Home > First Community Bank > Income and Expense
First Community Bank, Income and Expense
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $769,000 | 6,610 |
| Total interest expense | $99,000 | 6,625 |
| Net interest income | $670,000 | 6,557 |
| Provision for loan and lease losses | $1,000 | 5,598 |
| Total noninterest income | $78,000 | 6,047 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $47,000 | 5,619 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $31,000 | 5,863 |
| Total noninterest expense | $672,000 | 6,371 |
| Salaries and employee benefits | $324,000 | 6,482 |
| Premises and equipment expense | $98,000 | 5,839 |
| Additional noninterest expense | $250,000 | 6,170 |
| Pre-tax net operating income | $75,000 | 5,989 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $2,000 | 4,564 |
| Income before extraordinary items | $73,000 | 6,107 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $73,000 | 6,107 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $73,000 | 6,107 |
| Net charge-offs | $1,000 | 5,406 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $73,000 | 5,957 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $391,000 | 6,651 |
| Total interest expense | $52,000 | 6,662 |
| Net interest income | $339,000 | 6,592 |
| Provision for loan and lease losses | $-1,000 | 7,089 |
| Total noninterest income | $38,000 | 6,134 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $22,000 | 5,685 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $16,000 | 5,903 |
| Total noninterest expense | $344,000 | 6,384 |
| Salaries and employee benefits | $161,000 | 6,540 |
| Premises and equipment expense | $56,000 | 5,641 |
| Additional noninterest expense | $127,000 | 6,197 |
| Pre-tax net operating income | $34,000 | 6,092 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $1,000 | 4,577 |
| Income before extraordinary items | $33,000 | 6,179 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $33,000 | 6,178 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $33,000 | 6,179 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $33,000 | 6,053 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,769,000 | 6,599 |
| Total interest expense | $302,000 | 6,545 |
| Net interest income | $1,467,000 | 6,555 |
| Provision for loan and lease losses | $66,000 | 5,662 |
| Total noninterest income | $191,000 | 5,783 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $103,000 | 5,469 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $88,000 | 5,441 |
| Total noninterest expense | $1,414,000 | 6,410 |
| Salaries and employee benefits | $624,000 | 6,639 |
| Premises and equipment expense | $206,000 | 5,953 |
| Additional noninterest expense | $584,000 | 6,034 |
| Pre-tax net operating income | $178,000 | 5,562 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $7,000 | 4,380 |
| Income before extraordinary items | $171,000 | 5,648 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $171,000 | 5,650 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $171,000 | 5,650 |
| Net charge-offs | $103,000 | 4,944 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $171,000 | 5,529 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,359,000 | 6,635 |
| Total interest expense | $244,000 | 6,564 |
| Net interest income | $1,115,000 | 6,598 |
| Provision for loan and lease losses | $67,000 | 5,338 |
| Total noninterest income | $127,000 | 6,033 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $76,000 | 5,527 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $51,000 | 5,768 |
| Total noninterest expense | $1,077,000 | 6,417 |
| Salaries and employee benefits | $479,000 | 6,631 |
| Premises and equipment expense | $151,000 | 6,033 |
| Additional noninterest expense | $447,000 | 6,033 |
| Pre-tax net operating income | $98,000 | 5,815 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $3,000 | 4,520 |
| Income before extraordinary items | $95,000 | 5,916 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $95,000 | 5,917 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $95,000 | 5,917 |
| Net charge-offs | $60,000 | 4,847 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $95,000 | 5,803 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $919,000 | 6,676 |
| Total interest expense | $177,000 | 6,570 |
| Net interest income | $742,000 | 6,641 |
| Provision for loan and lease losses | $44,000 | 5,243 |
| Total noninterest income | $81,000 | 6,107 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $49,000 | 5,561 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $32,000 | 5,904 |
| Total noninterest expense | $715,000 | 6,485 |
| Salaries and employee benefits | $328,000 | 6,649 |
| Premises and equipment expense | $96,000 | 6,159 |
| Additional noninterest expense | $291,000 | 6,159 |
| Pre-tax net operating income | $64,000 | 5,863 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $2,000 | 4,487 |
| Income before extraordinary items | $62,000 | 5,935 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $62,000 | 5,934 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $62,000 | 5,935 |
| Net charge-offs | $60,000 | 4,307 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $62,000 | 5,856 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $461,000 | 6,719 |
| Total interest expense | $99,000 | 6,534 |
| Net interest income | $362,000 | 6,705 |
| Provision for loan and lease losses | $1,000 | 5,795 |
| Total noninterest income | $36,000 | 6,311 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $24,000 | 5,566 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 6,262 |
| Total noninterest expense | $361,000 | 6,522 |
| Salaries and employee benefits | $162,000 | 6,710 |
| Premises and equipment expense | $52,000 | 6,067 |
| Additional noninterest expense | $147,000 | 6,173 |
| Pre-tax net operating income | $36,000 | 5,929 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $1,000 | 4,403 |
| Income before extraordinary items | $35,000 | 5,928 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $35,000 | 5,927 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $35,000 | 5,928 |
| Net charge-offs | $60,000 | 3,202 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $35,000 | 5,897 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,058,000 | 6,695 |
| Total interest expense | $528,000 | 6,450 |
| Net interest income | $1,530,000 | 6,695 |
| Provision for loan and lease losses | $517,000 | 4,067 |
| Total noninterest income | $59,000 | 6,988 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $114,000 | 5,314 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-55,000 | 7,127 |
| Total noninterest expense | $1,481,000 | 6,543 |
| Salaries and employee benefits | $689,000 | 6,721 |
| Premises and equipment expense | $233,000 | 5,924 |
| Additional noninterest expense | $559,000 | 6,327 |
| Pre-tax net operating income | $-409,000 | 6,201 |
| Securities gains (losses) | $15,000 | 3,201 |
| Applicable income taxes | $-19,000 | 6,617 |
| Income before extraordinary items | $-375,000 | 6,290 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-375,000 | 6,291 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-375,000 | 6,292 |
| Net charge-offs | $338,000 | 4,164 |
| Cash dividends | $18,000 | 4,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-389,250 | 6,255 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,572,000 | 6,771 |
| Total interest expense | $424,000 | 6,493 |
| Net interest income | $1,148,000 | 6,782 |
| Provision for loan and lease losses | $169,000 | 5,128 |
| Total noninterest income | $130,000 | 6,254 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $83,000 | 5,435 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $47,000 | 6,050 |
| Total noninterest expense | $1,099,000 | 6,613 |
| Salaries and employee benefits | $519,000 | 6,748 |
| Premises and equipment expense | $176,000 | 5,981 |
| Additional noninterest expense | $404,000 | 6,435 |
| Pre-tax net operating income | $10,000 | 5,936 |
| Securities gains (losses) | $15,000 | 2,997 |
| Applicable income taxes | $-1,000 | 6,769 |
| Income before extraordinary items | $26,000 | 6,022 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $26,000 | 6,022 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $26,000 | 6,022 |
| Net charge-offs | $338,000 | 3,572 |
| Cash dividends | $18,000 | 3,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $11,000 | 5,961 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,058,000 | 6,806 |
| Total interest expense | $303,000 | 6,474 |
| Net interest income | $755,000 | 6,841 |
| Provision for loan and lease losses | $64,000 | 5,559 |
| Total noninterest income | $90,000 | 6,232 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $52,000 | 5,529 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $38,000 | 5,906 |
| Total noninterest expense | $726,000 | 6,668 |
| Salaries and employee benefits | $349,000 | 6,783 |
| Premises and equipment expense | $118,000 | 5,982 |
| Additional noninterest expense | $259,000 | 6,540 |
| Pre-tax net operating income | $55,000 | 5,781 |
| Securities gains (losses) | $-5,000 | 7,261 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $50,000 | 5,897 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $50,000 | 5,900 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $50,000 | 5,899 |
| Net charge-offs | $19,000 | 5,533 |
| Cash dividends | $18,000 | 3,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $55,000 | 5,755 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $534,000 | 6,872 |
| Total interest expense | $164,000 | 6,463 |
| Net interest income | $370,000 | 6,932 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $42,000 | 6,351 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $25,000 | 5,612 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $17,000 | 6,134 |
| Total noninterest expense | $363,000 | 6,755 |
| Salaries and employee benefits | $177,000 | 6,841 |
| Premises and equipment expense | $59,000 | 6,092 |
| Additional noninterest expense | $127,000 | 6,630 |
| Pre-tax net operating income | $49,000 | 5,666 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $1,000 | 4,457 |
| Income before extraordinary items | $48,000 | 5,725 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $48,000 | 5,726 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $48,000 | 5,725 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $48,000 | 5,628 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,517,000 | 6,677 |
| Total interest expense | $964,000 | 6,102 |
| Net interest income | $1,553,000 | 6,833 |
| Provision for loan and lease losses | $390,000 | 4,900 |
| Total noninterest income | $187,000 | 6,319 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $135,000 | 5,315 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $52,000 | 6,324 |
| Total noninterest expense | $1,673,000 | 6,577 |
| Salaries and employee benefits | $790,000 | 6,728 |
| Premises and equipment expense | $256,000 | 6,007 |
| Additional noninterest expense | $627,000 | 6,365 |
| Pre-tax net operating income | $-323,000 | 5,830 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-15,000 | 6,274 |
| Income before extraordinary items | $-308,000 | 5,935 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-308,000 | 5,934 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-308,000 | 5,934 |
| Net charge-offs | $141,000 | 5,394 |
| Cash dividends | $137,000 | 3,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-308,000 | 5,933 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,948,000 | 6,700 |
| Total interest expense | $757,000 | 6,144 |
| Net interest income | $1,191,000 | 6,833 |
| Provision for loan and lease losses | $329,000 | 4,455 |
| Total noninterest income | $145,000 | 6,387 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $103,000 | 5,320 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $42,000 | 6,401 |
| Total noninterest expense | $1,243,000 | 6,635 |
| Salaries and employee benefits | $596,000 | 6,753 |
| Premises and equipment expense | $189,000 | 6,088 |
| Additional noninterest expense | $458,000 | 6,434 |
| Pre-tax net operating income | $-236,000 | 6,062 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-11,000 | 6,660 |
| Income before extraordinary items | $-225,000 | 6,149 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-225,000 | 6,150 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-225,000 | 6,149 |
| Net charge-offs | $141,000 | 4,693 |
| Cash dividends | $137,000 | 3,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-225,000 | 6,127 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,334,000 | 6,712 |
| Total interest expense | $514,000 | 6,214 |
| Net interest income | $820,000 | 6,800 |
| Provision for loan and lease losses | $221,000 | 4,199 |
| Total noninterest income | $93,000 | 6,479 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $69,000 | 5,320 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $24,000 | 6,629 |
| Total noninterest expense | $843,000 | 6,660 |
| Salaries and employee benefits | $400,000 | 6,809 |
| Premises and equipment expense | $130,000 | 6,060 |
| Additional noninterest expense | $313,000 | 6,412 |
| Pre-tax net operating income | $-151,000 | 6,190 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-151,000 | 6,287 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-151,000 | 6,286 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-151,000 | 6,286 |
| Net charge-offs | $-1,000 | 7,516 |
| Cash dividends | $137,000 | 3,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-151,000 | 6,257 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $716,000 | 6,610 |
| Total interest expense | $258,000 | 6,312 |
| Net interest income | $458,000 | 6,602 |
| Provision for loan and lease losses | $10,000 | 6,289 |
| Total noninterest income | $54,000 | 6,268 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $37,000 | 5,156 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $17,000 | 6,333 |
| Total noninterest expense | $382,000 | 6,832 |
| Salaries and employee benefits | $199,000 | 6,867 |
| Premises and equipment expense | $55,000 | 6,463 |
| Additional noninterest expense | $128,000 | 6,668 |
| Pre-tax net operating income | $120,000 | 4,816 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $4,000 | 4,381 |
| Income before extraordinary items | $116,000 | 4,738 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $116,000 | 4,742 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $116,000 | 4,741 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $52,000 | 2,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $116,000 | 4,571 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,080,000 | 6,566 |
| Total interest expense | $1,395,000 | 6,125 |
| Net interest income | $1,685,000 | 6,779 |
| Provision for loan and lease losses | $19,000 | 7,043 |
| Total noninterest income | $210,000 | 6,420 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $154,000 | 5,270 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $56,000 | 6,648 |
| Total noninterest expense | $1,588,000 | 6,759 |
| Salaries and employee benefits | $801,000 | 6,900 |
| Premises and equipment expense | $254,000 | 6,214 |
| Additional noninterest expense | $533,000 | 6,478 |
| Pre-tax net operating income | $288,000 | 5,483 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $10,000 | 4,529 |
| Income before extraordinary items | $278,000 | 5,196 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $278,000 | 5,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,675 |
| Cash dividends | $220,000 | 4,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $278,000 | 5,356 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,340,000 | 6,608 |
| Total interest expense | $1,092,000 | 6,145 |
| Net interest income | $1,248,000 | 6,860 |
| Provision for loan and lease losses | $5,000 | 6,874 |
| Total noninterest income | $161,000 | 6,489 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $115,000 | 5,300 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $46,000 | 6,702 |
| Total noninterest expense | $1,193,000 | 6,756 |
| Salaries and employee benefits | $604,000 | 6,887 |
| Premises and equipment expense | $194,000 | 6,182 |
| Additional noninterest expense | $395,000 | 6,495 |
| Pre-tax net operating income | $211,000 | 5,992 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $7,000 | 4,953 |
| Income before extraordinary items | $204,000 | 5,680 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $204,000 | 5,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,427 |
| Cash dividends | $169,000 | 4,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $204,000 | 5,851 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,586,000 | 6,647 |
| Total interest expense | $761,000 | 6,192 |
| Net interest income | $825,000 | 6,890 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $105,000 | 6,585 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $77,000 | 5,329 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $28,000 | 6,870 |
| Total noninterest expense | $791,000 | 6,819 |
| Salaries and employee benefits | $404,000 | 6,950 |
| Premises and equipment expense | $131,000 | 6,187 |
| Additional noninterest expense | $256,000 | 6,592 |
| Pre-tax net operating income | $139,000 | 6,181 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $4,000 | 5,280 |
| Income before extraordinary items | $135,000 | 6,086 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $135,000 | 6,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $133,000 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $135,000 | 6,018 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $827,000 | 6,644 |
| Total interest expense | $398,000 | 6,259 |
| Net interest income | $429,000 | 6,873 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $52,000 | 6,602 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $39,000 | 5,270 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $13,000 | 6,970 |
| Total noninterest expense | $392,000 | 6,867 |
| Salaries and employee benefits | $202,000 | 6,980 |
| Premises and equipment expense | $68,000 | 6,121 |
| Additional noninterest expense | $122,000 | 6,687 |
| Pre-tax net operating income | $89,000 | 6,137 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $2,000 | 5,366 |
| Income before extraordinary items | $87,000 | 6,014 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $87,000 | 6,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $68,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $87,000 | 5,923 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,524,000 | 6,506 |
| Total interest expense | $1,615,000 | 6,272 |
| Net interest income | $1,909,000 | 6,612 |
| Provision for loan and lease losses | $33,000 | 6,025 |
| Total noninterest income | $213,000 | 6,662 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $173,000 | 5,173 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $40,000 | 7,305 |
| Total noninterest expense | $1,609,000 | 6,759 |
| Salaries and employee benefits | $796,000 | 6,986 |
| Premises and equipment expense | $269,000 | 6,045 |
| Additional noninterest expense | $544,000 | 6,387 |
| Pre-tax net operating income | $480,000 | 6,059 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $19,000 | 5,444 |
| Income before extraordinary items | $461,000 | 5,820 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $461,000 | 5,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,321 |
| Cash dividends | $373,000 | 4,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $461,000 | 5,813 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,648,000 | 6,540 |
| Total interest expense | $1,198,000 | 6,334 |
| Net interest income | $1,450,000 | 6,623 |
| Provision for loan and lease losses | $34,000 | 5,478 |
| Total noninterest income | $161,000 | 6,672 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $126,000 | 5,253 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $35,000 | 7,194 |
| Total noninterest expense | $1,196,000 | 6,761 |
| Salaries and employee benefits | $600,000 | 6,942 |
| Premises and equipment expense | $202,000 | 6,046 |
| Additional noninterest expense | $394,000 | 6,445 |
| Pre-tax net operating income | $381,000 | 6,233 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $14,000 | 5,621 |
| Income before extraordinary items | $367,000 | 5,984 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $367,000 | 5,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,700 |
| Cash dividends | $283,000 | 3,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $367,000 | 5,967 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,761,000 | 6,585 |
| Total interest expense | $779,000 | 6,407 |
| Net interest income | $982,000 | 6,627 |
| Provision for loan and lease losses | $26,000 | 5,117 |
| Total noninterest income | $103,000 | 6,802 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $84,000 | 5,265 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $19,000 | 7,424 |
| Total noninterest expense | $802,000 | 6,791 |
| Salaries and employee benefits | $404,000 | 6,981 |
| Premises and equipment expense | $140,000 | 5,987 |
| Additional noninterest expense | $258,000 | 6,512 |
| Pre-tax net operating income | $257,000 | 6,309 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $9,000 | 5,709 |
| Income before extraordinary items | $248,000 | 6,032 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $248,000 | 6,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $197,000 | 3,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $248,000 | 6,016 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $871,000 | 6,640 |
| Total interest expense | $379,000 | 6,472 |
| Net interest income | $492,000 | 6,650 |
| Provision for loan and lease losses | $13,000 | 4,876 |
| Total noninterest income | $49,000 | 6,849 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $41,000 | 5,255 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $8,000 | 7,599 |
| Total noninterest expense | $400,000 | 6,831 |
| Salaries and employee benefits | $205,000 | 6,983 |
| Premises and equipment expense | $67,000 | 6,138 |
| Additional noninterest expense | $128,000 | 6,534 |
| Pre-tax net operating income | $128,000 | 6,315 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $4,000 | 5,783 |
| Income before extraordinary items | $124,000 | 6,027 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $124,000 | 6,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $110,000 | 3,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $124,000 | 6,010 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,192,000 | 6,635 |
| Total interest expense | $1,209,000 | 6,577 |
| Net interest income | $1,983,000 | 6,574 |
| Provision for loan and lease losses | $55,000 | 5,497 |
| Total noninterest income | $186,000 | 7,033 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $159,000 | 5,413 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $27,000 | 7,770 |
| Total noninterest expense | $1,499,000 | 6,899 |
| Salaries and employee benefits | $720,000 | 7,208 |
| Premises and equipment expense | $207,000 | 6,656 |
| Additional noninterest expense | $572,000 | 6,187 |
| Pre-tax net operating income | $615,000 | 6,140 |
| Securities gains (losses) | $-5,000 | 7,083 |
| Applicable income taxes | $20,000 | 5,921 |
| Income before extraordinary items | $590,000 | 5,857 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $590,000 | 5,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,128 |
| Cash dividends | $382,000 | 4,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $594,850 | 5,832 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,294,000 | 6,772 |
| Total interest expense | $850,000 | 6,673 |
| Net interest income | $1,444,000 | 6,715 |
| Provision for loan and lease losses | $40,000 | 5,377 |
| Total noninterest income | $132,000 | 7,150 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $108,000 | 5,666 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $24,000 | 7,706 |
| Total noninterest expense | $1,083,000 | 6,997 |
| Salaries and employee benefits | $520,000 | 7,285 |
| Premises and equipment expense | $140,000 | 6,890 |
| Additional noninterest expense | $423,000 | 6,241 |
| Pre-tax net operating income | $453,000 | 6,408 |
| Securities gains (losses) | $-5,000 | 7,392 |
| Applicable income taxes | $13,000 | 6,132 |
| Income before extraordinary items | $435,000 | 6,064 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $435,000 | 6,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,424 |
| Cash dividends | $272,000 | 3,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $439,850 | 6,034 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,417,000 | 6,939 |
| Total interest expense | $504,000 | 6,833 |
| Net interest income | $913,000 | 6,877 |
| Provision for loan and lease losses | $25,000 | 5,320 |
| Total noninterest income | $70,000 | 7,509 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $55,000 | 6,106 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 7,801 |
| Total noninterest expense | $667,000 | 7,203 |
| Salaries and employee benefits | $327,000 | 7,457 |
| Premises and equipment expense | $65,000 | 7,515 |
| Additional noninterest expense | $275,000 | 6,327 |
| Pre-tax net operating income | $291,000 | 6,522 |
| Securities gains (losses) | $-5,000 | 7,694 |
| Applicable income taxes | $6,000 | 6,279 |
| Income before extraordinary items | $280,000 | 6,153 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $280,000 | 6,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $180,000 | 3,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $284,900 | 6,134 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $656,000 | 7,096 |
| Total interest expense | $223,000 | 7,025 |
| Net interest income | $433,000 | 7,033 |
| Provision for loan and lease losses | $12,000 | 5,109 |
| Total noninterest income | $28,000 | 7,735 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $22,000 | 6,377 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 7,952 |
| Total noninterest expense | $289,000 | 7,510 |
| Salaries and employee benefits | $154,000 | 7,588 |
| Premises and equipment expense | $27,000 | 7,763 |
| Additional noninterest expense | $108,000 | 6,919 |
| Pre-tax net operating income | $160,000 | 6,283 |
| Securities gains (losses) | $-5,000 | 8,100 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $155,000 | 5,890 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $155,000 | 5,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $80,000 | 3,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $160,000 | 5,814 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,315,000 | 7,162 |
| Total interest expense | $732,000 | 6,952 |
| Net interest income | $1,583,000 | 7,181 |
| Provision for loan and lease losses | $47,000 | 5,842 |
| Total noninterest income | $163,000 | 7,379 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $108,000 | 6,181 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $55,000 | 7,265 |
| Total noninterest expense | $1,107,000 | 7,556 |
| Salaries and employee benefits | $609,000 | 7,590 |
| Premises and equipment expense | $124,000 | 7,598 |
| Additional noninterest expense | $374,000 | 7,234 |
| Pre-tax net operating income | $592,000 | 6,447 |
| Securities gains (losses) | $-24,000 | 7,910 |
| Applicable income taxes | $2,000 | 6,781 |
| Income before extraordinary items | $566,000 | 6,124 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $566,000 | 6,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $290,000 | 4,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $590,000 | 6,007 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,675,000 | 7,242 |
| Total interest expense | $514,000 | 7,028 |
| Net interest income | $1,161,000 | 7,274 |
| Provision for loan and lease losses | $35,000 | 5,685 |
| Total noninterest income | $136,000 | 7,244 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $85,000 | 6,137 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $51,000 | 7,043 |
| Total noninterest expense | $817,000 | 7,584 |
| Salaries and employee benefits | $456,000 | 7,561 |
| Premises and equipment expense | $88,000 | 7,674 |
| Additional noninterest expense | $273,000 | 7,297 |
| Pre-tax net operating income | $445,000 | 6,593 |
| Securities gains (losses) | $-24,000 | 8,251 |
| Applicable income taxes | $-4,000 | 8,569 |
| Income before extraordinary items | $425,000 | 6,234 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $425,000 | 6,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $210,000 | 3,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $449,000 | 6,093 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,091,000 | 7,263 |
| Total interest expense | $315,000 | 7,092 |
| Net interest income | $776,000 | 7,273 |
| Provision for loan and lease losses | $22,000 | 5,594 |
| Total noninterest income | $101,000 | 7,038 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $57,000 | 6,097 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $44,000 | 6,606 |
| Total noninterest expense | $533,000 | 7,622 |
| Salaries and employee benefits | $298,000 | 7,626 |
| Premises and equipment expense | $59,000 | 7,657 |
| Additional noninterest expense | $176,000 | 7,341 |
| Pre-tax net operating income | $322,000 | 6,451 |
| Securities gains (losses) | $-24,000 | 8,417 |
| Applicable income taxes | $-10,000 | 8,626 |
| Income before extraordinary items | $308,000 | 6,066 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $308,000 | 6,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $130,000 | 4,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $332,000 | 5,857 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $524,000 | 7,392 |
| Total interest expense | $136,000 | 7,340 |
| Net interest income | $388,000 | 7,324 |
| Provision for loan and lease losses | $11,000 | 5,337 |
| Total noninterest income | $40,000 | 7,415 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $29,000 | 6,046 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,631 |
| Total noninterest expense | $268,000 | 7,674 |
| Salaries and employee benefits | $149,000 | 7,680 |
| Premises and equipment expense | $31,000 | 7,653 |
| Additional noninterest expense | $88,000 | 7,402 |
| Pre-tax net operating income | $149,000 | 6,583 |
| Securities gains (losses) | $-24,000 | 8,693 |
| Applicable income taxes | $-17,000 | 8,728 |
| Income before extraordinary items | $142,000 | 6,222 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $142,000 | 6,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $50,000 | 3,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $166,000 | 5,834 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,931,000 | 7,455 |
| Total interest expense | $498,000 | 7,315 |
| Net interest income | $1,433,000 | 7,415 |
| Provision for loan and lease losses | $40,000 | 6,168 |
| Total noninterest income | $174,000 | 7,391 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $144,000 | 5,867 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $30,000 | 7,956 |
| Total noninterest expense | $1,148,000 | 7,533 |
| Salaries and employee benefits | $622,000 | 7,579 |
| Premises and equipment expense | $140,000 | 7,441 |
| Additional noninterest expense | $386,000 | 7,200 |
| Pre-tax net operating income | $419,000 | 6,993 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $45,000 | 6,100 |
| Income before extraordinary items | $374,000 | 6,917 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $374,000 | 6,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,343 |
| Cash dividends | $300,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $374,000 | 6,854 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,427,000 | 7,508 |
| Total interest expense | $371,000 | 7,341 |
| Net interest income | $1,056,000 | 7,464 |
| Provision for loan and lease losses | $34,000 | 5,915 |
| Total noninterest income | $129,000 | 7,453 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $107,000 | 5,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $22,000 | 7,981 |
| Total noninterest expense | $838,000 | 7,566 |
| Salaries and employee benefits | $461,000 | 7,556 |
| Premises and equipment expense | $102,000 | 7,487 |
| Additional noninterest expense | $275,000 | 7,288 |
| Pre-tax net operating income | $313,000 | 7,133 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $33,000 | 6,230 |
| Income before extraordinary items | $280,000 | 7,031 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $280,000 | 7,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,697 |
| Cash dividends | $240,000 | 3,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $280,000 | 6,966 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $956,000 | 7,533 |
| Total interest expense | $245,000 | 7,422 |
| Net interest income | $711,000 | 7,470 |
| Provision for loan and lease losses | $23,000 | 5,766 |
| Total noninterest income | $79,000 | 7,621 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $69,000 | 5,999 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $10,000 | 8,299 |
| Total noninterest expense | $524,000 | 7,727 |
| Salaries and employee benefits | $308,000 | 7,602 |
| Premises and equipment expense | $57,000 | 7,822 |
| Additional noninterest expense | $159,000 | 7,625 |
| Pre-tax net operating income | $243,000 | 6,875 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $23,000 | 6,209 |
| Income before extraordinary items | $220,000 | 6,717 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $220,000 | 6,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $160,000 | 3,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $220,000 | 6,627 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $473,000 | 7,613 |
| Total interest expense | $121,000 | 7,511 |
| Net interest income | $352,000 | 7,531 |
| Provision for loan and lease losses | $11,000 | 5,558 |
| Total noninterest income | $42,000 | 7,514 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $37,000 | 5,836 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $5,000 | 8,313 |
| Total noninterest expense | $255,000 | 7,841 |
| Salaries and employee benefits | $154,000 | 7,632 |
| Premises and equipment expense | $24,000 | 8,053 |
| Additional noninterest expense | $77,000 | 7,712 |
| Pre-tax net operating income | $128,000 | 6,754 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $12,000 | 6,136 |
| Income before extraordinary items | $116,000 | 6,595 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $116,000 | 6,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $80,000 | 3,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $116,000 | 6,473 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,958,000 | 7,586 |
| Total interest expense | $560,000 | 7,530 |
| Net interest income | $1,398,000 | 7,502 |
| Provision for loan and lease losses | $53,000 | 6,206 |
| Total noninterest income | $205,000 | 7,313 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $162,000 | 5,724 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $43,000 | 7,740 |
| Total noninterest expense | $992,000 | 7,900 |
| Salaries and employee benefits | $589,000 | 7,741 |
| Premises and equipment expense | $109,000 | 7,959 |
| Additional noninterest expense | $294,000 | 7,798 |
| Pre-tax net operating income | $558,000 | 6,490 |
| Securities gains (losses) | $11,000 | 3,560 |
| Applicable income taxes | $51,000 | 6,255 |
| Income before extraordinary items | $518,000 | 6,269 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $518,000 | 6,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,285 |
| Cash dividends | $240,000 | 4,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $507,990 | 6,146 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,477,000 | 7,670 |
| Total interest expense | $437,000 | 7,603 |
| Net interest income | $1,040,000 | 7,576 |
| Provision for loan and lease losses | $42,000 | 6,061 |
| Total noninterest income | $159,000 | 7,290 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $120,000 | 5,788 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $39,000 | 7,544 |
| Total noninterest expense | $727,000 | 7,942 |
| Salaries and employee benefits | $441,000 | 7,708 |
| Premises and equipment expense | $79,000 | 8,018 |
| Additional noninterest expense | $207,000 | 7,931 |
| Pre-tax net operating income | $430,000 | 6,589 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $38,000 | 6,421 |
| Income before extraordinary items | $392,000 | 6,399 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $392,000 | 6,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,539 |
| Cash dividends | $160,000 | 4,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $392,000 | 6,223 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $993,000 | 7,711 |
| Total interest expense | $307,000 | 7,605 |
| Net interest income | $686,000 | 7,637 |
| Provision for loan and lease losses | $34,000 | 5,657 |
| Total noninterest income | $99,000 | 7,422 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $77,000 | 5,845 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $22,000 | 7,723 |
| Total noninterest expense | $489,000 | 7,937 |
| Salaries and employee benefits | $298,000 | 7,709 |
| Premises and equipment expense | $52,000 | 8,045 |
| Additional noninterest expense | $139,000 | 7,931 |
| Pre-tax net operating income | $262,000 | 6,758 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $24,000 | 6,488 |
| Income before extraordinary items | $238,000 | 6,627 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $238,000 | 6,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,879 |
| Cash dividends | $80,000 | 4,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $238,000 | 6,415 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $502,000 | 7,730 |
| Total interest expense | $162,000 | 7,591 |
| Net interest income | $340,000 | 7,662 |
| Provision for loan and lease losses | $18,000 | 5,381 |
| Total noninterest income | $45,000 | 7,554 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $34,000 | 6,012 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 7,783 |
| Total noninterest expense | $243,000 | 7,995 |
| Salaries and employee benefits | $150,000 | 7,715 |
| Premises and equipment expense | $28,000 | 7,948 |
| Additional noninterest expense | $65,000 | 8,081 |
| Pre-tax net operating income | $124,000 | 6,838 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $11,000 | 6,507 |
| Income before extraordinary items | $113,000 | 6,655 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $113,000 | 6,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,212 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $113,000 | 6,488 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,265,000 | 7,575 |
| Total interest expense | $846,000 | 7,364 |
| Net interest income | $1,419,000 | 7,560 |
| Provision for loan and lease losses | $40,000 | 6,915 |
| Total noninterest income | $175,000 | 7,563 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $140,000 | 5,961 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 8,031 |
| Total noninterest expense | $992,000 | 7,952 |
| Salaries and employee benefits | $581,000 | 7,787 |
| Premises and equipment expense | $129,000 | 7,748 |
| Additional noninterest expense | $282,000 | 7,936 |
| Pre-tax net operating income | $562,000 | 6,546 |
| Securities gains (losses) | $139,000 | 1,444 |
| Applicable income taxes | $87,000 | 6,093 |
| Income before extraordinary items | $614,000 | 5,905 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $614,000 | 5,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,236 |
| Cash dividends | $260,000 | 4,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $491,680 | 6,286 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,701,000 | 7,535 |
| Total interest expense | $1,373,000 | 7,243 |
| Net interest income | $1,328,000 | 7,637 |
| Provision for loan and lease losses | $151,000 | 4,743 |
| Total noninterest income | $240,000 | 6,942 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $119,000 | 6,263 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $121,000 | 5,991 |
| Total noninterest expense | $1,077,000 | 7,759 |
| Salaries and employee benefits | $577,000 | 7,774 |
| Premises and equipment expense | $149,000 | 7,533 |
| Additional noninterest expense | $351,000 | 7,506 |
| Pre-tax net operating income | $340,000 | 7,238 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $127,000 | 5,697 |
| Income before extraordinary items | $213,000 | 7,635 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $213,000 | 7,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,513 |
| Cash dividends | $80,000 | 5,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $213,000 | 7,513 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,669,000 | 7,743 |
| Total interest expense | $1,382,000 | 7,387 |
| Net interest income | $1,287,000 | 7,893 |
| Provision for loan and lease losses | $108,000 | 5,148 |
| Total noninterest income | $143,000 | 7,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 6,393 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 8,420 |
| Total noninterest expense | $1,062,000 | 7,840 |
| Salaries and employee benefits | $560,000 | 7,920 |
| Premises and equipment expense | $155,000 | 7,516 |
| Additional noninterest expense | $347,000 | 7,571 |
| Pre-tax net operating income | $260,000 | 8,080 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $98,000 | 6,531 |
| Income before extraordinary items | $162,000 | 8,340 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $162,000 | 8,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,956 |
| Cash dividends | $105,000 | 5,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $162,000 | 8,343 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,460,000 | 7,952 |
| Total interest expense | $1,187,000 | 7,682 |
| Net interest income | $1,273,000 | 8,046 |
| Provision for loan and lease losses | $15,000 | 7,855 |
| Total noninterest income | $187,000 | 7,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 6,046 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 8,098 |
| Total noninterest expense | $1,026,000 | 8,041 |
| Salaries and employee benefits | $524,000 | 8,195 |
| Premises and equipment expense | $166,000 | 7,378 |
| Additional noninterest expense | $336,000 | 7,822 |
| Pre-tax net operating income | $419,000 | 7,497 |
| Securities gains (losses) | $-3,000 | 8,917 |
| Applicable income taxes | $156,000 | 6,202 |
| Income before extraordinary items | $260,000 | 7,866 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $260,000 | 7,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $155,000 | 5,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $261,920 | 7,828 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,540,000 | 8,053 |
| Total interest expense | $1,235,000 | 7,826 |
| Net interest income | $1,305,000 | 8,109 |
| Provision for loan and lease losses | $12,000 | 8,074 |
| Total noninterest income | $183,000 | 7,784 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 6,169 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 8,260 |
| Total noninterest expense | $1,000,000 | 8,115 |
| Salaries and employee benefits | $495,000 | 8,389 |
| Premises and equipment expense | $149,000 | 7,670 |
| Additional noninterest expense | $356,000 | 7,613 |
| Pre-tax net operating income | $476,000 | 7,495 |
| Securities gains (losses) | $10,000 | 2,952 |
| Applicable income taxes | $181,000 | 6,408 |
| Income before extraordinary items | $305,000 | 7,844 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $305,000 | 7,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,466 |
| Cash dividends | $100,000 | 6,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $298,600 | 7,820 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,301,000 | 8,632 |
| Total interest expense | $1,120,000 | 8,347 |
| Net interest income | $1,181,000 | 8,732 |
| Provision for loan and lease losses | $12,000 | 8,256 |
| Total noninterest income | $208,000 | 7,737 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 8,438 |
| Total noninterest expense | $1,129,000 | 7,912 |
| Salaries and employee benefits | $640,000 | 7,663 |
| Premises and equipment expense | $124,000 | 8,390 |
| Additional noninterest expense | $365,000 | 7,669 |
| Pre-tax net operating income | $248,000 | 9,301 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $77,000 | 8,789 |
| Income before extraordinary items | $171,000 | 9,395 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $171,000 | 9,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $40,000 | 7,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $171,000 | 9,351 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,928,000 | 9,472 |
| Total interest expense | $857,000 | 9,462 |
| Net interest income | $1,071,000 | 9,358 |
| Provision for loan and lease losses | $22,000 | 7,876 |
| Total noninterest income | $212,000 | 8,058 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $167,000 | 6,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,116 |
| Total noninterest expense | $984,000 | 8,724 |
| Salaries and employee benefits | $576,000 | 8,286 |
| Premises and equipment expense | $98,000 | 9,349 |
| Additional noninterest expense | $310,000 | 8,768 |
| Pre-tax net operating income | $277,000 | 9,280 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $105,000 | 8,669 |
| Income before extraordinary items | $172,000 | 9,572 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $172,000 | 9,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,470 |
| Cash dividends | $28,000 | 7,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $172,000 | 9,514 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,871,000 | 9,930 |
| Total interest expense | $712,000 | 10,264 |
| Net interest income | $1,159,000 | 9,453 |
| Provision for loan and lease losses | $45,000 | 6,418 |
| Total noninterest income | $148,000 | 9,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 8,082 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 8,751 |
| Total noninterest expense | $887,000 | 9,403 |
| Salaries and employee benefits | $493,000 | 9,172 |
| Premises and equipment expense | $82,000 | 10,145 |
| Additional noninterest expense | $312,000 | 9,124 |
| Pre-tax net operating income | $375,000 | 9,231 |
| Securities gains (losses) | $-5,000 | 9,676 |
| Applicable income taxes | $143,000 | 8,394 |
| Income before extraordinary items | $227,000 | 9,641 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $227,000 | 9,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,213 |
| Cash dividends | $110,000 | 6,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $230,200 | 9,583 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,525,000 | 10,694 |
| Total interest expense | $553,000 | 10,840 |
| Net interest income | $972,000 | 10,485 |
| Provision for loan and lease losses | $32,000 | 7,014 |
| Total noninterest income | $122,000 | 10,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 9,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,142 |
| Total noninterest expense | $863,000 | 9,935 |
| Salaries and employee benefits | $504,000 | 9,357 |
| Premises and equipment expense | $83,000 | 10,557 |
| Additional noninterest expense | $276,000 | 10,235 |
| Pre-tax net operating income | $199,000 | 10,902 |
| Securities gains (losses) | $67,000 | 985 |
| Applicable income taxes | $102,000 | 9,321 |
| Income before extraordinary items | $164,000 | 10,672 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $164,000 | 10,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,921 |
| Cash dividends | $60,000 | 7,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $121,120 | 11,189 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,444,000 | 11,354 |
| Total interest expense | $551,000 | 11,417 |
| Net interest income | $893,000 | 11,193 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $241,000 | 8,512 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 9,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $178,000 | 6,023 |
| Total noninterest expense | $814,000 | 10,593 |
| Salaries and employee benefits | $472,000 | 9,938 |
| Premises and equipment expense | $77,000 | 11,269 |
| Additional noninterest expense | $265,000 | 10,891 |
| Pre-tax net operating income | $320,000 | 10,079 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $121,000 | 9,285 |
| Income before extraordinary items | $199,000 | 10,670 |
| Extraordinary gains, net | $-16,000 | 12,403 |
| Net income | $183,000 | 10,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $181,000 | 5,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $199,000 | 10,441 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,540,000 | 11,862 |
| Total interest expense | $657,000 | 12,028 |
| Net interest income | $883,000 | 11,580 |
| Provision for loan and lease losses | $-9,000 | 13,470 |
| Total noninterest income | $111,000 | 11,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 9,841 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,461 |
| Total noninterest expense | $788,000 | 11,063 |
| Salaries and employee benefits | $431,000 | 10,506 |
| Premises and equipment expense | $85,000 | 11,297 |
| Additional noninterest expense | $272,000 | 11,241 |
| Pre-tax net operating income | $215,000 | 10,925 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $62,000 | 10,939 |
| Income before extraordinary items | $153,000 | 11,234 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $153,000 | 11,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 13,228 |
| Cash dividends | $161,000 | 5,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $153,000 | 10,894 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.