Home > First Community Bank of Mercer County, Inc. > Net charge- offs to loans
First Community Bank of Mercer County, Inc., Net charge- offs to loans
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5339% | 355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7014% | 19 |
| Percentage Net Loans Charged-off:Construction & development | -0.0872% | 1,319 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0274% | 28 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2518% | 1,345 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1271% | 238 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1357% | 203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1903% | 27 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6862% | 147 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9351% | 124 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0129% | 586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1260% | 279 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2039% | 188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 1,298 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 1,301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5840% | 33 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4360% | 177 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9235% | 224 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3343% | 2,699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1606% | 329 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1271% | 332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2519% | 153 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2715% | 142 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2138% | 1,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6692% | 278 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6782% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,856 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,350 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |