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First Community Bank, Income and Expense

1997-12-31 (YTD Data)Rank
Total interest income$2,460,0008,426
Total interest expense$1,186,0008,158
Net interest income$1,274,0008,523
Provision for loan and lease losses$47,0006,813
Total noninterest income$256,0007,144
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$229,0004,932
Trading account gains and feesNANA
Additional Noninterest Income$27,0009,482
Total noninterest expense$902,0008,682
Salaries and employee benefits$434,0009,045
Premises and equipment expense$165,0007,471
Additional noninterest expense$303,0008,290
Pre-tax net operating income$581,0007,511
Securities gains (losses)$03,944
Applicable income taxes$181,0007,154
Income before extraordinary items$400,0007,636
Extraordinary gains, net$044
Net income$400,0007,639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0008,093
Cash dividends$266,0004,827
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$400,0007,580
1996-12-31 (YTD Data)Rank
Total interest income$2,223,0009,065
Total interest expense$1,048,0008,857
Net interest income$1,175,0009,086
Provision for loan and lease losses$36,0007,135
Total noninterest income$249,0007,592
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$209,0005,405
Trading account gains and feesNANA
Additional Noninterest Income$40,0009,363
Total noninterest expense$946,0008,893
Salaries and employee benefits$485,0008,993
Premises and equipment expense$166,0007,709
Additional noninterest expense$295,0008,937
Pre-tax net operating income$442,0008,263
Securities gains (losses)$4,0003,123
Applicable income taxes$134,0008,146
Income before extraordinary items$312,0008,324
Extraordinary gains, net$053
Net income$312,0008,321
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0007,243
Cash dividends$250,0004,932
Sale, conversion, retirement of capital stock, net$0953
Net operating income$309,2008,287
1995-12-31 (YTD Data)Rank
Total interest income$1,999,0009,720
Total interest expense$922,0009,539
Net interest income$1,077,0009,695
Provision for loan and lease losses$43,0006,516
Total noninterest income$212,0008,251
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$179,0006,085
Trading account gains and feesNANA
Additional Noninterest Income$33,00010,076
Total noninterest expense$864,0009,489
Salaries and employee benefits$404,0009,916
Premises and equipment expense$148,0008,330
Additional noninterest expense$312,0009,124
Pre-tax net operating income$382,0009,178
Securities gains (losses)$03,831
Applicable income taxes$124,0008,732
Income before extraordinary items$258,0009,344
Extraordinary gains, net$065
Net income$258,0009,348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0008,178
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$258,0009,319
1994-12-31 (YTD Data)Rank
Total interest income$1,426,00010,881
Total interest expense$592,00010,636
Net interest income$834,00010,940
Provision for loan and lease losses$16,0008,030
Total noninterest income$175,0009,201
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$142,0007,083
Trading account gains and feesNANA
Additional Noninterest Income$33,00010,596
Total noninterest expense$720,00010,615
Salaries and employee benefits$351,00010,725
Premises and equipment expense$112,0009,637
Additional noninterest expense$257,00010,442
Pre-tax net operating income$273,00010,316
Securities gains (losses)$03,600
Applicable income taxes$71,00010,001
Income before extraordinary items$202,00010,248
Extraordinary gains, net$0249
Net income$202,00010,255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,524
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$202,00010,305
1993-12-31 (YTD Data)Rank
Total interest income$1,193,00011,905
Total interest expense$473,00011,820
Net interest income$720,00011,792
Provision for loan and lease losses$5,00010,098
Total noninterest income$156,00010,093
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$125,0007,720
Trading account gains and feesNANA
Additional Noninterest Income$31,00011,240
Total noninterest expense$609,00011,600
Salaries and employee benefits$288,00011,779
Premises and equipment expense$93,00010,682
Additional noninterest expense$228,00011,358
Pre-tax net operating income$262,00010,535
Securities gains (losses)$3,0006,505
Applicable income taxes$69,00010,505
Income before extraordinary items$196,00010,705
Extraordinary gains, net$03,149
Net income$196,00010,802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0009,413
Cash dividends$42,0008,158
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$193,78010,506
1992-12-31 (YTD Data)Rank
Total interest income$1,276,00012,449
Total interest expense$553,00012,521
Net interest income$723,00012,223
Provision for loan and lease losses$8,00011,328
Total noninterest income$135,00010,810
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$119,0007,968
Trading account gains and feesNANA
Additional Noninterest Income$16,00012,899
Total noninterest expense$558,00012,312
Salaries and employee benefits$250,00012,604
Premises and equipment expense$85,00011,297
Additional noninterest expense$223,00011,919
Pre-tax net operating income$292,00010,218
Securities gains (losses)$08,369
Applicable income taxes$83,00010,366
Income before extraordinary items$209,00010,487
Extraordinary gains, net$01,422
Net income$209,00010,622
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0009,962
Cash dividends$108,0006,422
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$209,00010,132

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.