Home > First Community Bank East Texas > Income and Expense
First Community Bank East Texas, Income and Expense
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,263,000 | 3,731 |
| Total interest expense | $2,990,000 | 4,264 |
| Net interest income | $6,273,000 | 3,353 |
| Provision for loan and lease losses | $1,020,000 | 2,681 |
| Total noninterest income | $874,000 | 3,682 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $625,000 | 2,569 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $249,000 | 4,446 |
| Total noninterest expense | $5,062,000 | 3,530 |
| Salaries and employee benefits | $1,567,000 | 5,206 |
| Premises and equipment expense | $1,132,000 | 2,360 |
| Additional noninterest expense | $2,363,000 | 2,464 |
| Pre-tax net operating income | $1,065,000 | 3,647 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $288,000 | 2,449 |
| Income before extraordinary items | $777,000 | 3,757 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $777,000 | 3,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 3,736 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $777,000 | 3,880 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,933,000 | 3,797 |
| Total interest expense | $2,257,000 | 4,367 |
| Net interest income | $4,676,000 | 3,383 |
| Provision for loan and lease losses | $965,000 | 1,866 |
| Total noninterest income | $642,000 | 3,824 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $467,000 | 2,587 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $175,000 | 4,688 |
| Total noninterest expense | $3,528,000 | 3,729 |
| Salaries and employee benefits | $1,199,000 | 5,161 |
| Premises and equipment expense | $858,000 | 2,349 |
| Additional noninterest expense | $1,471,000 | 2,819 |
| Pre-tax net operating income | $825,000 | 4,045 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $293,000 | 2,486 |
| Income before extraordinary items | $532,000 | 4,326 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $532,000 | 4,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $505,000 | 1,950 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $532,000 | 4,475 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,685,000 | 3,804 |
| Total interest expense | $1,519,000 | 4,473 |
| Net interest income | $3,166,000 | 3,347 |
| Provision for loan and lease losses | $853,000 | 1,356 |
| Total noninterest income | $443,000 | 3,785 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $308,000 | 2,590 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $135,000 | 4,487 |
| Total noninterest expense | $2,099,000 | 4,097 |
| Salaries and employee benefits | $797,000 | 5,226 |
| Premises and equipment expense | $588,000 | 2,297 |
| Additional noninterest expense | $714,000 | 3,669 |
| Pre-tax net operating income | $657,000 | 3,822 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $229,000 | 2,529 |
| Income before extraordinary items | $428,000 | 4,337 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $428,000 | 4,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,516 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $428,000 | 4,271 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,399,000 | 3,820 |
| Total interest expense | $806,000 | 4,492 |
| Net interest income | $1,593,000 | 3,342 |
| Provision for loan and lease losses | $130,000 | 2,351 |
| Total noninterest income | $315,000 | 3,029 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $141,000 | 2,748 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $174,000 | 2,782 |
| Total noninterest expense | $1,468,000 | 3,123 |
| Salaries and employee benefits | $860,000 | 2,964 |
| Premises and equipment expense | $255,000 | 2,626 |
| Additional noninterest expense | $353,000 | 3,648 |
| Pre-tax net operating income | $310,000 | 4,074 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $108,000 | 2,699 |
| Income before extraordinary items | $202,000 | 4,639 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $202,000 | 4,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,030 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $202,000 | 4,543 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $859,000 | 8,260 |
| Total interest expense | $299,000 | 8,209 |
| Net interest income | $560,000 | 8,228 |
| Provision for loan and lease losses | $-5,000 | 8,217 |
| Total noninterest income | $93,000 | 7,635 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $46,000 | 6,816 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $47,000 | 7,155 |
| Total noninterest expense | $438,000 | 8,386 |
| Salaries and employee benefits | $294,000 | 8,290 |
| Premises and equipment expense | $22,000 | 8,437 |
| Additional noninterest expense | $122,000 | 8,367 |
| Pre-tax net operating income | $220,000 | 6,822 |
| Securities gains (losses) | $4,000 | 1,644 |
| Applicable income taxes | $73,000 | 4,697 |
| Income before extraordinary items | $151,000 | 6,955 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $151,000 | 6,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,179 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $148,320 | 6,942 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,955,000 | 3,628 |
| Total interest expense | $2,701,000 | 4,279 |
| Net interest income | $5,254,000 | 3,103 |
| Provision for loan and lease losses | $217,000 | 2,878 |
| Total noninterest income | $1,008,000 | 2,904 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $433,000 | 2,740 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $575,000 | 2,626 |
| Total noninterest expense | $4,407,000 | 3,001 |
| Salaries and employee benefits | $2,615,000 | 2,799 |
| Premises and equipment expense | $920,000 | 2,107 |
| Additional noninterest expense | $872,000 | 4,115 |
| Pre-tax net operating income | $1,638,000 | 3,278 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,638,000 | 2,797 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,638,000 | 2,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,034 |
| Cash dividends | $1,603,000 | 1,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,638,000 | 2,777 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,258,000 | 3,653 |
| Total interest expense | $1,787,000 | 4,304 |
| Net interest income | $3,471,000 | 3,151 |
| Provision for loan and lease losses | $200,000 | 2,152 |
| Total noninterest income | $665,000 | 2,933 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $293,000 | 2,706 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $372,000 | 2,673 |
| Total noninterest expense | $2,950,000 | 3,009 |
| Salaries and employee benefits | $1,733,000 | 2,858 |
| Premises and equipment expense | $609,000 | 2,133 |
| Additional noninterest expense | $608,000 | 3,972 |
| Pre-tax net operating income | $986,000 | 3,561 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $986,000 | 3,069 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $986,000 | 3,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,576 |
| Cash dividends | $783,000 | 1,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $986,000 | 3,052 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,617,000 | 3,656 |
| Total interest expense | $871,000 | 4,359 |
| Net interest income | $1,746,000 | 3,130 |
| Provision for loan and lease losses | $99,000 | 2,066 |
| Total noninterest income | $364,000 | 2,739 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $152,000 | 2,583 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $212,000 | 2,459 |
| Total noninterest expense | $1,487,000 | 3,007 |
| Salaries and employee benefits | $900,000 | 2,791 |
| Premises and equipment expense | $298,000 | 2,198 |
| Additional noninterest expense | $289,000 | 4,075 |
| Pre-tax net operating income | $524,000 | 3,411 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $524,000 | 2,914 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $524,000 | 2,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $424,000 | 1,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $524,000 | 2,899 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,355,000 | 3,761 |
| Total interest expense | $2,588,000 | 4,733 |
| Net interest income | $6,767,000 | 3,203 |
| Provision for loan and lease losses | $61,000 | 5,306 |
| Total noninterest income | $1,140,000 | 3,239 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $531,000 | 2,933 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $609,000 | 2,987 |
| Total noninterest expense | $5,495,000 | 3,088 |
| Salaries and employee benefits | $3,486,000 | 2,742 |
| Premises and equipment expense | $824,000 | 2,927 |
| Additional noninterest expense | $1,185,000 | 3,978 |
| Pre-tax net operating income | $2,351,000 | 3,280 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,351,000 | 2,751 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,351,000 | 2,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,616 |
| Cash dividends | $1,803,000 | 1,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,351,000 | 2,740 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,767,000 | 3,837 |
| Total interest expense | $1,738,000 | 4,941 |
| Net interest income | $5,029,000 | 3,254 |
| Provision for loan and lease losses | $31,000 | 5,618 |
| Total noninterest income | $839,000 | 3,293 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $380,000 | 3,043 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $459,000 | 2,983 |
| Total noninterest expense | $4,118,000 | 3,097 |
| Salaries and employee benefits | $2,537,000 | 2,810 |
| Premises and equipment expense | $674,000 | 2,728 |
| Additional noninterest expense | $907,000 | 3,898 |
| Pre-tax net operating income | $1,719,000 | 3,470 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,719,000 | 2,905 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,719,000 | 2,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,313 |
| Cash dividends | $1,429,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,719,000 | 2,892 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,401,000 | 3,862 |
| Total interest expense | $1,073,000 | 5,039 |
| Net interest income | $3,328,000 | 3,273 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $553,000 | 3,291 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $246,000 | 3,088 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $307,000 | 2,975 |
| Total noninterest expense | $2,660,000 | 3,178 |
| Salaries and employee benefits | $1,662,000 | 2,859 |
| Premises and equipment expense | $456,000 | 2,691 |
| Additional noninterest expense | $542,000 | 4,233 |
| Pre-tax net operating income | $1,131,000 | 3,496 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,131,000 | 2,922 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,131,000 | 2,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,182 |
| Cash dividends | $923,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,131,000 | 2,910 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,132,000 | 3,887 |
| Total interest expense | $483,000 | 5,216 |
| Net interest income | $1,649,000 | 3,282 |
| Provision for loan and lease losses | $49,000 | 3,187 |
| Total noninterest income | $271,000 | 3,292 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $123,000 | 3,035 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $148,000 | 2,988 |
| Total noninterest expense | $1,323,000 | 3,212 |
| Salaries and employee benefits | $836,000 | 2,859 |
| Premises and equipment expense | $215,000 | 2,836 |
| Additional noninterest expense | $272,000 | 4,215 |
| Pre-tax net operating income | $548,000 | 3,542 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $548,000 | 2,933 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $548,000 | 2,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,059 |
| Cash dividends | $586,000 | 1,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $548,000 | 2,921 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,120,000 | 3,710 |
| Total interest expense | $1,735,000 | 4,853 |
| Net interest income | $6,385,000 | 3,257 |
| Provision for loan and lease losses | $118,000 | 4,603 |
| Total noninterest income | $1,364,000 | 2,863 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $564,000 | 2,795 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $800,000 | 2,541 |
| Total noninterest expense | $5,225,000 | 3,122 |
| Salaries and employee benefits | $3,564,000 | 2,557 |
| Premises and equipment expense | $375,000 | 5,061 |
| Additional noninterest expense | $1,286,000 | 3,656 |
| Pre-tax net operating income | $2,406,000 | 3,236 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,406,000 | 2,675 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,406,000 | 2,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $408,000 | 1,381 |
| Cash dividends | $1,461,000 | 1,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,406,000 | 2,644 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,019,000 | 3,699 |
| Total interest expense | $1,279,000 | 4,767 |
| Net interest income | $4,740,000 | 3,281 |
| Provision for loan and lease losses | $35,000 | 5,685 |
| Total noninterest income | $886,000 | 3,178 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $423,000 | 2,792 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $463,000 | 3,023 |
| Total noninterest expense | $4,163,000 | 2,914 |
| Salaries and employee benefits | $2,511,000 | 2,658 |
| Premises and equipment expense | $676,000 | 2,576 |
| Additional noninterest expense | $976,000 | 3,573 |
| Pre-tax net operating income | $1,428,000 | 3,889 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,428,000 | 3,253 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,428,000 | 3,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 1,301 |
| Cash dividends | $1,175,000 | 1,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,428,000 | 3,221 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,963,000 | 3,659 |
| Total interest expense | $830,000 | 4,683 |
| Net interest income | $3,133,000 | 3,285 |
| Provision for loan and lease losses | $48,000 | 4,636 |
| Total noninterest income | $613,000 | 3,044 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $285,000 | 2,716 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $328,000 | 2,905 |
| Total noninterest expense | $2,661,000 | 3,022 |
| Salaries and employee benefits | $1,666,000 | 2,661 |
| Premises and equipment expense | $431,000 | 2,657 |
| Additional noninterest expense | $564,000 | 3,987 |
| Pre-tax net operating income | $1,037,000 | 3,619 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,037,000 | 3,003 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,037,000 | 3,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 1,940 |
| Cash dividends | $699,000 | 1,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,037,000 | 2,962 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,920,000 | 3,716 |
| Total interest expense | $380,000 | 4,822 |
| Net interest income | $1,540,000 | 3,337 |
| Provision for loan and lease losses | $17,000 | 4,817 |
| Total noninterest income | $281,000 | 3,204 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $136,000 | 2,758 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $145,000 | 3,034 |
| Total noninterest expense | $1,353,000 | 2,986 |
| Salaries and employee benefits | $854,000 | 2,620 |
| Premises and equipment expense | $211,000 | 2,733 |
| Additional noninterest expense | $288,000 | 3,930 |
| Pre-tax net operating income | $451,000 | 3,952 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $451,000 | 3,300 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $451,000 | 3,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 1,405 |
| Cash dividends | $437,000 | 1,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $451,000 | 3,261 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,853,000 | 3,869 |
| Total interest expense | $1,210,000 | 5,083 |
| Net interest income | $5,643,000 | 3,468 |
| Provision for loan and lease losses | $585,000 | 1,707 |
| Total noninterest income | $1,417,000 | 2,790 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $695,000 | 2,382 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $722,000 | 2,667 |
| Total noninterest expense | $4,614,000 | 3,346 |
| Salaries and employee benefits | $3,089,000 | 2,774 |
| Premises and equipment expense | $402,000 | 4,744 |
| Additional noninterest expense | $1,123,000 | 3,956 |
| Pre-tax net operating income | $1,861,000 | 3,702 |
| Securities gains (losses) | $39,000 | 1,925 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,900,000 | 3,053 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,900,000 | 3,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $426,000 | 1,523 |
| Cash dividends | $970,000 | 2,407 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 788 |
| Net operating income | $1,861,000 | 3,037 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,943,000 | 3,966 |
| Total interest expense | $868,000 | 5,188 |
| Net interest income | $4,075,000 | 3,547 |
| Provision for loan and lease losses | $422,000 | 1,698 |
| Total noninterest income | $1,128,000 | 2,685 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $545,000 | 2,328 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $583,000 | 2,545 |
| Total noninterest expense | $3,567,000 | 3,247 |
| Salaries and employee benefits | $2,326,000 | 2,745 |
| Premises and equipment expense | $421,000 | 3,736 |
| Additional noninterest expense | $820,000 | 4,009 |
| Pre-tax net operating income | $1,214,000 | 4,129 |
| Securities gains (losses) | $8,000 | 2,829 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,222,000 | 3,493 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,222,000 | 3,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $351,000 | 1,290 |
| Cash dividends | $662,000 | 2,268 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 661 |
| Net operating income | $1,214,000 | 3,434 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,206,000 | 4,047 |
| Total interest expense | $560,000 | 5,322 |
| Net interest income | $2,646,000 | 3,615 |
| Provision for loan and lease losses | $85,000 | 3,829 |
| Total noninterest income | $641,000 | 3,031 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $348,000 | 2,406 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $293,000 | 3,029 |
| Total noninterest expense | $2,289,000 | 3,370 |
| Salaries and employee benefits | $1,567,000 | 2,725 |
| Premises and equipment expense | $182,000 | 5,083 |
| Additional noninterest expense | $540,000 | 4,074 |
| Pre-tax net operating income | $913,000 | 3,759 |
| Securities gains (losses) | $8,000 | 2,538 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $921,000 | 3,143 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $921,000 | 3,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,266 |
| Cash dividends | $350,000 | 2,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $913,000 | 3,082 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,581,000 | 4,109 |
| Total interest expense | $289,000 | 5,285 |
| Net interest income | $1,292,000 | 3,669 |
| Provision for loan and lease losses | $8,000 | 5,831 |
| Total noninterest income | $331,000 | 2,910 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $169,000 | 2,416 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $162,000 | 2,805 |
| Total noninterest expense | $1,222,000 | 3,165 |
| Salaries and employee benefits | $805,000 | 2,666 |
| Premises and equipment expense | $139,000 | 3,799 |
| Additional noninterest expense | $278,000 | 3,983 |
| Pre-tax net operating income | $393,000 | 4,128 |
| Securities gains (losses) | $8,000 | 2,145 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $401,000 | 3,487 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $401,000 | 3,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,329 |
| Cash dividends | $116,000 | 2,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $393,000 | 3,445 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,886,000 | 3,876 |
| Total interest expense | $1,439,000 | 5,001 |
| Net interest income | $5,447,000 | 3,462 |
| Provision for loan and lease losses | $1,114,000 | 1,071 |
| Total noninterest income | $985,000 | 3,757 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $628,000 | 2,613 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $357,000 | 4,176 |
| Total noninterest expense | $4,896,000 | 3,104 |
| Salaries and employee benefits | $3,048,000 | 2,728 |
| Premises and equipment expense | $344,000 | 5,233 |
| Additional noninterest expense | $1,504,000 | 3,075 |
| Pre-tax net operating income | $422,000 | 6,945 |
| Securities gains (losses) | $-2,000 | 8,601 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $420,000 | 6,713 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $420,000 | 6,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,165,000 | 820 |
| Cash dividends | $213,000 | 4,847 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 724 |
| Net operating income | $422,000 | 6,540 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,309,000 | 3,839 |
| Total interest expense | $1,145,000 | 4,948 |
| Net interest income | $4,164,000 | 3,408 |
| Provision for loan and lease losses | $1,048,000 | 866 |
| Total noninterest income | $635,000 | 4,150 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $463,000 | 2,653 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $172,000 | 5,069 |
| Total noninterest expense | $3,731,000 | 3,053 |
| Salaries and employee benefits | $2,395,000 | 2,631 |
| Premises and equipment expense | $149,000 | 6,801 |
| Additional noninterest expense | $1,187,000 | 2,906 |
| Pre-tax net operating income | $20,000 | 8,570 |
| Securities gains (losses) | $-2,000 | 8,785 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $18,000 | 8,665 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $18,000 | 8,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,107,000 | 645 |
| Cash dividends | $167,000 | 4,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $20,000 | 8,555 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,761,000 | 3,676 |
| Total interest expense | $812,000 | 4,879 |
| Net interest income | $2,949,000 | 3,238 |
| Provision for loan and lease losses | $869,000 | 718 |
| Total noninterest income | $1,344,000 | 1,868 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $309,000 | 2,583 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,035,000 | 1,478 |
| Total noninterest expense | $3,120,000 | 2,502 |
| Salaries and employee benefits | $1,638,000 | 2,560 |
| Premises and equipment expense | $724,000 | 1,583 |
| Additional noninterest expense | $758,000 | 3,009 |
| Pre-tax net operating income | $304,000 | 6,480 |
| Securities gains (losses) | $-2,000 | 8,918 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $302,000 | 6,077 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $302,000 | 6,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $925,000 | 550 |
| Cash dividends | $84,000 | 4,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $304,000 | 5,867 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,923,000 | 3,643 |
| Total interest expense | $434,000 | 4,780 |
| Net interest income | $1,489,000 | 3,182 |
| Provision for loan and lease losses | $432,000 | 684 |
| Total noninterest income | $578,000 | 2,052 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $154,000 | 2,537 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $424,000 | 1,670 |
| Total noninterest expense | $1,579,000 | 2,459 |
| Salaries and employee benefits | $831,000 | 2,531 |
| Premises and equipment expense | $324,000 | 1,765 |
| Additional noninterest expense | $424,000 | 2,711 |
| Pre-tax net operating income | $56,000 | 7,901 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $56,000 | 7,763 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $56,000 | 7,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $466,000 | 519 |
| Cash dividends | $75,000 | 3,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $56,000 | 7,620 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,665,000 | 3,410 |
| Total interest expense | $2,399,000 | 4,239 |
| Net interest income | $6,266,000 | 3,028 |
| Provision for loan and lease losses | $805,000 | 1,618 |
| Total noninterest income | $995,000 | 3,498 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $655,000 | 2,386 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $340,000 | 4,002 |
| Total noninterest expense | $5,600,000 | 2,645 |
| Salaries and employee benefits | $2,965,000 | 2,656 |
| Premises and equipment expense | $959,000 | 2,280 |
| Additional noninterest expense | $1,676,000 | 2,695 |
| Pre-tax net operating income | $856,000 | 5,600 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $856,000 | 5,023 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $856,000 | 5,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $917,000 | 1,048 |
| Cash dividends | $1,005,000 | 2,219 |
| Sale, conversion, retirement of capital stock, net | $71,000 | 680 |
| Net operating income | $856,000 | 4,894 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,305,000 | 3,527 |
| Total interest expense | $3,185,000 | 4,511 |
| Net interest income | $6,120,000 | 2,897 |
| Provision for loan and lease losses | $838,000 | 1,447 |
| Total noninterest income | $1,067,000 | 3,192 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $564,000 | 2,568 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $503,000 | 3,121 |
| Total noninterest expense | $5,218,000 | 2,722 |
| Salaries and employee benefits | $2,996,000 | 2,510 |
| Premises and equipment expense | $760,000 | 2,762 |
| Additional noninterest expense | $1,462,000 | 2,934 |
| Pre-tax net operating income | $1,131,000 | 4,578 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $10,000 | 7,583 |
| Income before extraordinary items | $1,121,000 | 3,982 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,121,000 | 3,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $367,000 | 1,951 |
| Cash dividends | $887,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 765 |
| Net operating income | $1,121,000 | 3,859 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,063,000 | 4,103 |
| Total interest expense | $2,886,000 | 5,067 |
| Net interest income | $5,177,000 | 3,366 |
| Provision for loan and lease losses | $715,000 | 1,392 |
| Total noninterest income | $1,137,000 | 2,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $407,000 | 3,198 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $730,000 | 2,288 |
| Total noninterest expense | $4,889,000 | 2,782 |
| Salaries and employee benefits | $2,661,000 | 2,673 |
| Premises and equipment expense | $759,000 | 2,695 |
| Additional noninterest expense | $1,469,000 | 2,869 |
| Pre-tax net operating income | $710,000 | 6,182 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $710,000 | 5,381 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $710,000 | 5,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $630,000 | 1,052 |
| Cash dividends | $762,000 | 2,744 |
| Sale, conversion, retirement of capital stock, net | $89,000 | 709 |
| Net operating income | $710,000 | 5,388 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,514,000 | 4,666 |
| Total interest expense | $2,336,000 | 5,441 |
| Net interest income | $4,178,000 | 4,021 |
| Provision for loan and lease losses | $363,000 | 2,262 |
| Total noninterest income | $881,000 | 3,383 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $316,000 | 3,831 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $565,000 | 2,731 |
| Total noninterest expense | $3,281,000 | 3,908 |
| Salaries and employee benefits | $1,781,000 | 3,779 |
| Premises and equipment expense | $478,000 | 3,920 |
| Additional noninterest expense | $1,022,000 | 3,950 |
| Pre-tax net operating income | $1,415,000 | 4,260 |
| Securities gains (losses) | $31,000 | 1,173 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $1,446,000 | 3,330 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,446,000 | 3,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,187 |
| Cash dividends | $1,030,000 | 2,201 |
| Sale, conversion, retirement of capital stock, net | $422,000 | 630 |
| Net operating income | $1,415,000 | 3,355 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,452,000 | 5,337 |
| Total interest expense | $2,216,000 | 5,812 |
| Net interest income | $3,236,000 | 4,883 |
| Provision for loan and lease losses | $75,000 | 5,712 |
| Total noninterest income | $504,000 | 4,905 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $335,000 | 3,601 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 5,382 |
| Total noninterest expense | $2,074,000 | 5,460 |
| Salaries and employee benefits | $1,182,000 | 5,121 |
| Premises and equipment expense | $271,000 | 5,687 |
| Additional noninterest expense | $621,000 | 5,620 |
| Pre-tax net operating income | $1,591,000 | 4,001 |
| Securities gains (losses) | $9,000 | 3,034 |
| Applicable income taxes | $242,000 | 5,722 |
| Income before extraordinary items | $1,358,000 | 3,536 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,358,000 | 3,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,752 |
| Cash dividends | $790,000 | 2,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,350,350 | 3,452 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,320,000 | 5,551 |
| Total interest expense | $2,129,000 | 6,027 |
| Net interest income | $3,191,000 | 5,067 |
| Provision for loan and lease losses | $65,000 | 6,037 |
| Total noninterest income | $507,000 | 4,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $343,000 | 3,675 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 5,461 |
| Total noninterest expense | $2,053,000 | 5,555 |
| Salaries and employee benefits | $1,137,000 | 5,328 |
| Premises and equipment expense | $189,000 | 7,042 |
| Additional noninterest expense | $727,000 | 5,074 |
| Pre-tax net operating income | $1,580,000 | 4,276 |
| Securities gains (losses) | $8,000 | 2,485 |
| Applicable income taxes | $413,000 | 4,789 |
| Income before extraordinary items | $1,175,000 | 4,130 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,175,000 | 4,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,643 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $-1,763,000 | 10,889 |
| Net operating income | $1,169,080 | 4,081 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,122,000 | 5,837 |
| Total interest expense | $2,073,000 | 6,278 |
| Net interest income | $3,049,000 | 5,370 |
| Provision for loan and lease losses | $293,000 | 2,638 |
| Total noninterest income | $540,000 | 4,903 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $335,000 | 3,900 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 5,093 |
| Total noninterest expense | $1,923,000 | 6,103 |
| Salaries and employee benefits | $1,091,000 | 5,618 |
| Premises and equipment expense | $197,000 | 7,082 |
| Additional noninterest expense | $635,000 | 6,130 |
| Pre-tax net operating income | $1,373,000 | 4,647 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $341,000 | 5,418 |
| Income before extraordinary items | $1,036,000 | 4,351 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,036,000 | 4,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,928 |
| Cash dividends | $350,000 | 4,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,033,000 | 4,311 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,859,000 | 6,114 |
| Total interest expense | $1,918,000 | 6,652 |
| Net interest income | $2,941,000 | 5,585 |
| Provision for loan and lease losses | $34,000 | 6,948 |
| Total noninterest income | $502,000 | 5,169 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $318,000 | 4,084 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $184,000 | 5,355 |
| Total noninterest expense | $1,895,000 | 6,241 |
| Salaries and employee benefits | $1,030,000 | 5,907 |
| Premises and equipment expense | $189,000 | 7,403 |
| Additional noninterest expense | $676,000 | 6,016 |
| Pre-tax net operating income | $1,514,000 | 4,425 |
| Securities gains (losses) | $-8,000 | 9,956 |
| Applicable income taxes | $496,000 | 4,219 |
| Income before extraordinary items | $1,010,000 | 4,575 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,010,000 | 4,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,015,360 | 4,531 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,205,000 | 6,467 |
| Total interest expense | $1,555,000 | 6,740 |
| Net interest income | $2,650,000 | 6,175 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $493,000 | 5,342 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $288,000 | 4,516 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 5,180 |
| Total noninterest expense | $1,843,000 | 6,581 |
| Salaries and employee benefits | $867,000 | 6,834 |
| Premises and equipment expense | $187,000 | 7,705 |
| Additional noninterest expense | $789,000 | 5,756 |
| Pre-tax net operating income | $1,300,000 | 4,944 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $200,000 | 7,346 |
| Income before extraordinary items | $1,098,000 | 4,190 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,098,000 | 4,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,355 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,099,700 | 4,231 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,953,000 | 6,924 |
| Total interest expense | $1,571,000 | 6,974 |
| Net interest income | $2,382,000 | 6,766 |
| Provision for loan and lease losses | $-50,000 | 12,736 |
| Total noninterest income | $422,000 | 6,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $267,000 | 4,851 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 6,451 |
| Total noninterest expense | $1,835,000 | 6,794 |
| Salaries and employee benefits | $794,000 | 7,363 |
| Premises and equipment expense | $157,000 | 8,726 |
| Additional noninterest expense | $884,000 | 5,456 |
| Pre-tax net operating income | $1,019,000 | 5,819 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $80,000 | 10,214 |
| Income before extraordinary items | $942,000 | 4,915 |
| Extraordinary gains, net | $400,000 | 560 |
| Net income | $1,342,000 | 3,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 6,927 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $939,240 | 4,699 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,287,000 | 7,145 |
| Total interest expense | $1,936,000 | 7,257 |
| Net interest income | $2,351,000 | 6,887 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $446,000 | 6,111 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $236,000 | 5,348 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $210,000 | 5,505 |
| Total noninterest expense | $1,712,000 | 7,230 |
| Salaries and employee benefits | $695,000 | 8,030 |
| Premises and equipment expense | $161,000 | 8,809 |
| Additional noninterest expense | $856,000 | 5,755 |
| Pre-tax net operating income | $1,085,000 | 5,313 |
| Securities gains (losses) | $90,000 | 3,184 |
| Applicable income taxes | $403,000 | 4,769 |
| Income before extraordinary items | $772,000 | 5,509 |
| Extraordinary gains, net | $388,000 | 250 |
| Net income | $1,160,000 | 3,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 9,510 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $712,600 | 5,507 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.