Home > First Community Bank of Palm Beach County > Income and Expense
First Community Bank of Palm Beach County, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,946,000 | 3,677 |
| Total interest expense | $325,000 | 5,267 |
| Net interest income | $1,621,000 | 3,187 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $297,000 | 3,076 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $203,000 | 1,981 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $94,000 | 3,848 |
| Total noninterest expense | $1,410,000 | 2,869 |
| Salaries and employee benefits | $605,000 | 3,549 |
| Premises and equipment expense | $289,000 | 2,062 |
| Additional noninterest expense | $516,000 | 2,357 |
| Pre-tax net operating income | $508,000 | 3,631 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $508,000 | 3,011 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $508,000 | 3,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $235,000 | 2,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $508,000 | 2,971 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,162,000 | 3,737 |
| Total interest expense | $1,209,000 | 5,088 |
| Net interest income | $5,953,000 | 3,314 |
| Provision for loan and lease losses | $100,000 | 4,964 |
| Total noninterest income | $1,212,000 | 3,105 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $893,000 | 1,944 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $319,000 | 4,151 |
| Total noninterest expense | $4,594,000 | 3,361 |
| Salaries and employee benefits | $2,205,000 | 3,686 |
| Premises and equipment expense | $1,176,000 | 1,954 |
| Additional noninterest expense | $1,213,000 | 3,705 |
| Pre-tax net operating income | $2,471,000 | 3,038 |
| Securities gains (losses) | $-1,000 | 7,794 |
| Applicable income taxes | $-10,000 | 8,579 |
| Income before extraordinary items | $2,480,000 | 2,443 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,480,000 | 2,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 8,733 |
| Cash dividends | $1,291,000 | 1,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,481,000 | 2,385 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,246,000 | 3,775 |
| Total interest expense | $901,000 | 5,083 |
| Net interest income | $4,345,000 | 3,365 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $920,000 | 3,108 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $677,000 | 1,943 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $243,000 | 4,109 |
| Total noninterest expense | $3,372,000 | 3,390 |
| Salaries and employee benefits | $1,601,000 | 3,763 |
| Premises and equipment expense | $894,000 | 1,923 |
| Additional noninterest expense | $877,000 | 3,806 |
| Pre-tax net operating income | $1,803,000 | 3,144 |
| Securities gains (losses) | $-1,000 | 8,079 |
| Applicable income taxes | $-11,000 | 8,732 |
| Income before extraordinary items | $1,813,000 | 2,547 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,813,000 | 2,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-80,000 | 8,759 |
| Cash dividends | $791,000 | 2,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,814,000 | 2,474 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,425,000 | 3,845 |
| Total interest expense | $590,000 | 5,155 |
| Net interest income | $2,835,000 | 3,421 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $611,000 | 3,126 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $433,000 | 1,989 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $178,000 | 3,993 |
| Total noninterest expense | $2,214,000 | 3,455 |
| Salaries and employee benefits | $1,047,000 | 3,841 |
| Premises and equipment expense | $603,000 | 1,898 |
| Additional noninterest expense | $564,000 | 3,930 |
| Pre-tax net operating income | $1,172,000 | 3,168 |
| Securities gains (losses) | $-1,000 | 8,365 |
| Applicable income taxes | $-10,000 | 8,794 |
| Income before extraordinary items | $1,181,000 | 2,562 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,181,000 | 2,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 8,721 |
| Cash dividends | $459,000 | 2,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,182,000 | 2,495 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 3,927 |
| Total interest expense | $287,000 | 5,303 |
| Net interest income | $1,381,000 | 3,480 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $286,000 | 3,217 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $208,000 | 1,999 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $78,000 | 4,224 |
| Total noninterest expense | $1,113,000 | 3,459 |
| Salaries and employee benefits | $517,000 | 3,900 |
| Premises and equipment expense | $299,000 | 1,944 |
| Additional noninterest expense | $297,000 | 3,771 |
| Pre-tax net operating income | $524,000 | 3,393 |
| Securities gains (losses) | $-1,000 | 8,686 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $523,000 | 2,832 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $523,000 | 2,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 8,822 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $524,000 | 2,731 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,662,000 | 3,971 |
| Total interest expense | $1,183,000 | 5,607 |
| Net interest income | $5,479,000 | 3,438 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $1,296,000 | 3,142 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $891,000 | 1,936 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $405,000 | 3,951 |
| Total noninterest expense | $4,607,000 | 3,285 |
| Salaries and employee benefits | $2,233,000 | 3,578 |
| Premises and equipment expense | $1,094,000 | 2,082 |
| Additional noninterest expense | $1,280,000 | 3,537 |
| Pre-tax net operating income | $2,048,000 | 3,345 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $2,048,000 | 2,813 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,048,000 | 2,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,174 |
| Cash dividends | $1,832,000 | 1,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,048,000 | 2,684 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,016,000 | 4,026 |
| Total interest expense | $906,000 | 5,688 |
| Net interest income | $4,110,000 | 3,444 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $1,007,000 | 3,119 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $673,000 | 1,921 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $334,000 | 3,857 |
| Total noninterest expense | $3,396,000 | 3,321 |
| Salaries and employee benefits | $1,637,000 | 3,633 |
| Premises and equipment expense | $817,000 | 2,108 |
| Additional noninterest expense | $942,000 | 3,567 |
| Pre-tax net operating income | $1,631,000 | 3,333 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,631,000 | 2,780 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,631,000 | 2,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,987 |
| Cash dividends | $1,271,000 | 1,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,631,000 | 2,635 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,456,000 | 3,944 |
| Total interest expense | $616,000 | 5,754 |
| Net interest income | $2,840,000 | 3,341 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $584,000 | 3,406 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $464,000 | 1,821 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $120,000 | 4,988 |
| Total noninterest expense | $2,256,000 | 3,331 |
| Salaries and employee benefits | $1,095,000 | 3,621 |
| Premises and equipment expense | $549,000 | 2,085 |
| Additional noninterest expense | $612,000 | 3,645 |
| Pre-tax net operating income | $1,108,000 | 3,270 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,108,000 | 2,748 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,108,000 | 2,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,051 |
| Cash dividends | $1,065,000 | 1,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,108,000 | 2,595 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,736,000 | 3,949 |
| Total interest expense | $305,000 | 5,891 |
| Net interest income | $1,431,000 | 3,301 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $295,000 | 3,280 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $234,000 | 1,742 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $61,000 | 4,883 |
| Total noninterest expense | $1,102,000 | 3,383 |
| Salaries and employee benefits | $538,000 | 3,674 |
| Premises and equipment expense | $274,000 | 2,079 |
| Additional noninterest expense | $290,000 | 3,754 |
| Pre-tax net operating income | $594,000 | 3,111 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $594,000 | 2,566 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $594,000 | 2,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,455 |
| Cash dividends | $613,000 | 1,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $594,000 | 2,430 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,812,000 | 4,139 |
| Total interest expense | $1,585,000 | 5,551 |
| Net interest income | $5,227,000 | 3,525 |
| Provision for loan and lease losses | $30,000 | 7,191 |
| Total noninterest income | $1,137,000 | 3,182 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $929,000 | 1,725 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $208,000 | 4,932 |
| Total noninterest expense | $4,574,000 | 3,180 |
| Salaries and employee benefits | $2,168,000 | 3,496 |
| Premises and equipment expense | $1,072,000 | 2,043 |
| Additional noninterest expense | $1,334,000 | 3,286 |
| Pre-tax net operating income | $1,760,000 | 3,712 |
| Securities gains (losses) | $4,000 | 4,045 |
| Applicable income taxes | $228,000 | 4,916 |
| Income before extraordinary items | $1,536,000 | 3,435 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,536,000 | 3,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,185 |
| Cash dividends | $717,000 | 2,847 |
| Sale, conversion, retirement of capital stock, net | $-35,000 | 9,231 |
| Net operating income | $1,532,520 | 3,332 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,833,000 | 4,510 |
| Total interest expense | $2,075,000 | 5,976 |
| Net interest income | $4,758,000 | 3,584 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $1,095,000 | 3,130 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $853,000 | 1,782 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $242,000 | 4,551 |
| Total noninterest expense | $4,196,000 | 3,286 |
| Salaries and employee benefits | $2,062,000 | 3,512 |
| Premises and equipment expense | $938,000 | 2,274 |
| Additional noninterest expense | $1,196,000 | 3,509 |
| Pre-tax net operating income | $1,627,000 | 3,666 |
| Securities gains (losses) | $3,000 | 4,114 |
| Applicable income taxes | $552,000 | 3,135 |
| Income before extraordinary items | $1,078,000 | 4,078 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,078,000 | 4,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 9,276 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $-695,000 | 9,565 |
| Net operating income | $1,076,020 | 3,954 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,460,000 | 4,852 |
| Total interest expense | $1,721,000 | 6,749 |
| Net interest income | $4,739,000 | 3,638 |
| Provision for loan and lease losses | $25,000 | 7,386 |
| Total noninterest income | $1,061,000 | 3,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $790,000 | 1,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $271,000 | 4,138 |
| Total noninterest expense | $4,244,000 | 3,172 |
| Salaries and employee benefits | $2,203,000 | 3,184 |
| Premises and equipment expense | $920,000 | 2,239 |
| Additional noninterest expense | $1,121,000 | 3,649 |
| Pre-tax net operating income | $1,531,000 | 4,017 |
| Securities gains (losses) | $-19,000 | 8,710 |
| Applicable income taxes | $500,000 | 3,485 |
| Income before extraordinary items | $1,012,000 | 4,343 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,012,000 | 4,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-115,000 | 9,769 |
| Cash dividends | $677,000 | 2,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,024,730 | 4,313 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,867,000 | 5,027 |
| Total interest expense | $1,712,000 | 6,521 |
| Net interest income | $4,155,000 | 4,036 |
| Provision for loan and lease losses | $90,000 | 5,432 |
| Total noninterest income | $1,071,000 | 2,942 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $825,000 | 1,604 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $246,000 | 4,476 |
| Total noninterest expense | $4,225,000 | 3,154 |
| Salaries and employee benefits | $2,247,000 | 3,094 |
| Premises and equipment expense | $891,000 | 2,278 |
| Additional noninterest expense | $1,087,000 | 3,742 |
| Pre-tax net operating income | $911,000 | 5,580 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $281,000 | 4,951 |
| Income before extraordinary items | $630,000 | 5,757 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $630,000 | 5,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,636 |
| Cash dividends | $309,000 | 4,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $630,000 | 5,726 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,136,000 | 5,586 |
| Total interest expense | $1,508,000 | 7,173 |
| Net interest income | $3,628,000 | 4,451 |
| Provision for loan and lease losses | $109,000 | 4,942 |
| Total noninterest income | $875,000 | 3,381 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $696,000 | 1,837 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 5,250 |
| Total noninterest expense | $3,180,000 | 3,909 |
| Salaries and employee benefits | $1,684,000 | 3,869 |
| Premises and equipment expense | $689,000 | 2,806 |
| Additional noninterest expense | $807,000 | 4,648 |
| Pre-tax net operating income | $1,214,000 | 4,847 |
| Securities gains (losses) | $23,000 | 2,320 |
| Applicable income taxes | $409,000 | 4,359 |
| Income before extraordinary items | $828,000 | 5,082 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $828,000 | 5,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 9,689 |
| Cash dividends | $225,000 | 5,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $812,590 | 5,058 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,530,000 | 6,196 |
| Total interest expense | $1,256,000 | 7,964 |
| Net interest income | $3,274,000 | 4,969 |
| Provision for loan and lease losses | $151,000 | 4,105 |
| Total noninterest income | $791,000 | 3,602 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $606,000 | 2,164 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 5,144 |
| Total noninterest expense | $3,054,000 | 4,036 |
| Salaries and employee benefits | $1,598,000 | 4,021 |
| Premises and equipment expense | $642,000 | 2,971 |
| Additional noninterest expense | $814,000 | 4,659 |
| Pre-tax net operating income | $860,000 | 6,284 |
| Securities gains (losses) | $21,000 | 1,847 |
| Applicable income taxes | $265,000 | 6,106 |
| Income before extraordinary items | $616,000 | 6,274 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $616,000 | 6,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,112 |
| Cash dividends | $225,000 | 5,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $601,300 | 6,311 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,212,000 | 6,660 |
| Total interest expense | $1,176,000 | 8,454 |
| Net interest income | $3,036,000 | 5,397 |
| Provision for loan and lease losses | $125,000 | 4,497 |
| Total noninterest income | $645,000 | 4,348 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $562,000 | 2,419 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 7,649 |
| Total noninterest expense | $2,734,000 | 4,653 |
| Salaries and employee benefits | $1,529,000 | 4,241 |
| Premises and equipment expense | $499,000 | 3,790 |
| Additional noninterest expense | $706,000 | 5,712 |
| Pre-tax net operating income | $822,000 | 6,418 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $211,000 | 6,981 |
| Income before extraordinary items | $612,000 | 6,198 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $612,000 | 6,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 2,171 |
| Cash dividends | $225,000 | 5,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $611,260 | 6,147 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,917,000 | 7,092 |
| Total interest expense | $1,030,000 | 9,150 |
| Net interest income | $2,887,000 | 5,673 |
| Provision for loan and lease losses | $-25,000 | 11,498 |
| Total noninterest income | $685,000 | 4,160 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $558,000 | 2,423 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 6,480 |
| Total noninterest expense | $2,444,000 | 5,093 |
| Salaries and employee benefits | $1,287,000 | 4,898 |
| Premises and equipment expense | $425,000 | 4,302 |
| Additional noninterest expense | $732,000 | 5,643 |
| Pre-tax net operating income | $1,153,000 | 5,408 |
| Securities gains (losses) | $-39,000 | 11,026 |
| Applicable income taxes | $357,000 | 5,359 |
| Income before extraordinary items | $757,000 | 5,672 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $757,000 | 5,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 11,498 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $783,520 | 5,508 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,522,000 | 7,284 |
| Total interest expense | $932,000 | 8,985 |
| Net interest income | $2,590,000 | 6,295 |
| Provision for loan and lease losses | $-50,000 | 11,988 |
| Total noninterest income | $575,000 | 4,804 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $445,000 | 3,075 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 6,669 |
| Total noninterest expense | $2,422,000 | 5,298 |
| Salaries and employee benefits | $1,246,000 | 5,074 |
| Premises and equipment expense | $463,000 | 4,068 |
| Additional noninterest expense | $713,000 | 6,227 |
| Pre-tax net operating income | $793,000 | 6,904 |
| Securities gains (losses) | $-19,000 | 10,292 |
| Applicable income taxes | $277,000 | 6,166 |
| Income before extraordinary items | $497,000 | 7,345 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $497,000 | 7,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,921 |
| Cash dividends | $125,000 | 6,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $509,160 | 7,271 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,809,000 | 7,106 |
| Total interest expense | $980,000 | 9,204 |
| Net interest income | $2,829,000 | 5,928 |
| Provision for loan and lease losses | $205,000 | 3,850 |
| Total noninterest income | $532,000 | 5,372 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $442,000 | 3,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 8,232 |
| Total noninterest expense | $2,467,000 | 5,338 |
| Salaries and employee benefits | $1,232,000 | 5,114 |
| Premises and equipment expense | $459,000 | 4,170 |
| Additional noninterest expense | $776,000 | 6,074 |
| Pre-tax net operating income | $689,000 | 7,423 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $247,000 | 6,851 |
| Income before extraordinary items | $442,000 | 8,041 |
| Extraordinary gains, net | $561,000 | 396 |
| Net income | $1,003,000 | 4,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $458,000 | 1,872 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $442,000 | 7,770 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,410,000 | 6,999 |
| Total interest expense | $1,565,000 | 8,317 |
| Net interest income | $2,845,000 | 5,976 |
| Provision for loan and lease losses | $132,000 | 6,450 |
| Total noninterest income | $519,000 | 5,508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $390,000 | 3,572 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 7,194 |
| Total noninterest expense | $3,125,000 | 4,356 |
| Salaries and employee benefits | $1,597,000 | 3,998 |
| Premises and equipment expense | $483,000 | 4,096 |
| Additional noninterest expense | $1,045,000 | 4,876 |
| Pre-tax net operating income | $107,000 | 11,944 |
| Securities gains (losses) | $-13,000 | 13,370 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $94,000 | 12,010 |
| Extraordinary gains, net | $3,000 | 1,401 |
| Net income | $97,000 | 12,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 7,310 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $107,000 | 11,548 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.