Home > First Community Bank of Mercer County, Inc. > Assets and Liabilities
First Community Bank of Mercer County, Inc., Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 185 | 905 |
| Assets and Liabilities | ||
| Total Assets: | $472,102,000 | 993 |
| Cash and due from depository institutions | $64,238,000 | 905 |
| Interest-bearing balances | $50,518,000 | 105 |
| Securities | $98,034,000 | 1,181 |
| Federal funds sold & reverse repurchase agreements | $25,275,000 | 627 |
| Net loans & leases | $264,823,000 | 1,088 |
| Loan loss allowance | $5,593,000 | 731 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $6,377,000 | 1,249 |
| Other real estate owned | $3,024,000 | 905 |
| Goodwill and other intangibles | $1,752,000 | 1,117 |
| All other assets | $8,579,000 | 993 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $472,102,000 | 993 |
| Total liabilities | $428,487,000 | 985 |
| Total deposits | $365,442,000 | 1,004 |
| Interest-bearing deposits | $309,266,000 | 1,031 |
| Deposits held in domestic offices | $365,442,000 | 1,001 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $56,521,000 | 438 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $6,524,000 | 837 |
| Total equity capital | $43,615,000 | 1,024 |
| Total bank equity capital | $43,615,000 | 1,024 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $9,360,000 | 374 |
| Surplus | $9,730,000 | 1,610 |
| Undivided profits | $24,525,000 | 1,050 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,807,000 | 580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $94,000 | 939 |
| Income earned, not collected on loans | $1,803,000 | 1,156 |
| Earning assets | $438,650,000 | 980 |
| Long-term assets (5+ years) | $106,510,000 | 846 |
| Average Assets, year-to-date | $477,027,600 | 936 |
| Average Assets, quarterly | $469,359,000 | 986 |
| Volatile liabilities | $111,767,000 | 766 |
| Insider loans | $2,307,000 | 1,859 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $2,457,000 | 745 |
| Unused loan commitments | $58,045,000 | 1,020 |
| Tier 1 (core) risk-based capital | $41,592,000 | 1,009 |
| Tier 2 risk-based capital | $3,853,840 | 916 |
| Total risk weighted assets | $306,567,940 | 965 |
| Total unused commitments | $58,045,000 | 1,024 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 203 | 869 |
| Assets and Liabilities | ||
| Total Assets: | $436,402,000 | 1,085 |
| Cash and due from depository institutions | $15,772,000 | 869 |
| Interest-bearing balances | $32,000 | 5,614 |
| Securities | $81,046,000 | 1,423 |
| Federal funds sold & reverse repurchase agreements | $4,075,000 | 3,172 |
| Net loans & leases | $317,364,000 | 942 |
| Loan loss allowance | $5,194,000 | 803 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $6,606,000 | 1,172 |
| Other real estate owned | $1,111,000 | 869 |
| Goodwill and other intangibles | $2,032,000 | 978 |
| All other assets | $8,396,000 | 994 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $436,402,000 | 1,085 |
| Total liabilities | $394,314,000 | 1,088 |
| Total deposits | $346,542,000 | 1,083 |
| Interest-bearing deposits | $300,949,000 | 1,074 |
| Deposits held in domestic offices | $346,542,000 | 1,079 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $41,418,000 | 531 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $6,354,000 | 837 |
| Total equity capital | $42,088,000 | 1,072 |
| Total bank equity capital | $42,088,000 | 1,072 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $9,360,000 | 382 |
| Surplus | $9,730,000 | 1,599 |
| Undivided profits | $22,998,000 | 1,134 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,293,000 | 354 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,168,000 | 121 |
| Income earned, not collected on loans | $2,174,000 | 1,000 |
| Earning assets | $402,517,000 | 1,078 |
| Long-term assets (5+ years) | $84,594,000 | 893 |
| Average Assets, year-to-date | $449,012,800 | 1,015 |
| Average Assets, quarterly | $449,881,500 | 1,041 |
| Volatile liabilities | $95,971,000 | 861 |
| Insider loans | $2,964,000 | 1,443 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $96,901,000 | 675 |
| Tier 1 (core) risk-based capital | $39,557,000 | 1,064 |
| Tier 2 risk-based capital | $3,983,680 | 860 |
| Total risk weighted assets | $317,483,680 | 943 |
| Total unused commitments | $96,901,000 | 677 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 210 | 890 |
| Assets and Liabilities | ||
| Total Assets: | $452,368,000 | 1,088 |
| Cash and due from depository institutions | $17,088,000 | 890 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $93,923,000 | 1,264 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $321,951,000 | 959 |
| Loan loss allowance | $4,715,000 | 920 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,757,000 | 1,366 |
| Other real estate owned | $1,889,000 | 890 |
| Goodwill and other intangibles | $2,312,000 | 868 |
| All other assets | $9,448,000 | 935 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $452,368,000 | 1,088 |
| Total liabilities | $404,692,000 | 1,094 |
| Total deposits | $333,856,000 | 1,163 |
| Interest-bearing deposits | $285,129,000 | 1,175 |
| Deposits held in domestic offices | $333,856,000 | 1,157 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $62,509,000 | 473 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $8,327,000 | 691 |
| Total equity capital | $47,676,000 | 961 |
| Total bank equity capital | $47,676,000 | 961 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $9,360,000 | 406 |
| Surplus | $9,730,000 | 1,648 |
| Undivided profits | $28,586,000 | 903 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,514,000 | 767 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $174,000 | 691 |
| Income earned, not collected on loans | $2,249,000 | 985 |
| Earning assets | $415,874,000 | 1,075 |
| Long-term assets (5+ years) | $106,616,000 | 687 |
| Average Assets, year-to-date | $441,839,400 | 1,067 |
| Average Assets, quarterly | $453,202,500 | 1,070 |
| Volatile liabilities | $102,831,000 | 851 |
| Insider loans | $3,974,000 | 1,082 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $522,000 | 949 |
| Unused loan commitments | $106,130,000 | 636 |
| Tier 1 (core) risk-based capital | $45,032,000 | 956 |
| Tier 2 risk-based capital | $4,308,490 | 836 |
| Total risk weighted assets | $344,272,490 | 895 |
| Total unused commitments | $106,130,000 | 640 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 203 | 952 |
| Assets and Liabilities | ||
| Total Assets: | $427,755,000 | 1,153 |
| Cash and due from depository institutions | $13,755,000 | 952 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $103,204,000 | 1,211 |
| Federal funds sold & reverse repurchase agreements | $810,000 | 7,683 |
| Net loans & leases | $292,164,000 | 1,031 |
| Loan loss allowance | $4,552,000 | 969 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $6,010,000 | 1,261 |
| Other real estate owned | $655,000 | 952 |
| Goodwill and other intangibles | $2,685,000 | 736 |
| All other assets | $8,472,000 | 1,078 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $427,755,000 | 1,153 |
| Total liabilities | $384,739,000 | 1,155 |
| Total deposits | $334,572,000 | 1,183 |
| Interest-bearing deposits | $283,618,000 | 1,199 |
| Deposits held in domestic offices | $334,572,000 | 1,171 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,969,000 | 581 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $9,198,000 | 700 |
| Total equity capital | $43,016,000 | 1,079 |
| Total bank equity capital | $43,016,000 | 1,079 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $9,360,000 | 421 |
| Surplus | $9,730,000 | 1,632 |
| Undivided profits | $23,926,000 | 1,096 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,785,000 | 966 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $55,000 | 1,139 |
| Income earned, not collected on loans | $2,118,000 | 1,073 |
| Earning assets | $396,178,000 | 1,132 |
| Long-term assets (5+ years) | $109,077,000 | 637 |
| Average Assets, year-to-date | $427,755,000 | 1,116 |
| Average Assets, quarterly | $427,755,000 | 1,138 |
| Volatile liabilities | $73,458,000 | 999 |
| Insider loans | $4,748,000 | 937 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $100,827,000 | 681 |
| Tier 1 (core) risk-based capital | $40,046,000 | 1,093 |
| Tier 2 risk-based capital | $3,881,100 | 903 |
| Total risk weighted assets | $309,816,800 | 970 |
| Total unused commitments | $100,827,000 | 685 |
| Derivatives | $0 | 628 |