Home > First Community Bank of The South > Income and Expense
First Community Bank of The South, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,928,000 | 5,860 |
| Total interest expense | $2,656,000 | 5,172 |
| Net interest income | $2,272,000 | 6,405 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $519,000 | 4,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $441,000 | 2,952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,457 |
| Total noninterest expense | $2,148,000 | 5,381 |
| Salaries and employee benefits | $1,070,000 | 5,598 |
| Premises and equipment expense | $272,000 | 5,770 |
| Additional noninterest expense | $806,000 | 4,700 |
| Pre-tax net operating income | $643,000 | 7,235 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $107,000 | 8,293 |
| Income before extraordinary items | $534,000 | 6,775 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $534,000 | 6,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,860 |
| Cash dividends | $225,000 | 5,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $535,660 | 6,712 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,069,000 | 5,876 |
| Total interest expense | $2,674,000 | 5,267 |
| Net interest income | $2,395,000 | 6,390 |
| Provision for loan and lease losses | $135,000 | 4,332 |
| Total noninterest income | $491,000 | 5,229 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $407,000 | 3,289 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 7,617 |
| Total noninterest expense | $1,841,000 | 6,292 |
| Salaries and employee benefits | $930,000 | 6,312 |
| Premises and equipment expense | $252,000 | 6,227 |
| Additional noninterest expense | $659,000 | 5,981 |
| Pre-tax net operating income | $910,000 | 6,056 |
| Securities gains (losses) | $-16,000 | 10,516 |
| Applicable income taxes | $282,000 | 6,045 |
| Income before extraordinary items | $612,000 | 6,198 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $612,000 | 6,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,597 |
| Cash dividends | $353,000 | 4,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $622,880 | 6,082 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,071,000 | 5,922 |
| Total interest expense | $2,779,000 | 5,083 |
| Net interest income | $2,292,000 | 6,701 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $370,000 | 6,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $316,000 | 4,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,034 |
| Total noninterest expense | $1,857,000 | 6,334 |
| Salaries and employee benefits | $874,000 | 6,683 |
| Premises and equipment expense | $235,000 | 6,590 |
| Additional noninterest expense | $748,000 | 5,541 |
| Pre-tax net operating income | $805,000 | 6,819 |
| Securities gains (losses) | $30,000 | 1,626 |
| Applicable income taxes | $126,000 | 8,697 |
| Income before extraordinary items | $709,000 | 5,930 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $709,000 | 5,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,018 |
| Cash dividends | $447,000 | 3,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $683,500 | 6,063 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,119,000 | 6,557 |
| Total interest expense | $1,846,000 | 5,958 |
| Net interest income | $2,273,000 | 6,914 |
| Provision for loan and lease losses | $40,000 | 6,585 |
| Total noninterest income | $319,000 | 7,005 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $255,000 | 4,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 8,924 |
| Total noninterest expense | $1,640,000 | 7,168 |
| Salaries and employee benefits | $642,000 | 8,325 |
| Premises and equipment expense | $119,000 | 9,419 |
| Additional noninterest expense | $879,000 | 5,284 |
| Pre-tax net operating income | $912,000 | 6,337 |
| Securities gains (losses) | $42,000 | 1,262 |
| Applicable income taxes | $180,000 | 7,704 |
| Income before extraordinary items | $774,000 | 5,481 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $774,000 | 5,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,828 |
| Cash dividends | $600,000 | 2,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $739,980 | 5,742 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,854,000 | 7,054 |
| Total interest expense | $1,534,000 | 7,093 |
| Net interest income | $2,320,000 | 6,895 |
| Provision for loan and lease losses | $70,000 | 6,634 |
| Total noninterest income | $425,000 | 6,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $375,000 | 3,653 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 10,096 |
| Total noninterest expense | $1,914,000 | 6,578 |
| Salaries and employee benefits | $1,057,000 | 5,836 |
| Premises and equipment expense | $110,000 | 10,124 |
| Additional noninterest expense | $747,000 | 6,258 |
| Pre-tax net operating income | $761,000 | 7,023 |
| Securities gains (losses) | $105,000 | 2,440 |
| Applicable income taxes | $232,000 | 7,070 |
| Income before extraordinary items | $634,000 | 6,533 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $634,000 | 6,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 11,543 |
| Cash dividends | $425,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $557,350 | 6,840 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,351,000 | 7,072 |
| Total interest expense | $1,909,000 | 7,325 |
| Net interest income | $2,442,000 | 6,708 |
| Provision for loan and lease losses | $200,000 | 5,193 |
| Total noninterest income | $421,000 | 6,348 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $285,000 | 4,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 6,990 |
| Total noninterest expense | $1,801,000 | 6,942 |
| Salaries and employee benefits | $874,000 | 6,777 |
| Premises and equipment expense | $128,000 | 9,751 |
| Additional noninterest expense | $799,000 | 6,075 |
| Pre-tax net operating income | $862,000 | 6,279 |
| Securities gains (losses) | $132,000 | 2,579 |
| Applicable income taxes | $330,000 | 5,574 |
| Income before extraordinary items | $664,000 | 6,145 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $664,000 | 6,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 4,263 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $575,560 | 6,392 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.