Home > First Community Bank of Southwest Florida > Assets and Liabilities
First Community Bank of Southwest Florida, Assets and Liabilities
| 2013-06-30 | Rank | |
| # of Employees: | 62 | 2,432 |
| Assets and Liabilities | ||
| Total Assets: | $247,315,000 | 2,576 |
| Cash and due from depository institutions | $14,228,000 | 2,432 |
| Interest-bearing balances | $11,441,000 | 2,718 |
| Securities | $21,894,000 | 4,332 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $170,587,000 | 2,278 |
| Loan loss allowance | $8,824,000 | 798 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $12,835,000 | 908 |
| Other real estate owned | $25,661,000 | 2,432 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $2,110,000 | 4,533 |
| Life insurance assets | $0 | 3,807 |
| Total liabilities and capital | $247,315,000 | 2,576 |
| Total liabilities | $248,842,000 | 2,292 |
| Total deposits | $243,618,000 | 2,210 |
| Interest-bearing deposits | $202,425,000 | 2,173 |
| Deposits held in domestic offices | $243,618,000 | 2,209 |
| % insured | 92.70% | 1,561 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $4,269,000 | 2,577 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $955,000 | 3,174 |
| Total equity capital | $-1,527,000 | 6,949 |
| Total bank equity capital | $-1,527,000 | 6,949 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $3,800,000 | 1,009 |
| Surplus | $30,192,000 | 1,088 |
| Undivided profits | $-35,519,000 | 6,847 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $18,812,000 | 502 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $590,000 | 4,040 |
| Earning assets | $203,922,000 | 2,820 |
| Long-term assets (5+ years) | $76,810,000 | 2,400 |
| Average Assets, year-to-date | $257,745,000 | 2,479 |
| Average Assets, quarterly | $256,525,500 | 2,490 |
| Volatile liabilities | $11,899,000 | 2,813 |
| Insider loans | $6,981,000 | 886 |
| FHLB advances | $4,000,000 | 2,513 |
| Loans and leases held for sale | $248,000 | 1,846 |
| Unused loan commitments | $6,255,000 | 4,704 |
| Tier 1 (core) risk-based capital | $-642,000 | 6,949 |
| Tier 2 risk-based capital | $0 | 6,878 |
| Total risk weighted assets | $204,376,000 | 2,054 |
| Total unused commitments | $6,255,000 | 4,704 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 62 | 2,430 |
| Assets and Liabilities | ||
| Total Assets: | $265,736,000 | 2,440 |
| Cash and due from depository institutions | $20,478,000 | 2,430 |
| Interest-bearing balances | $17,651,000 | 2,378 |
| Securities | $25,622,000 | 4,036 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $177,442,000 | 2,203 |
| Loan loss allowance | $6,404,000 | 1,121 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $12,947,000 | 901 |
| Other real estate owned | $27,184,000 | 2,430 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $2,063,000 | 4,592 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $265,736,000 | 2,440 |
| Total liabilities | $261,127,000 | 2,230 |
| Total deposits | $254,226,000 | 2,173 |
| Interest-bearing deposits | $208,820,000 | 2,153 |
| Deposits held in domestic offices | $254,226,000 | 2,173 |
| % insured | 87.84% | 3,106 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $6,272,000 | 2,057 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $629,000 | 3,972 |
| Total equity capital | $4,609,000 | 6,370 |
| Total bank equity capital | $4,609,000 | 6,370 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $3,800,000 | 1,024 |
| Surplus | $30,192,000 | 1,090 |
| Undivided profits | $-29,383,000 | 6,910 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $19,919,000 | 515 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $454,000 | 4,665 |
| Earning assets | $220,715,000 | 2,685 |
| Long-term assets (5+ years) | $76,894,000 | 2,383 |
| Average Assets, year-to-date | $262,960,000 | 2,460 |
| Average Assets, quarterly | $262,960,000 | 2,460 |
| Volatile liabilities | $16,632,000 | 2,207 |
| Insider loans | $7,028,000 | 871 |
| FHLB advances | $6,000,000 | 2,013 |
| Loans and leases held for sale | $161,000 | 1,953 |
| Unused loan commitments | $7,428,000 | 4,462 |
| Tier 1 (core) risk-based capital | $4,874,000 | 6,218 |
| Tier 2 risk-based capital | $2,710,000 | 1,836 |
| Total risk weighted assets | $213,136,000 | 1,980 |
| Total unused commitments | $7,428,000 | 4,463 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 64 | 2,371 |
| Assets and Liabilities | ||
| Total Assets: | $260,184,000 | 2,492 |
| Cash and due from depository institutions | $13,542,000 | 2,371 |
| Interest-bearing balances | $10,379,000 | 3,118 |
| Securities | $25,935,000 | 3,967 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $178,223,000 | 2,208 |
| Loan loss allowance | $4,931,000 | 1,460 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $13,073,000 | 892 |
| Other real estate owned | $27,129,000 | 2,371 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $2,282,000 | 4,471 |
| Life insurance assets | $0 | 3,787 |
| Total liabilities and capital | $260,184,000 | 2,492 |
| Total liabilities | $251,727,000 | 2,301 |
| Total deposits | $244,878,000 | 2,234 |
| Interest-bearing deposits | $194,687,000 | 2,276 |
| Deposits held in domestic offices | $244,878,000 | 2,234 |
| % insured | 89.80% | 3,506 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $6,276,000 | 2,212 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $573,000 | 4,184 |
| Total equity capital | $8,457,000 | 5,407 |
| Total bank equity capital | $8,457,000 | 5,407 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $3,800,000 | 1,026 |
| Surplus | $30,192,000 | 1,089 |
| Undivided profits | $-25,535,000 | 6,958 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $10,668,000 | 943 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $664,000 | 3,761 |
| Earning assets | $214,537,000 | 2,722 |
| Long-term assets (5+ years) | $74,867,000 | 2,396 |
| Average Assets, year-to-date | $278,372,800 | 2,284 |
| Average Assets, quarterly | $269,955,000 | 2,375 |
| Volatile liabilities | $15,851,000 | 2,336 |
| Insider loans | $7,075,000 | 870 |
| FHLB advances | $6,000,000 | 2,148 |
| Loans and leases held for sale | $161,000 | 2,072 |
| Unused loan commitments | $7,079,000 | 4,445 |
| Tier 1 (core) risk-based capital | $8,501,000 | 5,256 |
| Tier 2 risk-based capital | $2,686,000 | 1,849 |
| Total risk weighted assets | $212,683,000 | 1,991 |
| Total unused commitments | $7,079,000 | 4,445 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 63 | 2,427 |
| Assets and Liabilities | ||
| Total Assets: | $279,726,000 | 2,321 |
| Cash and due from depository institutions | $31,216,000 | 2,427 |
| Interest-bearing balances | $26,773,000 | 1,469 |
| Securities | $29,138,000 | 3,771 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $176,202,000 | 2,246 |
| Loan loss allowance | $5,259,000 | 1,410 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $13,182,000 | 885 |
| Other real estate owned | $27,689,000 | 2,427 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $2,299,000 | 4,542 |
| Life insurance assets | $0 | 3,771 |
| Total liabilities and capital | $279,726,000 | 2,321 |
| Total liabilities | $270,774,000 | 2,154 |
| Total deposits | $263,258,000 | 2,094 |
| Interest-bearing deposits | $208,793,000 | 2,156 |
| Deposits held in domestic offices | $263,258,000 | 2,094 |
| % insured | 85.25% | 5,065 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $6,280,000 | 2,228 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $1,236,000 | 3,009 |
| Total equity capital | $8,952,000 | 5,348 |
| Total bank equity capital | $8,952,000 | 5,346 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,800,000 | 1,046 |
| Surplus | $30,192,000 | 1,100 |
| Undivided profits | $-25,040,000 | 7,055 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $9,177,000 | 1,165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $676,000 | 3,970 |
| Earning assets | $232,113,000 | 2,533 |
| Long-term assets (5+ years) | $68,047,000 | 2,545 |
| Average Assets, year-to-date | $282,920,000 | 2,274 |
| Average Assets, quarterly | $277,040,000 | 2,330 |
| Volatile liabilities | $12,632,000 | 2,817 |
| Insider loans | $6,901,000 | 890 |
| FHLB advances | $6,000,000 | 2,169 |
| Loans and leases held for sale | $184,000 | 2,064 |
| Unused loan commitments | $7,640,000 | 4,346 |
| Tier 1 (core) risk-based capital | $8,766,000 | 5,244 |
| Tier 2 risk-based capital | $2,661,000 | 1,885 |
| Total risk weighted assets | $210,307,000 | 2,024 |
| Total unused commitments | $7,640,000 | 4,346 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 60 | 2,533 |
| Assets and Liabilities | ||
| Total Assets: | $274,354,000 | 2,339 |
| Cash and due from depository institutions | $23,968,000 | 2,533 |
| Interest-bearing balances | $19,562,000 | 1,936 |
| Securities | $28,677,000 | 3,800 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $178,053,000 | 2,227 |
| Loan loss allowance | $6,514,000 | 1,161 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $13,390,000 | 862 |
| Other real estate owned | $27,807,000 | 2,533 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $2,459,000 | 4,393 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $274,354,000 | 2,339 |
| Total liabilities | $265,484,000 | 2,191 |
| Total deposits | $258,279,000 | 2,117 |
| Interest-bearing deposits | $219,595,000 | 2,065 |
| Deposits held in domestic offices | $258,279,000 | 2,117 |
| % insured | 84.27% | 5,421 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $6,285,000 | 2,297 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $920,000 | 3,408 |
| Total equity capital | $8,870,000 | 5,351 |
| Total bank equity capital | $8,870,000 | 5,349 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $3,800,000 | 1,066 |
| Surplus | $30,192,000 | 1,093 |
| Undivided profits | $-25,122,000 | 7,115 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $9,997,000 | 1,126 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $700,000 | 3,749 |
| Earning assets | $226,292,000 | 2,578 |
| Long-term assets (5+ years) | $35,630,000 | 3,881 |
| Average Assets, year-to-date | $283,984,670 | 2,275 |
| Average Assets, quarterly | $282,399,500 | 2,283 |
| Volatile liabilities | $14,610,000 | 2,599 |
| Insider loans | $6,623,000 | 955 |
| FHLB advances | $6,000,000 | 2,238 |
| Loans and leases held for sale | $125,000 | 2,068 |
| Unused loan commitments | $7,097,000 | 4,462 |
| Tier 1 (core) risk-based capital | $8,833,000 | 5,209 |
| Tier 2 risk-based capital | $2,698,000 | 1,876 |
| Total risk weighted assets | $211,603,000 | 2,000 |
| Total unused commitments | $7,097,000 | 4,462 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 57 | 2,644 |
| Assets and Liabilities | ||
| Total Assets: | $290,445,000 | 2,257 |
| Cash and due from depository institutions | $29,641,000 | 2,644 |
| Interest-bearing balances | $24,661,000 | 1,714 |
| Securities | $27,664,000 | 3,902 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $187,736,000 | 2,108 |
| Loan loss allowance | $6,577,000 | 1,160 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $13,352,000 | 874 |
| Other real estate owned | $28,704,000 | 2,644 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $3,348,000 | 3,806 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $290,445,000 | 2,257 |
| Total liabilities | $281,223,000 | 2,080 |
| Total deposits | $273,823,000 | 2,015 |
| Interest-bearing deposits | $231,482,000 | 1,986 |
| Deposits held in domestic offices | $273,823,000 | 2,015 |
| % insured | 84.09% | 5,481 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $6,287,000 | 2,323 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $1,113,000 | 3,013 |
| Total equity capital | $9,222,000 | 5,251 |
| Total bank equity capital | $9,222,000 | 5,249 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $3,800,000 | 1,083 |
| Surplus | $30,192,000 | 1,098 |
| Undivided profits | $-24,770,000 | 7,174 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $10,976,000 | 1,102 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $729,000 | 3,582 |
| Earning assets | $240,061,000 | 2,466 |
| Long-term assets (5+ years) | $73,541,000 | 2,342 |
| Average Assets, year-to-date | $288,800,000 | 2,253 |
| Average Assets, quarterly | $288,800,000 | 2,253 |
| Volatile liabilities | $12,845,000 | 2,849 |
| Insider loans | $7,944,000 | 775 |
| FHLB advances | $6,000,000 | 2,271 |
| Loans and leases held for sale | $112,000 | 2,072 |
| Unused loan commitments | $7,788,000 | 4,383 |
| Tier 1 (core) risk-based capital | $9,231,000 | 5,111 |
| Tier 2 risk-based capital | $2,808,000 | 1,806 |
| Total risk weighted assets | $220,887,000 | 1,918 |
| Total unused commitments | $7,788,000 | 4,383 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 56 | 2,697 |
| Assets and Liabilities | ||
| Total Assets: | $287,155,000 | 2,258 |
| Cash and due from depository institutions | $12,126,000 | 2,697 |
| Interest-bearing balances | $8,212,000 | 3,301 |
| Securities | $34,162,000 | 3,394 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $195,310,000 | 2,058 |
| Loan loss allowance | $6,119,000 | 1,244 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $13,427,000 | 875 |
| Other real estate owned | $29,001,000 | 2,697 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $3,129,000 | 4,007 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $287,155,000 | 2,258 |
| Total liabilities | $276,605,000 | 2,107 |
| Total deposits | $267,625,000 | 2,031 |
| Interest-bearing deposits | $228,650,000 | 1,981 |
| Deposits held in domestic offices | $267,625,000 | 2,030 |
| % insured | 88.88% | 4,190 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $8,291,000 | 2,178 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $689,000 | 3,932 |
| Total equity capital | $10,550,000 | 4,936 |
| Total bank equity capital | $10,550,000 | 4,935 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $3,800,000 | 1,095 |
| Surplus | $30,192,000 | 1,101 |
| Undivided profits | $-23,442,000 | 7,203 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $5,772,000 | 1,869 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $899,000 | 3,134 |
| Earning assets | $237,684,000 | 2,470 |
| Long-term assets (5+ years) | $85,806,000 | 1,772 |
| Average Assets, year-to-date | $305,022,400 | 2,101 |
| Average Assets, quarterly | $294,371,500 | 2,195 |
| Volatile liabilities | $16,412,000 | 2,562 |
| Insider loans | $7,295,000 | 862 |
| FHLB advances | $8,000,000 | 2,110 |
| Loans and leases held for sale | $3,736,000 | 634 |
| Unused loan commitments | $9,456,000 | 3,935 |
| Tier 1 (core) risk-based capital | $10,084,000 | 4,898 |
| Tier 2 risk-based capital | $2,844,000 | 1,798 |
| Total risk weighted assets | $223,520,000 | 1,915 |
| Total unused commitments | $9,456,000 | 3,935 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 56 | 2,700 |
| Assets and Liabilities | ||
| Total Assets: | $301,588,000 | 2,157 |
| Cash and due from depository institutions | $24,596,000 | 2,700 |
| Interest-bearing balances | $19,324,000 | 1,951 |
| Securities | $34,785,000 | 3,311 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $203,934,000 | 1,972 |
| Loan loss allowance | $6,084,000 | 1,280 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $13,476,000 | 858 |
| Other real estate owned | $20,775,000 | 2,700 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $4,022,000 | 3,559 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $301,588,000 | 2,157 |
| Total liabilities | $290,577,000 | 2,005 |
| Total deposits | $281,250,000 | 1,930 |
| Interest-bearing deposits | $244,347,000 | 1,891 |
| Deposits held in domestic offices | $281,250,000 | 1,929 |
| % insured | 84.36% | 5,596 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $8,294,000 | 2,246 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $1,033,000 | 3,290 |
| Total equity capital | $11,011,000 | 4,898 |
| Total bank equity capital | $11,011,000 | 4,897 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $3,800,000 | 1,121 |
| Surplus | $30,192,000 | 1,114 |
| Undivided profits | $-22,981,000 | 7,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $13,174,000 | 1,053 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $890,000 | 3,278 |
| Earning assets | $258,043,000 | 2,284 |
| Long-term assets (5+ years) | $88,806,000 | 1,663 |
| Average Assets, year-to-date | $309,489,250 | 2,075 |
| Average Assets, quarterly | $299,066,000 | 2,157 |
| Volatile liabilities | $16,249,000 | 2,612 |
| Insider loans | $7,538,000 | 845 |
| FHLB advances | $8,000,000 | 2,154 |
| Loans and leases held for sale | $3,553,000 | 610 |
| Unused loan commitments | $8,642,000 | 4,115 |
| Tier 1 (core) risk-based capital | $10,708,000 | 4,781 |
| Tier 2 risk-based capital | $2,852,000 | 1,802 |
| Total risk weighted assets | $224,896,000 | 1,913 |
| Total unused commitments | $8,642,000 | 4,118 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 62 | 2,484 |
| Assets and Liabilities | ||
| Total Assets: | $296,544,000 | 2,185 |
| Cash and due from depository institutions | $24,353,000 | 2,484 |
| Interest-bearing balances | $19,752,000 | 1,778 |
| Securities | $26,734,000 | 3,873 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $206,841,000 | 1,978 |
| Loan loss allowance | $6,136,000 | 1,304 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $13,522,000 | 858 |
| Other real estate owned | $20,748,000 | 2,484 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $4,346,000 | 3,402 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $296,544,000 | 2,185 |
| Total liabilities | $285,281,000 | 2,035 |
| Total deposits | $276,082,000 | 1,967 |
| Interest-bearing deposits | $240,586,000 | 1,922 |
| Deposits held in domestic offices | $276,082,000 | 1,967 |
| % insured | 93.71% | 2,576 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $8,297,000 | 2,306 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $902,000 | 3,415 |
| Total equity capital | $11,263,000 | 4,799 |
| Total bank equity capital | $11,263,000 | 4,798 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $3,800,000 | 1,136 |
| Surplus | $30,192,000 | 1,111 |
| Undivided profits | $-22,729,000 | 7,351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $15,424,000 | 962 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $941,000 | 3,060 |
| Earning assets | $253,327,000 | 2,304 |
| Long-term assets (5+ years) | $82,627,000 | 1,751 |
| Average Assets, year-to-date | $312,123,000 | 2,061 |
| Average Assets, quarterly | $315,866,000 | 2,049 |
| Volatile liabilities | $16,896,000 | 2,563 |
| Insider loans | $8,867,000 | 727 |
| FHLB advances | $8,000,000 | 2,223 |
| Loans and leases held for sale | $3,342,000 | 457 |
| Unused loan commitments | $11,854,000 | 3,538 |
| Tier 1 (core) risk-based capital | $11,419,000 | 4,591 |
| Tier 2 risk-based capital | $2,876,000 | 1,795 |
| Total risk weighted assets | $226,813,000 | 1,911 |
| Total unused commitments | $11,854,000 | 3,540 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 62 | 2,496 |
| Assets and Liabilities | ||
| Total Assets: | $335,188,000 | 1,969 |
| Cash and due from depository institutions | $10,701,000 | 2,496 |
| Interest-bearing balances | $6,449,000 | 3,736 |
| Securities | $63,358,000 | 2,095 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $222,121,000 | 1,872 |
| Loan loss allowance | $5,728,000 | 1,401 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $13,580,000 | 858 |
| Other real estate owned | $20,416,000 | 2,496 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $5,012,000 | 3,160 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $335,188,000 | 1,969 |
| Total liabilities | $321,204,000 | 1,854 |
| Total deposits | $290,466,000 | 1,898 |
| Interest-bearing deposits | $256,903,000 | 1,842 |
| Deposits held in domestic offices | $290,466,000 | 1,896 |
| % insured | 87.57% | 4,886 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $30,301,000 | 984 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $437,000 | 4,755 |
| Total equity capital | $13,984,000 | 4,140 |
| Total bank equity capital | $13,984,000 | 4,139 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $3,800,000 | 1,154 |
| Surplus | $30,192,000 | 1,118 |
| Undivided profits | $-20,008,000 | 7,379 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $16,352,000 | 972 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,009,000 | 2,883 |
| Earning assets | $291,928,000 | 2,046 |
| Long-term assets (5+ years) | $106,604,000 | 1,366 |
| Average Assets, year-to-date | $319,912,500 | 2,035 |
| Average Assets, quarterly | $319,912,500 | 2,035 |
| Volatile liabilities | $38,020,000 | 1,389 |
| Insider loans | $12,010,000 | 491 |
| FHLB advances | $30,000,000 | 916 |
| Loans and leases held for sale | $9,741,000 | 220 |
| Unused loan commitments | $10,905,000 | 3,771 |
| Tier 1 (core) risk-based capital | $15,030,000 | 3,810 |
| Tier 2 risk-based capital | $2,976,000 | 1,754 |
| Total risk weighted assets | $235,336,000 | 1,859 |
| Total unused commitments | $10,905,000 | 3,772 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 62 | 2,515 |
| Assets and Liabilities | ||
| Total Assets: | $306,037,000 | 2,131 |
| Cash and due from depository institutions | $8,432,000 | 2,515 |
| Interest-bearing balances | $5,237,000 | 3,818 |
| Securities | $29,762,000 | 3,517 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $228,862,000 | 1,867 |
| Loan loss allowance | $5,060,000 | 1,559 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $13,317,000 | 888 |
| Other real estate owned | $20,626,000 | 2,515 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $5,038,000 | 3,200 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $306,037,000 | 2,131 |
| Total liabilities | $293,826,000 | 1,996 |
| Total deposits | $262,930,000 | 2,055 |
| Interest-bearing deposits | $233,042,000 | 1,989 |
| Deposits held in domestic offices | $262,930,000 | 2,054 |
| % insured | 88.99% | 4,383 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $30,304,000 | 1,049 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $592,000 | 4,235 |
| Total equity capital | $12,211,000 | 4,534 |
| Total bank equity capital | $12,211,000 | 4,533 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $3,800,000 | 1,169 |
| Surplus | $26,192,000 | 1,238 |
| Undivided profits | $-17,781,000 | 7,440 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $9,019,000 | 1,544 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,149,000 | 2,638 |
| Earning assets | $263,861,000 | 2,255 |
| Long-term assets (5+ years) | $77,265,000 | 1,752 |
| Average Assets, year-to-date | $320,660,000 | 2,034 |
| Average Assets, quarterly | $319,681,500 | 2,054 |
| Volatile liabilities | $113,672,000 | 1,207 |
| Insider loans | $12,581,000 | 475 |
| FHLB advances | $30,000,000 | 982 |
| Loans and leases held for sale | $8,888,000 | 374 |
| Unused loan commitments | $12,576,000 | 3,403 |
| Tier 1 (core) risk-based capital | $12,808,000 | 4,281 |
| Tier 2 risk-based capital | $3,068,000 | 1,727 |
| Total risk weighted assets | $243,504,000 | 1,827 |
| Total unused commitments | $12,576,000 | 3,404 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 66 | 2,368 |
| Assets and Liabilities | ||
| Total Assets: | $333,326,000 | 2,005 |
| Cash and due from depository institutions | $26,432,000 | 2,368 |
| Interest-bearing balances | $23,618,000 | 1,490 |
| Securities | $39,851,000 | 2,870 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $235,095,000 | 1,841 |
| Loan loss allowance | $4,802,000 | 1,645 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $13,425,000 | 880 |
| Other real estate owned | $13,165,000 | 2,368 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $5,358,000 | 3,115 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $333,326,000 | 2,005 |
| Total liabilities | $315,489,000 | 1,900 |
| Total deposits | $281,155,000 | 1,964 |
| Interest-bearing deposits | $252,530,000 | 1,897 |
| Deposits held in domestic offices | $281,155,000 | 1,960 |
| % insured | 88.14% | 4,176 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 1,586 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $30,307,000 | 1,126 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,027,000 | 3,474 |
| Total equity capital | $17,837,000 | 3,563 |
| Total bank equity capital | $17,837,000 | 3,563 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $3,800,000 | 1,179 |
| Surplus | $26,192,000 | 1,227 |
| Undivided profits | $-12,155,000 | 7,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $16,357,000 | 1,009 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,052,000 | 3,065 |
| Earning assets | $298,564,000 | 2,046 |
| Long-term assets (5+ years) | $91,868,000 | 1,497 |
| Average Assets, year-to-date | $324,315,750 | 2,032 |
| Average Assets, quarterly | $329,876,000 | 2,013 |
| Volatile liabilities | $129,890,000 | 1,084 |
| Insider loans | $12,516,000 | 488 |
| FHLB advances | $30,000,000 | 1,051 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $12,760,000 | 3,446 |
| Tier 1 (core) risk-based capital | $17,405,000 | 3,445 |
| Tier 2 risk-based capital | $3,139,000 | 1,738 |
| Total risk weighted assets | $249,461,000 | 1,823 |
| Total unused commitments | $12,760,000 | 3,449 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 68 | 2,335 |
| Assets and Liabilities | ||
| Total Assets: | $326,426,000 | 2,044 |
| Cash and due from depository institutions | $27,508,000 | 2,335 |
| Interest-bearing balances | $25,034,000 | 1,326 |
| Securities | $31,806,000 | 3,346 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $235,537,000 | 1,872 |
| Loan loss allowance | $4,821,000 | 1,644 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $13,538,000 | 883 |
| Other real estate owned | $12,431,000 | 2,335 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $5,606,000 | 3,056 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $326,426,000 | 2,044 |
| Total liabilities | $308,932,000 | 1,950 |
| Total deposits | $277,866,000 | 1,977 |
| Interest-bearing deposits | $237,764,000 | 1,993 |
| Deposits held in domestic offices | $277,866,000 | 1,975 |
| % insured | 89.63% | 3,733 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $30,311,000 | 1,185 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $755,000 | 4,005 |
| Total equity capital | $17,494,000 | 3,584 |
| Total bank equity capital | $17,494,000 | 3,583 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $3,800,000 | 1,198 |
| Surplus | $26,192,000 | 1,219 |
| Undivided profits | $-12,498,000 | 7,562 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $12,609,000 | 1,269 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $950,000 | 3,320 |
| Earning assets | $292,377,000 | 2,085 |
| Long-term assets (5+ years) | $75,337,000 | 1,734 |
| Average Assets, year-to-date | $321,312,330 | 2,066 |
| Average Assets, quarterly | $327,185,500 | 2,033 |
| Volatile liabilities | $118,157,000 | 1,228 |
| Insider loans | $12,596,000 | 478 |
| FHLB advances | $30,000,000 | 1,114 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $12,593,000 | 3,522 |
| Tier 1 (core) risk-based capital | $17,199,000 | 3,466 |
| Tier 2 risk-based capital | $3,139,000 | 1,763 |
| Total risk weighted assets | $249,443,000 | 1,862 |
| Total unused commitments | $12,593,000 | 3,530 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 69 | 2,334 |
| Assets and Liabilities | ||
| Total Assets: | $327,945,000 | 2,073 |
| Cash and due from depository institutions | $25,081,000 | 2,334 |
| Interest-bearing balances | $24,119,000 | 1,396 |
| Securities | $33,438,000 | 3,269 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $239,867,000 | 1,887 |
| Loan loss allowance | $5,656,000 | 1,471 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $13,657,000 | 891 |
| Other real estate owned | $10,047,000 | 2,334 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $5,855,000 | 3,050 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $327,945,000 | 2,073 |
| Total liabilities | $310,275,000 | 1,991 |
| Total deposits | $277,635,000 | 2,031 |
| Interest-bearing deposits | $239,273,000 | 2,038 |
| Deposits held in domestic offices | $277,635,000 | 2,029 |
| % insured | 91.77% | 3,031 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $32,114,000 | 1,206 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $526,000 | 4,737 |
| Total equity capital | $17,670,000 | 3,571 |
| Total bank equity capital | $17,670,000 | 3,571 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $3,800,000 | 1,226 |
| Surplus | $26,192,000 | 1,241 |
| Undivided profits | $-12,322,000 | 7,663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $7,229,000 | 1,868 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,003,000 | 3,223 |
| Earning assets | $297,424,000 | 2,100 |
| Long-term assets (5+ years) | $76,388,000 | 1,722 |
| Average Assets, year-to-date | $318,755,500 | 2,135 |
| Average Assets, quarterly | $318,755,500 | 2,135 |
| Volatile liabilities | $118,751,000 | 1,251 |
| Insider loans | $12,729,000 | 508 |
| FHLB advances | $31,800,000 | 1,149 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $14,493,000 | 3,371 |
| Tier 1 (core) risk-based capital | $17,861,000 | 3,392 |
| Tier 2 risk-based capital | $3,173,000 | 1,780 |
| Total risk weighted assets | $251,322,000 | 1,890 |
| Total unused commitments | $14,493,000 | 3,376 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 66 | 2,448 |
| Assets and Liabilities | ||
| Total Assets: | $309,566,000 | 2,206 |
| Cash and due from depository institutions | $27,477,000 | 2,448 |
| Interest-bearing balances | $24,740,000 | 1,156 |
| Securities | $5,054,000 | 6,716 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $245,680,000 | 1,892 |
| Loan loss allowance | $5,975,000 | 1,400 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $13,779,000 | 895 |
| Other real estate owned | $9,587,000 | 2,448 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $7,989,000 | 2,483 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $309,566,000 | 2,206 |
| Total liabilities | $292,254,000 | 2,121 |
| Total deposits | $259,461,000 | 2,160 |
| Interest-bearing deposits | $229,021,000 | 2,110 |
| Deposits held in domestic offices | $259,461,000 | 2,158 |
| % insured | 92.57% | 2,730 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $32,317,000 | 1,301 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $476,000 | 5,005 |
| Total equity capital | $17,312,000 | 3,608 |
| Total bank equity capital | $17,312,000 | 3,608 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $3,800,000 | 1,244 |
| Surplus | $25,572,000 | 1,274 |
| Undivided profits | $-12,060,000 | 7,720 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $4,833,000 | 2,393 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,022,000 | 3,280 |
| Earning assets | $275,474,000 | 2,246 |
| Long-term assets (5+ years) | $45,882,000 | 2,554 |
| Average Assets, year-to-date | $315,755,600 | 2,128 |
| Average Assets, quarterly | $306,700,000 | 2,214 |
| Volatile liabilities | $103,170,000 | 1,460 |
| Insider loans | $13,009,000 | 520 |
| FHLB advances | $32,000,000 | 1,230 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $16,333,000 | 3,144 |
| Tier 1 (core) risk-based capital | $17,373,000 | 3,454 |
| Tier 2 risk-based capital | $3,252,000 | 1,762 |
| Total risk weighted assets | $257,397,000 | 1,892 |
| Total unused commitments | $16,333,000 | 3,144 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 65 | 2,504 |
| Assets and Liabilities | ||
| Total Assets: | $303,834,000 | 2,244 |
| Cash and due from depository institutions | $13,713,000 | 2,504 |
| Interest-bearing balances | $10,896,000 | 1,932 |
| Securities | $0 | 7,856 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $262,634,000 | 1,824 |
| Loan loss allowance | $3,663,000 | 1,995 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $13,900,000 | 899 |
| Other real estate owned | $3,368,000 | 2,504 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $10,219,000 | 1,855 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $303,834,000 | 2,244 |
| Total liabilities | $277,793,000 | 2,224 |
| Total deposits | $244,585,000 | 2,253 |
| Interest-bearing deposits | $211,743,000 | 2,252 |
| Deposits held in domestic offices | $244,585,000 | 2,251 |
| % insured | 90.66% | 3,680 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $32,320,000 | 1,354 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $888,000 | 4,036 |
| Total equity capital | $26,041,000 | 2,577 |
| Total bank equity capital | $26,041,000 | 2,576 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $3,800,000 | 1,269 |
| Surplus | $25,171,000 | 1,287 |
| Undivided profits | $-2,930,000 | 7,327 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $11,293,000 | 1,364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,037,000 | 3,453 |
| Earning assets | $273,530,000 | 2,283 |
| Long-term assets (5+ years) | $41,046,000 | 2,724 |
| Average Assets, year-to-date | $317,303,000 | 2,135 |
| Average Assets, quarterly | $309,179,000 | 2,202 |
| Volatile liabilities | $93,080,000 | 1,624 |
| Insider loans | $20,032,000 | 306 |
| FHLB advances | $32,000,000 | 1,274 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $19,919,000 | 2,868 |
| Tier 1 (core) risk-based capital | $20,024,000 | 3,112 |
| Tier 2 risk-based capital | $3,337,000 | 1,737 |
| Total risk weighted assets | $266,315,000 | 1,866 |
| Total unused commitments | $19,919,000 | 2,870 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 71 | 2,360 |
| Assets and Liabilities | ||
| Total Assets: | $314,524,000 | 2,197 |
| Cash and due from depository institutions | $6,628,000 | 2,360 |
| Interest-bearing balances | $3,288,000 | 3,372 |
| Securities | $12,229,000 | 5,444 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $269,123,000 | 1,813 |
| Loan loss allowance | $4,303,000 | 1,702 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $14,038,000 | 908 |
| Other real estate owned | $3,340,000 | 2,360 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $9,166,000 | 2,037 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $314,524,000 | 2,197 |
| Total liabilities | $286,633,000 | 2,169 |
| Total deposits | $257,259,000 | 2,156 |
| Interest-bearing deposits | $232,256,000 | 2,086 |
| Deposits held in domestic offices | $257,259,000 | 2,154 |
| % insured | 85.25% | 2,113 |
| Federal funds purchased & repurchase agreements | $10,021,000 | 1,080 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $18,323,000 | 2,121 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,030,000 | 3,737 |
| Total equity capital | $27,891,000 | 2,421 |
| Total bank equity capital | $27,891,000 | 2,419 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $3,800,000 | 1,288 |
| Surplus | $25,171,000 | 1,303 |
| Undivided profits | $-1,080,000 | 7,080 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $14,724,000 | 1,052 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,080,000 | 3,202 |
| Earning assets | $284,640,000 | 2,216 |
| Long-term assets (5+ years) | $46,116,000 | 2,479 |
| Average Assets, year-to-date | $321,792,670 | 2,141 |
| Average Assets, quarterly | $320,823,500 | 2,150 |
| Volatile liabilities | $86,470,000 | 1,767 |
| Insider loans | $27,404,000 | 202 |
| FHLB advances | $18,000,000 | 2,018 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $20,536,000 | 2,895 |
| Tier 1 (core) risk-based capital | $24,669,000 | 2,577 |
| Tier 2 risk-based capital | $3,495,000 | 1,661 |
| Total risk weighted assets | $278,487,000 | 1,826 |
| Total unused commitments | $20,536,000 | 2,897 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 59 | 2,801 |
| Assets and Liabilities | ||
| Total Assets: | $228,319,000 | 2,918 |
| Cash and due from depository institutions | $3,028,000 | 2,801 |
| Interest-bearing balances | $155,000 | 5,795 |
| Securities | $14,180,000 | 5,208 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $195,138,000 | 2,394 |
| Loan loss allowance | $4,249,000 | 1,638 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $8,694,000 | 1,494 |
| Other real estate owned | $769,000 | 2,801 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $6,510,000 | 2,593 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $228,319,000 | 2,918 |
| Total liabilities | $207,357,000 | 2,887 |
| Total deposits | $177,500,000 | 3,036 |
| Interest-bearing deposits | $160,633,000 | 2,891 |
| Deposits held in domestic offices | $177,500,000 | 3,034 |
| % insured | 83.78% | 2,631 |
| Federal funds purchased & repurchase agreements | $7,074,000 | 1,318 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $21,900,000 | 1,953 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $883,000 | 3,985 |
| Total equity capital | $20,962,000 | 3,145 |
| Total bank equity capital | $20,962,000 | 3,145 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,800,000 | 1,296 |
| Surplus | $14,370,000 | 2,036 |
| Undivided profits | $2,792,000 | 5,424 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $11,392,000 | 1,187 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $792,000 | 4,173 |
| Earning assets | $209,473,000 | 2,925 |
| Long-term assets (5+ years) | $20,151,000 | 4,067 |
| Average Assets, year-to-date | $225,409,000 | 2,926 |
| Average Assets, quarterly | $225,409,000 | 2,926 |
| Volatile liabilities | $74,071,000 | 2,024 |
| Insider loans | $21,186,000 | 299 |
| FHLB advances | $21,900,000 | 1,849 |
| Loans and leases held for sale | $2,800,000 | 652 |
| Unused loan commitments | $15,736,000 | 3,535 |
| Tier 1 (core) risk-based capital | $19,505,000 | 3,228 |
| Tier 2 risk-based capital | $2,567,000 | 2,140 |
| Total risk weighted assets | $203,447,000 | 2,405 |
| Total unused commitments | $15,736,000 | 3,537 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 66 | 2,546 |
| Assets and Liabilities | ||
| Total Assets: | $222,499,000 | 2,966 |
| Cash and due from depository institutions | $2,554,000 | 2,546 |
| Interest-bearing balances | $235,000 | 4,994 |
| Securities | $15,272,000 | 5,077 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $189,063,000 | 2,468 |
| Loan loss allowance | $4,379,000 | 1,566 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $8,779,000 | 1,485 |
| Other real estate owned | $696,000 | 2,546 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $6,135,000 | 2,731 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $222,499,000 | 2,966 |
| Total liabilities | $201,355,000 | 2,930 |
| Total deposits | $174,197,000 | 3,036 |
| Interest-bearing deposits | $159,549,000 | 2,853 |
| Deposits held in domestic offices | $174,197,000 | 3,034 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,354,000 | 1,518 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $19,700,000 | 2,239 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,104,000 | 3,513 |
| Total equity capital | $21,144,000 | 3,090 |
| Total bank equity capital | $21,144,000 | 3,090 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,800,000 | 1,288 |
| Surplus | $14,370,000 | 2,011 |
| Undivided profits | $2,974,000 | 5,362 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,586,000 | 1,540 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $865,000 | 4,127 |
| Earning assets | $204,570,000 | 2,951 |
| Long-term assets (5+ years) | $13,205,000 | 4,869 |
| Average Assets, year-to-date | $208,712,000 | 3,021 |
| Average Assets, quarterly | $222,892,000 | 2,922 |
| Volatile liabilities | $69,636,000 | 2,083 |
| Insider loans | $21,070,000 | 301 |
| FHLB advances | $19,700,000 | 2,136 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $16,567,000 | 3,437 |
| Tier 1 (core) risk-based capital | $21,144,000 | 2,952 |
| Tier 2 risk-based capital | $2,544,000 | 2,134 |
| Total risk weighted assets | $201,472,000 | 2,423 |
| Total unused commitments | $16,567,000 | 3,439 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 65 | 2,609 |
| Assets and Liabilities | ||
| Total Assets: | $223,285,000 | 2,921 |
| Cash and due from depository institutions | $4,550,000 | 2,609 |
| Interest-bearing balances | $478,000 | 3,735 |
| Securities | $15,993,000 | 4,934 |
| Federal funds sold & reverse repurchase agreements | $10,798,000 | 1,110 |
| Net loans & leases | $177,164,000 | 2,598 |
| Loan loss allowance | $1,805,000 | 2,947 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $8,309,000 | 1,561 |
| Other real estate owned | $2,143,000 | 2,609 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,328,000 | 3,472 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $223,285,000 | 2,921 |
| Total liabilities | $199,323,000 | 2,936 |
| Total deposits | $180,730,000 | 2,893 |
| Interest-bearing deposits | $163,882,000 | 2,742 |
| Deposits held in domestic offices | $180,730,000 | 2,890 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,593,000 | 2,024 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $14,000,000 | 2,727 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,000,000 | 3,871 |
| Total equity capital | $23,962,000 | 2,770 |
| Total bank equity capital | $23,962,000 | 2,770 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $3,800,000 | 1,292 |
| Surplus | $14,370,000 | 2,009 |
| Undivided profits | $5,792,000 | 4,182 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,253,000 | 2,216 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $934,000 | 4,078 |
| Earning assets | $204,433,000 | 2,919 |
| Long-term assets (5+ years) | $11,332,000 | 5,085 |
| Average Assets, year-to-date | $205,265,250 | 3,068 |
| Average Assets, quarterly | $213,452,000 | 3,024 |
| Volatile liabilities | $64,661,000 | 2,159 |
| Insider loans | $19,479,000 | 326 |
| FHLB advances | $14,000,000 | 2,620 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $22,268,000 | 3,020 |
| Tier 1 (core) risk-based capital | $23,962,000 | 2,678 |
| Tier 2 risk-based capital | $1,808,000 | 2,744 |
| Total risk weighted assets | $191,116,000 | 2,529 |
| Total unused commitments | $22,268,000 | 3,021 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 62 | 2,759 |
| Assets and Liabilities | ||
| Total Assets: | $203,619,000 | 3,163 |
| Cash and due from depository institutions | $4,497,000 | 2,759 |
| Interest-bearing balances | $345,000 | 3,894 |
| Securities | $16,740,000 | 4,874 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $168,666,000 | 2,675 |
| Loan loss allowance | $1,773,000 | 2,908 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,490,000 | 1,732 |
| Other real estate owned | $2,063,000 | 2,759 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $4,163,000 | 3,500 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $203,619,000 | 3,163 |
| Total liabilities | $179,564,000 | 3,193 |
| Total deposits | $156,661,000 | 3,259 |
| Interest-bearing deposits | $142,973,000 | 3,077 |
| Deposits held in domestic offices | $156,661,000 | 3,256 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,774,000 | 1,588 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $15,000,000 | 2,526 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,129,000 | 3,532 |
| Total equity capital | $24,055,000 | 2,785 |
| Total bank equity capital | $24,055,000 | 2,785 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $3,800,000 | 1,289 |
| Surplus | $14,370,000 | 1,989 |
| Undivided profits | $5,885,000 | 4,205 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,017,000 | 2,100 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $770,000 | 4,574 |
| Earning assets | $185,751,000 | 3,163 |
| Long-term assets (5+ years) | $12,731,000 | 4,859 |
| Average Assets, year-to-date | $199,258,670 | 3,163 |
| Average Assets, quarterly | $200,183,500 | 3,191 |
| Volatile liabilities | $67,323,000 | 2,075 |
| Insider loans | $25,350,000 | 234 |
| FHLB advances | $15,000,000 | 2,422 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $26,459,000 | 2,755 |
| Tier 1 (core) risk-based capital | $24,055,000 | 2,669 |
| Tier 2 risk-based capital | $1,776,000 | 2,725 |
| Total risk weighted assets | $181,553,000 | 2,636 |
| Total unused commitments | $26,459,000 | 2,755 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 62 | 2,753 |
| Assets and Liabilities | ||
| Total Assets: | $196,748,000 | 3,240 |
| Cash and due from depository institutions | $4,558,000 | 2,753 |
| Interest-bearing balances | $775,000 | 3,248 |
| Securities | $17,961,000 | 4,692 |
| Federal funds sold & reverse repurchase agreements | $2,622,000 | 4,523 |
| Net loans & leases | $160,323,000 | 2,755 |
| Loan loss allowance | $2,347,000 | 2,277 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,333,000 | 2,404 |
| Other real estate owned | $2,385,000 | 2,753 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $3,566,000 | 3,785 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $196,748,000 | 3,240 |
| Total liabilities | $172,300,000 | 3,288 |
| Total deposits | $159,893,000 | 3,207 |
| Interest-bearing deposits | $146,641,000 | 3,028 |
| Deposits held in domestic offices | $159,893,000 | 3,204 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,035,000 | 1,805 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $7,000,000 | 3,344 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,372,000 | 3,288 |
| Total equity capital | $24,448,000 | 2,802 |
| Total bank equity capital | $24,448,000 | 2,802 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $3,800,000 | 1,282 |
| Surplus | $14,370,000 | 1,976 |
| Undivided profits | $6,278,000 | 4,210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,751,000 | 1,625 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $838,000 | 4,305 |
| Earning assets | $181,681,000 | 3,218 |
| Long-term assets (5+ years) | $9,883,000 | 5,232 |
| Average Assets, year-to-date | $197,078,500 | 3,195 |
| Average Assets, quarterly | $197,078,500 | 3,195 |
| Volatile liabilities | $55,517,000 | 2,414 |
| Insider loans | $20,427,000 | 306 |
| FHLB advances | $7,000,000 | 3,229 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $25,895,000 | 2,855 |
| Tier 1 (core) risk-based capital | $24,448,000 | 2,639 |
| Tier 2 risk-based capital | $2,166,000 | 2,279 |
| Total risk weighted assets | $173,081,000 | 2,716 |
| Total unused commitments | $25,895,000 | 2,857 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 58 | 2,945 |
| Assets and Liabilities | ||
| Total Assets: | $197,409,000 | 3,183 |
| Cash and due from depository institutions | $2,790,000 | 2,945 |
| Interest-bearing balances | $204,000 | 3,981 |
| Securities | $18,784,000 | 4,611 |
| Federal funds sold & reverse repurchase agreements | $1,891,000 | 4,243 |
| Net loans & leases | $160,142,000 | 2,724 |
| Loan loss allowance | $1,761,000 | 2,818 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $4,929,000 | 2,566 |
| Other real estate owned | $2,788,000 | 2,945 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,085,000 | 2,656 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $197,409,000 | 3,183 |
| Total liabilities | $172,583,000 | 3,223 |
| Total deposits | $163,466,000 | 3,119 |
| Interest-bearing deposits | $150,562,000 | 2,905 |
| Deposits held in domestic offices | $163,466,000 | 3,117 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,583,000 | 1,489 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,534,000 | 3,000 |
| Total equity capital | $24,826,000 | 2,729 |
| Total bank equity capital | $24,826,000 | 2,729 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,800,000 | 1,271 |
| Surplus | $14,370,000 | 1,953 |
| Undivided profits | $6,656,000 | 4,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,992,000 | 1,336 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $959,000 | 4,122 |
| Earning assets | $181,021,000 | 3,175 |
| Long-term assets (5+ years) | $11,561,000 | 4,694 |
| Average Assets, year-to-date | $220,329,400 | 2,781 |
| Average Assets, quarterly | $206,798,500 | 3,006 |
| Volatile liabilities | $52,837,000 | 2,502 |
| Insider loans | $20,062,000 | 303 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $31,043,000 | 2,523 |
| Tier 1 (core) risk-based capital | $24,826,000 | 2,588 |
| Tier 2 risk-based capital | $1,764,000 | 2,686 |
| Total risk weighted assets | $175,471,000 | 2,642 |
| Total unused commitments | $31,043,000 | 2,524 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 57 | 2,985 |
| Assets and Liabilities | ||
| Total Assets: | $216,188,000 | 2,874 |
| Cash and due from depository institutions | $4,335,000 | 2,985 |
| Interest-bearing balances | $2,083,000 | 1,748 |
| Securities | $19,559,000 | 4,543 |
| Federal funds sold & reverse repurchase agreements | $24,721,000 | 550 |
| Net loans & leases | $153,716,000 | 2,799 |
| Loan loss allowance | $2,755,000 | 1,896 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,896,000 | 2,515 |
| Other real estate owned | $2,592,000 | 2,985 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $6,369,000 | 2,555 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $216,188,000 | 2,874 |
| Total liabilities | $188,742,000 | 2,937 |
| Total deposits | $175,627,000 | 2,872 |
| Interest-bearing deposits | $162,179,000 | 2,698 |
| Deposits held in domestic offices | $175,627,000 | 2,869 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,630,000 | 1,351 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $2,000,000 | 4,403 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,485,000 | 2,083 |
| Total equity capital | $27,446,000 | 2,494 |
| Total bank equity capital | $27,446,000 | 2,494 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,800,000 | 1,248 |
| Surplus | $14,370,000 | 1,913 |
| Undivided profits | $9,276,000 | 3,347 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,600,000 | 720 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,009,000 | 4,195 |
| Earning assets | $200,079,000 | 2,851 |
| Long-term assets (5+ years) | $12,651,000 | 4,428 |
| Average Assets, year-to-date | $226,059,500 | 2,713 |
| Average Assets, quarterly | $218,971,500 | 2,817 |
| Volatile liabilities | $59,296,000 | 2,204 |
| Insider loans | $22,444,000 | 260 |
| FHLB advances | $2,000,000 | 4,193 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $29,011,000 | 2,683 |
| Tier 1 (core) risk-based capital | $27,446,000 | 2,370 |
| Tier 2 risk-based capital | $2,160,000 | 2,231 |
| Total risk weighted assets | $172,172,000 | 2,647 |
| Total unused commitments | $29,011,000 | 2,683 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 62 | 2,816 |
| Assets and Liabilities | ||
| Total Assets: | $221,755,000 | 2,819 |
| Cash and due from depository institutions | $5,542,000 | 2,816 |
| Interest-bearing balances | $696,000 | 2,793 |
| Securities | $20,276,000 | 4,455 |
| Federal funds sold & reverse repurchase agreements | $22,464,000 | 682 |
| Net loans & leases | $157,973,000 | 2,716 |
| Loan loss allowance | $3,252,000 | 1,635 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,844,000 | 2,539 |
| Other real estate owned | $3,074,000 | 2,816 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $7,582,000 | 2,238 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $221,755,000 | 2,819 |
| Total liabilities | $194,391,000 | 2,884 |
| Total deposits | $179,228,000 | 2,851 |
| Interest-bearing deposits | $164,392,000 | 2,692 |
| Deposits held in domestic offices | $179,228,000 | 2,849 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,344,000 | 1,180 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,000,000 | 4,343 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,819,000 | 1,814 |
| Total equity capital | $27,364,000 | 2,470 |
| Total bank equity capital | $27,364,000 | 2,470 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,800,000 | 1,236 |
| Surplus | $14,370,000 | 1,915 |
| Undivided profits | $9,194,000 | 3,305 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,938,000 | 685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,024,000 | 3,901 |
| Earning assets | $201,409,000 | 2,829 |
| Long-term assets (5+ years) | $13,737,000 | 4,202 |
| Average Assets, year-to-date | $229,350,000 | 2,707 |
| Average Assets, quarterly | $226,041,500 | 2,759 |
| Volatile liabilities | $63,040,000 | 2,074 |
| Insider loans | $22,530,000 | 266 |
| FHLB advances | $2,000,000 | 4,165 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $25,820,000 | 2,908 |
| Tier 1 (core) risk-based capital | $27,364,000 | 2,380 |
| Tier 2 risk-based capital | $2,238,000 | 2,175 |
| Total risk weighted assets | $177,993,000 | 2,551 |
| Total unused commitments | $25,820,000 | 2,908 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 70 | 2,490 |
| Assets and Liabilities | ||
| Total Assets: | $230,328,000 | 2,733 |
| Cash and due from depository institutions | $4,636,000 | 2,490 |
| Interest-bearing balances | $440,000 | 3,273 |
| Securities | $14,874,000 | 5,275 |
| Federal funds sold & reverse repurchase agreements | $27,310,000 | 681 |
| Net loans & leases | $166,422,000 | 2,573 |
| Loan loss allowance | $2,726,000 | 1,930 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,868,000 | 2,491 |
| Other real estate owned | $7,511,000 | 2,490 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $4,707,000 | 3,118 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $230,328,000 | 2,733 |
| Total liabilities | $197,876,000 | 2,821 |
| Total deposits | $186,001,000 | 2,749 |
| Interest-bearing deposits | $170,561,000 | 2,605 |
| Deposits held in domestic offices | $186,001,000 | 2,746 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,678,000 | 1,375 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $3,500,000 | 3,753 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,697,000 | 2,740 |
| Total equity capital | $32,452,000 | 2,099 |
| Total bank equity capital | $32,452,000 | 2,099 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,800,000 | 1,219 |
| Surplus | $14,370,000 | 1,892 |
| Undivided profits | $14,282,000 | 2,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,592,000 | 557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,058,000 | 3,641 |
| Earning assets | $209,046,000 | 2,759 |
| Long-term assets (5+ years) | $11,671,000 | 4,437 |
| Average Assets, year-to-date | $233,147,500 | 2,692 |
| Average Assets, quarterly | $233,147,500 | 2,692 |
| Volatile liabilities | $61,114,000 | 2,116 |
| Insider loans | $15,990,000 | 393 |
| FHLB advances | $3,500,000 | 3,605 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $26,212,000 | 2,882 |
| Tier 1 (core) risk-based capital | $32,452,000 | 1,999 |
| Tier 2 risk-based capital | $2,345,000 | 2,108 |
| Total risk weighted assets | $187,185,000 | 2,425 |
| Total unused commitments | $26,212,000 | 2,884 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 74 | 2,373 |
| Assets and Liabilities | ||
| Total Assets: | $235,967,000 | 2,665 |
| Cash and due from depository institutions | $4,209,000 | 2,373 |
| Interest-bearing balances | $230,000 | 3,875 |
| Securities | $15,475,000 | 5,218 |
| Federal funds sold & reverse repurchase agreements | $22,962,000 | 690 |
| Net loans & leases | $178,043,000 | 2,430 |
| Loan loss allowance | $3,061,000 | 1,699 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,931,000 | 2,428 |
| Other real estate owned | $5,581,000 | 2,373 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,766,000 | 3,105 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $235,967,000 | 2,665 |
| Total liabilities | $203,325,000 | 2,762 |
| Total deposits | $189,061,000 | 2,692 |
| Interest-bearing deposits | $174,762,000 | 2,513 |
| Deposits held in domestic offices | $189,061,000 | 2,689 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,206,000 | 1,247 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,500,000 | 3,893 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,558,000 | 2,899 |
| Total equity capital | $32,642,000 | 2,053 |
| Total bank equity capital | $32,642,000 | 2,053 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $3,800,000 | 1,209 |
| Surplus | $14,370,000 | 1,848 |
| Undivided profits | $14,472,000 | 2,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,012,000 | 640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,192,000 | 3,426 |
| Earning assets | $216,710,000 | 2,664 |
| Long-term assets (5+ years) | $15,836,000 | 3,841 |
| Average Assets, year-to-date | $278,512,600 | 2,237 |
| Average Assets, quarterly | $244,210,000 | 2,571 |
| Volatile liabilities | $63,907,000 | 2,172 |
| Insider loans | $17,788,000 | 338 |
| FHLB advances | $3,500,000 | 3,752 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $25,864,000 | 2,862 |
| Tier 1 (core) risk-based capital | $32,642,000 | 1,957 |
| Tier 2 risk-based capital | $2,454,000 | 2,017 |
| Total risk weighted assets | $195,701,000 | 2,330 |
| Total unused commitments | $25,864,000 | 2,862 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 75 | 2,354 |
| Assets and Liabilities | ||
| Total Assets: | $252,453,000 | 2,516 |
| Cash and due from depository institutions | $4,654,000 | 2,354 |
| Interest-bearing balances | $570,000 | 2,961 |
| Securities | $16,121,000 | 5,159 |
| Federal funds sold & reverse repurchase agreements | $27,346,000 | 484 |
| Net loans & leases | $190,848,000 | 2,314 |
| Loan loss allowance | $2,798,000 | 1,859 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,950,000 | 2,394 |
| Other real estate owned | $4,079,000 | 2,354 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $4,455,000 | 3,272 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $252,453,000 | 2,516 |
| Total liabilities | $218,714,000 | 2,574 |
| Total deposits | $201,791,000 | 2,505 |
| Interest-bearing deposits | $184,849,000 | 2,347 |
| Deposits held in domestic offices | $201,791,000 | 2,502 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,510,000 | 1,167 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,500,000 | 3,458 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $913,000 | 4,088 |
| Total equity capital | $33,739,000 | 1,962 |
| Total bank equity capital | $33,739,000 | 1,962 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,800,000 | 1,198 |
| Surplus | $14,370,000 | 1,821 |
| Undivided profits | $15,569,000 | 2,173 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,173,000 | 743 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,312,000 | 3,144 |
| Earning assets | $234,885,000 | 2,487 |
| Long-term assets (5+ years) | $17,772,000 | 3,570 |
| Average Assets, year-to-date | $289,149,000 | 2,160 |
| Average Assets, quarterly | $261,209,500 | 2,431 |
| Volatile liabilities | $68,059,000 | 2,086 |
| Insider loans | $11,223,000 | 600 |
| FHLB advances | $5,500,000 | 3,317 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $24,718,000 | 2,972 |
| Tier 1 (core) risk-based capital | $33,739,000 | 1,875 |
| Tier 2 risk-based capital | $2,553,000 | 1,951 |
| Total risk weighted assets | $204,010,000 | 2,250 |
| Total unused commitments | $24,718,000 | 2,972 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 86 | 2,045 |
| Assets and Liabilities | ||
| Total Assets: | $269,966,000 | 2,356 |
| Cash and due from depository institutions | $4,771,000 | 2,045 |
| Interest-bearing balances | $411,000 | 3,294 |
| Securities | $16,876,000 | 5,029 |
| Federal funds sold & reverse repurchase agreements | $16,376,000 | 752 |
| Net loans & leases | $221,706,000 | 1,994 |
| Loan loss allowance | $3,498,000 | 1,467 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,873,000 | 2,389 |
| Other real estate owned | $1,005,000 | 2,045 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $4,359,000 | 3,300 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $269,966,000 | 2,356 |
| Total liabilities | $236,760,000 | 2,404 |
| Total deposits | $220,733,000 | 2,310 |
| Interest-bearing deposits | $203,991,000 | 2,130 |
| Deposits held in domestic offices | $220,733,000 | 2,306 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,720,000 | 1,227 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $5,500,000 | 3,517 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $807,000 | 4,056 |
| Total equity capital | $33,206,000 | 1,929 |
| Total bank equity capital | $33,206,000 | 1,929 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,800,000 | 1,182 |
| Surplus | $14,370,000 | 1,781 |
| Undivided profits | $15,036,000 | 2,142 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,087,000 | 658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,509,000 | 2,488 |
| Earning assets | $255,369,000 | 2,284 |
| Long-term assets (5+ years) | $19,693,000 | 3,360 |
| Average Assets, year-to-date | $301,381,000 | 2,074 |
| Average Assets, quarterly | $289,613,500 | 2,180 |
| Volatile liabilities | $67,833,000 | 2,040 |
| Insider loans | $11,501,000 | 585 |
| FHLB advances | $5,500,000 | 3,362 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $26,542,000 | 2,832 |
| Tier 1 (core) risk-based capital | $33,206,000 | 1,873 |
| Tier 2 risk-based capital | $2,871,000 | 1,734 |
| Total risk weighted assets | $229,098,000 | 2,015 |
| Total unused commitments | $26,542,000 | 2,834 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 81 | 2,158 |
| Assets and Liabilities | ||
| Total Assets: | $309,261,000 | 2,042 |
| Cash and due from depository institutions | $4,833,000 | 2,158 |
| Interest-bearing balances | $379,000 | 3,533 |
| Securities | $17,678,000 | 4,956 |
| Federal funds sold & reverse repurchase agreements | $20,744,000 | 678 |
| Net loans & leases | $256,896,000 | 1,708 |
| Loan loss allowance | $3,848,000 | 1,312 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,933,000 | 2,295 |
| Other real estate owned | $0 | 2,158 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $4,177,000 | 3,307 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $309,261,000 | 2,042 |
| Total liabilities | $277,046,000 | 2,045 |
| Total deposits | $260,197,000 | 1,967 |
| Interest-bearing deposits | $237,149,000 | 1,847 |
| Deposits held in domestic offices | $260,197,000 | 1,962 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,025,000 | 1,149 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,500,000 | 3,414 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,324,000 | 2,935 |
| Total equity capital | $32,215,000 | 1,967 |
| Total bank equity capital | $32,215,000 | 1,967 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,800,000 | 1,169 |
| Surplus | $14,370,000 | 1,722 |
| Undivided profits | $14,045,000 | 2,291 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,711,000 | 425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,614,000 | 2,207 |
| Earning assets | $295,697,000 | 1,959 |
| Long-term assets (5+ years) | $23,161,000 | 3,024 |
| Average Assets, year-to-date | $317,088,500 | 1,965 |
| Average Assets, quarterly | $317,088,500 | 1,965 |
| Volatile liabilities | $77,734,000 | 1,737 |
| Insider loans | $8,150,000 | 821 |
| FHLB advances | $5,500,000 | 3,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $36,054,000 | 2,285 |
| Tier 1 (core) risk-based capital | $32,215,000 | 1,891 |
| Tier 2 risk-based capital | $3,324,000 | 1,495 |
| Total risk weighted assets | $265,441,000 | 1,731 |
| Total unused commitments | $36,054,000 | 2,286 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 77 | 2,266 |
| Assets and Liabilities | ||
| Total Assets: | $324,916,000 | 1,917 |
| Cash and due from depository institutions | $6,827,000 | 2,266 |
| Interest-bearing balances | $374,000 | 3,635 |
| Securities | $17,317,000 | 5,007 |
| Federal funds sold & reverse repurchase agreements | $6,776,000 | 1,949 |
| Net loans & leases | $284,275,000 | 1,512 |
| Loan loss allowance | $3,615,000 | 1,385 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,962,000 | 2,257 |
| Other real estate owned | $18,000 | 2,266 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,741,000 | 3,003 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $324,916,000 | 1,917 |
| Total liabilities | $293,642,000 | 1,909 |
| Total deposits | $273,586,000 | 1,828 |
| Interest-bearing deposits | $253,105,000 | 1,696 |
| Deposits held in domestic offices | $273,586,000 | 1,820 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,939,000 | 1,001 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,500,000 | 3,496 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,617,000 | 2,478 |
| Total equity capital | $31,274,000 | 2,006 |
| Total bank equity capital | $31,274,000 | 2,006 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,800,000 | 1,156 |
| Surplus | $14,370,000 | 1,683 |
| Undivided profits | $13,104,000 | 2,417 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $919,000 | 2,500 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,530,000 | 1,332 |
| Earning assets | $308,742,000 | 1,854 |
| Long-term assets (5+ years) | $27,369,000 | 2,697 |
| Average Assets, year-to-date | $307,485,200 | 1,935 |
| Average Assets, quarterly | $335,331,000 | 1,847 |
| Volatile liabilities | $90,562,000 | 1,503 |
| Insider loans | $7,855,000 | 822 |
| FHLB advances | $5,500,000 | 3,349 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $47,250,000 | 1,865 |
| Tier 1 (core) risk-based capital | $31,274,000 | 1,926 |
| Tier 2 risk-based capital | $3,578,000 | 1,370 |
| Total risk weighted assets | $290,814,000 | 1,569 |
| Total unused commitments | $47,250,000 | 1,865 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 66 | 2,625 |
| Assets and Liabilities | ||
| Total Assets: | $345,746,000 | 1,789 |
| Cash and due from depository institutions | $28,672,000 | 2,625 |
| Interest-bearing balances | $417,000 | 3,622 |
| Securities | $15,552,000 | 5,292 |
| Federal funds sold & reverse repurchase agreements | $2,159,000 | 3,633 |
| Net loans & leases | $290,960,000 | 1,450 |
| Loan loss allowance | $3,065,000 | 1,599 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,239,000 | 2,549 |
| Other real estate owned | $18,000 | 2,625 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $4,146,000 | 3,251 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $345,746,000 | 1,789 |
| Total liabilities | $315,858,000 | 1,765 |
| Total deposits | $295,864,000 | 1,662 |
| Interest-bearing deposits | $265,817,000 | 1,567 |
| Deposits held in domestic offices | $295,864,000 | 1,657 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,765,000 | 1,033 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $6,500,000 | 3,324 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,729,000 | 2,328 |
| Total equity capital | $29,888,000 | 2,064 |
| Total bank equity capital | $29,888,000 | 2,064 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,800,000 | 1,123 |
| Surplus | $14,370,000 | 1,639 |
| Undivided profits | $11,718,000 | 2,682 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $80,000 | 6,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,162,000 | 1,515 |
| Earning assets | $309,088,000 | 1,823 |
| Long-term assets (5+ years) | $26,625,000 | 2,765 |
| Average Assets, year-to-date | $303,127,500 | 1,955 |
| Average Assets, quarterly | $336,815,000 | 1,806 |
| Volatile liabilities | $95,440,000 | 1,383 |
| Insider loans | $7,792,000 | 800 |
| FHLB advances | $6,500,000 | 3,166 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $135,883,000 | 788 |
| Tier 1 (core) risk-based capital | $29,888,000 | 1,988 |
| Tier 2 risk-based capital | $3,065,000 | 1,564 |
| Total risk weighted assets | $294,778,000 | 1,507 |
| Total unused commitments | $135,883,000 | 790 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 66 | 2,619 |
| Assets and Liabilities | ||
| Total Assets: | $327,884,000 | 1,830 |
| Cash and due from depository institutions | $25,245,000 | 2,619 |
| Interest-bearing balances | $459,000 | 3,483 |
| Securities | $14,384,000 | 5,512 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $280,596,000 | 1,467 |
| Loan loss allowance | $3,065,000 | 1,582 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,810,000 | 2,765 |
| Other real estate owned | $18,000 | 2,619 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,831,000 | 3,325 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $327,884,000 | 1,830 |
| Total liabilities | $299,805,000 | 1,804 |
| Total deposits | $278,109,000 | 1,734 |
| Interest-bearing deposits | $247,970,000 | 1,644 |
| Deposits held in domestic offices | $278,109,000 | 1,729 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,427,000 | 977 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,500,000 | 3,261 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,769,000 | 2,156 |
| Total equity capital | $28,079,000 | 2,146 |
| Total bank equity capital | $28,079,000 | 2,146 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,800,000 | 1,107 |
| Surplus | $14,370,000 | 1,600 |
| Undivided profits | $9,909,000 | 3,052 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $472,000 | 3,806 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,839,000 | 1,670 |
| Earning assets | $295,439,000 | 1,851 |
| Long-term assets (5+ years) | $26,814,000 | 2,772 |
| Average Assets, year-to-date | $288,921,330 | 2,019 |
| Average Assets, quarterly | $311,028,000 | 1,897 |
| Volatile liabilities | $90,954,000 | 1,398 |
| Insider loans | $7,663,000 | 796 |
| FHLB advances | $6,500,000 | 3,115 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $178,631,000 | 625 |
| Tier 1 (core) risk-based capital | $28,079,000 | 2,052 |
| Tier 2 risk-based capital | $3,065,000 | 1,542 |
| Total risk weighted assets | $282,879,000 | 1,539 |
| Total unused commitments | $178,631,000 | 625 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 65 | 2,634 |
| Assets and Liabilities | ||
| Total Assets: | $294,172,000 | 2,002 |
| Cash and due from depository institutions | $6,179,000 | 2,634 |
| Interest-bearing balances | $122,000 | 4,805 |
| Securities | $11,988,000 | 6,055 |
| Federal funds sold & reverse repurchase agreements | $9,956,000 | 1,261 |
| Net loans & leases | $258,433,000 | 1,547 |
| Loan loss allowance | $2,973,000 | 1,593 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,638,000 | 2,833 |
| Other real estate owned | $588,000 | 2,634 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,390,000 | 3,571 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $294,172,000 | 2,002 |
| Total liabilities | $269,958,000 | 1,955 |
| Total deposits | $242,083,000 | 1,971 |
| Interest-bearing deposits | $221,252,000 | 1,819 |
| Deposits held in domestic offices | $242,083,000 | 1,966 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,573,000 | 1,072 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $15,500,000 | 1,963 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,802,000 | 2,115 |
| Total equity capital | $24,214,000 | 2,388 |
| Total bank equity capital | $24,214,000 | 2,388 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,800,000 | 1,094 |
| Surplus | $12,570,000 | 1,735 |
| Undivided profits | $7,844,000 | 3,515 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $824,000 | 2,722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,493,000 | 2,036 |
| Earning assets | $280,499,000 | 1,927 |
| Long-term assets (5+ years) | $23,832,000 | 3,092 |
| Average Assets, year-to-date | $269,440,000 | 2,166 |
| Average Assets, quarterly | $269,440,000 | 2,166 |
| Volatile liabilities | $83,562,000 | 1,446 |
| Insider loans | $7,788,000 | 772 |
| FHLB advances | $15,500,000 | 1,859 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $222,533,000 | 518 |
| Tier 1 (core) risk-based capital | $24,214,000 | 2,313 |
| Tier 2 risk-based capital | $2,973,000 | 1,547 |
| Total risk weighted assets | $266,856,000 | 1,581 |
| Total unused commitments | $222,533,000 | 518 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 60 | 2,845 |
| Assets and Liabilities | ||
| Total Assets: | $244,708,000 | 2,389 |
| Cash and due from depository institutions | $5,454,000 | 2,845 |
| Interest-bearing balances | $299,000 | 3,983 |
| Securities | $6,286,000 | 7,323 |
| Federal funds sold & reverse repurchase agreements | $17,793,000 | 651 |
| Net loans & leases | $209,047,000 | 1,864 |
| Loan loss allowance | $2,485,000 | 1,903 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,595,000 | 2,856 |
| Other real estate owned | $42,000 | 2,845 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,491,000 | 4,274 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $244,708,000 | 2,389 |
| Total liabilities | $223,787,000 | 2,359 |
| Total deposits | $212,277,000 | 2,217 |
| Interest-bearing deposits | $194,305,000 | 2,038 |
| Deposits held in domestic offices | $212,277,000 | 2,212 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,494,000 | 1,877 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $6,500,000 | 3,195 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,516,000 | 2,364 |
| Total equity capital | $20,921,000 | 2,740 |
| Total bank equity capital | $20,921,000 | 2,740 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,800,000 | 1,068 |
| Surplus | $10,570,000 | 1,973 |
| Undivided profits | $6,551,000 | 3,977 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,236,000 | 2,024 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,310,000 | 2,303 |
| Earning assets | $233,425,000 | 2,298 |
| Long-term assets (5+ years) | $15,030,000 | 4,053 |
| Average Assets, year-to-date | $189,190,000 | 2,890 |
| Average Assets, quarterly | $229,011,000 | 2,527 |
| Volatile liabilities | $58,068,000 | 1,873 |
| Insider loans | $7,881,000 | 733 |
| FHLB advances | $6,500,000 | 3,041 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $181,100,000 | 587 |
| Tier 1 (core) risk-based capital | $20,921,000 | 2,609 |
| Tier 2 risk-based capital | $2,485,000 | 1,815 |
| Total risk weighted assets | $218,266,000 | 1,871 |
| Total unused commitments | $181,100,000 | 587 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 56 | 3,024 |
| Assets and Liabilities | ||
| Total Assets: | $213,314,000 | 2,685 |
| Cash and due from depository institutions | $3,229,000 | 3,024 |
| Interest-bearing balances | $199,000 | 4,466 |
| Securities | $5,595,000 | 7,537 |
| Federal funds sold & reverse repurchase agreements | $15,388,000 | 738 |
| Net loans & leases | $183,424,000 | 2,088 |
| Loan loss allowance | $2,038,000 | 2,267 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,506,000 | 2,875 |
| Other real estate owned | $42,000 | 3,024 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,130,000 | 4,686 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $213,314,000 | 2,685 |
| Total liabilities | $194,835,000 | 2,630 |
| Total deposits | $175,444,000 | 2,635 |
| Interest-bearing deposits | $154,360,000 | 2,549 |
| Deposits held in domestic offices | $175,444,000 | 2,630 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,535,000 | 1,900 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $15,000,000 | 2,044 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $856,000 | 3,572 |
| Total equity capital | $18,479,000 | 3,045 |
| Total bank equity capital | $18,479,000 | 3,045 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,800,000 | 1,056 |
| Surplus | $9,570,000 | 2,104 |
| Undivided profits | $5,109,000 | 4,614 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,438,000 | 1,892 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $967,000 | 3,228 |
| Earning assets | $204,606,000 | 2,585 |
| Long-term assets (5+ years) | $19,676,000 | 3,558 |
| Average Assets, year-to-date | $175,310,500 | 3,062 |
| Average Assets, quarterly | $204,057,500 | 2,762 |
| Volatile liabilities | $48,003,000 | 2,179 |
| Insider loans | $6,327,000 | 918 |
| FHLB advances | $15,000,000 | 1,920 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $121,142,000 | 800 |
| Tier 1 (core) risk-based capital | $18,479,000 | 2,900 |
| Tier 2 risk-based capital | $2,038,000 | 2,134 |
| Total risk weighted assets | $189,986,000 | 2,081 |
| Total unused commitments | $121,142,000 | 802 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 60 | 2,858 |
| Assets and Liabilities | ||
| Total Assets: | $194,801,000 | 2,879 |
| Cash and due from depository institutions | $10,212,000 | 2,858 |
| Interest-bearing balances | $1,183,000 | 2,669 |
| Securities | $4,919,000 | 7,773 |
| Federal funds sold & reverse repurchase agreements | $6,103,000 | 1,711 |
| Net loans & leases | $167,301,000 | 2,222 |
| Loan loss allowance | $1,817,000 | 2,485 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,256,000 | 2,362 |
| Other real estate owned | $144,000 | 2,858 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,866,000 | 4,992 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $194,801,000 | 2,879 |
| Total liabilities | $178,220,000 | 2,829 |
| Total deposits | $158,099,000 | 2,862 |
| Interest-bearing deposits | $142,705,000 | 2,725 |
| Deposits held in domestic offices | $158,099,000 | 2,857 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,720,000 | 1,682 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $14,700,000 | 2,074 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $701,000 | 3,745 |
| Total equity capital | $16,581,000 | 3,242 |
| Total bank equity capital | $16,581,000 | 3,242 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,800,000 | 1,046 |
| Surplus | $8,570,000 | 2,286 |
| Undivided profits | $4,211,000 | 4,911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,467,000 | 1,888 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $676,000 | 4,151 |
| Earning assets | $179,506,000 | 2,868 |
| Long-term assets (5+ years) | $20,756,000 | 3,538 |
| Average Assets, year-to-date | $162,642,670 | 3,253 |
| Average Assets, quarterly | $176,937,000 | 3,076 |
| Volatile liabilities | $45,199,000 | 2,233 |
| Insider loans | $4,687,000 | 1,217 |
| FHLB advances | $14,700,000 | 1,949 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $79,601,000 | 1,077 |
| Tier 1 (core) risk-based capital | $16,581,000 | 3,159 |
| Tier 2 risk-based capital | $1,817,000 | 2,331 |
| Total risk weighted assets | $182,258,000 | 2,114 |
| Total unused commitments | $79,601,000 | 1,077 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 45 | 3,660 |
| Assets and Liabilities | ||
| Total Assets: | $159,073,000 | 3,349 |
| Cash and due from depository institutions | $5,912,000 | 3,660 |
| Interest-bearing balances | $110,000 | 5,162 |
| Securities | $4,433,000 | 7,882 |
| Federal funds sold & reverse repurchase agreements | $15,046,000 | 954 |
| Net loans & leases | $128,915,000 | 2,735 |
| Loan loss allowance | $1,445,000 | 3,003 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,305,000 | 2,923 |
| Other real estate owned | $152,000 | 3,660 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,310,000 | 5,738 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $159,073,000 | 3,349 |
| Total liabilities | $145,994,000 | 3,287 |
| Total deposits | $135,983,000 | 3,236 |
| Interest-bearing deposits | $119,746,000 | 3,125 |
| Deposits held in domestic offices | $135,983,000 | 3,232 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,314,000 | 1,789 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $6,000,000 | 3,123 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $697,000 | 4,064 |
| Total equity capital | $13,079,000 | 4,044 |
| Total bank equity capital | $13,079,000 | 4,044 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,800,000 | 1,037 |
| Surplus | $5,670,000 | 3,130 |
| Undivided profits | $3,609,000 | 5,460 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,178,000 | 2,346 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $557,000 | 4,802 |
| Earning assets | $148,504,000 | 3,302 |
| Long-term assets (5+ years) | $22,729,000 | 3,307 |
| Average Assets, year-to-date | $146,563,500 | 3,560 |
| Average Assets, quarterly | $146,563,500 | 3,560 |
| Volatile liabilities | $32,138,000 | 2,792 |
| Insider loans | $5,177,000 | 1,077 |
| FHLB advances | $6,000,000 | 2,971 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $61,736,000 | 1,275 |
| Tier 1 (core) risk-based capital | $13,079,000 | 3,858 |
| Tier 2 risk-based capital | $1,445,000 | 2,762 |
| Total risk weighted assets | $134,801,000 | 2,752 |
| Total unused commitments | $61,736,000 | 1,279 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 42 | 3,887 |
| Assets and Liabilities | ||
| Total Assets: | $134,054,000 | 3,855 |
| Cash and due from depository institutions | $5,824,000 | 3,887 |
| Interest-bearing balances | $49,000 | 5,887 |
| Securities | $4,723,000 | 7,889 |
| Federal funds sold & reverse repurchase agreements | $3,347,000 | 3,074 |
| Net loans & leases | $116,300,000 | 2,952 |
| Loan loss allowance | $1,321,000 | 3,212 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,558,000 | 3,542 |
| Other real estate owned | $126,000 | 3,887 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,176,000 | 6,094 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,054,000 | 3,855 |
| Total liabilities | $122,930,000 | 3,793 |
| Total deposits | $111,289,000 | 3,812 |
| Interest-bearing deposits | $97,935,000 | 3,696 |
| Deposits held in domestic offices | $111,289,000 | 3,810 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,884,000 | 1,788 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $7,000,000 | 2,909 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $757,000 | 3,695 |
| Total equity capital | $11,124,000 | 4,509 |
| Total bank equity capital | $11,124,000 | 4,509 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,800,000 | 1,044 |
| Surplus | $4,170,000 | 3,826 |
| Undivided profits | $3,154,000 | 5,698 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $742,000 | 3,313 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $479,000 | 5,504 |
| Earning assets | $124,419,000 | 3,814 |
| Long-term assets (5+ years) | $18,624,000 | 3,726 |
| Average Assets, year-to-date | $122,957,200 | 4,007 |
| Average Assets, quarterly | $126,613,000 | 4,004 |
| Volatile liabilities | $27,970,000 | 3,086 |
| Insider loans | $4,335,000 | 1,265 |
| FHLB advances | $7,000,000 | 2,763 |
| Loans and leases held for sale | $1,000,000 | 885 |
| Unused loan commitments | $59,614,000 | 1,268 |
| Tier 1 (core) risk-based capital | $11,124,000 | 4,342 |
| Tier 2 risk-based capital | $1,321,000 | 2,968 |
| Total risk weighted assets | $117,164,000 | 3,087 |
| Total unused commitments | $59,614,000 | 1,270 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 40 | 4,063 |
| Assets and Liabilities | ||
| Total Assets: | $119,172,000 | 4,207 |
| Cash and due from depository institutions | $3,914,000 | 4,063 |
| Interest-bearing balances | $105,000 | 5,226 |
| Securities | $4,116,000 | 7,989 |
| Federal funds sold & reverse repurchase agreements | $9,946,000 | 1,443 |
| Net loans & leases | $97,430,000 | 3,393 |
| Loan loss allowance | $1,189,000 | 3,466 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,563,000 | 3,533 |
| Other real estate owned | $101,000 | 4,063 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,102,000 | 6,309 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,172,000 | 4,207 |
| Total liabilities | $109,065,000 | 4,125 |
| Total deposits | $105,108,000 | 3,980 |
| Interest-bearing deposits | $93,818,000 | 3,826 |
| Deposits held in domestic offices | $105,108,000 | 3,977 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,418,000 | 2,383 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,000,000 | 4,348 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $539,000 | 4,824 |
| Total equity capital | $10,107,000 | 4,816 |
| Total bank equity capital | $10,107,000 | 4,816 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,800,000 | 1,035 |
| Surplus | $3,670,000 | 4,106 |
| Undivided profits | $2,637,000 | 6,134 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,062,000 | 2,743 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $423,000 | 6,075 |
| Earning assets | $111,597,000 | 4,137 |
| Long-term assets (5+ years) | $11,623,000 | 4,739 |
| Average Assets, year-to-date | $120,183,000 | 4,095 |
| Average Assets, quarterly | $118,003,500 | 4,221 |
| Volatile liabilities | $24,945,000 | 3,305 |
| Insider loans | $4,333,000 | 1,244 |
| FHLB advances | $2,000,000 | 4,143 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $44,385,000 | 1,616 |
| Tier 1 (core) risk-based capital | $10,107,000 | 4,657 |
| Tier 2 risk-based capital | $1,189,000 | 3,202 |
| Total risk weighted assets | $98,794,000 | 3,526 |
| Total unused commitments | $44,385,000 | 1,620 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 39 | 4,182 |
| Assets and Liabilities | ||
| Total Assets: | $116,835,000 | 4,267 |
| Cash and due from depository institutions | $4,323,000 | 4,182 |
| Interest-bearing balances | $111,000 | 5,239 |
| Securities | $5,100,000 | 7,739 |
| Federal funds sold & reverse repurchase agreements | $10,944,000 | 1,453 |
| Net loans & leases | $92,724,000 | 3,507 |
| Loan loss allowance | $1,146,000 | 3,513 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,551,000 | 3,515 |
| Other real estate owned | $19,000 | 4,182 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,174,000 | 6,008 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,835,000 | 4,267 |
| Total liabilities | $107,044,000 | 4,182 |
| Total deposits | $103,051,000 | 4,048 |
| Interest-bearing deposits | $89,757,000 | 3,949 |
| Deposits held in domestic offices | $103,051,000 | 4,046 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,579,000 | 1,931 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,000,000 | 4,828 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $414,000 | 5,623 |
| Total equity capital | $9,791,000 | 4,932 |
| Total bank equity capital | $9,791,000 | 4,932 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,800,000 | 1,024 |
| Surplus | $3,670,000 | 4,062 |
| Undivided profits | $2,321,000 | 6,420 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $730,000 | 3,552 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $456,000 | 5,726 |
| Earning assets | $108,879,000 | 4,204 |
| Long-term assets (5+ years) | $12,374,000 | 4,477 |
| Average Assets, year-to-date | $120,520,000 | 4,095 |
| Average Assets, quarterly | $114,792,000 | 4,272 |
| Volatile liabilities | $24,918,000 | 3,277 |
| Insider loans | $2,994,000 | 1,845 |
| FHLB advances | $1,000,000 | 4,556 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $25,011,000 | 2,424 |
| Tier 1 (core) risk-based capital | $9,791,000 | 4,705 |
| Tier 2 risk-based capital | $1,146,000 | 3,236 |
| Total risk weighted assets | $96,112,000 | 3,566 |
| Total unused commitments | $25,011,000 | 2,432 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 37 | 4,323 |
| Assets and Liabilities | ||
| Total Assets: | $112,749,000 | 4,319 |
| Cash and due from depository institutions | $3,800,000 | 4,323 |
| Interest-bearing balances | $40,000 | 6,009 |
| Securities | $3,376,000 | 8,258 |
| Federal funds sold & reverse repurchase agreements | $6,415,000 | 2,610 |
| Net loans & leases | $95,189,000 | 3,400 |
| Loan loss allowance | $1,121,000 | 3,521 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,661,000 | 3,370 |
| Other real estate owned | $19,000 | 4,323 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,289,000 | 5,699 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,749,000 | 4,319 |
| Total liabilities | $103,170,000 | 4,257 |
| Total deposits | $99,736,000 | 4,111 |
| Interest-bearing deposits | $87,837,000 | 4,015 |
| Deposits held in domestic offices | $99,736,000 | 4,108 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $671,000 | 2,537 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $2,000,000 | 4,212 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $763,000 | 4,032 |
| Total equity capital | $9,579,000 | 4,915 |
| Total bank equity capital | $9,579,000 | 4,915 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,800,000 | 1,017 |
| Surplus | $3,670,000 | 4,011 |
| Undivided profits | $2,109,000 | 6,549 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $690,000 | 3,613 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $450,000 | 5,756 |
| Earning assets | $105,020,000 | 4,278 |
| Long-term assets (5+ years) | $9,213,000 | 4,982 |
| Average Assets, year-to-date | $122,362,500 | 4,021 |
| Average Assets, quarterly | $122,362,500 | 4,021 |
| Volatile liabilities | $22,115,000 | 3,523 |
| Insider loans | $2,687,000 | 1,997 |
| FHLB advances | $2,000,000 | 4,020 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $23,063,000 | 2,453 |
| Tier 1 (core) risk-based capital | $9,579,000 | 4,723 |
| Tier 2 risk-based capital | $1,121,000 | 3,241 |
| Total risk weighted assets | $97,339,000 | 3,450 |
| Total unused commitments | $23,063,000 | 2,461 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 42 | 3,876 |
| Assets and Liabilities | ||
| Total Assets: | $131,976,000 | 3,790 |
| Cash and due from depository institutions | $6,102,000 | 3,876 |
| Interest-bearing balances | $5,000 | 6,794 |
| Securities | $3,971,000 | 8,151 |
| Federal funds sold & reverse repurchase agreements | $5,158,000 | 2,723 |
| Net loans & leases | $111,685,000 | 2,932 |
| Loan loss allowance | $1,132,000 | 3,439 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,515,000 | 2,636 |
| Other real estate owned | $0 | 3,876 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,545,000 | 5,249 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,976,000 | 3,790 |
| Total liabilities | $122,964,000 | 3,658 |
| Total deposits | $118,972,000 | 3,503 |
| Interest-bearing deposits | $104,105,000 | 3,424 |
| Deposits held in domestic offices | $118,972,000 | 3,500 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,295,000 | 2,317 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $2,000,000 | 4,289 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $697,000 | 4,273 |
| Total equity capital | $9,012,000 | 5,080 |
| Total bank equity capital | $9,012,000 | 5,080 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,800,000 | 1,007 |
| Surplus | $3,670,000 | 3,966 |
| Undivided profits | $1,542,000 | 7,055 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $473,000 | 4,309 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $504,000 | 5,584 |
| Earning assets | $120,819,000 | 3,778 |
| Long-term assets (5+ years) | $5,663,000 | 5,878 |
| Average Assets, year-to-date | $112,183,800 | 4,146 |
| Average Assets, quarterly | $128,135,500 | 3,843 |
| Volatile liabilities | $25,027,000 | 3,215 |
| Insider loans | $2,407,000 | 2,158 |
| FHLB advances | $2,000,000 | 4,048 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $39,528,000 | 1,594 |
| Tier 1 (core) risk-based capital | $9,012,000 | 4,871 |
| Tier 2 risk-based capital | $1,132,000 | 3,193 |
| Total risk weighted assets | $113,341,000 | 3,015 |
| Total unused commitments | $39,528,000 | 1,599 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 29 | 5,140 |
| Assets and Liabilities | ||
| Total Assets: | $84,060,000 | 5,143 |
| Cash and due from depository institutions | $4,296,000 | 5,140 |
| Interest-bearing balances | $1,744,000 | 2,431 |
| Securities | $1,897,000 | 8,886 |
| Federal funds sold & reverse repurchase agreements | $1,129,000 | 5,697 |
| Net loans & leases | $73,545,000 | 3,998 |
| Loan loss allowance | $744,000 | 4,534 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,928,000 | 4,132 |
| Other real estate owned | $0 | 5,140 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,265,000 | 5,895 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,060,000 | 5,143 |
| Total liabilities | $77,186,000 | 5,053 |
| Total deposits | $72,170,000 | 5,032 |
| Interest-bearing deposits | $61,937,000 | 5,013 |
| Deposits held in domestic offices | $72,170,000 | 5,027 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $643,000 | 2,860 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,000,000 | 3,320 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $373,000 | 6,312 |
| Total equity capital | $6,874,000 | 5,879 |
| Total bank equity capital | $6,874,000 | 5,879 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,800,000 | 1,002 |
| Surplus | $2,670,000 | 4,687 |
| Undivided profits | $404,000 | 8,244 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $40,000 | 7,734 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $369,000 | 6,937 |
| Earning assets | $78,315,000 | 5,074 |
| Long-term assets (5+ years) | $2,610,000 | 7,069 |
| Average Assets, year-to-date | $70,756,400 | 5,590 |
| Average Assets, quarterly | $77,880,000 | 5,390 |
| Volatile liabilities | $14,956,000 | 4,492 |
| Insider loans | $2,462,000 | 1,991 |
| FHLB advances | $4,000,000 | 3,115 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $26,968,000 | 2,031 |
| Tier 1 (core) risk-based capital | $6,796,000 | 5,772 |
| Tier 2 risk-based capital | $744,000 | 4,253 |
| Total risk weighted assets | $72,514,000 | 4,218 |
| Total unused commitments | $26,968,000 | 2,037 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 20 | 6,531 |
| Assets and Liabilities | ||
| Total Assets: | $65,777,000 | 5,907 |
| Cash and due from depository institutions | $2,045,000 | 6,531 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $3,136,000 | 8,974 |
| Federal funds sold & reverse repurchase agreements | $13,480,000 | 900 |
| Net loans & leases | $43,970,000 | 5,614 |
| Loan loss allowance | $589,000 | 5,180 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,946,000 | 4,087 |
| Other real estate owned | $0 | 6,531 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,200,000 | 5,554 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,777,000 | 5,907 |
| Total liabilities | $59,982,000 | 5,825 |
| Total deposits | $59,628,000 | 5,585 |
| Interest-bearing deposits | $51,041,000 | 5,587 |
| Deposits held in domestic offices | $59,628,000 | 5,580 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $148,000 | 3,585 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $206,000 | 8,244 |
| Total equity capital | $5,795,000 | 6,499 |
| Total bank equity capital | $5,795,000 | 6,499 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,500,000 | 1,084 |
| Surplus | $2,250,000 | 5,127 |
| Undivided profits | $45,000 | 8,894 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $250,000 | 7,454 |
| Earning assets | $60,586,000 | 5,894 |
| Long-term assets (5+ years) | $980,000 | 7,964 |
| Average Assets, year-to-date | $46,581,200 | 6,905 |
| Average Assets, quarterly | $58,001,500 | 6,312 |
| Volatile liabilities | $9,056,000 | 5,896 |
| Insider loans | $1,459,000 | 2,992 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $8,040,000 | 4,250 |
| Tier 1 (core) risk-based capital | $5,172,000 | 6,828 |
| Tier 2 risk-based capital | $585,620 | 4,889 |
| Total risk weighted assets | $46,846,020 | 5,546 |
| Total unused commitments | $8,040,000 | 4,251 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 16 | 7,472 |
| Assets and Liabilities | ||
| Total Assets: | $28,459,000 | 8,656 |
| Cash and due from depository institutions | $952,000 | 7,472 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $4,031,000 | 9,005 |
| Federal funds sold & reverse repurchase agreements | $643,000 | 5,508 |
| Net loans & leases | $20,009,000 | 7,986 |
| Loan loss allowance | $238,000 | 8,027 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,040,000 | 3,953 |
| Other real estate owned | $0 | 7,472 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $784,000 | 6,962 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,459,000 | 8,656 |
| Total liabilities | $22,271,000 | 8,890 |
| Total deposits | $22,009,000 | 8,798 |
| Interest-bearing deposits | $18,737,000 | 8,790 |
| Deposits held in domestic offices | $22,009,000 | 8,796 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $206,000 | 3,841 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $56,000 | 9,901 |
| Total equity capital | $6,188,000 | 6,137 |
| Total bank equity capital | $6,188,000 | 6,137 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,500,000 | 1,099 |
| Surplus | $2,250,000 | 5,156 |
| Undivided profits | $438,000 | 8,521 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $79,000 | 9,424 |
| Earning assets | $24,683,000 | 8,736 |
| Long-term assets (5+ years) | $838,000 | 8,395 |
| Average Assets, year-to-date | $20,976,500 | 9,185 |
| Average Assets, quarterly | $25,858,500 | 8,820 |
| Volatile liabilities | $3,337,000 | 8,186 |
| Insider loans | $1,103,000 | 3,522 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $6,833,000 | 4,656 |
| Tier 1 (core) risk-based capital | $5,733,000 | 6,451 |
| Tier 2 risk-based capital | $238,000 | 7,740 |
| Total risk weighted assets | $23,798,000 | 7,705 |
| Total unused commitments | $6,833,000 | 4,661 |
| Derivatives | $0 | 488 |