Home > First Community Bank of Southwest Virginia, Inc. > Assets and Liabilities
First Community Bank of Southwest Virginia, Inc., Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 43 | 3,988 |
| Assets and Liabilities | ||
| Total Assets: | $104,859,000 | 4,170 |
| Cash and due from depository institutions | $3,729,000 | 3,988 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $14,688,000 | 5,868 |
| Federal funds sold & reverse repurchase agreements | $23,278,000 | 684 |
| Net loans & leases | $55,316,000 | 4,597 |
| Loan loss allowance | $693,000 | 4,503 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,252,000 | 3,523 |
| Other real estate owned | $0 | 3,988 |
| Goodwill and other intangibles | $4,527,000 | 625 |
| All other assets | $1,069,000 | 5,670 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,859,000 | 4,170 |
| Total liabilities | $94,107,000 | 4,183 |
| Total deposits | $92,737,000 | 3,993 |
| Interest-bearing deposits | $80,528,000 | 3,939 |
| Deposits held in domestic offices | $92,737,000 | 3,987 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $261,000 | 2,953 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,109,000 | 3,226 |
| Total equity capital | $10,752,000 | 4,058 |
| Total bank equity capital | $10,752,000 | 4,058 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,000,000 | 1,820 |
| Surplus | $5,900,000 | 2,471 |
| Undivided profits | $2,852,000 | 6,022 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $246,000 | 5,647 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $470,000 | 4,843 |
| Earning assets | $93,282,000 | 4,302 |
| Long-term assets (5+ years) | $24,280,000 | 2,766 |
| Average Assets, year-to-date | $104,735,800 | 3,975 |
| Average Assets, quarterly | $104,446,500 | 4,124 |
| Volatile liabilities | $16,468,000 | 3,538 |
| Insider loans | $301,000 | 6,425 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,325,000 | 6,335 |
| Tier 1 (core) risk-based capital | $6,093,000 | 6,134 |
| Tier 2 risk-based capital | $683,970 | 4,154 |
| Total risk weighted assets | $54,708,670 | 4,754 |
| Total unused commitments | $3,325,000 | 6,343 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 46 | 3,856 |
| Assets and Liabilities | ||
| Total Assets: | $106,100,000 | 4,104 |
| Cash and due from depository institutions | $3,787,000 | 3,856 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $24,972,000 | 4,198 |
| Federal funds sold & reverse repurchase agreements | $11,732,000 | 1,149 |
| Net loans & leases | $57,747,000 | 4,453 |
| Loan loss allowance | $761,000 | 4,210 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,401,000 | 3,269 |
| Other real estate owned | $119,000 | 3,856 |
| Goodwill and other intangibles | $4,312,000 | 612 |
| All other assets | $1,030,000 | 5,900 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,100,000 | 4,104 |
| Total liabilities | $95,606,000 | 4,095 |
| Total deposits | $93,940,000 | 3,929 |
| Interest-bearing deposits | $82,204,000 | 3,855 |
| Deposits held in domestic offices | $93,940,000 | 3,921 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $869,000 | 2,781 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $797,000 | 4,273 |
| Total equity capital | $10,494,000 | 4,114 |
| Total bank equity capital | $10,494,000 | 4,114 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,000,000 | 1,809 |
| Surplus | $5,900,000 | 2,419 |
| Undivided profits | $2,594,000 | 6,418 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $854,000 | 2,801 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $439,000 | 5,283 |
| Earning assets | $94,451,000 | 4,234 |
| Long-term assets (5+ years) | $25,983,000 | 2,326 |
| Average Assets, year-to-date | $73,111,400 | 5,357 |
| Average Assets, quarterly | $104,691,500 | 4,104 |
| Volatile liabilities | $18,223,000 | 3,229 |
| Insider loans | $332,000 | 6,425 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $989,000 | 8,779 |
| Tier 1 (core) risk-based capital | $6,093,000 | 6,206 |
| Tier 2 risk-based capital | $705,950 | 3,958 |
| Total risk weighted assets | $56,420,850 | 4,587 |
| Total unused commitments | $989,000 | 8,788 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 20 | 7,449 |
| Assets and Liabilities | ||
| Total Assets: | $51,347,000 | 7,145 |
| Cash and due from depository institutions | $1,663,000 | 7,449 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $12,363,000 | 7,168 |
| Federal funds sold & reverse repurchase agreements | $4,150,000 | 3,030 |
| Net loans & leases | $31,698,000 | 6,740 |
| Loan loss allowance | $399,000 | 6,808 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $973,000 | 6,093 |
| Other real estate owned | $80,000 | 7,449 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $420,000 | 9,379 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,347,000 | 7,145 |
| Total liabilities | $44,698,000 | 7,250 |
| Total deposits | $44,477,000 | 7,092 |
| Interest-bearing deposits | $39,138,000 | 6,977 |
| Deposits held in domestic offices | $44,477,000 | 7,085 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $221,000 | 8,954 |
| Total equity capital | $6,649,000 | 6,024 |
| Total bank equity capital | $6,649,000 | 6,024 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,000,000 | 1,906 |
| Surplus | $1,900,000 | 5,718 |
| Undivided profits | $2,749,000 | 6,323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $83,000 | 8,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $175,000 | 8,885 |
| Earning assets | $48,211,000 | 7,038 |
| Long-term assets (5+ years) | $3,346,000 | 6,811 |
| Average Assets, year-to-date | $50,199,400 | 7,055 |
| Average Assets, quarterly | $51,189,500 | 7,103 |
| Volatile liabilities | $12,230,000 | 4,226 |
| Insider loans | $286,000 | 6,959 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $639,000 | 9,508 |
| Tier 1 (core) risk-based capital | $6,661,000 | 5,906 |
| Tier 2 risk-based capital | $381,410 | 6,311 |
| Total risk weighted assets | $30,495,210 | 7,042 |
| Total unused commitments | $639,000 | 9,518 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 22 | 7,361 |
| Assets and Liabilities | ||
| Total Assets: | $48,961,000 | 7,504 |
| Cash and due from depository institutions | $1,768,000 | 7,361 |
| Interest-bearing balances | $100,000 | 4,830 |
| Securities | $16,066,000 | 6,417 |
| Federal funds sold & reverse repurchase agreements | $1,550,000 | 6,273 |
| Net loans & leases | $28,080,000 | 7,271 |
| Loan loss allowance | $283,000 | 8,322 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,046,000 | 5,899 |
| Other real estate owned | $0 | 7,361 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $451,000 | 9,510 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,961,000 | 7,504 |
| Total liabilities | $45,105,000 | 7,376 |
| Total deposits | $44,874,000 | 7,217 |
| Interest-bearing deposits | $39,768,000 | 7,065 |
| Deposits held in domestic offices | $44,874,000 | 7,213 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $231,000 | 9,266 |
| Total equity capital | $3,856,000 | 8,500 |
| Total bank equity capital | $3,856,000 | 8,500 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $750,000 | 4,443 |
| Surplus | $750,000 | 8,721 |
| Undivided profits | $2,356,000 | 6,992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $172,000 | 7,077 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $159,000 | 9,545 |
| Earning assets | $45,796,000 | 7,405 |
| Long-term assets (5+ years) | $3,861,000 | 6,459 |
| Average Assets, year-to-date | $47,319,600 | 7,449 |
| Average Assets, quarterly | $48,794,500 | 7,456 |
| Volatile liabilities | $12,146,000 | 3,953 |
| Insider loans | $430,000 | 6,088 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,008,000 | 8,948 |
| Tier 1 (core) risk-based capital | $3,841,000 | 8,406 |
| Tier 2 risk-based capital | $283,000 | 7,569 |
| Total risk weighted assets | $27,654,200 | 7,484 |
| Total unused commitments | $1,008,000 | 8,960 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 24 | 7,248 |
| Assets and Liabilities | ||
| Total Assets: | $45,920,000 | 7,882 |
| Cash and due from depository institutions | $1,972,000 | 7,248 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $13,570,000 | 7,515 |
| Federal funds sold & reverse repurchase agreements | $2,655,000 | 3,079 |
| Net loans & leases | $26,419,000 | 7,583 |
| Loan loss allowance | $266,000 | 8,854 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $903,000 | 6,453 |
| Other real estate owned | $0 | 7,248 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $401,000 | 10,356 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,920,000 | 7,882 |
| Total liabilities | $42,458,000 | 7,776 |
| Total deposits | $42,270,000 | 7,576 |
| Interest-bearing deposits | $37,031,000 | 7,450 |
| Deposits held in domestic offices | $42,270,000 | 7,567 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $188,000 | 9,228 |
| Total equity capital | $3,462,000 | 8,851 |
| Total bank equity capital | $3,462,000 | 8,851 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $750,000 | 4,650 |
| Surplus | $750,000 | 8,980 |
| Undivided profits | $1,962,000 | 7,213 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $206,000 | 6,678 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $131,000 | 10,101 |
| Earning assets | $42,744,000 | 7,772 |
| Long-term assets (5+ years) | $5,837,000 | 5,598 |
| Average Assets, year-to-date | $43,307,000 | 8,054 |
| Average Assets, quarterly | $45,622,000 | 7,876 |
| Volatile liabilities | $10,164,000 | 4,287 |
| Insider loans | $519,000 | 5,569 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $421,000 | 10,554 |
| Tier 1 (core) risk-based capital | $3,462,000 | 8,955 |
| Tier 2 risk-based capital | $266,000 | 7,983 |
| Total risk weighted assets | $26,124,100 | 7,851 |
| Total unused commitments | $421,000 | 10,559 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 22 | 7,996 |
| Assets and Liabilities | ||
| Total Assets: | $40,052,000 | 8,830 |
| Cash and due from depository institutions | $1,560,000 | 7,996 |
| Interest-bearing balances | $350,000 | 4,866 |
| Securities | $10,283,000 | 8,990 |
| Federal funds sold & reverse repurchase agreements | $2,125,000 | 5,529 |
| Net loans & leases | $24,809,000 | 7,840 |
| Loan loss allowance | $251,000 | 9,355 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $954,000 | 6,321 |
| Other real estate owned | $10,000 | 7,996 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $311,000 | 11,160 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,052,000 | 8,830 |
| Total liabilities | $36,960,000 | 8,714 |
| Total deposits | $36,748,000 | 8,572 |
| Interest-bearing deposits | $32,915,000 | 8,347 |
| Deposits held in domestic offices | $36,748,000 | 8,566 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $10,000 | 4,928 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $202,000 | 9,237 |
| Total equity capital | $3,092,000 | 9,636 |
| Total bank equity capital | $3,092,000 | 9,636 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $750,000 | 4,837 |
| Surplus | $750,000 | 9,220 |
| Undivided profits | $1,592,000 | 8,231 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $121,000 | 8,804 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $130,000 | 10,073 |
| Earning assets | $37,567,000 | 8,696 |
| Long-term assets (5+ years) | $5,010,000 | 6,396 |
| Average Assets, year-to-date | $38,427,200 | 8,906 |
| Average Assets, quarterly | $39,755,000 | 8,799 |
| Volatile liabilities | $9,178,000 | 4,348 |
| Insider loans | $624,000 | 5,053 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $325,000 | 11,076 |
| Tier 1 (core) risk-based capital | $3,092,000 | 9,577 |
| Tier 2 risk-based capital | $251,000 | 8,332 |
| Total risk weighted assets | $24,385,100 | 8,253 |
| Total unused commitments | $325,000 | 11,086 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 22 | 8,155 |
| Assets and Liabilities | ||
| Total Assets: | $37,796,000 | 9,303 |
| Cash and due from depository institutions | $2,034,000 | 8,155 |
| Interest-bearing balances | $353,000 | 5,453 |
| Securities | $9,041,000 | 9,565 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 5,800 |
| Net loans & leases | $23,088,000 | 8,270 |
| Loan loss allowance | $245,000 | 9,680 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $916,000 | 6,541 |
| Other real estate owned | $10,000 | 8,155 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $307,000 | 11,661 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,796,000 | 9,303 |
| Total liabilities | $35,106,000 | 9,180 |
| Total deposits | $34,850,000 | 9,057 |
| Interest-bearing deposits | $30,788,000 | 8,901 |
| Deposits held in domestic offices | $34,850,000 | 9,051 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $27,000 | 4,784 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $229,000 | 9,424 |
| Total equity capital | $2,690,000 | 10,246 |
| Total bank equity capital | $2,690,000 | 10,246 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $750,000 | 5,077 |
| Surplus | $750,000 | 9,372 |
| Undivided profits | $1,190,000 | 9,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $103,000 | 10,029 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $129,000 | 10,646 |
| Earning assets | $34,882,000 | 9,206 |
| Long-term assets (5+ years) | $3,688,000 | 7,426 |
| Average Assets, year-to-date | $34,531,800 | 9,610 |
| Average Assets, quarterly | $37,021,000 | 9,335 |
| Volatile liabilities | $7,999,000 | 4,820 |
| Insider loans | $109,000 | 5,494 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $424,000 | 10,846 |
| Tier 1 (core) risk-based capital | $2,690,000 | 10,189 |
| Tier 2 risk-based capital | $245,000 | 8,514 |
| Total risk weighted assets | $22,598,600 | 8,765 |
| Total unused commitments | $424,000 | 10,870 |
| Derivatives | $0 | 651 |