Home > First Community Bank of Mercer County, Inc. > Loan Charge- Offs and Recoveries
First Community Bank of Mercer County, Inc., Loan Charge- Offs and Recoveries
| 1998-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,098,000 | 325 |
| Loans secured by real estate, total | $1,568,000 | 182 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $1,568,000 | 182 |
| Construction and land development | $0 | 630 |
| Secured by farmland | $0 | 328 |
| Total charge-offs secured by 1-4 family residential properties | $94,000 | 856 |
| Secured by multifamily residential properties | $0 | 335 |
| Secured by nonfarm nonresidential properties | $1,474,000 | 72 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 21 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 187 |
| Commercial and industrial loans | $1,797,000 | 210 |
| Loans to individuals | $1,733,000 | 386 |
| Credit card loan charge offs | $918,000 | 236 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $815,000 | 417 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 275 |
| Lease financing receivables | $0 | 296 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $477,000 | 620 |
| Loans secured by real estate, total | $158,000 | 463 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $158,000 | 462 |
| Construction and land development | $3,000 | 377 |
| Secured by farmland | $0 | 446 |
| Secured by 1-4 family residential properties - total recoveries | $8,000 | 1,582 |
| Secured by multifamily residential properties | $1,000 | 242 |
| Secured by nonfarm nonresidential properties | $146,000 | 256 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $41,000 | 1,717 |
| Loans to individuals | $278,000 | 448 |
| Credit card loan recoveries | $167,000 | 221 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $111,000 | 705 |
| Loans to foreign governments and official institutions | $0 | 14 |
| Other loans | $0 | 267 |
| Lease financing receivables | $0 | 264 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,621,000 | 294 |
| Loans secured by real estate, total | $1,410,000 | 153 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $1,410,000 | 151 |
| Construction and land development | $-3,000 | 10,198 |
| Secured by farmland | $0 | 259 |
| Secured by 1-4 family residential properties- net charge-offs | $86,000 | 758 |
| Secured by multifamily residential properties | $-1,000 | 10,272 |
| Secured by nonfarm nonresidential properties | $1,328,000 | 47 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 21 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $1,756,000 | 165 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $1,455,000 | 355 |
| Credit card loan net charge offs | $751,000 | 243 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $704,000 | 380 |
| Loans to foreign governments and official institutions | $0 | 10 |
| Other loans | $0 | 249 |
| Lease financing receivables | $0 | 278 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,693,000 | 416 |
| Loans secured by real estate, total | $285,000 | 724 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $285,000 | 724 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $7,000 | 3,151 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $278,000 | 308 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 200 |
| Commercial and industrial loans | $1,563,000 | 223 |
| Loans to individuals | $1,845,000 | 403 |
| Credit card loan charge offs | $957,000 | 258 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $888,000 | 439 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 270 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $431,000 | 738 |
| Loans secured by real estate, total | $26,000 | 1,588 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $26,000 | 1,588 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $11,000 | 1,497 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $15,000 | 886 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 218 |
| Commercial and industrial loans | $57,000 | 1,573 |
| Loans to individuals | $348,000 | 418 |
| Credit card loan recoveries | $147,000 | 246 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $201,000 | 469 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $0 | 271 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,262,000 | 367 |
| Loans secured by real estate, total | $259,000 | 583 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $259,000 | 580 |
| Construction and land development | $0 | 590 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $-4,000 | 9,995 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $263,000 | 218 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $0 | 139 |
| Commercial and industrial loans | $1,506,000 | 172 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $1,497,000 | 397 |
| Credit card loan net charge offs | $810,000 | 257 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $687,000 | 431 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 229 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,481,000 | 868 |
| Loans secured by real estate, total | $341,000 | 783 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $341,000 | 783 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $172,000 | 698 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $169,000 | 557 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $113,000 | 2,206 |
| Loans to individuals | $1,027,000 | 584 |
| Credit card loan charge offs | $438,000 | 386 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $589,000 | 617 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $422,000 | 866 |
| Loans secured by real estate, total | $15,000 | 2,267 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $15,000 | 2,267 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $1,000 | 3,141 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $14,000 | 1,085 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $218,000 | 582 |
| Loans to individuals | $189,000 | 701 |
| Credit card loan recoveries | $52,000 | 405 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $137,000 | 710 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,059,000 | 868 |
| Loans secured by real estate, total | $326,000 | 634 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $326,000 | 633 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $171,000 | 589 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $155,000 | 446 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $-105,000 | 11,166 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $838,000 | 550 |
| Credit card loan net charge offs | $386,000 | 378 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $452,000 | 593 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $0 | 10,825 |
| Loans secured by real estate, total | $0 | 5,487 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $0 | 5,481 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,398 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $0 | 7,579 |
| Loans to individuals | $0 | 9,727 |
| Credit card loan charge offs | $0 | 4,035 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $0 | 9,309 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $0 | 10,377 |
| Loans secured by real estate, total | $0 | 5,162 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $0 | 5,149 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 3,910 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $0 | 7,599 |
| Loans to individuals | $0 | 9,046 |
| Credit card loan recoveries | $0 | 2,795 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 8,760 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Loans secured by real estate, total | $0 | 4,386 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $0 | 4,381 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,681 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $0 | 1,798 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $0 | 5,683 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $0 | 8,408 |
| Credit card loan net charge offs | $0 | 3,773 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $0 | 7,848 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.