Home > First Community Bank of Saltville > Income and Expense
First Community Bank of Saltville, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,267,000 | 2,864 |
| Total interest expense | $6,171,000 | 2,456 |
| Net interest income | $5,096,000 | 3,331 |
| Provision for loan and lease losses | $420,000 | 1,980 |
| Total noninterest income | $889,000 | 3,344 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $277,000 | 4,184 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $612,000 | 2,615 |
| Total noninterest expense | $3,108,000 | 3,991 |
| Salaries and employee benefits | $1,141,000 | 5,259 |
| Premises and equipment expense | $156,000 | 7,517 |
| Additional noninterest expense | $1,811,000 | 2,303 |
| Pre-tax net operating income | $2,457,000 | 2,829 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $801,000 | 2,745 |
| Income before extraordinary items | $1,656,000 | 3,000 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,656,000 | 3,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,945 |
| Cash dividends | $676,000 | 2,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,656,000 | 2,915 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,625,000 | 3,049 |
| Total interest expense | $5,644,000 | 2,646 |
| Net interest income | $4,981,000 | 3,503 |
| Provision for loan and lease losses | $513,000 | 1,734 |
| Total noninterest income | $711,000 | 3,932 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $297,000 | 4,110 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $414,000 | 3,218 |
| Total noninterest expense | $2,945,000 | 4,157 |
| Salaries and employee benefits | $1,094,000 | 5,502 |
| Premises and equipment expense | $163,000 | 7,518 |
| Additional noninterest expense | $1,688,000 | 2,441 |
| Pre-tax net operating income | $2,234,000 | 3,207 |
| Securities gains (losses) | $186,000 | 745 |
| Applicable income taxes | $785,000 | 2,972 |
| Income before extraordinary items | $1,635,000 | 3,101 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,635,000 | 3,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $352,000 | 1,762 |
| Cash dividends | $899,000 | 2,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,508,520 | 3,264 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,441,000 | 3,451 |
| Total interest expense | $4,584,000 | 3,266 |
| Net interest income | $4,857,000 | 3,621 |
| Provision for loan and lease losses | $524,000 | 1,676 |
| Total noninterest income | $544,000 | 4,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $284,000 | 4,396 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $260,000 | 4,436 |
| Total noninterest expense | $2,813,000 | 4,536 |
| Salaries and employee benefits | $1,008,000 | 5,950 |
| Premises and equipment expense | $170,000 | 7,625 |
| Additional noninterest expense | $1,635,000 | 2,913 |
| Pre-tax net operating income | $2,064,000 | 3,335 |
| Securities gains (losses) | $7,000 | 2,762 |
| Applicable income taxes | $696,000 | 3,193 |
| Income before extraordinary items | $1,375,000 | 3,458 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,375,000 | 3,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $558,000 | 1,315 |
| Cash dividends | $690,000 | 2,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,370,380 | 3,419 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,619,000 | 4,198 |
| Total interest expense | $3,198,000 | 4,486 |
| Net interest income | $4,421,000 | 3,968 |
| Provision for loan and lease losses | $240,000 | 2,643 |
| Total noninterest income | $390,000 | 6,085 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $244,000 | 5,026 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 6,069 |
| Total noninterest expense | $2,669,000 | 4,715 |
| Salaries and employee benefits | $1,012,000 | 6,001 |
| Premises and equipment expense | $189,000 | 7,403 |
| Additional noninterest expense | $1,468,000 | 3,147 |
| Pre-tax net operating income | $1,902,000 | 3,656 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $643,000 | 3,483 |
| Income before extraordinary items | $1,259,000 | 3,790 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,259,000 | 3,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 1,753 |
| Cash dividends | $632,000 | 2,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,259,000 | 3,764 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,768,000 | 4,353 |
| Total interest expense | $2,457,000 | 4,717 |
| Net interest income | $4,311,000 | 4,081 |
| Provision for loan and lease losses | $292,000 | 2,343 |
| Total noninterest income | $273,000 | 7,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 6,469 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 7,391 |
| Total noninterest expense | $2,353,000 | 5,445 |
| Salaries and employee benefits | $1,102,000 | 5,629 |
| Premises and equipment expense | $195,000 | 7,536 |
| Additional noninterest expense | $1,056,000 | 4,500 |
| Pre-tax net operating income | $1,939,000 | 3,515 |
| Securities gains (losses) | $-604,000 | 12,297 |
| Applicable income taxes | $435,000 | 4,489 |
| Income before extraordinary items | $900,000 | 4,917 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $900,000 | 4,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,108 |
| Cash dividends | $398,000 | 3,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,304,680 | 3,624 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,170,000 | 4,831 |
| Total interest expense | $2,235,000 | 5,301 |
| Net interest income | $3,935,000 | 4,477 |
| Provision for loan and lease losses | $300,000 | 2,975 |
| Total noninterest income | $251,000 | 8,347 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 6,986 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,960 |
| Total noninterest expense | $2,117,000 | 6,054 |
| Salaries and employee benefits | $1,040,000 | 5,931 |
| Premises and equipment expense | $186,000 | 7,988 |
| Additional noninterest expense | $891,000 | 5,416 |
| Pre-tax net operating income | $1,769,000 | 3,746 |
| Securities gains (losses) | $26,000 | 4,293 |
| Applicable income taxes | $584,000 | 3,692 |
| Income before extraordinary items | $1,211,000 | 3,984 |
| Extraordinary gains, net | $-59,000 | 12,766 |
| Net income | $1,152,000 | 4,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 3,079 |
| Cash dividends | $353,000 | 3,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,193,580 | 3,832 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,793,000 | 5,656 |
| Total interest expense | $2,292,000 | 6,421 |
| Net interest income | $3,501,000 | 5,007 |
| Provision for loan and lease losses | $390,000 | 3,518 |
| Total noninterest income | $246,000 | 8,561 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 7,416 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 7,823 |
| Total noninterest expense | $1,917,000 | 6,610 |
| Salaries and employee benefits | $887,000 | 6,693 |
| Premises and equipment expense | $178,000 | 8,364 |
| Additional noninterest expense | $852,000 | 5,781 |
| Pre-tax net operating income | $1,440,000 | 4,197 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $483,000 | 4,102 |
| Income before extraordinary items | $961,000 | 4,664 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $961,000 | 4,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 3,766 |
| Cash dividends | $307,000 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $958,320 | 4,352 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.