Home > First Community Bank of America > Income and Expense
First Community Bank of America, Income and Expense
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,677,000 | 1,559 |
| Total interest expense | $1,272,000 | 1,336 |
| Net interest income | $3,405,000 | 1,644 |
| Provision for loan and lease losses | $3,060,000 | 358 |
| Total noninterest income | $432,000 | 2,228 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 4,251 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $379,000 | 1,628 |
| Total noninterest expense | $3,798,000 | 1,314 |
| Salaries and employee benefits | $1,261,000 | 1,944 |
| Premises and equipment expense | $779,000 | 844 |
| Additional noninterest expense | $1,758,000 | 1,009 |
| Pre-tax net operating income | $-3,021,000 | 7,456 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-3,021,000 | 7,453 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-3,021,000 | 7,452 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-3,021,000 | 7,453 |
| Net charge-offs | $5,795,000 | 241 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-3,021,000 | 7,454 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $22,172,000 | 1,383 |
| Total interest expense | $7,953,000 | 1,043 |
| Net interest income | $14,219,000 | 1,572 |
| Provision for loan and lease losses | $16,599,000 | 441 |
| Total noninterest income | $1,536,000 | 2,474 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,536,000 | 1,675 |
| Total noninterest expense | $13,702,000 | 1,444 |
| Salaries and employee benefits | $5,564,000 | 1,743 |
| Premises and equipment expense | $3,380,000 | 756 |
| Additional noninterest expense | $4,758,000 | 1,514 |
| Pre-tax net operating income | $-14,546,000 | 7,445 |
| Securities gains (losses) | $1,005,000 | 486 |
| Applicable income taxes | $4,604,000 | 387 |
| Income before extraordinary items | $-18,145,000 | 7,507 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-18,145,000 | 7,507 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-18,145,000 | 7,507 |
| Net charge-offs | $12,314,000 | 512 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-19,150,000 | 7,508 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $16,932,000 | 1,383 |
| Total interest expense | $6,308,000 | 1,032 |
| Net interest income | $10,624,000 | 1,594 |
| Provision for loan and lease losses | $16,149,000 | 333 |
| Total noninterest income | $1,248,000 | 2,371 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,248,000 | 1,548 |
| Total noninterest expense | $9,632,000 | 1,538 |
| Salaries and employee benefits | $4,396,000 | 1,664 |
| Premises and equipment expense | $2,657,000 | 735 |
| Additional noninterest expense | $2,579,000 | 2,006 |
| Pre-tax net operating income | $-13,909,000 | 7,613 |
| Securities gains (losses) | $1,015,000 | 404 |
| Applicable income taxes | $4,604,000 | 302 |
| Income before extraordinary items | $-17,498,000 | 7,644 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-17,498,000 | 7,644 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-17,498,000 | 7,644 |
| Net charge-offs | $11,432,000 | 409 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-18,513,000 | 7,646 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $11,646,000 | 1,358 |
| Total interest expense | $4,421,000 | 1,014 |
| Net interest income | $7,225,000 | 1,570 |
| Provision for loan and lease losses | $7,790,000 | 435 |
| Total noninterest income | $828,000 | 2,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $828,000 | 1,486 |
| Total noninterest expense | $6,549,000 | 1,505 |
| Salaries and employee benefits | $2,987,000 | 1,652 |
| Premises and equipment expense | $1,826,000 | 722 |
| Additional noninterest expense | $1,736,000 | 1,989 |
| Pre-tax net operating income | $-6,286,000 | 7,603 |
| Securities gains (losses) | $535,000 | 448 |
| Applicable income taxes | $4,604,000 | 216 |
| Income before extraordinary items | $-10,355,000 | 7,696 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-10,355,000 | 7,696 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-10,355,000 | 7,696 |
| Net charge-offs | $8,900,000 | 364 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-10,890,000 | 7,700 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,012,000 | 1,348 |
| Total interest expense | $2,350,000 | 1,005 |
| Net interest income | $3,662,000 | 1,570 |
| Provision for loan and lease losses | $3,941,000 | 454 |
| Total noninterest income | $433,000 | 2,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $433,000 | 1,433 |
| Total noninterest expense | $3,353,000 | 1,499 |
| Salaries and employee benefits | $1,589,000 | 1,564 |
| Premises and equipment expense | $933,000 | 726 |
| Additional noninterest expense | $831,000 | 2,044 |
| Pre-tax net operating income | $-3,199,000 | 7,702 |
| Securities gains (losses) | $158,000 | 605 |
| Applicable income taxes | $-1,188,000 | 7,813 |
| Income before extraordinary items | $-1,853,000 | 7,629 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,853,000 | 7,631 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,853,000 | 7,631 |
| Net charge-offs | $3,891,000 | 408 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,954,120 | 7,634 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $25,799,000 | 1,330 |
| Total interest expense | $11,533,000 | 1,028 |
| Net interest income | $14,266,000 | 1,574 |
| Provision for loan and lease losses | $11,125,000 | 789 |
| Total noninterest income | $1,553,000 | 2,509 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,553,000 | 1,620 |
| Total noninterest expense | $13,218,000 | 1,570 |
| Salaries and employee benefits | $6,344,000 | 1,563 |
| Premises and equipment expense | $3,677,000 | 730 |
| Additional noninterest expense | $3,197,000 | 2,214 |
| Pre-tax net operating income | $-8,524,000 | 7,424 |
| Securities gains (losses) | $468,000 | 919 |
| Applicable income taxes | $-3,189,000 | 7,639 |
| Income before extraordinary items | $-4,867,000 | 7,249 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,867,000 | 7,249 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,867,000 | 7,249 |
| Net charge-offs | $11,976,000 | 591 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-5,166,520 | 7,296 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $19,491,000 | 1,346 |
| Total interest expense | $8,912,000 | 1,049 |
| Net interest income | $10,579,000 | 1,591 |
| Provision for loan and lease losses | $6,702,000 | 852 |
| Total noninterest income | $1,185,000 | 2,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,185,000 | 1,628 |
| Total noninterest expense | $9,739,000 | 1,580 |
| Salaries and employee benefits | $4,699,000 | 1,600 |
| Premises and equipment expense | $2,778,000 | 736 |
| Additional noninterest expense | $2,262,000 | 2,304 |
| Pre-tax net operating income | $-4,677,000 | 7,483 |
| Securities gains (losses) | $440,000 | 765 |
| Applicable income taxes | $-1,706,000 | 7,686 |
| Income before extraordinary items | $-2,531,000 | 7,299 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,531,000 | 7,297 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,531,000 | 7,299 |
| Net charge-offs | $8,073,000 | 595 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,812,600 | 7,334 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $13,065,000 | 1,366 |
| Total interest expense | $6,062,000 | 1,093 |
| Net interest income | $7,003,000 | 1,604 |
| Provision for loan and lease losses | $2,032,000 | 1,378 |
| Total noninterest income | $886,000 | 2,369 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $886,000 | 1,535 |
| Total noninterest expense | $6,374,000 | 1,622 |
| Salaries and employee benefits | $3,090,000 | 1,654 |
| Premises and equipment expense | $1,824,000 | 769 |
| Additional noninterest expense | $1,460,000 | 2,394 |
| Pre-tax net operating income | $-517,000 | 6,651 |
| Securities gains (losses) | $42,000 | 2,018 |
| Applicable income taxes | $-247,000 | 7,365 |
| Income before extraordinary items | $-228,000 | 6,427 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-228,000 | 6,426 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-228,000 | 6,426 |
| Net charge-offs | $2,764,000 | 913 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-254,880 | 6,466 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,539,000 | 1,383 |
| Total interest expense | $3,055,000 | 1,125 |
| Net interest income | $3,484,000 | 1,607 |
| Provision for loan and lease losses | $695,000 | 1,475 |
| Total noninterest income | $422,000 | 2,411 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $422,000 | 1,565 |
| Total noninterest expense | $3,156,000 | 1,598 |
| Salaries and employee benefits | $1,743,000 | 1,504 |
| Premises and equipment expense | $890,000 | 795 |
| Additional noninterest expense | $523,000 | 2,887 |
| Pre-tax net operating income | $55,000 | 5,557 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-10,000 | 7,201 |
| Income before extraordinary items | $65,000 | 5,462 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $65,000 | 5,465 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $65,000 | 5,465 |
| Net charge-offs | $1,679,000 | 681 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $65,000 | 5,286 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $27,237,000 | 1,421 |
| Total interest expense | $12,838,000 | 1,273 |
| Net interest income | $14,399,000 | 1,555 |
| Provision for loan and lease losses | $9,237,000 | 636 |
| Total noninterest income | $1,974,000 | 2,161 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,974,000 | 1,313 |
| Total noninterest expense | $12,982,000 | 1,505 |
| Salaries and employee benefits | $7,173,000 | 1,433 |
| Premises and equipment expense | $3,336,000 | 829 |
| Additional noninterest expense | $2,473,000 | 2,367 |
| Pre-tax net operating income | $-5,846,000 | 7,849 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-2,330,000 | 7,959 |
| Income before extraordinary items | $-3,516,000 | 7,687 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,516,000 | 7,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,162,000 | 671 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-3,516,000 | 7,755 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $20,594,000 | 1,446 |
| Total interest expense | $9,790,000 | 1,299 |
| Net interest income | $10,804,000 | 1,567 |
| Provision for loan and lease losses | $2,139,000 | 1,133 |
| Total noninterest income | $1,637,000 | 2,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,637,000 | 1,276 |
| Total noninterest expense | $9,162,000 | 1,591 |
| Salaries and employee benefits | $5,401,000 | 1,449 |
| Premises and equipment expense | $2,482,000 | 835 |
| Additional noninterest expense | $1,279,000 | 3,204 |
| Pre-tax net operating income | $1,140,000 | 3,417 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $180,000 | 3,032 |
| Income before extraordinary items | $960,000 | 3,190 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $960,000 | 3,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,647,000 | 692 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $960,000 | 3,332 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $13,891,000 | 1,447 |
| Total interest expense | $6,667,000 | 1,318 |
| Net interest income | $7,224,000 | 1,550 |
| Provision for loan and lease losses | $893,000 | 1,326 |
| Total noninterest income | $905,000 | 2,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $905,000 | 1,505 |
| Total noninterest expense | $6,173,000 | 1,571 |
| Salaries and employee benefits | $3,715,000 | 1,406 |
| Premises and equipment expense | $1,638,000 | 844 |
| Additional noninterest expense | $820,000 | 3,288 |
| Pre-tax net operating income | $1,063,000 | 2,821 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $309,000 | 2,186 |
| Income before extraordinary items | $754,000 | 3,175 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $754,000 | 3,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,023,000 | 559 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $754,000 | 3,121 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,055,000 | 1,458 |
| Total interest expense | $3,414,000 | 1,375 |
| Net interest income | $3,641,000 | 1,523 |
| Provision for loan and lease losses | $180,000 | 1,928 |
| Total noninterest income | $430,000 | 2,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $430,000 | 1,565 |
| Total noninterest expense | $3,063,000 | 1,577 |
| Salaries and employee benefits | $1,888,000 | 1,389 |
| Premises and equipment expense | $817,000 | 848 |
| Additional noninterest expense | $358,000 | 3,614 |
| Pre-tax net operating income | $828,000 | 2,079 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $263,000 | 1,624 |
| Income before extraordinary items | $565,000 | 2,436 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $565,000 | 2,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 1,001 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $565,000 | 2,357 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $28,901,000 | 1,489 |
| Total interest expense | $13,881,000 | 1,440 |
| Net interest income | $15,020,000 | 1,518 |
| Provision for loan and lease losses | $1,166,000 | 1,266 |
| Total noninterest income | $1,740,000 | 2,438 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,740,000 | 1,504 |
| Total noninterest expense | $11,289,000 | 1,631 |
| Salaries and employee benefits | $6,995,000 | 1,445 |
| Premises and equipment expense | $2,949,000 | 888 |
| Additional noninterest expense | $1,345,000 | 3,738 |
| Pre-tax net operating income | $4,305,000 | 1,866 |
| Securities gains (losses) | $221,000 | 423 |
| Applicable income taxes | $1,593,000 | 1,352 |
| Income before extraordinary items | $2,933,000 | 2,089 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,933,000 | 2,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $508,000 | 1,671 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,789,350 | 2,151 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $21,572,000 | 1,505 |
| Total interest expense | $10,271,000 | 1,455 |
| Net interest income | $11,301,000 | 1,516 |
| Provision for loan and lease losses | $490,000 | 1,599 |
| Total noninterest income | $1,303,000 | 2,439 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,303,000 | 1,514 |
| Total noninterest expense | $8,380,000 | 1,632 |
| Salaries and employee benefits | $5,305,000 | 1,436 |
| Premises and equipment expense | $2,206,000 | 890 |
| Additional noninterest expense | $869,000 | 4,122 |
| Pre-tax net operating income | $3,734,000 | 1,768 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,331,000 | 1,338 |
| Income before extraordinary items | $2,403,000 | 2,066 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,403,000 | 2,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,926 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,403,000 | 2,049 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $14,204,000 | 1,539 |
| Total interest expense | $6,677,000 | 1,503 |
| Net interest income | $7,527,000 | 1,536 |
| Provision for loan and lease losses | $314,000 | 1,493 |
| Total noninterest income | $835,000 | 2,525 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $835,000 | 1,574 |
| Total noninterest expense | $5,599,000 | 1,647 |
| Salaries and employee benefits | $3,565,000 | 1,445 |
| Premises and equipment expense | $1,455,000 | 908 |
| Additional noninterest expense | $579,000 | 4,127 |
| Pre-tax net operating income | $2,449,000 | 1,842 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $893,000 | 1,380 |
| Income before extraordinary items | $1,556,000 | 2,154 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,556,000 | 2,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,556,000 | 2,136 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,927,000 | 1,570 |
| Total interest expense | $3,194,000 | 1,555 |
| Net interest income | $3,733,000 | 1,543 |
| Provision for loan and lease losses | $137,000 | 1,602 |
| Total noninterest income | $394,000 | 2,589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $394,000 | 1,604 |
| Total noninterest expense | $2,788,000 | 1,659 |
| Salaries and employee benefits | $1,792,000 | 1,446 |
| Premises and equipment expense | $724,000 | 918 |
| Additional noninterest expense | $272,000 | 4,256 |
| Pre-tax net operating income | $1,202,000 | 1,862 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $438,000 | 1,425 |
| Income before extraordinary items | $764,000 | 2,148 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $764,000 | 2,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $764,000 | 2,141 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $24,462,000 | 1,650 |
| Total interest expense | $9,729,000 | 1,730 |
| Net interest income | $14,733,000 | 1,558 |
| Provision for loan and lease losses | $230,000 | 3,272 |
| Total noninterest income | $1,697,000 | 2,481 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,697,000 | 1,517 |
| Total noninterest expense | $10,411,000 | 1,710 |
| Salaries and employee benefits | $6,823,000 | 1,446 |
| Premises and equipment expense | $2,527,000 | 989 |
| Additional noninterest expense | $1,061,000 | 4,327 |
| Pre-tax net operating income | $5,789,000 | 1,662 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,113,000 | 1,270 |
| Income before extraordinary items | $3,676,000 | 1,928 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,676,000 | 1,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 2,609 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,676,000 | 1,918 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $17,695,000 | 1,695 |
| Total interest expense | $6,790,000 | 1,791 |
| Net interest income | $10,905,000 | 1,596 |
| Provision for loan and lease losses | $60,000 | 4,851 |
| Total noninterest income | $1,239,000 | 2,545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,239,000 | 1,554 |
| Total noninterest expense | $7,585,000 | 1,754 |
| Salaries and employee benefits | $5,030,000 | 1,481 |
| Premises and equipment expense | $1,798,000 | 1,062 |
| Additional noninterest expense | $757,000 | 4,458 |
| Pre-tax net operating income | $4,499,000 | 1,650 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,655,000 | 1,293 |
| Income before extraordinary items | $2,844,000 | 1,922 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,844,000 | 1,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,490 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,844,000 | 1,909 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,258,000 | 1,746 |
| Total interest expense | $4,152,000 | 1,844 |
| Net interest income | $7,106,000 | 1,630 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $855,000 | 2,481 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $855,000 | 1,519 |
| Total noninterest expense | $4,837,000 | 1,841 |
| Salaries and employee benefits | $3,238,000 | 1,538 |
| Premises and equipment expense | $1,102,000 | 1,168 |
| Additional noninterest expense | $497,000 | 4,507 |
| Pre-tax net operating income | $3,064,000 | 1,619 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,131,000 | 1,258 |
| Income before extraordinary items | $1,933,000 | 1,891 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,933,000 | 1,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,933,000 | 1,875 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,324,000 | 1,810 |
| Total interest expense | $1,882,000 | 1,925 |
| Net interest income | $3,442,000 | 1,674 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $283,000 | 3,198 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $283,000 | 2,027 |
| Total noninterest expense | $2,328,000 | 1,917 |
| Salaries and employee benefits | $1,537,000 | 1,617 |
| Premises and equipment expense | $542,000 | 1,189 |
| Additional noninterest expense | $249,000 | 4,494 |
| Pre-tax net operating income | $1,337,000 | 1,804 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $490,000 | 1,423 |
| Income before extraordinary items | $847,000 | 2,079 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $847,000 | 2,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $847,000 | 2,069 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $16,765,000 | 1,997 |
| Total interest expense | $4,821,000 | 2,271 |
| Net interest income | $11,944,000 | 1,840 |
| Provision for loan and lease losses | $795,000 | 1,274 |
| Total noninterest income | $1,092,000 | 3,347 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,092,000 | 2,087 |
| Total noninterest expense | $7,721,000 | 2,159 |
| Salaries and employee benefits | $4,959,000 | 1,879 |
| Premises and equipment expense | $1,819,000 | 1,353 |
| Additional noninterest expense | $943,000 | 4,613 |
| Pre-tax net operating income | $4,520,000 | 2,017 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,667,000 | 1,573 |
| Income before extraordinary items | $2,853,000 | 2,346 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,853,000 | 2,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,317 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,853,000 | 2,319 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,865,000 | 2,058 |
| Total interest expense | $3,312,000 | 2,349 |
| Net interest income | $8,553,000 | 1,922 |
| Provision for loan and lease losses | $557,000 | 1,272 |
| Total noninterest income | $796,000 | 3,412 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $796,000 | 2,127 |
| Total noninterest expense | $5,618,000 | 2,207 |
| Salaries and employee benefits | $3,608,000 | 1,904 |
| Premises and equipment expense | $1,313,000 | 1,389 |
| Additional noninterest expense | $697,000 | 4,631 |
| Pre-tax net operating income | $3,174,000 | 2,139 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,174,000 | 1,683 |
| Income before extraordinary items | $2,000,000 | 2,488 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,000,000 | 2,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,590 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,000,000 | 2,458 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,485,000 | 2,112 |
| Total interest expense | $2,028,000 | 2,408 |
| Net interest income | $5,457,000 | 1,990 |
| Provision for loan and lease losses | $361,000 | 1,294 |
| Total noninterest income | $496,000 | 3,541 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $496,000 | 2,196 |
| Total noninterest expense | $3,584,000 | 2,299 |
| Salaries and employee benefits | $2,256,000 | 2,002 |
| Premises and equipment expense | $854,000 | 1,419 |
| Additional noninterest expense | $474,000 | 4,557 |
| Pre-tax net operating income | $2,008,000 | 2,184 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $743,000 | 1,715 |
| Income before extraordinary items | $1,265,000 | 2,541 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,265,000 | 2,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,953 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,265,000 | 2,497 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,555,000 | 2,177 |
| Total interest expense | $950,000 | 2,433 |
| Net interest income | $2,605,000 | 2,069 |
| Provision for loan and lease losses | $158,000 | 1,344 |
| Total noninterest income | $242,000 | 3,540 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $242,000 | 2,206 |
| Total noninterest expense | $1,694,000 | 2,421 |
| Salaries and employee benefits | $1,071,000 | 2,130 |
| Premises and equipment expense | $388,000 | 1,565 |
| Additional noninterest expense | $235,000 | 4,571 |
| Pre-tax net operating income | $995,000 | 2,174 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $368,000 | 1,707 |
| Income before extraordinary items | $627,000 | 2,525 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $627,000 | 2,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,991 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $627,000 | 2,487 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,561,000 | 2,481 |
| Total interest expense | $3,259,000 | 2,438 |
| Net interest income | $8,302,000 | 2,467 |
| Provision for loan and lease losses | $605,000 | 1,632 |
| Total noninterest income | $1,069,000 | 3,382 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,069,000 | 2,054 |
| Total noninterest expense | $5,527,000 | 2,847 |
| Salaries and employee benefits | $3,532,000 | 2,466 |
| Premises and equipment expense | $1,322,000 | 1,747 |
| Additional noninterest expense | $673,000 | 5,649 |
| Pre-tax net operating income | $3,239,000 | 2,419 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,195,000 | 1,904 |
| Income before extraordinary items | $2,044,000 | 2,853 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,044,000 | 2,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,405 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,044,000 | 2,793 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,296,000 | 2,544 |
| Total interest expense | $2,367,000 | 2,474 |
| Net interest income | $5,929,000 | 2,542 |
| Provision for loan and lease losses | $381,000 | 1,850 |
| Total noninterest income | $834,000 | 3,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $834,000 | 2,024 |
| Total noninterest expense | $3,973,000 | 2,927 |
| Salaries and employee benefits | $2,495,000 | 2,576 |
| Premises and equipment expense | $987,000 | 1,759 |
| Additional noninterest expense | $491,000 | 5,691 |
| Pre-tax net operating income | $2,409,000 | 2,468 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $884,000 | 1,967 |
| Income before extraordinary items | $1,525,000 | 2,909 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,525,000 | 2,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,128 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,525,000 | 2,841 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,351,000 | 2,606 |
| Total interest expense | $1,536,000 | 2,523 |
| Net interest income | $3,815,000 | 2,603 |
| Provision for loan and lease losses | $261,000 | 1,769 |
| Total noninterest income | $577,000 | 3,265 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $577,000 | 1,982 |
| Total noninterest expense | $2,621,000 | 2,964 |
| Salaries and employee benefits | $1,640,000 | 2,615 |
| Premises and equipment expense | $655,000 | 1,759 |
| Additional noninterest expense | $326,000 | 5,717 |
| Pre-tax net operating income | $1,510,000 | 2,573 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $553,000 | 2,052 |
| Income before extraordinary items | $957,000 | 3,043 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $957,000 | 3,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $957,000 | 2,960 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,594,000 | 2,692 |
| Total interest expense | $743,000 | 2,629 |
| Net interest income | $1,851,000 | 2,670 |
| Provision for loan and lease losses | $125,000 | 1,741 |
| Total noninterest income | $310,000 | 3,038 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $310,000 | 1,842 |
| Total noninterest expense | $1,318,000 | 2,943 |
| Salaries and employee benefits | $836,000 | 2,584 |
| Premises and equipment expense | $332,000 | 1,759 |
| Additional noninterest expense | $150,000 | 5,995 |
| Pre-tax net operating income | $718,000 | 2,653 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $263,000 | 2,117 |
| Income before extraordinary items | $455,000 | 3,171 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $455,000 | 3,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,966 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $455,000 | 3,052 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,186,000 | 3,062 |
| Total interest expense | $2,783,000 | 3,064 |
| Net interest income | $6,403,000 | 3,005 |
| Provision for loan and lease losses | $669,000 | 1,689 |
| Total noninterest income | $1,254,000 | 3,212 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,254,000 | 2,059 |
| Total noninterest expense | $4,667,000 | 3,246 |
| Salaries and employee benefits | $2,942,000 | 2,813 |
| Premises and equipment expense | $1,091,000 | 2,087 |
| Additional noninterest expense | $634,000 | 5,807 |
| Pre-tax net operating income | $2,321,000 | 3,054 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $839,000 | 2,452 |
| Income before extraordinary items | $1,482,000 | 3,586 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,482,000 | 3,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,839 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $3,178,000 | 265 |
| Net operating income | $1,482,000 | 3,433 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,734,000 | 3,153 |
| Total interest expense | $2,101,000 | 3,151 |
| Net interest income | $4,633,000 | 3,113 |
| Provision for loan and lease losses | $506,000 | 1,650 |
| Total noninterest income | $946,000 | 3,247 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $946,000 | 2,130 |
| Total noninterest expense | $3,390,000 | 3,328 |
| Salaries and employee benefits | $2,164,000 | 2,869 |
| Premises and equipment expense | $776,000 | 2,205 |
| Additional noninterest expense | $450,000 | 5,983 |
| Pre-tax net operating income | $1,683,000 | 3,237 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $607,000 | 2,645 |
| Income before extraordinary items | $1,076,000 | 3,807 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,076,000 | 3,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,181 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $3,178,000 | 178 |
| Net operating income | $1,076,000 | 3,636 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,416,000 | 3,223 |
| Total interest expense | $1,428,000 | 3,201 |
| Net interest income | $2,988,000 | 3,202 |
| Provision for loan and lease losses | $281,000 | 1,946 |
| Total noninterest income | $604,000 | 3,324 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $604,000 | 2,180 |
| Total noninterest expense | $2,231,000 | 3,354 |
| Salaries and employee benefits | $1,469,000 | 2,832 |
| Premises and equipment expense | $505,000 | 2,241 |
| Additional noninterest expense | $257,000 | 6,440 |
| Pre-tax net operating income | $1,080,000 | 3,332 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $388,000 | 2,749 |
| Income before extraordinary items | $692,000 | 3,896 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $692,000 | 3,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,731 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $3,178,000 | 107 |
| Net operating income | $692,000 | 3,707 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,173,000 | 3,282 |
| Total interest expense | $711,000 | 3,272 |
| Net interest income | $1,462,000 | 3,244 |
| Provision for loan and lease losses | $123,000 | 2,012 |
| Total noninterest income | $297,000 | 3,261 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $297,000 | 2,121 |
| Total noninterest expense | $1,132,000 | 3,305 |
| Salaries and employee benefits | $769,000 | 2,701 |
| Premises and equipment expense | $248,000 | 2,266 |
| Additional noninterest expense | $115,000 | 6,763 |
| Pre-tax net operating income | $504,000 | 3,465 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $182,000 | 2,864 |
| Income before extraordinary items | $322,000 | 4,051 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $322,000 | 4,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,410 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $678,000 | 118 |
| Net operating income | $322,000 | 3,854 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,253,000 | 3,561 |
| Total interest expense | $3,377,000 | 3,210 |
| Net interest income | $4,876,000 | 3,740 |
| Provision for loan and lease losses | $542,000 | 2,254 |
| Total noninterest income | $758,000 | 4,123 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $758,000 | 2,582 |
| Total noninterest expense | $3,886,000 | 3,631 |
| Salaries and employee benefits | $2,238,000 | 3,410 |
| Premises and equipment expense | $856,000 | 2,524 |
| Additional noninterest expense | $792,000 | 4,954 |
| Pre-tax net operating income | $1,206,000 | 4,701 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $445,000 | 3,681 |
| Income before extraordinary items | $761,000 | 5,338 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $761,000 | 5,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,736 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 531 |
| Net operating income | $761,000 | 5,200 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,655,000 | 4,595 |
| Total interest expense | $3,551,000 | 4,161 |
| Net interest income | $3,104,000 | 4,938 |
| Provision for loan and lease losses | $550,000 | 2,033 |
| Total noninterest income | $515,000 | 4,986 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $515,000 | 3,076 |
| Total noninterest expense | $2,856,000 | 4,507 |
| Salaries and employee benefits | $1,641,000 | 4,224 |
| Premises and equipment expense | $643,000 | 3,179 |
| Additional noninterest expense | $572,000 | 6,022 |
| Pre-tax net operating income | $213,000 | 7,818 |
| Securities gains (losses) | $56,000 | 2,241 |
| Applicable income taxes | $116,000 | 5,821 |
| Income before extraordinary items | $153,000 | 8,012 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $153,000 | 8,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,838 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $2,220,000 | 286 |
| Net operating income | $117,160 | 8,120 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,232,000 | 5,579 |
| Total interest expense | $3,091,000 | 4,812 |
| Net interest income | $2,141,000 | 6,366 |
| Provision for loan and lease losses | $222,000 | 3,517 |
| Total noninterest income | $450,000 | 5,192 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $450,000 | 3,120 |
| Total noninterest expense | $2,319,000 | 5,125 |
| Salaries and employee benefits | $1,371,000 | 4,697 |
| Premises and equipment expense | $133,000 | 7,865 |
| Additional noninterest expense | $815,000 | 4,670 |
| Pre-tax net operating income | $50,000 | 8,965 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $50,000 | 7,236 |
| Income before extraordinary items | $0 | 9,152 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $0 | 9,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,757 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $0 | 9,139 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,055,000 | 7,312 |
| Total interest expense | $1,807,000 | 6,336 |
| Net interest income | $1,248,000 | 8,099 |
| Provision for loan and lease losses | $168,000 | 4,004 |
| Total noninterest income | $217,000 | 7,290 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $217,000 | 4,755 |
| Total noninterest expense | $1,749,000 | 6,177 |
| Salaries and employee benefits | $902,000 | 6,300 |
| Premises and equipment expense | $303,000 | 5,442 |
| Additional noninterest expense | $544,000 | 6,193 |
| Pre-tax net operating income | $-452,000 | 9,816 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-168,000 | 9,996 |
| Income before extraordinary items | $-284,000 | 9,750 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-284,000 | 9,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,073 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $2,810,000 | 379 |
| Net operating income | $-284,000 | 9,729 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,922,000 | 7,616 |
| Total interest expense | $1,931,000 | 6,303 |
| Net interest income | $991,000 | 8,814 |
| Provision for loan and lease losses | $62,000 | 6,072 |
| Total noninterest income | $149,000 | 8,247 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $149,000 | 5,701 |
| Total noninterest expense | $1,163,000 | 7,645 |
| Salaries and employee benefits | $637,000 | 7,550 |
| Premises and equipment expense | $229,000 | 6,273 |
| Additional noninterest expense | $297,000 | 8,145 |
| Pre-tax net operating income | $-85,000 | 9,905 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-37,000 | 10,105 |
| Income before extraordinary items | $-48,000 | 9,903 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-48,000 | 9,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-48,000 | 9,863 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,205,000 | 7,502 |
| Total interest expense | $2,191,000 | 5,895 |
| Net interest income | $1,014,000 | 9,146 |
| Provision for loan and lease losses | $88,000 | 5,481 |
| Total noninterest income | $197,000 | 7,877 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $197,000 | 4,992 |
| Total noninterest expense | $1,061,000 | 8,131 |
| Salaries and employee benefits | $533,000 | 8,372 |
| Premises and equipment expense | $274,000 | 5,744 |
| Additional noninterest expense | $254,000 | 8,798 |
| Pre-tax net operating income | $62,000 | 10,203 |
| Securities gains (losses) | $-50,000 | 10,646 |
| Applicable income taxes | $-10,000 | 10,517 |
| Income before extraordinary items | $22,000 | 10,349 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $22,000 | 10,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,755 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $220,000 | 665 |
| Net operating income | $72,000 | 10,083 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,138,000 | 7,830 |
| Total interest expense | $2,158,000 | 6,107 |
| Net interest income | $980,000 | 9,604 |
| Provision for loan and lease losses | $72,000 | 5,782 |
| Total noninterest income | $59,000 | 10,697 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $59,000 | 8,503 |
| Total noninterest expense | $1,109,000 | 8,300 |
| Salaries and employee benefits | $425,000 | 9,429 |
| Premises and equipment expense | $164,000 | 7,747 |
| Additional noninterest expense | $520,000 | 6,904 |
| Pre-tax net operating income | $-142,000 | 11,013 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-100,000 | 11,171 |
| Income before extraordinary items | $-42,000 | 10,913 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-42,000 | 10,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,752 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-42,000 | 10,871 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,804,000 | 8,492 |
| Total interest expense | $2,012,000 | 6,437 |
| Net interest income | $792,000 | 10,555 |
| Provision for loan and lease losses | $41,000 | 6,593 |
| Total noninterest income | $76,000 | 10,814 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $76,000 | 8,106 |
| Total noninterest expense | $2,129,000 | 5,720 |
| Salaries and employee benefits | $323,000 | 10,566 |
| Premises and equipment expense | $169,000 | 7,842 |
| Additional noninterest expense | $1,637,000 | 2,843 |
| Pre-tax net operating income | $-1,302,000 | 11,896 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-94,000 | 11,706 |
| Income before extraordinary items | $-1,208,000 | 11,875 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-1,208,000 | 11,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,354 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-1,208,000 | 11,870 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,665,000 | 8,625 |
| Total interest expense | $1,562,000 | 6,710 |
| Net interest income | $1,103,000 | 10,054 |
| Provision for loan and lease losses | $44,000 | 6,435 |
| Total noninterest income | $180,000 | 9,099 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $180,000 | 5,611 |
| Total noninterest expense | $1,122,000 | 8,894 |
| Salaries and employee benefits | $373,000 | 10,519 |
| Premises and equipment expense | $144,000 | 8,713 |
| Additional noninterest expense | $605,000 | 7,006 |
| Pre-tax net operating income | $117,000 | 11,514 |
| Securities gains (losses) | $77,000 | 902 |
| Applicable income taxes | $177,000 | 7,765 |
| Income before extraordinary items | $17,000 | 11,978 |
| Extraordinary gains, net | $30,000 | 188 |
| Net income | $47,000 | 11,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,043 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-32,280 | 12,109 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,805,000 | 8,649 |
| Total interest expense | $1,764,000 | 6,436 |
| Net interest income | $1,041,000 | 10,627 |
| Provision for loan and lease losses | $34,000 | 8,267 |
| Total noninterest income | $85,000 | 11,694 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $85,000 | 8,419 |
| Total noninterest expense | $1,199,000 | 8,893 |
| Salaries and employee benefits | $406,000 | 10,575 |
| Premises and equipment expense | $132,000 | 9,415 |
| Additional noninterest expense | $661,000 | 6,859 |
| Pre-tax net operating income | $-107,000 | 12,600 |
| Securities gains (losses) | $144,000 | 2,022 |
| Applicable income taxes | $111,000 | 9,488 |
| Income before extraordinary items | $-74,000 | 12,639 |
| Extraordinary gains, net | $-98,000 | 12,913 |
| Net income | $-172,000 | 12,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-166,160 | 12,647 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,511,000 | 8,168 |
| Total interest expense | $2,811,000 | 5,466 |
| Net interest income | $700,000 | 12,316 |
| Provision for loan and lease losses | $28,000 | 10,112 |
| Total noninterest income | $220,000 | 9,031 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $220,000 | 5,356 |
| Total noninterest expense | $999,000 | 9,986 |
| Salaries and employee benefits | $323,000 | 11,754 |
| Premises and equipment expense | $140,000 | 9,399 |
| Additional noninterest expense | $536,000 | 8,129 |
| Pre-tax net operating income | $-107,000 | 12,954 |
| Securities gains (losses) | $115,000 | 2,787 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $8,000 | 12,846 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $8,000 | 12,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 8,917 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-107,000 | 12,929 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.