Home > First Community Bank > Loan Charge- Offs and Recoveries

First Community Bank, Loan Charge- Offs and Recoveries

2005-06-30 (YTD Data)Rank
Total charge-offs$824,000534
Loans secured by real estate, total$46,0001,228
To non-U.S. addressees$04
Real estate loans in domestic offices$46,0001,228
Construction and land development$0472
Secured by farmland$0157
Total charge-offs secured by 1-4 family residential properties$46,000800
Secured by multifamily residential properties$0124
Secured by nonfarm nonresidential properties$0947
Real estate loans in foreign officesNANA
Loans to depository institutions$07
To foreign banks$04
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$685,000267
Loans to individuals$72,0001,415
Credit card loan charge offs$01,390
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$72,0001,297
Loans to foreign governments and official institutions$04
Other loans$01,286
Lease financing receivables$21,000131
Memoranda:
Loans to finance agricultural production and other loans to farmers$0382
Total recoveries$65,0001,656
Loans secured by real estate, total$02,660
To non-U.S. addressees$06
Real estate loans in domestic offices$02,659
Construction and land development$0360
Secured by farmland$0257
Secured by 1-4 family residential properties - total recoveries$02,041
Secured by multifamily residential properties$0118
Secured by nonfarm nonresidential properties$0969
Real estate loans in foreign officesNANA
Loans to depository institutions$025
To foreign banks$011
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$17,0001,405
Loans to individuals$37,0001,098
Credit card loan recoveries$01,044
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$37,0001,025
Loans to foreign governments and official institutions$09
Other loans$01,536
Lease financing receivables$11,000128
Memoranda:
Loans to finance agricultural production and other loans to farmers$0657
Net charge-offs$759,000448
Loans secured by real estate, total$46,0001,035
To non-U.S. addressees$03
Real estate loans in domestic offices$46,0001,036
Construction and land development$0428
Secured by farmland$0131
Secured by 1-4 family residential properties- net charge-offs$46,000687
Secured by multifamily residential properties$0113
Secured by nonfarm nonresidential properties$0810
Real estate loans in foreign officesNANA
Loans to depository institutions$06
To foreign banks$03
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$668,000201
To non-U.S. addressees$014
Loans to individuals$35,0001,691
Credit card loan net charge offs$01,227
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$35,0001,546
Loans to foreign governments and official institutions$03
Other loans$01,078
Lease financing receivables$10,000117
Memoranda:
Loans to finance agricultural production and other loans to farmers$0299
2005-03-31 (YTD Data)Rank
Total charge-offs$467,000463
Loans secured by real estate, total$02,085
To non-U.S. addressees$04
Real estate loans in domestic offices$02,084
Construction and land development$0263
Secured by farmland$085
Total charge-offs secured by 1-4 family residential properties$01,713
Secured by multifamily residential properties$065
Secured by nonfarm nonresidential properties$0594
Real estate loans in foreign officesNANA
Loans to depository institutions$08
To foreign banks$03
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$444,000195
Loans to individuals$14,0002,534
Credit card loan charge offs$01,099
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$14,0002,377
Loans to foreign governments and official institutions$012
Other loans$0957
Lease financing receivables$9,000122
Memoranda:
Loans to finance agricultural production and other loans to farmers$0210
Total recoveries$19,0002,243
Loans secured by real estate, total$02,068
To non-U.S. addressees$06
Real estate loans in domestic offices$02,067
Construction and land development$0243
Secured by farmland$0173
Secured by 1-4 family residential properties - total recoveries$01,536
Secured by multifamily residential properties$080
Secured by nonfarm nonresidential properties$0687
Real estate loans in foreign officesNANA
Loans to depository institutions$027
To foreign banks$010
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$9,0001,164
Loans to individuals$5,0002,649
Credit card loan recoveries$0834
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$5,0002,526
Loans to foreign governments and official institutions$011
Other loans$01,213
Lease financing receivables$5,000118
Memoranda:
Loans to finance agricultural production and other loans to farmers$0460
Net charge-offs$448,000376
Loans secured by real estate, total$01,814
To non-U.S. addressees$02
Real estate loans in domestic offices$01,813
Construction and land development$0236
Secured by farmland$079
Secured by 1-4 family residential properties- net charge-offs$01,540
Secured by multifamily residential properties$062
Secured by nonfarm nonresidential properties$0511
Real estate loans in foreign officesNANA
Loans to depository institutions$07
To foreign banks$02
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$435,000160
To non-U.S. addressees$010
Loans to individuals$9,0002,370
Credit card loan net charge offs$0967
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$9,0002,206
Loans to foreign governments and official institutions$011
Other loans$0763
Lease financing receivables$4,000111
Memoranda:
Loans to finance agricultural production and other loans to farmers$0176
2004-12-31 (YTD Data)Rank
Total charge-offs$1,784,000603
Loans secured by real estate, total$88,0001,694
To non-U.S. addressees$08
Real estate loans in domestic offices$88,0001,691
Construction and land development$0844
Secured by farmland$0333
Total charge-offs secured by 1-4 family residential properties$81,0001,094
Secured by multifamily residential properties$0215
Secured by nonfarm nonresidential properties$7,0001,500
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$09
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,232,000352
Loans to individuals$254,0001,050
Credit card loan charge offs$01,825
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$254,000941
Loans to foreign governments and official institutions$014
Other loans$01,796
Lease financing receivables$210,000102
Memoranda:
Loans to finance agricultural production and other loans to farmers$0738
Total recoveries$155,0001,477
Loans secured by real estate, total$9,0002,079
To non-U.S. addressees$09
Real estate loans in domestic offices$9,0002,078
Construction and land development$0535
Secured by farmland$0382
Secured by 1-4 family residential properties - total recoveries$6,0001,679
Secured by multifamily residential properties$0147
Secured by nonfarm nonresidential properties$3,000982
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$017
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$29,0001,740
Loans to individuals$47,0001,657
Credit card loan recoveries$01,411
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$47,0001,557
Loans to foreign governments and official institutions$010
Other loans$01,867
Lease financing receivables$70,000110
Memoranda:
Loans to finance agricultural production and other loans to farmers$0881
Net charge-offs$1,629,000542
Loans secured by real estate, total$79,0001,556
To non-U.S. addressees$08
Real estate loans in domestic offices$79,0001,554
Construction and land development$0764
Secured by farmland$0283
Secured by 1-4 family residential properties- net charge-offs$75,000983
Secured by multifamily residential properties$0199
Secured by nonfarm nonresidential properties$4,0001,434
Real estate loans in foreign officesNANA
Loans to depository institutions$012
To foreign banks$06
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,203,000301
To non-U.S. addressees$021
Loans to individuals$207,000922
Credit card loan net charge offs$01,686
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$207,000822
Loans to foreign governments and official institutions$011
Other loans$01,509
Lease financing receivables$140,00099
Memoranda:
Loans to finance agricultural production and other loans to farmers$0580
2004-09-30 (YTD Data)Rank
Total charge-offs$1,038,000692
Loans secured by real estate, total$54,0001,690
To non-U.S. addressees$07
Real estate loans in domestic offices$54,0001,688
Construction and land development$0678
Secured by farmland$0260
Total charge-offs secured by 1-4 family residential properties$47,0001,186
Secured by multifamily residential properties$0169
Secured by nonfarm nonresidential properties$7,0001,160
Real estate loans in foreign officesNANA
Loans to depository institutions$015
To foreign banks$08
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$597,000453
Loans to individuals$176,0001,073
Credit card loan charge offs$01,705
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$176,000968
Loans to foreign governments and official institutions$014
Other loans$01,564
Lease financing receivables$211,00090
Memoranda:
Loans to finance agricultural production and other loans to farmers$0611
Total recoveries$119,0001,439
Loans secured by real estate, total$10,0001,671
To non-U.S. addressees$08
Real estate loans in domestic offices$10,0001,670
Construction and land development$0449
Secured by farmland$0315
Secured by 1-4 family residential properties - total recoveries$6,0001,413
Secured by multifamily residential properties$0123
Secured by nonfarm nonresidential properties$4,000766
Real estate loans in foreign officesNANA
Loans to depository institutions$030
To foreign banks$017
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$25,0001,556
Loans to individuals$44,0001,386
Credit card loan recoveries$01,313
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$44,0001,295
Loans to foreign governments and official institutions$012
Other loans$01,703
Lease financing receivables$40,000116
Memoranda:
Loans to finance agricultural production and other loans to farmers$0799
Net charge-offs$919,000609
Loans secured by real estate, total$44,0001,590
To non-U.S. addressees$06
Real estate loans in domestic offices$44,0001,588
Construction and land development$0609
Secured by farmland$0218
Secured by 1-4 family residential properties- net charge-offs$41,0001,086
Secured by multifamily residential properties$0159
Secured by nonfarm nonresidential properties$3,0001,123
Real estate loans in foreign officesNANA
Loans to depository institutions$011
To foreign banks$04
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$572,000388
To non-U.S. addressees$021
Loans to individuals$132,000991
Credit card loan net charge offs$01,562
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$132,000898
Loans to foreign governments and official institutions$011
Other loans$01,291
Lease financing receivables$171,00082
Memoranda:
Loans to finance agricultural production and other loans to farmers$0479
2004-06-30 (YTD Data)Rank
Total charge-offs$642,000726
Loans secured by real estate, total$54,0001,263
To non-U.S. addressees$08
Real estate loans in domestic offices$54,0001,261
Construction and land development$0514
Secured by farmland$0209
Total charge-offs secured by 1-4 family residential properties$47,000868
Secured by multifamily residential properties$0129
Secured by nonfarm nonresidential properties$7,000894
Real estate loans in foreign officesNANA
Loans to depository institutions$013
To foreign banks$06
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$419,000441
Loans to individuals$141,000943
Credit card loan charge offs$01,546
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$141,000848
Loans to foreign governments and official institutions$09
Other loans$01,316
Lease financing receivables$28,000141
Memoranda:
Loans to finance agricultural production and other loans to farmers$0488
Total recoveries$68,0001,658
Loans secured by real estate, total$6,0001,583
To non-U.S. addressees$07
Real estate loans in domestic offices$6,0001,582
Construction and land development$0382
Secured by farmland$0254
Secured by 1-4 family residential properties - total recoveries$6,0001,081
Secured by multifamily residential properties$0117
Secured by nonfarm nonresidential properties$0933
Real estate loans in foreign officesNANA
Loans to depository institutions$033
To foreign banks$016
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$8,0002,028
Loans to individuals$27,0001,555
Credit card loan recoveries$01,131
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$27,0001,457
Loans to foreign governments and official institutions$08
Other loans$01,529
Lease financing receivables$27,000113
Memoranda:
Loans to finance agricultural production and other loans to farmers$0704
Net charge-offs$574,000630
Loans secured by real estate, total$48,0001,171
To non-U.S. addressees$06
Real estate loans in domestic offices$48,0001,171
Construction and land development$0468
Secured by farmland$0184
Secured by 1-4 family residential properties- net charge-offs$41,000810
Secured by multifamily residential properties$0120
Secured by nonfarm nonresidential properties$7,000802
Real estate loans in foreign officesNANA
Loans to depository institutions$011
To foreign banks$05
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$411,000366
To non-U.S. addressees$018
Loans to individuals$114,000826
Credit card loan net charge offs$01,412
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$114,000732
Loans to foreign governments and official institutions$07
Other loans$01,091
Lease financing receivables$1,000176
Memoranda:
Loans to finance agricultural production and other loans to farmers$0395
2004-03-31 (YTD Data)Rank
Total charge-offs$261,000828
Loans secured by real estate, total$41,000823
To non-U.S. addressees$06
Real estate loans in domestic offices$41,000822
Construction and land development$0316
Secured by farmland$0111
Total charge-offs secured by 1-4 family residential properties$41,000536
Secured by multifamily residential properties$078
Secured by nonfarm nonresidential properties$0629
Real estate loans in foreign officesNANA
Loans to depository institutions$06
To foreign banks$03
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$149,000498
Loans to individuals$46,0001,338
Credit card loan charge offs$01,259
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$46,0001,213
Loans to foreign governments and official institutions$015
Other loans$0949
Lease financing receivables$25,000114
Memoranda:
Loans to finance agricultural production and other loans to farmers$0290
Total recoveries$13,0002,830
Loans secured by real estate, total$02,112
To non-U.S. addressees$06
Real estate loans in domestic offices$02,111
Construction and land development$0273
Secured by farmland$0159
Secured by 1-4 family residential properties - total recoveries$01,577
Secured by multifamily residential properties$078
Secured by nonfarm nonresidential properties$0662
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$014
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$7,0001,424
Loans to individuals$2,0003,813
Credit card loan recoveries$0898
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$2,0003,674
Loans to foreign governments and official institutions$020
Other loans$01,215
Lease financing receivables$4,000150
Memoranda:
Loans to finance agricultural production and other loans to farmers$0532
Net charge-offs$248,000691
Loans secured by real estate, total$41,000728
To non-U.S. addressees$05
Real estate loans in domestic offices$41,000729
Construction and land development$0287
Secured by farmland$0105
Secured by 1-4 family residential properties- net charge-offs$41,000476
Secured by multifamily residential properties$071
Secured by nonfarm nonresidential properties$0553
Real estate loans in foreign officesNANA
Loans to depository institutions$06
To foreign banks$03
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$142,000435
To non-U.S. addressees$019
Loans to individuals$44,0001,061
Credit card loan net charge offs$01,141
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$44,000955
Loans to foreign governments and official institutions$012
Other loans$0785
Lease financing receivables$21,000102
Memoranda:
Loans to finance agricultural production and other loans to farmers$0245
2003-12-31 (YTD Data)Rank
Total charge-offs$1,906,000668
Loans secured by real estate, total$562,000507
To non-U.S. addressees$011
Real estate loans in domestic offices$562,000507
Construction and land development$137,000273
Secured by farmland$0439
Total charge-offs secured by 1-4 family residential properties$142,000744
Secured by multifamily residential properties$0215
Secured by nonfarm nonresidential properties$283,000407
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$08
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$584,000762
Loans to individuals$208,0001,430
Credit card loan charge offs$02,038
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$208,0001,276
Loans to foreign governments and official institutions$011
Other loans$01,942
Lease financing receivables$552,000102
Memoranda:
Loans to finance agricultural production and other loans to farmers$0867
Total recoveries$120,0001,834
Loans secured by real estate, total$23,0001,412
To non-U.S. addressees$09
Real estate loans in domestic offices$23,0001,411
Construction and land development$0538
Secured by farmland$0408
Secured by 1-4 family residential properties - total recoveries$13,0001,216
Secured by multifamily residential properties$0183
Secured by nonfarm nonresidential properties$10,000779
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$019
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$60,0001,161
Loans to individuals$19,0003,052
Credit card loan recoveries$01,547
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$19,0002,915
Loans to foreign governments and official institutions$07
Other loans$01,905
Lease financing receivables$18,000176
Memoranda:
Loans to finance agricultural production and other loans to farmers$0961
Net charge-offs$1,786,000602
Loans secured by real estate, total$539,000457
To non-U.S. addressees$011
Real estate loans in domestic offices$539,000456
Construction and land development$137,000247
Secured by farmland$0375
Secured by 1-4 family residential properties- net charge-offs$129,000681
Secured by multifamily residential properties$0192
Secured by nonfarm nonresidential properties$273,000354
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$07
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$524,000725
To non-U.S. addressees$028
Loans to individuals$189,0001,162
Credit card loan net charge offs$01,905
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$189,0001,032
Loans to foreign governments and official institutions$010
Other loans$01,697
Lease financing receivables$534,00093
Memoranda:
Loans to finance agricultural production and other loans to farmers$0735
2003-09-30 (YTD Data)Rank
Total charge-offs$1,535,000614
Loans secured by real estate, total$505,000418
To non-U.S. addressees$011
Real estate loans in domestic offices$505,000418
Construction and land development$137,000214
Secured by farmland$0323
Total charge-offs secured by 1-4 family residential properties$85,000822
Secured by multifamily residential properties$0164
Secured by nonfarm nonresidential properties$283,000292
Real estate loans in foreign officesNANA
Loans to depository institutions$014
To foreign banks$08
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$437,000678
Loans to individuals$154,0001,400
Credit card loan charge offs$01,934
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$154,0001,259
Loans to foreign governments and official institutions$010
Other loans$01,699
Lease financing receivables$439,00095
Memoranda:
Loans to finance agricultural production and other loans to farmers$0715
Total recoveries$98,0001,706
Loans secured by real estate, total$13,0001,475
To non-U.S. addressees$08
Real estate loans in domestic offices$13,0001,474
Construction and land development$0454
Secured by farmland$0344
Secured by 1-4 family residential properties - total recoveries$3,0001,690
Secured by multifamily residential properties$0161
Secured by nonfarm nonresidential properties$10,000623
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$017
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$53,0001,035
Loans to individuals$14,0003,065
Credit card loan recoveries$01,427
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$14,0002,943
Loans to foreign governments and official institutions$011
Other loans$01,741
Lease financing receivables$18,000156
Memoranda:
Loans to finance agricultural production and other loans to farmers$0850
Net charge-offs$1,437,000549
Loans secured by real estate, total$492,000368
To non-U.S. addressees$011
Real estate loans in domestic offices$492,000367
Construction and land development$137,000194
Secured by farmland$0283
Secured by 1-4 family residential properties- net charge-offs$82,000731
Secured by multifamily residential properties$0144
Secured by nonfarm nonresidential properties$273,000252
Real estate loans in foreign officesNANA
Loans to depository institutions$013
To foreign banks$07
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$384,000648
To non-U.S. addressees$028
Loans to individuals$140,0001,133
Credit card loan net charge offs$01,800
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$140,000993
Loans to foreign governments and official institutions$08
Other loans$01,466
Lease financing receivables$421,00088
Memoranda:
Loans to finance agricultural production and other loans to farmers$0609
2003-06-30 (YTD Data)Rank
Total charge-offs$1,142,000559
Loans secured by real estate, total$497,000308
To non-U.S. addressees$08
Real estate loans in domestic offices$497,000308
Construction and land development$137,000151
Secured by farmland$0243
Total charge-offs secured by 1-4 family residential properties$85,000583
Secured by multifamily residential properties$0115
Secured by nonfarm nonresidential properties$275,000197
Real estate loans in foreign officesNANA
Loans to depository institutions$014
To foreign banks$08
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$262,000720
Loans to individuals$113,0001,282
Credit card loan charge offs$01,759
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$113,0001,160
Loans to foreign governments and official institutions$011
Other loans$01,428
Lease financing receivables$270,00096
Memoranda:
Loans to finance agricultural production and other loans to farmers$0571
Total recoveries$73,0001,561
Loans secured by real estate, total$13,0001,124
To non-U.S. addressees$06
Real estate loans in domestic offices$13,0001,123
Construction and land development$0360
Secured by farmland$0274
Secured by 1-4 family residential properties - total recoveries$3,0001,297
Secured by multifamily residential properties$0122
Secured by nonfarm nonresidential properties$10,000457
Real estate loans in foreign officesNANA
Loans to depository institutions$022
To foreign banks$014
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$48,000825
Loans to individuals$12,0002,658
Credit card loan recoveries$01,265
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$12,0002,528
Loans to foreign governments and official institutions$010
Other loans$01,482
Lease financing receivables$0235
Memoranda:
Loans to finance agricultural production and other loans to farmers$0695
Net charge-offs$1,069,000504
Loans secured by real estate, total$484,000269
To non-U.S. addressees$08
Real estate loans in domestic offices$484,000268
Construction and land development$137,000143
Secured by farmland$0214
Secured by 1-4 family residential properties- net charge-offs$82,000524
Secured by multifamily residential properties$0103
Secured by nonfarm nonresidential properties$265,000178
Real estate loans in foreign officesNANA
Loans to depository institutions$013
To foreign banks$07
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$214,000733
To non-U.S. addressees$025
Loans to individuals$101,0001,086
Credit card loan net charge offs$01,616
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$101,000958
Loans to foreign governments and official institutions$010
Other loans$01,245
Lease financing receivables$270,00087
Memoranda:
Loans to finance agricultural production and other loans to farmers$0485
2003-03-31 (YTD Data)Rank
Total charge-offs$635,000482
Loans secured by real estate, total$235,000295
To non-U.S. addressees$06
Real estate loans in domestic offices$235,000295
Construction and land development$0356
Secured by farmland$0142
Total charge-offs secured by 1-4 family residential properties$8,0001,298
Secured by multifamily residential properties$062
Secured by nonfarm nonresidential properties$227,000117
Real estate loans in foreign officesNANA
Loans to depository institutions$011
To foreign banks$05
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$76,000872
Loans to individuals$78,0001,001
Credit card loan charge offs$01,417
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$78,000890
Loans to foreign governments and official institutions$09
Other loans$01,009
Lease financing receivables$246,00071
Memoranda:
Loans to finance agricultural production and other loans to farmers$0328
Total recoveries$58,0001,072
Loans secured by real estate, total$10,000770
To non-U.S. addressees$05
Real estate loans in domestic offices$10,000769
Construction and land development$0259
Secured by farmland$0177
Secured by 1-4 family residential properties - total recoveries$01,536
Secured by multifamily residential properties$090
Secured by nonfarm nonresidential properties$10,000260
Real estate loans in foreign officesNANA
Loans to depository institutions$022
To foreign banks$011
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$46,000495
Loans to individuals$2,0003,857
Credit card loan recoveries$0989
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$2,0003,698
Loans to foreign governments and official institutions$08
Other loans$01,167
Lease financing receivables$0201
Memoranda:
Loans to finance agricultural production and other loans to farmers$0518
Net charge-offs$577,000443
Loans secured by real estate, total$225,000268
To non-U.S. addressees$06
Real estate loans in domestic offices$225,000268
Construction and land development$0331
Secured by farmland$0129
Secured by 1-4 family residential properties- net charge-offs$8,0001,171
Secured by multifamily residential properties$056
Secured by nonfarm nonresidential properties$217,000107
Real estate loans in foreign officesNANA
Loans to depository institutions$010
To foreign banks$05
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$30,0001,211
To non-U.S. addressees$017
Loans to individuals$76,000793
Credit card loan net charge offs$01,291
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$76,000684
Loans to foreign governments and official institutions$08
Other loans$0847
Lease financing receivables$246,00066
Memoranda:
Loans to finance agricultural production and other loans to farmers$0283
2002-12-31 (YTD Data)Rank
Total charge-offs$1,209,000979
Loans secured by real estate, total$351,000687
To non-U.S. addresseesNANA
Real estate loans in domestic offices$351,000684
Construction and land development$0961
Secured by farmland$0395
Total charge-offs secured by 1-4 family residential properties$03,799
Secured by multifamily residential properties$0205
Secured by nonfarm nonresidential properties$351,000333
Real estate loans in foreign officesNANA
Loans to depository institutions$022
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$710,000678
Loans to individuals$127,0002,159
Credit card loan charge offs$02,154
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$127,0001,981
Loans to foreign governments and official institutions$019
Other loans$02,007
Lease financing receivables$21,000255
Memoranda:
Loans to finance agricultural production and other loans to farmers$0954
Total recoveries$226,0001,078
Loans secured by real estate, total$155,000387
To non-U.S. addresseesNANA
Real estate loans in domestic offices$155,000385
Construction and land development$0512
Secured by farmland$0408
Secured by 1-4 family residential properties - total recoveries$02,793
Secured by multifamily residential properties$0183
Secured by nonfarm nonresidential properties$155,000183
Real estate loans in foreign officesNANA
Loans to depository institutions$026
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$52,0001,238
Loans to individuals$19,0003,049
Credit card loan recoveries$01,607
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$19,0002,920
Loans to foreign governments and official institutions$016
Other loans$01,889
Lease financing receivables$0274
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,014
Net charge-offs$983,000986
Loans secured by real estate, total$196,000889
To non-U.S. addresseesNANA
Real estate loans in domestic offices$196,000885
Construction and land development$0884
Secured by farmland$0335
Secured by 1-4 family residential properties- net charge-offs$03,443
Secured by multifamily residential properties$0191
Secured by nonfarm nonresidential properties$196,000417
Real estate loans in foreign officesNANA
Loans to depository institutions$022
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$658,000654
To non-U.S. addresseesNANA
Loans to individuals$108,0001,928
Credit card loan net charge offs$02,007
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$108,0001,745
Loans to foreign governments and official institutions$016
Other loans$01,756
Lease financing receivables$21,000237
Memoranda:
Loans to finance agricultural production and other loans to farmers$0812
2001-12-31 (YTD Data)Rank
Total charge-offs$873,0001,217
Loans secured by real estate, total$34,0002,462
To non-U.S. addresseesNANA
Real estate loans in domestic offices$34,0002,460
Construction and land development$34,000490
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$03,695
Secured by multifamily residential properties$0232
Secured by nonfarm nonresidential properties$01,604
Real estate loans in foreign officesNANA
Loans to depository institutions$024
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$761,000607
Loans to individuals$78,0002,959
Credit card loan charge offs$02,261
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$78,0002,748
Loans to foreign governments and official institutions$019
Other loans$01,962
Lease financing receivables$0314
Memoranda:
Loans to finance agricultural production and other loans to farmers$0889
Total recoveries$79,0002,266
Loans secured by real estate, total$03,477
To non-U.S. addresseesNANA
Real estate loans in domestic offices$03,476
Construction and land development$0490
Secured by farmland$0411
Secured by 1-4 family residential properties - total recoveries$02,684
Secured by multifamily residential properties$0182
Secured by nonfarm nonresidential properties$01,182
Real estate loans in foreign officesNANA
Loans to depository institutions$035
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$68,000939
Loans to individuals$11,0003,816
Credit card loan recoveries$01,709
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$11,0003,648
Loans to foreign governments and official institutions$018
Other loans$01,877
Lease financing receivables$0247
Memoranda:
Loans to finance agricultural production and other loans to farmers$0990
Net charge-offs$794,0001,105
Loans secured by real estate, total$34,0002,164
To non-U.S. addresseesNANA
Real estate loans in domestic offices$34,0002,161
Construction and land development$34,000457
Secured by farmland$0337
Secured by 1-4 family residential properties- net charge-offs$03,307
Secured by multifamily residential properties$0198
Secured by nonfarm nonresidential properties$01,437
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$693,000594
To non-U.S. addresseesNANA
Loans to individuals$67,0002,630
Credit card loan net charge offs$02,129
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$67,0002,422
Loans to foreign governments and official institutions$017
Other loans$01,676
Lease financing receivables$0303
Memoranda:
Loans to finance agricultural production and other loans to farmers$0735
2000-12-31 (YTD Data)Rank
Total charge-offs$779,0001,073
Loans secured by real estate, total$04,112
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,108
Construction and land development$0585
Secured by farmland$0333
Total charge-offs secured by 1-4 family residential properties$03,423
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$01,312
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$715,000527
Loans to individuals$64,0003,008
Credit card loan charge offs$03,283
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$64,0002,722
Loans to foreign governments and official institutions$013
Other loansNANA
Lease financing receivables$0262
Memoranda:
Loans to finance agricultural production and other loans to farmers$0988
Total recoveries$69,0002,492
Loans secured by real estate, total$25,0001,189
To non-U.S. addresseesNANA
Real estate loans in domestic offices$25,0001,188
Construction and land development$0380
Secured by farmland$0361
Secured by 1-4 family residential properties - total recoveries$25,000774
Secured by multifamily residential properties$0214
Secured by nonfarm nonresidential properties$01,178
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$44,0001,481
Loans to individuals$07,052
Credit card loan recoveries$02,376
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$06,781
Loans to foreign governments and official institutions$013
Other loansNANA
Lease financing receivables$0249
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,156
Net charge-offs$710,000952
Loans secured by real estate, total$-25,0009,426
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-25,0009,443
Construction and land development$0551
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$-25,0009,638
Secured by multifamily residential properties$0179
Secured by nonfarm nonresidential properties$01,145
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$671,000481
To non-U.S. addresseesNANA
Loans to individuals$64,0002,359
Credit card loan net charge offs$03,051
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$64,0002,081
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0240
Memoranda:
Loans to finance agricultural production and other loans to farmers$0795
1999-12-31 (YTD Data)Rank
Total charge-offs$506,0001,557
Loans secured by real estate, total$18,0002,915
To non-U.S. addresseesNANA
Real estate loans in domestic offices$18,0002,914
Construction and land development$0611
Secured by farmland$0351
Total charge-offs secured by 1-4 family residential properties$18,0002,193
Secured by multifamily residential properties$0249
Secured by nonfarm nonresidential properties$01,427
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$422,000787
Loans to individuals$66,0003,031
Credit card loan charge offs$1,0003,123
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$65,0002,750
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0289
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,213
Total recoveries$40,0003,785
Loans secured by real estate, total$1,0003,355
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,0003,351
Construction and land development$0429
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$1,0002,577
Secured by multifamily residential properties$0246
Secured by nonfarm nonresidential properties$01,309
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$12,0003,319
Loans to individuals$27,0002,454
Credit card loan recoveries$02,561
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$27,0002,227
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,259
Net charge-offs$466,0001,281
Loans secured by real estate, total$17,0002,434
To non-U.S. addresseesNANA
Real estate loans in domestic offices$17,0002,434
Construction and land development$0547
Secured by farmland$0293
Secured by 1-4 family residential properties- net charge-offs$17,0001,902
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$01,166
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$410,000649
To non-U.S. addresseesNANA
Loans to individuals$39,0003,238
Credit card loan net charge offs$1,0002,889
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$38,0002,939
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0263
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,003
1998-12-31 (YTD Data)Rank
Total charge-offs$225,0002,874
Loans secured by real estate, total$04,620
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,613
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$03,812
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$184,0001,507
Loans to individuals$41,0004,081
Credit card loan charge offs$03,663
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$41,0003,681
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,225
Total recoveries$19,0005,358
Loans secured by real estate, total$03,922
To non-U.S. addresseesNANA
Real estate loans in domestic offices$03,917
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$03,049
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$17,0002,891
Loans to individuals$2,0006,491
Credit card loan recoveries$02,637
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$2,0006,182
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,322
Net charge-offs$206,0002,392
Loans secured by real estate, total$03,834
To non-U.S. addresseesNANA
Real estate loans in domestic offices$03,828
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$03,290
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$167,0001,293
To non-U.S. addresseesNANA
Loans to individuals$39,0003,391
Credit card loan net charge offs$03,434
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$39,0002,994
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,029
1997-12-31 (YTD Data)Rank
Total charge-offs$84,0005,249
Loans secured by real estate, total$04,932
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,929
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$04,103
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$69,0002,879
Loans to individuals$15,0006,176
Credit card loan charge offs$03,914
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$15,0005,716
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,269
Total recoveries$2,0008,496
Loans secured by real estate, total$04,351
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,349
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$03,348
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,592
Loans to individuals$2,0006,781
Credit card loan recoveries$02,736
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$2,0006,466
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,495
Net charge-offs$82,0004,192
Loans secured by real estate, total$04,060
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,052
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$03,512
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$69,0002,217
To non-U.S. addresseesNANA
Loans to individuals$13,0005,544
Credit card loan net charge offs$03,690
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$13,0005,055
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,019
1996-12-31 (YTD Data)Rank
Total charge-offs$2,0009,999
Loans secured by real estate, total$05,176
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,167
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$04,217
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,405
Loans to individuals$2,0008,710
Credit card loan charge offs$04,125
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$2,0008,257
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$09,763
Loans secured by real estate, total$04,712
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,705
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$03,594
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,068
Loans to individuals$08,526
Credit card loan recoveries$02,751
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$08,255
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$2,0008,441
Loans secured by real estate, total$04,193
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,185
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$03,584
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$05,817
To non-U.S. addresseesNANA
Loans to individuals$2,0007,697
Credit card loan net charge offs$03,910
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$2,0007,164
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$010,825
Loans secured by real estate, total$05,487
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,481
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$04,398
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,579
Loans to individuals$09,727
Credit card loan charge offs$04,035
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$09,309
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$010,377
Loans secured by real estate, total$05,162
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,149
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$03,910
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,599
Loans to individuals$09,046
Credit card loan recoveries$02,795
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$08,760
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$08,856
Loans secured by real estate, total$04,386
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,381
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$03,681
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$01,798
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$05,683
To non-U.S. addresseesNANA
Loans to individuals$08,408
Credit card loan net charge offs$03,773
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$07,848
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.