Home > First Community Bank of Mercer County, Inc. > Income and Expense
First Community Bank of Mercer County, Inc., Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $36,895,000 | 903 |
| Total interest expense | $17,632,000 | 901 |
| Net interest income | $19,263,000 | 892 |
| Provision for loan and lease losses | $5,020,000 | 316 |
| Total noninterest income | $10,528,000 | 583 |
| Gross Fiduciary activities income | $1,773,000 | 342 |
| Service charges on deposit accounts | $1,168,000 | 1,080 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $7,587,000 | 499 |
| Total noninterest expense | $14,920,000 | 928 |
| Salaries and employee benefits | $5,871,000 | 1,108 |
| Premises and equipment expense | $1,887,000 | 1,022 |
| Additional noninterest expense | $7,162,000 | 752 |
| Pre-tax net operating income | $9,851,000 | 788 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,596,000 | 986 |
| Income before extraordinary items | $7,255,000 | 765 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $7,255,000 | 766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,621,000 | 294 |
| Cash dividends | $5,500,000 | 598 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $7,255,000 | 740 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $36,303,000 | 945 |
| Total interest expense | $15,640,000 | 1,046 |
| Net interest income | $20,663,000 | 866 |
| Provision for loan and lease losses | $3,741,000 | 376 |
| Total noninterest income | $8,283,000 | 646 |
| Gross Fiduciary activities income | $1,766,000 | 345 |
| Service charges on deposit accounts | $1,181,000 | 1,063 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $5,336,000 | 594 |
| Total noninterest expense | $14,136,000 | 972 |
| Salaries and employee benefits | $6,213,000 | 1,062 |
| Premises and equipment expense | $1,577,000 | 1,251 |
| Additional noninterest expense | $6,346,000 | 810 |
| Pre-tax net operating income | $11,069,000 | 744 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $3,624,000 | 792 |
| Income before extraordinary items | $7,445,000 | 761 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $7,445,000 | 763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,262,000 | 367 |
| Cash dividends | $13,200,000 | 306 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $7,445,000 | 745 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $36,118,000 | 973 |
| Total interest expense | $14,675,000 | 1,113 |
| Net interest income | $21,443,000 | 868 |
| Provision for loan and lease losses | $1,222,000 | 877 |
| Total noninterest income | $8,790,000 | 645 |
| Gross Fiduciary activities income | $1,731,000 | 382 |
| Service charges on deposit accounts | $1,156,000 | 1,145 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $5,903,000 | 581 |
| Total noninterest expense | $14,547,000 | 1,040 |
| Salaries and employee benefits | $6,308,000 | 1,058 |
| Premises and equipment expense | $1,836,000 | 1,139 |
| Additional noninterest expense | $6,403,000 | 945 |
| Pre-tax net operating income | $14,464,000 | 584 |
| Securities gains (losses) | $16,000 | 2,154 |
| Applicable income taxes | $4,476,000 | 636 |
| Income before extraordinary items | $10,004,000 | 580 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $10,004,000 | 581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,059,000 | 868 |
| Cash dividends | $5,300,000 | 644 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $9,992,960 | 567 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $192,000 | 11,909 |
| Total interest expense | $77,000 | 11,886 |
| Net interest income | $115,000 | 11,913 |
| Provision for loan and lease losses | $5,000 | 8,671 |
| Total noninterest income | $29,000 | 11,670 |
| Gross Fiduciary activities income | $9,000 | 1,480 |
| Service charges on deposit accounts | $10,000 | 10,187 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $10,000 | 11,496 |
| Total noninterest expense | $87,000 | 11,953 |
| Salaries and employee benefits | $36,000 | 11,951 |
| Premises and equipment expense | $18,000 | 11,826 |
| Additional noninterest expense | $33,000 | 11,943 |
| Pre-tax net operating income | $52,000 | 11,294 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $14,000 | 10,859 |
| Income before extraordinary items | $38,000 | 11,352 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $38,000 | 11,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $38,000 | 11,317 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.