First Community Bank of East Tennessee, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$9,904,0002,855
Total interest expense$1,474,0003,347
Net interest income$8,430,0002,607
Provision for loan and lease losses$-40,0004,256
Total noninterest income$1,308,0002,443
Gross Fiduciary activities income$0981
Service charges on deposit accounts$254,0002,412
Trading account gains and feesNANA
Additional Noninterest Income$1,054,0002,236
Total noninterest expense$5,758,0002,839
Salaries and employee benefits$3,307,0002,804
Premises and equipment expense$553,0002,822
Additional noninterest expense$1,054,0002,236
Pre-tax net operating income$4,020,0002,172
Securities gains (losses)$0988
Applicable income taxes$866,0001,522
Income before extraordinary items$3,154,0002,268
Extraordinary gains, net$054
Net income$3,154,0002,292
Minority interest net income$088
Net income of bank and minority interests.$3,154,0002,271
Net charge-offs$-9,0003,826
Cash dividends$3,000,0001,181
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,154,0002,296
2023-09-30 (YTD Data)Rank
Total interest income$7,341,0002,846
Total interest expense$961,0003,401
Net interest income$6,380,0002,611
Provision for loan and lease losses$-44,0004,322
Total noninterest income$1,098,0002,322
Gross Fiduciary activities income$0950
Service charges on deposit accounts$188,0002,445
Trading account gains and feesNANA
Additional Noninterest Income$910,0002,089
Total noninterest expense$4,367,0002,818
Salaries and employee benefits$2,534,0002,759
Premises and equipment expense$433,0002,774
Additional noninterest expense$910,0002,089
Pre-tax net operating income$3,155,0002,171
Securities gains (losses)$0849
Applicable income taxes$777,0001,452
Income before extraordinary items$2,378,0002,305
Extraordinary gains, net$052
Net income$2,378,0002,327
Minority interest net income$081
Net income of bank and minority interests.$2,378,0002,307
Net charge-offs$-7,0003,746
Cash dividends$1,000,0001,672
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,378,0002,330
2023-06-30 (YTD Data)Rank
Total interest income$4,913,0002,812
Total interest expense$522,0003,472
Net interest income$4,391,0002,592
Provision for loan and lease losses$-32,0004,390
Total noninterest income$859,0002,122
Gross Fiduciary activities income$0931
Service charges on deposit accounts$120,0002,481
Trading account gains and feesNANA
Additional Noninterest Income$739,0001,829
Total noninterest expense$2,922,0002,807
Salaries and employee benefits$1,695,0002,758
Premises and equipment expense$296,0002,727
Additional noninterest expense$739,0001,827
Pre-tax net operating income$2,360,0002,037
Securities gains (losses)$0938
Applicable income taxes$586,0001,377
Income before extraordinary items$1,774,0002,200
Extraordinary gains, net$051
Net income$1,774,0002,226
Minority interest net income$081
Net income of bank and minority interests.$1,774,0002,200
Net charge-offs$-4,0003,681
Cash dividends$1,000,0001,361
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,774,0002,216
2023-03-31 (YTD Data)Rank
Total interest income$2,309,0002,882
Total interest expense$171,0003,693
Net interest income$2,138,0002,645
Provision for loan and lease losses$13,0002,293
Total noninterest income$626,0001,740
Gross Fiduciary activities income$0913
Service charges on deposit accounts$52,0002,660
Trading account gains and feesNANA
Additional Noninterest Income$574,0001,403
Total noninterest expense$1,444,0002,863
Salaries and employee benefits$851,0002,790
Premises and equipment expense$145,0002,803
Additional noninterest expense$574,0001,403
Pre-tax net operating income$1,307,0001,954
Securities gains (losses)$0950
Applicable income taxes$326,0001,319
Income before extraordinary items$981,0002,118
Extraordinary gains, net$04
Net income$981,0002,118
Minority interest net income$048
Net income of bank and minority interests.$981,0002,118
Net charge-offs$-1,0003,238
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$981,0002,143
2022-12-31 (YTD Data)Rank
Total interest income$6,992,0003,044
Total interest expense$264,0003,857
Net interest income$6,728,0002,944
Provision for loan and lease losses$-125,0004,384
Total noninterest income$1,008,0002,795
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$309,0002,219
Trading account gains and feesNANA
Additional Noninterest Income$699,0002,718
Total noninterest expense$5,645,0002,842
Salaries and employee benefits$3,354,0002,768
Premises and equipment expense$579,0002,769
Additional noninterest expense$699,0002,718
Pre-tax net operating income$2,216,0003,006
Securities gains (losses)$0691
Applicable income taxes$484,0002,047
Income before extraordinary items$1,732,0003,101
Extraordinary gains, net$05
Net income$1,732,0003,099
Minority interest net income$063
Net income of bank and minority interests.$1,732,0003,100
Net charge-offs$-19,0003,809
Cash dividends$400,0002,834
Sale, conversion, retirement of capital stock, net$0568
Net operating income$1,732,0003,134
2022-09-30 (YTD Data)Rank
Total interest income$4,880,0003,099
Total interest expense$182,0003,803
Net interest income$4,698,0003,025
Provision for loan and lease losses$-125,0004,475
Total noninterest income$1,035,0002,450
Gross Fiduciary activities income$0968
Service charges on deposit accounts$239,0002,202
Trading account gains and feesNANA
Additional Noninterest Income$796,0002,312
Total noninterest expense$4,227,0002,825
Salaries and employee benefits$2,458,0002,790
Premises and equipment expense$460,0002,682
Additional noninterest expense$796,0002,312
Pre-tax net operating income$1,631,0003,015
Securities gains (losses)$0740
Applicable income taxes$379,0002,016
Income before extraordinary items$1,252,0003,134
Extraordinary gains, net$04
Net income$1,252,0003,132
Minority interest net income$057
Net income of bank and minority interests.$1,252,0003,133
Net charge-offs$-15,0003,724
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$1,252,0003,166
2022-06-30 (YTD Data)Rank
Total interest income$3,014,0003,173
Total interest expense$122,0003,759
Net interest income$2,892,0003,102
Provision for loan and lease losses$02,599
Total noninterest income$784,0002,328
Gross Fiduciary activities income$0925
Service charges on deposit accounts$161,0002,196
Trading account gains and feesNANA
Additional Noninterest Income$623,0002,156
Total noninterest expense$2,826,0002,821
Salaries and employee benefits$1,636,0002,798
Premises and equipment expense$314,0002,660
Additional noninterest expense$876,0002,835
Pre-tax net operating income$850,0003,180
Securities gains (losses)$0687
Applicable income taxes$191,0002,165
Income before extraordinary items$659,0003,290
Extraordinary gains, net$04
Net income$659,0003,289
Minority interest net income$060
Net income of bank and minority interests.$659,0003,290
Net charge-offs$-10,0003,663
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$659,0003,318
2022-03-31 (YTD Data)Rank
Total interest income$1,411,0003,222
Total interest expense$62,0003,729
Net interest income$1,349,0003,158
Provision for loan and lease losses$02,285
Total noninterest income$361,0002,375
Gross Fiduciary activities income$0892
Service charges on deposit accounts$78,0002,205
Trading account gains and feesNANA
Additional Noninterest Income$283,0002,244
Total noninterest expense$1,405,0002,837
Salaries and employee benefits$824,0002,784
Premises and equipment expense$156,0002,665
Additional noninterest expense$425,0002,867
Pre-tax net operating income$305,0003,411
Securities gains (losses)$0623
Applicable income taxes$64,0002,371
Income before extraordinary items$241,0003,483
Extraordinary gains, net$04
Net income$241,0003,482
Minority interest net income$050
Net income of bank and minority interests.$241,0003,483
Net charge-offs$-5,0003,667
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$241,0003,504
2021-12-31 (YTD Data)Rank
Total interest income$5,752,0003,282
Total interest expense$307,0003,734
Net interest income$5,445,0003,211
Provision for loan and lease losses$03,064
Total noninterest income$1,364,0002,652
Gross Fiduciary activities income$0994
Service charges on deposit accounts$299,0002,198
Trading account gains and feesNANA
Additional Noninterest Income$1,065,0002,567
Total noninterest expense$5,540,0002,842
Salaries and employee benefits$3,293,0002,803
Premises and equipment expense$624,0002,689
Additional noninterest expense$1,623,0002,970
Pre-tax net operating income$1,269,0003,640
Securities gains (losses)$02,062
Applicable income taxes$262,0002,555
Income before extraordinary items$1,007,0003,754
Extraordinary gains, net$010
Net income$1,007,0003,754
Minority interest net income$074
Net income of bank and minority interests.$1,007,0003,754
Net charge-offs$-13,0003,724
Cash dividends$1,600,0001,735
Sale, conversion, retirement of capital stock, net$0582
Net operating income$1,007,0003,739
2021-09-30 (YTD Data)Rank
Total interest income$4,330,0003,336
Total interest expense$244,0003,771
Net interest income$4,086,0003,257
Provision for loan and lease losses$02,963
Total noninterest income$986,0002,718
Gross Fiduciary activities income$0957
Service charges on deposit accounts$217,0002,234
Trading account gains and feesNANA
Additional Noninterest Income$769,0002,635
Total noninterest expense$4,129,0002,874
Salaries and employee benefits$2,436,0002,828
Premises and equipment expense$482,0002,661
Additional noninterest expense$1,211,0002,978
Pre-tax net operating income$943,0003,769
Securities gains (losses)$02,015
Applicable income taxes$190,0002,611
Income before extraordinary items$753,0003,879
Extraordinary gains, net$08
Net income$753,0003,879
Minority interest net income$069
Net income of bank and minority interests.$753,0003,879
Net charge-offs$-8,0003,588
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$753,0003,859
2021-06-30 (YTD Data)Rank
Total interest income$2,935,0003,336
Total interest expense$174,0003,763
Net interest income$2,761,0003,251
Provision for loan and lease losses$02,862
Total noninterest income$648,0002,703
Gross Fiduciary activities income$0951
Service charges on deposit accounts$138,0002,238
Trading account gains and feesNANA
Additional Noninterest Income$510,0002,622
Total noninterest expense$2,759,0002,869
Salaries and employee benefits$1,603,0002,842
Premises and equipment expense$333,0002,599
Additional noninterest expense$823,0002,930
Pre-tax net operating income$650,0003,729
Securities gains (losses)$01,818
Applicable income taxes$132,0002,570
Income before extraordinary items$518,0003,850
Extraordinary gains, net$06
Net income$518,0003,850
Minority interest net income$067
Net income of bank and minority interests.$518,0003,850
Net charge-offs$-2,0003,249
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$518,0003,830
2021-03-31 (YTD Data)Rank
Total interest income$1,431,0003,364
Total interest expense$86,0003,843
Net interest income$1,345,0003,286
Provision for loan and lease losses$02,741
Total noninterest income$370,0002,569
Gross Fiduciary activities income$0922
Service charges on deposit accounts$67,0002,273
Trading account gains and feesNANA
Additional Noninterest Income$303,0002,441
Total noninterest expense$1,342,0002,913
Salaries and employee benefits$788,0002,869
Premises and equipment expense$157,0002,707
Additional noninterest expense$397,0002,957
Pre-tax net operating income$373,0003,576
Securities gains (losses)$01,392
Applicable income taxes$78,0002,437
Income before extraordinary items$295,0003,705
Extraordinary gains, net$03
Net income$295,0003,705
Minority interest net income$055
Net income of bank and minority interests.$295,0003,705
Net charge-offs$1,0001,805
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$295,0003,674
2020-12-31 (YTD Data)Rank
Total interest income$6,405,0003,192
Total interest expense$475,0003,897
Net interest income$5,930,0003,066
Provision for loan and lease losses$-299,0004,983
Total noninterest income$1,449,0002,467
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$307,0002,204
Trading account gains and feesNANA
Additional Noninterest Income$1,142,0002,348
Total noninterest expense$6,035,0002,684
Salaries and employee benefits$3,424,0002,719
Premises and equipment expense$730,0002,469
Additional noninterest expense$1,881,0002,624
Pre-tax net operating income$1,643,0003,182
Securities gains (losses)$02,675
Applicable income taxes$355,0002,191
Income before extraordinary items$1,288,0003,367
Extraordinary gains, net$04
Net income$1,288,0003,367
Minority interest net income$072
Net income of bank and minority interests.$1,288,0003,367
Net charge-offs$-532,0004,957
Cash dividends$1,600,0001,715
Sale, conversion, retirement of capital stock, net$0566
Net operating income$1,288,0003,308
2020-09-30 (YTD Data)Rank
Total interest income$4,935,0003,187
Total interest expense$378,0003,914
Net interest income$4,557,0003,046
Provision for loan and lease losses$-352,0005,023
Total noninterest income$753,0002,835
Gross Fiduciary activities income$0981
Service charges on deposit accounts$230,0002,213
Trading account gains and feesNANA
Additional Noninterest Income$523,0002,796
Total noninterest expense$4,532,0002,678
Salaries and employee benefits$2,590,0002,687
Premises and equipment expense$520,0002,539
Additional noninterest expense$1,422,0002,604
Pre-tax net operating income$1,130,0003,305
Securities gains (losses)$02,494
Applicable income taxes$246,0002,235
Income before extraordinary items$884,0003,501
Extraordinary gains, net$04
Net income$884,0003,500
Minority interest net income$065
Net income of bank and minority interests.$884,0003,501
Net charge-offs$-599,0004,998
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$884,0003,452
2020-06-30 (YTD Data)Rank
Total interest income$3,550,0003,117
Total interest expense$271,0003,913
Net interest income$3,279,0002,942
Provision for loan and lease losses$-352,0005,059
Total noninterest income$540,0002,722
Gross Fiduciary activities income$0970
Service charges on deposit accounts$155,0002,229
Trading account gains and feesNANA
Additional Noninterest Income$385,0002,646
Total noninterest expense$3,080,0002,653
Salaries and employee benefits$1,746,0002,690
Premises and equipment expense$347,0002,530
Additional noninterest expense$987,0002,532
Pre-tax net operating income$1,091,0002,822
Securities gains (losses)$02,249
Applicable income taxes$255,0001,864
Income before extraordinary items$836,0003,046
Extraordinary gains, net$04
Net income$836,0003,045
Minority interest net income$065
Net income of bank and minority interests.$836,0003,046
Net charge-offs$-597,0005,042
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$836,0003,000
2020-03-31 (YTD Data)Rank
Total interest income$1,761,0003,125
Total interest expense$148,0003,943
Net interest income$1,613,0002,956
Provision for loan and lease losses$-700,0005,112
Total noninterest income$333,0002,389
Gross Fiduciary activities income$0941
Service charges on deposit accounts$92,0002,252
Trading account gains and feesNANA
Additional Noninterest Income$241,0002,229
Total noninterest expense$1,510,0002,715
Salaries and employee benefits$901,0002,655
Premises and equipment expense$162,0002,658
Additional noninterest expense$447,0002,727
Pre-tax net operating income$1,136,0001,656
Securities gains (losses)$01,705
Applicable income taxes$280,0001,129
Income before extraordinary items$856,0001,877
Extraordinary gains, net$04
Net income$856,0001,877
Minority interest net income$056
Net income of bank and minority interests.$856,0001,877
Net charge-offs$-714,0005,098
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$856,0001,848
2019-12-31 (YTD Data)Rank
Total interest income$7,066,0003,170
Total interest expense$559,0004,035
Net interest income$6,507,0002,957
Provision for loan and lease losses$-320,0005,073
Total noninterest income$1,219,0002,553
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$401,0002,208
Trading account gains and feesNANA
Additional Noninterest Income$818,0002,483
Total noninterest expense$6,022,0002,693
Salaries and employee benefits$3,424,0002,702
Premises and equipment expense$681,0002,586
Additional noninterest expense$1,917,0002,631
Pre-tax net operating income$2,024,0003,009
Securities gains (losses)$02,379
Applicable income taxes$470,0002,039
Income before extraordinary items$1,554,0003,226
Extraordinary gains, net$011
Net income$1,554,0003,227
Minority interest net income$076
Net income of bank and minority interests.$1,554,0003,227
Net charge-offs$-75,0004,844
Cash dividends$370,0003,201
Sale, conversion, retirement of capital stock, net$0626
Net operating income$1,554,0003,196
2019-09-30 (YTD Data)Rank
Total interest income$5,357,0003,191
Total interest expense$417,0004,089
Net interest income$4,940,0002,977
Provision for loan and lease losses$-320,0005,171
Total noninterest income$808,0002,732
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$306,0002,207
Trading account gains and feesNANA
Additional Noninterest Income$502,0002,739
Total noninterest expense$4,537,0002,697
Salaries and employee benefits$2,574,0002,709
Premises and equipment expense$507,0002,615
Additional noninterest expense$1,456,0002,610
Pre-tax net operating income$1,531,0003,077
Securities gains (losses)$02,167
Applicable income taxes$277,0002,295
Income before extraordinary items$1,254,0003,195
Extraordinary gains, net$011
Net income$1,254,0003,194
Minority interest net income$072
Net income of bank and minority interests.$1,254,0003,195
Net charge-offs$-55,0004,846
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,254,0003,169
2019-06-30 (YTD Data)Rank
Total interest income$3,587,0003,190
Total interest expense$264,0004,149
Net interest income$3,323,0002,979
Provision for loan and lease losses$03,685
Total noninterest income$510,0002,781
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$207,0002,170
Trading account gains and feesNANA
Additional Noninterest Income$303,0002,797
Total noninterest expense$3,057,0002,694
Salaries and employee benefits$1,730,0002,715
Premises and equipment expense$343,0002,587
Additional noninterest expense$984,0002,611
Pre-tax net operating income$776,0003,436
Securities gains (losses)$01,702
Applicable income taxes$130,0002,500
Income before extraordinary items$646,0003,541
Extraordinary gains, net$011
Net income$646,0003,540
Minority interest net income$069
Net income of bank and minority interests.$646,0003,540
Net charge-offs$22,0002,303
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$646,0003,516
2019-03-31 (YTD Data)Rank
Total interest income$1,795,0003,198
Total interest expense$126,0004,203
Net interest income$1,669,0002,991
Provision for loan and lease losses$03,406
Total noninterest income$252,0002,740
Gross Fiduciary activities income$0972
Service charges on deposit accounts$104,0002,152
Trading account gains and feesNANA
Additional Noninterest Income$148,0002,763
Total noninterest expense$1,513,0002,730
Salaries and employee benefits$866,0002,733
Premises and equipment expense$167,0002,664
Additional noninterest expense$480,0002,664
Pre-tax net operating income$408,0003,360
Securities gains (losses)$01,087
Applicable income taxes$70,0002,410
Income before extraordinary items$338,0003,455
Extraordinary gains, net$05
Net income$338,0003,454
Minority interest net income$052
Net income of bank and minority interests.$338,0003,454
Net charge-offs$32,0001,464
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$338,0003,444
2018-12-31 (YTD Data)Rank
Total interest income$6,789,0003,218
Total interest expense$357,0004,315
Net interest income$6,432,0003,047
Provision for loan and lease losses$04,082
Total noninterest income$1,078,0002,763
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$461,0002,105
Trading account gains and feesNANA
Additional Noninterest Income$617,0002,817
Total noninterest expense$5,839,0002,766
Salaries and employee benefits$3,292,0002,781
Premises and equipment expense$684,0002,613
Additional noninterest expense$1,863,0002,712
Pre-tax net operating income$1,671,0003,370
Securities gains (losses)$1,0001,025
Applicable income taxes$188,0002,720
Income before extraordinary items$1,484,0003,377
Extraordinary gains, net$06
Net income$1,484,0003,375
Minority interest net income$072
Net income of bank and minority interests.$1,484,0003,376
Net charge-offs$72,0002,383
Cash dividends$1,800,0001,549
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,483,1103,386
2018-09-30 (YTD Data)Rank
Total interest income$5,042,0003,246
Total interest expense$245,0004,394
Net interest income$4,797,0003,073
Provision for loan and lease losses$03,948
Total noninterest income$755,0002,877
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$345,0002,118
Trading account gains and feesNANA
Additional Noninterest Income$410,0003,005
Total noninterest expense$4,405,0002,763
Salaries and employee benefits$2,485,0002,787
Premises and equipment expense$515,0002,626
Additional noninterest expense$1,405,0002,715
Pre-tax net operating income$1,147,0003,567
Securities gains (losses)$01,118
Applicable income taxes$178,0002,627
Income before extraordinary items$969,0003,618
Extraordinary gains, net$05
Net income$969,0003,616
Minority interest net income$066
Net income of bank and minority interests.$969,0003,617
Net charge-offs$81,0001,885
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$969,0003,624
2018-06-30 (YTD Data)Rank
Total interest income$3,304,0003,265
Total interest expense$158,0004,410
Net interest income$3,146,0003,101
Provision for loan and lease losses$03,782
Total noninterest income$505,0002,876
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$227,0002,132
Trading account gains and feesNANA
Additional Noninterest Income$278,0002,992
Total noninterest expense$2,903,0002,807
Salaries and employee benefits$1,663,0002,806
Premises and equipment expense$351,0002,601
Additional noninterest expense$889,0002,830
Pre-tax net operating income$748,0003,591
Securities gains (losses)$0961
Applicable income taxes$119,0002,604
Income before extraordinary items$629,0003,658
Extraordinary gains, net$06
Net income$629,0003,656
Minority interest net income$065
Net income of bank and minority interests.$629,0003,657
Net charge-offs$91,0001,375
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$629,0003,659
2018-03-31 (YTD Data)Rank
Total interest income$1,606,0003,324
Total interest expense$73,0004,485
Net interest income$1,533,0003,166
Provision for loan and lease losses$03,508
Total noninterest income$251,0002,844
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$111,0002,165
Trading account gains and feesNANA
Additional Noninterest Income$140,0002,924
Total noninterest expense$1,421,0002,879
Salaries and employee benefits$821,0002,855
Premises and equipment expense$177,0002,638
Additional noninterest expense$423,0002,956
Pre-tax net operating income$363,0003,573
Securities gains (losses)$0735
Applicable income taxes$59,0002,564
Income before extraordinary items$304,0003,655
Extraordinary gains, net$07
Net income$304,0003,655
Minority interest net income$052
Net income of bank and minority interests.$304,0003,655
Net charge-offs$105,000830
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$304,0003,658
2017-12-31 (YTD Data)Rank
Total interest income$6,201,0003,347
Total interest expense$331,0004,275
Net interest income$5,870,0003,220
Provision for loan and lease losses$04,227
Total noninterest income$994,0002,952
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$469,0002,135
Trading account gains and feesNANA
Additional Noninterest Income$525,0003,088
Total noninterest expense$5,488,0002,933
Salaries and employee benefits$3,031,0002,956
Premises and equipment expense$704,0002,648
Additional noninterest expense$1,753,0002,898
Pre-tax net operating income$1,376,0003,653
Securities gains (losses)$02,243
Applicable income taxes$8,0003,921
Income before extraordinary items$1,368,0003,283
Extraordinary gains, net$09
Net income$1,368,0003,281
Minority interest net income$076
Net income of bank and minority interests.$1,368,0003,283
Net charge-offs$-33,0005,044
Cash dividends$2,274,0001,285
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,368,0003,258
2017-09-30 (YTD Data)Rank
Total interest income$4,626,0003,377
Total interest expense$270,0004,168
Net interest income$4,356,0003,264
Provision for loan and lease losses$04,088
Total noninterest income$748,0002,975
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$351,0002,146
Trading account gains and feesNANA
Additional Noninterest Income$397,0003,101
Total noninterest expense$4,191,0002,927
Salaries and employee benefits$2,264,0002,991
Premises and equipment expense$541,0002,632
Additional noninterest expense$1,386,0002,800
Pre-tax net operating income$913,0003,898
Securities gains (losses)$02,274
Applicable income taxes$78,0003,278
Income before extraordinary items$835,0003,791
Extraordinary gains, net$09
Net income$835,0003,789
Minority interest net income$071
Net income of bank and minority interests.$835,0003,791
Net charge-offs$-21,0004,937
Cash dividends$774,0001,967
Sale, conversion, retirement of capital stock, net$0677
Net operating income$835,0003,782
2017-06-30 (YTD Data)Rank
Total interest income$3,043,0003,390
Total interest expense$225,0003,830
Net interest income$2,818,0003,322
Provision for loan and lease losses$03,871
Total noninterest income$492,0002,987
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$240,0002,097
Trading account gains and feesNANA
Additional Noninterest Income$252,0003,176
Total noninterest expense$2,786,0002,944
Salaries and employee benefits$1,491,0003,036
Premises and equipment expense$363,0002,632
Additional noninterest expense$932,0002,802
Pre-tax net operating income$524,0004,068
Securities gains (losses)$01,906
Applicable income taxes$53,0003,272
Income before extraordinary items$471,0003,967
Extraordinary gains, net$011
Net income$471,0003,966
Minority interest net income$071
Net income of bank and minority interests.$471,0003,967
Net charge-offs$-32,0005,158
Cash dividends$774,0001,567
Sale, conversion, retirement of capital stock, net$0659
Net operating income$471,0003,956
2017-03-31 (YTD Data)Rank
Total interest income$1,479,0003,459
Total interest expense$113,0003,826
Net interest income$1,366,0003,383
Provision for loan and lease losses$03,537
Total noninterest income$258,0002,913
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$127,0002,014
Trading account gains and feesNANA
Additional Noninterest Income$131,0003,109
Total noninterest expense$1,390,0002,969
Salaries and employee benefits$752,0003,055
Premises and equipment expense$187,0002,624
Additional noninterest expense$451,0002,872
Pre-tax net operating income$234,0004,184
Securities gains (losses)$01,153
Applicable income taxes$26,0003,238
Income before extraordinary items$208,0004,076
Extraordinary gains, net$08
Net income$208,0004,075
Minority interest net income$055
Net income of bank and minority interests.$208,0004,076
Net charge-offs$-17,0005,196
Cash dividends$774,000894
Sale, conversion, retirement of capital stock, net$0632
Net operating income$208,0004,058
2016-12-31 (YTD Data)Rank
Total interest income$6,066,0003,406
Total interest expense$472,0003,748
Net interest income$5,594,0003,329
Provision for loan and lease losses$-550,0005,762
Total noninterest income$1,128,0002,842
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$487,0002,124
Trading account gains and fees$0170
Additional Noninterest Income$641,0002,945
Total noninterest expense$5,667,0002,947
Salaries and employee benefits$2,911,0003,079
Premises and equipment expense$717,0002,685
Additional noninterest expense$2,039,0002,722
Pre-tax net operating income$1,605,0003,416
Securities gains (losses)$35,0002,061
Applicable income taxes$91,0003,350
Income before extraordinary items$1,549,0003,232
Extraordinary gains, net$05
Net income$1,549,0003,232
Minority interest net income$082
Net income of bank and minority interests.$1,549,0003,232
Net charge-offs$-263,0005,707
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,516,1003,221
2016-09-30 (YTD Data)Rank
Total interest income$4,546,0003,420
Total interest expense$352,0003,779
Net interest income$4,194,0003,344
Provision for loan and lease losses$04,186
Total noninterest income$917,0002,753
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$369,0002,121
Trading account gains and fees$0169
Additional Noninterest Income$548,0002,780
Total noninterest expense$4,319,0002,924
Salaries and employee benefits$2,226,0003,047
Premises and equipment expense$539,0002,690
Additional noninterest expense$1,554,0002,696
Pre-tax net operating income$792,0004,057
Securities gains (losses)$34,0002,017
Applicable income taxes$68,0003,430
Income before extraordinary items$758,0003,926
Extraordinary gains, net$05
Net income$758,0003,924
Minority interest net income$071
Net income of bank and minority interests.$758,0003,926
Net charge-offs$-305,0005,795
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$726,7203,916
2016-06-30 (YTD Data)Rank
Total interest income$3,008,0003,449
Total interest expense$234,0003,796
Net interest income$2,774,0003,386
Provision for loan and lease losses$04,017
Total noninterest income$642,0002,663
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$251,0002,064
Trading account gains and fees$0157
Additional Noninterest Income$391,0002,688
Total noninterest expense$2,908,0002,923
Salaries and employee benefits$1,479,0003,076
Premises and equipment expense$354,0002,739
Additional noninterest expense$1,075,0002,638
Pre-tax net operating income$508,0004,122
Securities gains (losses)$23,0001,878
Applicable income taxes$47,0003,429
Income before extraordinary items$484,0004,013
Extraordinary gains, net$016
Net income$484,0004,011
Minority interest net income$071
Net income of bank and minority interests.$484,0004,012
Net charge-offs$-26,0005,296
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$463,0704,004
2016-03-31 (YTD Data)Rank
Total interest income$1,515,0003,437
Total interest expense$118,0003,806
Net interest income$1,397,0003,368
Provision for loan and lease losses$03,656
Total noninterest income$424,0002,285
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$125,0002,056
Trading account gains and fees$0142
Additional Noninterest Income$299,0002,095
Total noninterest expense$1,470,0002,918
Salaries and employee benefits$748,0003,074
Premises and equipment expense$176,0002,778
Additional noninterest expense$546,0002,588
Pre-tax net operating income$351,0003,621
Securities gains (losses)$16,0001,332
Applicable income taxes$22,0003,437
Income before extraordinary items$345,0003,390
Extraordinary gains, net$012
Net income$345,0003,388
Minority interest net income$062
Net income of bank and minority interests.$345,0003,388
Net charge-offs$-13,0005,298
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$329,9603,409
2015-12-31 (YTD Data)Rank
Total interest income$6,451,0003,296
Total interest expense$536,0003,597
Net interest income$5,915,0003,214
Provision for loan and lease losses$04,380
Total noninterest income$760,0003,508
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$542,0001,995
Trading account gains and fees$0159
Additional Noninterest Income$218,0004,352
Total noninterest expense$5,858,0002,910
Salaries and employee benefits$2,951,0003,060
Premises and equipment expense$747,0002,691
Additional noninterest expense$2,160,0002,631
Pre-tax net operating income$817,0004,376
Securities gains (losses)$16,0002,359
Applicable income taxes$97,0003,336
Income before extraordinary items$736,0004,354
Extraordinary gains, net$023
Net income$736,0004,351
Minority interest net income$081
Net income of bank and minority interests.$736,0004,353
Net charge-offs$603,0001,004
Cash dividends$860,0002,316
Sale, conversion, retirement of capital stock, net$0804
Net operating income$721,9204,332
2015-09-30 (YTD Data)Rank
Total interest income$4,901,0003,292
Total interest expense$411,0003,612
Net interest income$4,490,0003,220
Provision for loan and lease losses$04,232
Total noninterest income$781,0003,013
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$415,0001,979
Trading account gains and fees$0153
Additional Noninterest Income$366,0003,339
Total noninterest expense$4,379,0002,936
Salaries and employee benefits$2,210,0003,099
Premises and equipment expense$566,0002,712
Additional noninterest expense$1,603,0002,651
Pre-tax net operating income$892,0003,926
Securities gains (losses)$12,0002,263
Applicable income taxes$73,0003,446
Income before extraordinary items$831,0003,814
Extraordinary gains, net$021
Net income$831,0003,814
Minority interest net income$078
Net income of bank and minority interests.$831,0003,815
Net charge-offs$616,000743
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$819,9603,790
2015-06-30 (YTD Data)Rank
Total interest income$3,322,0003,269
Total interest expense$279,0003,609
Net interest income$3,043,0003,189
Provision for loan and lease losses$04,069
Total noninterest income$511,0003,036
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$279,0001,924
Trading account gains and fees$0157
Additional Noninterest Income$232,0003,406
Total noninterest expense$2,879,0002,975
Salaries and employee benefits$1,481,0003,108
Premises and equipment expense$382,0002,699
Additional noninterest expense$1,016,0002,769
Pre-tax net operating income$675,0003,712
Securities gains (losses)$1,0002,511
Applicable income taxes$42,0003,543
Income before extraordinary items$634,0003,571
Extraordinary gains, net$022
Net income$634,0003,571
Minority interest net income$075
Net income of bank and minority interests.$634,0003,572
Net charge-offs$583,000561
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$633,0603,521
2015-03-31 (YTD Data)Rank
Total interest income$1,476,0003,530
Total interest expense$142,0003,594
Net interest income$1,334,0003,490
Provision for loan and lease losses$03,703
Total noninterest income$280,0002,890
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$143,0001,883
Trading account gains and fees$0152
Additional Noninterest Income$137,0003,150
Total noninterest expense$1,452,0002,968
Salaries and employee benefits$741,0003,124
Premises and equipment expense$187,0002,781
Additional noninterest expense$524,0002,691
Pre-tax net operating income$162,0004,732
Securities gains (losses)$1,0001,909
Applicable income taxes$15,0003,667
Income before extraordinary items$148,0004,696
Extraordinary gains, net$013
Net income$148,0004,698
Minority interest net income$064
Net income of bank and minority interests.$148,0004,700
Net charge-offs$30,0001,887
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$147,0904,633
2014-12-31 (YTD Data)Rank
Total interest income$5,935,0003,557
Total interest expense$693,0003,336
Net interest income$5,242,0003,537
Provision for loan and lease losses$04,603
Total noninterest income$1,256,0002,770
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$543,0002,149
Trading account gains and fees$9,000169
Additional Noninterest Income$704,0002,812
Total noninterest expense$5,899,0002,956
Salaries and employee benefits$2,879,0003,167
Premises and equipment expense$761,0002,759
Additional noninterest expense$2,259,0002,616
Pre-tax net operating income$599,0004,853
Securities gains (losses)$17,0002,414
Applicable income taxes$-31,0006,191
Income before extraordinary items$647,0004,591
Extraordinary gains, net$017
Net income$647,0004,592
Minority interest net income$084
Net income of bank and minority interests.$647,0004,592
Net charge-offs$742,0001,120
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$630,0004,572
2014-09-30 (YTD Data)Rank
Total interest income$4,448,0003,585
Total interest expense$533,0003,331
Net interest income$3,915,0003,571
Provision for loan and lease losses$04,401
Total noninterest income$843,0002,958
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$393,0002,220
Trading account gains and fees$9,000161
Additional Noninterest Income$441,0003,079
Total noninterest expense$4,426,0002,957
Salaries and employee benefits$2,142,0003,199
Premises and equipment expense$577,0002,769
Additional noninterest expense$1,707,0002,605
Pre-tax net operating income$332,0005,244
Securities gains (losses)$3,0002,680
Applicable income taxes$-2,0006,249
Income before extraordinary items$337,0005,108
Extraordinary gains, net$015
Net income$337,0005,108
Minority interest net income$081
Net income of bank and minority interests.$337,0005,110
Net charge-offs$387,0001,377
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$334,0005,076
2014-06-30 (YTD Data)Rank
Total interest income$3,098,0003,485
Total interest expense$367,0003,306
Net interest income$2,731,0003,476
Provision for loan and lease losses$04,196
Total noninterest income$619,0002,783
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$245,0002,306
Trading account gains and fees$0172
Additional Noninterest Income$374,0002,742
Total noninterest expense$2,980,0002,955
Salaries and employee benefits$1,467,0003,164
Premises and equipment expense$373,0002,843
Additional noninterest expense$1,140,0002,594
Pre-tax net operating income$370,0004,629
Securities gains (losses)$5,0002,165
Applicable income taxes$04,568
Income before extraordinary items$375,0004,407
Extraordinary gains, net$020
Net income$375,0004,410
Minority interest net income$080
Net income of bank and minority interests.$375,0004,411
Net charge-offs$398,0001,039
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$370,0004,377
2014-03-31 (YTD Data)Rank
Total interest income$1,566,0003,480
Total interest expense$187,0003,320
Net interest income$1,379,0003,474
Provision for loan and lease losses$03,817
Total noninterest income$232,0003,193
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$118,0002,341
Trading account gains and fees$0147
Additional Noninterest Income$114,0003,378
Total noninterest expense$1,506,0002,965
Salaries and employee benefits$749,0003,138
Premises and equipment expense$185,0002,908
Additional noninterest expense$572,0002,594
Pre-tax net operating income$105,0005,222
Securities gains (losses)$3,0001,458
Applicable income taxes$04,445
Income before extraordinary items$108,0005,080
Extraordinary gains, net$016
Net income$108,0005,081
Minority interest net income$066
Net income of bank and minority interests.$108,0005,081
Net charge-offs$409,000578
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$105,0005,066
2013-12-31 (YTD Data)Rank
Total interest income$6,738,0003,354
Total interest expense$1,102,0002,742
Net interest income$5,636,0003,410
Provision for loan and lease losses$1,976,000631
Total noninterest income$590,0004,149
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$439,0002,632
Trading account gains and fees$0184
Additional Noninterest Income$151,0004,943
Total noninterest expense$6,478,0002,818
Salaries and employee benefits$3,004,0003,109
Premises and equipment expense$818,0002,660
Additional noninterest expense$2,656,0002,323
Pre-tax net operating income$-2,228,0006,675
Securities gains (losses)$66,0001,605
Applicable income taxes$04,631
Income before extraordinary items$-2,162,0006,678
Extraordinary gains, net$029
Net income$-2,162,0006,678
Minority interest net income$090
Net income of bank and minority interests.$-2,162,0006,678
Net charge-offs$3,470,000477
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-2,228,0006,677
2013-09-30 (YTD Data)Rank
Total interest income$5,083,0003,367
Total interest expense$900,0002,641
Net interest income$4,183,0003,461
Provision for loan and lease losses$1,806,000541
Total noninterest income$-3,0006,761
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$322,0002,695
Trading account gains and fees$0180
Additional Noninterest Income$-325,0006,815
Total noninterest expense$4,988,0002,748
Salaries and employee benefits$2,278,0003,109
Premises and equipment expense$621,0002,652
Additional noninterest expense$2,089,0002,217
Pre-tax net operating income$-2,614,0006,821
Securities gains (losses)$66,0001,475
Applicable income taxes$04,713
Income before extraordinary items$-2,548,0006,817
Extraordinary gains, net$025
Net income$-2,548,0006,818
Minority interest net income$084
Net income of bank and minority interests.$-2,548,0006,818
Net charge-offs$3,461,000372
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-2,614,0006,815
2013-06-30 (YTD Data)Rank
Total interest income$3,417,0003,349
Total interest expense$666,0002,498
Net interest income$2,751,0003,498
Provision for loan and lease losses$1,806,000400
Total noninterest income$289,0004,276
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$204,0002,755
Trading account gains and fees$0157
Additional Noninterest Income$85,0004,937
Total noninterest expense$3,397,0002,702
Salaries and employee benefits$1,524,0003,115
Premises and equipment expense$422,0002,630
Additional noninterest expense$1,451,0002,139
Pre-tax net operating income$-2,163,0006,878
Securities gains (losses)$66,0001,352
Applicable income taxes$04,679
Income before extraordinary items$-2,097,0006,880
Extraordinary gains, net$022
Net income$-2,097,0006,881
Minority interest net income$082
Net income of bank and minority interests.$-2,097,0006,881
Net charge-offs$2,833,000342
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-2,163,0006,877
2013-03-31 (YTD Data)Rank
Total interest income$1,711,0003,374
Total interest expense$368,0002,364
Net interest income$1,343,0003,563
Provision for loan and lease losses$1,806,000227
Total noninterest income$121,0004,539
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$100,0002,779
Trading account gains and fees$0148
Additional Noninterest Income$21,0005,637
Total noninterest expense$1,765,0002,657
Salaries and employee benefits$767,0003,132
Premises and equipment expense$217,0002,600
Additional noninterest expense$781,0002,003
Pre-tax net operating income$-2,107,0006,986
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$-2,107,0006,983
Extraordinary gains, net$010
Net income$-2,107,0006,984
Minority interest net income$076
Net income of bank and minority interests.$-2,107,0006,984
Net charge-offs$2,837,000196
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-2,107,0006,980
2012-12-31 (YTD Data)Rank
Total interest income$7,515,0003,278
Total interest expense$1,807,0002,333
Net interest income$5,708,0003,489
Provision for loan and lease losses$959,0001,820
Total noninterest income$856,0003,533
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$468,0002,626
Trading account gains and fees$0166
Additional Noninterest Income$388,0003,671
Total noninterest expense$6,526,0002,836
Salaries and employee benefits$2,917,0003,187
Premises and equipment expense$799,0002,753
Additional noninterest expense$2,810,0002,308
Pre-tax net operating income$-921,0006,643
Securities gains (losses)$643,000783
Applicable income taxes$117,0003,402
Income before extraordinary items$-395,0006,551
Extraordinary gains, net$029
Net income$-395,0006,545
Minority interest net income$093
Net income of bank and minority interests.$-395,0006,547
Net charge-offs$3,292,000799
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-1,038,0006,687
2012-09-30 (YTD Data)Rank
Total interest income$5,750,0003,288
Total interest expense$1,413,0002,332
Net interest income$4,337,0003,519
Provision for loan and lease losses$05,790
Total noninterest income$543,0003,863
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$329,0002,789
Trading account gains and fees$0157
Additional Noninterest Income$214,0004,151
Total noninterest expense$4,609,0002,992
Salaries and employee benefits$2,177,0003,222
Premises and equipment expense$588,0002,820
Additional noninterest expense$1,844,0002,613
Pre-tax net operating income$271,0005,412
Securities gains (losses)$552,000695
Applicable income taxes$209,0002,787
Income before extraordinary items$614,0004,320
Extraordinary gains, net$020
Net income$614,0004,320
Minority interest net income$086
Net income of bank and minority interests.$614,0004,319
Net charge-offs$3,294,000630
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$200,0005,547
2012-06-30 (YTD Data)Rank
Total interest income$3,910,0003,251
Total interest expense$982,0002,316
Net interest income$2,928,0003,497
Provision for loan and lease losses$05,619
Total noninterest income$451,0003,440
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$221,0002,746
Trading account gains and fees$0153
Additional Noninterest Income$230,0003,468
Total noninterest expense$3,131,0002,954
Salaries and employee benefits$1,469,0003,204
Premises and equipment expense$390,0002,830
Additional noninterest expense$1,272,0002,540
Pre-tax net operating income$248,0005,066
Securities gains (losses)$538,000505
Applicable income taxes$225,0002,336
Income before extraordinary items$561,0003,772
Extraordinary gains, net$019
Net income$561,0003,774
Minority interest net income$084
Net income of bank and minority interests.$561,0003,775
Net charge-offs$1,139,0001,037
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$179,0205,270
2012-03-31 (YTD Data)Rank
Total interest income$2,052,0003,143
Total interest expense$505,0002,353
Net interest income$1,547,0003,372
Provision for loan and lease losses$05,254
Total noninterest income$158,0004,112
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$113,0002,677
Trading account gains and fees$0148
Additional Noninterest Income$45,0004,865
Total noninterest expense$1,506,0003,042
Salaries and employee benefits$724,0003,263
Premises and equipment expense$188,0002,915
Additional noninterest expense$594,0002,683
Pre-tax net operating income$199,0004,524
Securities gains (losses)$397,000341
Applicable income taxes$185,0001,823
Income before extraordinary items$411,0003,000
Extraordinary gains, net$019
Net income$411,0003,003
Minority interest net income$078
Net income of bank and minority interests.$411,0003,004
Net charge-offs$1,051,000649
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$137,0704,831
2011-12-31 (YTD Data)Rank
Total interest income$9,138,0003,001
Total interest expense$2,780,0002,094
Net interest income$6,358,0003,315
Provision for loan and lease losses$5,828,000692
Total noninterest income$360,0004,939
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$529,0002,457
Trading account gains and fees$0146
Additional Noninterest Income$-169,0006,934
Total noninterest expense$5,660,0003,201
Salaries and employee benefits$2,603,0003,447
Premises and equipment expense$803,0002,914
Additional noninterest expense$2,254,0002,805
Pre-tax net operating income$-4,770,0007,047
Securities gains (losses)$744,000578
Applicable income taxes$-816,0007,139
Income before extraordinary items$-3,210,0006,965
Extraordinary gains, net$029
Net income$-3,210,0006,966
Minority interest net income$096
Net income of bank and minority interests.$-3,210,0006,966
Net charge-offs$1,422,0001,954
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-3,805,2006,992
2011-09-30 (YTD Data)Rank
Total interest income$7,117,0002,929
Total interest expense$2,175,0002,091
Net interest income$4,942,0003,239
Provision for loan and lease losses$4,640,000668
Total noninterest income$375,0004,448
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$401,0002,455
Trading account gains and fees$0145
Additional Noninterest Income$-26,0006,969
Total noninterest expense$4,239,0003,216
Salaries and employee benefits$1,979,0003,428
Premises and equipment expense$596,0002,952
Additional noninterest expense$1,664,0002,862
Pre-tax net operating income$-3,562,0007,148
Securities gains (losses)$147,0001,448
Applicable income taxes$04,740
Income before extraordinary items$-3,415,0007,182
Extraordinary gains, net$021
Net income$-3,415,0007,180
Minority interest net income$087
Net income of bank and minority interests.$-3,415,0007,182
Net charge-offs$1,386,0001,571
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-3,562,0007,179
2011-06-30 (YTD Data)Rank
Total interest income$4,880,0002,871
Total interest expense$1,495,0002,108
Net interest income$3,385,0003,182
Provision for loan and lease losses$3,200,000643
Total noninterest income$871,0002,199
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$273,0002,390
Trading account gains and fees$0153
Additional Noninterest Income$598,0001,867
Total noninterest expense$2,783,0003,284
Salaries and employee benefits$1,323,0003,435
Premises and equipment expense$392,0002,998
Additional noninterest expense$1,068,0003,032
Pre-tax net operating income$-1,727,0007,135
Securities gains (losses)$147,000891
Applicable income taxes$04,697
Income before extraordinary items$-1,580,0007,152
Extraordinary gains, net$015
Net income$-1,580,0007,153
Minority interest net income$089
Net income of bank and minority interests.$-1,580,0007,153
Net charge-offs$1,354,0001,210
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-1,727,0007,165
2011-03-31 (YTD Data)Rank
Total interest income$2,501,0002,826
Total interest expense$765,0002,139
Net interest income$1,736,0003,104
Provision for loan and lease losses$1,490,000656
Total noninterest income$421,0002,269
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$143,0002,279
Trading account gains and fees$0158
Additional Noninterest Income$278,0002,001
Total noninterest expense$1,318,0003,434
Salaries and employee benefits$640,0003,551
Premises and equipment expense$195,0003,056
Additional noninterest expense$483,0003,278
Pre-tax net operating income$-651,0007,153
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-651,0007,194
Extraordinary gains, net$09
Net income$-651,0007,195
Minority interest net income$086
Net income of bank and minority interests.$-651,0007,195
Net charge-offs$-1,0006,209
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-651,0007,184
2010-12-31 (YTD Data)Rank
Total interest income$10,857,0002,751
Total interest expense$3,624,0002,183
Net interest income$7,233,0002,989
Provision for loan and lease losses$2,400,0001,847
Total noninterest income$1,387,0002,657
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$687,0002,071
Trading account gains and fees$0175
Additional Noninterest Income$700,0002,692
Total noninterest expense$5,716,0003,231
Salaries and employee benefits$2,618,0003,468
Premises and equipment expense$854,0002,822
Additional noninterest expense$2,244,0002,944
Pre-tax net operating income$504,0004,365
Securities gains (losses)$171,0001,711
Applicable income taxes$97,0003,258
Income before extraordinary items$578,0004,113
Extraordinary gains, net$029
Net income$578,0004,112
Minority interest net income$0111
Net income of bank and minority interests.$578,0004,113
Net charge-offs$2,235,0001,745
Cash dividends$121,0003,610
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$430,9404,381
2010-09-30 (YTD Data)Rank
Total interest income$8,200,0002,788
Total interest expense$2,796,0002,214
Net interest income$5,404,0003,036
Provision for loan and lease losses$2,063,0001,622
Total noninterest income$1,027,0002,682
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$527,0002,095
Trading account gains and fees$0165
Additional Noninterest Income$500,0002,758
Total noninterest expense$4,261,0003,254
Salaries and employee benefits$2,024,0003,407
Premises and equipment expense$655,0002,826
Additional noninterest expense$1,582,0003,064
Pre-tax net operating income$107,0005,594
Securities gains (losses)$135,0001,684
Applicable income taxes$18,0004,039
Income before extraordinary items$224,0005,197
Extraordinary gains, net$023
Net income$224,0005,199
Minority interest net income$0110
Net income of bank and minority interests.$224,0005,200
Net charge-offs$957,0002,239
Cash dividends$121,0003,075
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$98,4505,588
2010-06-30 (YTD Data)Rank
Total interest income$5,515,0002,800
Total interest expense$1,938,0002,225
Net interest income$3,577,0003,062
Provision for loan and lease losses$1,368,0001,617
Total noninterest income$735,0002,506
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$355,0002,080
Trading account gains and fees$0152
Additional Noninterest Income$380,0002,485
Total noninterest expense$2,904,0003,197
Salaries and employee benefits$1,382,0003,383
Premises and equipment expense$442,0002,807
Additional noninterest expense$1,080,0002,996
Pre-tax net operating income$40,0005,877
Securities gains (losses)$135,0001,214
Applicable income taxes$9,0004,121
Income before extraordinary items$166,0005,118
Extraordinary gains, net$019
Net income$166,0005,121
Minority interest net income$0105
Net income of bank and minority interests.$166,0005,120
Net charge-offs$501,0002,442
Cash dividends$104,0002,789
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$37,7505,888
2010-03-31 (YTD Data)Rank
Total interest income$2,835,0002,784
Total interest expense$1,014,0002,237
Net interest income$1,821,0003,032
Provision for loan and lease losses$1,368,000947
Total noninterest income$368,0002,517
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$158,0002,252
Trading account gains and fees$0175
Additional Noninterest Income$210,0002,321
Total noninterest expense$1,457,0003,223
Salaries and employee benefits$680,0003,467
Premises and equipment expense$234,0002,730
Additional noninterest expense$543,0002,955
Pre-tax net operating income$-636,0007,261
Securities gains (losses)$78,000905
Applicable income taxes$04,611
Income before extraordinary items$-558,0007,298
Extraordinary gains, net$016
Net income$-558,0007,298
Minority interest net income$091
Net income of bank and minority interests.$-558,0007,299
Net charge-offs$434,0001,693
Cash dividends$104,0001,861
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-636,0007,319
2009-12-31 (YTD Data)Rank
Total interest income$12,722,0002,590
Total interest expense$4,757,0002,370
Net interest income$7,965,0002,743
Provision for loan and lease losses$1,540,0002,851
Total noninterest income$1,348,0002,744
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$780,0002,082
Trading account gains and fees$0211
Additional Noninterest Income$568,0002,983
Total noninterest expense$5,952,0003,200
Salaries and employee benefits$2,881,0003,301
Premises and equipment expense$974,0002,636
Additional noninterest expense$2,097,0003,192
Pre-tax net operating income$1,821,0002,064
Securities gains (losses)$-57,0007,201
Applicable income taxes$496,0001,568
Income before extraordinary items$1,268,0002,388
Extraordinary gains, net$034
Net income$1,268,0002,386
Minority interest net income$0115
Net income of bank and minority interests.$1,268,0002,387
Net charge-offs$1,128,0002,724
Cash dividends$629,0002,248
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,309,0402,291
2009-09-30 (YTD Data)Rank
Total interest income$9,724,0002,607
Total interest expense$3,677,0002,401
Net interest income$6,047,0002,707
Provision for loan and lease losses$760,0003,170
Total noninterest income$958,0002,901
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$589,0002,079
Trading account gains and fees$0212
Additional Noninterest Income$369,0003,319
Total noninterest expense$4,587,0003,141
Salaries and employee benefits$2,277,0003,172
Premises and equipment expense$737,0002,647
Additional noninterest expense$1,573,0003,161
Pre-tax net operating income$1,658,0001,878
Securities gains (losses)$-57,0007,399
Applicable income taxes$528,0001,353
Income before extraordinary items$1,073,0002,357
Extraordinary gains, net$027
Net income$1,073,0002,354
Minority interest net income$0118
Net income of bank and minority interests.$1,073,0002,357
Net charge-offs$383,0003,403
Cash dividends$480,0002,055
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,111,1902,255
2009-06-30 (YTD Data)Rank
Total interest income$6,490,0002,629
Total interest expense$2,532,0002,424
Net interest income$3,958,0002,750
Provision for loan and lease losses$534,0002,890
Total noninterest income$712,0002,718
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$375,0002,130
Trading account gains and fees$0193
Additional Noninterest Income$337,0002,800
Total noninterest expense$3,138,0003,105
Salaries and employee benefits$1,543,0003,162
Premises and equipment expense$493,0002,670
Additional noninterest expense$1,102,0003,052
Pre-tax net operating income$998,0002,117
Securities gains (losses)$-57,0007,616
Applicable income taxes$305,0001,511
Income before extraordinary items$636,0002,669
Extraordinary gains, net$021
Net income$636,0002,666
Minority interest net income$0112
Net income of bank and minority interests.$636,0002,668
Net charge-offs$370,0002,696
Cash dividends$480,0001,677
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$674,7602,487
2009-03-31 (YTD Data)Rank
Total interest income$3,159,0002,718
Total interest expense$1,305,0002,438
Net interest income$1,854,0002,899
Provision for loan and lease losses$234,0002,643
Total noninterest income$334,0002,826
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$185,0002,097
Trading account gains and fees$0171
Additional Noninterest Income$149,0002,970
Total noninterest expense$1,540,0003,072
Salaries and employee benefits$778,0003,170
Premises and equipment expense$255,0002,637
Additional noninterest expense$507,0002,976
Pre-tax net operating income$414,0002,733
Securities gains (losses)$29,0001,527
Applicable income taxes$131,0001,909
Income before extraordinary items$312,0003,050
Extraordinary gains, net$015
Net income$312,0003,051
Minority interest net income$0102
Net income of bank and minority interests.$312,0003,051
Net charge-offs$335,0001,681
Cash dividends$230,0001,596
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$291,7003,035
2008-12-31 (YTD Data)Rank
Total interest income$14,528,0002,546
Total interest expense$6,256,0002,427
Net interest income$8,272,0002,627
Provision for loan and lease losses$652,0003,351
Total noninterest income$1,681,0002,421
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,097,0001,621
Trading account gains and fees$0154
Additional Noninterest Income$584,0002,931
Total noninterest expense$6,114,0003,024
Salaries and employee benefits$3,107,0003,152
Premises and equipment expense$978,0002,683
Additional noninterest expense$2,029,0002,836
Pre-tax net operating income$3,187,0001,704
Securities gains (losses)$137,000922
Applicable income taxes$1,185,0001,047
Income before extraordinary items$2,139,0001,868
Extraordinary gains, net$039
Net income$2,139,0001,870
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,0004,522
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,051,3202,062
2008-09-30 (YTD Data)Rank
Total interest income$11,142,0002,537
Total interest expense$4,786,0002,474
Net interest income$6,356,0002,587
Provision for loan and lease losses$357,0003,271
Total noninterest income$1,258,0002,495
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$819,0001,638
Trading account gains and fees$0148
Additional Noninterest Income$439,0003,028
Total noninterest expense$4,633,0002,968
Salaries and employee benefits$2,359,0003,148
Premises and equipment expense$727,0002,703
Additional noninterest expense$1,547,0002,709
Pre-tax net operating income$2,624,0001,849
Securities gains (losses)$4,0002,700
Applicable income taxes$885,0001,269
Income before extraordinary items$1,743,0002,019
Extraordinary gains, net$031
Net income$1,743,0002,018
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,863
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,740,3602,122
2008-06-30 (YTD Data)Rank
Total interest income$7,529,0002,536
Total interest expense$3,304,0002,491
Net interest income$4,225,0002,588
Provision for loan and lease losses$225,0002,959
Total noninterest income$918,0002,376
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$560,0001,574
Trading account gains and fees$0149
Additional Noninterest Income$358,0002,747
Total noninterest expense$3,117,0002,956
Salaries and employee benefits$1,568,0003,202
Premises and equipment expense$477,0002,748
Additional noninterest expense$1,072,0002,580
Pre-tax net operating income$1,801,0001,850
Securities gains (losses)$4,0002,798
Applicable income taxes$609,0001,377
Income before extraordinary items$1,196,0002,201
Extraordinary gains, net$021
Net income$1,196,0002,201
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,817
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,193,3602,160
2008-03-31 (YTD Data)Rank
Total interest income$3,897,0002,525
Total interest expense$1,768,0002,481
Net interest income$2,129,0002,561
Provision for loan and lease losses$112,0002,579
Total noninterest income$452,0002,391
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$255,0001,706
Trading account gains and fees$0158
Additional Noninterest Income$197,0002,596
Total noninterest expense$1,533,0002,996
Salaries and employee benefits$789,0003,206
Premises and equipment expense$229,0002,873
Additional noninterest expense$515,0002,655
Pre-tax net operating income$936,0001,899
Securities gains (losses)$4,0002,294
Applicable income taxes$320,0001,411
Income before extraordinary items$620,0002,251
Extraordinary gains, net$015
Net income$620,0002,254
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,488
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$617,3602,184
2007-12-31 (YTD Data)Rank
Total interest income$16,882,0002,434
Total interest expense$8,103,0002,293
Net interest income$8,779,0002,514
Provision for loan and lease losses$934,0001,494
Total noninterest income$1,831,0002,354
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,061,0001,684
Trading account gains and fees$0178
Additional Noninterest Income$770,0002,610
Total noninterest expense$6,080,0002,936
Salaries and employee benefits$3,307,0002,978
Premises and equipment expense$1,002,0002,562
Additional noninterest expense$1,771,0002,975
Pre-tax net operating income$3,596,0002,154
Securities gains (losses)$02,146
Applicable income taxes$1,229,0001,623
Income before extraordinary items$2,367,0002,489
Extraordinary gains, net$039
Net income$2,367,0002,488
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,252,000858
Cash dividends$1,863,0001,699
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,367,0002,482
2007-09-30 (YTD Data)Rank
Total interest income$12,719,0002,429
Total interest expense$6,104,0002,287
Net interest income$6,615,0002,511
Provision for loan and lease losses$934,000948
Total noninterest income$1,343,0002,391
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$762,0001,721
Trading account gains and fees$0184
Additional Noninterest Income$581,0002,611
Total noninterest expense$4,575,0002,906
Salaries and employee benefits$2,488,0002,939
Premises and equipment expense$764,0002,519
Additional noninterest expense$1,323,0002,932
Pre-tax net operating income$2,449,0002,475
Securities gains (losses)$01,655
Applicable income taxes$828,0001,863
Income before extraordinary items$1,621,0002,813
Extraordinary gains, net$033
Net income$1,621,0002,811
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,0001,878
Cash dividends$1,134,0001,828
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,621,0002,793
2007-06-30 (YTD Data)Rank
Total interest income$8,373,0002,474
Total interest expense$4,005,0002,324
Net interest income$4,368,0002,553
Provision for loan and lease losses$764,000727
Total noninterest income$983,0002,271
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$493,0001,771
Trading account gains and fees$0168
Additional Noninterest Income$490,0002,273
Total noninterest expense$3,025,0002,960
Salaries and employee benefits$1,655,0002,984
Premises and equipment expense$507,0002,554
Additional noninterest expense$863,0002,988
Pre-tax net operating income$1,562,0002,610
Securities gains (losses)$01,444
Applicable income taxes$522,0001,995
Income before extraordinary items$1,040,0002,952
Extraordinary gains, net$029
Net income$1,040,0002,951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0001,380
Cash dividends$550,0002,319
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,040,0002,937
2007-03-31 (YTD Data)Rank
Total interest income$4,092,0002,514
Total interest expense$1,961,0002,348
Net interest income$2,131,0002,615
Provision for loan and lease losses$291,000852
Total noninterest income$401,0002,560
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$215,0001,942
Trading account gains and fees$0195
Additional Noninterest Income$186,0002,657
Total noninterest expense$1,495,0002,996
Salaries and employee benefits$826,0002,996
Premises and equipment expense$258,0002,508
Additional noninterest expense$411,0003,097
Pre-tax net operating income$746,0002,687
Securities gains (losses)$01,187
Applicable income taxes$249,0002,094
Income before extraordinary items$497,0003,041
Extraordinary gains, net$022
Net income$497,0003,041
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0002,431
Cash dividends$245,0002,217
Sale, conversion, retirement of capital stock, net$0885
Net operating income$497,0003,022
2006-12-31 (YTD Data)Rank
Total interest income$15,490,0002,488
Total interest expense$6,828,0002,333
Net interest income$8,662,0002,603
Provision for loan and lease losses$247,0003,126
Total noninterest income$1,739,0002,450
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,010,0001,737
Trading account gains and fees$0130
Additional Noninterest Income$729,0002,718
Total noninterest expense$5,905,0002,908
Salaries and employee benefits$3,138,0003,006
Premises and equipment expense$1,064,0002,323
Additional noninterest expense$1,703,0002,960
Pre-tax net operating income$4,249,0002,155
Securities gains (losses)$01,687
Applicable income taxes$1,471,0001,689
Income before extraordinary items$2,778,0002,407
Extraordinary gains, net$051
Net income$2,778,0002,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0004,266
Cash dividends$1,513,0001,909
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,778,0002,386
2006-09-30 (YTD Data)Rank
Total interest income$11,434,0002,508
Total interest expense$4,905,0002,351
Net interest income$6,529,0002,612
Provision for loan and lease losses$145,0003,470
Total noninterest income$1,271,0002,497
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$752,0001,752
Trading account gains and fees$0126
Additional Noninterest Income$519,0002,799
Total noninterest expense$4,293,0002,979
Salaries and employee benefits$2,232,0003,142
Premises and equipment expense$800,0002,326
Additional noninterest expense$1,261,0002,990
Pre-tax net operating income$3,362,0002,126
Securities gains (losses)$01,388
Applicable income taxes$1,129,0001,732
Income before extraordinary items$2,233,0002,370
Extraordinary gains, net$045
Net income$2,233,0002,371
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,511
Cash dividends$1,157,0001,743
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,233,0002,363
2006-06-30 (YTD Data)Rank
Total interest income$7,470,0002,513
Total interest expense$3,119,0002,352
Net interest income$4,351,0002,620
Provision for loan and lease losses$81,0003,704
Total noninterest income$872,0002,450
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$501,0001,737
Trading account gains and fees$0126
Additional Noninterest Income$371,0002,672
Total noninterest expense$2,846,0003,014
Salaries and employee benefits$1,494,0003,129
Premises and equipment expense$517,0002,399
Additional noninterest expense$835,0003,012
Pre-tax net operating income$2,296,0002,088
Securities gains (losses)$01,185
Applicable income taxes$779,0001,695
Income before extraordinary items$1,517,0002,318
Extraordinary gains, net$039
Net income$1,517,0002,321
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0004,027
Cash dividends$608,0002,073
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,517,0002,302
2006-03-31 (YTD Data)Rank
Total interest income$3,689,0002,498
Total interest expense$1,478,0002,360
Net interest income$2,211,0002,559
Provision for loan and lease losses$21,0004,472
Total noninterest income$430,0002,433
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$234,0001,791
Trading account gains and fees$0115
Additional Noninterest Income$196,0002,526
Total noninterest expense$1,426,0003,011
Salaries and employee benefits$767,0003,080
Premises and equipment expense$256,0002,427
Additional noninterest expense$403,0003,092
Pre-tax net operating income$1,194,0001,982
Securities gains (losses)$0955
Applicable income taxes$426,0001,580
Income before extraordinary items$768,0002,279
Extraordinary gains, net$021
Net income$768,0002,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,481
Cash dividends$294,0001,999
Sale, conversion, retirement of capital stock, net$0648
Net operating income$768,0002,257
2005-12-31 (YTD Data)Rank
Total interest income$13,036,0002,533
Total interest expense$4,872,0002,250
Net interest income$8,164,0002,650
Provision for loan and lease losses$102,0004,778
Total noninterest income$1,681,0002,498
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,092,0001,597
Trading account gains and fees$0138
Additional Noninterest Income$589,0003,089
Total noninterest expense$5,649,0002,906
Salaries and employee benefits$3,006,0002,955
Premises and equipment expense$1,001,0002,359
Additional noninterest expense$1,642,0003,011
Pre-tax net operating income$4,094,0002,189
Securities gains (losses)$02,296
Applicable income taxes$1,433,0001,765
Income before extraordinary items$2,661,0002,476
Extraordinary gains, net$046
Net income$2,661,0002,477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0003,973
Cash dividends$1,136,0002,239
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,661,0002,443
2005-09-30 (YTD Data)Rank
Total interest income$9,524,0002,534
Total interest expense$3,520,0002,204
Net interest income$6,004,0002,674
Provision for loan and lease losses$102,0004,129
Total noninterest income$1,212,0002,564
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$801,0001,617
Trading account gains and fees$0126
Additional Noninterest Income$411,0003,230
Total noninterest expense$4,085,0002,966
Salaries and employee benefits$2,094,0003,138
Premises and equipment expense$754,0002,342
Additional noninterest expense$1,237,0002,965
Pre-tax net operating income$3,029,0002,219
Securities gains (losses)$02,317
Applicable income taxes$1,096,0001,764
Income before extraordinary items$1,933,0002,546
Extraordinary gains, net$035
Net income$1,933,0002,546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0004,382
Cash dividends$847,0002,049
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,933,0002,521
2005-06-30 (YTD Data)Rank
Total interest income$6,210,0002,529
Total interest expense$2,251,0002,184
Net interest income$3,959,0002,686
Provision for loan and lease losses$97,0003,417
Total noninterest income$816,0002,500
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$533,0001,580
Trading account gains and fees$0116
Additional Noninterest Income$283,0003,172
Total noninterest expense$2,726,0002,958
Salaries and employee benefits$1,400,0003,112
Premises and equipment expense$496,0002,346
Additional noninterest expense$830,0002,918
Pre-tax net operating income$1,952,0002,231
Securities gains (losses)$02,146
Applicable income taxes$706,0001,771
Income before extraordinary items$1,246,0002,568
Extraordinary gains, net$030
Net income$1,246,0002,568
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,136
Cash dividends$533,0002,106
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,246,0002,533
2005-03-31 (YTD Data)Rank
Total interest income$2,970,0002,589
Total interest expense$1,062,0002,206
Net interest income$1,908,0002,769
Provision for loan and lease losses$35,0003,777
Total noninterest income$417,0002,428
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$271,0001,504
Trading account gains and fees$0115
Additional Noninterest Income$146,0003,022
Total noninterest expense$1,332,0003,032
Salaries and employee benefits$686,0003,180
Premises and equipment expense$248,0002,371
Additional noninterest expense$398,0003,027
Pre-tax net operating income$958,0002,242
Securities gains (losses)$01,685
Applicable income taxes$333,0001,843
Income before extraordinary items$625,0002,531
Extraordinary gains, net$024
Net income$625,0002,532
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$269,0001,892
Sale, conversion, retirement of capital stock, net$0491
Net operating income$625,0002,494
2004-12-31 (YTD Data)Rank
Total interest income$10,975,0002,596
Total interest expense$3,542,0002,287
Net interest income$7,433,0002,723
Provision for loan and lease losses$257,0003,200
Total noninterest income$1,616,0002,545
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,096,0001,599
Trading account gains and fees$0138
Additional Noninterest Income$520,0003,241
Total noninterest expense$5,287,0002,957
Salaries and employee benefits$2,711,0003,132
Premises and equipment expense$946,0002,411
Additional noninterest expense$1,630,0002,933
Pre-tax net operating income$3,505,0002,274
Securities gains (losses)$-7,0008,135
Applicable income taxes$1,259,0001,842
Income before extraordinary items$2,239,0002,651
Extraordinary gains, net$034
Net income$2,239,0002,654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0003,445
Cash dividends$670,0003,041
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,243,4802,600
2004-09-30 (YTD Data)Rank
Total interest income$8,065,0002,610
Total interest expense$2,589,0002,280
Net interest income$5,476,0002,747
Provision for loan and lease losses$157,0003,456
Total noninterest income$1,168,0002,617
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$775,0001,719
Trading account gains and fees$0134
Additional Noninterest Income$393,0003,231
Total noninterest expense$3,685,0003,136
Salaries and employee benefits$1,851,0003,357
Premises and equipment expense$680,0002,484
Additional noninterest expense$1,154,0003,045
Pre-tax net operating income$2,802,0002,186
Securities gains (losses)$-7,0008,426
Applicable income taxes$1,013,0001,754
Income before extraordinary items$1,782,0002,581
Extraordinary gains, net$026
Net income$1,782,0002,583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0002,669
Cash dividends$486,0002,758
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,786,4802,500
2004-06-30 (YTD Data)Rank
Total interest income$5,252,0002,658
Total interest expense$1,720,0002,269
Net interest income$3,532,0002,821
Provision for loan and lease losses$82,0003,884
Total noninterest income$763,0002,672
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$503,0001,737
Trading account gains and fees$0130
Additional Noninterest Income$260,0003,251
Total noninterest expense$2,428,0003,187
Salaries and employee benefits$1,242,0003,345
Premises and equipment expense$449,0002,509
Additional noninterest expense$737,0003,165
Pre-tax net operating income$1,785,0002,247
Securities gains (losses)$-4,0008,544
Applicable income taxes$641,0001,836
Income before extraordinary items$1,140,0002,635
Extraordinary gains, net$021
Net income$1,140,0002,636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0002,362
Cash dividends$287,0002,977
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,142,5602,564
2004-03-31 (YTD Data)Rank
Total interest income$2,603,0002,682
Total interest expense$878,0002,254
Net interest income$1,725,0002,883
Provision for loan and lease losses$82,0002,451
Total noninterest income$395,0002,557
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$241,0001,770
Trading account gains and fees$0121
Additional Noninterest Income$154,0002,905
Total noninterest expense$1,210,0003,208
Salaries and employee benefits$628,0003,334
Premises and equipment expense$225,0002,519
Additional noninterest expense$357,0003,235
Pre-tax net operating income$828,0002,356
Securities gains (losses)$-4,0008,823
Applicable income taxes$294,0001,964
Income before extraordinary items$530,0002,804
Extraordinary gains, net$016
Net income$530,0002,804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0001,747
Cash dividends$133,0002,600
Sale, conversion, retirement of capital stock, net$0464
Net operating income$532,5602,702
2003-12-31 (YTD Data)Rank
Total interest income$10,376,0002,724
Total interest expense$3,532,0002,482
Net interest income$6,844,0002,815
Provision for loan and lease losses$488,0002,212
Total noninterest income$1,718,0002,576
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,134,0001,515
Trading account gains and fees$0160
Additional Noninterest Income$584,0003,310
Total noninterest expense$4,837,0003,135
Salaries and employee benefits$2,572,0003,198
Premises and equipment expense$919,0002,433
Additional noninterest expense$1,346,0003,394
Pre-tax net operating income$3,237,0002,350
Securities gains (losses)$106,0001,841
Applicable income taxes$1,198,0001,940
Income before extraordinary items$2,145,0002,718
Extraordinary gains, net$054
Net income$2,145,0002,719
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0004,003
Cash dividends$808,0002,662
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,077,1602,653
2003-09-30 (YTD Data)Rank
Total interest income$7,688,0002,806
Total interest expense$2,659,0002,553
Net interest income$5,029,0002,884
Provision for loan and lease losses$394,0002,052
Total noninterest income$1,293,0002,621
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$839,0001,544
Trading account gains and fees$0153
Additional Noninterest Income$454,0003,310
Total noninterest expense$3,599,0003,159
Salaries and employee benefits$1,894,0003,247
Premises and equipment expense$702,0002,403
Additional noninterest expense$1,003,0003,388
Pre-tax net operating income$2,329,0002,531
Securities gains (losses)$98,0001,769
Applicable income taxes$907,0002,008
Income before extraordinary items$1,520,0002,935
Extraordinary gains, net$040
Net income$1,520,0002,935
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0004,029
Cash dividends$675,0002,216
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,457,2802,875
2003-06-30 (YTD Data)Rank
Total interest income$5,069,0002,849
Total interest expense$1,801,0002,592
Net interest income$3,268,0002,933
Provision for loan and lease losses$311,0001,739
Total noninterest income$867,0002,598
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$574,0001,497
Trading account gains and fees$0150
Additional Noninterest Income$293,0003,334
Total noninterest expense$2,408,0003,146
Salaries and employee benefits$1,271,0003,230
Premises and equipment expense$457,0002,435
Additional noninterest expense$680,0003,319
Pre-tax net operating income$1,416,0002,716
Securities gains (losses)$98,0001,532
Applicable income taxes$566,0002,131
Income before extraordinary items$948,0003,085
Extraordinary gains, net$030
Net income$948,0003,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0003,655
Cash dividends$463,0002,259
Sale, conversion, retirement of capital stock, net$0589
Net operating income$885,2803,080
2003-03-31 (YTD Data)Rank
Total interest income$2,463,0002,956
Total interest expense$892,0002,661
Net interest income$1,571,0003,037
Provision for loan and lease losses$149,0001,828
Total noninterest income$436,0002,524
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$250,0001,634
Trading account gains and fees$0134
Additional Noninterest Income$186,0002,848
Total noninterest expense$1,262,0003,007
Salaries and employee benefits$677,0003,039
Premises and equipment expense$228,0002,440
Additional noninterest expense$357,0003,144
Pre-tax net operating income$596,0003,096
Securities gains (losses)$02,891
Applicable income taxes$221,0002,535
Income before extraordinary items$375,0003,637
Extraordinary gains, net$021
Net income$375,0003,635
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0002,653
Cash dividends$231,0002,058
Sale, conversion, retirement of capital stock, net$0419
Net operating income$375,0003,459
2002-12-31 (YTD Data)Rank
Total interest income$9,575,0003,136
Total interest expense$3,285,0003,276
Net interest income$6,290,0003,020
Provision for loan and lease losses$435,0002,656
Total noninterest income$1,385,0002,769
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$910,0001,770
Trading account gains and fees$0153
Additional Noninterest Income$475,0003,380
Total noninterest expense$4,857,0003,003
Salaries and employee benefits$2,524,0003,096
Premises and equipment expense$764,0002,778
Additional noninterest expense$1,569,0002,857
Pre-tax net operating income$2,383,0002,993
Securities gains (losses)$04,537
Applicable income taxes$879,0002,422
Income before extraordinary items$1,504,0003,498
Extraordinary gains, net$070
Net income$1,504,0003,496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$327,0002,239
Cash dividends$844,0002,566
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,504,0003,391
2001-12-31 (YTD Data)Rank
Total interest income$10,453,0003,192
Total interest expense$4,653,0003,361
Net interest income$5,800,0003,029
Provision for loan and lease losses$648,0001,785
Total noninterest income$921,0003,531
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$641,0002,310
Trading account gains and fees$0177
Additional Noninterest Income$280,0004,261
Total noninterest expense$3,782,0003,601
Salaries and employee benefits$1,937,0003,689
Premises and equipment expense$649,0003,144
Additional noninterest expense$1,196,0003,509
Pre-tax net operating income$2,291,0002,857
Securities gains (losses)$04,612
Applicable income taxes$837,0002,351
Income before extraordinary items$1,454,0003,293
Extraordinary gains, net$0105
Net income$1,454,0003,298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$326,0002,116
Cash dividends$746,0002,759
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,454,0003,191
2000-12-31 (YTD Data)Rank
Total interest income$9,940,0003,409
Total interest expense$4,945,0003,357
Net interest income$4,995,0003,472
Provision for loan and lease losses$207,0003,670
Total noninterest income$1,052,0003,028
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$636,0002,176
Trading account gains and fees$0180
Additional Noninterest Income$416,0003,250
Total noninterest expense$3,831,0003,440
Salaries and employee benefits$1,921,0003,595
Premises and equipment expense$680,0002,938
Additional noninterest expense$1,230,0003,351
Pre-tax net operating income$2,009,0003,314
Securities gains (losses)$01,956
Applicable income taxes$729,0002,699
Income before extraordinary items$1,280,0003,682
Extraordinary gains, net$038
Net income$1,280,0003,682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0003,092
Cash dividends$562,0003,338
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,280,0003,672
1999-12-31 (YTD Data)Rank
Total interest income$8,677,0003,636
Total interest expense$3,825,0003,730
Net interest income$4,852,0003,541
Provision for loan and lease losses$256,0003,005
Total noninterest income$969,0003,165
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$624,0002,128
Trading account gains and feesNANA
Additional Noninterest Income$345,0003,717
Total noninterest expense$3,627,0003,607
Salaries and employee benefits$1,850,0003,664
Premises and equipment expense$585,0003,343
Additional noninterest expense$1,192,0003,443
Pre-tax net operating income$1,938,0003,417
Securities gains (losses)$03,155
Applicable income taxes$714,0002,873
Income before extraordinary items$1,224,0003,818
Extraordinary gains, net$035
Net income$1,224,0003,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$186,0002,502
Cash dividends$335,0004,301
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,224,0003,782
1998-12-31 (YTD Data)Rank
Total interest income$7,654,0004,090
Total interest expense$3,459,0004,180
Net interest income$4,195,0003,965
Provision for loan and lease losses$213,0003,385
Total noninterest income$1,259,0002,589
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$700,0001,826
Trading account gains and feesNANA
Additional Noninterest Income$559,0002,779
Total noninterest expense$3,408,0003,696
Salaries and employee benefits$1,725,0003,788
Premises and equipment expense$509,0003,647
Additional noninterest expense$1,174,0003,439
Pre-tax net operating income$1,833,0003,582
Securities gains (losses)$42,0001,862
Applicable income taxes$695,0003,044
Income before extraordinary items$1,180,0003,982
Extraordinary gains, net$032
Net income$1,180,0003,981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0003,732
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,153,1203,963
1997-12-31 (YTD Data)Rank
Total interest income$7,029,0004,488
Total interest expense$3,100,0004,574
Net interest income$3,929,0004,297
Provision for loan and lease losses$156,0004,044
Total noninterest income$863,0003,398
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$536,0002,455
Trading account gains and feesNANA
Additional Noninterest Income$327,0003,744
Total noninterest expense$2,961,0004,135
Salaries and employee benefits$1,460,0004,351
Premises and equipment expense$365,0004,751
Additional noninterest expense$1,136,0003,506
Pre-tax net operating income$1,675,0004,079
Securities gains (losses)$19,0001,923
Applicable income taxes$620,0003,574
Income before extraordinary items$1,074,0004,439
Extraordinary gains, net$044
Net income$1,074,0004,440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0005,177
Cash dividends$670,0002,865
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,061,8404,420
1996-12-31 (YTD Data)Rank
Total interest income$5,735,0005,349
Total interest expense$2,353,0005,746
Net interest income$3,382,0004,976
Provision for loan and lease losses$161,0003,912
Total noninterest income$635,0004,392
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$441,0003,067
Trading account gains and feesNANA
Additional Noninterest Income$194,0005,254
Total noninterest expense$2,442,0005,095
Salaries and employee benefits$1,187,0005,262
Premises and equipment expense$298,0005,628
Additional noninterest expense$957,0004,572
Pre-tax net operating income$1,414,0004,547
Securities gains (losses)$3,0003,304
Applicable income taxes$530,0003,962
Income before extraordinary items$887,0004,925
Extraordinary gains, net$053
Net income$887,0004,926
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0005,513
Cash dividends$1,282,0001,784
Sale, conversion, retirement of capital stock, net$0953
Net operating income$885,0804,877
1995-12-31 (YTD Data)Rank
Total interest income$4,596,0006,351
Total interest expense$1,706,0007,125
Net interest income$2,890,0005,665
Provision for loan and lease losses$191,0003,115
Total noninterest income$427,0005,736
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$306,0004,227
Trading account gains and feesNANA
Additional Noninterest Income$121,0006,633
Total noninterest expense$2,154,0005,662
Salaries and employee benefits$973,0006,199
Premises and equipment expense$251,0006,325
Additional noninterest expense$930,0004,631
Pre-tax net operating income$972,0006,115
Securities gains (losses)$03,831
Applicable income taxes$365,0005,275
Income before extraordinary items$607,0006,572
Extraordinary gains, net$065
Net income$607,0006,570
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0005,530
Cash dividends$211,0005,341
Sale, conversion, retirement of capital stock, net$0809
Net operating income$607,0006,557
1994-12-31 (YTD Data)Rank
Total interest income$2,914,0008,195
Total interest expense$972,0008,816
Net interest income$1,942,0007,695
Provision for loan and lease losses$172,0003,335
Total noninterest income$590,0004,714
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$238,0005,221
Trading account gains and feesNANA
Additional Noninterest Income$352,0003,704
Total noninterest expense$1,594,0007,323
Salaries and employee benefits$710,0007,799
Premises and equipment expense$124,0009,273
Additional noninterest expense$760,0005,939
Pre-tax net operating income$766,0007,049
Securities gains (losses)$-1,0008,790
Applicable income taxes$125,0008,819
Income before extraordinary items$640,0006,283
Extraordinary gains, net$0249
Net income$640,0006,296
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,849
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$2,970,000244
Net operating income$640,8406,346
1993-12-31 (YTD Data)Rank
Total interest income$824,00012,631
Total interest expense$258,00012,816
Net interest income$566,00012,344
Provision for loan and lease losses$223,0003,676
Total noninterest income$146,00010,287
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$43,00010,299
Trading account gains and feesNANA
Additional Noninterest Income$103,0007,775
Total noninterest expense$929,00010,063
Salaries and employee benefits$518,0009,481
Premises and equipment expense$75,00011,339
Additional noninterest expense$336,00010,004
Pre-tax net operating income$-440,00012,828
Securities gains (losses)$07,477
Applicable income taxes$012,141
Income before extraordinary items$-440,00012,876
Extraordinary gains, net$03,149
Net income$-440,00012,882
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$4,414,000218
Net operating income$-440,00012,814

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.