Home > First Community Bank > Income and Expense
First Community Bank, Income and Expense
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,966,000 | 2,307 |
| Total interest expense | $6,912,000 | 2,308 |
| Net interest income | $10,054,000 | 2,277 |
| Provision for loan and lease losses | $91,000 | 4,869 |
| Total noninterest income | $566,000 | 4,866 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $472,000 | 3,182 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $94,000 | 6,427 |
| Total noninterest expense | $5,444,000 | 3,111 |
| Salaries and employee benefits | $3,849,000 | 2,526 |
| Premises and equipment expense | $558,000 | 3,972 |
| Additional noninterest expense | $1,037,000 | 4,393 |
| Pre-tax net operating income | $5,085,000 | 1,847 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,822,000 | 1,428 |
| Income before extraordinary items | $3,263,000 | 2,126 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,263,000 | 2,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,358 |
| Cash dividends | $844,000 | 2,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,263,000 | 2,113 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,406,000 | 2,342 |
| Total interest expense | $5,016,000 | 2,314 |
| Net interest income | $7,390,000 | 2,338 |
| Provision for loan and lease losses | $65,000 | 4,757 |
| Total noninterest income | $429,000 | 4,859 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $354,000 | 3,195 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $75,000 | 6,322 |
| Total noninterest expense | $4,049,000 | 3,135 |
| Salaries and employee benefits | $2,807,000 | 2,594 |
| Premises and equipment expense | $426,000 | 3,932 |
| Additional noninterest expense | $816,000 | 4,204 |
| Pre-tax net operating income | $3,705,000 | 1,968 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,328,000 | 1,526 |
| Income before extraordinary items | $2,377,000 | 2,242 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,377,000 | 2,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,016 |
| Cash dividends | $844,000 | 2,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,377,000 | 2,231 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,063,000 | 2,356 |
| Total interest expense | $3,243,000 | 2,288 |
| Net interest income | $4,820,000 | 2,402 |
| Provision for loan and lease losses | $55,000 | 4,340 |
| Total noninterest income | $283,000 | 4,875 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $226,000 | 3,276 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $57,000 | 6,166 |
| Total noninterest expense | $2,512,000 | 3,334 |
| Salaries and employee benefits | $1,682,000 | 2,820 |
| Premises and equipment expense | $285,000 | 3,923 |
| Additional noninterest expense | $545,000 | 4,214 |
| Pre-tax net operating income | $2,536,000 | 1,928 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $908,000 | 1,511 |
| Income before extraordinary items | $1,628,000 | 2,187 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,628,000 | 2,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $824,000 | 1,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,628,000 | 2,175 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,896,000 | 2,377 |
| Total interest expense | $1,563,000 | 2,253 |
| Net interest income | $2,333,000 | 2,450 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $127,000 | 5,074 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $111,000 | 3,255 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,000 |
| Total noninterest expense | $1,221,000 | 3,416 |
| Salaries and employee benefits | $803,000 | 2,961 |
| Premises and equipment expense | $141,000 | 3,962 |
| Additional noninterest expense | $277,000 | 4,151 |
| Pre-tax net operating income | $1,194,000 | 1,982 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $429,000 | 1,570 |
| Income before extraordinary items | $765,000 | 2,284 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $765,000 | 2,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $402,000 | 1,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $765,000 | 2,263 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,195,000 | 2,497 |
| Total interest expense | $4,713,000 | 2,324 |
| Net interest income | $8,482,000 | 2,559 |
| Provision for loan and lease losses | $235,000 | 3,312 |
| Total noninterest income | $529,000 | 5,108 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $458,000 | 3,237 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $71,000 | 6,919 |
| Total noninterest expense | $4,498,000 | 3,546 |
| Salaries and employee benefits | $3,017,000 | 2,944 |
| Premises and equipment expense | $448,000 | 4,505 |
| Additional noninterest expense | $1,033,000 | 4,310 |
| Pre-tax net operating income | $4,278,000 | 2,117 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,536,000 | 1,678 |
| Income before extraordinary items | $2,742,000 | 2,421 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,742,000 | 2,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,690 |
| Cash dividends | $1,428,000 | 1,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,742,000 | 2,391 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,492,000 | 2,539 |
| Total interest expense | $3,288,000 | 2,374 |
| Net interest income | $6,204,000 | 2,600 |
| Provision for loan and lease losses | $225,000 | 2,711 |
| Total noninterest income | $405,000 | 5,082 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $351,000 | 3,200 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $54,000 | 6,950 |
| Total noninterest expense | $3,202,000 | 3,653 |
| Salaries and employee benefits | $2,138,000 | 3,080 |
| Premises and equipment expense | $311,000 | 4,718 |
| Additional noninterest expense | $753,000 | 4,385 |
| Pre-tax net operating income | $3,182,000 | 2,131 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,147,000 | 1,703 |
| Income before extraordinary items | $2,035,000 | 2,454 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,035,000 | 2,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,302 |
| Cash dividends | $1,055,000 | 1,714 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,035,000 | 2,426 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,975,000 | 2,609 |
| Total interest expense | $1,969,000 | 2,450 |
| Net interest income | $4,006,000 | 2,648 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $265,000 | 5,085 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $225,000 | 3,244 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $40,000 | 6,773 |
| Total noninterest expense | $2,069,000 | 3,708 |
| Salaries and employee benefits | $1,374,000 | 3,170 |
| Premises and equipment expense | $194,000 | 4,925 |
| Additional noninterest expense | $501,000 | 4,370 |
| Pre-tax net operating income | $2,052,000 | 2,142 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $741,000 | 1,718 |
| Income before extraordinary items | $1,311,000 | 2,472 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,311,000 | 2,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,383 |
| Cash dividends | $824,000 | 1,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,311,000 | 2,437 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,815,000 | 2,716 |
| Total interest expense | $885,000 | 2,577 |
| Net interest income | $1,930,000 | 2,736 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $131,000 | 5,062 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $111,000 | 3,214 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $20,000 | 6,849 |
| Total noninterest expense | $1,023,000 | 3,782 |
| Salaries and employee benefits | $695,000 | 3,142 |
| Premises and equipment expense | $93,000 | 5,112 |
| Additional noninterest expense | $235,000 | 4,571 |
| Pre-tax net operating income | $993,000 | 2,178 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $358,000 | 1,739 |
| Income before extraordinary items | $635,000 | 2,490 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $635,000 | 2,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,462 |
| Cash dividends | $422,000 | 1,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $635,000 | 2,456 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,419,000 | 2,725 |
| Total interest expense | $3,192,000 | 2,485 |
| Net interest income | $7,227,000 | 2,802 |
| Provision for loan and lease losses | $465,000 | 2,077 |
| Total noninterest income | $605,000 | 4,795 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $531,000 | 3,003 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $74,000 | 6,906 |
| Total noninterest expense | $4,004,000 | 3,741 |
| Salaries and employee benefits | $2,630,000 | 3,209 |
| Premises and equipment expense | $410,000 | 4,679 |
| Additional noninterest expense | $964,000 | 4,481 |
| Pre-tax net operating income | $3,363,000 | 2,345 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,208,000 | 1,892 |
| Income before extraordinary items | $2,155,000 | 2,739 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,155,000 | 2,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,584 |
| Cash dividends | $423,000 | 3,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,155,000 | 2,678 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,672,000 | 2,741 |
| Total interest expense | $2,363,000 | 2,478 |
| Net interest income | $5,309,000 | 2,824 |
| Provision for loan and lease losses | $405,000 | 1,746 |
| Total noninterest income | $462,000 | 4,750 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $405,000 | 2,982 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $57,000 | 6,877 |
| Total noninterest expense | $2,885,000 | 3,834 |
| Salaries and employee benefits | $1,871,000 | 3,330 |
| Premises and equipment expense | $311,000 | 4,653 |
| Additional noninterest expense | $703,000 | 4,507 |
| Pre-tax net operating income | $2,481,000 | 2,404 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $902,000 | 1,939 |
| Income before extraordinary items | $1,579,000 | 2,833 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,579,000 | 2,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 2,818 |
| Cash dividends | $31,000 | 5,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,579,000 | 2,756 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,068,000 | 2,755 |
| Total interest expense | $1,559,000 | 2,488 |
| Net interest income | $3,509,000 | 2,842 |
| Provision for loan and lease losses | $365,000 | 1,324 |
| Total noninterest income | $302,000 | 4,809 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $265,000 | 2,998 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $37,000 | 6,933 |
| Total noninterest expense | $1,876,000 | 3,949 |
| Salaries and employee benefits | $1,203,000 | 3,435 |
| Premises and equipment expense | $201,000 | 4,744 |
| Additional noninterest expense | $472,000 | 4,529 |
| Pre-tax net operating income | $1,570,000 | 2,493 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $592,000 | 1,951 |
| Income before extraordinary items | $978,000 | 2,985 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $978,000 | 2,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 2,389 |
| Cash dividends | $21,000 | 4,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $978,000 | 2,904 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,519,000 | 2,768 |
| Total interest expense | $770,000 | 2,539 |
| Net interest income | $1,749,000 | 2,849 |
| Provision for loan and lease losses | $165,000 | 1,332 |
| Total noninterest income | $130,000 | 5,127 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $113,000 | 3,294 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $17,000 | 7,062 |
| Total noninterest expense | $931,000 | 3,988 |
| Salaries and employee benefits | $600,000 | 3,456 |
| Premises and equipment expense | $100,000 | 4,791 |
| Additional noninterest expense | $231,000 | 4,582 |
| Pre-tax net operating income | $783,000 | 2,461 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $295,000 | 1,954 |
| Income before extraordinary items | $488,000 | 3,009 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $488,000 | 3,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,329 |
| Cash dividends | $21,000 | 3,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $488,000 | 2,902 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,846,000 | 2,865 |
| Total interest expense | $3,262,000 | 2,659 |
| Net interest income | $6,584,000 | 2,916 |
| Provision for loan and lease losses | $345,000 | 2,886 |
| Total noninterest income | $461,000 | 5,637 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $421,000 | 3,534 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $40,000 | 7,815 |
| Total noninterest expense | $3,778,000 | 3,865 |
| Salaries and employee benefits | $2,355,000 | 3,431 |
| Premises and equipment expense | $411,000 | 4,649 |
| Additional noninterest expense | $1,012,000 | 4,236 |
| Pre-tax net operating income | $2,922,000 | 2,564 |
| Securities gains (losses) | $-3,000 | 8,643 |
| Applicable income taxes | $1,086,000 | 2,061 |
| Income before extraordinary items | $1,833,000 | 3,060 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,833,000 | 3,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $366,000 | 1,976 |
| Cash dividends | $50,000 | 5,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,834,920 | 2,924 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,362,000 | 2,919 |
| Total interest expense | $2,471,000 | 2,714 |
| Net interest income | $4,891,000 | 2,954 |
| Provision for loan and lease losses | $295,000 | 2,548 |
| Total noninterest income | $339,000 | 5,742 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $314,000 | 3,563 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 8,058 |
| Total noninterest expense | $2,740,000 | 3,954 |
| Salaries and employee benefits | $1,712,000 | 3,504 |
| Premises and equipment expense | $312,000 | 4,591 |
| Additional noninterest expense | $716,000 | 4,405 |
| Pre-tax net operating income | $2,195,000 | 2,649 |
| Securities gains (losses) | $-3,000 | 8,827 |
| Applicable income taxes | $821,000 | 2,170 |
| Income before extraordinary items | $1,371,000 | 3,176 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,371,000 | 3,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 2,836 |
| Cash dividends | $50,000 | 5,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,372,920 | 3,016 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,886,000 | 2,959 |
| Total interest expense | $1,673,000 | 2,748 |
| Net interest income | $3,213,000 | 2,979 |
| Provision for loan and lease losses | $245,000 | 2,166 |
| Total noninterest income | $229,000 | 5,680 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $214,000 | 3,461 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $15,000 | 8,141 |
| Total noninterest expense | $1,781,000 | 4,036 |
| Salaries and employee benefits | $1,109,000 | 3,580 |
| Premises and equipment expense | $203,000 | 4,657 |
| Additional noninterest expense | $469,000 | 4,451 |
| Pre-tax net operating income | $1,416,000 | 2,716 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $531,000 | 2,237 |
| Income before extraordinary items | $885,000 | 3,248 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $885,000 | 3,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,876 |
| Cash dividends | $50,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $885,000 | 3,081 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,391,000 | 3,026 |
| Total interest expense | $837,000 | 2,822 |
| Net interest income | $1,554,000 | 3,074 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $109,000 | 5,690 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $110,000 | 3,304 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-1,000 | 9,255 |
| Total noninterest expense | $872,000 | 4,094 |
| Salaries and employee benefits | $538,000 | 3,674 |
| Premises and equipment expense | $101,000 | 4,667 |
| Additional noninterest expense | $233,000 | 4,460 |
| Pre-tax net operating income | $641,000 | 2,926 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $241,000 | 2,382 |
| Income before extraordinary items | $400,000 | 3,453 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $400,000 | 3,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $30,000 | 3,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $400,000 | 3,290 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,954,000 | 3,030 |
| Total interest expense | $4,029,000 | 2,730 |
| Net interest income | $5,925,000 | 3,172 |
| Provision for loan and lease losses | $355,000 | 3,106 |
| Total noninterest income | $534,000 | 5,034 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $489,000 | 3,030 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $45,000 | 7,733 |
| Total noninterest expense | $3,551,000 | 3,913 |
| Salaries and employee benefits | $2,233,000 | 3,416 |
| Premises and equipment expense | $406,000 | 4,596 |
| Additional noninterest expense | $912,000 | 4,499 |
| Pre-tax net operating income | $2,553,000 | 2,841 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $937,000 | 2,320 |
| Income before extraordinary items | $1,617,000 | 3,301 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,617,000 | 3,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $310,000 | 2,314 |
| Cash dividends | $513,000 | 3,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,616,360 | 3,208 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,005,000 | 2,826 |
| Total interest expense | $5,937,000 | 2,701 |
| Net interest income | $6,068,000 | 2,921 |
| Provision for loan and lease losses | $253,000 | 3,574 |
| Total noninterest income | $519,000 | 4,971 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $466,000 | 3,009 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $53,000 | 7,596 |
| Total noninterest expense | $3,731,000 | 3,632 |
| Salaries and employee benefits | $2,177,000 | 3,345 |
| Premises and equipment expense | $424,000 | 4,413 |
| Additional noninterest expense | $1,130,000 | 3,691 |
| Pre-tax net operating income | $2,603,000 | 2,589 |
| Securities gains (losses) | $17,000 | 3,266 |
| Applicable income taxes | $934,000 | 2,166 |
| Income before extraordinary items | $1,686,000 | 2,944 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,686,000 | 2,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 3,040 |
| Cash dividends | $786,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,675,120 | 2,864 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,246,000 | 2,848 |
| Total interest expense | $5,869,000 | 2,843 |
| Net interest income | $6,377,000 | 2,787 |
| Provision for loan and lease losses | $155,000 | 4,336 |
| Total noninterest income | $614,000 | 4,354 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $411,000 | 3,175 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $203,000 | 4,761 |
| Total noninterest expense | $3,824,000 | 3,449 |
| Salaries and employee benefits | $2,381,000 | 2,969 |
| Premises and equipment expense | $376,000 | 4,705 |
| Additional noninterest expense | $1,067,000 | 3,796 |
| Pre-tax net operating income | $3,012,000 | 2,383 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,108,000 | 1,951 |
| Income before extraordinary items | $1,904,000 | 2,682 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,904,000 | 2,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,408 |
| Cash dividends | $1,397,000 | 1,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,904,000 | 2,673 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,829,000 | 3,268 |
| Total interest expense | $4,414,000 | 3,295 |
| Net interest income | $5,415,000 | 3,203 |
| Provision for loan and lease losses | $285,000 | 2,788 |
| Total noninterest income | $779,000 | 3,687 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $436,000 | 2,976 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $343,000 | 3,726 |
| Total noninterest expense | $3,453,000 | 3,742 |
| Salaries and employee benefits | $2,074,000 | 3,324 |
| Premises and equipment expense | $390,000 | 4,632 |
| Additional noninterest expense | $989,000 | 4,053 |
| Pre-tax net operating income | $2,456,000 | 2,829 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $901,000 | 2,389 |
| Income before extraordinary items | $1,555,000 | 3,151 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,555,000 | 3,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $402,000 | 3,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,555,000 | 3,120 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,854,000 | 3,580 |
| Total interest expense | $4,166,000 | 3,547 |
| Net interest income | $4,688,000 | 3,614 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $685,000 | 4,044 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $334,000 | 3,612 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $351,000 | 3,699 |
| Total noninterest expense | $3,171,000 | 3,920 |
| Salaries and employee benefits | $1,847,000 | 3,590 |
| Premises and equipment expense | $370,000 | 4,705 |
| Additional noninterest expense | $954,000 | 4,113 |
| Pre-tax net operating income | $2,082,000 | 3,241 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $788,000 | 2,777 |
| Income before extraordinary items | $1,294,000 | 3,707 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,294,000 | 3,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,508 |
| Cash dividends | $362,000 | 4,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,294,000 | 3,606 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,756,000 | 4,080 |
| Total interest expense | $3,556,000 | 4,088 |
| Net interest income | $4,200,000 | 4,062 |
| Provision for loan and lease losses | $150,000 | 4,117 |
| Total noninterest income | $633,000 | 4,269 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $347,000 | 3,636 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $286,000 | 4,041 |
| Total noninterest expense | $3,091,000 | 4,004 |
| Salaries and employee benefits | $1,804,000 | 3,629 |
| Premises and equipment expense | $364,000 | 4,761 |
| Additional noninterest expense | $923,000 | 4,210 |
| Pre-tax net operating income | $1,592,000 | 4,259 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $589,000 | 3,737 |
| Income before extraordinary items | $1,003,000 | 4,699 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,003,000 | 4,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,805 |
| Cash dividends | $111,000 | 6,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,003,000 | 4,630 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,525,000 | 4,851 |
| Total interest expense | $3,236,000 | 4,471 |
| Net interest income | $3,289,000 | 5,087 |
| Provision for loan and lease losses | $155,000 | 3,992 |
| Total noninterest income | $497,000 | 5,174 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $312,000 | 4,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 5,391 |
| Total noninterest expense | $2,745,000 | 4,636 |
| Salaries and employee benefits | $1,493,000 | 4,321 |
| Premises and equipment expense | $370,000 | 4,833 |
| Additional noninterest expense | $882,000 | 4,832 |
| Pre-tax net operating income | $886,000 | 6,138 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $333,000 | 5,491 |
| Income before extraordinary items | $553,000 | 6,542 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $553,000 | 6,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,696 |
| Cash dividends | $268,000 | 4,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $553,000 | 6,480 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,641,000 | 7,377 |
| Total interest expense | $1,952,000 | 6,584 |
| Net interest income | $1,689,000 | 8,048 |
| Provision for loan and lease losses | $355,000 | 2,047 |
| Total noninterest income | $252,000 | 7,676 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 6,862 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,893 |
| Total noninterest expense | $1,639,000 | 6,868 |
| Salaries and employee benefits | $886,000 | 6,625 |
| Premises and equipment expense | $223,000 | 6,784 |
| Additional noninterest expense | $530,000 | 7,030 |
| Pre-tax net operating income | $-53,000 | 11,565 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-18,000 | 11,549 |
| Income before extraordinary items | $-35,000 | 11,556 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-35,000 | 11,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,779 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $8,033,000 | 59 |
| Net operating income | $-35,000 | 11,535 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.