Home > First Community Bank of Henry County > Income and Expense
First Community Bank of Henry County, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,341,000 | 4,797 |
| Total interest expense | $3,269,000 | 4,409 |
| Net interest income | $3,072,000 | 5,051 |
| Provision for loan and lease losses | $50,000 | 6,568 |
| Total noninterest income | $745,000 | 3,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $290,000 | 4,023 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $455,000 | 3,158 |
| Total noninterest expense | $2,641,000 | 4,583 |
| Salaries and employee benefits | $1,416,000 | 4,461 |
| Premises and equipment expense | $377,000 | 4,629 |
| Additional noninterest expense | $848,000 | 4,481 |
| Pre-tax net operating income | $1,126,000 | 5,076 |
| Securities gains (losses) | $64,000 | 1,566 |
| Applicable income taxes | $564,000 | 3,562 |
| Income before extraordinary items | $626,000 | 5,933 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $626,000 | 5,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,272 |
| Cash dividends | $10,000 | 7,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $585,040 | 6,020 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,780,000 | 5,199 |
| Total interest expense | $2,545,000 | 5,343 |
| Net interest income | $3,235,000 | 5,019 |
| Provision for loan and lease losses | $310,000 | 2,517 |
| Total noninterest income | $943,000 | 3,192 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $286,000 | 4,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $657,000 | 2,324 |
| Total noninterest expense | $2,538,000 | 4,730 |
| Salaries and employee benefits | $1,242,000 | 4,945 |
| Premises and equipment expense | $377,000 | 4,644 |
| Additional noninterest expense | $919,000 | 4,229 |
| Pre-tax net operating income | $1,330,000 | 4,885 |
| Securities gains (losses) | $11,000 | 2,294 |
| Applicable income taxes | $563,000 | 3,862 |
| Income before extraordinary items | $778,000 | 5,549 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $778,000 | 5,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,525 |
| Cash dividends | $313,000 | 4,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $770,960 | 5,537 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,358,000 | 6,522 |
| Total interest expense | $1,785,000 | 6,872 |
| Net interest income | $2,573,000 | 6,072 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $986,000 | 3,161 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $272,000 | 4,529 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $714,000 | 2,267 |
| Total noninterest expense | $2,357,000 | 5,249 |
| Salaries and employee benefits | $1,215,000 | 5,149 |
| Premises and equipment expense | $309,000 | 5,469 |
| Additional noninterest expense | $833,000 | 5,051 |
| Pre-tax net operating income | $1,202,000 | 5,118 |
| Securities gains (losses) | $17,000 | 2,110 |
| Applicable income taxes | $556,000 | 3,809 |
| Income before extraordinary items | $663,000 | 5,924 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $663,000 | 5,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,197 |
| Cash dividends | $390,000 | 3,980 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $652,120 | 5,924 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,993,000 | 7,011 |
| Total interest expense | $1,707,000 | 7,120 |
| Net interest income | $2,286,000 | 6,714 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,036,000 | 3,020 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $285,000 | 4,475 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $751,000 | 2,196 |
| Total noninterest expense | $2,335,000 | 5,288 |
| Salaries and employee benefits | $1,230,000 | 5,098 |
| Premises and equipment expense | $246,000 | 6,416 |
| Additional noninterest expense | $859,000 | 4,950 |
| Pre-tax net operating income | $987,000 | 6,047 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $374,000 | 5,178 |
| Income before extraordinary items | $613,000 | 6,545 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $613,000 | 6,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,374 |
| Cash dividends | $1,075,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $613,000 | 6,530 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,961,000 | 6,748 |
| Total interest expense | $1,520,000 | 6,836 |
| Net interest income | $2,442,000 | 6,584 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $980,000 | 3,156 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $256,000 | 4,953 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $724,000 | 2,273 |
| Total noninterest expense | $2,150,000 | 5,858 |
| Salaries and employee benefits | $1,268,000 | 4,995 |
| Premises and equipment expense | $195,000 | 7,536 |
| Additional noninterest expense | $687,000 | 6,416 |
| Pre-tax net operating income | $1,272,000 | 5,014 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $439,000 | 4,465 |
| Income before extraordinary items | $833,000 | 5,198 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $833,000 | 5,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,780 |
| Cash dividends | $151,000 | 6,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $833,000 | 5,256 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,980,000 | 8,369 |
| Total interest expense | $1,100,000 | 8,685 |
| Net interest income | $1,880,000 | 8,013 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $661,000 | 4,623 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $281,000 | 4,678 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $380,000 | 3,890 |
| Total noninterest expense | $1,499,000 | 7,838 |
| Salaries and employee benefits | $797,000 | 7,348 |
| Premises and equipment expense | $195,000 | 7,784 |
| Additional noninterest expense | $507,000 | 8,140 |
| Pre-tax net operating income | $1,042,000 | 5,732 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $351,000 | 5,485 |
| Income before extraordinary items | $691,000 | 6,174 |
| Extraordinary gains, net | $112,000 | 1,467 |
| Net income | $803,000 | 5,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 12,096 |
| Cash dividends | $76,000 | 7,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $691,000 | 5,903 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,560,000 | 9,795 |
| Total interest expense | $975,000 | 10,513 |
| Net interest income | $1,585,000 | 8,997 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $319,000 | 7,474 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $281,000 | 4,682 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 11,181 |
| Total noninterest expense | $1,426,000 | 8,188 |
| Salaries and employee benefits | $714,000 | 7,885 |
| Premises and equipment expense | $217,000 | 7,459 |
| Additional noninterest expense | $495,000 | 8,502 |
| Pre-tax net operating income | $478,000 | 8,567 |
| Securities gains (losses) | $54,000 | 3,989 |
| Applicable income taxes | $229,000 | 7,010 |
| Income before extraordinary items | $303,000 | 9,276 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $303,000 | 9,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 10,157 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $268,440 | 9,328 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.