Home > First Community Bank-FCB > Income and Expense
First Community Bank-FCB, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,394,000 | 8,523 |
| Total interest expense | $1,207,000 | 8,093 |
| Net interest income | $1,187,000 | 8,709 |
| Provision for loan and lease losses | $14,000 | 8,198 |
| Total noninterest income | $247,000 | 7,250 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 6,310 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 6,653 |
| Total noninterest expense | $806,000 | 9,010 |
| Salaries and employee benefits | $379,000 | 9,396 |
| Premises and equipment expense | $150,000 | 7,796 |
| Additional noninterest expense | $277,000 | 8,567 |
| Pre-tax net operating income | $614,000 | 7,354 |
| Securities gains (losses) | $-9,000 | 9,978 |
| Applicable income taxes | $173,000 | 7,274 |
| Income before extraordinary items | $432,000 | 7,423 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $432,000 | 7,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,548 |
| Cash dividends | $286,000 | 4,685 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $438,390 | 7,337 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,203,000 | 9,095 |
| Total interest expense | $1,090,000 | 8,728 |
| Net interest income | $1,113,000 | 9,249 |
| Provision for loan and lease losses | $12,000 | 8,364 |
| Total noninterest income | $182,000 | 8,503 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 7,389 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 7,844 |
| Total noninterest expense | $764,000 | 9,570 |
| Salaries and employee benefits | $378,000 | 9,756 |
| Premises and equipment expense | $105,000 | 9,153 |
| Additional noninterest expense | $281,000 | 9,071 |
| Pre-tax net operating income | $519,000 | 7,828 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $132,000 | 8,174 |
| Income before extraordinary items | $386,000 | 7,747 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $386,000 | 7,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $260,000 | 4,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $386,750 | 7,684 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,080,000 | 9,593 |
| Total interest expense | $950,000 | 9,428 |
| Net interest income | $1,130,000 | 9,540 |
| Provision for loan and lease losses | $15,000 | 7,935 |
| Total noninterest income | $115,000 | 9,958 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 8,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 10,586 |
| Total noninterest expense | $712,000 | 10,133 |
| Salaries and employee benefits | $364,000 | 10,223 |
| Premises and equipment expense | $79,000 | 10,226 |
| Additional noninterest expense | $269,000 | 9,604 |
| Pre-tax net operating income | $518,000 | 8,338 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $137,000 | 8,495 |
| Income before extraordinary items | $381,000 | 8,230 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $381,000 | 8,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,801 |
| Cash dividends | $402,000 | 3,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $381,000 | 8,213 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,770,000 | 10,231 |
| Total interest expense | $753,000 | 9,818 |
| Net interest income | $1,017,000 | 10,330 |
| Provision for loan and lease losses | $10,000 | 8,460 |
| Total noninterest income | $106,000 | 10,599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 8,680 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,043 |
| Total noninterest expense | $667,000 | 10,840 |
| Salaries and employee benefits | $339,000 | 10,857 |
| Premises and equipment expense | $76,000 | 10,773 |
| Additional noninterest expense | $252,000 | 10,498 |
| Pre-tax net operating income | $446,000 | 9,019 |
| Securities gains (losses) | $7,000 | 2,440 |
| Applicable income taxes | $115,000 | 9,026 |
| Income before extraordinary items | $338,000 | 8,745 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $338,000 | 8,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $228,000 | 5,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $332,750 | 8,855 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,679,000 | 10,846 |
| Total interest expense | $691,000 | 10,636 |
| Net interest income | $988,000 | 10,830 |
| Provision for loan and lease losses | $30,000 | 8,397 |
| Total noninterest income | $110,000 | 11,078 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 9,110 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 11,102 |
| Total noninterest expense | $653,000 | 11,368 |
| Salaries and employee benefits | $303,000 | 11,615 |
| Premises and equipment expense | $77,000 | 11,269 |
| Additional noninterest expense | $273,000 | 10,786 |
| Pre-tax net operating income | $415,000 | 9,293 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $114,000 | 9,431 |
| Income before extraordinary items | $308,000 | 9,383 |
| Extraordinary gains, net | $15,000 | 2,819 |
| Net income | $323,000 | 9,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $162,000 | 5,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $302,890 | 9,198 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,771,000 | 11,370 |
| Total interest expense | $823,000 | 11,226 |
| Net interest income | $948,000 | 11,304 |
| Provision for loan and lease losses | $52,000 | 8,958 |
| Total noninterest income | $138,000 | 10,732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 9,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 9,539 |
| Total noninterest expense | $641,000 | 11,815 |
| Salaries and employee benefits | $319,000 | 11,804 |
| Premises and equipment expense | $64,000 | 12,099 |
| Additional noninterest expense | $258,000 | 11,433 |
| Pre-tax net operating income | $393,000 | 9,309 |
| Securities gains (losses) | $27,000 | 5,154 |
| Applicable income taxes | $123,000 | 9,281 |
| Income before extraordinary items | $297,000 | 9,372 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $297,000 | 9,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 8,560 |
| Cash dividends | $236,000 | 4,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $277,830 | 9,221 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.