309 |
| Securities | $38,013,000 | 3,074 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $179,510,000 | 2,077 |
| Loan loss allowance | $2,255,000 | 2,057 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,179,000 | 1,982 |
| Other real estate owned | $404,000 | 2,662 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $4,628,000 | 2,762 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $231,970,000 | 2,452 |
| Total liabilities | $214,982,000 | 2,388 |
| Total deposits | $170,089,000 | 2,685 |
| Interest-bearing deposits | $142,512,000 | 2,729 |
| Deposits held in domestic offices | $170,089,000 | 2,680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,659,000 | 845 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $26,500,000 | 1,393 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,734,000 | 1,983 |
| Total equity capital | $16,988,000 | 3,170 |
| Total bank equity capital | $16,988,000 | 3,170 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $700,000 | 3,623 |
| Surplus | $9,693,000 | 2,044 |
| Undivided profits | $6,595,000 | 3,863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $842,000 | 2,956 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,018,000 | 1,338 |
| Earning assets | $217,768,000 | 2,403 |
| Long-term assets (5+ years) | $11,232,000 | 4,815 |
| Average Assets, year-to-date | $228,030,330 | 2,432 |
| Average Assets, quarterly | $231,294,000 | 2,432 |
| Volatile liabilities | $47,604,000 | 2,139 |
| Insider loans | $7,373,000 | 761 |
| FHLB advances | $26,500,000 | 1,297 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $24,056,000 | 2,650 |
| Tier 1 (core) risk-based capital | $16,895,000 | 3,103 |
| Tier 2 risk-based capital | $2,255,000 | 1,925 |
| Total risk weighted assets | $186,205,000 | 2,072 |
| Total unused commitments | $24,056,000 | 2,653 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 66 | 2,602 |
| Assets and Liabilities | ||
| Total Assets: | $230,618,000 | 2,436 |
| Cash and due from depository institutions | $5,313,000 | 2,602 |
| Interest-bearing balances | $134,000 | 5,001 |
| Securities | $39,161,000 | 2,981 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $176,565,000 | 2,037 |
| Loan loss allowance | $2,196,000 | 2,085 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,244,000 | 1,918 |
| Other real estate owned | $0 | 2,602 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $4,335,000 | 2,783 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $230,618,000 | 2,436 |
| Total liabilities | $213,648,000 | 2,375 |
| Total deposits | $170,564,000 | 2,647 |
| Interest-bearing deposits | $144,065,000 | 2,682 |
| Deposits held in domestic offices | $170,564,000 | 2,644 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,672,000 | 670 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $18,500,000 | 1,702 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,912,000 | 2,031 |
| Total equity capital | $16,970,000 | 3,229 |
| Total bank equity capital | $16,970,000 | 3,229 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $700,000 | 3,629 |
| Surplus | $9,687,000 | 2,012 |
| Undivided profits | $6,583,000 | 4,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,017,000 | 2,621 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,219,000 | 1,187 |
| Earning assets | $215,860,000 | 2,391 |
| Long-term assets (5+ years) | $9,415,000 | 5,111 |
| Average Assets, year-to-date | $226,060,500 | 2,449 |
| Average Assets, quarterly | $226,060,500 | 2,449 |
| Volatile liabilities | $53,201,000 | 1,870 |
| Insider loans | $7,501,000 | 731 |
| FHLB advances | $18,500,000 | 1,601 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $20,583,000 | 2,874 |
| Tier 1 (core) risk-based capital | $16,305,000 | 3,168 |
| Tier 2 risk-based capital | $2,196,000 | 1,943 |
| Total risk weighted assets | $180,923,000 | 2,076 |
| Total unused commitments | $20,583,000 | 2,882 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 66 | 2,625 |
| Assets and Liabilities | ||
| Total Assets: | $221,503,000 | 2,525 |
| Cash and due from depository institutions | $6,836,000 | 2,625 |
| Interest-bearing balances | $99,000 | 5,376 |
| Securities | $35,760,000 | 3,258 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $169,117,000 | 2,123 |
| Loan loss allowance | $2,176,000 | 2,090 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,296,000 | 1,880 |
| Other real estate owned | $0 | 2,625 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $4,494,000 | 2,719 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $221,503,000 | 2,525 |
| Total liabilities | $204,842,000 | 2,461 |
| Total deposits | $178,080,000 | 2,534 |
| Interest-bearing deposits | $151,384,000 | 2,525 |
| Deposits held in domestic offices | $178,080,000 | 2,530 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,580,000 | 1,401 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $18,500,000 | 1,712 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,682,000 | 2,108 |
| Total equity capital | $16,661,000 | 3,207 |
| Total bank equity capital | $16,661,000 | 3,207 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $700,000 | 3,656 |
| Surplus | $9,687,000 | 1,984 |
| Undivided profits | $6,274,000 | 4,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,137,000 | 2,441 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,208,000 | 1,218 |
| Earning assets | $204,976,000 | 2,502 |
| Long-term assets (5+ years) | $9,519,000 | 5,097 |
| Average Assets, year-to-date | $216,597,000 | 2,498 |
| Average Assets, quarterly | $219,328,000 | 2,517 |
| Volatile liabilities | $42,444,000 | 2,243 |
| Insider loans | $7,143,000 | 741 |
| FHLB advances | $18,500,000 | 1,599 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $22,582,000 | 2,617 |
| Tier 1 (core) risk-based capital | $16,088,000 | 3,171 |
| Tier 2 risk-based capital | $2,176,000 | 1,952 |
| Total risk weighted assets | $174,073,000 | 2,141 |
| Total unused commitments | $22,582,000 | 2,621 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 66 | 2,639 |
| Assets and Liabilities | ||
| Total Assets: | $217,153,000 | 2,564 |
| Cash and due from depository institutions | $4,392,000 | 2,639 |
| Interest-bearing balances | $72,000 | 5,694 |
| Securities | $38,421,000 | 3,028 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $164,769,000 | 2,154 |
| Loan loss allowance | $2,134,000 | 2,135 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,354,000 | 1,847 |
| Other real estate owned | $20,000 | 2,639 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,197,000 | 2,860 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $217,153,000 | 2,564 |
| Total liabilities | $200,396,000 | 2,517 |
| Total deposits | $169,999,000 | 2,649 |
| Interest-bearing deposits | $144,146,000 | 2,647 |
| Deposits held in domestic offices | $169,999,000 | 2,645 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,057,000 | 1,097 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $18,500,000 | 1,668 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,840,000 | 2,048 |
| Total equity capital | $16,757,000 | 3,187 |
| Total bank equity capital | $16,757,000 | 3,187 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $700,000 | 3,680 |
| Surplus | $9,685,000 | 1,959 |
| Undivided profits | $6,372,000 | 4,076 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,263,000 | 2,403 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,214,000 | 1,285 |
| Earning assets | $203,262,000 | 2,527 |
| Long-term assets (5+ years) | $10,052,000 | 5,025 |
| Average Assets, year-to-date | $215,370,500 | 2,531 |
| Average Assets, quarterly | $219,191,000 | 2,542 |
| Volatile liabilities | $46,035,000 | 2,057 |
| Insider loans | $7,335,000 | 703 |
| FHLB advances | $18,500,000 | 1,548 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $24,172,000 | 2,510 |
| Tier 1 (core) risk-based capital | $16,073,000 | 3,157 |
| Tier 2 risk-based capital | $2,124,000 | 1,990 |
| Total risk weighted assets | $169,897,000 | 2,181 |
| Total unused commitments | $24,172,000 | 2,513 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 67 | 2,599 |
| Assets and Liabilities | ||
| Total Assets: | $221,229,000 | 2,512 |
| Cash and due from depository institutions | $10,273,000 | 2,599 |
| Interest-bearing balances | $92,000 | 5,619 |
| Securities | $35,129,000 | 3,177 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $165,689,000 | 2,105 |
| Loan loss allowance | $2,084,000 | 2,155 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,418,000 | 1,789 |
| Other real estate owned | $821,000 | 2,599 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,899,000 | 2,903 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $221,229,000 | 2,512 |
| Total liabilities | $204,173,000 | 2,452 |
| Total deposits | $171,261,000 | 2,615 |
| Interest-bearing deposits | $145,586,000 | 2,611 |
| Deposits held in domestic offices | $171,261,000 | 2,610 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,428,000 | 1,225 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $23,500,000 | 1,414 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,984,000 | 2,018 |
| Total equity capital | $17,056,000 | 3,124 |
| Total bank equity capital | $17,056,000 | 3,124 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $700,000 | 3,681 |
| Surplus | $9,685,000 | 1,916 |
| Undivided profits | $6,671,000 | 3,999 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,454,000 | 2,139 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,937,000 | 1,469 |
| Earning assets | $200,910,000 | 2,529 |
| Long-term assets (5+ years) | $9,230,000 | 5,046 |
| Average Assets, year-to-date | $214,776,330 | 2,523 |
| Average Assets, quarterly | $217,765,500 | 2,520 |
| Volatile liabilities | $49,171,000 | 1,909 |
| Insider loans | $9,002,000 | 534 |
| FHLB advances | $23,500,000 | 1,303 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $25,481,000 | 2,387 |
| Tier 1 (core) risk-based capital | $16,138,000 | 3,086 |
| Tier 2 risk-based capital | $2,084,000 | 1,974 |
| Total risk weighted assets | $172,091,000 | 2,114 |
| Total unused commitments | $25,481,000 | 2,396 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 67 | 2,570 |
| Assets and Liabilities | ||
| Total Assets: | $214,302,000 | 2,543 |
| Cash and due from depository institutions | $5,788,000 | 2,570 |
| Interest-bearing balances | $124,000 | 5,041 |
| Securities | $35,083,000 | 3,132 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $162,978,000 | 2,099 |
| Loan loss allowance | $2,080,000 | 2,098 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,471,000 | 1,722 |
| Other real estate owned | $821,000 | 2,570 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $4,161,000 | 2,742 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $214,302,000 | 2,543 |
| Total liabilities | $197,545,000 | 2,488 |
| Total deposits | $169,514,000 | 2,604 |
| Interest-bearing deposits | $143,813,000 | 2,640 |
| Deposits held in domestic offices | $169,514,000 | 2,601 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,390,000 | 1,874 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $23,500,000 | 1,371 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,141,000 | 1,944 |
| Total equity capital | $16,757,000 | 3,131 |
| Total bank equity capital | $16,757,000 | 3,131 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $700,000 | 3,695 |
| Surplus | $9,685,000 | 1,883 |
| Undivided profits | $6,372,000 | 4,035 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $821,000 | 3,240 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,071,000 | 1,394 |
| Earning assets | $198,185,000 | 2,523 |
| Long-term assets (5+ years) | $9,889,000 | 4,855 |
| Average Assets, year-to-date | $211,550,000 | 2,554 |
| Average Assets, quarterly | $211,550,000 | 2,554 |
| Volatile liabilities | $44,908,000 | 2,004 |
| Insider loans | $8,998,000 | 537 |
| FHLB advances | $23,500,000 | 1,266 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $24,490,000 | 2,361 |
| Tier 1 (core) risk-based capital | $15,648,000 | 3,124 |
| Tier 2 risk-based capital | $2,080,000 | 1,923 |
| Total risk weighted assets | $168,609,000 | 2,110 |
| Total unused commitments | $24,490,000 | 2,370 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 69 | 2,482 |
| Assets and Liabilities | ||
| Total Assets: | $208,798,000 | 2,568 |
| Cash and due from depository institutions | $5,580,000 | 2,482 |
| Interest-bearing balances | $121,000 | 4,956 |
| Securities | $33,325,000 | 3,236 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $159,567,000 | 2,127 |
| Loan loss allowance | $2,132,000 | 1,996 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,518,000 | 1,686 |
| Other real estate owned | $768,000 | 2,482 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $4,040,000 | 2,748 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $208,798,000 | 2,568 |
| Total liabilities | $192,418,000 | 2,513 |
| Total deposits | $166,191,000 | 2,597 |
| Interest-bearing deposits | $146,117,000 | 2,547 |
| Deposits held in domestic offices | $166,191,000 | 2,593 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,760,000 | 1,359 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $18,500,000 | 1,601 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,967,000 | 2,053 |
| Total equity capital | $16,380,000 | 3,144 |
| Total bank equity capital | $16,380,000 | 3,144 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $700,000 | 3,694 |
| Surplus | $9,684,000 | 1,846 |
| Undivided profits | $5,996,000 | 4,185 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $940,000 | 2,844 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,282,000 | 1,289 |
| Earning assets | $193,013,000 | 2,533 |
| Long-term assets (5+ years) | $10,431,000 | 4,718 |
| Average Assets, year-to-date | $201,449,400 | 2,536 |
| Average Assets, quarterly | $207,826,500 | 2,553 |
| Volatile liabilities | $48,742,000 | 1,873 |
| Insider loans | $9,209,000 | 512 |
| FHLB advances | $18,500,000 | 1,480 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $21,768,000 | 2,490 |
| Tier 1 (core) risk-based capital | $15,664,000 | 3,072 |
| Tier 2 risk-based capital | $2,077,000 | 1,908 |
| Total risk weighted assets | $166,097,000 | 2,116 |
| Total unused commitments | $21,768,000 | 2,496 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 59 | 2,887 |
| Assets and Liabilities | ||
| Total Assets: | $191,533,000 | 2,647 |
| Cash and due from depository institutions | $4,202,000 | 2,887 |
| Interest-bearing balances | $41,000 | 5,833 |
| Securities | $26,659,000 | 3,672 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $152,780,000 | 2,131 |
| Loan loss allowance | $1,829,000 | 2,178 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,714,000 | 2,445 |
| Other real estate owned | $146,000 | 2,887 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,032,000 | 2,649 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $191,533,000 | 2,647 |
| Total liabilities | $177,402,000 | 2,582 |
| Total deposits | $152,216,000 | 2,673 |
| Interest-bearing deposits | $135,188,000 | 2,613 |
| Deposits held in domestic offices | $152,216,000 | 2,667 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,686,000 | 950 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,000,000 | 2,153 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,500,000 | 1,690 |
| Total equity capital | $14,131,000 | 3,364 |
| Total bank equity capital | $14,131,000 | 3,364 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $700,000 | 3,763 |
| Surplus | $9,310,000 | 1,827 |
| Undivided profits | $4,121,000 | 4,943 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,802,000 | 1,670 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,340,000 | 1,369 |
| Earning assets | $179,480,000 | 2,589 |
| Long-term assets (5+ years) | $11,874,000 | 4,412 |
| Average Assets, year-to-date | $181,772,400 | 2,648 |
| Average Assets, quarterly | $188,329,000 | 2,651 |
| Volatile liabilities | $51,608,000 | 1,702 |
| Insider loans | $8,627,000 | 511 |
| FHLB advances | $10,000,000 | 1,992 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $12,318,000 | 3,465 |
| Tier 1 (core) risk-based capital | $13,739,000 | 3,311 |
| Tier 2 risk-based capital | $1,829,000 | 2,012 |
| Total risk weighted assets | $154,727,000 | 2,152 |
| Total unused commitments | $12,318,000 | 3,473 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 56 | 3,034 |
| Assets and Liabilities | ||
| Total Assets: | $172,012,000 | 2,776 |
| Cash and due from depository institutions | $5,387,000 | 3,034 |
| Interest-bearing balances | $87,000 | 4,975 |
| Securities | $24,866,000 | 3,965 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $135,196,000 | 2,328 |
| Loan loss allowance | $1,625,000 | 2,302 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,398,000 | 2,592 |
| Other real estate owned | $0 | 3,034 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,165,000 | 2,733 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $172,012,000 | 2,776 |
| Total liabilities | $159,067,000 | 2,720 |
| Total deposits | $136,766,000 | 2,861 |
| Interest-bearing deposits | $122,378,000 | 2,757 |
| Deposits held in domestic offices | $136,766,000 | 2,857 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,048,000 | 868 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 2,858 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,253,000 | 1,880 |
| Total equity capital | $12,945,000 | 3,533 |
| Total bank equity capital | $12,945,000 | 3,533 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $700,000 | 3,877 |
| Surplus | $6,295,000 | 2,501 |
| Undivided profits | $5,950,000 | 3,904 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $489,000 | 3,797 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,074,000 | 1,195 |
| Earning assets | $160,149,000 | 2,761 |
| Long-term assets (5+ years) | $11,446,000 | 4,306 |
| Average Assets, year-to-date | $161,265,800 | 2,837 |
| Average Assets, quarterly | $167,566,000 | 2,822 |
| Volatile liabilities | $47,160,000 | 1,851 |
| Insider loans | $7,360,000 | 616 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $12,109,000 | 3,312 |
| Tier 1 (core) risk-based capital | $12,884,000 | 3,425 |
| Tier 2 risk-based capital | $1,625,000 | 2,146 |
| Total risk weighted assets | $138,770,600 | 2,299 |
| Total unused commitments | $12,109,000 | 3,314 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 56 | 3,127 |
| Assets and Liabilities | ||
| Total Assets: | $152,832,000 | 3,041 |
| Cash and due from depository institutions | $5,444,000 | 3,127 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $26,386,000 | 3,979 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $114,699,000 | 2,601 |
| Loan loss allowance | $1,361,000 | 2,601 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,249,000 | 2,648 |
| Other real estate owned | $0 | 3,127 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,054,000 | 2,781 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $152,832,000 | 3,041 |
| Total liabilities | $142,657,000 | 2,940 |
| Total deposits | $126,503,000 | 3,010 |
| Interest-bearing deposits | $109,418,000 | 2,987 |
| Deposits held in domestic offices | $126,503,000 | 3,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,261,000 | 976 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,893,000 | 1,955 |
| Total equity capital | $10,175,000 | 4,187 |
| Total bank equity capital | $10,175,000 | 4,187 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $700,000 | 3,989 |
| Surplus | $5,795,000 | 2,647 |
| Undivided profits | $3,680,000 | 5,008 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $477,000 | 3,771 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,655,000 | 1,288 |
| Earning assets | $141,085,000 | 3,032 |
| Long-term assets (5+ years) | $11,654,000 | 4,518 |
| Average Assets, year-to-date | $138,657,600 | 3,194 |
| Average Assets, quarterly | $146,343,500 | 3,126 |
| Volatile liabilities | $40,506,000 | 1,974 |
| Insider loans | $8,979,000 | 490 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $22,656,000 | 2,154 |
| Tier 1 (core) risk-based capital | $10,470,000 | 4,082 |
| Tier 2 risk-based capital | $1,361,000 | 2,370 |
| Total risk weighted assets | $119,268,900 | 2,545 |
| Total unused commitments | $22,656,000 | 2,158 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 58 | 3,057 |
| Assets and Liabilities | ||
| Total Assets: | $132,404,000 | 3,396 |
| Cash and due from depository institutions | $1,349,000 | 3,057 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $23,104,000 | 4,391 |
| Federal funds sold & reverse repurchase agreements | $4,640,000 | 3,606 |
| Net loans & leases | $97,546,000 | 2,814 |
| Loan loss allowance | $1,254,000 | 2,721 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,990,000 | 2,709 |
| Other real estate owned | $0 | 3,057 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,775,000 | 2,651 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $132,404,000 | 3,396 |
| Total liabilities | $121,929,000 | 3,316 |
| Total deposits | $120,278,000 | 3,139 |
| Interest-bearing deposits | $106,193,000 | 3,049 |
| Deposits held in domestic offices | $120,278,000 | 3,133 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $91,000 | 3,140 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,560,000 | 2,444 |
| Total equity capital | $10,475,000 | 4,156 |
| Total bank equity capital | $10,475,000 | 4,156 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $700,000 | 4,018 |
| Surplus | $5,695,000 | 2,546 |
| Undivided profits | $4,080,000 | 5,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $566,000 | 3,678 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $107,000 | 876 |
| Income earned, not collected on loans | $1,716,000 | 1,217 |
| Earning assets | $125,290,000 | 3,307 |
| Long-term assets (5+ years) | $10,533,000 | 4,598 |
| Average Assets, year-to-date | $129,195,200 | 3,305 |
| Average Assets, quarterly | $130,519,000 | 3,389 |
| Volatile liabilities | $22,663,000 | 2,720 |
| Insider loans | $6,201,000 | 663 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $799,000 | 1,123 |
| Unused loan commitments | $9,224,000 | 3,818 |
| Tier 1 (core) risk-based capital | $10,343,000 | 4,042 |
| Tier 2 risk-based capital | $1,256,700 | 2,470 |
| Total risk weighted assets | $100,469,500 | 2,810 |
| Total unused commitments | $9,224,000 | 3,825 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 53 | 3,421 |
| Assets and Liabilities | ||
| Total Assets: | $129,470,000 | 3,413 |
| Cash and due from depository institutions | $9,713,000 | 3,421 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $23,971,000 | 4,334 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $90,094,000 | 3,023 |
| Loan loss allowance | $1,229,000 | 2,793 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,123,000 | 2,538 |
| Other real estate owned | $232,000 | 3,421 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,337,000 | 3,046 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,470,000 | 3,413 |
| Total liabilities | $120,298,000 | 3,306 |
| Total deposits | $105,190,000 | 3,511 |
| Interest-bearing deposits | $92,138,000 | 3,451 |
| Deposits held in domestic offices | $105,190,000 | 3,503 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,675,000 | 902 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,433,000 | 2,647 |
| Total equity capital | $9,172,000 | 4,644 |
| Total bank equity capital | $9,172,000 | 4,644 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $700,000 | 4,152 |
| Surplus | $5,372,000 | 2,615 |
| Undivided profits | $3,100,000 | 5,928 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $525,000 | 3,936 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,206,000 | 1,857 |
| Earning assets | $114,065,000 | 3,548 |
| Long-term assets (5+ years) | $8,504,000 | 4,733 |
| Average Assets, year-to-date | $122,659,000 | 3,412 |
| Average Assets, quarterly | $127,452,500 | 3,411 |
| Volatile liabilities | $41,061,000 | 1,653 |
| Insider loans | $5,280,000 | 784 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $17,889,000 | 2,302 |
| Tier 1 (core) risk-based capital | $9,100,000 | 4,535 |
| Tier 2 risk-based capital | $1,174,790 | 2,521 |
| Total risk weighted assets | $93,928,690 | 2,944 |
| Total unused commitments | $17,889,000 | 2,307 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 47 | 3,970 |
| Assets and Liabilities | ||
| Total Assets: | $116,964,000 | 3,819 |
| Cash and due from depository institutions | $4,855,000 | 3,970 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $26,932,000 | 4,261 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $80,186,000 | 3,393 |
| Loan loss allowance | $1,049,000 | 3,374 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,235,000 | 3,442 |
| Other real estate owned | $188,000 | 3,970 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,568,000 | 2,856 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,964,000 | 3,819 |
| Total liabilities | $108,437,000 | 3,718 |
| Total deposits | $96,658,000 | 3,910 |
| Interest-bearing deposits | $82,484,000 | 3,938 |
| Deposits held in domestic offices | $96,658,000 | 3,898 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,150,000 | 1,207 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $878,000 | 3,490 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,751,000 | 2,271 |
| Total equity capital | $8,527,000 | 4,967 |
| Total bank equity capital | $8,527,000 | 4,967 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $700,000 | 4,425 |
| Surplus | $5,372,000 | 2,682 |
| Undivided profits | $2,455,000 | 6,665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $379,000 | 5,012 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,210,000 | 1,823 |
| Earning assets | $107,118,000 | 3,832 |
| Long-term assets (5+ years) | $5,704,000 | 5,582 |
| Average Assets, year-to-date | $111,612,800 | 3,841 |
| Average Assets, quarterly | $114,024,000 | 3,865 |
| Volatile liabilities | $34,065,000 | 1,869 |
| Insider loans | $4,891,000 | 884 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,276,000 | 4,961 |
| Tier 1 (core) risk-based capital | $8,528,000 | 4,860 |
| Tier 2 risk-based capital | $1,049,000 | 2,840 |
| Total risk weighted assets | $84,316,000 | 3,263 |
| Total unused commitments | $5,276,000 | 4,974 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 42 | 4,498 |
| Assets and Liabilities | ||
| Total Assets: | $111,854,000 | 3,988 |
| Cash and due from depository institutions | $13,060,000 | 4,498 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $29,809,000 | 4,085 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $65,453,000 | 3,968 |
| Loan loss allowance | $938,000 | 3,739 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $677,000 | 7,368 |
| Other real estate owned | $238,000 | 4,498 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,617,000 | 2,862 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,854,000 | 3,988 |
| Total liabilities | $103,754,000 | 3,869 |
| Total deposits | $94,867,000 | 4,014 |
| Interest-bearing deposits | $80,821,000 | 4,064 |
| Deposits held in domestic offices | $94,867,000 | 4,004 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,725,000 | 1,351 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $222,000 | 3,965 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,940,000 | 2,157 |
| Total equity capital | $8,100,000 | 5,186 |
| Total bank equity capital | $8,100,000 | 5,186 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $700,000 | 4,651 |
| Surplus | $5,300,000 | 2,702 |
| Undivided profits | $2,100,000 | 7,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $155,000 | 7,298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,173,000 | 1,937 |
| Earning assets | $95,262,000 | 4,283 |
| Long-term assets (5+ years) | $3,948,000 | 6,400 |
| Average Assets, year-to-date | $107,786,600 | 3,972 |
| Average Assets, quarterly | $110,763,000 | 3,970 |
| Volatile liabilities | $29,499,000 | 1,885 |
| Insider loans | $2,755,000 | 1,575 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,297,000 | 5,379 |
| Tier 1 (core) risk-based capital | $8,056,000 | 5,061 |
| Tier 2 risk-based capital | $893,670 | 3,234 |
| Total risk weighted assets | $71,448,870 | 3,694 |
| Total unused commitments | $4,297,000 | 5,389 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 36 | 5,348 |
| Assets and Liabilities | ||
| Total Assets: | $105,197,000 | 4,174 |
| Cash and due from depository institutions | $12,739,000 | 5,348 |
| Interest-bearing balances | $4,000,000 | 901 |
| Securities | $33,588,000 | 3,873 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $55,508,000 | 4,491 |
| Loan loss allowance | $813,000 | 4,279 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $614,000 | 7,839 |
| Other real estate owned | $105,000 | 5,348 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,643,000 | 3,004 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,197,000 | 4,174 |
| Total liabilities | $97,406,000 | 4,089 |
| Total deposits | $89,002,000 | 4,227 |
| Interest-bearing deposits | $77,705,000 | 4,179 |
| Deposits held in domestic offices | $89,002,000 | 4,217 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,375,000 | 1,588 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $489,000 | 3,780 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,540,000 | 2,189 |
| Total equity capital | $7,791,000 | 5,051 |
| Total bank equity capital | $7,791,000 | 5,051 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $700,000 | 4,881 |
| Surplus | $5,300,000 | 2,615 |
| Undivided profits | $1,791,000 | 7,488 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $69,000 | 9,106 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $921,000 | 2,160 |
| Earning assets | $93,096,000 | 4,319 |
| Long-term assets (5+ years) | $3,581,000 | 6,942 |
| Average Assets, year-to-date | $105,682,200 | 4,063 |
| Average Assets, quarterly | $105,133,500 | 4,138 |
| Volatile liabilities | $21,833,000 | 2,355 |
| Insider loans | $1,734,000 | 2,352 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,454,000 | 4,659 |
| Tier 1 (core) risk-based capital | $8,200,000 | 4,883 |
| Tier 2 risk-based capital | $780,680 | 3,639 |
| Total risk weighted assets | $62,421,780 | 4,088 |
| Total unused commitments | $5,454,000 | 4,667 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 38 | 5,309 |
| Assets and Liabilities | ||
| Total Assets: | $103,166,000 | 4,323 |
| Cash and due from depository institutions | $8,676,000 | 5,309 |
| Interest-bearing balances | $4,500,000 | 1,341 |
| Securities | $33,220,000 | 4,118 |
| Federal funds sold & reverse repurchase agreements | $7,025,000 | 1,978 |
| Net loans & leases | $51,447,000 | 4,674 |
| Loan loss allowance | $819,000 | 4,393 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $574,000 | 8,261 |
| Other real estate owned | $42,000 | 5,309 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,182,000 | 3,233 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,166,000 | 4,323 |
| Total liabilities | $95,405,000 | 4,250 |
| Total deposits | $92,725,000 | 4,170 |
| Interest-bearing deposits | $80,896,000 | 4,148 |
| Deposits held in domestic offices | $92,725,000 | 4,162 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $848,000 | 2,916 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,832,000 | 1,947 |
| Total equity capital | $7,761,000 | 5,122 |
| Total bank equity capital | $7,761,000 | 5,122 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $700,000 | 5,092 |
| Surplus | $4,300,000 | 3,067 |
| Undivided profits | $2,761,000 | 6,431 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $220,000 | 7,286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $703,000 | 2,556 |
| Earning assets | $96,192,000 | 4,277 |
| Long-term assets (5+ years) | $4,605,000 | 6,659 |
| Average Assets, year-to-date | $97,707,400 | 4,425 |
| Average Assets, quarterly | $101,548,000 | 4,349 |
| Volatile liabilities | $14,841,000 | 3,032 |
| Insider loans | $306,000 | 7,212 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,585,000 | 5,841 |
| Tier 1 (core) risk-based capital | $7,371,000 | 5,284 |
| Tier 2 risk-based capital | $735,030 | 3,798 |
| Total risk weighted assets | $58,718,230 | 4,262 |
| Total unused commitments | $3,585,000 | 5,864 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 39 | 5,307 |
| Assets and Liabilities | ||
| Total Assets: | $94,117,000 | 4,790 |
| Cash and due from depository institutions | $5,935,000 | 5,307 |
| Interest-bearing balances | $1,500,000 | 3,140 |
| Securities | $38,739,000 | 3,568 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 11,095 |
| Net loans & leases | $46,465,000 | 5,100 |
| Loan loss allowance | $826,000 | 4,380 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $585,000 | 8,340 |
| Other real estate owned | $0 | 5,307 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,293,000 | 3,173 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,117,000 | 4,790 |
| Total liabilities | $86,807,000 | 4,751 |
| Total deposits | $84,429,000 | 4,688 |
| Interest-bearing deposits | $74,226,000 | 4,646 |
| Deposits held in domestic offices | $84,429,000 | 4,680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $776,000 | 2,773 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,602,000 | 2,237 |
| Total equity capital | $7,310,000 | 5,192 |
| Total bank equity capital | $7,310,000 | 5,192 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $700,000 | 5,351 |
| Surplus | $4,300,000 | 2,952 |
| Undivided profits | $2,310,000 | 6,911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $168,000 | 8,865 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $716,000 | 2,775 |
| Earning assets | $86,804,000 | 4,748 |
| Long-term assets (5+ years) | $16,179,000 | 3,054 |
| Average Assets, year-to-date | $92,985,000 | 4,722 |
| Average Assets, quarterly | $93,883,500 | 4,750 |
| Volatile liabilities | $12,893,000 | 3,371 |
| Insider loans | $250,000 | 3,332 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,453,000 | 4,941 |
| Tier 1 (core) risk-based capital | $7,310,000 | 5,130 |
| Tier 2 risk-based capital | $675,530 | 4,085 |
| Total risk weighted assets | $53,892,030 | 4,630 |
| Total unused commitments | $4,453,000 | 4,972 |
| Derivatives | $0 | 651 |