Home > First Community Bank of Joliet > Income and Expense
First Community Bank of Joliet, Income and Expense
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $20,910,000 | 1,282 |
| Total interest expense | $5,014,000 | 898 |
| Net interest income | $15,896,000 | 1,373 |
| Provision for loan and lease losses | $5,433,000 | 478 |
| Total noninterest income | $49,000 | 6,648 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $251,000 | 3,836 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-202,000 | 6,817 |
| Total noninterest expense | $11,252,000 | 1,716 |
| Salaries and employee benefits | $5,639,000 | 1,796 |
| Premises and equipment expense | $1,086,000 | 2,110 |
| Additional noninterest expense | $4,527,000 | 1,488 |
| Pre-tax net operating income | $-740,000 | 6,575 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-740,000 | 6,657 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-740,000 | 6,651 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-740,000 | 6,653 |
| Net charge-offs | $8,895,000 | 356 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $193,000 | 448 |
| Net operating income | $-740,000 | 6,601 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $16,188,000 | 1,265 |
| Total interest expense | $3,987,000 | 888 |
| Net interest income | $12,201,000 | 1,356 |
| Provision for loan and lease losses | $4,493,000 | 449 |
| Total noninterest income | $64,000 | 6,505 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $184,000 | 3,947 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-120,000 | 6,935 |
| Total noninterest expense | $8,689,000 | 1,672 |
| Salaries and employee benefits | $4,269,000 | 1,763 |
| Premises and equipment expense | $818,000 | 2,126 |
| Additional noninterest expense | $3,602,000 | 1,420 |
| Pre-tax net operating income | $-917,000 | 6,802 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-917,000 | 6,863 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-917,000 | 6,861 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-917,000 | 6,862 |
| Net charge-offs | $5,890,000 | 405 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $149,000 | 392 |
| Net operating income | $-917,000 | 6,824 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $11,059,000 | 1,238 |
| Total interest expense | $2,795,000 | 877 |
| Net interest income | $8,264,000 | 1,337 |
| Provision for loan and lease losses | $3,750,000 | 381 |
| Total noninterest income | $380,000 | 3,761 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $122,000 | 3,923 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $258,000 | 3,291 |
| Total noninterest expense | $5,824,000 | 1,666 |
| Salaries and employee benefits | $2,842,000 | 1,764 |
| Premises and equipment expense | $546,000 | 2,117 |
| Additional noninterest expense | $2,436,000 | 1,398 |
| Pre-tax net operating income | $-930,000 | 6,954 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-930,000 | 6,985 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-930,000 | 6,983 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-930,000 | 6,984 |
| Net charge-offs | $3,992,000 | 402 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $145,000 | 310 |
| Net operating income | $-930,000 | 6,965 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,753,000 | 1,198 |
| Total interest expense | $1,495,000 | 848 |
| Net interest income | $4,258,000 | 1,301 |
| Provision for loan and lease losses | $1,875,000 | 379 |
| Total noninterest income | $152,000 | 4,205 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $60,000 | 3,962 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $92,000 | 3,831 |
| Total noninterest expense | $2,781,000 | 1,739 |
| Salaries and employee benefits | $1,431,000 | 1,754 |
| Premises and equipment expense | $267,000 | 2,158 |
| Additional noninterest expense | $1,083,000 | 1,553 |
| Pre-tax net operating income | $-246,000 | 6,899 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-246,000 | 6,939 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-246,000 | 6,940 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-246,000 | 6,940 |
| Net charge-offs | $1,038,000 | 658 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 277 |
| Net operating income | $-246,000 | 6,901 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $27,656,000 | 1,005 |
| Total interest expense | $8,041,000 | 722 |
| Net interest income | $19,615,000 | 1,137 |
| Provision for loan and lease losses | $15,191,000 | 291 |
| Total noninterest income | $549,000 | 4,240 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $310,000 | 3,535 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $239,000 | 4,201 |
| Total noninterest expense | $12,271,000 | 1,597 |
| Salaries and employee benefits | $5,457,000 | 1,772 |
| Premises and equipment expense | $1,066,000 | 2,278 |
| Additional noninterest expense | $5,748,000 | 1,214 |
| Pre-tax net operating income | $-7,298,000 | 7,152 |
| Securities gains (losses) | $48,000 | 2,611 |
| Applicable income taxes | $-20,000 | 6,652 |
| Income before extraordinary items | $-7,230,000 | 7,150 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,230,000 | 7,148 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-7,230,000 | 7,151 |
| Net charge-offs | $12,493,000 | 362 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $4,327,000 | 159 |
| Net operating income | $-7,278,000 | 7,145 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $21,479,000 | 985 |
| Total interest expense | $6,306,000 | 718 |
| Net interest income | $15,173,000 | 1,103 |
| Provision for loan and lease losses | $13,316,000 | 254 |
| Total noninterest income | $395,000 | 4,349 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $248,000 | 3,413 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $147,000 | 4,557 |
| Total noninterest expense | $8,452,000 | 1,718 |
| Salaries and employee benefits | $4,098,000 | 1,781 |
| Premises and equipment expense | $817,000 | 2,253 |
| Additional noninterest expense | $3,537,000 | 1,454 |
| Pre-tax net operating income | $-6,200,000 | 7,272 |
| Securities gains (losses) | $48,000 | 2,355 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-6,152,000 | 7,285 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-6,152,000 | 7,283 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-6,152,000 | 7,284 |
| Net charge-offs | $9,255,000 | 372 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $3,819,000 | 144 |
| Net operating income | $-6,200,000 | 7,281 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $14,693,000 | 974 |
| Total interest expense | $4,353,000 | 727 |
| Net interest income | $10,340,000 | 1,080 |
| Provision for loan and lease losses | $9,357,000 | 254 |
| Total noninterest income | $333,000 | 3,911 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $158,000 | 3,487 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $175,000 | 3,705 |
| Total noninterest expense | $5,467,000 | 1,783 |
| Salaries and employee benefits | $2,790,000 | 1,755 |
| Premises and equipment expense | $547,000 | 2,258 |
| Additional noninterest expense | $2,130,000 | 1,617 |
| Pre-tax net operating income | $-4,151,000 | 7,337 |
| Securities gains (losses) | $48,000 | 1,617 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-4,103,000 | 7,342 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,103,000 | 7,342 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-4,103,000 | 7,342 |
| Net charge-offs | $6,074,000 | 397 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $3,796,000 | 71 |
| Net operating income | $-4,151,000 | 7,341 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $7,531,000 | 963 |
| Total interest expense | $2,211,000 | 746 |
| Net interest income | $5,320,000 | 1,037 |
| Provision for loan and lease losses | $3,111,000 | 355 |
| Total noninterest income | $186,000 | 3,736 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $66,000 | 3,799 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $120,000 | 3,265 |
| Total noninterest expense | $2,227,000 | 2,164 |
| Salaries and employee benefits | $1,404,000 | 1,757 |
| Premises and equipment expense | $265,000 | 2,367 |
| Additional noninterest expense | $558,000 | 2,912 |
| Pre-tax net operating income | $168,000 | 4,484 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $168,000 | 4,274 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $168,000 | 4,273 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $168,000 | 4,274 |
| Net charge-offs | $659,000 | 1,128 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $3,779,000 | 40 |
| Net operating income | $168,000 | 4,219 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $29,896,000 | 1,026 |
| Total interest expense | $10,018,000 | 815 |
| Net interest income | $19,878,000 | 1,126 |
| Provision for loan and lease losses | $19,610,000 | 375 |
| Total noninterest income | $306,000 | 5,378 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $236,000 | 4,117 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $70,000 | 5,815 |
| Total noninterest expense | $9,211,000 | 2,096 |
| Salaries and employee benefits | $4,235,000 | 2,275 |
| Premises and equipment expense | $1,169,000 | 2,153 |
| Additional noninterest expense | $3,807,000 | 1,880 |
| Pre-tax net operating income | $-8,637,000 | 7,316 |
| Securities gains (losses) | $57,000 | 2,569 |
| Applicable income taxes | $3,772,000 | 449 |
| Income before extraordinary items | $-12,352,000 | 7,435 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-12,352,000 | 7,435 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-12,352,000 | 7,435 |
| Net charge-offs | $16,044,000 | 407 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $4,324,000 | 160 |
| Net operating income | $-12,409,000 | 7,423 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $22,197,000 | 1,052 |
| Total interest expense | $7,666,000 | 833 |
| Net interest income | $14,531,000 | 1,159 |
| Provision for loan and lease losses | $9,446,000 | 519 |
| Total noninterest income | $242,000 | 5,383 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $157,000 | 4,404 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $85,000 | 5,403 |
| Total noninterest expense | $6,976,000 | 2,068 |
| Salaries and employee benefits | $3,458,000 | 2,091 |
| Premises and equipment expense | $778,000 | 2,439 |
| Additional noninterest expense | $2,740,000 | 1,902 |
| Pre-tax net operating income | $-1,649,000 | 6,990 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-650,000 | 7,423 |
| Income before extraordinary items | $-999,000 | 6,898 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-999,000 | 6,898 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-999,000 | 6,898 |
| Net charge-offs | $7,443,000 | 597 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $4,280,000 | 122 |
| Net operating income | $-999,000 | 6,856 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $14,592,000 | 1,084 |
| Total interest expense | $5,160,000 | 857 |
| Net interest income | $9,432,000 | 1,207 |
| Provision for loan and lease losses | $6,808,000 | 489 |
| Total noninterest income | $222,000 | 4,838 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $101,000 | 4,468 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $121,000 | 4,331 |
| Total noninterest expense | $4,923,000 | 1,987 |
| Salaries and employee benefits | $2,383,000 | 2,038 |
| Premises and equipment expense | $465,000 | 2,677 |
| Additional noninterest expense | $2,075,000 | 1,703 |
| Pre-tax net operating income | $-2,077,000 | 7,287 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-808,000 | 7,576 |
| Income before extraordinary items | $-1,269,000 | 7,175 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,269,000 | 7,174 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,269,000 | 7,175 |
| Net charge-offs | $3,120,000 | 802 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $2,225,000 | 135 |
| Net operating income | $-1,269,000 | 7,158 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,233,000 | 1,120 |
| Total interest expense | $2,605,000 | 899 |
| Net interest income | $4,628,000 | 1,243 |
| Provision for loan and lease losses | $1,926,000 | 772 |
| Total noninterest income | $-46,000 | 7,753 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $44,000 | 4,703 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-90,000 | 7,729 |
| Total noninterest expense | $2,143,000 | 2,278 |
| Salaries and employee benefits | $1,231,000 | 2,000 |
| Premises and equipment expense | $157,000 | 3,768 |
| Additional noninterest expense | $755,000 | 2,240 |
| Pre-tax net operating income | $513,000 | 2,365 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $200,000 | 1,425 |
| Income before extraordinary items | $313,000 | 3,054 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $313,000 | 3,050 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $313,000 | 3,054 |
| Net charge-offs | $984,000 | 1,050 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $113,000 | 292 |
| Net operating income | $313,000 | 2,947 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $27,768,000 | 1,244 |
| Total interest expense | $14,064,000 | 833 |
| Net interest income | $13,704,000 | 1,638 |
| Provision for loan and lease losses | $9,725,000 | 891 |
| Total noninterest income | $643,000 | 4,237 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $381,000 | 3,425 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $262,000 | 4,205 |
| Total noninterest expense | $11,326,000 | 1,803 |
| Salaries and employee benefits | $4,987,000 | 1,974 |
| Premises and equipment expense | $873,000 | 2,898 |
| Additional noninterest expense | $5,466,000 | 1,365 |
| Pre-tax net operating income | $-6,704,000 | 7,329 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-1,786,000 | 7,485 |
| Income before extraordinary items | $-4,918,000 | 7,253 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,918,000 | 7,253 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,918,000 | 7,253 |
| Net charge-offs | $6,545,000 | 944 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $10,206,000 | 89 |
| Net operating income | $-4,918,000 | 7,280 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $20,539,000 | 1,285 |
| Total interest expense | $11,090,000 | 830 |
| Net interest income | $9,449,000 | 1,775 |
| Provision for loan and lease losses | $4,444,000 | 1,139 |
| Total noninterest income | $2,265,000 | 1,620 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $320,000 | 3,222 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,945,000 | 1,171 |
| Total noninterest expense | $7,291,000 | 2,067 |
| Salaries and employee benefits | $3,914,000 | 1,912 |
| Premises and equipment expense | $616,000 | 3,089 |
| Additional noninterest expense | $2,761,000 | 1,920 |
| Pre-tax net operating income | $-21,000 | 5,722 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-565,000 | 7,379 |
| Income before extraordinary items | $544,000 | 3,545 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $544,000 | 3,542 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $544,000 | 3,545 |
| Net charge-offs | $1,614,000 | 1,698 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $578,000 | 408 |
| Net operating income | $544,000 | 3,451 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $13,190,000 | 1,351 |
| Total interest expense | $7,652,000 | 848 |
| Net interest income | $5,538,000 | 1,980 |
| Provision for loan and lease losses | $2,744,000 | 1,153 |
| Total noninterest income | $2,070,000 | 1,298 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $183,000 | 3,484 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,887,000 | 929 |
| Total noninterest expense | $5,072,000 | 2,007 |
| Salaries and employee benefits | $2,675,000 | 1,890 |
| Premises and equipment expense | $449,000 | 2,903 |
| Additional noninterest expense | $1,948,000 | 1,846 |
| Pre-tax net operating income | $-208,000 | 6,291 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-580,000 | 7,620 |
| Income before extraordinary items | $372,000 | 3,607 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $372,000 | 3,605 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $372,000 | 3,606 |
| Net charge-offs | $1,117,000 | 1,557 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $383,000 | 382 |
| Net operating income | $372,000 | 3,499 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,509,000 | 1,388 |
| Total interest expense | $3,939,000 | 852 |
| Net interest income | $2,570,000 | 2,130 |
| Provision for loan and lease losses | $1,144,000 | 1,095 |
| Total noninterest income | $742,000 | 1,637 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $77,000 | 3,782 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $665,000 | 1,158 |
| Total noninterest expense | $2,565,000 | 1,930 |
| Salaries and employee benefits | $1,382,000 | 1,875 |
| Premises and equipment expense | $198,000 | 3,247 |
| Additional noninterest expense | $985,000 | 1,637 |
| Pre-tax net operating income | $-397,000 | 7,198 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-453,000 | 7,877 |
| Income before extraordinary items | $56,000 | 5,593 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $56,000 | 5,596 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $56,000 | 5,596 |
| Net charge-offs | $30,000 | 4,024 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $174,000 | 288 |
| Net operating income | $56,000 | 5,425 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $25,471,000 | 1,526 |
| Total interest expense | $14,394,000 | 1,131 |
| Net interest income | $11,077,000 | 2,008 |
| Provision for loan and lease losses | $7,037,000 | 782 |
| Total noninterest income | $7,600,000 | 744 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $300,000 | 4,013 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $7,300,000 | 483 |
| Total noninterest expense | $10,002,000 | 1,928 |
| Salaries and employee benefits | $6,388,000 | 1,614 |
| Premises and equipment expense | $950,000 | 2,754 |
| Additional noninterest expense | $2,664,000 | 2,228 |
| Pre-tax net operating income | $1,638,000 | 2,866 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-1,390,000 | 7,817 |
| Income before extraordinary items | $3,028,000 | 1,350 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,028,000 | 1,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $679,000 | 2,405 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $600,000 | 512 |
| Net operating income | $3,028,000 | 1,446 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $18,464,000 | 1,622 |
| Total interest expense | $10,337,000 | 1,222 |
| Net interest income | $8,127,000 | 2,058 |
| Provision for loan and lease losses | $5,719,000 | 595 |
| Total noninterest income | $6,282,000 | 719 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $223,000 | 4,059 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,059,000 | 479 |
| Total noninterest expense | $7,505,000 | 1,917 |
| Salaries and employee benefits | $4,747,000 | 1,640 |
| Premises and equipment expense | $715,000 | 2,750 |
| Additional noninterest expense | $2,043,000 | 2,126 |
| Pre-tax net operating income | $1,185,000 | 3,342 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-892,000 | 8,017 |
| Income before extraordinary items | $2,077,000 | 1,715 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,077,000 | 1,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $645,000 | 1,684 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $411,000 | 425 |
| Net operating income | $2,077,000 | 1,815 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,481,000 | 1,744 |
| Total interest expense | $6,687,000 | 1,315 |
| Net interest income | $4,794,000 | 2,300 |
| Provision for loan and lease losses | $3,493,000 | 549 |
| Total noninterest income | $4,122,000 | 748 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $109,000 | 4,678 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $4,013,000 | 501 |
| Total noninterest expense | $4,433,000 | 2,163 |
| Salaries and employee benefits | $2,871,000 | 1,817 |
| Premises and equipment expense | $385,000 | 3,310 |
| Additional noninterest expense | $1,177,000 | 2,393 |
| Pre-tax net operating income | $990,000 | 2,977 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-314,000 | 8,079 |
| Income before extraordinary items | $1,304,000 | 2,035 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,304,000 | 2,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $570,000 | 1,209 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $264,000 | 367 |
| Net operating income | $1,304,000 | 1,995 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,559,000 | 1,846 |
| Total interest expense | $3,462,000 | 1,357 |
| Net interest income | $2,097,000 | 2,601 |
| Provision for loan and lease losses | $2,265,000 | 373 |
| Total noninterest income | $2,973,000 | 565 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $59,000 | 4,476 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,914,000 | 402 |
| Total noninterest expense | $2,011,000 | 2,353 |
| Salaries and employee benefits | $1,255,000 | 2,086 |
| Premises and equipment expense | $174,000 | 3,583 |
| Additional noninterest expense | $582,000 | 2,376 |
| Pre-tax net operating income | $794,000 | 2,175 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-134,000 | 8,193 |
| Income before extraordinary items | $928,000 | 1,605 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $928,000 | 1,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $123,000 | 286 |
| Net operating income | $928,000 | 1,545 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,365,000 | 2,492 |
| Total interest expense | $8,647,000 | 2,175 |
| Net interest income | $7,718,000 | 2,828 |
| Provision for loan and lease losses | $1,077,000 | 1,349 |
| Total noninterest income | $381,000 | 5,594 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $179,000 | 5,119 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $202,000 | 5,034 |
| Total noninterest expense | $4,154,000 | 3,996 |
| Salaries and employee benefits | $2,659,000 | 3,551 |
| Premises and equipment expense | $326,000 | 5,582 |
| Additional noninterest expense | $1,169,000 | 4,147 |
| Pre-tax net operating income | $2,868,000 | 2,560 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $895,000 | 1,995 |
| Income before extraordinary items | $1,973,000 | 2,850 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,973,000 | 2,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,631 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $256,000 | 678 |
| Net operating income | $1,973,000 | 2,833 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,907,000 | 2,556 |
| Total interest expense | $6,052,000 | 2,304 |
| Net interest income | $5,855,000 | 2,799 |
| Provision for loan and lease losses | $506,000 | 1,555 |
| Total noninterest income | $267,000 | 5,767 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $115,000 | 5,405 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $152,000 | 5,065 |
| Total noninterest expense | $3,070,000 | 4,028 |
| Salaries and employee benefits | $1,882,000 | 3,701 |
| Premises and equipment expense | $243,000 | 5,578 |
| Additional noninterest expense | $945,000 | 3,882 |
| Pre-tax net operating income | $2,546,000 | 2,403 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $865,000 | 1,798 |
| Income before extraordinary items | $1,681,000 | 2,734 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,681,000 | 2,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $122,000 | 722 |
| Net operating income | $1,681,000 | 2,714 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,886,000 | 2,585 |
| Total interest expense | $3,978,000 | 2,339 |
| Net interest income | $3,908,000 | 2,813 |
| Provision for loan and lease losses | $95,000 | 3,362 |
| Total noninterest income | $174,000 | 5,857 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $59,000 | 5,840 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $115,000 | 4,841 |
| Total noninterest expense | $2,028,000 | 4,093 |
| Salaries and employee benefits | $1,246,000 | 3,756 |
| Premises and equipment expense | $165,000 | 5,581 |
| Additional noninterest expense | $617,000 | 3,943 |
| Pre-tax net operating income | $1,959,000 | 2,202 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $641,000 | 1,757 |
| Income before extraordinary items | $1,318,000 | 2,452 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,318,000 | 2,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 873 |
| Net operating income | $1,318,000 | 2,436 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,064,000 | 2,525 |
| Total interest expense | $2,189,000 | 2,151 |
| Net interest income | $1,875,000 | 2,927 |
| Provision for loan and lease losses | $-223,000 | 8,591 |
| Total noninterest income | $60,000 | 6,528 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $29,000 | 5,849 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $31,000 | 5,926 |
| Total noninterest expense | $883,000 | 4,494 |
| Salaries and employee benefits | $569,000 | 4,031 |
| Premises and equipment expense | $81,000 | 5,658 |
| Additional noninterest expense | $233,000 | 4,770 |
| Pre-tax net operating income | $1,275,000 | 1,785 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $479,000 | 1,325 |
| Income before extraordinary items | $796,000 | 2,072 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $796,000 | 2,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 779 |
| Net operating income | $796,000 | 2,063 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,573,000 | 2,966 |
| Total interest expense | $5,982,000 | 2,606 |
| Net interest income | $6,591,000 | 3,279 |
| Provision for loan and lease losses | $1,240,000 | 842 |
| Total noninterest income | $261,000 | 6,462 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $109,000 | 6,027 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $152,000 | 5,590 |
| Total noninterest expense | $3,266,000 | 4,610 |
| Salaries and employee benefits | $1,947,000 | 4,366 |
| Premises and equipment expense | $286,000 | 5,856 |
| Additional noninterest expense | $1,033,000 | 4,406 |
| Pre-tax net operating income | $2,346,000 | 3,285 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $313,000 | 3,754 |
| Income before extraordinary items | $2,033,000 | 3,062 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,033,000 | 3,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 1,050 |
| Net operating income | $2,033,000 | 3,055 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,783,000 | 3,130 |
| Total interest expense | $3,989,000 | 2,790 |
| Net interest income | $4,794,000 | 3,381 |
| Provision for loan and lease losses | $780,000 | 966 |
| Total noninterest income | $217,000 | 6,304 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $81,000 | 6,109 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $136,000 | 5,307 |
| Total noninterest expense | $2,340,000 | 4,740 |
| Salaries and employee benefits | $1,389,000 | 4,502 |
| Premises and equipment expense | $212,000 | 5,907 |
| Additional noninterest expense | $739,000 | 4,542 |
| Pre-tax net operating income | $1,891,000 | 3,233 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $294,000 | 3,605 |
| Income before extraordinary items | $1,597,000 | 3,067 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,597,000 | 3,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 911 |
| Net operating income | $1,597,000 | 3,057 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,300,000 | 3,344 |
| Total interest expense | $2,241,000 | 3,103 |
| Net interest income | $3,059,000 | 3,498 |
| Provision for loan and lease losses | $520,000 | 944 |
| Total noninterest income | $154,000 | 6,184 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $54,000 | 6,138 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $100,000 | 5,133 |
| Total noninterest expense | $1,471,000 | 4,948 |
| Salaries and employee benefits | $887,000 | 4,659 |
| Premises and equipment expense | $129,000 | 6,171 |
| Additional noninterest expense | $455,000 | 4,785 |
| Pre-tax net operating income | $1,222,000 | 3,320 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-4,000 | 8,452 |
| Income before extraordinary items | $1,226,000 | 2,752 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,226,000 | 2,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 743 |
| Net operating income | $1,226,000 | 2,739 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,535,000 | 3,407 |
| Total interest expense | $1,006,000 | 3,243 |
| Net interest income | $1,529,000 | 3,487 |
| Provision for loan and lease losses | $260,000 | 890 |
| Total noninterest income | $33,000 | 7,559 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $22,000 | 6,377 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,462 |
| Total noninterest expense | $690,000 | 5,176 |
| Salaries and employee benefits | $416,000 | 4,887 |
| Premises and equipment expense | $73,000 | 5,861 |
| Additional noninterest expense | $201,000 | 5,158 |
| Pre-tax net operating income | $612,000 | 3,263 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $239,000 | 2,343 |
| Income before extraordinary items | $373,000 | 3,862 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $373,000 | 3,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 502 |
| Net operating income | $373,000 | 3,843 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,892,000 | 4,648 |
| Total interest expense | $2,080,000 | 4,321 |
| Net interest income | $3,812,000 | 4,769 |
| Provision for loan and lease losses | $1,478,000 | 731 |
| Total noninterest income | $87,000 | 8,067 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $61,000 | 6,908 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $26,000 | 7,968 |
| Total noninterest expense | $2,128,000 | 5,896 |
| Salaries and employee benefits | $1,186,000 | 5,836 |
| Premises and equipment expense | $313,000 | 5,606 |
| Additional noninterest expense | $629,000 | 5,911 |
| Pre-tax net operating income | $293,000 | 7,413 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $293,000 | 7,209 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $293,000 | 7,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $12,472,000 | 147 |
| Net operating income | $293,000 | 7,191 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,674,000 | 5,182 |
| Total interest expense | $1,253,000 | 4,822 |
| Net interest income | $2,421,000 | 5,275 |
| Provision for loan and lease losses | $1,088,000 | 707 |
| Total noninterest income | $42,000 | 8,421 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $30,000 | 7,268 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,000 | 8,286 |
| Total noninterest expense | $1,533,000 | 6,008 |
| Salaries and employee benefits | $879,000 | 5,839 |
| Premises and equipment expense | $244,000 | 5,513 |
| Additional noninterest expense | $410,000 | 6,292 |
| Pre-tax net operating income | $-158,000 | 8,466 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-158,000 | 8,497 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-158,000 | 8,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,107 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-158,000 | 8,468 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,138,000 | 5,548 |
| Total interest expense | $715,000 | 5,078 |
| Net interest income | $1,423,000 | 5,657 |
| Provision for loan and lease losses | $661,000 | 758 |
| Total noninterest income | $28,000 | 8,417 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $16,000 | 7,398 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $12,000 | 8,048 |
| Total noninterest expense | $1,003,000 | 6,057 |
| Salaries and employee benefits | $569,000 | 5,928 |
| Premises and equipment expense | $175,000 | 5,260 |
| Additional noninterest expense | $259,000 | 6,422 |
| Pre-tax net operating income | $-213,000 | 8,558 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-213,000 | 8,591 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-213,000 | 8,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-213,000 | 8,565 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $845,000 | 6,227 |
| Total interest expense | $280,000 | 5,664 |
| Net interest income | $565,000 | 6,383 |
| Provision for loan and lease losses | $282,000 | 835 |
| Total noninterest income | $9,000 | 8,643 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $7,000 | 7,502 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,574 |
| Total noninterest expense | $478,000 | 6,267 |
| Salaries and employee benefits | $278,000 | 6,041 |
| Premises and equipment expense | $87,000 | 5,339 |
| Additional noninterest expense | $113,000 | 6,832 |
| Pre-tax net operating income | $-186,000 | 8,715 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-186,000 | 8,740 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-186,000 | 8,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-186,000 | 8,722 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $617,000 | 8,687 |
| Total interest expense | $177,000 | 8,537 |
| Net interest income | $440,000 | 8,702 |
| Provision for loan and lease losses | $522,000 | 1,894 |
| Total noninterest income | $6,000 | 8,865 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $5,000 | 7,833 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,000 | 8,793 |
| Total noninterest expense | $1,476,000 | 6,920 |
| Salaries and employee benefits | $565,000 | 7,793 |
| Premises and equipment expense | $91,000 | 8,085 |
| Additional noninterest expense | $820,000 | 5,007 |
| Pre-tax net operating income | $-1,552,000 | 8,873 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-1,552,000 | 8,895 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,552,000 | 8,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $17,956,000 | 38 |
| Net operating income | $-1,552,000 | 8,877 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $154,000 | 8,939 |
| Total interest expense | $37,000 | 8,891 |
| Net interest income | $117,000 | 8,939 |
| Provision for loan and lease losses | $257,000 | 2,538 |
| Total noninterest income | $2,000 | 8,956 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,000 | 7,895 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $0 | 8,890 |
| Total noninterest expense | $1,063,000 | 7,009 |
| Salaries and employee benefits | $280,000 | 8,381 |
| Premises and equipment expense | $44,000 | 8,511 |
| Additional noninterest expense | $739,000 | 4,340 |
| Pre-tax net operating income | $-1,201,000 | 8,929 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-1,201,000 | 8,946 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-1,201,000 | 8,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $17,956,000 | 31 |
| Net operating income | $-1,201,000 | 8,931 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,000 | 9,072 |
| Total interest expense | $0 | 9,056 |
| Net interest income | $7,000 | 9,062 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $0 | 9,031 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $0 | 8,943 |
| Total noninterest expense | $647,000 | 7,283 |
| Salaries and employee benefits | $35,000 | 9,046 |
| Premises and equipment expense | $16,000 | 8,866 |
| Additional noninterest expense | $596,000 | 3,765 |
| Pre-tax net operating income | $-640,000 | 8,944 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-640,000 | 8,967 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-640,000 | 8,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $17,956,000 | 23 |
| Net operating income | $-640,000 | 8,949 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.