Home > First Community Bank and Trust > Income and Expense
First Community Bank and Trust, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $8,633,000 | 3,025 |
| Total interest expense | $857,000 | 3,814 |
| Net interest income | $7,776,000 | 2,730 |
| Provision for loan and lease losses | $261,000 | 1,782 |
| Total noninterest income | $1,382,000 | 2,379 |
| Gross Fiduciary activities income | $21,000 | 825 |
| Service charges on deposit accounts | $300,000 | 2,192 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,061,000 | 2,223 |
| Total noninterest expense | $4,985,000 | 3,054 |
| Salaries and employee benefits | $2,647,000 | 3,113 |
| Premises and equipment expense | $349,000 | 3,429 |
| Additional noninterest expense | $1,061,000 | 2,223 |
| Pre-tax net operating income | $3,912,000 | 2,195 |
| Securities gains (losses) | $18,000 | 671 |
| Applicable income taxes | $926,000 | 1,482 |
| Income before extraordinary items | $3,004,000 | 2,339 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,004,000 | 2,363 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,004,000 | 2,342 |
| Net charge-offs | $-38,000 | 4,136 |
| Cash dividends | $1,220,000 | 1,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,989,780 | 2,361 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $6,261,000 | 3,050 |
| Total interest expense | $493,000 | 3,920 |
| Net interest income | $5,768,000 | 2,767 |
| Provision for loan and lease losses | $561,000 | 937 |
| Total noninterest income | $1,086,000 | 2,333 |
| Gross Fiduciary activities income | $16,000 | 813 |
| Service charges on deposit accounts | $232,000 | 2,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $838,000 | 2,172 |
| Total noninterest expense | $3,652,000 | 3,072 |
| Salaries and employee benefits | $1,966,000 | 3,114 |
| Premises and equipment expense | $296,000 | 3,274 |
| Additional noninterest expense | $838,000 | 2,172 |
| Pre-tax net operating income | $2,641,000 | 2,379 |
| Securities gains (losses) | $18,000 | 474 |
| Applicable income taxes | $637,000 | 1,587 |
| Income before extraordinary items | $2,022,000 | 2,498 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,022,000 | 2,523 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,022,000 | 2,499 |
| Net charge-offs | $-30,000 | 4,101 |
| Cash dividends | $320,000 | 2,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,007,780 | 2,526 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,061,000 | 3,075 |
| Total interest expense | $242,000 | 4,023 |
| Net interest income | $3,819,000 | 2,802 |
| Provision for loan and lease losses | $372,000 | 922 |
| Total noninterest income | $767,000 | 2,238 |
| Gross Fiduciary activities income | $10,000 | 807 |
| Service charges on deposit accounts | $162,000 | 2,103 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $595,000 | 2,023 |
| Total noninterest expense | $2,432,000 | 3,078 |
| Salaries and employee benefits | $1,335,000 | 3,085 |
| Premises and equipment expense | $202,000 | 3,258 |
| Additional noninterest expense | $595,000 | 2,020 |
| Pre-tax net operating income | $1,782,000 | 2,390 |
| Securities gains (losses) | $16,000 | 492 |
| Applicable income taxes | $430,000 | 1,589 |
| Income before extraordinary items | $1,368,000 | 2,499 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,368,000 | 2,528 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,368,000 | 2,499 |
| Net charge-offs | $-12,000 | 3,968 |
| Cash dividends | $120,000 | 2,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,355,360 | 2,530 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,010,000 | 3,064 |
| Total interest expense | $85,000 | 4,139 |
| Net interest income | $1,925,000 | 2,798 |
| Provision for loan and lease losses | $185,000 | 925 |
| Total noninterest income | $402,000 | 2,177 |
| Gross Fiduciary activities income | $7,000 | 814 |
| Service charges on deposit accounts | $80,000 | 2,140 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $315,000 | 1,955 |
| Total noninterest expense | $1,186,000 | 3,146 |
| Salaries and employee benefits | $670,000 | 3,123 |
| Premises and equipment expense | $102,000 | 3,295 |
| Additional noninterest expense | $315,000 | 1,955 |
| Pre-tax net operating income | $956,000 | 2,356 |
| Securities gains (losses) | $8,000 | 629 |
| Applicable income taxes | $232,000 | 1,577 |
| Income before extraordinary items | $732,000 | 2,473 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $732,000 | 2,473 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $732,000 | 2,473 |
| Net charge-offs | $-4,000 | 3,763 |
| Cash dividends | $40,000 | 2,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $725,680 | 2,511 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $6,278,000 | 3,185 |
| Total interest expense | $156,000 | 4,207 |
| Net interest income | $6,122,000 | 3,061 |
| Provision for loan and lease losses | $874,000 | 897 |
| Total noninterest income | $2,136,000 | 1,980 |
| Gross Fiduciary activities income | $17,000 | 868 |
| Service charges on deposit accounts | $337,000 | 2,132 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,782,000 | 1,733 |
| Total noninterest expense | $4,561,000 | 3,172 |
| Salaries and employee benefits | $2,532,000 | 3,175 |
| Premises and equipment expense | $391,000 | 3,334 |
| Additional noninterest expense | $1,782,000 | 1,733 |
| Pre-tax net operating income | $2,823,000 | 2,727 |
| Securities gains (losses) | $-14,000 | 3,506 |
| Applicable income taxes | $670,000 | 1,836 |
| Income before extraordinary items | $2,139,000 | 2,866 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,139,000 | 2,863 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,139,000 | 2,865 |
| Net charge-offs | $1,253,000 | 360 |
| Cash dividends | $880,000 | 2,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,150,060 | 2,893 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $4,255,000 | 3,269 |
| Total interest expense | $93,000 | 4,262 |
| Net interest income | $4,162,000 | 3,181 |
| Provision for loan and lease losses | $635,000 | 834 |
| Total noninterest income | $1,340,000 | 2,189 |
| Gross Fiduciary activities income | $12,000 | 858 |
| Service charges on deposit accounts | $246,000 | 2,173 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,082,000 | 1,971 |
| Total noninterest expense | $3,373,000 | 3,189 |
| Salaries and employee benefits | $1,885,000 | 3,175 |
| Premises and equipment expense | $308,000 | 3,267 |
| Additional noninterest expense | $1,082,000 | 1,971 |
| Pre-tax net operating income | $1,494,000 | 3,102 |
| Securities gains (losses) | $-14,000 | 3,866 |
| Applicable income taxes | $345,000 | 2,099 |
| Income before extraordinary items | $1,135,000 | 3,238 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,135,000 | 3,236 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,135,000 | 3,237 |
| Net charge-offs | $-19,000 | 3,796 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,146,060 | 3,258 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,618,000 | 3,354 |
| Total interest expense | $63,000 | 4,271 |
| Net interest income | $2,555,000 | 3,276 |
| Provision for loan and lease losses | $590,000 | 637 |
| Total noninterest income | $830,000 | 2,270 |
| Gross Fiduciary activities income | $8,000 | 814 |
| Service charges on deposit accounts | $159,000 | 2,205 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $663,000 | 2,102 |
| Total noninterest expense | $2,255,000 | 3,180 |
| Salaries and employee benefits | $1,270,000 | 3,174 |
| Premises and equipment expense | $204,000 | 3,298 |
| Additional noninterest expense | $781,000 | 3,036 |
| Pre-tax net operating income | $540,000 | 3,635 |
| Securities gains (losses) | $-13,000 | 3,992 |
| Applicable income taxes | $106,000 | 2,545 |
| Income before extraordinary items | $421,000 | 3,689 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $421,000 | 3,687 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $421,000 | 3,689 |
| Net charge-offs | $-13,000 | 3,749 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $431,400 | 3,708 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,212,000 | 3,428 |
| Total interest expense | $31,000 | 4,291 |
| Net interest income | $1,181,000 | 3,345 |
| Provision for loan and lease losses | $45,000 | 1,393 |
| Total noninterest income | $385,000 | 2,311 |
| Gross Fiduciary activities income | $4,000 | 812 |
| Service charges on deposit accounts | $73,000 | 2,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $308,000 | 2,152 |
| Total noninterest expense | $1,127,000 | 3,183 |
| Salaries and employee benefits | $658,000 | 3,130 |
| Premises and equipment expense | $106,000 | 3,256 |
| Additional noninterest expense | $363,000 | 3,136 |
| Pre-tax net operating income | $394,000 | 3,145 |
| Securities gains (losses) | $-4,000 | 4,101 |
| Applicable income taxes | $92,000 | 2,113 |
| Income before extraordinary items | $298,000 | 3,276 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $298,000 | 3,274 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $298,000 | 3,276 |
| Net charge-offs | $-1,000 | 3,005 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $301,160 | 3,289 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $5,115,000 | 3,447 |
| Total interest expense | $132,000 | 4,381 |
| Net interest income | $4,983,000 | 3,327 |
| Provision for loan and lease losses | $-290,000 | 4,356 |
| Total noninterest income | $1,723,000 | 2,407 |
| Gross Fiduciary activities income | $15,000 | 847 |
| Service charges on deposit accounts | $315,000 | 2,137 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,393,000 | 2,301 |
| Total noninterest expense | $4,268,000 | 3,272 |
| Salaries and employee benefits | $2,413,000 | 3,248 |
| Premises and equipment expense | $406,000 | 3,329 |
| Additional noninterest expense | $1,449,000 | 3,151 |
| Pre-tax net operating income | $2,728,000 | 2,800 |
| Securities gains (losses) | $34,000 | 1,292 |
| Applicable income taxes | $694,000 | 1,875 |
| Income before extraordinary items | $2,068,000 | 2,983 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,068,000 | 2,983 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,068,000 | 2,983 |
| Net charge-offs | $-53,000 | 4,140 |
| Cash dividends | $580,000 | 2,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,041,140 | 2,975 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $3,926,000 | 3,480 |
| Total interest expense | $96,000 | 4,492 |
| Net interest income | $3,830,000 | 3,360 |
| Provision for loan and lease losses | $-361,000 | 4,507 |
| Total noninterest income | $1,254,000 | 2,454 |
| Gross Fiduciary activities income | $13,000 | 828 |
| Service charges on deposit accounts | $231,000 | 2,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,010,000 | 2,370 |
| Total noninterest expense | $3,198,000 | 3,285 |
| Salaries and employee benefits | $1,822,000 | 3,247 |
| Premises and equipment expense | $322,000 | 3,279 |
| Additional noninterest expense | $1,054,000 | 3,229 |
| Pre-tax net operating income | $2,247,000 | 2,807 |
| Securities gains (losses) | $23,000 | 1,347 |
| Applicable income taxes | $578,000 | 1,878 |
| Income before extraordinary items | $1,692,000 | 3,003 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,692,000 | 3,003 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,692,000 | 3,003 |
| Net charge-offs | $-56,000 | 4,251 |
| Cash dividends | $80,000 | 3,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,673,830 | 2,990 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,532,000 | 3,552 |
| Total interest expense | $62,000 | 4,555 |
| Net interest income | $2,470,000 | 3,411 |
| Provision for loan and lease losses | $-541,000 | 4,625 |
| Total noninterest income | $788,000 | 2,492 |
| Gross Fiduciary activities income | $9,000 | 828 |
| Service charges on deposit accounts | $146,000 | 2,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $633,000 | 2,403 |
| Total noninterest expense | $2,121,000 | 3,285 |
| Salaries and employee benefits | $1,214,000 | 3,250 |
| Premises and equipment expense | $217,000 | 3,263 |
| Additional noninterest expense | $690,000 | 3,232 |
| Pre-tax net operating income | $1,678,000 | 2,638 |
| Securities gains (losses) | $19,000 | 1,206 |
| Applicable income taxes | $434,000 | 1,781 |
| Income before extraordinary items | $1,263,000 | 2,864 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,263,000 | 2,863 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,263,000 | 2,864 |
| Net charge-offs | $-55,000 | 4,387 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,247,990 | 2,859 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,343,000 | 3,470 |
| Total interest expense | $35,000 | 4,547 |
| Net interest income | $1,308,000 | 3,328 |
| Provision for loan and lease losses | $79,000 | 1,413 |
| Total noninterest income | $362,000 | 2,588 |
| Gross Fiduciary activities income | $4,000 | 836 |
| Service charges on deposit accounts | $68,000 | 2,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $290,000 | 2,495 |
| Total noninterest expense | $1,048,000 | 3,298 |
| Salaries and employee benefits | $608,000 | 3,248 |
| Premises and equipment expense | $108,000 | 3,283 |
| Additional noninterest expense | $332,000 | 3,258 |
| Pre-tax net operating income | $543,000 | 3,149 |
| Securities gains (losses) | $10,000 | 1,056 |
| Applicable income taxes | $139,000 | 2,060 |
| Income before extraordinary items | $414,000 | 3,344 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $414,000 | 3,345 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $414,000 | 3,344 |
| Net charge-offs | $-53,000 | 4,631 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $406,100 | 3,334 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $5,568,000 | 3,430 |
| Total interest expense | $197,000 | 4,557 |
| Net interest income | $5,371,000 | 3,231 |
| Provision for loan and lease losses | $530,000 | 2,179 |
| Total noninterest income | $2,105,000 | 2,063 |
| Gross Fiduciary activities income | $16,000 | 862 |
| Service charges on deposit accounts | $304,000 | 2,218 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,785,000 | 1,912 |
| Total noninterest expense | $4,396,000 | 3,226 |
| Salaries and employee benefits | $2,466,000 | 3,230 |
| Premises and equipment expense | $436,000 | 3,265 |
| Additional noninterest expense | $1,494,000 | 3,058 |
| Pre-tax net operating income | $2,550,000 | 2,648 |
| Securities gains (losses) | $-10,000 | 4,823 |
| Applicable income taxes | $640,000 | 1,765 |
| Income before extraordinary items | $1,900,000 | 2,882 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,900,000 | 2,880 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,900,000 | 2,882 |
| Net charge-offs | $-165,000 | 4,822 |
| Cash dividends | $940,000 | 2,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,907,900 | 2,830 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,120,000 | 3,477 |
| Total interest expense | $153,000 | 4,596 |
| Net interest income | $3,967,000 | 3,254 |
| Provision for loan and lease losses | $275,000 | 2,493 |
| Total noninterest income | $1,642,000 | 1,975 |
| Gross Fiduciary activities income | $12,000 | 840 |
| Service charges on deposit accounts | $225,000 | 2,240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,405,000 | 1,805 |
| Total noninterest expense | $3,368,000 | 3,184 |
| Salaries and employee benefits | $1,880,000 | 3,201 |
| Premises and equipment expense | $350,000 | 3,172 |
| Additional noninterest expense | $1,138,000 | 3,011 |
| Pre-tax net operating income | $1,966,000 | 2,605 |
| Securities gains (losses) | $-10,000 | 4,787 |
| Applicable income taxes | $499,000 | 1,739 |
| Income before extraordinary items | $1,457,000 | 2,868 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,457,000 | 2,867 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,457,000 | 2,868 |
| Net charge-offs | $-155,000 | 4,885 |
| Cash dividends | $240,000 | 2,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,464,900 | 2,814 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,827,000 | 3,469 |
| Total interest expense | $107,000 | 4,636 |
| Net interest income | $2,720,000 | 3,245 |
| Provision for loan and lease losses | $194,000 | 2,447 |
| Total noninterest income | $1,198,000 | 1,843 |
| Gross Fiduciary activities income | $9,000 | 840 |
| Service charges on deposit accounts | $150,000 | 2,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,039,000 | 1,636 |
| Total noninterest expense | $2,262,000 | 3,175 |
| Salaries and employee benefits | $1,297,000 | 3,154 |
| Premises and equipment expense | $230,000 | 3,197 |
| Additional noninterest expense | $735,000 | 3,062 |
| Pre-tax net operating income | $1,462,000 | 2,419 |
| Securities gains (losses) | $-10,000 | 4,791 |
| Applicable income taxes | $373,000 | 1,583 |
| Income before extraordinary items | $1,079,000 | 2,714 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,079,000 | 2,713 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,079,000 | 2,714 |
| Net charge-offs | $-146,000 | 4,946 |
| Cash dividends | $240,000 | 2,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,086,900 | 2,648 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,472,000 | 3,418 |
| Total interest expense | $66,000 | 4,601 |
| Net interest income | $1,406,000 | 3,172 |
| Provision for loan and lease losses | $114,000 | 1,871 |
| Total noninterest income | $845,000 | 1,429 |
| Gross Fiduciary activities income | $3,000 | 856 |
| Service charges on deposit accounts | $91,000 | 2,273 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $751,000 | 1,182 |
| Total noninterest expense | $1,153,000 | 3,168 |
| Salaries and employee benefits | $664,000 | 3,143 |
| Premises and equipment expense | $114,000 | 3,223 |
| Additional noninterest expense | $375,000 | 3,053 |
| Pre-tax net operating income | $984,000 | 1,846 |
| Securities gains (losses) | $-11,000 | 4,805 |
| Applicable income taxes | $253,000 | 1,210 |
| Income before extraordinary items | $720,000 | 2,125 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $720,000 | 2,123 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $720,000 | 2,125 |
| Net charge-offs | $-133,000 | 4,997 |
| Cash dividends | $240,000 | 1,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $728,690 | 2,079 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $5,974,000 | 3,440 |
| Total interest expense | $340,000 | 4,485 |
| Net interest income | $5,634,000 | 3,210 |
| Provision for loan and lease losses | $-32,000 | 4,937 |
| Total noninterest income | $1,645,000 | 2,190 |
| Gross Fiduciary activities income | $18,000 | 884 |
| Service charges on deposit accounts | $451,000 | 2,061 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $1,176,000 | 2,079 |
| Total noninterest expense | $4,697,000 | 3,130 |
| Salaries and employee benefits | $2,422,000 | 3,292 |
| Premises and equipment expense | $461,000 | 3,238 |
| Additional noninterest expense | $1,814,000 | 2,728 |
| Pre-tax net operating income | $2,614,000 | 2,674 |
| Securities gains (losses) | $10,000 | 1,888 |
| Applicable income taxes | $670,000 | 1,743 |
| Income before extraordinary items | $1,954,000 | 2,934 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,954,000 | 2,934 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,954,000 | 2,935 |
| Net charge-offs | $-30,000 | 4,676 |
| Cash dividends | $1,240,000 | 2,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,946,100 | 2,892 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,485,000 | 3,490 |
| Total interest expense | $243,000 | 4,578 |
| Net interest income | $4,242,000 | 3,251 |
| Provision for loan and lease losses | $-1,000 | 5,020 |
| Total noninterest income | $1,301,000 | 2,134 |
| Gross Fiduciary activities income | $13,000 | 868 |
| Service charges on deposit accounts | $338,000 | 2,067 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $950,000 | 1,985 |
| Total noninterest expense | $3,554,000 | 3,129 |
| Salaries and employee benefits | $1,801,000 | 3,318 |
| Premises and equipment expense | $375,000 | 3,125 |
| Additional noninterest expense | $1,378,000 | 2,718 |
| Pre-tax net operating income | $1,990,000 | 2,736 |
| Securities gains (losses) | $9,000 | 1,686 |
| Applicable income taxes | $524,000 | 1,751 |
| Income before extraordinary items | $1,475,000 | 2,980 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,475,000 | 2,981 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,475,000 | 2,981 |
| Net charge-offs | $-61,000 | 4,866 |
| Cash dividends | $440,000 | 2,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,467,890 | 2,959 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,952,000 | 3,525 |
| Total interest expense | $149,000 | 4,653 |
| Net interest income | $2,803,000 | 3,283 |
| Provision for loan and lease losses | $19,000 | 3,315 |
| Total noninterest income | $878,000 | 2,107 |
| Gross Fiduciary activities income | $9,000 | 871 |
| Service charges on deposit accounts | $223,000 | 2,053 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $646,000 | 1,935 |
| Total noninterest expense | $2,423,000 | 3,109 |
| Salaries and employee benefits | $1,199,000 | 3,335 |
| Premises and equipment expense | $246,000 | 3,150 |
| Additional noninterest expense | $978,000 | 2,622 |
| Pre-tax net operating income | $1,239,000 | 2,810 |
| Securities gains (losses) | $5,000 | 1,370 |
| Applicable income taxes | $326,000 | 1,787 |
| Income before extraordinary items | $918,000 | 3,068 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $918,000 | 3,066 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $918,000 | 3,066 |
| Net charge-offs | $-48,000 | 4,900 |
| Cash dividends | $220,000 | 2,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $914,050 | 3,039 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,462,000 | 3,561 |
| Total interest expense | $68,000 | 4,725 |
| Net interest income | $1,394,000 | 3,313 |
| Provision for loan and lease losses | $79,000 | 1,659 |
| Total noninterest income | $470,000 | 1,983 |
| Gross Fiduciary activities income | $5,000 | 859 |
| Service charges on deposit accounts | $106,000 | 2,121 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $359,000 | 1,773 |
| Total noninterest expense | $1,201,000 | 3,144 |
| Salaries and employee benefits | $623,000 | 3,313 |
| Premises and equipment expense | $126,000 | 3,162 |
| Additional noninterest expense | $452,000 | 2,771 |
| Pre-tax net operating income | $584,000 | 2,849 |
| Securities gains (losses) | $6,000 | 809 |
| Applicable income taxes | $154,000 | 1,814 |
| Income before extraordinary items | $436,000 | 3,093 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $436,000 | 3,090 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $436,000 | 3,092 |
| Net charge-offs | $4,000 | 2,286 |
| Cash dividends | $140,000 | 2,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $431,260 | 3,099 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,515,000 | 3,592 |
| Total interest expense | $148,000 | 5,009 |
| Net interest income | $5,367,000 | 3,368 |
| Provision for loan and lease losses | $95,000 | 3,118 |
| Total noninterest income | $1,832,000 | 2,084 |
| Gross Fiduciary activities income | $18,000 | 920 |
| Service charges on deposit accounts | $470,000 | 2,081 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,344,000 | 1,910 |
| Total noninterest expense | $5,014,000 | 3,053 |
| Salaries and employee benefits | $2,264,000 | 3,463 |
| Premises and equipment expense | $479,000 | 3,230 |
| Additional noninterest expense | $2,271,000 | 2,387 |
| Pre-tax net operating income | $2,090,000 | 3,067 |
| Securities gains (losses) | $-33,000 | 4,745 |
| Applicable income taxes | $463,000 | 2,054 |
| Income before extraordinary items | $1,594,000 | 3,285 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,594,000 | 3,284 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,594,000 | 3,284 |
| Net charge-offs | $93,000 | 2,198 |
| Cash dividends | $670,000 | 2,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,620,070 | 3,253 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,060,000 | 3,642 |
| Total interest expense | $92,000 | 5,128 |
| Net interest income | $3,968,000 | 3,420 |
| Provision for loan and lease losses | $104,000 | 2,566 |
| Total noninterest income | $1,461,000 | 2,028 |
| Gross Fiduciary activities income | $15,000 | 885 |
| Service charges on deposit accounts | $351,000 | 2,093 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,095,000 | 1,835 |
| Total noninterest expense | $3,873,000 | 3,006 |
| Salaries and employee benefits | $1,683,000 | 3,489 |
| Premises and equipment expense | $393,000 | 3,096 |
| Additional noninterest expense | $1,797,000 | 2,292 |
| Pre-tax net operating income | $1,452,000 | 3,243 |
| Securities gains (losses) | $-10,000 | 4,769 |
| Applicable income taxes | $307,000 | 2,221 |
| Income before extraordinary items | $1,135,000 | 3,405 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,135,000 | 3,404 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,135,000 | 3,404 |
| Net charge-offs | $20,000 | 2,705 |
| Cash dividends | $390,000 | 2,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,142,900 | 3,391 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,663,000 | 3,666 |
| Total interest expense | $51,000 | 5,235 |
| Net interest income | $2,612,000 | 3,449 |
| Provision for loan and lease losses | $3,000 | 3,723 |
| Total noninterest income | $815,000 | 2,249 |
| Gross Fiduciary activities income | $10,000 | 891 |
| Service charges on deposit accounts | $232,000 | 2,096 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $573,000 | 2,122 |
| Total noninterest expense | $2,514,000 | 3,065 |
| Salaries and employee benefits | $1,120,000 | 3,504 |
| Premises and equipment expense | $263,000 | 3,111 |
| Additional noninterest expense | $1,131,000 | 2,400 |
| Pre-tax net operating income | $910,000 | 3,297 |
| Securities gains (losses) | $-2,000 | 4,720 |
| Applicable income taxes | $235,000 | 2,071 |
| Income before extraordinary items | $673,000 | 3,553 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $673,000 | 3,552 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $673,000 | 3,552 |
| Net charge-offs | $1,000 | 3,095 |
| Cash dividends | $140,000 | 3,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $674,580 | 3,550 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,302,000 | 3,715 |
| Total interest expense | $25,000 | 5,290 |
| Net interest income | $1,277,000 | 3,500 |
| Provision for loan and lease losses | $49,000 | 2,124 |
| Total noninterest income | $410,000 | 2,224 |
| Gross Fiduciary activities income | $6,000 | 871 |
| Service charges on deposit accounts | $117,000 | 2,085 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $287,000 | 2,074 |
| Total noninterest expense | $1,238,000 | 3,128 |
| Salaries and employee benefits | $561,000 | 3,540 |
| Premises and equipment expense | $139,000 | 3,049 |
| Additional noninterest expense | $538,000 | 2,497 |
| Pre-tax net operating income | $400,000 | 3,432 |
| Securities gains (losses) | $-2,000 | 5,038 |
| Applicable income taxes | $102,000 | 2,163 |
| Income before extraordinary items | $296,000 | 3,698 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $296,000 | 3,698 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $296,000 | 3,698 |
| Net charge-offs | $1,000 | 2,559 |
| Cash dividends | $80,000 | 2,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $297,580 | 3,701 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,987,000 | 3,755 |
| Total interest expense | $96,000 | 5,340 |
| Net interest income | $4,891,000 | 3,577 |
| Provision for loan and lease losses | $535,000 | 1,391 |
| Total noninterest income | $2,003,000 | 2,023 |
| Gross Fiduciary activities income | $17,000 | 938 |
| Service charges on deposit accounts | $522,000 | 1,968 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,464,000 | 1,843 |
| Total noninterest expense | $5,005,000 | 3,087 |
| Salaries and employee benefits | $2,272,000 | 3,503 |
| Premises and equipment expense | $462,000 | 3,406 |
| Additional noninterest expense | $2,271,000 | 2,425 |
| Pre-tax net operating income | $1,354,000 | 3,683 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $926,000 | 1,949 |
| Income before extraordinary items | $428,000 | 4,613 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $428,000 | 4,613 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $428,000 | 4,613 |
| Net charge-offs | $705,000 | 878 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $428,000 | 4,598 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,667,000 | 3,816 |
| Total interest expense | $70,000 | 5,410 |
| Net interest income | $3,597,000 | 3,641 |
| Provision for loan and lease losses | $391,000 | 1,377 |
| Total noninterest income | $1,672,000 | 1,925 |
| Gross Fiduciary activities income | $14,000 | 914 |
| Service charges on deposit accounts | $402,000 | 1,944 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,256,000 | 1,711 |
| Total noninterest expense | $3,839,000 | 3,071 |
| Salaries and employee benefits | $1,769,000 | 3,449 |
| Premises and equipment expense | $377,000 | 3,297 |
| Additional noninterest expense | $1,693,000 | 2,441 |
| Pre-tax net operating income | $1,039,000 | 3,711 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $341,000 | 2,376 |
| Income before extraordinary items | $698,000 | 4,009 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $698,000 | 4,008 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $698,000 | 4,009 |
| Net charge-offs | $505,000 | 803 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $698,000 | 3,997 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,384,000 | 3,868 |
| Total interest expense | $47,000 | 5,445 |
| Net interest income | $2,337,000 | 3,692 |
| Provision for loan and lease losses | $270,000 | 1,306 |
| Total noninterest income | $1,111,000 | 1,916 |
| Gross Fiduciary activities income | $8,000 | 932 |
| Service charges on deposit accounts | $280,000 | 1,868 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $823,000 | 1,745 |
| Total noninterest expense | $2,491,000 | 3,133 |
| Salaries and employee benefits | $1,174,000 | 3,484 |
| Premises and equipment expense | $254,000 | 3,262 |
| Additional noninterest expense | $1,063,000 | 2,553 |
| Pre-tax net operating income | $687,000 | 3,691 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $219,000 | 2,399 |
| Income before extraordinary items | $468,000 | 3,973 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $468,000 | 3,972 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $468,000 | 3,973 |
| Net charge-offs | $363,000 | 726 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $468,000 | 3,961 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,186,000 | 3,891 |
| Total interest expense | $24,000 | 5,471 |
| Net interest income | $1,162,000 | 3,722 |
| Provision for loan and lease losses | $198,000 | 950 |
| Total noninterest income | $546,000 | 1,939 |
| Gross Fiduciary activities income | $3,000 | 952 |
| Service charges on deposit accounts | $138,000 | 1,894 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $405,000 | 1,742 |
| Total noninterest expense | $1,265,000 | 3,147 |
| Salaries and employee benefits | $597,000 | 3,500 |
| Premises and equipment expense | $132,000 | 3,248 |
| Additional noninterest expense | $536,000 | 2,536 |
| Pre-tax net operating income | $245,000 | 4,131 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $73,000 | 2,664 |
| Income before extraordinary items | $172,000 | 4,332 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $172,000 | 4,332 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $172,000 | 4,332 |
| Net charge-offs | $38,000 | 1,492 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $172,000 | 4,319 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,913,000 | 3,837 |
| Total interest expense | $102,000 | 5,496 |
| Net interest income | $4,811,000 | 3,652 |
| Provision for loan and lease losses | $404,000 | 1,667 |
| Total noninterest income | $2,087,000 | 2,065 |
| Gross Fiduciary activities income | $24,000 | 946 |
| Service charges on deposit accounts | $516,000 | 2,037 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,547,000 | 1,846 |
| Total noninterest expense | $5,560,000 | 2,979 |
| Salaries and employee benefits | $2,410,000 | 3,477 |
| Premises and equipment expense | $472,000 | 3,483 |
| Additional noninterest expense | $2,678,000 | 2,176 |
| Pre-tax net operating income | $934,000 | 4,154 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $263,000 | 2,745 |
| Income before extraordinary items | $671,000 | 4,407 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $671,000 | 4,405 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $671,000 | 4,406 |
| Net charge-offs | $528,000 | 1,045 |
| Cash dividends | $133,000 | 3,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $671,000 | 4,350 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,725,000 | 3,835 |
| Total interest expense | $76,000 | 5,553 |
| Net interest income | $3,649,000 | 3,645 |
| Provision for loan and lease losses | $199,000 | 2,065 |
| Total noninterest income | $1,615,000 | 2,027 |
| Gross Fiduciary activities income | $17,000 | 932 |
| Service charges on deposit accounts | $407,000 | 1,955 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,191,000 | 1,826 |
| Total noninterest expense | $4,378,000 | 2,898 |
| Salaries and employee benefits | $1,829,000 | 3,446 |
| Premises and equipment expense | $365,000 | 3,449 |
| Additional noninterest expense | $2,184,000 | 2,030 |
| Pre-tax net operating income | $687,000 | 4,260 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $214,000 | 2,760 |
| Income before extraordinary items | $473,000 | 4,572 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $473,000 | 4,572 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $473,000 | 4,572 |
| Net charge-offs | $301,000 | 1,131 |
| Cash dividends | $70,000 | 3,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $473,000 | 4,502 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,390,000 | 3,932 |
| Total interest expense | $50,000 | 5,617 |
| Net interest income | $2,340,000 | 3,742 |
| Provision for loan and lease losses | $298,000 | 1,308 |
| Total noninterest income | $1,129,000 | 1,955 |
| Gross Fiduciary activities income | $11,000 | 948 |
| Service charges on deposit accounts | $265,000 | 1,981 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $853,000 | 1,724 |
| Total noninterest expense | $2,834,000 | 2,960 |
| Salaries and employee benefits | $1,217,000 | 3,478 |
| Premises and equipment expense | $240,000 | 3,495 |
| Additional noninterest expense | $1,377,000 | 2,140 |
| Pre-tax net operating income | $337,000 | 4,652 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $94,000 | 3,040 |
| Income before extraordinary items | $243,000 | 4,838 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $243,000 | 4,838 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $243,000 | 4,838 |
| Net charge-offs | $262,000 | 950 |
| Cash dividends | $70,000 | 3,386 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $243,000 | 4,786 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,255,000 | 3,854 |
| Total interest expense | $26,000 | 5,649 |
| Net interest income | $1,229,000 | 3,642 |
| Provision for loan and lease losses | $149,000 | 1,233 |
| Total noninterest income | $521,000 | 2,024 |
| Gross Fiduciary activities income | $6,000 | 933 |
| Service charges on deposit accounts | $138,000 | 1,896 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $377,000 | 1,817 |
| Total noninterest expense | $1,485,000 | 2,892 |
| Salaries and employee benefits | $633,000 | 3,416 |
| Premises and equipment expense | $121,000 | 3,498 |
| Additional noninterest expense | $731,000 | 1,995 |
| Pre-tax net operating income | $116,000 | 4,959 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $22,000 | 3,437 |
| Income before extraordinary items | $94,000 | 5,066 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $94,000 | 5,066 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $94,000 | 5,066 |
| Net charge-offs | $88,000 | 1,085 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $94,000 | 5,008 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,667,000 | 4,001 |
| Total interest expense | $107,000 | 5,684 |
| Net interest income | $4,560,000 | 3,787 |
| Provision for loan and lease losses | $500,000 | 1,348 |
| Total noninterest income | $2,409,000 | 1,864 |
| Gross Fiduciary activities income | $18,000 | 996 |
| Service charges on deposit accounts | $587,000 | 1,857 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,804,000 | 1,643 |
| Total noninterest expense | $5,624,000 | 2,992 |
| Salaries and employee benefits | $2,562,000 | 3,357 |
| Premises and equipment expense | $480,000 | 3,558 |
| Additional noninterest expense | $2,582,000 | 2,270 |
| Pre-tax net operating income | $845,000 | 4,335 |
| Securities gains (losses) | $48,000 | 1,678 |
| Applicable income taxes | $242,000 | 2,816 |
| Income before extraordinary items | $651,000 | 4,498 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $651,000 | 4,499 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $651,000 | 4,499 |
| Net charge-offs | $536,000 | 1,110 |
| Cash dividends | $70,000 | 4,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $615,960 | 4,528 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,468,000 | 4,059 |
| Total interest expense | $80,000 | 5,768 |
| Net interest income | $3,388,000 | 3,847 |
| Provision for loan and lease losses | $448,000 | 1,152 |
| Total noninterest income | $1,767,000 | 1,919 |
| Gross Fiduciary activities income | $14,000 | 970 |
| Service charges on deposit accounts | $442,000 | 1,872 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,311,000 | 1,694 |
| Total noninterest expense | $4,264,000 | 2,996 |
| Salaries and employee benefits | $1,889,000 | 3,404 |
| Premises and equipment expense | $377,000 | 3,517 |
| Additional noninterest expense | $1,998,000 | 2,207 |
| Pre-tax net operating income | $443,000 | 4,870 |
| Securities gains (losses) | $48,000 | 1,493 |
| Applicable income taxes | $116,000 | 3,180 |
| Income before extraordinary items | $375,000 | 4,923 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $375,000 | 4,925 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $375,000 | 4,927 |
| Net charge-offs | $395,000 | 1,015 |
| Cash dividends | $70,000 | 3,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $338,520 | 4,967 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,309,000 | 4,084 |
| Total interest expense | $54,000 | 5,826 |
| Net interest income | $2,255,000 | 3,869 |
| Provision for loan and lease losses | $296,000 | 1,172 |
| Total noninterest income | $1,178,000 | 1,938 |
| Gross Fiduciary activities income | $9,000 | 987 |
| Service charges on deposit accounts | $287,000 | 1,883 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $882,000 | 1,688 |
| Total noninterest expense | $2,803,000 | 3,040 |
| Salaries and employee benefits | $1,259,000 | 3,435 |
| Premises and equipment expense | $254,000 | 3,503 |
| Additional noninterest expense | $1,290,000 | 2,281 |
| Pre-tax net operating income | $334,000 | 4,719 |
| Securities gains (losses) | $48,000 | 1,258 |
| Applicable income taxes | $99,000 | 3,038 |
| Income before extraordinary items | $283,000 | 4,766 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $283,000 | 4,768 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $283,000 | 4,769 |
| Net charge-offs | $69,000 | 2,053 |
| Cash dividends | $70,000 | 3,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $247,480 | 4,862 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,155,000 | 4,093 |
| Total interest expense | $28,000 | 5,863 |
| Net interest income | $1,127,000 | 3,884 |
| Provision for loan and lease losses | $247,000 | 778 |
| Total noninterest income | $641,000 | 1,797 |
| Gross Fiduciary activities income | $4,000 | 991 |
| Service charges on deposit accounts | $146,000 | 1,858 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $491,000 | 1,527 |
| Total noninterest expense | $1,424,000 | 3,009 |
| Salaries and employee benefits | $631,000 | 3,457 |
| Premises and equipment expense | $133,000 | 3,443 |
| Additional noninterest expense | $660,000 | 2,213 |
| Pre-tax net operating income | $97,000 | 5,243 |
| Securities gains (losses) | $48,000 | 862 |
| Applicable income taxes | $30,000 | 3,327 |
| Income before extraordinary items | $115,000 | 4,964 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $115,000 | 4,966 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $115,000 | 4,968 |
| Net charge-offs | $53,000 | 1,514 |
| Cash dividends | $70,000 | 2,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $77,080 | 5,276 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,939,000 | 3,989 |
| Total interest expense | $121,000 | 5,942 |
| Net interest income | $4,818,000 | 3,749 |
| Provision for loan and lease losses | $2,010,000 | 463 |
| Total noninterest income | $2,297,000 | 1,918 |
| Gross Fiduciary activities income | $25,000 | 1,002 |
| Service charges on deposit accounts | $694,000 | 1,758 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,578,000 | 1,720 |
| Total noninterest expense | $4,954,000 | 3,335 |
| Salaries and employee benefits | $2,315,000 | 3,681 |
| Premises and equipment expense | $469,000 | 3,788 |
| Additional noninterest expense | $2,170,000 | 2,703 |
| Pre-tax net operating income | $151,000 | 5,771 |
| Securities gains (losses) | $-20,000 | 6,131 |
| Applicable income taxes | $-108,000 | 6,272 |
| Income before extraordinary items | $239,000 | 5,562 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $239,000 | 5,561 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $239,000 | 5,562 |
| Net charge-offs | $3,189,000 | 327 |
| Cash dividends | $250,000 | 3,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $259,000 | 5,457 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,794,000 | 3,979 |
| Total interest expense | $90,000 | 6,038 |
| Net interest income | $3,704,000 | 3,702 |
| Provision for loan and lease losses | $923,000 | 717 |
| Total noninterest income | $1,653,000 | 1,977 |
| Gross Fiduciary activities income | $20,000 | 977 |
| Service charges on deposit accounts | $518,000 | 1,775 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,115,000 | 1,807 |
| Total noninterest expense | $3,891,000 | 3,249 |
| Salaries and employee benefits | $1,866,000 | 3,498 |
| Premises and equipment expense | $381,000 | 3,652 |
| Additional noninterest expense | $1,644,000 | 2,685 |
| Pre-tax net operating income | $543,000 | 4,692 |
| Securities gains (losses) | $-19,000 | 6,243 |
| Applicable income taxes | $92,000 | 3,339 |
| Income before extraordinary items | $432,000 | 4,834 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $432,000 | 4,834 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $432,000 | 4,835 |
| Net charge-offs | $2,091,000 | 359 |
| Cash dividends | $250,000 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $447,580 | 4,722 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,579,000 | 3,933 |
| Total interest expense | $60,000 | 6,091 |
| Net interest income | $2,519,000 | 3,646 |
| Provision for loan and lease losses | $421,000 | 961 |
| Total noninterest income | $1,104,000 | 1,967 |
| Gross Fiduciary activities income | $13,000 | 982 |
| Service charges on deposit accounts | $331,000 | 1,817 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $760,000 | 1,758 |
| Total noninterest expense | $2,559,000 | 3,294 |
| Salaries and employee benefits | $1,236,000 | 3,536 |
| Premises and equipment expense | $256,000 | 3,661 |
| Additional noninterest expense | $1,067,000 | 2,737 |
| Pre-tax net operating income | $643,000 | 3,740 |
| Securities gains (losses) | $-19,000 | 6,373 |
| Applicable income taxes | $170,000 | 2,564 |
| Income before extraordinary items | $454,000 | 4,120 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $454,000 | 4,126 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $454,000 | 4,125 |
| Net charge-offs | $440,000 | 966 |
| Cash dividends | $250,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $467,870 | 4,013 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,292,000 | 3,945 |
| Total interest expense | $30,000 | 6,165 |
| Net interest income | $1,262,000 | 3,657 |
| Provision for loan and lease losses | $172,000 | 1,111 |
| Total noninterest income | $498,000 | 2,047 |
| Gross Fiduciary activities income | $5,000 | 1,003 |
| Service charges on deposit accounts | $154,000 | 1,895 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $339,000 | 1,851 |
| Total noninterest expense | $1,291,000 | 3,295 |
| Salaries and employee benefits | $617,000 | 3,574 |
| Premises and equipment expense | $132,000 | 3,630 |
| Additional noninterest expense | $542,000 | 2,709 |
| Pre-tax net operating income | $297,000 | 3,837 |
| Securities gains (losses) | $-19,000 | 6,502 |
| Applicable income taxes | $70,000 | 2,675 |
| Income before extraordinary items | $208,000 | 4,178 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $208,000 | 4,178 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $208,000 | 4,180 |
| Net charge-offs | $326,000 | 677 |
| Cash dividends | $250,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $222,250 | 4,025 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,276,000 | 3,934 |
| Total interest expense | $152,000 | 6,165 |
| Net interest income | $5,124,000 | 3,650 |
| Provision for loan and lease losses | $1,000,000 | 1,089 |
| Total noninterest income | $2,128,000 | 2,071 |
| Gross Fiduciary activities income | $16,000 | 1,065 |
| Service charges on deposit accounts | $704,000 | 1,824 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,408,000 | 1,932 |
| Total noninterest expense | $5,244,000 | 3,296 |
| Salaries and employee benefits | $2,375,000 | 3,668 |
| Premises and equipment expense | $446,000 | 3,986 |
| Additional noninterest expense | $2,423,000 | 2,535 |
| Pre-tax net operating income | $1,008,000 | 4,069 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $34,000 | 3,912 |
| Income before extraordinary items | $974,000 | 3,950 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $974,000 | 3,953 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $974,000 | 3,954 |
| Net charge-offs | $1,458,000 | 959 |
| Cash dividends | $100,000 | 3,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $974,000 | 3,892 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,957,000 | 3,972 |
| Total interest expense | $117,000 | 6,231 |
| Net interest income | $3,840,000 | 3,671 |
| Provision for loan and lease losses | $685,000 | 1,203 |
| Total noninterest income | $1,608,000 | 2,114 |
| Gross Fiduciary activities income | $12,000 | 1,050 |
| Service charges on deposit accounts | $528,000 | 1,826 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,068,000 | 1,952 |
| Total noninterest expense | $3,933,000 | 3,300 |
| Salaries and employee benefits | $1,835,000 | 3,620 |
| Premises and equipment expense | $344,000 | 3,972 |
| Additional noninterest expense | $1,754,000 | 2,615 |
| Pre-tax net operating income | $830,000 | 4,004 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $11,000 | 4,292 |
| Income before extraordinary items | $819,000 | 3,773 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $819,000 | 3,776 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $819,000 | 3,776 |
| Net charge-offs | $1,147,000 | 912 |
| Cash dividends | $100,000 | 3,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $819,000 | 3,703 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,625,000 | 3,995 |
| Total interest expense | $79,000 | 6,295 |
| Net interest income | $2,546,000 | 3,678 |
| Provision for loan and lease losses | $620,000 | 966 |
| Total noninterest income | $1,185,000 | 1,990 |
| Gross Fiduciary activities income | $6,000 | 1,074 |
| Service charges on deposit accounts | $340,000 | 1,860 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $839,000 | 1,798 |
| Total noninterest expense | $2,545,000 | 3,381 |
| Salaries and employee benefits | $1,214,000 | 3,650 |
| Premises and equipment expense | $227,000 | 4,012 |
| Additional noninterest expense | $1,104,000 | 2,738 |
| Pre-tax net operating income | $566,000 | 3,927 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-45,000 | 6,687 |
| Income before extraordinary items | $611,000 | 3,574 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $611,000 | 3,576 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $611,000 | 3,577 |
| Net charge-offs | $84,000 | 2,915 |
| Cash dividends | $100,000 | 2,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $611,000 | 3,474 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,359,000 | 3,937 |
| Total interest expense | $42,000 | 6,328 |
| Net interest income | $1,317,000 | 3,616 |
| Provision for loan and lease losses | $308,000 | 967 |
| Total noninterest income | $548,000 | 2,080 |
| Gross Fiduciary activities income | $2,000 | 1,072 |
| Service charges on deposit accounts | $169,000 | 1,858 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $377,000 | 1,930 |
| Total noninterest expense | $1,299,000 | 3,346 |
| Salaries and employee benefits | $604,000 | 3,696 |
| Premises and equipment expense | $111,000 | 4,078 |
| Additional noninterest expense | $584,000 | 2,610 |
| Pre-tax net operating income | $258,000 | 4,070 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $41,000 | 3,134 |
| Income before extraordinary items | $217,000 | 4,138 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $217,000 | 4,140 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $217,000 | 4,140 |
| Net charge-offs | $76,000 | 2,104 |
| Cash dividends | $100,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $217,000 | 4,041 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,616,000 | 4,004 |
| Total interest expense | $275,000 | 6,082 |
| Net interest income | $5,341,000 | 3,650 |
| Provision for loan and lease losses | $1,672,000 | 1,231 |
| Total noninterest income | $1,865,000 | 2,295 |
| Gross Fiduciary activities income | $17,000 | 1,080 |
| Service charges on deposit accounts | $683,000 | 1,941 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,165,000 | 2,176 |
| Total noninterest expense | $4,987,000 | 3,471 |
| Salaries and employee benefits | $2,195,000 | 3,907 |
| Premises and equipment expense | $449,000 | 4,070 |
| Additional noninterest expense | $2,343,000 | 2,712 |
| Pre-tax net operating income | $547,000 | 4,815 |
| Securities gains (losses) | $47,000 | 2,767 |
| Applicable income taxes | $-32,000 | 6,612 |
| Income before extraordinary items | $626,000 | 4,626 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $626,000 | 4,625 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $626,000 | 4,626 |
| Net charge-offs | $2,216,000 | 1,077 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $579,000 | 4,557 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,207,000 | 4,072 |
| Total interest expense | $223,000 | 6,120 |
| Net interest income | $3,984,000 | 3,720 |
| Provision for loan and lease losses | $1,647,000 | 1,011 |
| Total noninterest income | $1,354,000 | 2,338 |
| Gross Fiduciary activities income | $14,000 | 1,053 |
| Service charges on deposit accounts | $497,000 | 2,010 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $843,000 | 2,227 |
| Total noninterest expense | $3,598,000 | 3,602 |
| Salaries and employee benefits | $1,652,000 | 3,897 |
| Premises and equipment expense | $351,000 | 4,032 |
| Additional noninterest expense | $1,595,000 | 2,954 |
| Pre-tax net operating income | $93,000 | 6,024 |
| Securities gains (losses) | $47,000 | 2,476 |
| Applicable income taxes | $-147,000 | 6,946 |
| Income before extraordinary items | $287,000 | 5,373 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $287,000 | 5,372 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $287,000 | 5,372 |
| Net charge-offs | $1,806,000 | 983 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $240,000 | 5,370 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,840,000 | 4,076 |
| Total interest expense | $163,000 | 6,086 |
| Net interest income | $2,677,000 | 3,711 |
| Provision for loan and lease losses | $1,145,000 | 990 |
| Total noninterest income | $864,000 | 2,379 |
| Gross Fiduciary activities income | $11,000 | 1,043 |
| Service charges on deposit accounts | $313,000 | 2,080 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $540,000 | 2,234 |
| Total noninterest expense | $2,375,000 | 3,641 |
| Salaries and employee benefits | $1,116,000 | 3,885 |
| Premises and equipment expense | $229,000 | 4,092 |
| Additional noninterest expense | $1,030,000 | 3,055 |
| Pre-tax net operating income | $21,000 | 6,229 |
| Securities gains (losses) | $42,000 | 2,162 |
| Applicable income taxes | $-115,000 | 7,031 |
| Income before extraordinary items | $178,000 | 5,471 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $178,000 | 5,471 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $178,000 | 5,471 |
| Net charge-offs | $791,000 | 1,337 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $136,000 | 5,538 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,460,000 | 4,038 |
| Total interest expense | $95,000 | 5,962 |
| Net interest income | $1,365,000 | 3,687 |
| Provision for loan and lease losses | $497,000 | 1,072 |
| Total noninterest income | $431,000 | 2,371 |
| Gross Fiduciary activities income | $7,000 | 1,012 |
| Service charges on deposit accounts | $150,000 | 2,142 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $274,000 | 2,225 |
| Total noninterest expense | $1,218,000 | 3,590 |
| Salaries and employee benefits | $569,000 | 3,861 |
| Premises and equipment expense | $113,000 | 4,128 |
| Additional noninterest expense | $536,000 | 2,925 |
| Pre-tax net operating income | $81,000 | 5,610 |
| Securities gains (losses) | $-2,000 | 6,941 |
| Applicable income taxes | $-40,000 | 7,095 |
| Income before extraordinary items | $119,000 | 5,167 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $119,000 | 5,168 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $119,000 | 5,169 |
| Net charge-offs | $24,000 | 3,566 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $121,000 | 5,002 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,346,000 | 3,911 |
| Total interest expense | $678,000 | 5,267 |
| Net interest income | $5,668,000 | 3,619 |
| Provision for loan and lease losses | $2,000,000 | 1,561 |
| Total noninterest income | $1,664,000 | 2,292 |
| Gross Fiduciary activities income | $19,000 | 1,037 |
| Service charges on deposit accounts | $772,000 | 1,834 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $873,000 | 2,323 |
| Total noninterest expense | $4,738,000 | 3,675 |
| Salaries and employee benefits | $2,223,000 | 3,877 |
| Premises and equipment expense | $474,000 | 4,181 |
| Additional noninterest expense | $2,041,000 | 3,083 |
| Pre-tax net operating income | $594,000 | 4,522 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-88,000 | 6,797 |
| Income before extraordinary items | $682,000 | 4,193 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $682,000 | 4,195 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $682,000 | 4,195 |
| Net charge-offs | $1,868,000 | 1,617 |
| Cash dividends | $100,000 | 3,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $682,000 | 4,067 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,827,000 | 3,919 |
| Total interest expense | $551,000 | 5,221 |
| Net interest income | $4,276,000 | 3,611 |
| Provision for loan and lease losses | $1,496,000 | 1,513 |
| Total noninterest income | $1,142,000 | 2,418 |
| Gross Fiduciary activities income | $16,000 | 1,007 |
| Service charges on deposit accounts | $597,000 | 1,800 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $529,000 | 2,622 |
| Total noninterest expense | $3,502,000 | 3,724 |
| Salaries and employee benefits | $1,679,000 | 3,877 |
| Premises and equipment expense | $367,000 | 4,137 |
| Additional noninterest expense | $1,456,000 | 3,234 |
| Pre-tax net operating income | $420,000 | 4,707 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-73,000 | 6,968 |
| Income before extraordinary items | $493,000 | 4,347 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $493,000 | 4,349 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $493,000 | 4,349 |
| Net charge-offs | $523,000 | 2,616 |
| Cash dividends | $100,000 | 3,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $493,000 | 4,218 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,223,000 | 3,947 |
| Total interest expense | $388,000 | 5,208 |
| Net interest income | $2,835,000 | 3,636 |
| Provision for loan and lease losses | $992,000 | 1,506 |
| Total noninterest income | $806,000 | 2,312 |
| Gross Fiduciary activities income | $11,000 | 1,006 |
| Service charges on deposit accounts | $383,000 | 1,832 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $412,000 | 2,393 |
| Total noninterest expense | $2,296,000 | 3,809 |
| Salaries and employee benefits | $1,080,000 | 3,993 |
| Premises and equipment expense | $241,000 | 4,209 |
| Additional noninterest expense | $975,000 | 3,265 |
| Pre-tax net operating income | $353,000 | 4,394 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-22,000 | 6,936 |
| Income before extraordinary items | $375,000 | 4,098 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $375,000 | 4,098 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $375,000 | 4,100 |
| Net charge-offs | $332,000 | 2,572 |
| Cash dividends | $100,000 | 2,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $375,000 | 4,008 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,632,000 | 3,944 |
| Total interest expense | $208,000 | 5,154 |
| Net interest income | $1,424,000 | 3,611 |
| Provision for loan and lease losses | $493,000 | 1,442 |
| Total noninterest income | $378,000 | 2,445 |
| Gross Fiduciary activities income | $8,000 | 961 |
| Service charges on deposit accounts | $174,000 | 1,953 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $196,000 | 2,493 |
| Total noninterest expense | $1,160,000 | 3,790 |
| Salaries and employee benefits | $551,000 | 3,962 |
| Premises and equipment expense | $130,000 | 4,058 |
| Additional noninterest expense | $479,000 | 3,294 |
| Pre-tax net operating income | $149,000 | 4,647 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-22,000 | 7,087 |
| Income before extraordinary items | $171,000 | 4,234 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $171,000 | 4,233 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $171,000 | 4,234 |
| Net charge-offs | $242,000 | 1,951 |
| Cash dividends | $100,000 | 1,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $171,000 | 4,181 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,001,000 | 3,899 |
| Total interest expense | $1,278,000 | 4,657 |
| Net interest income | $5,723,000 | 3,599 |
| Provision for loan and lease losses | $5,760,000 | 1,031 |
| Total noninterest income | $1,469,000 | 2,553 |
| Gross Fiduciary activities income | $20,000 | 1,064 |
| Service charges on deposit accounts | $680,000 | 2,089 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $769,000 | 2,551 |
| Total noninterest expense | $4,598,000 | 3,839 |
| Salaries and employee benefits | $2,035,000 | 4,170 |
| Premises and equipment expense | $522,000 | 4,067 |
| Additional noninterest expense | $2,041,000 | 3,200 |
| Pre-tax net operating income | $-3,166,000 | 6,938 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-1,568,000 | 7,408 |
| Income before extraordinary items | $-1,598,000 | 6,767 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,598,000 | 6,767 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,598,000 | 6,768 |
| Net charge-offs | $4,831,000 | 1,053 |
| Cash dividends | $436,000 | 2,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,598,000 | 6,740 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,395,000 | 3,915 |
| Total interest expense | $1,013,000 | 4,663 |
| Net interest income | $4,382,000 | 3,579 |
| Provision for loan and lease losses | $2,122,000 | 1,591 |
| Total noninterest income | $1,203,000 | 2,420 |
| Gross Fiduciary activities income | $16,000 | 1,036 |
| Service charges on deposit accounts | $495,000 | 2,189 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $692,000 | 2,283 |
| Total noninterest expense | $3,333,000 | 3,940 |
| Salaries and employee benefits | $1,594,000 | 4,095 |
| Premises and equipment expense | $397,000 | 4,113 |
| Additional noninterest expense | $1,342,000 | 3,522 |
| Pre-tax net operating income | $130,000 | 5,510 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-189,000 | 7,188 |
| Income before extraordinary items | $319,000 | 4,782 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $319,000 | 4,785 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $319,000 | 4,785 |
| Net charge-offs | $1,365,000 | 1,864 |
| Cash dividends | $224,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $319,000 | 4,591 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,608,000 | 3,930 |
| Total interest expense | $720,000 | 4,608 |
| Net interest income | $2,888,000 | 3,617 |
| Provision for loan and lease losses | $1,244,000 | 1,706 |
| Total noninterest income | $815,000 | 2,345 |
| Gross Fiduciary activities income | $13,000 | 1,027 |
| Service charges on deposit accounts | $317,000 | 2,252 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $485,000 | 2,130 |
| Total noninterest expense | $2,171,000 | 4,009 |
| Salaries and employee benefits | $1,043,000 | 4,179 |
| Premises and equipment expense | $264,000 | 4,139 |
| Additional noninterest expense | $864,000 | 3,596 |
| Pre-tax net operating income | $288,000 | 4,468 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-42,000 | 7,050 |
| Income before extraordinary items | $330,000 | 4,129 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $330,000 | 4,129 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $330,000 | 4,128 |
| Net charge-offs | $582,000 | 2,269 |
| Cash dividends | $140,000 | 2,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $330,000 | 4,000 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,818,000 | 3,976 |
| Total interest expense | $395,000 | 4,506 |
| Net interest income | $1,423,000 | 3,701 |
| Provision for loan and lease losses | $370,000 | 2,165 |
| Total noninterest income | $414,000 | 2,304 |
| Gross Fiduciary activities income | $5,000 | 1,053 |
| Service charges on deposit accounts | $157,000 | 2,264 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $252,000 | 2,051 |
| Total noninterest expense | $1,067,000 | 4,092 |
| Salaries and employee benefits | $529,000 | 4,192 |
| Premises and equipment expense | $128,000 | 4,303 |
| Additional noninterest expense | $410,000 | 3,737 |
| Pre-tax net operating income | $400,000 | 2,837 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $76,000 | 2,391 |
| Income before extraordinary items | $324,000 | 2,987 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $324,000 | 2,983 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $324,000 | 2,987 |
| Net charge-offs | $212,000 | 2,363 |
| Cash dividends | $60,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $324,000 | 2,880 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,597,000 | 3,959 |
| Total interest expense | $2,199,000 | 4,199 |
| Net interest income | $5,398,000 | 3,754 |
| Provision for loan and lease losses | $6,107,000 | 1,229 |
| Total noninterest income | $1,597,000 | 2,455 |
| Gross Fiduciary activities income | $19,000 | 1,100 |
| Service charges on deposit accounts | $730,000 | 2,174 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $848,000 | 2,375 |
| Total noninterest expense | $3,767,000 | 4,500 |
| Salaries and employee benefits | $1,763,000 | 4,721 |
| Premises and equipment expense | $501,000 | 4,370 |
| Additional noninterest expense | $1,503,000 | 4,069 |
| Pre-tax net operating income | $-2,879,000 | 6,867 |
| Securities gains (losses) | $-217,000 | 7,435 |
| Applicable income taxes | $-1,694,000 | 7,469 |
| Income before extraordinary items | $-1,402,000 | 6,535 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,402,000 | 6,535 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,402,000 | 6,535 |
| Net charge-offs | $5,048,000 | 1,137 |
| Cash dividends | $450,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,263,120 | 6,479 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,789,000 | 3,972 |
| Total interest expense | $1,681,000 | 4,291 |
| Net interest income | $4,108,000 | 3,727 |
| Provision for loan and lease losses | $898,000 | 2,945 |
| Total noninterest income | $1,182,000 | 2,523 |
| Gross Fiduciary activities income | $14,000 | 1,073 |
| Service charges on deposit accounts | $546,000 | 2,195 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $622,000 | 2,462 |
| Total noninterest expense | $3,030,000 | 4,321 |
| Salaries and employee benefits | $1,524,000 | 4,334 |
| Premises and equipment expense | $395,000 | 4,291 |
| Additional noninterest expense | $1,111,000 | 4,092 |
| Pre-tax net operating income | $1,362,000 | 2,218 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $123,000 | 2,729 |
| Income before extraordinary items | $1,239,000 | 2,119 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,239,000 | 2,117 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,239,000 | 2,119 |
| Net charge-offs | $657,000 | 2,700 |
| Cash dividends | $410,000 | 2,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,239,000 | 2,066 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,845,000 | 4,015 |
| Total interest expense | $1,126,000 | 4,400 |
| Net interest income | $2,719,000 | 3,735 |
| Provision for loan and lease losses | $289,000 | 3,803 |
| Total noninterest income | $789,000 | 2,542 |
| Gross Fiduciary activities income | $10,000 | 1,074 |
| Service charges on deposit accounts | $359,000 | 2,205 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $420,000 | 2,478 |
| Total noninterest expense | $2,060,000 | 4,306 |
| Salaries and employee benefits | $1,015,000 | 4,391 |
| Premises and equipment expense | $258,000 | 4,372 |
| Additional noninterest expense | $787,000 | 3,917 |
| Pre-tax net operating income | $1,159,000 | 1,880 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $149,000 | 2,278 |
| Income before extraordinary items | $1,010,000 | 1,835 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,010,000 | 1,832 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,010,000 | 1,834 |
| Net charge-offs | $14,000 | 5,830 |
| Cash dividends | $270,000 | 2,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,010,000 | 1,777 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,871,000 | 4,137 |
| Total interest expense | $562,000 | 4,514 |
| Net interest income | $1,309,000 | 3,813 |
| Provision for loan and lease losses | $107,000 | 3,774 |
| Total noninterest income | $375,000 | 2,621 |
| Gross Fiduciary activities income | $5,000 | 1,069 |
| Service charges on deposit accounts | $181,000 | 2,141 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $189,000 | 2,598 |
| Total noninterest expense | $1,015,000 | 4,274 |
| Salaries and employee benefits | $517,000 | 4,358 |
| Premises and equipment expense | $131,000 | 4,367 |
| Additional noninterest expense | $367,000 | 3,821 |
| Pre-tax net operating income | $562,000 | 2,173 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $25,000 | 3,414 |
| Income before extraordinary items | $537,000 | 1,991 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $537,000 | 1,992 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $537,000 | 1,992 |
| Net charge-offs | $6,000 | 5,032 |
| Cash dividends | $270,000 | 1,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $537,000 | 1,879 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,594,000 | 4,272 |
| Total interest expense | $2,751,000 | 4,501 |
| Net interest income | $4,843,000 | 4,037 |
| Provision for loan and lease losses | $785,000 | 3,078 |
| Total noninterest income | $1,720,000 | 2,387 |
| Gross Fiduciary activities income | $26,000 | 1,077 |
| Service charges on deposit accounts | $758,000 | 2,207 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $936,000 | 2,224 |
| Total noninterest expense | $3,760,000 | 4,420 |
| Salaries and employee benefits | $1,964,000 | 4,518 |
| Premises and equipment expense | $508,000 | 4,419 |
| Additional noninterest expense | $1,288,000 | 4,047 |
| Pre-tax net operating income | $2,018,000 | 2,436 |
| Securities gains (losses) | $35,000 | 1,832 |
| Applicable income taxes | $419,000 | 2,029 |
| Income before extraordinary items | $1,634,000 | 2,364 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,634,000 | 2,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 4,653 |
| Cash dividends | $970,000 | 2,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,606,000 | 2,531 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,646,000 | 4,360 |
| Total interest expense | $2,126,000 | 4,524 |
| Net interest income | $3,520,000 | 4,146 |
| Provision for loan and lease losses | $165,000 | 4,493 |
| Total noninterest income | $1,286,000 | 2,464 |
| Gross Fiduciary activities income | $22,000 | 1,040 |
| Service charges on deposit accounts | $566,000 | 2,232 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $698,000 | 2,320 |
| Total noninterest expense | $2,806,000 | 4,437 |
| Salaries and employee benefits | $1,494,000 | 4,491 |
| Premises and equipment expense | $400,000 | 4,313 |
| Additional noninterest expense | $912,000 | 4,168 |
| Pre-tax net operating income | $1,835,000 | 2,455 |
| Securities gains (losses) | $35,000 | 1,656 |
| Applicable income taxes | $461,000 | 2,004 |
| Income before extraordinary items | $1,409,000 | 2,449 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,409,000 | 2,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,073 |
| Cash dividends | $570,000 | 2,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,382,750 | 2,601 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,728,000 | 4,441 |
| Total interest expense | $1,473,000 | 4,552 |
| Net interest income | $2,255,000 | 4,252 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $878,000 | 2,457 |
| Gross Fiduciary activities income | $13,000 | 1,082 |
| Service charges on deposit accounts | $373,000 | 2,248 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $492,000 | 2,275 |
| Total noninterest expense | $1,828,000 | 4,524 |
| Salaries and employee benefits | $1,007,000 | 4,494 |
| Premises and equipment expense | $258,000 | 4,423 |
| Additional noninterest expense | $563,000 | 4,370 |
| Pre-tax net operating income | $1,245,000 | 2,528 |
| Securities gains (losses) | $35,000 | 1,681 |
| Applicable income taxes | $335,000 | 2,075 |
| Income before extraordinary items | $945,000 | 2,692 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $945,000 | 2,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,443 |
| Cash dividends | $550,000 | 2,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $919,100 | 2,707 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,884,000 | 4,504 |
| Total interest expense | $795,000 | 4,524 |
| Net interest income | $1,089,000 | 4,353 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $457,000 | 2,369 |
| Gross Fiduciary activities income | $6,000 | 1,090 |
| Service charges on deposit accounts | $181,000 | 2,264 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $270,000 | 2,102 |
| Total noninterest expense | $934,000 | 4,447 |
| Salaries and employee benefits | $522,000 | 4,402 |
| Premises and equipment expense | $132,000 | 4,369 |
| Additional noninterest expense | $280,000 | 4,333 |
| Pre-tax net operating income | $582,000 | 2,774 |
| Securities gains (losses) | $26,000 | 1,452 |
| Applicable income taxes | $147,000 | 2,349 |
| Income before extraordinary items | $461,000 | 2,874 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $461,000 | 2,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,724 |
| Cash dividends | $410,000 | 1,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $441,240 | 2,888 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,839,000 | 4,423 |
| Total interest expense | $3,222,000 | 4,582 |
| Net interest income | $4,617,000 | 4,218 |
| Provision for loan and lease losses | $145,000 | 4,384 |
| Total noninterest income | $1,578,000 | 2,614 |
| Gross Fiduciary activities income | $22,000 | 1,138 |
| Service charges on deposit accounts | $731,000 | 2,286 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $825,000 | 2,521 |
| Total noninterest expense | $3,705,000 | 4,351 |
| Salaries and employee benefits | $2,041,000 | 4,328 |
| Premises and equipment expense | $513,000 | 4,275 |
| Additional noninterest expense | $1,151,000 | 4,198 |
| Pre-tax net operating income | $2,345,000 | 2,962 |
| Securities gains (losses) | $12,000 | 1,280 |
| Applicable income taxes | $555,000 | 2,605 |
| Income before extraordinary items | $1,802,000 | 3,044 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,802,000 | 3,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 3,272 |
| Cash dividends | $580,000 | 3,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,792,880 | 3,049 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,795,000 | 4,485 |
| Total interest expense | $2,351,000 | 4,677 |
| Net interest income | $3,444,000 | 4,261 |
| Provision for loan and lease losses | $75,000 | 4,567 |
| Total noninterest income | $1,202,000 | 2,583 |
| Gross Fiduciary activities income | $17,000 | 1,104 |
| Service charges on deposit accounts | $538,000 | 2,305 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $647,000 | 2,448 |
| Total noninterest expense | $2,700,000 | 4,417 |
| Salaries and employee benefits | $1,457,000 | 4,470 |
| Premises and equipment expense | $392,000 | 4,229 |
| Additional noninterest expense | $851,000 | 4,191 |
| Pre-tax net operating income | $1,871,000 | 2,979 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $457,000 | 2,651 |
| Income before extraordinary items | $1,414,000 | 3,102 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,414,000 | 3,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,750 |
| Cash dividends | $300,000 | 3,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,414,000 | 3,089 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,801,000 | 4,545 |
| Total interest expense | $1,524,000 | 4,748 |
| Net interest income | $2,277,000 | 4,315 |
| Provision for loan and lease losses | $50,000 | 4,348 |
| Total noninterest income | $815,000 | 2,568 |
| Gross Fiduciary activities income | $11,000 | 1,126 |
| Service charges on deposit accounts | $338,000 | 2,412 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $466,000 | 2,356 |
| Total noninterest expense | $1,757,000 | 4,511 |
| Salaries and employee benefits | $947,000 | 4,590 |
| Premises and equipment expense | $260,000 | 4,264 |
| Additional noninterest expense | $550,000 | 4,280 |
| Pre-tax net operating income | $1,285,000 | 2,968 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $306,000 | 2,713 |
| Income before extraordinary items | $979,000 | 3,084 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $979,000 | 3,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,861 |
| Cash dividends | $300,000 | 3,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $979,000 | 3,064 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,905,000 | 4,535 |
| Total interest expense | $759,000 | 4,743 |
| Net interest income | $1,146,000 | 4,295 |
| Provision for loan and lease losses | $25,000 | 4,116 |
| Total noninterest income | $391,000 | 2,602 |
| Gross Fiduciary activities income | $3,000 | 1,184 |
| Service charges on deposit accounts | $158,000 | 2,498 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $230,000 | 2,347 |
| Total noninterest expense | $873,000 | 4,528 |
| Salaries and employee benefits | $479,000 | 4,578 |
| Premises and equipment expense | $132,000 | 4,228 |
| Additional noninterest expense | $262,000 | 4,385 |
| Pre-tax net operating income | $639,000 | 2,980 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $130,000 | 2,937 |
| Income before extraordinary items | $509,000 | 2,992 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $509,000 | 2,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,384 |
| Cash dividends | $280,000 | 2,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $509,000 | 2,975 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,385,000 | 4,413 |
| Total interest expense | $2,737,000 | 4,554 |
| Net interest income | $4,648,000 | 4,241 |
| Provision for loan and lease losses | $100,000 | 4,711 |
| Total noninterest income | $1,336,000 | 2,921 |
| Gross Fiduciary activities income | $20,000 | 1,170 |
| Service charges on deposit accounts | $719,000 | 2,312 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $597,000 | 3,029 |
| Total noninterest expense | $3,492,000 | 4,409 |
| Salaries and employee benefits | $1,886,000 | 4,465 |
| Premises and equipment expense | $524,000 | 4,141 |
| Additional noninterest expense | $1,082,000 | 4,268 |
| Pre-tax net operating income | $2,392,000 | 3,227 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $678,000 | 2,716 |
| Income before extraordinary items | $1,714,000 | 3,472 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,714,000 | 3,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,644 |
| Cash dividends | $730,000 | 3,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,714,000 | 3,455 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,408,000 | 4,466 |
| Total interest expense | $1,933,000 | 4,652 |
| Net interest income | $3,475,000 | 4,272 |
| Provision for loan and lease losses | $75,000 | 4,564 |
| Total noninterest income | $1,046,000 | 2,843 |
| Gross Fiduciary activities income | $14,000 | 1,157 |
| Service charges on deposit accounts | $546,000 | 2,295 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $486,000 | 2,896 |
| Total noninterest expense | $2,644,000 | 4,360 |
| Salaries and employee benefits | $1,405,000 | 4,467 |
| Premises and equipment expense | $411,000 | 4,037 |
| Additional noninterest expense | $828,000 | 4,168 |
| Pre-tax net operating income | $1,802,000 | 3,337 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $517,000 | 2,821 |
| Income before extraordinary items | $1,285,000 | 3,576 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,285,000 | 3,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,781 |
| Cash dividends | $430,000 | 3,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,285,000 | 3,559 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,485,000 | 4,523 |
| Total interest expense | $1,203,000 | 4,705 |
| Net interest income | $2,282,000 | 4,321 |
| Provision for loan and lease losses | $50,000 | 4,407 |
| Total noninterest income | $676,000 | 2,889 |
| Gross Fiduciary activities income | $9,000 | 1,185 |
| Service charges on deposit accounts | $357,000 | 2,314 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $310,000 | 2,953 |
| Total noninterest expense | $1,758,000 | 4,374 |
| Salaries and employee benefits | $939,000 | 4,469 |
| Premises and equipment expense | $270,000 | 4,079 |
| Additional noninterest expense | $549,000 | 4,193 |
| Pre-tax net operating income | $1,150,000 | 3,454 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $328,000 | 2,916 |
| Income before extraordinary items | $822,000 | 3,687 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $822,000 | 3,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,339 |
| Cash dividends | $380,000 | 2,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $822,000 | 3,679 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,682,000 | 4,579 |
| Total interest expense | $549,000 | 4,847 |
| Net interest income | $1,133,000 | 4,337 |
| Provision for loan and lease losses | $25,000 | 4,252 |
| Total noninterest income | $325,000 | 2,924 |
| Gross Fiduciary activities income | $4,000 | 1,187 |
| Service charges on deposit accounts | $175,000 | 2,277 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $146,000 | 3,015 |
| Total noninterest expense | $857,000 | 4,476 |
| Salaries and employee benefits | $477,000 | 4,428 |
| Premises and equipment expense | $129,000 | 4,210 |
| Additional noninterest expense | $251,000 | 4,460 |
| Pre-tax net operating income | $576,000 | 3,403 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $167,000 | 2,883 |
| Income before extraordinary items | $409,000 | 3,647 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $409,000 | 3,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,292 |
| Cash dividends | $280,000 | 2,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $409,000 | 3,626 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,317,000 | 4,471 |
| Total interest expense | $1,796,000 | 4,747 |
| Net interest income | $4,521,000 | 4,241 |
| Provision for loan and lease losses | $139,000 | 4,267 |
| Total noninterest income | $1,484,000 | 2,711 |
| Gross Fiduciary activities income | $28,000 | 1,130 |
| Service charges on deposit accounts | $734,000 | 2,261 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $722,000 | 2,713 |
| Total noninterest expense | $3,515,000 | 4,279 |
| Salaries and employee benefits | $1,878,000 | 4,321 |
| Premises and equipment expense | $580,000 | 3,753 |
| Additional noninterest expense | $1,057,000 | 4,226 |
| Pre-tax net operating income | $2,351,000 | 3,283 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $678,000 | 2,867 |
| Income before extraordinary items | $1,678,000 | 3,515 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,678,000 | 3,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,583 |
| Cash dividends | $600,000 | 3,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,674,450 | 3,494 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,589,000 | 4,525 |
| Total interest expense | $1,265,000 | 4,792 |
| Net interest income | $3,324,000 | 4,318 |
| Provision for loan and lease losses | $63,000 | 4,907 |
| Total noninterest income | $1,123,000 | 2,697 |
| Gross Fiduciary activities income | $20,000 | 1,117 |
| Service charges on deposit accounts | $543,000 | 2,283 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $560,000 | 2,666 |
| Total noninterest expense | $2,561,000 | 4,339 |
| Salaries and employee benefits | $1,346,000 | 4,461 |
| Premises and equipment expense | $437,000 | 3,725 |
| Additional noninterest expense | $778,000 | 4,268 |
| Pre-tax net operating income | $1,823,000 | 3,270 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $535,000 | 2,823 |
| Income before extraordinary items | $1,293,000 | 3,496 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,293,000 | 3,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,080 |
| Cash dividends | $260,000 | 3,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,289,450 | 3,468 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,978,000 | 4,531 |
| Total interest expense | $804,000 | 4,769 |
| Net interest income | $2,174,000 | 4,348 |
| Provision for loan and lease losses | $42,000 | 4,804 |
| Total noninterest income | $749,000 | 2,663 |
| Gross Fiduciary activities income | $11,000 | 1,150 |
| Service charges on deposit accounts | $347,000 | 2,325 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $391,000 | 2,588 |
| Total noninterest expense | $1,687,000 | 4,360 |
| Salaries and employee benefits | $898,000 | 4,431 |
| Premises and equipment expense | $283,000 | 3,788 |
| Additional noninterest expense | $506,000 | 4,332 |
| Pre-tax net operating income | $1,194,000 | 3,262 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $345,000 | 2,846 |
| Income before extraordinary items | $849,000 | 3,496 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $849,000 | 3,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,491 |
| Cash dividends | $200,000 | 3,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $849,000 | 3,451 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,467,000 | 4,562 |
| Total interest expense | $381,000 | 4,816 |
| Net interest income | $1,086,000 | 4,368 |
| Provision for loan and lease losses | $21,000 | 4,581 |
| Total noninterest income | $363,000 | 2,663 |
| Gross Fiduciary activities income | $2,000 | 1,263 |
| Service charges on deposit accounts | $170,000 | 2,312 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $191,000 | 2,555 |
| Total noninterest expense | $826,000 | 4,454 |
| Salaries and employee benefits | $449,000 | 4,451 |
| Premises and equipment expense | $135,000 | 3,965 |
| Additional noninterest expense | $242,000 | 4,456 |
| Pre-tax net operating income | $602,000 | 3,213 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $178,000 | 2,783 |
| Income before extraordinary items | $424,000 | 3,479 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $424,000 | 3,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,866 |
| Cash dividends | $140,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $424,000 | 3,442 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,612,000 | 4,476 |
| Total interest expense | $1,413,000 | 4,678 |
| Net interest income | $4,199,000 | 4,327 |
| Provision for loan and lease losses | $173,000 | 4,021 |
| Total noninterest income | $1,448,000 | 2,747 |
| Gross Fiduciary activities income | $23,000 | 1,178 |
| Service charges on deposit accounts | $692,000 | 2,389 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $733,000 | 2,642 |
| Total noninterest expense | $3,297,000 | 4,371 |
| Salaries and employee benefits | $1,767,000 | 4,397 |
| Premises and equipment expense | $538,000 | 3,858 |
| Additional noninterest expense | $992,000 | 4,380 |
| Pre-tax net operating income | $2,177,000 | 3,324 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $606,000 | 3,012 |
| Income before extraordinary items | $1,571,000 | 3,518 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,571,000 | 3,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,253 |
| Cash dividends | $588,000 | 3,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,571,000 | 3,444 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,150,000 | 4,501 |
| Total interest expense | $1,047,000 | 4,667 |
| Net interest income | $3,103,000 | 4,370 |
| Provision for loan and lease losses | $110,000 | 4,124 |
| Total noninterest income | $1,075,000 | 2,783 |
| Gross Fiduciary activities income | $15,000 | 1,187 |
| Service charges on deposit accounts | $506,000 | 2,470 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $554,000 | 2,639 |
| Total noninterest expense | $2,342,000 | 4,505 |
| Salaries and employee benefits | $1,205,000 | 4,666 |
| Premises and equipment expense | $417,000 | 3,761 |
| Additional noninterest expense | $720,000 | 4,425 |
| Pre-tax net operating income | $1,726,000 | 3,250 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $494,000 | 2,924 |
| Income before extraordinary items | $1,232,000 | 3,477 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,232,000 | 3,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,217 |
| Cash dividends | $208,000 | 3,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,232,000 | 3,391 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,749,000 | 4,523 |
| Total interest expense | $696,000 | 4,690 |
| Net interest income | $2,053,000 | 4,392 |
| Provision for loan and lease losses | $42,000 | 4,959 |
| Total noninterest income | $652,000 | 2,989 |
| Gross Fiduciary activities income | $10,000 | 1,191 |
| Service charges on deposit accounts | $324,000 | 2,546 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $318,000 | 2,892 |
| Total noninterest expense | $1,555,000 | 4,551 |
| Salaries and employee benefits | $803,000 | 4,715 |
| Premises and equipment expense | $286,000 | 3,686 |
| Additional noninterest expense | $466,000 | 4,558 |
| Pre-tax net operating income | $1,108,000 | 3,301 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $312,000 | 3,013 |
| Income before extraordinary items | $796,000 | 3,534 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $796,000 | 3,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,807 |
| Cash dividends | $208,000 | 3,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $796,000 | 3,447 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,377,000 | 4,543 |
| Total interest expense | $357,000 | 4,650 |
| Net interest income | $1,020,000 | 4,410 |
| Provision for loan and lease losses | $21,000 | 4,750 |
| Total noninterest income | $302,000 | 3,094 |
| Gross Fiduciary activities income | $5,000 | 1,183 |
| Service charges on deposit accounts | $146,000 | 2,732 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $151,000 | 2,933 |
| Total noninterest expense | $768,000 | 4,603 |
| Salaries and employee benefits | $405,000 | 4,698 |
| Premises and equipment expense | $151,000 | 3,573 |
| Additional noninterest expense | $212,000 | 4,869 |
| Pre-tax net operating income | $533,000 | 3,365 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $147,000 | 3,131 |
| Income before extraordinary items | $386,000 | 3,604 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $386,000 | 3,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $160,000 | 2,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $386,000 | 3,487 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,423,000 | 4,620 |
| Total interest expense | $1,663,000 | 4,576 |
| Net interest income | $3,760,000 | 4,572 |
| Provision for loan and lease losses | $184,000 | 4,174 |
| Total noninterest income | $1,375,000 | 3,014 |
| Gross Fiduciary activities income | $20,000 | 1,249 |
| Service charges on deposit accounts | $569,000 | 2,805 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $786,000 | 2,765 |
| Total noninterest expense | $3,107,000 | 4,499 |
| Salaries and employee benefits | $1,563,000 | 4,720 |
| Premises and equipment expense | $560,000 | 3,711 |
| Additional noninterest expense | $984,000 | 4,338 |
| Pre-tax net operating income | $1,844,000 | 3,575 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $469,000 | 3,481 |
| Income before extraordinary items | $1,375,000 | 3,781 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,375,000 | 3,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,837 |
| Cash dividends | $410,000 | 3,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,375,000 | 3,623 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,009,000 | 4,721 |
| Total interest expense | $1,289,000 | 4,602 |
| Net interest income | $2,720,000 | 4,700 |
| Provision for loan and lease losses | $68,000 | 5,354 |
| Total noninterest income | $1,062,000 | 3,010 |
| Gross Fiduciary activities income | $12,000 | 1,259 |
| Service charges on deposit accounts | $421,000 | 2,847 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $629,000 | 2,751 |
| Total noninterest expense | $2,186,000 | 4,679 |
| Salaries and employee benefits | $1,071,000 | 5,011 |
| Premises and equipment expense | $435,000 | 3,616 |
| Additional noninterest expense | $680,000 | 4,564 |
| Pre-tax net operating income | $1,528,000 | 3,485 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $406,000 | 3,388 |
| Income before extraordinary items | $1,122,000 | 3,683 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,122,000 | 3,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,610 |
| Cash dividends | $90,000 | 4,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,122,000 | 3,512 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,675,000 | 4,749 |
| Total interest expense | $902,000 | 4,572 |
| Net interest income | $1,773,000 | 4,762 |
| Provision for loan and lease losses | $42,000 | 5,388 |
| Total noninterest income | $686,000 | 3,057 |
| Gross Fiduciary activities income | $7,000 | 1,277 |
| Service charges on deposit accounts | $268,000 | 2,905 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $411,000 | 2,758 |
| Total noninterest expense | $1,425,000 | 4,743 |
| Salaries and employee benefits | $711,000 | 5,022 |
| Premises and equipment expense | $290,000 | 3,605 |
| Additional noninterest expense | $424,000 | 4,804 |
| Pre-tax net operating income | $992,000 | 3,552 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $253,000 | 3,534 |
| Income before extraordinary items | $739,000 | 3,710 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $739,000 | 3,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,031 |
| Cash dividends | $70,000 | 4,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $739,000 | 3,510 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,333,000 | 4,800 |
| Total interest expense | $468,000 | 4,551 |
| Net interest income | $865,000 | 4,823 |
| Provision for loan and lease losses | $21,000 | 5,171 |
| Total noninterest income | $291,000 | 3,313 |
| Gross Fiduciary activities income | $4,000 | 1,265 |
| Service charges on deposit accounts | $131,000 | 2,877 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $156,000 | 3,146 |
| Total noninterest expense | $696,000 | 4,814 |
| Salaries and employee benefits | $350,000 | 5,087 |
| Premises and equipment expense | $145,000 | 3,578 |
| Additional noninterest expense | $201,000 | 4,949 |
| Pre-tax net operating income | $439,000 | 3,814 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $118,000 | 3,661 |
| Income before extraordinary items | $321,000 | 4,055 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $321,000 | 4,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 1,835 |
| Cash dividends | $40,000 | 3,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $321,000 | 3,859 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,478,000 | 4,854 |
| Total interest expense | $2,093,000 | 4,651 |
| Net interest income | $3,385,000 | 4,871 |
| Provision for loan and lease losses | $139,000 | 5,088 |
| Total noninterest income | $1,148,000 | 3,161 |
| Gross Fiduciary activities income | $15,000 | 1,340 |
| Service charges on deposit accounts | $538,000 | 2,802 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $595,000 | 2,980 |
| Total noninterest expense | $2,869,000 | 4,605 |
| Salaries and employee benefits | $1,347,000 | 5,080 |
| Premises and equipment expense | $608,000 | 3,377 |
| Additional noninterest expense | $914,000 | 4,490 |
| Pre-tax net operating income | $1,525,000 | 4,070 |
| Securities gains (losses) | $-6,000 | 8,842 |
| Applicable income taxes | $392,000 | 3,926 |
| Income before extraordinary items | $1,127,000 | 4,257 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,127,000 | 4,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 4,236 |
| Cash dividends | $628,000 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,131,440 | 4,141 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,608,000 | 5,216 |
| Total interest expense | $2,639,000 | 5,211 |
| Net interest income | $2,969,000 | 5,117 |
| Provision for loan and lease losses | $174,000 | 4,487 |
| Total noninterest income | $903,000 | 3,572 |
| Gross Fiduciary activities income | $10,000 | 1,431 |
| Service charges on deposit accounts | $519,000 | 2,762 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $374,000 | 3,680 |
| Total noninterest expense | $2,608,000 | 4,822 |
| Salaries and employee benefits | $1,224,000 | 5,240 |
| Premises and equipment expense | $545,000 | 3,635 |
| Additional noninterest expense | $839,000 | 4,640 |
| Pre-tax net operating income | $1,090,000 | 4,678 |
| Securities gains (losses) | $-1,000 | 9,012 |
| Applicable income taxes | $261,000 | 4,542 |
| Income before extraordinary items | $828,000 | 4,788 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $828,000 | 4,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,323 |
| Cash dividends | $340,000 | 4,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $828,760 | 4,665 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,349,000 | 5,489 |
| Total interest expense | $2,423,000 | 5,671 |
| Net interest income | $2,926,000 | 5,242 |
| Provision for loan and lease losses | $142,000 | 4,519 |
| Total noninterest income | $973,000 | 3,199 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $474,000 | 2,820 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $499,000 | 2,954 |
| Total noninterest expense | $2,359,000 | 5,061 |
| Salaries and employee benefits | $1,198,000 | 5,234 |
| Premises and equipment expense | $563,000 | 3,447 |
| Additional noninterest expense | $598,000 | 5,809 |
| Pre-tax net operating income | $1,398,000 | 4,270 |
| Securities gains (losses) | $-18,000 | 8,681 |
| Applicable income taxes | $379,000 | 4,094 |
| Income before extraordinary items | $1,001,000 | 4,391 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,001,000 | 4,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,622 |
| Cash dividends | $410,000 | 3,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,014,140 | 4,346 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,306,000 | 6,096 |
| Total interest expense | $1,909,000 | 6,164 |
| Net interest income | $2,397,000 | 5,959 |
| Provision for loan and lease losses | $91,000 | 5,422 |
| Total noninterest income | $739,000 | 3,823 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $407,000 | 3,177 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $332,000 | 3,788 |
| Total noninterest expense | $2,117,000 | 5,463 |
| Salaries and employee benefits | $1,067,000 | 5,639 |
| Premises and equipment expense | $542,000 | 3,525 |
| Additional noninterest expense | $508,000 | 6,454 |
| Pre-tax net operating income | $928,000 | 5,522 |
| Securities gains (losses) | $-104,000 | 9,959 |
| Applicable income taxes | $175,000 | 5,972 |
| Income before extraordinary items | $649,000 | 5,675 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $649,000 | 5,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,806 |
| Cash dividends | $300,000 | 4,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $731,160 | 5,314 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,217,000 | 6,288 |
| Total interest expense | $1,824,000 | 6,504 |
| Net interest income | $2,393,000 | 5,997 |
| Provision for loan and lease losses | $99,000 | 5,169 |
| Total noninterest income | $536,000 | 4,737 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $322,000 | 3,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $214,000 | 4,797 |
| Total noninterest expense | $1,879,000 | 5,824 |
| Salaries and employee benefits | $1,006,000 | 5,774 |
| Premises and equipment expense | $422,000 | 4,240 |
| Additional noninterest expense | $451,000 | 6,795 |
| Pre-tax net operating income | $951,000 | 5,572 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $244,000 | 5,703 |
| Income before extraordinary items | $707,000 | 5,589 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $707,000 | 5,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,626 |
| Cash dividends | $400,000 | 3,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $707,000 | 5,472 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,897,000 | 6,750 |
| Total interest expense | $1,673,000 | 6,948 |
| Net interest income | $2,224,000 | 6,487 |
| Provision for loan and lease losses | $54,000 | 6,513 |
| Total noninterest income | $371,000 | 5,977 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $296,000 | 4,125 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,536 |
| Total noninterest expense | $1,708,000 | 6,270 |
| Salaries and employee benefits | $873,000 | 6,420 |
| Premises and equipment expense | $370,000 | 4,710 |
| Additional noninterest expense | $465,000 | 6,800 |
| Pre-tax net operating income | $833,000 | 6,399 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $216,000 | 6,669 |
| Income before extraordinary items | $617,000 | 6,267 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $617,000 | 6,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,858 |
| Cash dividends | $330,000 | 4,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $617,000 | 6,213 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,364,000 | 7,546 |
| Total interest expense | $1,430,000 | 7,757 |
| Net interest income | $1,934,000 | 7,287 |
| Provision for loan and lease losses | $52,000 | 6,510 |
| Total noninterest income | $258,000 | 7,479 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,021 |
| Total noninterest expense | $1,518,000 | 7,059 |
| Salaries and employee benefits | $791,000 | 7,025 |
| Premises and equipment expense | $241,000 | 6,374 |
| Additional noninterest expense | $486,000 | 7,173 |
| Pre-tax net operating income | $622,000 | 7,302 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $121,000 | 8,388 |
| Income before extraordinary items | $501,000 | 6,901 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $501,000 | 6,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $150,000 | 5,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $501,000 | 6,836 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,056,000 | 8,130 |
| Total interest expense | $1,189,000 | 8,620 |
| Net interest income | $1,867,000 | 7,610 |
| Provision for loan and lease losses | $27,000 | 7,269 |
| Total noninterest income | $250,000 | 7,697 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 5,470 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 9,867 |
| Total noninterest expense | $1,264,000 | 7,974 |
| Salaries and employee benefits | $672,000 | 7,917 |
| Premises and equipment expense | $172,000 | 7,765 |
| Additional noninterest expense | $420,000 | 8,006 |
| Pre-tax net operating income | $826,000 | 6,737 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $197,000 | 7,466 |
| Income before extraordinary items | $629,000 | 6,435 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $629,000 | 6,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,801 |
| Cash dividends | $170,000 | 5,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $629,000 | 6,422 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,705,000 | 8,542 |
| Total interest expense | $1,031,000 | 8,555 |
| Net interest income | $1,674,000 | 8,369 |
| Provision for loan and lease losses | $66,000 | 5,441 |
| Total noninterest income | $205,000 | 8,647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 6,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 10,550 |
| Total noninterest expense | $1,172,000 | 8,720 |
| Salaries and employee benefits | $579,000 | 8,767 |
| Premises and equipment expense | $168,000 | 8,131 |
| Additional noninterest expense | $425,000 | 8,578 |
| Pre-tax net operating income | $641,000 | 7,764 |
| Securities gains (losses) | $-123,000 | 11,682 |
| Applicable income taxes | $94,000 | 9,503 |
| Income before extraordinary items | $424,000 | 7,944 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $424,000 | 7,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,263 |
| Cash dividends | $214,000 | 5,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $524,860 | 7,158 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,698,000 | 8,827 |
| Total interest expense | $1,043,000 | 8,907 |
| Net interest income | $1,655,000 | 8,626 |
| Provision for loan and lease losses | $51,000 | 7,396 |
| Total noninterest income | $239,000 | 8,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 6,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,987 |
| Total noninterest expense | $1,209,000 | 8,857 |
| Salaries and employee benefits | $592,000 | 8,868 |
| Premises and equipment expense | $189,000 | 7,917 |
| Additional noninterest expense | $428,000 | 8,947 |
| Pre-tax net operating income | $634,000 | 7,725 |
| Securities gains (losses) | $15,000 | 5,022 |
| Applicable income taxes | $152,000 | 8,594 |
| Income before extraordinary items | $497,000 | 7,586 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $497,000 | 7,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 7,224 |
| Cash dividends | $250,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $485,450 | 7,421 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,960,000 | 9,065 |
| Total interest expense | $1,308,000 | 9,196 |
| Net interest income | $1,652,000 | 8,802 |
| Provision for loan and lease losses | $141,000 | 6,280 |
| Total noninterest income | $201,000 | 9,396 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 11,113 |
| Total noninterest expense | $1,169,000 | 9,185 |
| Salaries and employee benefits | $587,000 | 8,926 |
| Premises and equipment expense | $178,000 | 8,364 |
| Additional noninterest expense | $404,000 | 9,519 |
| Pre-tax net operating income | $543,000 | 8,111 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $141,000 | 8,864 |
| Income before extraordinary items | $402,000 | 8,198 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $402,000 | 8,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 5,022 |
| Cash dividends | $240,000 | 4,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $402,000 | 7,838 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.