First Community Bank of Central Alabama, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$8,941,0001,370
Total interest expense$1,998,0001,881
Net interest income$6,943,0001,200
Provision for loan and lease losses$284,000851
Total noninterest income$1,146,0001,200
Gross Fiduciary activities income$0918
Service charges on deposit accounts$269,000957
Trading account gains and fees$0116
Additional Noninterest Income$877,0001,053
Total noninterest expense$4,229,0001,458
Salaries and employee benefits$2,475,0001,420
Premises and equipment expense$476,0001,311
Additional noninterest expense$877,0001,053
Pre-tax net operating income$3,576,000920
Securities gains (losses)$0665
Applicable income taxes$225,0001,514
Income before extraordinary items$3,351,000844
Extraordinary gains, net$047
Net income$3,351,000857
Minority interest net income$065
Net income of bank and minority interests.$3,351,000844
Net charge-offs$58,000967
Cash dividends$2,860,000431
Sale, conversion, retirement of capital stock, net$0467
Net operating income$3,351,000851
2024-12-31 (YTD Data)Rank
Total interest income$34,211,0001,416
Total interest expense$7,490,0002,001
Net interest income$26,721,0001,166
Provision for loan and lease losses$1,294,000799
Total noninterest income$4,239,0001,296
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$1,060,000972
Trading account gains and fees$0138
Additional Noninterest Income$3,179,0001,157
Total noninterest expense$15,100,0001,568
Salaries and employee benefits$8,933,0001,517
Premises and equipment expense$1,538,0001,533
Additional noninterest expense$3,179,0001,157
Pre-tax net operating income$14,566,000877
Securities gains (losses)$-479,0004,247
Applicable income taxes$803,0001,545
Income before extraordinary items$13,284,000808
Extraordinary gains, net$053
Net income$13,284,000811
Minority interest net income$090
Net income of bank and minority interests.$13,284,000807
Net charge-offs$280,0001,215
Cash dividends$9,701,000533
Sale, conversion, retirement of capital stock, net$0564
Net operating income$13,734,260793
2024-09-30 (YTD Data)Rank
Total interest income$25,238,0001,420
Total interest expense$5,437,0002,037
Net interest income$19,801,0001,161
Provision for loan and lease losses$609,000966
Total noninterest income$3,185,0001,291
Gross Fiduciary activities income$0972
Service charges on deposit accounts$792,000968
Trading account gains and fees$0139
Additional Noninterest Income$2,393,0001,162
Total noninterest expense$11,585,0001,515
Salaries and employee benefits$6,559,0001,526
Premises and equipment expense$1,554,0001,200
Additional noninterest expense$2,393,0001,162
Pre-tax net operating income$10,792,000870
Securities gains (losses)$0930
Applicable income taxes$685,0001,470
Income before extraordinary items$10,107,000789
Extraordinary gains, net$051
Net income$10,107,000801
Minority interest net income$082
Net income of bank and minority interests.$10,107,000791
Net charge-offs$204,0001,057
Cash dividends$6,981,000501
Sale, conversion, retirement of capital stock, net$0527
Net operating income$10,107,000787
2024-06-30 (YTD Data)Rank
Total interest income$16,653,0001,416
Total interest expense$3,569,0002,027
Net interest income$13,084,0001,162
Provision for loan and lease losses$325,0001,044
Total noninterest income$2,031,0001,326
Gross Fiduciary activities income$0962
Service charges on deposit accounts$521,000962
Trading account gains and fees$0145
Additional Noninterest Income$1,510,0001,206
Total noninterest expense$7,584,0001,540
Salaries and employee benefits$4,277,0001,563
Premises and equipment expense$1,034,0001,206
Additional noninterest expense$1,510,0001,206
Pre-tax net operating income$7,206,000861
Securities gains (losses)$0628
Applicable income taxes$460,0001,454
Income before extraordinary items$6,746,000785
Extraordinary gains, net$052
Net income$6,746,000796
Minority interest net income$084
Net income of bank and minority interests.$6,746,000787
Net charge-offs$-23,0004,168
Cash dividends$4,317,000527
Sale, conversion, retirement of capital stock, net$0496
Net operating income$6,746,000787
2024-03-31 (YTD Data)Rank
Total interest income$8,362,0001,396
Total interest expense$1,730,0002,023
Net interest income$6,632,0001,156
Provision for loan and lease losses$175,000904
Total noninterest income$1,004,0001,309
Gross Fiduciary activities income$0895
Service charges on deposit accounts$259,000967
Trading account gains and fees$0121
Additional Noninterest Income$745,0001,189
Total noninterest expense$4,006,0001,471
Salaries and employee benefits$2,279,0001,486
Premises and equipment expense$506,0001,233
Additional noninterest expense$745,0001,189
Pre-tax net operating income$3,455,000878
Securities gains (losses)$0689
Applicable income taxes$225,0001,433
Income before extraordinary items$3,230,000799
Extraordinary gains, net$051
Net income$3,230,000807
Minority interest net income$072
Net income of bank and minority interests.$3,230,000799
Net charge-offs$-41,0004,369
Cash dividends$2,111,000515
Sale, conversion, retirement of capital stock, net$0434
Net operating income$3,230,000797
2023-12-31 (YTD Data)Rank
Total interest income$28,201,0001,474
Total interest expense$4,415,0002,164
Net interest income$23,786,0001,256
Provision for loan and lease losses$650,0001,092
Total noninterest income$3,984,0001,366
Gross Fiduciary activities income$0981
Service charges on deposit accounts$960,0001,027
Trading account gains and fees$0123
Additional Noninterest Income$3,024,0001,241
Total noninterest expense$13,806,0001,636
Salaries and employee benefits$7,528,0001,687
Premises and equipment expense$1,506,0001,534
Additional noninterest expense$3,024,0001,241
Pre-tax net operating income$13,314,000939
Securities gains (losses)$-19,0003,471
Applicable income taxes$827,0001,556
Income before extraordinary items$12,468,000841
Extraordinary gains, net$054
Net income$12,468,000853
Minority interest net income$088
Net income of bank and minority interests.$12,468,000844
Net charge-offs$-52,0004,206
Cash dividends$8,012,000570
Sale, conversion, retirement of capital stock, net$109,000407
Net operating income$12,485,860849
2023-09-30 (YTD Data)Rank
Total interest income$20,512,0001,479
Total interest expense$2,887,0002,201
Net interest income$17,625,0001,272
Provision for loan and lease losses$397,0001,152
Total noninterest income$3,168,0001,302
Gross Fiduciary activities income$0950
Service charges on deposit accounts$727,0001,012
Trading account gains and fees$0125
Additional Noninterest Income$2,441,0001,195
Total noninterest expense$10,280,0001,630
Salaries and employee benefits$5,596,0001,690
Premises and equipment expense$1,274,0001,394
Additional noninterest expense$2,441,0001,195
Pre-tax net operating income$10,116,000959
Securities gains (losses)$-19,0003,621
Applicable income taxes$611,0001,615
Income before extraordinary items$9,486,000861
Extraordinary gains, net$052
Net income$9,486,000865
Minority interest net income$081
Net income of bank and minority interests.$9,486,000861
Net charge-offs$-68,0004,278
Cash dividends$5,903,000548
Sale, conversion, retirement of capital stock, net$0507
Net operating income$9,503,860875
2023-06-30 (YTD Data)Rank
Total interest income$13,305,0001,476
Total interest expense$1,580,0002,280
Net interest income$11,725,0001,281
Provision for loan and lease losses$300,0001,014
Total noninterest income$2,240,0001,211
Gross Fiduciary activities income$0931
Service charges on deposit accounts$481,0001,005
Trading account gains and fees$0112
Additional Noninterest Income$1,759,0001,074
Total noninterest expense$6,735,0001,648
Salaries and employee benefits$3,671,0001,709
Premises and equipment expense$833,0001,410
Additional noninterest expense$1,759,0001,073
Pre-tax net operating income$6,930,000952
Securities gains (losses)$-19,0003,897
Applicable income taxes$411,0001,626
Income before extraordinary items$6,500,000848
Extraordinary gains, net$051
Net income$6,500,000860
Minority interest net income$081
Net income of bank and minority interests.$6,500,000848
Net charge-offs$-89,0004,435
Cash dividends$3,842,000540
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,517,860858
2023-03-31 (YTD Data)Rank
Total interest income$6,502,0001,486
Total interest expense$691,0002,249
Net interest income$5,811,0001,297
Provision for loan and lease losses$02,612
Total noninterest income$1,272,0001,132
Gross Fiduciary activities income$0913
Service charges on deposit accounts$253,000984
Trading account gains and fees$097
Additional Noninterest Income$1,019,000949
Total noninterest expense$3,507,0001,608
Salaries and employee benefits$2,025,0001,619
Premises and equipment expense$401,0001,486
Additional noninterest expense$1,019,000949
Pre-tax net operating income$3,576,000955
Securities gains (losses)$0950
Applicable income taxes$195,0001,687
Income before extraordinary items$3,381,000849
Extraordinary gains, net$04
Net income$3,381,000848
Minority interest net income$048
Net income of bank and minority interests.$3,381,000848
Net charge-offs$-46,0004,426
Cash dividends$1,874,000515
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,381,000865
2022-09-30 (YTD Data)Rank
Total interest income$14,703,0001,552
Total interest expense$1,041,0001,717
Net interest income$13,662,0001,528
Provision for loan and lease losses$02,835
Total noninterest income$3,247,0001,337
Gross Fiduciary activities income$0968
Service charges on deposit accounts$780,000994
Trading account gains and fees$0111
Additional Noninterest Income$2,467,0001,216
Total noninterest expense$9,324,0001,732
Salaries and employee benefits$5,217,0001,746
Premises and equipment expense$1,195,0001,479
Additional noninterest expense$2,467,0001,216
Pre-tax net operating income$7,585,0001,256
Securities gains (losses)$-21,0003,950
Applicable income taxes$415,0001,960
Income before extraordinary items$7,149,0001,134
Extraordinary gains, net$04
Net income$7,149,0001,132
Minority interest net income$057
Net income of bank and minority interests.$7,149,0001,134
Net charge-offs$-46,0004,058
Cash dividends$4,433,000635
Sale, conversion, retirement of capital stock, net$0519
Net operating income$7,168,9501,156
2022-06-30 (YTD Data)Rank
Total interest income$9,220,0001,576
Total interest expense$692,0001,528
Net interest income$8,528,0001,572
Provision for loan and lease losses$02,599
Total noninterest income$2,310,0001,261
Gross Fiduciary activities income$0925
Service charges on deposit accounts$516,000989
Trading account gains and fees$0108
Additional Noninterest Income$1,794,0001,175
Total noninterest expense$6,193,0001,714
Salaries and employee benefits$3,447,0001,760
Premises and equipment expense$796,0001,473
Additional noninterest expense$1,950,0001,632
Pre-tax net operating income$4,645,0001,263
Securities gains (losses)$-3,0003,777
Applicable income taxes$270,0001,912
Income before extraordinary items$4,372,0001,153
Extraordinary gains, net$04
Net income$4,372,0001,151
Minority interest net income$060
Net income of bank and minority interests.$4,372,0001,153
Net charge-offs$-56,0004,222
Cash dividends$2,800,000667
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,374,8201,183
2022-03-31 (YTD Data)Rank
Total interest income$4,379,0001,599
Total interest expense$361,0001,423
Net interest income$4,018,0001,603
Provision for loan and lease losses$02,285
Total noninterest income$1,177,0001,248
Gross Fiduciary activities income$0892
Service charges on deposit accounts$254,000994
Trading account gains and fees$0103
Additional Noninterest Income$923,0001,141
Total noninterest expense$3,205,0001,655
Salaries and employee benefits$1,862,0001,646
Premises and equipment expense$388,0001,512
Additional noninterest expense$955,0001,629
Pre-tax net operating income$1,990,0001,353
Securities gains (losses)$-3,0004,076
Applicable income taxes$135,0001,874
Income before extraordinary items$1,852,0001,264
Extraordinary gains, net$04
Net income$1,852,0001,264
Minority interest net income$050
Net income of bank and minority interests.$1,852,0001,264
Net charge-offs$-15,0004,054
Cash dividends$1,167,000705
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,854,7901,275
2021-12-31 (YTD Data)Rank
Total interest income$17,090,0001,684
Total interest expense$1,613,0001,568
Net interest income$15,477,0001,682
Provision for loan and lease losses$03,064
Total noninterest income$4,415,0001,422
Gross Fiduciary activities income$0994
Service charges on deposit accounts$930,0001,019
Trading account gains and fees$0132
Additional Noninterest Income$3,485,0001,364
Total noninterest expense$11,067,0001,845
Salaries and employee benefits$6,283,0001,868
Premises and equipment expense$1,179,0001,839
Additional noninterest expense$3,605,0001,719
Pre-tax net operating income$8,825,0001,386
Securities gains (losses)$-14,0004,398
Applicable income taxes$518,0002,066
Income before extraordinary items$8,293,0001,311
Extraordinary gains, net$010
Net income$8,293,0001,311
Minority interest net income$074
Net income of bank and minority interests.$8,293,0001,311
Net charge-offs$5,0002,441
Cash dividends$4,388,000880
Sale, conversion, retirement of capital stock, net$251,000386
Net operating income$8,306,1601,292
2021-09-30 (YTD Data)Rank
Total interest income$12,902,0001,703
Total interest expense$1,201,0001,654
Net interest income$11,701,0001,702
Provision for loan and lease losses$02,963
Total noninterest income$3,381,0001,433
Gross Fiduciary activities income$0957
Service charges on deposit accounts$674,0001,038
Trading account gains and fees$0132
Additional Noninterest Income$2,707,0001,385
Total noninterest expense$8,309,0001,843
Salaries and employee benefits$4,767,0001,854
Premises and equipment expense$999,0001,708
Additional noninterest expense$2,543,0001,798
Pre-tax net operating income$6,773,0001,416
Securities gains (losses)$-14,0004,590
Applicable income taxes$405,0002,111
Income before extraordinary items$6,354,0001,338
Extraordinary gains, net$08
Net income$6,354,0001,338
Minority interest net income$069
Net income of bank and minority interests.$6,354,0001,338
Net charge-offs$-9,0003,624
Cash dividends$3,358,000782
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,367,1601,314
2021-06-30 (YTD Data)Rank
Total interest income$8,454,0001,724
Total interest expense$806,0001,716
Net interest income$7,648,0001,713
Provision for loan and lease losses$02,862
Total noninterest income$2,149,0001,467
Gross Fiduciary activities income$0951
Service charges on deposit accounts$409,0001,082
Trading account gains and fees$0133
Additional Noninterest Income$1,740,0001,400
Total noninterest expense$5,356,0001,886
Salaries and employee benefits$2,979,0001,941
Premises and equipment expense$705,0001,626
Additional noninterest expense$1,672,0001,797
Pre-tax net operating income$4,441,0001,418
Securities gains (losses)$-10,0004,648
Applicable income taxes$270,0002,100
Income before extraordinary items$4,161,0001,349
Extraordinary gains, net$06
Net income$4,161,0001,349
Minority interest net income$067
Net income of bank and minority interests.$4,161,0001,349
Net charge-offs$-5,0003,551
Cash dividends$2,192,000793
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,170,4001,326
2021-03-31 (YTD Data)Rank
Total interest income$4,157,0001,752
Total interest expense$409,0001,766
Net interest income$3,748,0001,730
Provision for loan and lease losses$02,741
Total noninterest income$1,087,0001,446
Gross Fiduciary activities income$0922
Service charges on deposit accounts$208,0001,048
Trading account gains and fees$0127
Additional Noninterest Income$879,0001,385
Total noninterest expense$2,558,0001,934
Salaries and employee benefits$1,439,0001,975
Premises and equipment expense$350,0001,648
Additional noninterest expense$769,0001,888
Pre-tax net operating income$2,277,0001,389
Securities gains (losses)$-3,0004,585
Applicable income taxes$135,0002,076
Income before extraordinary items$2,139,0001,331
Extraordinary gains, net$03
Net income$2,139,0001,330
Minority interest net income$055
Net income of bank and minority interests.$2,139,0001,331
Net charge-offs$-14,0004,191
Cash dividends$1,167,000672
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,141,8201,294
2020-12-31 (YTD Data)Rank
Total interest income$17,432,0001,676
Total interest expense$2,268,0001,822
Net interest income$15,164,0001,637
Provision for loan and lease losses$525,0002,190
Total noninterest income$4,394,0001,371
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$916,0001,024
Trading account gains and fees$0133
Additional Noninterest Income$3,478,0001,321
Total noninterest expense$10,036,0001,961
Salaries and employee benefits$5,800,0001,947
Premises and equipment expense$1,225,0001,780
Additional noninterest expense$3,011,0001,906
Pre-tax net operating income$8,997,0001,154
Securities gains (losses)$16,0002,179
Applicable income taxes$520,0001,916
Income before extraordinary items$8,493,0001,096
Extraordinary gains, net$04
Net income$8,493,0001,096
Minority interest net income$072
Net income of bank and minority interests.$8,493,0001,096
Net charge-offs$236,0001,443
Cash dividends$2,091,0001,473
Sale, conversion, retirement of capital stock, net$215,000362
Net operating income$8,477,9601,062
2020-09-30 (YTD Data)Rank
Total interest income$13,102,0001,683
Total interest expense$1,813,0001,821
Net interest income$11,289,0001,633
Provision for loan and lease losses$275,0002,493
Total noninterest income$3,411,0001,316
Gross Fiduciary activities income$0981
Service charges on deposit accounts$691,0001,014
Trading account gains and fees$0125
Additional Noninterest Income$2,720,0001,257
Total noninterest expense$7,455,0001,941
Salaries and employee benefits$4,200,0001,971
Premises and equipment expense$927,0001,767
Additional noninterest expense$2,328,0001,849
Pre-tax net operating income$6,970,0001,086
Securities gains (losses)$11,0002,100
Applicable income taxes$405,0001,867
Income before extraordinary items$6,576,0001,031
Extraordinary gains, net$04
Net income$6,576,0001,030
Minority interest net income$065
Net income of bank and minority interests.$6,576,0001,031
Net charge-offs$32,0002,285
Cash dividends$1,162,0001,556
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,565,6601,004
2020-06-30 (YTD Data)Rank
Total interest income$8,697,0001,701
Total interest expense$1,263,0001,858
Net interest income$7,434,0001,652
Provision for loan and lease losses$225,0002,290
Total noninterest income$2,417,0001,199
Gross Fiduciary activities income$0970
Service charges on deposit accounts$471,0001,005
Trading account gains and fees$0123
Additional Noninterest Income$1,946,0001,109
Total noninterest expense$5,106,0001,905
Salaries and employee benefits$2,899,0001,926
Premises and equipment expense$566,0001,869
Additional noninterest expense$1,641,0001,761
Pre-tax net operating income$4,520,0001,042
Securities gains (losses)$11,0001,847
Applicable income taxes$270,0001,821
Income before extraordinary items$4,261,000989
Extraordinary gains, net$04
Net income$4,261,000989
Minority interest net income$065
Net income of bank and minority interests.$4,261,000989
Net charge-offs$17,0002,258
Cash dividends$1,162,0001,184
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,250,660963
2020-03-31 (YTD Data)Rank
Total interest income$4,406,0001,679
Total interest expense$656,0001,925
Net interest income$3,750,0001,600
Provision for loan and lease losses$125,0001,776
Total noninterest income$1,400,0001,033
Gross Fiduciary activities income$0941
Service charges on deposit accounts$293,000967
Trading account gains and fees$0106
Additional Noninterest Income$1,107,000894
Total noninterest expense$2,485,0001,955
Salaries and employee benefits$1,396,0001,990
Premises and equipment expense$286,0001,868
Additional noninterest expense$803,0001,817
Pre-tax net operating income$2,540,000864
Securities gains (losses)$01,705
Applicable income taxes$135,0001,703
Income before extraordinary items$2,405,000797
Extraordinary gains, net$04
Net income$2,405,000797
Minority interest net income$056
Net income of bank and minority interests.$2,405,000797
Net charge-offs$81,000977
Cash dividends$1,162,000736
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,405,000782
2019-12-31 (YTD Data)Rank
Total interest income$17,423,0001,701
Total interest expense$2,420,0002,085
Net interest income$15,003,0001,593
Provision for loan and lease losses$625,0001,301
Total noninterest income$3,756,0001,374
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,182,000993
Trading account gains and fees$0135
Additional Noninterest Income$2,574,0001,322
Total noninterest expense$9,562,0001,991
Salaries and employee benefits$5,408,0001,993
Premises and equipment expense$1,053,0001,972
Additional noninterest expense$3,101,0001,879
Pre-tax net operating income$8,572,0001,182
Securities gains (losses)$13,0001,808
Applicable income taxes$495,0001,995
Income before extraordinary items$8,090,0001,103
Extraordinary gains, net$011
Net income$8,090,0001,105
Minority interest net income$076
Net income of bank and minority interests.$8,090,0001,105
Net charge-offs$209,0001,651
Cash dividends$6,759,000638
Sale, conversion, retirement of capital stock, net$204,000396
Net operating income$8,077,7801,084
2019-09-30 (YTD Data)Rank
Total interest income$13,071,0001,725
Total interest expense$1,769,0002,126
Net interest income$11,302,0001,612
Provision for loan and lease losses$400,0001,347
Total noninterest income$2,795,0001,373
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$822,0001,068
Trading account gains and fees$0129
Additional Noninterest Income$1,973,0001,296
Total noninterest expense$6,947,0002,029
Salaries and employee benefits$3,940,0002,039
Premises and equipment expense$861,0001,867
Additional noninterest expense$2,146,0002,009
Pre-tax net operating income$6,750,0001,165
Securities gains (losses)$17,0001,491
Applicable income taxes$405,0001,983
Income before extraordinary items$6,362,0001,092
Extraordinary gains, net$011
Net income$6,362,0001,093
Minority interest net income$072
Net income of bank and minority interests.$6,362,0001,093
Net charge-offs$73,0001,966
Cash dividends$5,179,000591
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,346,0201,070
2019-06-30 (YTD Data)Rank
Total interest income$8,658,0001,733
Total interest expense$1,153,0002,137
Net interest income$7,505,0001,610
Provision for loan and lease losses$250,0001,374
Total noninterest income$1,803,0001,377
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$538,0001,072
Trading account gains and fees$0131
Additional Noninterest Income$1,265,0001,295
Total noninterest expense$4,685,0002,029
Salaries and employee benefits$2,693,0002,003
Premises and equipment expense$579,0001,863
Additional noninterest expense$1,413,0002,045
Pre-tax net operating income$4,373,0001,157
Securities gains (losses)$9,0001,239
Applicable income taxes$270,0001,948
Income before extraordinary items$4,112,0001,085
Extraordinary gains, net$011
Net income$4,112,0001,085
Minority interest net income$069
Net income of bank and minority interests.$4,112,0001,085
Net charge-offs$30,0002,158
Cash dividends$3,604,000566
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,103,5401,078
2019-03-31 (YTD Data)Rank
Total interest income$4,286,0001,748
Total interest expense$558,0002,160
Net interest income$3,728,0001,638
Provision for loan and lease losses$125,0001,307
Total noninterest income$939,0001,293
Gross Fiduciary activities income$0972
Service charges on deposit accounts$249,0001,138
Trading account gains and fees$0126
Additional Noninterest Income$690,0001,175
Total noninterest expense$2,364,0002,025
Salaries and employee benefits$1,298,0002,079
Premises and equipment expense$297,0001,852
Additional noninterest expense$769,0001,880
Pre-tax net operating income$2,178,0001,141
Securities gains (losses)$01,087
Applicable income taxes$135,0001,912
Income before extraordinary items$2,043,0001,063
Extraordinary gains, net$05
Net income$2,043,0001,062
Minority interest net income$052
Net income of bank and minority interests.$2,043,0001,062
Net charge-offs$30,0001,503
Cash dividends$1,845,000545
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,043,0001,044
2018-12-31 (YTD Data)Rank
Total interest income$15,956,0001,776
Total interest expense$1,429,0002,417
Net interest income$14,527,0001,660
Provision for loan and lease losses$550,0001,375
Total noninterest income$3,036,0001,532
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,108,0001,075
Trading account gains and fees$0126
Additional Noninterest Income$1,928,0001,528
Total noninterest expense$8,979,0002,067
Salaries and employee benefits$5,025,0002,082
Premises and equipment expense$1,038,0001,994
Additional noninterest expense$2,916,0001,977
Pre-tax net operating income$8,034,0001,218
Securities gains (losses)$-27,0004,681
Applicable income taxes$540,0001,916
Income before extraordinary items$7,467,0001,151
Extraordinary gains, net$06
Net income$7,467,0001,150
Minority interest net income$072
Net income of bank and minority interests.$7,467,0001,150
Net charge-offs$173,0001,759
Cash dividends$7,468,000537
Sale, conversion, retirement of capital stock, net$386,000325
Net operating income$7,492,1101,146
2018-09-30 (YTD Data)Rank
Total interest income$11,763,0001,778
Total interest expense$975,0002,478
Net interest income$10,788,0001,670
Provision for loan and lease losses$350,0001,444
Total noninterest income$2,353,0001,506
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$868,0001,028
Trading account gains and fees$0138
Additional Noninterest Income$1,485,0001,524
Total noninterest expense$6,541,0002,110
Salaries and employee benefits$3,656,0002,130
Premises and equipment expense$813,0001,948
Additional noninterest expense$2,072,0002,062
Pre-tax net operating income$6,250,0001,199
Securities gains (losses)$-19,0004,918
Applicable income taxes$405,0001,972
Income before extraordinary items$5,826,0001,123
Extraordinary gains, net$05
Net income$5,826,0001,122
Minority interest net income$066
Net income of bank and minority interests.$5,826,0001,122
Net charge-offs$104,0001,705
Cash dividends$5,532,000499
Sale, conversion, retirement of capital stock, net$181,000356
Net operating income$5,843,8601,112
2018-06-30 (YTD Data)Rank
Total interest income$7,806,0001,771
Total interest expense$623,0002,467
Net interest income$7,183,0001,665
Provision for loan and lease losses$275,0001,270
Total noninterest income$1,593,0001,502
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$573,0001,034
Trading account gains and fees$0130
Additional Noninterest Income$1,020,0001,496
Total noninterest expense$4,447,0002,090
Salaries and employee benefits$2,514,0002,093
Premises and equipment expense$507,0002,055
Additional noninterest expense$1,426,0002,011
Pre-tax net operating income$4,054,0001,208
Securities gains (losses)$0961
Applicable income taxes$270,0001,954
Income before extraordinary items$3,784,0001,123
Extraordinary gains, net$06
Net income$3,784,0001,122
Minority interest net income$065
Net income of bank and minority interests.$3,784,0001,122
Net charge-offs$52,0001,747
Cash dividends$3,688,000496
Sale, conversion, retirement of capital stock, net$181,000297
Net operating income$3,784,0001,116
2018-03-31 (YTD Data)Rank
Total interest income$3,794,0001,795
Total interest expense$283,0002,559
Net interest income$3,511,0001,695
Provision for loan and lease losses$150,0001,106
Total noninterest income$876,0001,394
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$305,000972
Trading account gains and fees$0123
Additional Noninterest Income$571,0001,381
Total noninterest expense$2,152,0002,158
Salaries and employee benefits$1,226,0002,153
Premises and equipment expense$254,0002,096
Additional noninterest expense$672,0002,101
Pre-tax net operating income$2,085,0001,158
Securities gains (losses)$0735
Applicable income taxes$135,0001,909
Income before extraordinary items$1,950,0001,082
Extraordinary gains, net$07
Net income$1,950,0001,081
Minority interest net income$052
Net income of bank and minority interests.$1,950,0001,082
Net charge-offs$-32,0005,120
Cash dividends$1,844,000458
Sale, conversion, retirement of capital stock, net$181,000204
Net operating income$1,950,0001,072
2017-12-31 (YTD Data)Rank
Total interest income$14,917,0001,773
Total interest expense$1,269,0002,168
Net interest income$13,648,0001,708
Provision for loan and lease losses$550,0001,358
Total noninterest income$2,923,0001,618
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,294,000945
Trading account gains and fees$0151
Additional Noninterest Income$1,629,0001,723
Total noninterest expense$8,578,0002,157
Salaries and employee benefits$4,833,0002,134
Premises and equipment expense$969,0002,160
Additional noninterest expense$2,776,0002,061
Pre-tax net operating income$7,443,0001,251
Securities gains (losses)$-3,0004,906
Applicable income taxes$470,0002,460
Income before extraordinary items$6,970,0001,026
Extraordinary gains, net$09
Net income$6,970,0001,026
Minority interest net income$076
Net income of bank and minority interests.$6,970,0001,026
Net charge-offs$24,0003,347
Cash dividends$6,652,000516
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,972,8201,008
2017-09-30 (YTD Data)Rank
Total interest income$11,176,0001,780
Total interest expense$939,0002,172
Net interest income$10,237,0001,704
Provision for loan and lease losses$425,0001,307
Total noninterest income$2,305,0001,575
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$858,0001,067
Trading account gains and fees$0145
Additional Noninterest Income$1,447,0001,592
Total noninterest expense$6,321,0002,190
Salaries and employee benefits$3,526,0002,190
Premises and equipment expense$796,0002,028
Additional noninterest expense$1,999,0002,120
Pre-tax net operating income$5,796,0001,240
Securities gains (losses)$-7,0005,348
Applicable income taxes$405,0002,246
Income before extraordinary items$5,384,0001,104
Extraordinary gains, net$09
Net income$5,384,0001,104
Minority interest net income$071
Net income of bank and minority interests.$5,384,0001,104
Net charge-offs$-44,0005,130
Cash dividends$4,815,000523
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,390,5101,080
2017-06-30 (YTD Data)Rank
Total interest income$7,384,0001,774
Total interest expense$656,0002,059
Net interest income$6,728,0001,721
Provision for loan and lease losses$250,0001,362
Total noninterest income$1,579,0001,536
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$560,0001,065
Trading account gains and fees$0139
Additional Noninterest Income$1,019,0001,518
Total noninterest expense$4,337,0002,155
Salaries and employee benefits$2,428,0002,152
Premises and equipment expense$536,0002,014
Additional noninterest expense$1,373,0002,072
Pre-tax net operating income$3,720,0001,260
Securities gains (losses)$11,0001,225
Applicable income taxes$270,0002,233
Income before extraordinary items$3,461,0001,107
Extraordinary gains, net$011
Net income$3,461,0001,107
Minority interest net income$071
Net income of bank and minority interests.$3,461,0001,107
Net charge-offs$-108,0005,457
Cash dividends$3,214,000513
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,450,7701,098
2017-03-31 (YTD Data)Rank
Total interest income$3,616,0001,795
Total interest expense$324,0002,052
Net interest income$3,292,0001,748
Provision for loan and lease losses$150,0001,115
Total noninterest income$819,0001,485
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$276,0001,087
Trading account gains and fees$0142
Additional Noninterest Income$543,0001,463
Total noninterest expense$2,053,0002,259
Salaries and employee benefits$1,157,0002,267
Premises and equipment expense$262,0002,069
Additional noninterest expense$634,0002,215
Pre-tax net operating income$1,908,0001,218
Securities gains (losses)$12,000618
Applicable income taxes$135,0002,209
Income before extraordinary items$1,785,0001,059
Extraordinary gains, net$08
Net income$1,785,0001,059
Minority interest net income$055
Net income of bank and minority interests.$1,785,0001,059
Net charge-offs$-36,0005,412
Cash dividends$1,601,000483
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,773,8401,043
2016-12-31 (YTD Data)Rank
Total interest income$14,120,0001,793
Total interest expense$1,299,0001,999
Net interest income$12,821,0001,750
Provision for loan and lease losses$675,0001,211
Total noninterest income$3,028,0001,639
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,090,0001,120
Trading account gains and fees$0170
Additional Noninterest Income$1,938,0001,624
Total noninterest expense$8,283,0002,223
Salaries and employee benefits$4,535,0002,259
Premises and equipment expense$985,0002,173
Additional noninterest expense$2,763,0002,117
Pre-tax net operating income$6,891,0001,258
Securities gains (losses)$-53,0005,754
Applicable income taxes$415,0002,408
Income before extraordinary items$6,423,0001,128
Extraordinary gains, net$05
Net income$6,423,0001,126
Minority interest net income$082
Net income of bank and minority interests.$6,423,0001,127
Net charge-offs$464,0001,133
Cash dividends$5,946,000582
Sale, conversion, retirement of capital stock, net$175,000421
Net operating income$6,472,8201,105
2016-09-30 (YTD Data)Rank
Total interest income$10,622,0001,789
Total interest expense$975,0002,001
Net interest income$9,647,0001,751
Provision for loan and lease losses$500,0001,135
Total noninterest income$2,377,0001,585
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$834,0001,101
Trading account gains and fees$0169
Additional Noninterest Income$1,543,0001,567
Total noninterest expense$6,092,0002,255
Salaries and employee benefits$3,309,0002,303
Premises and equipment expense$772,0002,107
Additional noninterest expense$2,011,0002,171
Pre-tax net operating income$5,432,0001,226
Securities gains (losses)$-52,0005,884
Applicable income taxes$325,0002,438
Income before extraordinary items$5,055,0001,107
Extraordinary gains, net$05
Net income$5,055,0001,107
Minority interest net income$071
Net income of bank and minority interests.$5,055,0001,107
Net charge-offs$295,0001,153
Cash dividends$4,344,000565
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,103,8801,073
2016-06-30 (YTD Data)Rank
Total interest income$7,030,0001,805
Total interest expense$635,0002,040
Net interest income$6,395,0001,759
Provision for loan and lease losses$300,0001,234
Total noninterest income$1,473,0001,644
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$532,0001,124
Trading account gains and fees$0157
Additional Noninterest Income$941,0001,625
Total noninterest expense$4,081,0002,262
Salaries and employee benefits$2,299,0002,238
Premises and equipment expense$500,0002,154
Additional noninterest expense$1,282,0002,267
Pre-tax net operating income$3,487,0001,262
Securities gains (losses)$-45,0005,966
Applicable income taxes$210,0002,460
Income before extraordinary items$3,232,0001,131
Extraordinary gains, net$016
Net income$3,232,0001,131
Minority interest net income$071
Net income of bank and minority interests.$3,232,0001,131
Net charge-offs$6,0003,264
Cash dividends$2,744,000606
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,274,3001,093
2016-03-31 (YTD Data)Rank
Total interest income$3,491,0001,826
Total interest expense$319,0002,043
Net interest income$3,172,0001,769
Provision for loan and lease losses$175,0001,061
Total noninterest income$720,0001,643
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$261,0001,146
Trading account gains and fees$0142
Additional Noninterest Income$459,0001,598
Total noninterest expense$1,968,0002,340
Salaries and employee benefits$1,099,0002,329
Premises and equipment expense$244,0002,205
Additional noninterest expense$625,0002,312
Pre-tax net operating income$1,749,0001,231
Securities gains (losses)$02,077
Applicable income taxes$105,0002,424
Income before extraordinary items$1,644,0001,082
Extraordinary gains, net$012
Net income$1,644,0001,083
Minority interest net income$062
Net income of bank and minority interests.$1,644,0001,083
Net charge-offs$3,0002,735
Cash dividends$1,372,000577
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,644,0001,058
2015-12-31 (YTD Data)Rank
Total interest income$13,843,0001,789
Total interest expense$1,376,0001,908
Net interest income$12,467,0001,762
Provision for loan and lease losses$775,000995
Total noninterest income$2,706,0001,721
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,105,0001,126
Trading account gains and fees$0159
Additional Noninterest Income$1,601,0001,776
Total noninterest expense$8,056,0002,286
Salaries and employee benefits$4,498,0002,251
Premises and equipment expense$978,0002,208
Additional noninterest expense$2,580,0002,271
Pre-tax net operating income$6,342,0001,299
Securities gains (losses)$4,0002,883
Applicable income taxes$380,0002,461
Income before extraordinary items$5,966,0001,188
Extraordinary gains, net$023
Net income$5,966,0001,189
Minority interest net income$081
Net income of bank and minority interests.$5,966,0001,188
Net charge-offs$543,0001,099
Cash dividends$4,602,000710
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,962,2401,163
2015-09-30 (YTD Data)Rank
Total interest income$10,382,0001,805
Total interest expense$1,053,0001,892
Net interest income$9,329,0001,778
Provision for loan and lease losses$600,000892
Total noninterest income$2,023,0001,743
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$827,0001,130
Trading account gains and fees$0153
Additional Noninterest Income$1,196,0001,804
Total noninterest expense$5,876,0002,332
Salaries and employee benefits$3,265,0002,320
Premises and equipment expense$784,0002,138
Additional noninterest expense$1,827,0002,390
Pre-tax net operating income$4,876,0001,302
Securities gains (losses)$4,0002,687
Applicable income taxes$351,0002,335
Income before extraordinary items$4,529,0001,178
Extraordinary gains, net$021
Net income$4,529,0001,177
Minority interest net income$078
Net income of bank and minority interests.$4,529,0001,178
Net charge-offs$211,0001,501
Cash dividends$3,414,000650
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,525,2801,147
2015-06-30 (YTD Data)Rank
Total interest income$6,915,0001,808
Total interest expense$708,0001,879
Net interest income$6,207,0001,784
Provision for loan and lease losses$475,000804
Total noninterest income$1,354,0001,735
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$541,0001,132
Trading account gains and fees$0157
Additional Noninterest Income$813,0001,790
Total noninterest expense$3,821,0002,399
Salaries and employee benefits$2,110,0002,392
Premises and equipment expense$517,0002,166
Additional noninterest expense$1,194,0002,440
Pre-tax net operating income$3,265,0001,286
Securities gains (losses)$1,0002,511
Applicable income taxes$246,0002,283
Income before extraordinary items$3,020,0001,166
Extraordinary gains, net$022
Net income$3,020,0001,166
Minority interest net income$075
Net income of bank and minority interests.$3,020,0001,167
Net charge-offs$215,0001,145
Cash dividends$2,276,000633
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,019,0801,133
2015-03-31 (YTD Data)Rank
Total interest income$3,426,0001,821
Total interest expense$361,0001,864
Net interest income$3,065,0001,804
Provision for loan and lease losses$175,000986
Total noninterest income$680,0001,699
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$261,0001,153
Trading account gains and fees$0152
Additional Noninterest Income$419,0001,712
Total noninterest expense$1,931,0002,379
Salaries and employee benefits$1,072,0002,363
Premises and equipment expense$260,0002,179
Additional noninterest expense$599,0002,417
Pre-tax net operating income$1,639,0001,239
Securities gains (losses)$9,0001,518
Applicable income taxes$141,0002,149
Income before extraordinary items$1,507,0001,130
Extraordinary gains, net$013
Net income$1,507,0001,131
Minority interest net income$064
Net income of bank and minority interests.$1,507,0001,131
Net charge-offs$164,000828
Cash dividends$1,138,000592
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,498,8101,106
2014-12-31 (YTD Data)Rank
Total interest income$13,589,0001,847
Total interest expense$1,500,0001,882
Net interest income$12,089,0001,814
Provision for loan and lease losses$700,0001,131
Total noninterest income$2,485,0001,806
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,110,0001,188
Trading account gains and fees$0180
Additional Noninterest Income$1,375,0001,879
Total noninterest expense$7,921,0002,334
Salaries and employee benefits$4,470,0002,264
Premises and equipment expense$905,0002,434
Additional noninterest expense$2,546,0002,375
Pre-tax net operating income$5,953,0001,322
Securities gains (losses)$261,000669
Applicable income taxes$368,0002,475
Income before extraordinary items$5,846,0001,130
Extraordinary gains, net$017
Net income$5,846,0001,128
Minority interest net income$084
Net income of bank and minority interests.$5,846,0001,129
Net charge-offs$673,0001,198
Cash dividends$5,395,000566
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,600,6601,149
2014-09-30 (YTD Data)Rank
Total interest income$10,227,0001,845
Total interest expense$1,140,0001,892
Net interest income$9,087,0001,820
Provision for loan and lease losses$600,000986
Total noninterest income$1,888,0001,802
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$831,0001,194
Trading account gains and fees$0174
Additional Noninterest Income$1,057,0001,869
Total noninterest expense$5,746,0002,401
Salaries and employee benefits$3,216,0002,348
Premises and equipment expense$697,0002,403
Additional noninterest expense$1,833,0002,461
Pre-tax net operating income$4,629,0001,291
Securities gains (losses)$262,000522
Applicable income taxes$350,0002,320
Income before extraordinary items$4,541,0001,100
Extraordinary gains, net$015
Net income$4,541,0001,099
Minority interest net income$081
Net income of bank and minority interests.$4,541,0001,099
Net charge-offs$141,0002,354
Cash dividends$3,136,000649
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,297,3401,134
2014-06-30 (YTD Data)Rank
Total interest income$6,833,0001,836
Total interest expense$769,0001,902
Net interest income$6,064,0001,809
Provision for loan and lease losses$375,0001,053
Total noninterest income$1,226,0001,812
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$544,0001,194
Trading account gains and fees$0172
Additional Noninterest Income$682,0001,884
Total noninterest expense$3,785,0002,441
Salaries and employee benefits$2,077,0002,412
Premises and equipment expense$459,0002,446
Additional noninterest expense$1,249,0002,401
Pre-tax net operating income$3,130,0001,249
Securities gains (losses)$217,000461
Applicable income taxes$245,0002,218
Income before extraordinary items$3,102,0001,038
Extraordinary gains, net$020
Net income$3,102,0001,038
Minority interest net income$080
Net income of bank and minority interests.$3,102,0001,039
Net charge-offs$124,0001,995
Cash dividends$2,004,000638
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,900,1901,092
2014-03-31 (YTD Data)Rank
Total interest income$3,350,0001,865
Total interest expense$390,0001,908
Net interest income$2,960,0001,841
Provision for loan and lease losses$125,0001,415
Total noninterest income$585,0001,833
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$262,0001,216
Trading account gains and fees$0147
Additional Noninterest Income$323,0001,907
Total noninterest expense$1,943,0002,399
Salaries and employee benefits$1,099,0002,308
Premises and equipment expense$199,0002,764
Additional noninterest expense$645,0002,317
Pre-tax net operating income$1,477,0001,263
Securities gains (losses)$225,000259
Applicable income taxes$140,0002,061
Income before extraordinary items$1,562,000999
Extraordinary gains, net$016
Net income$1,562,000999
Minority interest net income$066
Net income of bank and minority interests.$1,562,0001,000
Net charge-offs$47,0001,917
Cash dividends$1,001,000599
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,355,0001,120
2013-12-31 (YTD Data)Rank
Total interest income$13,334,0001,876
Total interest expense$1,723,0001,947
Net interest income$11,611,0001,851
Provision for loan and lease losses$725,0001,440
Total noninterest income$2,384,0001,916
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,213,0001,142
Trading account gains and fees$0184
Additional Noninterest Income$1,171,0002,170
Total noninterest expense$7,342,0002,515
Salaries and employee benefits$3,985,0002,484
Premises and equipment expense$966,0002,308
Additional noninterest expense$2,391,0002,562
Pre-tax net operating income$5,928,0001,240
Securities gains (losses)$-207,0006,628
Applicable income taxes$358,0002,461
Income before extraordinary items$5,363,0001,153
Extraordinary gains, net$029
Net income$5,363,0001,155
Minority interest net income$090
Net income of bank and minority interests.$5,363,0001,156
Net charge-offs$691,0001,663
Cash dividends$3,732,000736
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,557,5801,088
2013-09-30 (YTD Data)Rank
Total interest income$9,976,0001,883
Total interest expense$1,311,0001,972
Net interest income$8,665,0001,859
Provision for loan and lease losses$575,0001,372
Total noninterest income$1,748,0001,987
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$915,0001,140
Trading account gains and fees$0180
Additional Noninterest Income$833,0002,303
Total noninterest expense$5,549,0002,505
Salaries and employee benefits$2,981,0002,499
Premises and equipment expense$768,0002,236
Additional noninterest expense$1,800,0002,541
Pre-tax net operating income$4,289,0001,310
Securities gains (losses)$19,0002,238
Applicable income taxes$313,0002,397
Income before extraordinary items$3,995,0001,166
Extraordinary gains, net$025
Net income$3,995,0001,166
Minority interest net income$084
Net income of bank and minority interests.$3,995,0001,167
Net charge-offs$366,0001,916
Cash dividends$2,733,000689
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,977,3301,137
2013-06-30 (YTD Data)Rank
Total interest income$6,648,0001,880
Total interest expense$879,0001,983
Net interest income$5,769,0001,852
Provision for loan and lease losses$350,0001,497
Total noninterest income$1,117,0002,075
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$603,0001,122
Trading account gains and fees$0157
Additional Noninterest Income$514,0002,442
Total noninterest expense$3,615,0002,569
Salaries and employee benefits$1,955,0002,545
Premises and equipment expense$501,0002,283
Additional noninterest expense$1,159,0002,620
Pre-tax net operating income$2,921,0001,272
Securities gains (losses)$11,0002,258
Applicable income taxes$208,0002,393
Income before extraordinary items$2,724,0001,123
Extraordinary gains, net$022
Net income$2,724,0001,124
Minority interest net income$082
Net income of bank and minority interests.$2,724,0001,125
Net charge-offs$209,0002,051
Cash dividends$1,812,000680
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,713,7701,089
2013-03-31 (YTD Data)Rank
Total interest income$3,297,0001,907
Total interest expense$444,0002,009
Net interest income$2,853,0001,872
Provision for loan and lease losses$125,0001,855
Total noninterest income$634,0001,888
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$292,0001,144
Trading account gains and fees$0148
Additional Noninterest Income$342,0002,044
Total noninterest expense$1,924,0002,455
Salaries and employee benefits$1,036,0002,448
Premises and equipment expense$250,0002,316
Additional noninterest expense$638,0002,408
Pre-tax net operating income$1,438,0001,268
Securities gains (losses)$01,966
Applicable income taxes$103,0002,376
Income before extraordinary items$1,335,0001,130
Extraordinary gains, net$010
Net income$1,335,0001,131
Minority interest net income$076
Net income of bank and minority interests.$1,335,0001,132
Net charge-offs$85,0002,023
Cash dividends$906,000602
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,335,0001,071
2012-12-31 (YTD Data)Rank
Total interest income$13,913,0001,896
Total interest expense$2,281,0001,909
Net interest income$11,632,0001,884
Provision for loan and lease losses$1,375,0001,410
Total noninterest income$2,240,0002,026
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,387,0001,029
Trading account gains and fees$0166
Additional Noninterest Income$853,0002,588
Total noninterest expense$7,314,0002,567
Salaries and employee benefits$3,906,0002,512
Premises and equipment expense$940,0002,382
Additional noninterest expense$2,468,0002,602
Pre-tax net operating income$5,183,0001,329
Securities gains (losses)$170,0001,834
Applicable income taxes$314,0002,616
Income before extraordinary items$5,039,0001,184
Extraordinary gains, net$029
Net income$5,039,0001,184
Minority interest net income$093
Net income of bank and minority interests.$5,039,0001,184
Net charge-offs$264,0003,461
Cash dividends$3,187,000832
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,879,2001,149
2012-09-30 (YTD Data)Rank
Total interest income$10,537,0001,902
Total interest expense$1,819,0001,872
Net interest income$8,718,0001,904
Provision for loan and lease losses$1,125,0001,307
Total noninterest income$1,800,0001,923
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$928,0001,150
Trading account gains and fees$0157
Additional Noninterest Income$872,0002,172
Total noninterest expense$5,544,0002,543
Salaries and employee benefits$2,938,0002,508
Premises and equipment expense$813,0002,139
Additional noninterest expense$1,793,0002,684
Pre-tax net operating income$3,849,0001,372
Securities gains (losses)$170,0001,564
Applicable income taxes$316,0002,410
Income before extraordinary items$3,703,0001,213
Extraordinary gains, net$020
Net income$3,703,0001,214
Minority interest net income$086
Net income of bank and minority interests.$3,703,0001,214
Net charge-offs$211,0003,243
Cash dividends$2,281,000699
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,546,6001,202
2012-06-30 (YTD Data)Rank
Total interest income$7,065,0001,899
Total interest expense$1,242,0001,892
Net interest income$5,823,0001,900
Provision for loan and lease losses$775,0001,318
Total noninterest income$1,177,0001,937
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$614,0001,147
Trading account gains and fees$0153
Additional Noninterest Income$563,0002,175
Total noninterest expense$3,607,0002,619
Salaries and employee benefits$1,913,0002,573
Premises and equipment expense$544,0002,123
Additional noninterest expense$1,150,0002,792
Pre-tax net operating income$2,618,0001,350
Securities gains (losses)$95,0001,637
Applicable income taxes$211,0002,399
Income before extraordinary items$2,502,0001,202
Extraordinary gains, net$019
Net income$2,502,0001,203
Minority interest net income$084
Net income of bank and minority interests.$2,502,0001,202
Net charge-offs$199,0002,757
Cash dividends$1,366,000748
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,414,6001,166
2012-03-31 (YTD Data)Rank
Total interest income$3,496,0001,940
Total interest expense$631,0001,947
Net interest income$2,865,0001,936
Provision for loan and lease losses$350,0001,357
Total noninterest income$634,0001,837
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$303,0001,163
Trading account gains and fees$0148
Additional Noninterest Income$331,0001,976
Total noninterest expense$1,930,0002,450
Salaries and employee benefits$1,019,0002,433
Premises and equipment expense$283,0002,074
Additional noninterest expense$628,0002,541
Pre-tax net operating income$1,219,0001,423
Securities gains (losses)$02,210
Applicable income taxes$63,0002,854
Income before extraordinary items$1,156,0001,252
Extraordinary gains, net$019
Net income$1,156,0001,253
Minority interest net income$078
Net income of bank and minority interests.$1,156,0001,253
Net charge-offs$185,0001,920
Cash dividends$682,000682
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,156,0001,188
2011-12-31 (YTD Data)Rank
Total interest income$13,927,0002,012
Total interest expense$2,857,0002,045
Net interest income$11,070,0001,974
Provision for loan and lease losses$1,300,0002,049
Total noninterest income$1,623,0002,329
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,095,0001,358
Trading account gains and fees$0146
Additional Noninterest Income$528,0003,039
Total noninterest expense$6,931,0002,685
Salaries and employee benefits$3,701,0002,599
Premises and equipment expense$930,0002,560
Additional noninterest expense$2,300,0002,764
Pre-tax net operating income$4,462,0001,309
Securities gains (losses)$201,0001,452
Applicable income taxes$284,0002,591
Income before extraordinary items$4,379,0001,146
Extraordinary gains, net$029
Net income$4,379,0001,146
Minority interest net income$096
Net income of bank and minority interests.$4,379,0001,146
Net charge-offs$1,303,0002,055
Cash dividends$2,721,000718
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,190,0601,132
2011-09-30 (YTD Data)Rank
Total interest income$10,520,0002,024
Total interest expense$2,210,0002,069
Net interest income$8,310,0001,980
Provision for loan and lease losses$1,000,0001,957
Total noninterest income$1,537,0001,961
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$783,0001,429
Trading account gains and fees$0145
Additional Noninterest Income$754,0002,125
Total noninterest expense$5,446,0002,581
Salaries and employee benefits$2,782,0002,587
Premises and equipment expense$748,0002,434
Additional noninterest expense$1,916,0002,559
Pre-tax net operating income$3,401,0001,326
Securities gains (losses)$201,0001,214
Applicable income taxes$261,0002,412
Income before extraordinary items$3,341,0001,142
Extraordinary gains, net$021
Net income$3,341,0001,142
Minority interest net income$087
Net income of bank and minority interests.$3,341,0001,142
Net charge-offs$895,0002,018
Cash dividends$2,037,000629
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,154,0701,156
2011-06-30 (YTD Data)Rank
Total interest income$6,963,0002,046
Total interest expense$1,524,0002,078
Net interest income$5,439,0002,025
Provision for loan and lease losses$600,0002,044
Total noninterest income$962,0002,049
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$512,0001,430
Trading account gains and fees$0153
Additional Noninterest Income$450,0002,259
Total noninterest expense$3,472,0002,706
Salaries and employee benefits$1,805,0002,685
Premises and equipment expense$482,0002,524
Additional noninterest expense$1,185,0002,764
Pre-tax net operating income$2,329,0001,272
Securities gains (losses)$-35,0007,194
Applicable income taxes$159,0002,447
Income before extraordinary items$2,135,0001,163
Extraordinary gains, net$015
Net income$2,135,0001,163
Minority interest net income$089
Net income of bank and minority interests.$2,135,0001,163
Net charge-offs$898,0001,566
Cash dividends$1,354,000624
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,167,5501,102
2011-03-31 (YTD Data)Rank
Total interest income$3,420,0002,088
Total interest expense$784,0002,099
Net interest income$2,636,0002,067
Provision for loan and lease losses$200,0002,421
Total noninterest income$485,0002,035
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$253,0001,415
Trading account gains and fees$0158
Additional Noninterest Income$232,0002,265
Total noninterest expense$1,812,0002,623
Salaries and employee benefits$856,0002,828
Premises and equipment expense$252,0002,480
Additional noninterest expense$704,0002,362
Pre-tax net operating income$1,109,0001,310
Securities gains (losses)$-127,0007,425
Applicable income taxes$81,0002,406
Income before extraordinary items$901,0001,341
Extraordinary gains, net$09
Net income$901,0001,341
Minority interest net income$086
Net income of bank and minority interests.$901,0001,341
Net charge-offs$279,0001,819
Cash dividends$671,000566
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,017,8401,177
2010-12-31 (YTD Data)Rank
Total interest income$14,140,0002,130
Total interest expense$3,694,0002,144
Net interest income$10,446,0002,089
Provision for loan and lease losses$1,450,0002,513
Total noninterest income$1,919,0002,130
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,099,0001,387
Trading account gains and fees$0175
Additional Noninterest Income$820,0002,463
Total noninterest expense$6,687,0002,833
Salaries and employee benefits$3,478,0002,750
Premises and equipment expense$842,0002,865
Additional noninterest expense$2,367,0002,800
Pre-tax net operating income$4,228,0001,206
Securities gains (losses)$329,0001,181
Applicable income taxes$295,0002,373
Income before extraordinary items$4,262,0001,016
Extraordinary gains, net$029
Net income$4,262,0001,018
Minority interest net income$0111
Net income of bank and minority interests.$4,262,0001,019
Net charge-offs$511,0003,627
Cash dividends$1,901,000862
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,952,7401,047
2010-09-30 (YTD Data)Rank
Total interest income$10,667,0002,171
Total interest expense$2,848,0002,181
Net interest income$7,819,0002,116
Provision for loan and lease losses$1,150,0002,317
Total noninterest income$1,552,0002,038
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$837,0001,401
Trading account gains and fees$0165
Additional Noninterest Income$715,0002,230
Total noninterest expense$5,010,0002,832
Salaries and employee benefits$2,602,0002,753
Premises and equipment expense$734,0002,561
Additional noninterest expense$1,674,0002,911
Pre-tax net operating income$3,211,0001,235
Securities gains (losses)$301,0001,079
Applicable income taxes$204,0002,536
Income before extraordinary items$3,308,0001,040
Extraordinary gains, net$023
Net income$3,308,0001,043
Minority interest net income$0110
Net income of bank and minority interests.$3,308,0001,043
Net charge-offs$174,0004,366
Cash dividends$1,356,000814
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,025,0601,075
2010-06-30 (YTD Data)Rank
Total interest income$7,030,0002,226
Total interest expense$1,912,0002,249
Net interest income$5,118,0002,160
Provision for loan and lease losses$750,0002,275
Total noninterest income$1,067,0001,960
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$565,0001,387
Trading account gains and fees$0152
Additional Noninterest Income$502,0002,089
Total noninterest expense$3,213,0002,938
Salaries and employee benefits$1,677,0002,843
Premises and equipment expense$483,0002,600
Additional noninterest expense$1,053,0003,058
Pre-tax net operating income$2,222,0001,184
Securities gains (losses)$92,0001,472
Applicable income taxes$135,0002,511
Income before extraordinary items$2,179,0001,037
Extraordinary gains, net$019
Net income$2,179,0001,038
Minority interest net income$0105
Net income of bank and minority interests.$2,179,0001,038
Net charge-offs$23,0005,442
Cash dividends$904,000795
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,092,5201,035
2010-03-31 (YTD Data)Rank
Total interest income$3,444,0002,328
Total interest expense$961,0002,332
Net interest income$2,483,0002,263
Provision for loan and lease losses$400,0002,061
Total noninterest income$549,0001,891
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$276,0001,421
Trading account gains and fees$0175
Additional Noninterest Income$273,0001,964
Total noninterest expense$1,589,0002,991
Salaries and employee benefits$776,0003,088
Premises and equipment expense$234,0002,730
Additional noninterest expense$579,0002,795
Pre-tax net operating income$1,043,0001,258
Securities gains (losses)$02,284
Applicable income taxes$69,0002,480
Income before extraordinary items$974,0001,115
Extraordinary gains, net$016
Net income$974,0001,115
Minority interest net income$091
Net income of bank and minority interests.$974,0001,117
Net charge-offs$21,0004,393
Cash dividends$452,000749
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$974,0001,080
2009-12-31 (YTD Data)Rank
Total interest income$13,794,0002,427
Total interest expense$4,372,0002,538
Net interest income$9,422,0002,314
Provision for loan and lease losses$1,721,0002,687
Total noninterest income$1,918,0002,182
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,140,0001,494
Trading account gains and fees$0211
Additional Noninterest Income$778,0002,502
Total noninterest expense$6,157,0003,118
Salaries and employee benefits$3,168,0003,028
Premises and equipment expense$870,0002,905
Additional noninterest expense$2,119,0003,170
Pre-tax net operating income$3,462,0001,168
Securities gains (losses)$-30,0007,103
Applicable income taxes$212,0002,330
Income before extraordinary items$3,220,0001,047
Extraordinary gains, net$034
Net income$3,220,0001,044
Minority interest net income$0115
Net income of bank and minority interests.$3,220,0001,046
Net charge-offs$1,694,0002,235
Cash dividends$2,166,000839
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,248,2001,035
2009-09-30 (YTD Data)Rank
Total interest income$10,391,0002,442
Total interest expense$3,354,0002,606
Net interest income$7,037,0002,324
Provision for loan and lease losses$1,160,0002,557
Total noninterest income$1,413,0002,262
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$844,0001,517
Trading account gains and fees$0212
Additional Noninterest Income$569,0002,598
Total noninterest expense$4,552,0003,155
Salaries and employee benefits$2,261,0003,188
Premises and equipment expense$789,0002,502
Additional noninterest expense$1,502,0003,280
Pre-tax net operating income$2,738,0001,184
Securities gains (losses)$-30,0007,319
Applicable income taxes$215,0002,257
Income before extraordinary items$2,493,0001,092
Extraordinary gains, net$027
Net income$2,493,0001,091
Minority interest net income$0118
Net income of bank and minority interests.$2,493,0001,092
Net charge-offs$1,292,0001,929
Cash dividends$1,714,000750
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,520,6001,069
2009-06-30 (YTD Data)Rank
Total interest income$6,913,0002,489
Total interest expense$2,290,0002,654
Net interest income$4,623,0002,357
Provision for loan and lease losses$610,0002,671
Total noninterest income$933,0002,291
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$543,0001,542
Trading account gains and fees$0193
Additional Noninterest Income$390,0002,591
Total noninterest expense$3,131,0003,108
Salaries and employee benefits$1,553,0003,146
Premises and equipment expense$535,0002,496
Additional noninterest expense$1,043,0003,190
Pre-tax net operating income$1,815,0001,263
Securities gains (losses)$-74,0007,643
Applicable income taxes$142,0002,325
Income before extraordinary items$1,599,0001,183
Extraordinary gains, net$021
Net income$1,599,0001,181
Minority interest net income$0112
Net income of bank and minority interests.$1,599,0001,182
Net charge-offs$754,0001,903
Cash dividends$903,0001,016
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,667,0801,098
2009-03-31 (YTD Data)Rank
Total interest income$3,439,0002,529
Total interest expense$1,174,0002,677
Net interest income$2,265,0002,392
Provision for loan and lease losses$285,0002,407
Total noninterest income$478,0002,210
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$260,0001,561
Trading account gains and fees$0171
Additional Noninterest Income$218,0002,392
Total noninterest expense$1,479,0003,179
Salaries and employee benefits$756,0003,251
Premises and equipment expense$283,0002,421
Additional noninterest expense$440,0003,325
Pre-tax net operating income$979,0001,314
Securities gains (losses)$45,0001,345
Applicable income taxes$76,0002,457
Income before extraordinary items$948,0001,146
Extraordinary gains, net$015
Net income$948,0001,148
Minority interest net income$0102
Net income of bank and minority interests.$948,0001,148
Net charge-offs$672,0001,175
Cash dividends$452,000972
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$906,1501,120
2008-12-31 (YTD Data)Rank
Total interest income$13,977,0002,647
Total interest expense$5,525,0002,711
Net interest income$8,452,0002,565
Provision for loan and lease losses$350,0004,356
Total noninterest income$2,076,0002,083
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,140,0001,568
Trading account gains and fees$0154
Additional Noninterest Income$936,0002,224
Total noninterest expense$6,231,0002,966
Salaries and employee benefits$3,040,0003,214
Premises and equipment expense$759,0003,310
Additional noninterest expense$2,432,0002,406
Pre-tax net operating income$3,947,0001,381
Securities gains (losses)$85,0001,250
Applicable income taxes$229,0002,684
Income before extraordinary items$3,803,0001,089
Extraordinary gains, net$039
Net income$3,803,0001,088
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0004,805
Cash dividends$1,805,0001,479
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,723,1001,176
2008-09-30 (YTD Data)Rank
Total interest income$10,516,0002,687
Total interest expense$4,283,0002,729
Net interest income$6,233,0002,639
Provision for loan and lease losses$125,0004,866
Total noninterest income$1,423,0002,293
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$869,0001,554
Trading account gains and fees$0148
Additional Noninterest Income$554,0002,652
Total noninterest expense$4,225,0003,238
Salaries and employee benefits$2,330,0003,184
Premises and equipment expense$719,0002,734
Additional noninterest expense$1,176,0003,444
Pre-tax net operating income$3,306,0001,479
Securities gains (losses)$-4,0007,251
Applicable income taxes$234,0002,745
Income before extraordinary items$3,068,0001,206
Extraordinary gains, net$031
Net income$3,068,0001,205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0004,182
Cash dividends$1,353,0001,429
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,071,7201,274
2008-06-30 (YTD Data)Rank
Total interest income$7,055,0002,700
Total interest expense$2,973,0002,733
Net interest income$4,082,0002,663
Provision for loan and lease losses$50,0005,164
Total noninterest income$1,077,0002,122
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$562,0001,570
Trading account gains and fees$0149
Additional Noninterest Income$515,0002,200
Total noninterest expense$3,017,0003,039
Salaries and employee benefits$1,596,0003,154
Premises and equipment expense$488,0002,699
Additional noninterest expense$933,0002,916
Pre-tax net operating income$2,092,0001,624
Securities gains (losses)$-4,0008,032
Applicable income taxes$170,0002,873
Income before extraordinary items$1,918,0001,445
Extraordinary gains, net$021
Net income$1,918,0001,446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0004,644
Cash dividends$903,0001,544
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,921,6801,412
2008-03-31 (YTD Data)Rank
Total interest income$3,566,0002,739
Total interest expense$1,581,0002,743
Net interest income$1,985,0002,719
Provision for loan and lease losses$06,080
Total noninterest income$519,0002,182
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$318,0001,378
Trading account gains and fees$0158
Additional Noninterest Income$201,0002,570
Total noninterest expense$1,445,0003,171
Salaries and employee benefits$745,0003,371
Premises and equipment expense$232,0002,828
Additional noninterest expense$468,0002,874
Pre-tax net operating income$1,059,0001,691
Securities gains (losses)$18,0001,652
Applicable income taxes$90,0002,924
Income before extraordinary items$987,0001,516
Extraordinary gains, net$015
Net income$987,0001,519
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0003,329
Cash dividends$903,000821
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$970,4401,486
2007-12-31 (YTD Data)Rank
Total interest income$13,351,0002,977
Total interest expense$5,954,0003,017
Net interest income$7,397,0002,950
Provision for loan and lease losses$405,0002,674
Total noninterest income$2,129,0002,126
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,187,0001,510
Trading account gains and fees$0178
Additional Noninterest Income$942,0002,299
Total noninterest expense$5,231,0003,332
Salaries and employee benefits$2,964,0003,250
Premises and equipment expense$644,0003,661
Additional noninterest expense$1,623,0003,204
Pre-tax net operating income$3,890,0002,028
Securities gains (losses)$02,146
Applicable income taxes$220,0003,751
Income before extraordinary items$3,670,0001,721
Extraordinary gains, net$039
Net income$3,670,0001,720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0004,829
Cash dividends$1,897,0001,682
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,670,0001,712
2007-09-30 (YTD Data)Rank
Total interest income$9,839,0003,028
Total interest expense$4,264,0003,140
Net interest income$5,575,0002,935
Provision for loan and lease losses$180,0003,151
Total noninterest income$1,616,0002,108
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$865,0001,524
Trading account gains and fees$0184
Additional Noninterest Income$751,0002,206
Total noninterest expense$3,932,0003,290
Salaries and employee benefits$2,200,0003,268
Premises and equipment expense$576,0003,169
Additional noninterest expense$1,156,0003,290
Pre-tax net operating income$3,079,0002,055
Securities gains (losses)$01,655
Applicable income taxes$180,0003,840
Income before extraordinary items$2,899,0001,744
Extraordinary gains, net$033
Net income$2,899,0001,743
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0004,450
Cash dividends$1,896,0001,284
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,899,0001,731
2007-06-30 (YTD Data)Rank
Total interest income$6,361,0003,128
Total interest expense$2,731,0003,230
Net interest income$3,630,0003,030
Provision for loan and lease losses$80,0003,654
Total noninterest income$1,058,0002,155
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$537,0001,646
Trading account gains and fees$0168
Additional Noninterest Income$521,0002,191
Total noninterest expense$2,594,0003,354
Salaries and employee benefits$1,499,0003,243
Premises and equipment expense$355,0003,398
Additional noninterest expense$740,0003,393
Pre-tax net operating income$2,014,0002,147
Securities gains (losses)$01,444
Applicable income taxes$120,0003,926
Income before extraordinary items$1,894,0001,827
Extraordinary gains, net$029
Net income$1,894,0001,827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,011
Cash dividends$902,0001,664
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,894,0001,811
2007-03-31 (YTD Data)Rank
Total interest income$3,129,0003,164
Total interest expense$1,299,0003,323
Net interest income$1,830,0002,999
Provision for loan and lease losses$55,0002,982
Total noninterest income$534,0002,124
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$261,0001,649
Trading account gains and fees$0195
Additional Noninterest Income$273,0002,093
Total noninterest expense$1,267,0003,423
Salaries and employee benefits$714,0003,401
Premises and equipment expense$172,0003,510
Additional noninterest expense$381,0003,303
Pre-tax net operating income$1,042,0002,093
Securities gains (losses)$01,187
Applicable income taxes$60,0003,913
Income before extraordinary items$982,0001,741
Extraordinary gains, net$022
Net income$982,0001,741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,606
Cash dividends$902,000880
Sale, conversion, retirement of capital stock, net$0885
Net operating income$982,0001,728
2006-12-31 (YTD Data)Rank
Total interest income$10,775,0003,383
Total interest expense$4,277,0003,425
Net interest income$6,498,0003,314
Provision for loan and lease losses$335,0002,587
Total noninterest income$1,854,0002,349
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$958,0001,815
Trading account gains and fees$0130
Additional Noninterest Income$896,0002,398
Total noninterest expense$4,655,0003,542
Salaries and employee benefits$2,668,0003,451
Premises and equipment expense$650,0003,540
Additional noninterest expense$1,337,0003,617
Pre-tax net operating income$3,362,0002,568
Securities gains (losses)$01,687
Applicable income taxes$210,0004,246
Income before extraordinary items$3,152,0002,190
Extraordinary gains, net$-132,0008,656
Net income$3,020,0002,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0004,325
Cash dividends$724,0003,144
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,152,0002,180
2006-09-30 (YTD Data)Rank
Total interest income$7,839,0003,434
Total interest expense$3,049,0003,466
Net interest income$4,790,0003,384
Provision for loan and lease losses$235,0002,541
Total noninterest income$1,286,0002,485
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$612,0002,088
Trading account gains and fees$0126
Additional Noninterest Income$674,0002,371
Total noninterest expense$3,431,0003,592
Salaries and employee benefits$1,923,0003,548
Premises and equipment expense$545,0003,243
Additional noninterest expense$963,0003,716
Pre-tax net operating income$2,410,0002,740
Securities gains (losses)$01,388
Applicable income taxes$110,0004,832
Income before extraordinary items$2,300,0002,306
Extraordinary gains, net$-221,0008,736
Net income$2,079,0002,484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0003,885
Cash dividends$713,0002,411
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,300,0002,292
2006-06-30 (YTD Data)Rank
Total interest income$5,028,0003,485
Total interest expense$1,950,0003,454
Net interest income$3,078,0003,478
Provision for loan and lease losses$155,0002,524
Total noninterest income$880,0002,433
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$414,0002,043
Trading account gains and fees$0126
Additional Noninterest Income$466,0002,318
Total noninterest expense$2,371,0003,483
Salaries and employee benefits$1,304,0003,518
Premises and equipment expense$371,0003,174
Additional noninterest expense$696,0003,501
Pre-tax net operating income$1,432,0002,970
Securities gains (losses)$01,185
Applicable income taxes$70,0004,919
Income before extraordinary items$1,362,0002,528
Extraordinary gains, net$-221,0008,770
Net income$1,141,0002,900
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0003,393
Cash dividends$487,0002,441
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,362,0002,508
2006-03-31 (YTD Data)Rank
Total interest income$2,360,0003,592
Total interest expense$918,0003,485
Net interest income$1,442,0003,649
Provision for loan and lease losses$75,0002,394
Total noninterest income$444,0002,372
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$207,0001,988
Trading account gains and fees$0115
Additional Noninterest Income$237,0002,260
Total noninterest expense$1,194,0003,487
Salaries and employee benefits$606,0003,737
Premises and equipment expense$177,0003,309
Additional noninterest expense$411,0003,045
Pre-tax net operating income$617,0003,243
Securities gains (losses)$0955
Applicable income taxes$30,0005,017
Income before extraordinary items$587,0002,790
Extraordinary gains, net$-221,0008,784
Net income$366,0003,901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,110
Cash dividends$487,0001,411
Sale, conversion, retirement of capital stock, net$0648
Net operating income$587,0002,774
2005-12-31 (YTD Data)Rank
Total interest income$7,720,0003,854
Total interest expense$2,737,0003,579
Net interest income$4,983,0003,961
Provision for loan and lease losses$290,0002,925
Total noninterest income$1,499,0002,693
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$772,0002,171
Trading account gains and fees$0138
Additional Noninterest Income$727,0002,699
Total noninterest expense$3,970,0003,887
Salaries and employee benefits$2,199,0003,845
Premises and equipment expense$622,0003,549
Additional noninterest expense$1,149,0003,993
Pre-tax net operating income$2,222,0003,432
Securities gains (losses)$-25,0007,924
Applicable income taxes$705,0002,800
Income before extraordinary items$1,492,0003,797
Extraordinary gains, net$046
Net income$1,492,0003,798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0004,162
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,509,0003,741
2005-09-30 (YTD Data)Rank
Total interest income$5,507,0003,953
Total interest expense$1,894,0003,651
Net interest income$3,613,0004,064
Provision for loan and lease losses$265,0002,443
Total noninterest income$1,083,0002,751
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$652,0001,964
Trading account gains and fees$0126
Additional Noninterest Income$431,0003,148
Total noninterest expense$2,947,0003,883
Salaries and employee benefits$1,616,0003,884
Premises and equipment expense$491,0003,406
Additional noninterest expense$840,0004,032
Pre-tax net operating income$1,484,0003,779
Securities gains (losses)$-3,0007,524
Applicable income taxes$535,0002,823
Income before extraordinary items$946,0004,325
Extraordinary gains, net$035
Net income$946,0004,325
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0003,700
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$947,9204,264
2005-06-30 (YTD Data)Rank
Total interest income$3,487,0004,047
Total interest expense$1,170,0003,688
Net interest income$2,317,0004,157
Provision for loan and lease losses$80,0003,732
Total noninterest income$696,0002,784
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$413,0002,017
Trading account gains and fees$0116
Additional Noninterest Income$283,0003,172
Total noninterest expense$1,955,0003,880
Salaries and employee benefits$1,081,0003,857
Premises and equipment expense$324,0003,400
Additional noninterest expense$550,0004,065
Pre-tax net operating income$978,0003,776
Securities gains (losses)$-3,0007,812
Applicable income taxes$305,0003,080
Income before extraordinary items$670,0004,113
Extraordinary gains, net$030
Net income$670,0004,114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,591
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$672,0704,047
2005-03-31 (YTD Data)Rank
Total interest income$1,643,0004,195
Total interest expense$550,0003,761
Net interest income$1,093,0004,337
Provision for loan and lease losses$06,226
Total noninterest income$339,0002,788
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$185,0002,151
Trading account gains and fees$0115
Additional Noninterest Income$154,0002,929
Total noninterest expense$984,0003,893
Salaries and employee benefits$481,0004,218
Premises and equipment expense$199,0002,893
Additional noninterest expense$304,0003,761
Pre-tax net operating income$448,0003,973
Securities gains (losses)$01,685
Applicable income taxes$143,0003,181
Income before extraordinary items$305,0004,327
Extraordinary gains, net$024
Net income$305,0004,328
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,779
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$305,0004,283
2004-12-31 (YTD Data)Rank
Total interest income$5,795,0004,371
Total interest expense$1,842,0003,899
Net interest income$3,953,0004,515
Provision for loan and lease losses$147,0004,307
Total noninterest income$733,0004,281
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$562,0002,851
Trading account gains and fees$0138
Additional Noninterest Income$171,0005,432
Total noninterest expense$2,990,0004,666
Salaries and employee benefits$1,630,0004,674
Premises and equipment expense$535,0003,877
Additional noninterest expense$825,0004,989
Pre-tax net operating income$1,549,0004,167
Securities gains (losses)$03,819
Applicable income taxes$533,0003,242
Income before extraordinary items$1,016,0004,653
Extraordinary gains, net$034
Net income$1,016,0004,654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0005,046
Cash dividends$226,0004,721
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,016,0004,587
2004-09-30 (YTD Data)Rank
Total interest income$4,250,0004,415
Total interest expense$1,320,0004,006
Net interest income$2,930,0004,554
Provision for loan and lease losses$50,0005,368
Total noninterest income$475,0004,675
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$394,0003,045
Trading account gains and fees$0134
Additional Noninterest Income$81,0006,288
Total noninterest expense$2,098,0004,845
Salaries and employee benefits$1,170,0004,761
Premises and equipment expense$393,0003,928
Additional noninterest expense$535,0005,428
Pre-tax net operating income$1,257,0004,035
Securities gains (losses)$03,710
Applicable income taxes$441,0003,123
Income before extraordinary items$816,0004,578
Extraordinary gains, net$026
Net income$816,0004,578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0005,128
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$816,0004,491
2004-06-30 (YTD Data)Rank
Total interest income$2,749,0004,523
Total interest expense$834,0004,152
Net interest income$1,915,0004,614
Provision for loan and lease losses$50,0004,677
Total noninterest income$310,0004,745
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$241,0003,226
Trading account gains and fees$0130
Additional Noninterest Income$69,0005,871
Total noninterest expense$1,414,0004,843
Salaries and employee benefits$752,0004,912
Premises and equipment expense$264,0003,904
Additional noninterest expense$398,0005,080
Pre-tax net operating income$761,0004,238
Securities gains (losses)$03,413
Applicable income taxes$282,0003,185
Income before extraordinary items$479,0004,845
Extraordinary gains, net$021
Net income$479,0004,846
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0004,091
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$479,0004,761
2004-03-31 (YTD Data)Rank
Total interest income$1,305,0004,710
Total interest expense$399,0004,347
Net interest income$906,0004,802
Provision for loan and lease losses$06,501
Total noninterest income$129,0005,144
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$105,0003,460
Trading account gains and fees$0121
Additional Noninterest Income$24,0006,514
Total noninterest expense$695,0004,950
Salaries and employee benefits$364,0005,051
Premises and equipment expense$128,0004,030
Additional noninterest expense$203,0005,026
Pre-tax net operating income$340,0004,516
Securities gains (losses)$02,934
Applicable income taxes$80,0004,142
Income before extraordinary items$260,0004,646
Extraordinary gains, net$016
Net income$260,0004,646
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0002,675
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$260,0004,518
2003-12-31 (YTD Data)Rank
Total interest income$4,720,0005,091
Total interest expense$1,523,0004,820
Net interest income$3,197,0005,101
Provision for loan and lease losses$427,0002,454
Total noninterest income$320,0006,457
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$205,0005,217
Trading account gains and fees$0160
Additional Noninterest Income$115,0006,296
Total noninterest expense$2,575,0005,115
Salaries and employee benefits$1,414,0005,055
Premises and equipment expense$470,0004,250
Additional noninterest expense$691,0005,541
Pre-tax net operating income$515,0006,623
Securities gains (losses)$83,0002,060
Applicable income taxes$07,459
Income before extraordinary items$598,0005,960
Extraordinary gains, net$054
Net income$598,0005,964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,397
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$515,0006,123
2003-09-30 (YTD Data)Rank
Total interest income$3,404,0005,269
Total interest expense$1,136,0004,972
Net interest income$2,268,0005,294
Provision for loan and lease losses$231,0003,011
Total noninterest income$175,0007,123
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$158,0005,187
Trading account gains and fees$0153
Additional Noninterest Income$17,0008,372
Total noninterest expense$1,804,0005,320
Salaries and employee benefits$969,0005,361
Premises and equipment expense$300,0004,713
Additional noninterest expense$535,0005,417
Pre-tax net operating income$408,0006,682
Securities gains (losses)$106,0001,693
Applicable income taxes$07,524
Income before extraordinary items$514,0005,786
Extraordinary gains, net$040
Net income$514,0005,787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,822
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$408,0006,126
2003-06-30 (YTD Data)Rank
Total interest income$2,161,0005,480
Total interest expense$762,0005,083
Net interest income$1,399,0005,559
Provision for loan and lease losses$144,0003,199
Total noninterest income$106,0007,290
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$100,0005,280
Trading account gains and fees$0150
Additional Noninterest Income$6,0008,732
Total noninterest expense$1,156,0005,469
Salaries and employee benefits$621,0005,504
Premises and equipment expense$224,0004,388
Additional noninterest expense$311,0005,860
Pre-tax net operating income$205,0007,171
Securities gains (losses)$115,0001,399
Applicable income taxes$07,529
Income before extraordinary items$320,0005,964
Extraordinary gains, net$030
Net income$320,0005,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,006
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$205,0006,725
2003-03-31 (YTD Data)Rank
Total interest income$1,043,0005,628
Total interest expense$377,0005,207
Net interest income$666,0005,696
Provision for loan and lease losses$70,0003,059
Total noninterest income$54,0007,230
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$54,0005,010
Trading account gains and fees$0134
Additional Noninterest Income$09,145
Total noninterest expense$598,0005,349
Salaries and employee benefits$330,0005,297
Premises and equipment expense$101,0004,667
Additional noninterest expense$167,0005,597
Pre-tax net operating income$52,0007,969
Securities gains (losses)$74,0001,165
Applicable income taxes$07,403
Income before extraordinary items$126,0006,447
Extraordinary gains, net$021
Net income$126,0006,446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$52,0007,696
2002-12-31 (YTD Data)Rank
Total interest income$3,041,0006,816
Total interest expense$1,138,0006,572
Net interest income$1,903,0006,786
Provision for loan and lease losses$329,0003,260
Total noninterest income$133,0008,026
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$114,0006,335
Trading account gains and fees$0153
Additional Noninterest Income$19,0008,582
Total noninterest expense$1,762,0006,329
Salaries and employee benefits$956,0006,294
Premises and equipment expense$336,0005,215
Additional noninterest expense$470,0006,681
Pre-tax net operating income$-55,0008,714
Securities gains (losses)$43,0002,542
Applicable income taxes$07,681
Income before extraordinary items$-12,0008,747
Extraordinary gains, net$070
Net income$-12,0008,748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0006,742
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$277,000546
Net operating income$-55,0008,732
2001-12-31 (YTD Data)Rank
Total interest income$424,0009,458
Total interest expense$169,0009,411
Net interest income$255,0009,455
Provision for loan and lease losses$155,0004,704
Total noninterest income$9,0009,484
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$9,0008,267
Trading account gains and fees$0177
Additional Noninterest Income$09,480
Total noninterest expense$723,0008,623
Salaries and employee benefits$330,0008,930
Premises and equipment expense$100,0008,307
Additional noninterest expense$293,0007,916
Pre-tax net operating income$-614,0009,214
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$-614,0009,285
Extraordinary gains, net$0105
Net income$-614,0009,286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$8,755,00087
Net operating income$-614,0009,250

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.