Home > First Community Bank > Income and Expense
First Community Bank, Income and Expense
1997-12-31 (YTD Data) | Rank | |
Total interest income | $2,460,000 | 8,426 |
Total interest expense | $1,186,000 | 8,158 |
Net interest income | $1,274,000 | 8,523 |
Provision for loan and lease losses | $47,000 | 6,813 |
Total noninterest income | $256,000 | 7,144 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $229,000 | 4,932 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $27,000 | 9,482 |
Total noninterest expense | $902,000 | 8,682 |
Salaries and employee benefits | $434,000 | 9,045 |
Premises and equipment expense | $165,000 | 7,471 |
Additional noninterest expense | $303,000 | 8,290 |
Pre-tax net operating income | $581,000 | 7,511 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $181,000 | 7,154 |
Income before extraordinary items | $400,000 | 7,636 |
Extraordinary gains, net | $0 | 44 |
Net income | $400,000 | 7,639 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 8,093 |
Cash dividends | $266,000 | 4,827 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $400,000 | 7,580 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $2,223,000 | 9,065 |
Total interest expense | $1,048,000 | 8,857 |
Net interest income | $1,175,000 | 9,086 |
Provision for loan and lease losses | $36,000 | 7,135 |
Total noninterest income | $249,000 | 7,592 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $209,000 | 5,405 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $40,000 | 9,363 |
Total noninterest expense | $946,000 | 8,893 |
Salaries and employee benefits | $485,000 | 8,993 |
Premises and equipment expense | $166,000 | 7,709 |
Additional noninterest expense | $295,000 | 8,937 |
Pre-tax net operating income | $442,000 | 8,263 |
Securities gains (losses) | $4,000 | 3,123 |
Applicable income taxes | $134,000 | 8,146 |
Income before extraordinary items | $312,000 | 8,324 |
Extraordinary gains, net | $0 | 53 |
Net income | $312,000 | 8,321 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $13,000 | 7,243 |
Cash dividends | $250,000 | 4,932 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $309,200 | 8,287 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $1,999,000 | 9,720 |
Total interest expense | $922,000 | 9,539 |
Net interest income | $1,077,000 | 9,695 |
Provision for loan and lease losses | $43,000 | 6,516 |
Total noninterest income | $212,000 | 8,251 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $179,000 | 6,085 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $33,000 | 10,076 |
Total noninterest expense | $864,000 | 9,489 |
Salaries and employee benefits | $404,000 | 9,916 |
Premises and equipment expense | $148,000 | 8,330 |
Additional noninterest expense | $312,000 | 9,124 |
Pre-tax net operating income | $382,000 | 9,178 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $124,000 | 8,732 |
Income before extraordinary items | $258,000 | 9,344 |
Extraordinary gains, net | $0 | 65 |
Net income | $258,000 | 9,348 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 8,178 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $258,000 | 9,319 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,426,000 | 10,881 |
Total interest expense | $592,000 | 10,636 |
Net interest income | $834,000 | 10,940 |
Provision for loan and lease losses | $16,000 | 8,030 |
Total noninterest income | $175,000 | 9,201 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $142,000 | 7,083 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $33,000 | 10,596 |
Total noninterest expense | $720,000 | 10,615 |
Salaries and employee benefits | $351,000 | 10,725 |
Premises and equipment expense | $112,000 | 9,637 |
Additional noninterest expense | $257,000 | 10,442 |
Pre-tax net operating income | $273,000 | 10,316 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $71,000 | 10,001 |
Income before extraordinary items | $202,000 | 10,248 |
Extraordinary gains, net | $0 | 249 |
Net income | $202,000 | 10,255 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 8,524 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $202,000 | 10,305 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,193,000 | 11,905 |
Total interest expense | $473,000 | 11,820 |
Net interest income | $720,000 | 11,792 |
Provision for loan and lease losses | $5,000 | 10,098 |
Total noninterest income | $156,000 | 10,093 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $125,000 | 7,720 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $31,000 | 11,240 |
Total noninterest expense | $609,000 | 11,600 |
Salaries and employee benefits | $288,000 | 11,779 |
Premises and equipment expense | $93,000 | 10,682 |
Additional noninterest expense | $228,000 | 11,358 |
Pre-tax net operating income | $262,000 | 10,535 |
Securities gains (losses) | $3,000 | 6,505 |
Applicable income taxes | $69,000 | 10,505 |
Income before extraordinary items | $196,000 | 10,705 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $196,000 | 10,802 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 9,413 |
Cash dividends | $42,000 | 8,158 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $193,780 | 10,506 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,276,000 | 12,449 |
Total interest expense | $553,000 | 12,521 |
Net interest income | $723,000 | 12,223 |
Provision for loan and lease losses | $8,000 | 11,328 |
Total noninterest income | $135,000 | 10,810 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $119,000 | 7,968 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $16,000 | 12,899 |
Total noninterest expense | $558,000 | 12,312 |
Salaries and employee benefits | $250,000 | 12,604 |
Premises and equipment expense | $85,000 | 11,297 |
Additional noninterest expense | $223,000 | 11,919 |
Pre-tax net operating income | $292,000 | 10,218 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $83,000 | 10,366 |
Income before extraordinary items | $209,000 | 10,487 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $209,000 | 10,622 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $10,000 | 9,962 |
Cash dividends | $108,000 | 6,422 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $209,000 | 10,132 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.