Home > First Community Bank, Missouri > Net charge- offs to loans

First Community Bank, Missouri, Net charge- offs to loans

2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1605%1,767
Percentage Net Loans Charged-off: Total real estate loans0.1073%1,547
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate0.1141%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.3250%655
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net0.3596%605
Percentage Net Loans Charged-off: Commercial and industrial0.3158%1,278
Percentage Net Loans Charged-off: Loans to individuals0.2847%2,321
Percentage Net Loans Charged-off: Credit card loans-0.3937%1,164
Percentage Net Loans Charged-off: Other loans to individual0.3148%2,060
Percentage Net Loans Charged-off: All other loans and lease0.1224%985
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2014%1,280
Percentage Net Loans Charged-off: Total real estate loans0.1387%1,188
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate0.1374%774
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.4244%431
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.4688%398
Percentage Net Loans Charged-off: Commercial and industrial0.4305%879
Percentage Net Loans Charged-off: Loans to individuals0.1301%2,765
Percentage Net Loans Charged-off: Credit card loans0.4189%594
Percentage Net Loans Charged-off: Other loans to individual0.1144%2,708
Percentage Net Loans Charged-off: All other loans and lease0.1525%843
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2702%976
Percentage Net Loans Charged-off: Total real estate loans0.1822%953
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate0.1830%605
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.5630%349
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.6209%305
Percentage Net Loans Charged-off: Commercial and industrial0.6079%639
Percentage Net Loans Charged-off: Loans to individuals0.1566%2,433
Percentage Net Loans Charged-off: Credit card loans0.4724%518
Percentage Net Loans Charged-off: Other loans to individual0.1342%2,402
Percentage Net Loans Charged-off: All other loans and lease0.2387%636
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2189%1,070
Percentage Net Loans Charged-off: Total real estate loans0.2922%572
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.2256%405
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential1.1305%149
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net1.2491%144
Percentage Net Loans Charged-off: Commercial and industrial0.0515%1,024
Percentage Net Loans Charged-off: Loans to individuals-0.5403%5,889
Percentage Net Loans Charged-off: Credit card loans0.0000%478
Percentage Net Loans Charged-off: Other loans to individual-0.5972%5,884
Percentage Net Loans Charged-off: All other loans and lease0.4444%408
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1122%2,909
Percentage Net Loans Charged-off: Total real estate loans0.0574%2,898
Percentage Net Loans Charged-off:Construction & development0.0000%1,139
Percentage Net Loans Charged-off: Commercial real estate-0.0020%5,364
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.2344%1,434
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.2598%1,285
Percentage Net Loans Charged-off: Commercial and industrial0.2424%1,696
Percentage Net Loans Charged-off: Loans to individuals0.4955%1,819
Percentage Net Loans Charged-off: Credit card loans0.9387%544
Percentage Net Loans Charged-off: Other loans to individual0.4500%1,785
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0683%3,222
Percentage Net Loans Charged-off: Total real estate loans0.0736%2,409
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate0.0108%1,776
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.2645%1,210
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.2933%1,072
Percentage Net Loans Charged-off: Commercial and industrial-0.0166%4,710
Percentage Net Loans Charged-off: Loans to individuals0.4471%1,812
Percentage Net Loans Charged-off: Credit card loans1.2653%441
Percentage Net Loans Charged-off: Other loans to individual0.3638%1,865
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0627%3,084
Percentage Net Loans Charged-off: Total real estate loans0.0542%2,454
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.0169%1,464
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.1699%1,599
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.1884%1,449
Percentage Net Loans Charged-off: Commercial and industrial0.0256%1,891
Percentage Net Loans Charged-off: Loans to individuals0.4102%1,725
Percentage Net Loans Charged-off: Credit card loans2.8406%205
Percentage Net Loans Charged-off: Other loans to individual0.1615%2,436
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1115%2,065
Percentage Net Loans Charged-off: Total real estate loans0.0894%1,695
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.3073%939
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.3402%851
Percentage Net Loans Charged-off: Commercial and industrial0.0799%1,132
Percentage Net Loans Charged-off: Loans to individuals0.6572%1,231
Percentage Net Loans Charged-off: Credit card loans5.6515%90
Percentage Net Loans Charged-off: Other loans to individual0.1321%2,261
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2518%2,463
Percentage Net Loans Charged-off: Total real estate loans0.3090%1,712
Percentage Net Loans Charged-off:Construction & development0.0000%1,642
Percentage Net Loans Charged-off: Commercial real estate0.6354%870
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.0957%3,045
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net0.1069%2,805
Percentage Net Loans Charged-off: Commercial and industrial-0.0394%5,308
Percentage Net Loans Charged-off: Loans to individuals1.1308%1,023
Percentage Net Loans Charged-off: Credit card loans1.8856%370
Percentage Net Loans Charged-off: Other loans to individual1.0495%990
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3172%1,956
Percentage Net Loans Charged-off: Total real estate loans0.4131%1,290
Percentage Net Loans Charged-off:Construction & development0.0000%1,483
Percentage Net Loans Charged-off: Commercial real estate0.8939%620
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.0815%2,947
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.0911%2,722
Percentage Net Loans Charged-off: Commercial and industrial-0.0472%5,324
Percentage Net Loans Charged-off: Loans to individuals1.1492%897
Percentage Net Loans Charged-off: Credit card loans1.4792%436
Percentage Net Loans Charged-off: Other loans to individual1.1138%833
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0644%3,781
Percentage Net Loans Charged-off: Total real estate loans0.0369%3,356
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate-0.0051%5,974
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.1211%2,420
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.1355%2,209
Percentage Net Loans Charged-off: Commercial and industrial-0.0676%5,435
Percentage Net Loans Charged-off: Loans to individuals1.2419%816
Percentage Net Loans Charged-off: Credit card loans0.9494%508
Percentage Net Loans Charged-off: Other loans to individual1.2737%714
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0795%3,042
Percentage Net Loans Charged-off: Total real estate loans0.0261%2,801
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.0792%2,153
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.0885%1,981
Percentage Net Loans Charged-off: Commercial and industrial-0.1296%5,745
Percentage Net Loans Charged-off: Loans to individuals2.1384%480
Percentage Net Loans Charged-off: Credit card loans2.5177%282
Percentage Net Loans Charged-off: Other loans to individual2.0963%438
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2068%3,725
Percentage Net Loans Charged-off: Total real estate loans0.3057%2,703
Percentage Net Loans Charged-off:Construction & development-0.0409%5,963
Percentage Net Loans Charged-off: Commercial real estate-0.0176%6,472
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.9609%941
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net1.0778%822
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,620
Percentage Net Loans Charged-off: Loans to individuals0.1579%3,644
Percentage Net Loans Charged-off: Credit card loans0.4864%798
Percentage Net Loans Charged-off: Other loans to individual0.1225%3,652
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2369%3,300
Percentage Net Loans Charged-off: Total real estate loans0.3567%2,345
Percentage Net Loans Charged-off:Construction & development-0.0442%6,004
Percentage Net Loans Charged-off: Commercial real estate-0.0198%6,533
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential1.0969%804
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net1.2316%707
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,269
Percentage Net Loans Charged-off: Loans to individuals0.0632%3,910
Percentage Net Loans Charged-off: Credit card loans0.4370%745
Percentage Net Loans Charged-off: Other loans to individual0.0235%3,945
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0145%6,362
Percentage Net Loans Charged-off: Total real estate loans-0.0132%6,547
Percentage Net Loans Charged-off:Construction & development-0.0709%6,074
Percentage Net Loans Charged-off: Commercial real estate-0.0296%6,623
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.1089%3,091
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.1222%2,862
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,854
Percentage Net Loans Charged-off: Loans to individuals-0.1268%6,127
Percentage Net Loans Charged-off: Credit card loans0.0000%735
Percentage Net Loans Charged-off: Other loans to individual-0.1404%6,092
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0680%6,658
Percentage Net Loans Charged-off: Total real estate loans-0.0569%6,807
Percentage Net Loans Charged-off:Construction & development-0.1820%6,219
Percentage Net Loans Charged-off: Commercial real estate-0.0584%6,790
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.1431%2,368
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.1607%2,175
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,038
Percentage Net Loans Charged-off: Loans to individuals-0.6905%6,749
Percentage Net Loans Charged-off: Credit card loans0.6457%515
Percentage Net Loans Charged-off: Other loans to individual-0.8344%6,761
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2658%4,109
Percentage Net Loans Charged-off: Total real estate loans0.3859%3,033
Percentage Net Loans Charged-off:Construction & development1.5276%1,889
Percentage Net Loans Charged-off: Commercial real estate0.4059%2,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.0380%4,581
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.0428%4,364
Percentage Net Loans Charged-off: Commercial and industrial0.0465%4,000
Percentage Net Loans Charged-off: Loans to individuals-0.0288%6,377
Percentage Net Loans Charged-off: Credit card loans0.3198%916
Percentage Net Loans Charged-off: Other loans to individual-0.0583%6,453
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0986%5,000
Percentage Net Loans Charged-off: Total real estate loans0.1227%4,099
Percentage Net Loans Charged-off:Construction & development0.1981%2,403
Percentage Net Loans Charged-off: Commercial real estate0.1777%2,413
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.0547%4,055
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.0618%3,834
Percentage Net Loans Charged-off: Commercial and industrial0.0602%3,500
Percentage Net Loans Charged-off: Loans to individuals0.0566%4,392
Percentage Net Loans Charged-off: Credit card loans0.8538%737
Percentage Net Loans Charged-off: Other loans to individual-0.0188%6,165
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1301%4,437
Percentage Net Loans Charged-off: Total real estate loans0.1833%3,426
Percentage Net Loans Charged-off:Construction & development0.3478%2,007
Percentage Net Loans Charged-off: Commercial real estate0.2713%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.0640%3,590
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.0723%3,357
Percentage Net Loans Charged-off: Commercial and industrial0.0714%3,058
Percentage Net Loans Charged-off: Loans to individuals-0.1674%6,613
Percentage Net Loans Charged-off: Credit card loans0.0000%808
Percentage Net Loans Charged-off: Other loans to individual-0.1604%6,596
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2374%3,130
Percentage Net Loans Charged-off: Total real estate loans0.3510%2,243
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate0.5345%1,067
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.3201%1,924
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.3613%1,716
Percentage Net Loans Charged-off: Commercial and industrial-0.0125%5,784
Percentage Net Loans Charged-off: Loans to individuals0.1097%3,117
Percentage Net Loans Charged-off: Credit card loans0.0000%649
Percentage Net Loans Charged-off: Other loans to individual0.0984%2,936
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8393%2,532
Percentage Net Loans Charged-off: Total real estate loans0.5727%2,769
Percentage Net Loans Charged-off:Construction & development0.0000%3,381
Percentage Net Loans Charged-off: Commercial real estate0.0957%3,223
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential1.4057%992
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net1.5707%895
Percentage Net Loans Charged-off: Commercial and industrial2.4679%1,367
Percentage Net Loans Charged-off: Loans to individuals-0.5038%7,341
Percentage Net Loans Charged-off: Credit card loans1.4469%797
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4643%3,431
Percentage Net Loans Charged-off: Total real estate loans0.1687%4,061
Percentage Net Loans Charged-off:Construction & development0.0000%3,073
Percentage Net Loans Charged-off: Commercial real estate-0.0031%7,191
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.4490%2,231
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.5008%2,020
Percentage Net Loans Charged-off: Commercial and industrial2.1554%1,382
Percentage Net Loans Charged-off: Loans to individuals-0.5141%7,387
Percentage Net Loans Charged-off: Credit card loans1.9433%644
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5510%2,880
Percentage Net Loans Charged-off: Total real estate loans0.0979%4,168
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate-0.0047%7,227
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.2643%2,520
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.2941%2,308
Percentage Net Loans Charged-off: Commercial and industrial3.3094%893
Percentage Net Loans Charged-off: Loans to individuals-0.9827%7,520
Percentage Net Loans Charged-off: Credit card loans1.6260%662
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0797%4,624
Percentage Net Loans Charged-off: Total real estate loans0.1681%3,045
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate-0.0094%7,357
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.4547%1,627
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.5056%1,482
Percentage Net Loans Charged-off: Commercial and industrial0.0853%2,627
Percentage Net Loans Charged-off: Loans to individuals-1.0088%7,537
Percentage Net Loans Charged-off: Credit card loans1.9154%565
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9590%2,482
Percentage Net Loans Charged-off: Total real estate loans0.5907%2,662
Percentage Net Loans Charged-off:Construction & development0.0000%3,485
Percentage Net Loans Charged-off: Commercial real estate0.4293%1,881
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential1.0355%1,270
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net1.1527%1,118
Percentage Net Loans Charged-off: Commercial and industrial2.1028%1,818
Percentage Net Loans Charged-off: Loans to individuals2.5958%977
Percentage Net Loans Charged-off: Credit card loans5.2711%376
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0406%6,746
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9559%2,067
Percentage Net Loans Charged-off: Total real estate loans0.5549%2,310
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate0.5767%1,241
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.7706%1,330
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.8574%1,170
Percentage Net Loans Charged-off: Commercial and industrial2.0731%1,492
Percentage Net Loans Charged-off: Loans to individuals2.8919%810
Percentage Net Loans Charged-off: Credit card loans5.9635%323
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8322%2,029
Percentage Net Loans Charged-off: Total real estate loans0.5459%2,036
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.8529%749
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.4502%1,690
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.5004%1,484
Percentage Net Loans Charged-off: Commercial and industrial1.4761%1,600
Percentage Net Loans Charged-off: Loans to individuals2.5797%896
Percentage Net Loans Charged-off: Credit card loans9.1221%190
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4547%2,316
Percentage Net Loans Charged-off: Total real estate loans0.6216%1,422
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.4180%735
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential1.1029%697
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net1.2237%611
Percentage Net Loans Charged-off: Commercial and industrial-0.0295%6,930
Percentage Net Loans Charged-off: Loans to individuals0.2062%3,702
Percentage Net Loans Charged-off: Credit card loans1.1544%705
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7545%1,642
Percentage Net Loans Charged-off: Total real estate loans0.1921%2,925
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate-0.0070%7,720
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.4703%1,265
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.5173%1,109
Percentage Net Loans Charged-off: Commercial and industrial2.4898%835
Percentage Net Loans Charged-off: Loans to individuals1.6925%1,272
Percentage Net Loans Charged-off: Credit card loans3.3501%459
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7369%1,178
Percentage Net Loans Charged-off: Total real estate loans0.2235%2,027
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate-0.0094%7,760
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.5454%848
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.5989%723
Percentage Net Loans Charged-off: Commercial and industrial2.2365%672
Percentage Net Loans Charged-off: Loans to individuals1.7025%1,037
Percentage Net Loans Charged-off: Credit card loans2.5567%527
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4976%1,400
Percentage Net Loans Charged-off: Total real estate loans0.0478%2,959
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate-0.0096%7,813
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.1222%1,794
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.1340%1,601
Percentage Net Loans Charged-off: Commercial and industrial1.4952%784
Percentage Net Loans Charged-off: Loans to individuals1.9281%811
Percentage Net Loans Charged-off: Credit card loans1.8953%606
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7313%716
Percentage Net Loans Charged-off: Total real estate loans0.0921%1,752
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate-0.0096%7,893
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.2291%990
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.2511%864
Percentage Net Loans Charged-off: Commercial and industrial2.7432%359
Percentage Net Loans Charged-off: Loans to individuals0.7967%1,845
Percentage Net Loans Charged-off: Credit card loans2.2054%476
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4136%1,367
Percentage Net Loans Charged-off: Total real estate loans0.0485%2,869
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0158%1,519
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.1004%1,891
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.1102%1,709
Percentage Net Loans Charged-off: Commercial and industrial1.2046%1,004
Percentage Net Loans Charged-off: Loans to individuals1.6515%862
Percentage Net Loans Charged-off: Credit card loans2.6049%474
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0820%1,440
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2811%1,420
Percentage Net Loans Charged-off: Total real estate loans0.0299%2,456
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate-0.0823%8,077
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.1392%1,174
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.1527%1,053
Percentage Net Loans Charged-off: Commercial and industrial0.4366%1,601
Percentage Net Loans Charged-off: Loans to individuals1.9442%585
Percentage Net Loans Charged-off: Credit card loans2.7539%426
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1070%1,187
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3336%1,090
Percentage Net Loans Charged-off: Total real estate loans0.0117%2,393
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate-0.1203%8,148
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.1266%1,045
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.1388%923
Percentage Net Loans Charged-off: Commercial and industrial0.6266%1,078
Percentage Net Loans Charged-off: Loans to individuals2.1522%488
Percentage Net Loans Charged-off: Credit card loans2.1988%485
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1720%976
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5633%565
Percentage Net Loans Charged-off: Total real estate loans0.0272%1,452
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate-0.2304%8,245
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.2545%523
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.2791%476
Percentage Net Loans Charged-off: Commercial and industrial1.1915%541
Percentage Net Loans Charged-off: Loans to individuals3.0440%316
Percentage Net Loans Charged-off: Credit card loans2.7510%397
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5271%530
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2580%1,586
Percentage Net Loans Charged-off: Total real estate loans0.0224%2,646
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0378%1,019
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0222%2,431
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0241%2,242
Percentage Net Loans Charged-off: Commercial and industrial0.1969%2,478
Percentage Net Loans Charged-off: Loans to individuals1.6743%722
Percentage Net Loans Charged-off: Credit card loans4.1992%242
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1546%526
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2692%1,230
Percentage Net Loans Charged-off: Total real estate loans0.0026%2,797
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate-0.0118%7,967
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0148%2,157
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0160%1,993
Percentage Net Loans Charged-off: Commercial and industrial0.2465%1,819
Percentage Net Loans Charged-off: Loans to individuals1.6484%663
Percentage Net Loans Charged-off: Credit card loans6.1618%115
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5053%403
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2329%1,333
Percentage Net Loans Charged-off: Total real estate loans0.0198%1,916
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate-0.0122%8,027
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0222%1,693
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0240%1,569
Percentage Net Loans Charged-off: Commercial and industrial0.2431%1,601
Percentage Net Loans Charged-off: Loans to individuals1.6306%679
Percentage Net Loans Charged-off: Credit card loans4.8411%198
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0408%1,099
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3018%922
Percentage Net Loans Charged-off: Total real estate loans0.0362%1,130
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0179%1,202
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0194%1,093
Percentage Net Loans Charged-off: Commercial and industrial0.3835%956
Percentage Net Loans Charged-off: Loans to individuals1.8094%684
Percentage Net Loans Charged-off: Credit card loans4.1822%253
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1742%704
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1378%3,051
Percentage Net Loans Charged-off: Total real estate loans0.0191%2,742
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate-0.0769%8,278
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.1011%1,415
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.1080%1,346
Percentage Net Loans Charged-off: Commercial and industrial0.1945%2,811
Percentage Net Loans Charged-off: Loans to individuals0.7749%2,461
Percentage Net Loans Charged-off: Credit card loans2.2559%748
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1575%7,389
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0754%3,593
Percentage Net Loans Charged-off: Total real estate loans-0.0401%8,262
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate-0.1052%8,344
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,617
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial0.2374%2,200
Percentage Net Loans Charged-off: Loans to individuals0.4626%3,255
Percentage Net Loans Charged-off: Credit card loans1.3240%938
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2098%7,452
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0336%4,330
Percentage Net Loans Charged-off: Total real estate loans-0.0049%7,647
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate-0.0212%8,149
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial-0.0060%6,732
Percentage Net Loans Charged-off: Loans to individuals0.2768%3,782
Percentage Net Loans Charged-off: Credit card loans0.6630%1,052
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1608%868
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0455%3,361
Percentage Net Loans Charged-off: Total real estate loans-0.0050%7,778
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate-0.0207%8,277
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial-0.0380%7,074
Percentage Net Loans Charged-off: Loans to individuals0.4618%2,696
Percentage Net Loans Charged-off: Credit card loans0.0000%922
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0958%716
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4340%1,310
Percentage Net Loans Charged-off: Total real estate loans0.0085%3,498
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate-0.0265%8,344
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0305%2,519
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0323%2,362
Percentage Net Loans Charged-off: Commercial and industrial1.3815%1,055
Percentage Net Loans Charged-off: Loans to individuals0.9956%2,050
Percentage Net Loans Charged-off: Credit card loans7.2583%194
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3031%7,598
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5599%836
Percentage Net Loans Charged-off: Total real estate loans0.0137%2,815
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate-0.0359%8,412
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0463%1,904
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0489%1,783
Percentage Net Loans Charged-off: Commercial and industrial1.8871%674
Percentage Net Loans Charged-off: Loans to individuals1.0696%1,711
Percentage Net Loans Charged-off: Credit card loans9.0701%128
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3465%7,624
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7023%639
Percentage Net Loans Charged-off: Total real estate loans-0.0122%8,102
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate-0.0549%8,511
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0060%2,187
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0064%2,049
Percentage Net Loans Charged-off: Commercial and industrial2.5945%445
Percentage Net Loans Charged-off: Loans to individuals1.0581%1,748
Percentage Net Loans Charged-off: Credit card loans12.0390%83
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3280%7,609
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2461%1,692
Percentage Net Loans Charged-off: Total real estate loans-0.0317%8,422
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate-0.1342%8,657
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0125%1,492
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0133%1,379
Percentage Net Loans Charged-off: Commercial and industrial0.2764%1,466
Percentage Net Loans Charged-off: Loans to individuals1.5791%1,167
Percentage Net Loans Charged-off: Credit card loans19.9844%48
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.6817%7,663
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5999%1,197
Percentage Net Loans Charged-off: Total real estate loans0.1561%1,367
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.2661%710
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0574%2,253
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0603%2,138
Percentage Net Loans Charged-off: Commercial and industrial0.6538%2,270
Percentage Net Loans Charged-off: Loans to individuals1.2369%1,796
Percentage Net Loans Charged-off: Credit card loans4.1487%563
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.7375%344
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5731%1,102
Percentage Net Loans Charged-off: Total real estate loans0.1239%1,349
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0490%1,027
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0776%1,654
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0813%1,587
Percentage Net Loans Charged-off: Commercial and industrial0.1842%3,176
Percentage Net Loans Charged-off: Loans to individuals1.2499%1,642
Percentage Net Loans Charged-off: Credit card loans2.8812%865
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.7046%250
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8269%699
Percentage Net Loans Charged-off: Total real estate loans0.1890%908
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0763%748
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.1168%1,181
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.1222%1,135
Percentage Net Loans Charged-off: Commercial and industrial0.1942%2,707
Percentage Net Loans Charged-off: Loans to individuals1.6691%1,085
Percentage Net Loans Charged-off: Credit card loans3.4250%696
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease5.4576%173
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2136%402
Percentage Net Loans Charged-off: Total real estate loans0.1576%826
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0839%471
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.2342%628
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.2442%608
Percentage Net Loans Charged-off: Commercial and industrial0.1280%2,051
Percentage Net Loans Charged-off: Loans to individuals1.5094%1,278
Percentage Net Loans Charged-off: Credit card loans4.9689%455
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease10.5053%106
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8686%856
Percentage Net Loans Charged-off: Total real estate loans0.0282%3,047
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0147%1,456
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0431%2,396
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0446%2,297
Percentage Net Loans Charged-off: Commercial and industrial0.5805%2,654
Percentage Net Loans Charged-off: Loans to individuals0.5880%3,886
Percentage Net Loans Charged-off: Credit card loans0.3059%1,912
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease5.5990%197
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6477%1,227
Percentage Net Loans Charged-off: Total real estate loans0.3767%523
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate1.2451%217
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0336%2,394
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0343%2,267
Percentage Net Loans Charged-off: Commercial and industrial0.1632%3,840
Percentage Net Loans Charged-off: Loans to individuals1.1415%1,901
Percentage Net Loans Charged-off: Credit card loans4.6164%501
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3683%564
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0640%5,438
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2907%2,374
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3564%2,091
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1971%3,849
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0461%7,098
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0691%6,426
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0647%6,577
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8654%1,532
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5147%4,148
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA