First Community Bank of Southwest Georgia, Assets and Liabilities

2001-12-31Rank
# of Employees:533,166
Assets and Liabilities
Total Assets:$161,725,0003,075
Cash and due from depository institutions$9,186,0003,166
Interest-bearing balances$237,0004,315
Securities$16,699,0005,073
Federal funds sold & reverse repurchase agreements$8,494,0001,732
Net loans & leases$114,489,0002,792
Loan loss allowance$1,634,0002,397
Trading account assets$0182
Bank premises and fixed assets$4,189,0002,145
Other real estate owned$985,0003,166
Goodwill and other intangibles$1,207,0001,370
All other assets$6,476,0001,775
Life insurance assets$01
Total liabilities and capital$161,725,0003,075
Total liabilities$144,196,0003,082
Total deposits$135,253,0002,998
Interest-bearing deposits$115,383,0003,001
Deposits held in domestic offices$135,253,0002,992
% insured0.00%1
Federal funds purchased & repurchase agreements$1,260,0002,490
Trading liabilities$069
Other borrowed funds$7,000,0002,583
Subordinated debt$0241
All other liabilities$683,0004,508
Total equity capital$17,529,0002,755
Total bank equity capital$17,529,0002,755
Perpetual preferred stock$0158
Common stock$2,278,0001,689
Surplus$13,485,0001,341
Undivided profits$1,766,0006,779
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,765,000638
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$3,679,00067
Income earned, not collected on loans$1,454,0002,328
Earning assets$139,919,0003,208
Long-term assets (5+ years)$11,557,0004,477
Average Assets, year-to-date$167,858,4002,840
Average Assets, quarterly$163,996,5003,004
Volatile liabilities$21,749,0003,440
Insider loans$2,565,0001,914
FHLB advances$7,000,0002,412
Loans and leases held for sale$01,749
Unused loan commitments$13,306,0003,292
Tier 1 (core) risk-based capital$16,248,0002,827
Tier 2 risk-based capital$1,526,0002,364
Total risk weighted assets$121,975,0002,722
Total unused commitments$13,306,0003,297
Derivatives$0450
2000-12-31Rank
# of Employees:602,852
Assets and Liabilities
Total Assets:$167,169,0002,857
Cash and due from depository institutions$12,909,0002,852
Interest-bearing balances$1,293,0002,117
Securities$17,926,0005,005
Federal funds sold & reverse repurchase agreements$1,190,0005,163
Net loans & leases$123,966,0002,518
Loan loss allowance$2,594,0001,494
Trading account assets$0175
Bank premises and fixed assets$4,465,0001,960
Other real estate owned$266,0002,852
Goodwill and other intangibles$1,421,0001,249
All other assets$5,026,0001,798
Life insurance assets$01
Total liabilities and capital$167,169,0002,857
Total liabilities$151,818,0002,839
Total deposits$134,986,0002,887
Interest-bearing deposits$118,503,0002,835
Deposits held in domestic offices$134,986,0002,883
% insured0.00%1
Federal funds purchased & repurchase agreements$03,755
Trading liabilities$077
Other borrowed funds$15,054,0001,581
Subordinated debt$0239
All other liabilities$1,778,0002,267
Total equity capital$15,351,0003,011
Total bank equity capital$15,351,0003,011
Perpetual preferred stock$0178
Common stock$2,278,0001,707
Surplus$13,485,0001,285
Undivided profits$-412,0009,290
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,630,000495
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$4,500,00051
Income earned, not collected on loans$1,511,0001,730
Earning assets$144,375,0003,037
Long-term assets (5+ years)$21,763,0002,989
Average Assets, year-to-date$166,156,2002,749
Average Assets, quarterly$167,989,5002,813
Volatile liabilities$30,027,0002,656
Insider loans$5,164,000918
FHLB advances$0771
Loans and leases held for sale$01,442
Unused loan commitments$17,912,0002,526
Tier 1 (core) risk-based capital$14,070,0003,160
Tier 2 risk-based capital$1,649,1902,120
Total risk weighted assets$130,990,2902,412
Total unused commitments$17,912,0002,530
Derivatives$0481
1999-12-31Rank
# of Employees:652,746
Assets and Liabilities
Total Assets:$168,204,0002,786
Cash and due from depository institutions$6,515,0002,746
Interest-bearing balances$149,0004,302
Securities$22,294,0004,485
Federal funds sold & reverse repurchase agreements$12,460,000778
Net loans & leases$116,971,0002,553
Loan loss allowance$1,183,0002,957
Trading account assets$0165
Bank premises and fixed assets$3,865,0002,232
Other real estate owned$520,0002,746
Goodwill and other intangibles$1,842,0001,122
All other assets$3,737,0002,348
Life insurance assets$01
Total liabilities and capital$168,204,0002,786
Total liabilities$152,637,0002,777
Total deposits$130,893,0002,911
Interest-bearing deposits$107,618,0003,029
Deposits held in domestic offices$130,893,0002,906
% insured0.00%1
Federal funds purchased & repurchase agreements$04,093
Trading liabilities$065
Other borrowed funds$20,576,0001,298
Subordinated debt$0242
All other liabilities$1,168,0002,873
Total equity capital$15,567,0002,851
Total bank equity capital$15,567,0002,851
Perpetual preferred stock$63,000170
Common stock$2,278,0001,711
Surplus$13,485,0001,269
Undivided profits$-259,0009,436
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$860,0002,469
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$143,000708
Income earned, not collected on loans$1,813,0001,161
Earning assets$151,874,0002,801
Long-term assets (5+ years)$12,090,0004,444
Average Assets, year-to-date$163,369,6002,754
Average Assets, quarterly$165,316,5002,792
Volatile liabilities$24,479,0002,964
Insider loans$2,975,0001,571
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$18,047,0002,552
Tier 1 (core) risk-based capital$13,926,0003,142
Tier 2 risk-based capital$1,246,0002,581
Total risk weighted assets$120,445,1002,527
Total unused commitments$18,047,0002,555
Derivatives$0488
1998-12-31Rank
# of Employees:622,874
Assets and Liabilities
Total Assets:$164,849,0002,788
Cash and due from depository institutions$8,924,0002,874
Interest-bearing balances$134,0004,599
Securities$31,558,0003,477
Federal funds sold & reverse repurchase agreements$2,410,0005,384
Net loans & leases$113,305,0002,454
Loan loss allowance$1,321,0002,605
Trading account assets$0197
Bank premises and fixed assets$3,702,0002,203
Other real estate owned$281,0002,874
Goodwill and other intangibles$2,187,000968
All other assets$2,482,0002,944
Life insurance assets$01
Total liabilities and capital$164,849,0002,788
Total liabilities$148,212,0002,794
Total deposits$131,255,0002,890
Interest-bearing deposits$110,841,0002,940
Deposits held in domestic offices$131,255,0002,886
% insured0.00%1
Federal funds purchased & repurchase agreements$280,0002,942
Trading liabilities$069
Other borrowed funds$15,788,0001,196
Subordinated debt$0255
All other liabilities$889,0003,854
Total equity capital$16,637,0002,688
Total bank equity capital$16,637,0002,688
Perpetual preferred stock$0199
Common stock$2,278,0001,654
Surplus$13,485,0001,215
Undivided profits$874,0008,423
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$639,0003,368
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$312,000456
Income earned, not collected on loans$1,288,0001,695
Earning assets$147,407,0002,870
Long-term assets (5+ years)$17,228,0003,450
Average Assets, year-to-date$168,265,2002,569
Average Assets, quarterly$165,517,0002,740
Volatile liabilities$20,287,0002,969
Insider loans$2,615,0001,647
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$17,092,0002,526
Tier 1 (core) risk-based capital$14,332,0002,982
Tier 2 risk-based capital$1,321,0002,373
Total risk weighted assets$112,722,9002,535
Total unused commitments$17,092,0002,531
Derivatives$0527
1997-12-31Rank
# of Employees:354,914
Assets and Liabilities
Total Assets:$87,871,0004,829
Cash and due from depository institutions$7,534,0004,914
Interest-bearing balances$2,790,0001,431
Securities$12,747,0006,610
Federal funds sold & reverse repurchase agreements$1,960,0005,032
Net loans & leases$60,610,0004,290
Loan loss allowance$537,0005,424
Trading account assets$0203
Bank premises and fixed assets$1,255,0005,286
Other real estate owned$378,0004,914
Goodwill and other intangibles$1,912,0001,019
All other assets$1,475,0004,522
Life insurance assets$01
Total liabilities and capital$87,871,0004,829
Total liabilities$78,796,0004,819
Total deposits$66,409,0005,254
Interest-bearing deposits$61,096,0005,007
Deposits held in domestic offices$66,409,0005,250
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$11,750,0001,261
Subordinated debt$0260
All other liabilities$637,0005,010
Total equity capital$9,075,0004,688
Total bank equity capital$9,075,0004,688
Perpetual preferred stock$0223
Common stock$2,278,0001,644
Surplus$5,985,0002,401
Undivided profits$812,0008,898
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$136,0007,140
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$705,0003,330
Earning assets$78,107,0004,934
Long-term assets (5+ years)$34,073,0001,907
Average Assets, year-to-date$81,052,2004,959
Average Assets, quarterly$84,751,0004,914
Volatile liabilities$18,321,0003,214
Insider loans$100,0008,439
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$9,718,0003,523
Tier 1 (core) risk-based capital$7,094,5005,545
Tier 2 risk-based capital$537,0004,904
Total risk weighted assets$52,762,9004,831
Total unused commitments$9,718,0003,525
Derivatives$0533
1996-12-31Rank
# of Employees:335,392
Assets and Liabilities
Total Assets:$77,136,0005,465
Cash and due from depository institutions$4,523,0005,392
Interest-bearing balances$3,797,0001,020
Securities$13,489,0006,850
Federal funds sold & reverse repurchase agreements$08,460
Net loans & leases$53,728,0004,779
Loan loss allowance$475,0006,128
Trading account assets$0240
Bank premises and fixed assets$1,258,0005,271
Other real estate owned$335,0005,392
Goodwill and other intangibles$2,021,000930
All other assets$1,782,0004,001
Life insurance assets$01
Total liabilities and capital$77,136,0005,465
Total liabilities$67,864,0005,551
Total deposits$61,281,0005,752
Interest-bearing deposits$57,267,0005,404
Deposits held in domestic offices$61,281,0005,745
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$6,000,0001,666
Subordinated debt$0298
All other liabilities$583,0005,366
Total equity capital$9,272,0004,625
Total bank equity capital$9,272,0004,625
Perpetual preferred stock$0250
Common stock$4,00010,166
Surplus$8,259,0001,906
Undivided profits$1,009,0008,843
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$302,0005,590
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$446,0005,169
Earning assets$71,014,0005,440
Long-term assets (5+ years)$09,965
Average Assets, year-to-date$74,991,0005,427
Average Assets, quarterly$75,407,5005,514
Volatile liabilities$20,448,0002,870
Insider loans$210,0007,629
FHLB advances$6,000,000529
Loans and leases held for sale$01,560
Unused loan commitments$3,128,0006,319
Tier 1 (core) risk-based capital$7,084,0005,644
Tier 2 risk-based capital$475,0005,451
Total risk weighted assets$43,750,0005,607
Total unused commitments$3,128,0006,333
Derivatives$0549
1995-12-31Rank
# of Employees:315,851
Assets and Liabilities
Total Assets:$74,632,0005,668
Cash and due from depository institutions$2,951,0005,851
Interest-bearing balances$2,444,0001,602
Securities$18,646,0005,826
Federal funds sold & reverse repurchase agreements$09,298
Net loans & leases$47,638,0005,153
Loan loss allowance$434,0006,626
Trading account assets$0261
Bank premises and fixed assets$1,156,0005,560
Other real estate owned$415,0005,851
Goodwill and other intangibles$2,129,000839
All other assets$1,697,0004,183
Life insurance assets$01
Total liabilities and capital$74,632,0005,668
Total liabilities$65,580,0005,752
Total deposits$60,575,0005,895
Interest-bearing deposits$60,575,0005,253
Deposits held in domestic offices$60,575,0005,884
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$4,500,0001,733
Subordinated debt$0337
All other liabilities$505,0006,183
Total equity capital$9,052,0004,721
Total bank equity capital$9,052,0004,721
Perpetual preferred stock$0288
Common stock$4,00010,635
Surplus$8,259,0001,886
Undivided profits$789,0009,705
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$34,0009,725
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$417,0005,572
Earning assets$68,728,0005,649
Long-term assets (5+ years)$010,367
Average Assets, year-to-date$70,308,0005,724
Average Assets, quarterly$73,686,0005,665
Volatile liabilities$18,636,0002,787
Insider loans$141,0008,619
FHLB advances$2,500,000627
Loans and leases held for sale$01,606
Unused loan commitments$2,868,0006,494
Tier 1 (core) risk-based capital$6,508,0006,042
Tier 2 risk-based capital$434,0005,848
Total risk weighted assets$38,761,0006,103
Total unused commitments$2,868,0006,508
Derivatives$0628
1994-12-31Rank
# of Employees:286,490
Assets and Liabilities
Total Assets:$63,618,0006,373
Cash and due from depository institutions$5,034,0006,490
Interest-bearing balances$4,601,000781
Securities$19,290,0006,037
Federal funds sold & reverse repurchase agreements$08,397
Net loans & leases$36,651,0006,155
Loan loss allowance$326,0008,042
Trading account assets$0286
Bank premises and fixed assets$760,0007,109
Other real estate owned$415,0006,490
Goodwill and other intangibles$03,133
All other assets$1,468,0005,015
Life insurance assets$01
Total liabilities and capital$63,618,0006,373
Total liabilities$57,738,0006,349
Total deposits$57,493,0006,149
Interest-bearing deposits$55,934,0005,564
Deposits held in domestic offices$57,493,0006,143
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$05,375
Subordinated debt$0372
All other liabilities$245,0008,181
Total equity capital$5,880,0006,373
Total bank equity capital$5,880,0006,373
Perpetual preferred stock$0310
Common stock$4,00011,202
Surplus$3,482,0003,763
Undivided profits$2,394,0006,611
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,059,0002,525
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$224,0007,968
Earning assets$60,542,0006,176
Long-term assets (5+ years)$010,888
Average Assets, year-to-date$62,526,6006,329
Average Assets, quarterly$63,429,5006,363
Volatile liabilities$10,089,0004,313
Insider loans$133,0008,984
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$682,0009,859
Tier 1 (core) risk-based capital$5,880,0006,455
Tier 2 risk-based capital$326,0007,132
Total risk weighted assets$28,573,0007,457
Total unused commitments$682,0009,865
Derivatives$0687
1993-12-31Rank
# of Employees:267,126
Assets and Liabilities
Total Assets:$60,707,0006,789
Cash and due from depository institutions$8,297,0007,126
Interest-bearing balances$7,857,000780
Securities$12,378,0008,212
Federal funds sold & reverse repurchase agreements$010,345
Net loans & leases$37,462,0006,006
Loan loss allowance$445,0006,902
Trading account assets$0330
Bank premises and fixed assets$811,0006,956
Other real estate owned$652,0007,126
Goodwill and other intangibles$03,091
All other assets$1,107,0005,643
Life insurance assets$01
Total liabilities and capital$60,707,0006,789
Total liabilities$54,675,0006,820
Total deposits$54,473,0006,623
Interest-bearing deposits$52,910,0006,052
Deposits held in domestic offices$54,473,0006,616
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$202,0009,237
Total equity capital$6,032,0006,363
Total bank equity capital$6,032,0006,363
Perpetual preferred stock$0343
Common stock$4,00011,735
Surplus$3,420,0003,755
Undivided profits$2,608,0006,648
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$983,0003,200
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$221,0007,641
Earning assets$57,697,0006,612
Long-term assets (5+ years)$011,403
Average Assets, year-to-date$60,754,2006,625
Average Assets, quarterly$59,940,5006,787
Volatile liabilities$8,091,0004,781
Insider loans$147,0009,023
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$815,0009,670
Tier 1 (core) risk-based capital$6,032,0006,284
Tier 2 risk-based capital$346,0006,919
Total risk weighted assets$27,733,0007,656
Total unused commitments$815,0009,695
Derivatives$0714
1992-12-31Rank
# of Employees:277,064
Assets and Liabilities
Total Assets:$62,282,0006,729
Cash and due from depository institutions$6,353,0007,064
Interest-bearing balances$6,074,0001,216
Securities$12,895,0008,051
Federal funds sold & reverse repurchase agreements$011,296
Net loans & leases$39,677,0005,769
Loan loss allowance$341,0008,233
Trading account assets$0344
Bank premises and fixed assets$828,0006,989
Other real estate owned$1,221,0007,064
Goodwill and other intangibles$03,106
All other assets$1,308,0005,130
Life insurance assets$01
Total liabilities and capital$62,282,0006,729
Total liabilities$53,061,0007,078
Total deposits$52,667,0006,941
Interest-bearing deposits$50,975,0006,398
Deposits held in domestic offices$52,667,0006,934
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$65,0004,506
Subordinated debt$0482
All other liabilities$329,0007,763
Total equity capital$9,221,0004,198
Total bank equity capital$9,221,0004,198
Perpetual preferred stock$0346
Common stock$4,00012,271
Surplus$3,264,0003,750
Undivided profits$5,953,0003,641
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$216,0008,164
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$253,0007,456
Earning assets$58,646,0006,576
Long-term assets (5+ years)$011,806
Average Assets, year-to-date$60,969,4006,705
Average Assets, quarterly$61,038,0006,772
Volatile liabilities$7,233,0005,177
Insider loans$09,493
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$1,050,0009,047
Tier 1 (core) risk-based capital$9,221,0004,132
Tier 2 risk-based capital$341,0007,003
Total risk weighted assets$30,206,0007,282
Total unused commitments$1,050,0009,074
Derivatives$0651